Home > First Federal Savings and Loan Association of Bucks Co > Income and Expense
First Federal Savings and Loan Association of Bucks Co, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,925,000 | 934 |
| Total interest expense | $2,251,000 | 622 |
| Net interest income | $11,674,000 | 992 |
| Provision for loan and lease losses | $356,000 | 991 |
| Total noninterest income | $872,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $265,000 | 2,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $607,000 | 2,160 |
| Total noninterest expense | $9,025,000 | 1,127 |
| Salaries and employee benefits | $4,698,000 | 1,197 |
| Premises and equipment expense | $1,145,000 | 1,062 |
| Additional noninterest expense | $3,182,000 | 1,038 |
| Pre-tax net operating income | $3,165,000 | 1,317 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $948,000 | 1,071 |
| Income before extraordinary items | $2,219,000 | 1,492 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,219,000 | 1,494 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,219,000 | 1,494 |
| Net charge-offs | $100,000 | 1,732 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,217,600 | 1,458 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 914 |
| Total interest expense | $1,104,000 | 637 |
| Net interest income | $5,942,000 | 963 |
| Provision for loan and lease losses | $183,000 | 952 |
| Total noninterest income | $341,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $134,000 | 1,983 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $207,000 | 2,578 |
| Total noninterest expense | $4,592,000 | 1,119 |
| Salaries and employee benefits | $2,351,000 | 1,199 |
| Premises and equipment expense | $608,000 | 1,008 |
| Additional noninterest expense | $1,633,000 | 988 |
| Pre-tax net operating income | $1,508,000 | 1,329 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $438,000 | 1,110 |
| Income before extraordinary items | $1,077,000 | 1,481 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,077,000 | 1,483 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,077,000 | 1,483 |
| Net charge-offs | $45,000 | 1,636 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,072,030 | 1,439 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,918,000 | 940 |
| Total interest expense | $4,554,000 | 632 |
| Net interest income | $22,364,000 | 1,004 |
| Provision for loan and lease losses | $262,000 | 2,144 |
| Total noninterest income | $1,700,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $599,000 | 1,968 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,101,000 | 2,196 |
| Total noninterest expense | $18,107,000 | 1,112 |
| Salaries and employee benefits | $9,059,000 | 1,190 |
| Premises and equipment expense | $2,279,000 | 1,056 |
| Additional noninterest expense | $6,769,000 | 966 |
| Pre-tax net operating income | $5,695,000 | 1,363 |
| Securities gains (losses) | $34,000 | 1,996 |
| Applicable income taxes | $1,524,000 | 1,185 |
| Income before extraordinary items | $4,205,000 | 1,518 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,205,000 | 1,515 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,205,000 | 1,517 |
| Net charge-offs | $-52,000 | 6,002 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,180,180 | 1,504 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,984,000 | 962 |
| Total interest expense | $3,408,000 | 635 |
| Net interest income | $16,576,000 | 1,027 |
| Provision for loan and lease losses | $52,000 | 3,356 |
| Total noninterest income | $1,344,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $445,000 | 1,995 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $899,000 | 2,085 |
| Total noninterest expense | $12,895,000 | 1,175 |
| Salaries and employee benefits | $6,683,000 | 1,207 |
| Premises and equipment expense | $1,728,000 | 1,051 |
| Additional noninterest expense | $4,484,000 | 1,105 |
| Pre-tax net operating income | $4,973,000 | 1,225 |
| Securities gains (losses) | $-6,000 | 6,083 |
| Applicable income taxes | $1,233,000 | 1,132 |
| Income before extraordinary items | $3,734,000 | 1,296 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,734,000 | 1,296 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,734,000 | 1,296 |
| Net charge-offs | $-52,000 | 6,052 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,738,500 | 1,277 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,211,000 | 960 |
| Total interest expense | $2,288,000 | 636 |
| Net interest income | $10,923,000 | 1,029 |
| Provision for loan and lease losses | $89,000 | 2,515 |
| Total noninterest income | $762,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $293,000 | 1,986 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $469,000 | 2,396 |
| Total noninterest expense | $8,512,000 | 1,180 |
| Salaries and employee benefits | $4,400,000 | 1,226 |
| Premises and equipment expense | $1,199,000 | 1,023 |
| Additional noninterest expense | $2,913,000 | 1,118 |
| Pre-tax net operating income | $3,084,000 | 1,261 |
| Securities gains (losses) | $-15,000 | 6,342 |
| Applicable income taxes | $738,000 | 1,200 |
| Income before extraordinary items | $2,331,000 | 1,345 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,331,000 | 1,346 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,331,000 | 1,347 |
| Net charge-offs | $-19,000 | 5,867 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,342,400 | 1,313 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 966 |
| Total interest expense | $1,150,000 | 645 |
| Net interest income | $5,411,000 | 1,040 |
| Provision for loan and lease losses | $-41,000 | 6,460 |
| Total noninterest income | $359,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $142,000 | 2,033 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $217,000 | 2,439 |
| Total noninterest expense | $4,342,000 | 1,179 |
| Salaries and employee benefits | $2,254,000 | 1,222 |
| Premises and equipment expense | $643,000 | 980 |
| Additional noninterest expense | $1,445,000 | 1,109 |
| Pre-tax net operating income | $1,469,000 | 1,270 |
| Securities gains (losses) | $97,000 | 452 |
| Applicable income taxes | $379,000 | 1,129 |
| Income before extraordinary items | $1,187,000 | 1,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,187,000 | 1,275 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,187,000 | 1,275 |
| Net charge-offs | $-19,000 | 6,020 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,113,280 | 1,339 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,952,000 | 970 |
