Home > First Federal Savings and Loan Association of Charlotte > Income and Expense
First Federal Savings and Loan Association of Charlotte, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,816,000 | 1,393 |
| Total interest expense | $13,092,000 | 1,036 |
| Net interest income | $9,724,000 | 1,856 |
| Provision for loan and lease losses | $743,000 | 1,594 |
| Total noninterest income | $3,362,000 | 1,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-6,000 | 5,074 |
| Additional Noninterest Income | $3,368,000 | 885 |
| Total noninterest expense | $8,469,000 | 1,772 |
| Salaries and employee benefits | $3,145,000 | 2,108 |
| Premises and equipment expense | $1,374,000 | 1,537 |
| Additional noninterest expense | $3,950,000 | 1,540 |
| Pre-tax net operating income | $3,874,000 | 1,777 |
| Securities gains (losses) | $197,000 | 1,709 |
| Applicable income taxes | $1,189,000 | 1,945 |
| Income before extraordinary items | $2,882,000 | 1,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,882,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,742,130 | 1,710 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,811,000 | 1,154 |
| Total interest expense | $18,711,000 | 969 |
| Net interest income | $13,100,000 | 1,413 |
| Provision for loan and lease losses | $707,000 | 2,355 |
| Total noninterest income | $1,866,000 | 2,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,866,000 | 1,299 |
| Total noninterest expense | $8,474,000 | 1,792 |
| Salaries and employee benefits | $2,911,000 | 2,235 |
| Premises and equipment expense | $1,617,000 | 1,355 |
| Additional noninterest expense | $3,946,000 | 1,605 |
| Pre-tax net operating income | $5,785,000 | 1,119 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,319,000 | 997 |
| Income before extraordinary items | $3,466,000 | 1,346 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,466,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 1,389 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-9,661,000 | 13,914 |
| Net operating income | $3,466,000 | 1,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.