Home > First Federal Savings and Loan Association of Charlotte > Assets and Liabilities
First Federal Savings and Loan Association of Charlotte, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 99 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $333,997,000 | 1,413 |
| Cash and due from depository institutions | $13,992,000 | 2,108 |
| Interest-bearing balances | $10,319,000 | 592 |
| Securities | $69,739,000 | 1,974 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $208,861,000 | 1,334 |
| Loan loss allowance | $3,398,000 | 1,331 |
| Trading account assets | $7,023,000 | 140 |
| Bank premises and fixed assets | $3,501,000 | 2,091 |
| Other real estate owned | $15,083,000 | 2,108 |
| Goodwill and other intangibles | $129,000 | 2,076 |
| All other assets | $15,469,000 | 689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,997,000 | 1,413 |
| Total liabilities | $305,463,000 | 1,413 |
| Total deposits | $279,779,000 | 1,428 |
| Interest-bearing deposits | $276,538,000 | 1,246 |
| Deposits held in domestic offices | $279,779,000 | 1,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,907,000 | 758 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,777,000 | 975 |
| Total equity capital | $28,534,000 | 1,435 |
| Total bank equity capital | $28,534,000 | 1,435 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000 | 11,762 |
| Surplus | $23,962,000 | 708 |
| Undivided profits | $4,570,000 | 4,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,029,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,273,000 | 1,346 |
| Earning assets | $296,142,000 | 1,445 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $352,768,200 | 1,315 |
| Average Assets, quarterly | $342,440,000 | 1,374 |
| Volatile liabilities | $48,824,000 | 1,220 |
| Insider loans | $3,725,000 | 1,106 |
| FHLB advances | $20,907,000 | 297 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,381,000 | 3,238 |
| Tier 1 (core) risk-based capital | $27,223,000 | 1,474 |
| Tier 2 risk-based capital | $499,000 | 5,292 |
| Total risk weighted assets | $196,976,000 | 1,418 |
| Total unused commitments | $9,381,000 | 3,257 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 98 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $365,933,000 | 1,342 |
| Cash and due from depository institutions | $35,867,000 | 2,197 |
| Interest-bearing balances | $32,004,000 | 251 |
| Securities | $51,811,000 | 2,630 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $240,007,000 | 1,197 |
| Loan loss allowance | $4,248,000 | 1,136 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,408,000 | 2,171 |
| Other real estate owned | $19,846,000 | 2,197 |
| Goodwill and other intangibles | $231,000 | 1,768 |
| All other assets | $14,563,000 | 765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,933,000 | 1,342 |
| Total liabilities | $340,281,000 | 1,323 |
| Total deposits | $300,895,000 | 1,406 |
| Interest-bearing deposits | $295,867,000 | 1,242 |
| Deposits held in domestic offices | $300,895,000 | 1,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $35,127,000 | 509 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,259,000 | 1,063 |
| Total equity capital | $25,652,000 | 1,509 |
| Total bank equity capital | $25,652,000 | 1,509 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000 | 12,292 |
| Surplus | $23,962,000 | 679 |
| Undivided profits | $1,688,000 | 8,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,338,000 | 794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,752,000 | 1,092 |
| Earning assets | $324,022,000 | 1,384 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $387,491,000 | 1,244 |
| Average Assets, quarterly | $367,778,500 | 1,322 |
| Volatile liabilities | $63,007,000 | 999 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $35,127,000 | 200 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,902,000 | 1,965 |
| Tier 1 (core) risk-based capital | $24,581,000 | 1,542 |
| Tier 2 risk-based capital | $158,000 | 10,445 |
| Total risk weighted assets | $229,317,000 | 1,267 |
| Total unused commitments | $17,902,000 | 1,981 |
| Derivatives | $0 | 651 |