| Total interest expense | $5,191,000 | 630 |
| Net interest income | $20,761,000 | 1,060 |
| Provision for loan and lease losses | $430,000 | 2,020 |
| Total noninterest income | $2,417,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $554,000 | 2,211 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,863,000 | 1,598 |
| Total noninterest expense | $16,194,000 | 1,242 |
| Salaries and employee benefits | $8,653,000 | 1,242 |
| Premises and equipment expense | $2,219,000 | 1,076 |
| Additional noninterest expense | $5,322,000 | 1,262 |
| Pre-tax net operating income | $6,554,000 | 1,131 |
| Securities gains (losses) | $93,000 | 1,377 |
| Applicable income taxes | $1,673,000 | 1,035 |
| Income before extraordinary items | $4,974,000 | 1,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,974,000 | 1,232 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,974,000 | 1,233 |
| Net charge-offs | $-225,000 | 6,639 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,904,250 | 1,220 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,347,000 | 994 |
| Total interest expense | $3,972,000 | 631 |
| Net interest income | $15,375,000 | 1,075 |
| Provision for loan and lease losses | $411,000 | 1,738 |
| Total noninterest income | $1,858,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $403,000 | 2,268 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,455,000 | 1,587 |
| Total noninterest expense | $12,106,000 | 1,253 |
| Salaries and employee benefits | $6,385,000 | 1,262 |
| Premises and equipment expense | $1,665,000 | 1,081 |
| Additional noninterest expense | $4,056,000 | 1,234 |
| Pre-tax net operating income | $4,716,000 | 1,206 |
| Securities gains (losses) | $61,000 | 1,522 |
| Applicable income taxes | $1,188,000 | 1,102 |
| Income before extraordinary items | $3,589,000 | 1,281 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,589,000 | 1,283 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,589,000 | 1,283 |
| Net charge-offs | $-344,000 | 6,790 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,543,250 | 1,266 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,822,000 | 988 |
| Total interest expense | $2,701,000 | 636 |
| Net interest income | $10,121,000 | 1,077 |
| Provision for loan and lease losses | $54,000 | 3,561 |
| Total noninterest income | $1,504,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $264,000 | 2,269 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,240,000 | 1,365 |
| Total noninterest expense | $8,116,000 | 1,246 |
| Salaries and employee benefits | $4,293,000 | 1,247 |
| Premises and equipment expense | $1,129,000 | 1,058 |
| Additional noninterest expense | $2,694,000 | 1,231 |
| Pre-tax net operating income | $3,455,000 | 1,088 |
| Securities gains (losses) | $-12,000 | 6,677 |
| Applicable income taxes | $832,000 | 1,066 |
| Income before extraordinary items | $2,611,000 | 1,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,611,000 | 1,170 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,611,000 | 1,171 |
| Net charge-offs | $-264,000 | 6,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,620,120 | 1,116 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 997 |
| Total interest expense | $1,381,000 | 642 |
| Net interest income | $4,995,000 | 1,089 |
| Provision for loan and lease losses | $-228,000 | 6,904 |
| Total noninterest income | $495,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $134,000 | 2,222 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 1,971 |
| Total noninterest expense | $4,087,000 | 1,247 |
| Salaries and employee benefits | $2,182,000 | 1,242 |
| Premises and equipment expense | $573,000 | 1,066 |
| Additional noninterest expense | $1,332,000 | 1,232 |
| Pre-tax net operating income | $1,631,000 | 1,122 |
| Securities gains (losses) | $-16,000 | 6,849 |
| Applicable income taxes | $381,000 | 1,125 |
| Income before extraordinary items | $1,234,000 | 1,212 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,234,000 | 1,214 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,234,000 | 1,214 |
| Net charge-offs | $-457,000 | 6,969 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,246,160 | 1,145 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,834,000 | 977 |
| Total interest expense | $6,873,000 | 617 |
| Net interest income | $19,961,000 | 1,094 |
| Provision for loan and lease losses | $375,000 | 3,092 |
| Total noninterest income | $1,541,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $634,000 | 2,063 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $907,000 | 2,504 |
| Total noninterest expense | $15,106,000 | 1,323 |
| Salaries and employee benefits | $8,099,000 | 1,279 |
| Premises and equipment expense | $2,150,000 | 1,099 |
| Additional noninterest expense | $4,857,000 | 1,400 |
| Pre-tax net operating income | $6,021,000 | 1,174 |
| Securities gains (losses) | $-92,000 | 6,888 |
| Applicable income taxes | $1,341,000 | 1,193 |
| Income before extraordinary items | $4,588,000 | 1,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,588,000 | 1,287 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,588,000 | 1,287 |
| Net charge-offs | $630,000 | 2,346 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,658,840 | 1,206 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,219,000 | 992 |
| Total interest expense | $5,369,000 | 625 |
| Net interest income | $14,850,000 | 1,117 |
| Provision for loan and lease losses | $-69,000 | 7,002 |
| Total noninterest income | $1,002,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $469,000 | 2,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $533,000 | 2,858 |
| Total noninterest expense | $11,201,000 | 1,333 |
| Salaries and employee benefits | $6,015,000 | 1,293 |
| Premises and equipment expense | $1,608,000 | 1,116 |
| Additional noninterest expense | $3,578,000 | 1,428 |
| Pre-tax net operating income | $4,720,000 | 1,138 |
| Securities gains (losses) | $-59,000 | 6,975 |
| Applicable income taxes | $1,098,000 | 1,151 |
| Income before extraordinary items | $3,563,000 | 1,266 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,563,000 | 1,268 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,563,000 | 1,267 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,607,840 | 1,177 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,485,000 | 997 |
| Total interest expense | $3,686,000 | 629 |
| Net interest income | $9,799,000 | 1,137 |
| Provision for loan and lease losses | $-122,000 | 7,117 |
| Total noninterest income | $635,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $299,000 | 2,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $336,000 | 2,913 |
| Total noninterest expense | $7,447,000 | 1,335 |
| Salaries and employee benefits | $3,991,000 | 1,302 |
| Premises and equipment expense | $1,067,000 | 1,123 |
| Additional noninterest expense | $2,389,000 | 1,427 |
| Pre-tax net operating income | $3,109,000 | 1,147 |
| Securities gains (losses) | $-60,000 | 7,059 |
| Applicable income taxes | $712,000 | 1,162 |
| Income before extraordinary items | $2,337,000 | 1,272 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,337,000 | 1,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,337,000 | 1,272 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,383,200 | 1,179 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 995 |
| Total interest expense | $1,894,000 | 629 |
| Net interest income | $4,896,000 | 1,135 |
| Provision for loan and lease losses | $-200,000 | 7,229 |
| Total noninterest income | $519,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $142,000 | 2,239 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $377,000 | 1,832 |
| Total noninterest expense | $3,752,000 | 1,322 |
| Salaries and employee benefits | $2,043,000 | 1,273 |
| Premises and equipment expense | $534,000 | 1,124 |
| Additional noninterest expense | $1,175,000 | 1,434 |
| Pre-tax net operating income | $1,863,000 | 954 |
| Securities gains (losses) | $-68,000 | 7,186 |
| Applicable income taxes | $449,000 | 975 |
| Income before extraordinary items | $1,346,000 | 1,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,346,000 | 1,103 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,346,000 | 1,102 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,397,000 | 998 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,519,000 | 1,013 |
| Total interest expense | $8,093,000 | 716 |
| Net interest income | $19,426,000 | 1,148 |
| Provision for loan and lease losses | $1,671,000 | 1,766 |
| Total noninterest income | $1,940,000 | 2,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 4,966 |
| Trading account gains and fees | $-176,000 | 7,317 |
| Additional Noninterest Income | $1,972,000 | 1,376 |
| Total noninterest expense | $14,154,000 | 1,379 |
| Salaries and employee benefits | $7,934,000 | 1,248 |
| Premises and equipment expense | $2,341,000 | 1,060 |
| Additional noninterest expense | $3,879,000 | 1,749 |
| Pre-tax net operating income | $5,541,000 | 1,082 |
| Securities gains (losses) | $-141,000 | 7,126 |
| Applicable income taxes | $1,217,000 | 1,167 |
| Income before extraordinary items | $4,183,000 | 1,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,183,000 | 1,202 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,183,000 | 1,202 |
| Net charge-offs | $1,104,000 | 2,245 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,291,570 | 1,107 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,655,000 | 1,028 |
| Total interest expense | $6,132,000 | 750 |
| Net interest income | $14,523,000 | 1,156 |
| Provision for loan and lease losses | $1,471,000 | 1,528 |
| Total noninterest income | $1,658,000 | 1,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 4,469 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,514,000 | 1,330 |
| Total noninterest expense | $10,393,000 | 1,412 |
| Salaries and employee benefits | $5,756,000 | 1,288 |
| Premises and equipment expense | $1,739,000 | 1,082 |
| Additional noninterest expense | $2,898,000 | 1,751 |
| Pre-tax net operating income | $4,317,000 | 1,068 |
| Securities gains (losses) | $-43,000 | 7,139 |
| Applicable income taxes | $985,000 | 1,101 |
| Income before extraordinary items | $3,289,000 | 1,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,289,000 | 1,169 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,289,000 | 1,169 |
| Net charge-offs | $1,038,000 | 1,851 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,322,110 | 1,096 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,698,000 | 1,046 |
| Total interest expense | $4,168,000 | 769 |
| Net interest income | $9,530,000 | 1,169 |
| Provision for loan and lease losses | $724,000 | 1,859 |
| Total noninterest income | $863,000 | 2,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $719,000 | 1,690 |
| Total noninterest expense | $6,820,000 | 1,450 |
| Salaries and employee benefits | $3,776,000 | 1,324 |
| Premises and equipment expense | $1,202,000 | 1,059 |
| Additional noninterest expense | $1,842,000 | 1,854 |
| Pre-tax net operating income | $2,849,000 | 1,057 |
| Securities gains (losses) | $-170,000 | 7,370 |
| Applicable income taxes | $600,000 | 1,156 |
| Income before extraordinary items | $2,079,000 | 1,194 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,079,000 | 1,194 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,079,000 | 1,194 |
| Net charge-offs | $261,000 | 2,839 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,211,600 | 1,082 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,751,000 | 1,073 |
| Total interest expense | $2,121,000 | 786 |
| Net interest income | $4,630,000 | 1,199 |
| Provision for loan and lease losses | $326,000 | 1,840 |
| Total noninterest income | $463,000 | 2,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $319,000 | 1,836 |
| Total noninterest expense | $3,366,000 | 1,471 |
| Salaries and employee benefits | $1,815,000 | 1,393 |
| Premises and equipment expense | $606,000 | 1,070 |
| Additional noninterest expense | $945,000 | 1,791 |
| Pre-tax net operating income | $1,401,000 | 1,062 |
| Securities gains (losses) | $-106,000 | 7,409 |
| Applicable income taxes | $288,000 | 1,154 |
| Income before extraordinary items | $1,007,000 | 1,224 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,007,000 | 1,223 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,007,000 | 1,224 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,089,680 | 1,102 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $27,708,000 | 1,123 |
| Total interest expense | $9,925,000 | 829 |
| Net interest income | $17,783,000 | 1,270 |
| Provision for loan and lease losses | $606,000 | 3,823 |
| Total noninterest income | $1,657,000 | 2,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 173 |
| Additional Noninterest Income | $1,656,000 | 1,595 |
| Total noninterest expense | $13,423,000 | 1,473 |
| Salaries and employee benefits | $7,141,000 | 1,375 |
| Premises and equipment expense | $2,126,000 | 1,216 |
| Additional noninterest expense | $4,156,000 | 1,732 |
| Pre-tax net operating income | $5,411,000 | 959 |
| Securities gains (losses) | $-408,000 | 7,395 |
| Applicable income taxes | $1,195,000 | 1,071 |
| Income before extraordinary items | $3,808,000 | 1,142 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,808,000 | 1,144 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,808,000 | 1,145 |
| Net charge-offs | $486,000 | 3,694 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,118,080 | 1,009 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,829,000 | 1,125 |
| Total interest expense | $7,684,000 | 828 |
| Net interest income | $13,145,000 | 1,289 |
| Provision for loan and lease losses | $997,000 | 2,513 |
| Total noninterest income | $1,177,000 | 2,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 162 |
| Additional Noninterest Income | $1,176,000 | 1,617 |
| Total noninterest expense | $10,012,000 | 1,476 |
| Salaries and employee benefits | $5,270,000 | 1,407 |
| Premises and equipment expense | $1,544,000 | 1,283 |
| Additional noninterest expense | $3,198,000 | 1,665 |
| Pre-tax net operating income | $3,313,000 | 1,199 |
| Securities gains (losses) | $-179,000 | 7,464 |
| Applicable income taxes | $710,000 | 1,322 |
| Income before extraordinary items | $2,424,000 | 1,370 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,424,000 | 1,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,424,000 | 1,374 |
| Net charge-offs | $1,123,000 | 2,058 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,561,830 | 1,258 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,880,000 | 1,138 |
| Total interest expense | $5,285,000 | 829 |
| Net interest income | $8,595,000 | 1,323 |
| Provision for loan and lease losses | $1,197,000 | 1,758 |
| Total noninterest income | $802,000 | 2,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 149 |
| Additional Noninterest Income | $801,000 | 1,517 |
| Total noninterest expense | $6,750,000 | 1,465 |
| Salaries and employee benefits | $3,477,000 | 1,423 |
| Premises and equipment expense | $1,011,000 | 1,310 |
| Additional noninterest expense | $2,262,000 | 1,562 |
| Pre-tax net operating income | $1,450,000 | 1,769 |
| Securities gains (losses) | $-52,000 | 7,439 |
| Applicable income taxes | $233,000 | 1,982 |
| Income before extraordinary items | $1,165,000 | 1,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,165,000 | 1,856 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,165,000 | 1,857 |
| Net charge-offs | $1,325,000 | 1,478 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,208,160 | 1,713 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,835,000 | 1,182 |
| Total interest expense | $2,730,000 | 851 |
| Net interest income | $4,105,000 | 1,395 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $382,000 | 2,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 168 |
| Additional Noninterest Income | $381,000 | 1,552 |
| Total noninterest expense | $3,412,000 | 1,469 |
| Salaries and employee benefits | $1,754,000 | 1,427 |
| Premises and equipment expense | $506,000 | 1,345 |
| Additional noninterest expense | $1,152,000 | 1,536 |
| Pre-tax net operating income | $925,000 | 1,410 |
| Securities gains (losses) | $-150,000 | 7,736 |
| Applicable income taxes | $145,000 | 1,769 |
| Income before extraordinary items | $630,000 | 1,749 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $630,000 | 1,748 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $630,000 | 1,750 |
| Net charge-offs | $70,000 | 3,438 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $751,500 | 1,416 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,293,000 | 1,218 |
| Total interest expense | $12,649,000 | 934 |
| Net interest income | $15,644,000 | 1,420 |
| Provision for loan and lease losses | $452,000 | 4,694 |
| Total noninterest income | $1,574,000 | 2,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-204,000 | 7,981 |
| Additional Noninterest Income | $1,778,000 | 1,490 |
| Total noninterest expense | $12,353,000 | 1,653 |
| Salaries and employee benefits | $6,326,000 | 1,564 |
| Premises and equipment expense | $1,824,000 | 1,484 |
| Additional noninterest expense | $4,203,000 | 1,777 |
| Pre-tax net operating income | $4,413,000 | 949 |
| Securities gains (losses) | $-814,000 | 7,669 |
| Applicable income taxes | $751,000 | 1,186 |
| Income before extraordinary items | $2,848,000 | 1,181 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,848,000 | 1,179 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,848,000 | 1,180 |
| Net charge-offs | $21,000 | 6,628 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,491,060 | 972 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,167,000 | 1,240 |
| Total interest expense | $9,777,000 | 953 |
| Net interest income | $11,390,000 | 1,471 |
| Provision for loan and lease losses | $302,000 | 4,575 |
| Total noninterest income | $1,062,000 | 2,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-148,000 | 8,072 |
| Additional Noninterest Income | $1,210,000 | 1,611 |
| Total noninterest expense | $9,221,000 | 1,650 |
| Salaries and employee benefits | $4,783,000 | 1,575 |
| Premises and equipment expense | $1,377,000 | 1,485 |
| Additional noninterest expense | $3,061,000 | 1,748 |
| Pre-tax net operating income | $2,929,000 | 1,120 |
| Securities gains (losses) | $-272,000 | 7,641 |
| Applicable income taxes | $606,000 | 1,227 |
| Income before extraordinary items | $2,051,000 | 1,309 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,051,000 | 1,308 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,051,000 | 1,309 |
| Net charge-offs | $-39,000 | 8,005 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,260,440 | 1,174 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,058,000 | 1,275 |
| Total interest expense | $6,756,000 | 973 |
| Net interest income | $7,302,000 | 1,540 |
| Provision for loan and lease losses | $152,000 | 4,722 |
| Total noninterest income | $652,000 | 2,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-144,000 | 8,166 |
| Additional Noninterest Income | $796,000 | 1,651 |
| Total noninterest expense | $6,152,000 | 1,673 |
| Salaries and employee benefits | $3,171,000 | 1,618 |
| Premises and equipment expense | $922,000 | 1,509 |
| Additional noninterest expense | $2,059,000 | 1,770 |
| Pre-tax net operating income | $1,650,000 | 1,388 |
| Securities gains (losses) | $-259,000 | 7,825 |
| Applicable income taxes | $291,000 | 1,563 |
| Income before extraordinary items | $1,100,000 | 1,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,100,000 | 1,688 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,100,000 | 1,690 |
| Net charge-offs | $-39,000 | 8,076 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,304,610 | 1,405 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 1,287 |
| Total interest expense | $3,486,000 | 982 |
| Net interest income | $3,550,000 | 1,571 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $311,000 | 2,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-85,000 | 8,200 |
| Additional Noninterest Income | $396,000 | 1,627 |
| Total noninterest expense | $2,739,000 | 1,812 |
| Salaries and employee benefits | $1,594,000 | 1,626 |
| Premises and equipment expense | $477,000 | 1,488 |
| Additional noninterest expense | $668,000 | 2,334 |
| Pre-tax net operating income | $1,062,000 | 1,213 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $278,000 | 1,126 |
| Income before extraordinary items | $784,000 | 1,404 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $784,000 | 1,404 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $784,000 | 1,406 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $784,000 | 1,323 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,696,000 | 1,402 |
| Total interest expense | $14,829,000 | 1,096 |
| Net interest income | $12,867,000 | 1,734 |
| Provision for loan and lease losses | $2,269,000 | 1,668 |
| Total noninterest income | $-4,596,000 | 8,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-3,847,000 | 8,268 |
| Additional Noninterest Income | $-749,000 | 8,244 |
| Total noninterest expense | $11,706,000 | 1,668 |
| Salaries and employee benefits | $6,801,000 | 1,526 |
| Premises and equipment expense | $1,728,000 | 1,601 |
| Additional noninterest expense | $3,177,000 | 1,913 |
| Pre-tax net operating income | $-5,704,000 | 7,841 |
| Securities gains (losses) | $-245,000 | 7,384 |
| Applicable income taxes | $-2,355,000 | 7,961 |
| Income before extraordinary items | $-3,594,000 | 7,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,594,000 | 7,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,313,000 | 1,685 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,437,200 | 7,744 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,701,000 | 1,436 |
| Total interest expense | $11,157,000 | 1,137 |
| Net interest income | $9,544,000 | 1,770 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $-5,725,000 | 8,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,214,000 | 8,349 |
| Additional Noninterest Income | $-1,511,000 | 8,364 |
| Total noninterest expense | $8,722,000 | 1,667 |
| Salaries and employee benefits | $5,215,000 | 1,519 |
| Premises and equipment expense | $1,234,000 | 1,683 |
| Additional noninterest expense | $2,273,000 | 1,923 |
| Pre-tax net operating income | $-4,903,000 | 8,125 |
| Securities gains (losses) | $-21,000 | 7,415 |
| Applicable income taxes | $-1,950,000 | 8,179 |
| Income before extraordinary items | $-2,974,000 | 8,010 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,974,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,978 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,960,560 | 8,068 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,601,000 | 1,484 |
| Total interest expense | $7,531,000 | 1,158 |
| Net interest income | $6,070,000 | 1,849 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $-952,000 | 8,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,628,000 | 8,424 |
| Additional Noninterest Income | $1,676,000 | 962 |
| Total noninterest expense | $5,723,000 | 1,691 |
| Salaries and employee benefits | $3,443,000 | 1,534 |
| Premises and equipment expense | $818,000 | 1,691 |
| Additional noninterest expense | $1,462,000 | 1,970 |
| Pre-tax net operating income | $-605,000 | 7,681 |
| Securities gains (losses) | $-21,000 | 8,181 |
| Applicable income taxes | $-408,000 | 8,138 |
| Income before extraordinary items | $-218,000 | 7,428 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-218,000 | 7,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,966 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-204,560 | 7,395 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 1,530 |
| Total interest expense | $3,878,000 | 1,200 |
| Net interest income | $2,890,000 | 1,929 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $736,000 | 1,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-149,000 | 8,440 |
| Additional Noninterest Income | $885,000 | 935 |
| Total noninterest expense | $2,805,000 | 1,719 |
| Salaries and employee benefits | $1,734,000 | 1,541 |
| Premises and equipment expense | $411,000 | 1,684 |
| Additional noninterest expense | $660,000 | 2,122 |
| Pre-tax net operating income | $821,000 | 2,100 |
| Securities gains (losses) | $-16,000 | 8,354 |
| Applicable income taxes | $186,000 | 2,064 |
| Income before extraordinary items | $619,000 | 2,253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $619,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $631,320 | 2,141 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,542,000 | 1,623 |
| Total interest expense | $15,644,000 | 1,275 |
| Net interest income | $10,898,000 | 2,072 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $3,117,000 | 1,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $22,000 | 159 |
| Additional Noninterest Income | $3,095,000 | 992 |
| Total noninterest expense | $10,603,000 | 1,752 |
| Salaries and employee benefits | $6,400,000 | 1,582 |
| Premises and equipment expense | $1,656,000 | 1,607 |
| Additional noninterest expense | $2,547,000 | 2,146 |
| Pre-tax net operating income | $3,412,000 | 2,237 |
| Securities gains (losses) | $81,000 | 666 |
| Applicable income taxes | $932,000 | 1,943 |
| Income before extraordinary items | $2,561,000 | 2,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,561,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,501,870 | 2,352 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,788,000 | 1,634 |
| Total interest expense | $11,634,000 | 1,287 |
| Net interest income | $8,154,000 | 2,092 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,230,000 | 1,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-104,000 | 8,514 |
| Additional Noninterest Income | $2,334,000 | 988 |
| Total noninterest expense | $7,895,000 | 1,744 |
| Salaries and employee benefits | $4,792,000 | 1,580 |
| Premises and equipment expense | $1,244,000 | 1,599 |
| Additional noninterest expense | $1,859,000 | 2,146 |
| Pre-tax net operating income | $2,489,000 | 2,443 |
| Securities gains (losses) | $81,000 | 535 |
| Applicable income taxes | $709,000 | 2,065 |
| Income before extraordinary items | $1,861,000 | 2,534 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,861,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,802,680 | 2,568 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,981,000 | 1,672 |
| Total interest expense | $7,620,000 | 1,314 |
| Net interest income | $5,361,000 | 2,151 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,303,000 | 1,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-289,000 | 8,591 |
| Additional Noninterest Income | $1,592,000 | 1,005 |
| Total noninterest expense | $5,250,000 | 1,759 |
| Salaries and employee benefits | $3,198,000 | 1,607 |
| Premises and equipment expense | $854,000 | 1,565 |
| Additional noninterest expense | $1,198,000 | 2,211 |
| Pre-tax net operating income | $1,414,000 | 2,789 |
| Securities gains (losses) | $80,000 | 450 |
| Applicable income taxes | $385,000 | 2,425 |
| Income before extraordinary items | $1,109,000 | 2,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,109,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,049,800 | 2,917 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 1,690 |
| Total interest expense | $3,763,000 | 1,323 |
| Net interest income | $2,632,000 | 2,193 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $709,000 | 1,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $709,000 | 1,068 |
| Total noninterest expense | $2,601,000 | 1,778 |
| Salaries and employee benefits | $1,609,000 | 1,610 |
| Premises and equipment expense | $432,000 | 1,558 |
| Additional noninterest expense | $560,000 | 2,356 |
| Pre-tax net operating income | $740,000 | 2,699 |
| Securities gains (losses) | $178,000 | 221 |
| Applicable income taxes | $243,000 | 2,134 |
| Income before extraordinary items | $675,000 | 2,403 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $675,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $543,280 | 2,833 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,581,000 | 1,571 |
| Total interest expense | $14,714,000 | 1,136 |
| Net interest income | $10,867,000 | 2,142 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $3,267,000 | 1,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,267,000 | 934 |
| Total noninterest expense | $12,804,000 | 1,395 |
| Salaries and employee benefits | $8,509,000 | 1,149 |
| Premises and equipment expense | $1,642,000 | 1,567 |
| Additional noninterest expense | $2,653,000 | 1,999 |
| Pre-tax net operating income | $1,330,000 | 4,554 |
| Securities gains (losses) | $-22,000 | 7,593 |
| Applicable income taxes | $169,000 | 4,484 |
| Income before extraordinary items | $1,139,000 | 4,404 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,139,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,158,140 | 4,337 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,092,000 | 1,557 |
| Total interest expense | $10,843,000 | 1,130 |
| Net interest income | $8,249,000 | 2,127 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,568,000 | 1,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,568,000 | 926 |
| Total noninterest expense | $10,142,000 | 1,332 |
| Salaries and employee benefits | $6,901,000 | 1,061 |
| Premises and equipment expense | $1,213,000 | 1,602 |
| Additional noninterest expense | $2,028,000 | 1,930 |
| Pre-tax net operating income | $675,000 | 5,614 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $37,000 | 5,619 |
| Income before extraordinary items | $642,000 | 5,197 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $642,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $638,200 | 5,210 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,683,000 | 1,525 |
| Total interest expense | $7,018,000 | 1,106 |
| Net interest income | $5,665,000 | 2,070 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,762,000 | 1,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,762,000 | 911 |
| Total noninterest expense | $7,432,000 | 1,237 |
| Salaries and employee benefits | $5,222,000 | 932 |
| Premises and equipment expense | $841,000 | 1,543 |
| Additional noninterest expense | $1,369,000 | 1,908 |
| Pre-tax net operating income | $-5,000 | 8,186 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $-177,000 | 8,679 |
| Income before extraordinary items | $176,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $176,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $173,440 | 6,978 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 1,481 |
| Total interest expense | $3,404,000 | 1,068 |
| Net interest income | $2,984,000 | 1,942 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $838,000 | 1,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $838,000 | 933 |
| Total noninterest expense | $4,565,000 | 982 |
| Salaries and employee benefits | $3,455,000 | 691 |
| Premises and equipment expense | $414,000 | 1,576 |
| Additional noninterest expense | $696,000 | 1,878 |
| Pre-tax net operating income | $-743,000 | 8,732 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-391,000 | 8,763 |
| Income before extraordinary items | $-352,000 | 8,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-352,000 | 8,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-352,000 | 8,653 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,907,000 | 1,404 |
| Total interest expense | $12,157,000 | 919 |
| Net interest income | $11,750,000 | 1,877 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,910,000 | 1,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,910,000 | 1,036 |
| Total noninterest expense | $10,496,000 | 1,630 |
| Salaries and employee benefits | $6,457,000 | 1,446 |
| Premises and equipment expense | $1,572,000 | 1,548 |
| Additional noninterest expense | $2,467,000 | 2,036 |
| Pre-tax net operating income | $4,164,000 | 2,157 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $1,146,000 | 2,076 |
| Income before extraordinary items | $3,030,000 | 2,224 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,030,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,021,240 | 2,198 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,768,000 | 1,372 |
| Total interest expense | $8,818,000 | 895 |
| Net interest income | $8,950,000 | 1,824 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,144,000 | 1,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,144,000 | 1,066 |
| Total noninterest expense | $7,798,000 | 1,626 |
| Salaries and employee benefits | $4,808,000 | 1,441 |
| Premises and equipment expense | $1,212,000 | 1,500 |
| Additional noninterest expense | $1,778,000 | 2,095 |
| Pre-tax net operating income | $3,296,000 | 2,072 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $901,000 | 2,035 |
| Income before extraordinary items | $2,407,000 | 2,138 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,407,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,398,240 | 2,108 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,696,000 | 1,352 |
| Total interest expense | $5,614,000 | 881 |
| Net interest income | $6,082,000 | 1,767 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,402,000 | 1,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,402,000 | 1,054 |
| Total noninterest expense | $5,250,000 | 1,607 |
| Salaries and employee benefits | $3,234,000 | 1,427 |
| Premises and equipment expense | $856,000 | 1,414 |
| Additional noninterest expense | $1,160,000 | 2,117 |
| Pre-tax net operating income | $2,234,000 | 2,000 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $615,000 | 1,963 |
| Income before extraordinary items | $1,631,000 | 2,072 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,631,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,622,240 | 2,050 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 1,328 |
| Total interest expense | $2,663,000 | 886 |
| Net interest income | $3,119,000 | 1,716 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $693,000 | 1,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $693,000 | 1,047 |
| Total noninterest expense | $2,734,000 | 1,551 |
| Salaries and employee benefits | $1,683,000 | 1,377 |
| Premises and equipment expense | $482,000 | 1,250 |
| Additional noninterest expense | $569,000 | 2,149 |
| Pre-tax net operating income | $1,078,000 | 2,042 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $319,000 | 1,892 |
| Income before extraordinary items | $759,000 | 2,184 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $759,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $759,000 | 2,144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,900,000 | 1,292 |
| Total interest expense | $10,161,000 | 804 |
| Net interest income | $11,739,000 | 1,723 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $2,750,000 | 1,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,750,000 | 1,049 |
| Total noninterest expense | $10,643,000 | 1,530 |
| Salaries and employee benefits | $6,130,000 | 1,449 |
| Premises and equipment expense | $1,749,000 | 1,323 |
| Additional noninterest expense | $2,764,000 | 1,757 |
| Pre-tax net operating income | $3,846,000 | 2,118 |
| Securities gains (losses) | $-32,000 | 8,501 |
| Applicable income taxes | $1,320,000 | 1,773 |
| Income before extraordinary items | $2,494,000 | 2,435 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,494,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,514,800 | 2,361 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,034,000 | 1,309 |
| Total interest expense | $7,557,000 | 795 |
| Net interest income | $8,477,000 | 1,772 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,977,000 | 1,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,977,000 | 1,095 |
| Total noninterest expense | $7,568,000 | 1,607 |
| Salaries and employee benefits | $4,593,000 | 1,443 |
| Premises and equipment expense | $1,282,000 | 1,344 |
| Additional noninterest expense | $1,693,000 | 2,131 |
| Pre-tax net operating income | $2,886,000 | 2,134 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $946,000 | 1,865 |
| Income before extraordinary items | $1,930,000 | 2,395 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,930,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,936,700 | 2,337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,061,000 | 1,381 |
| Total interest expense | $4,963,000 | 791 |
| Net interest income | $5,098,000 | 1,950 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,289,000 | 1,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,289,000 | 1,115 |
| Total noninterest expense | $4,881,000 | 1,659 |
| Salaries and employee benefits | $2,966,000 | 1,495 |
| Premises and equipment expense | $842,000 | 1,368 |
| Additional noninterest expense | $1,073,000 | 2,251 |
| Pre-tax net operating income | $1,506,000 | 2,576 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $527,000 | 2,115 |
| Income before extraordinary items | $979,000 | 2,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 2,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $979,000 | 2,901 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 1,429 |
| Total interest expense | $2,577,000 | 786 |
| Net interest income | $2,347,000 | 2,141 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $627,000 | 1,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $627,000 | 1,097 |
| Total noninterest expense | $2,390,000 | 1,696 |
| Salaries and employee benefits | $1,443,000 | 1,548 |
| Premises and equipment expense | $417,000 | 1,406 |
| Additional noninterest expense | $530,000 | 2,247 |
| Pre-tax net operating income | $584,000 | 3,146 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $188,000 | 2,683 |
| Income before extraordinary items | $396,000 | 3,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $396,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $396,000 | 3,430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,202,000 | 1,230 |
| Total interest expense | $12,335,000 | 713 |
| Net interest income | $10,867,000 | 1,796 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $2,476,000 | 1,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,476,000 | 1,233 |
| Total noninterest expense | $9,617,000 | 1,667 |
| Salaries and employee benefits | $5,774,000 | 1,484 |
| Premises and equipment expense | $1,478,000 | 1,545 |
| Additional noninterest expense | $2,365,000 | 2,033 |
| Pre-tax net operating income | $3,724,000 | 2,092 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,243,000 | 1,890 |
| Income before extraordinary items | $2,481,000 | 2,387 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,481,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,481,000 | 2,281 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,277,000 | 1,265 |
| Total interest expense | $9,610,000 | 716 |
| Net interest income | $7,667,000 | 1,918 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $1,775,000 | 2,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,775,000 | 1,349 |
| Total noninterest expense | $6,734,000 | 1,774 |
| Salaries and employee benefits | $4,175,000 | 1,555 |
| Premises and equipment expense | $1,104,000 | 1,551 |
| Additional noninterest expense | $1,455,000 | 2,466 |
| Pre-tax net operating income | $2,706,000 | 2,223 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $872,000 | 2,069 |
| Income before extraordinary items | $1,834,000 | 2,517 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,834,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,834,000 | 2,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 1,244 |
| Total interest expense | $6,573,000 | 724 |
| Net interest income | $5,268,000 | 1,858 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $1,234,000 | 2,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,234,000 | 1,306 |
| Total noninterest expense | $4,472,000 | 1,770 |
| Salaries and employee benefits | $2,863,000 | 1,504 |
| Premises and equipment expense | $659,000 | 1,721 |
| Additional noninterest expense | $950,000 | 2,488 |
| Pre-tax net operating income | $2,028,000 | 2,011 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $653,000 | 1,923 |
| Income before extraordinary items | $1,375,000 | 2,277 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,375,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,375,000 | 2,154 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 1,228 |
| Total interest expense | $3,356,000 | 726 |
| Net interest income | $2,696,000 | 1,811 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $719,000 | 1,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $719,000 | 1,145 |
| Total noninterest expense | $2,227,000 | 1,772 |
| Salaries and employee benefits | $1,430,000 | 1,498 |
| Premises and equipment expense | $331,000 | 1,720 |
| Additional noninterest expense | $466,000 | 2,492 |
| Pre-tax net operating income | $1,186,000 | 1,765 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $387,000 | 1,676 |
| Income before extraordinary items | $799,000 | 1,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $799,000 | 1,866 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,138,000 | 1,173 |
| Total interest expense | $14,386,000 | 776 |
| Net interest income | $11,752,000 | 1,652 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $2,400,000 | 1,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,400,000 | 1,158 |
| Total noninterest expense | $8,700,000 | 1,742 |
| Salaries and employee benefits | $5,560,000 | 1,464 |
| Premises and equipment expense | $1,286,000 | 1,713 |
| Additional noninterest expense | $1,854,000 | 2,484 |
| Pre-tax net operating income | $5,432,000 | 1,507 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,723,000 | 1,467 |
| Income before extraordinary items | $3,709,000 | 1,612 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,709,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,709,000 | 1,565 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,365,000 | 1,343 |
| Total interest expense | $15,053,000 | 1,074 |
| Net interest income | $10,312,000 | 1,735 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,612,000 | 1,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,612,000 | 1,035 |
| Total noninterest expense | $8,172,000 | 1,782 |
| Salaries and employee benefits | $4,854,000 | 1,555 |
| Premises and equipment expense | $1,290,000 | 1,673 |
| Additional noninterest expense | $2,028,000 | 2,214 |
| Pre-tax net operating income | $4,752,000 | 1,512 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,627,000 | 1,392 |
| Income before extraordinary items | $3,125,000 | 1,680 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,125,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,125,000 | 1,616 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,253,000 | 1,341 |
| Total interest expense | $15,834,000 | 1,104 |
| Net interest income | $10,419,000 | 1,689 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $813,000 | 3,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $813,000 | 2,132 |
| Total noninterest expense | $6,591,000 | 2,089 |
| Salaries and employee benefits | $3,931,000 | 1,831 |
| Premises and equipment expense | $1,208,000 | 1,730 |
| Additional noninterest expense | $1,452,000 | 2,898 |
| Pre-tax net operating income | $4,641,000 | 1,589 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,494,000 | 1,522 |
| Income before extraordinary items | $3,147,000 | 1,669 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,147,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,147,000 | 1,661 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,233,000 | 1,288 |
| Total interest expense | $14,454,000 | 1,052 |
| Net interest income | $10,779,000 | 1,613 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $647,000 | 4,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $647,000 | 2,502 |
| Total noninterest expense | $6,563,000 | 2,071 |
| Salaries and employee benefits | $3,832,000 | 1,813 |
| Premises and equipment expense | $1,126,000 | 1,818 |
| Additional noninterest expense | $1,605,000 | 2,693 |
| Pre-tax net operating income | $4,847,000 | 1,552 |
| Securities gains (losses) | $580,000 | 315 |
| Applicable income taxes | $1,737,000 | 1,406 |
| Income before extraordinary items | $3,690,000 | 1,453 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,690,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,295,600 | 1,586 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,473,000 | 1,375 |
| Total interest expense | $13,265,000 | 1,163 |
| Net interest income | $10,208,000 | 1,677 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $558,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $558,000 | 2,784 |
| Total noninterest expense | $6,337,000 | 2,077 |
| Salaries and employee benefits | $3,992,000 | 1,668 |
| Premises and equipment expense | $1,040,000 | 1,906 |
| Additional noninterest expense | $1,305,000 | 3,121 |
| Pre-tax net operating income | $4,427,000 | 1,667 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,496,000 | 1,638 |
| Income before extraordinary items | $2,931,000 | 1,798 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,931,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,931,000 | 1,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,218,000 | 1,416 |
| Total interest expense | $12,951,000 | 1,229 |
| Net interest income | $10,267,000 | 1,704 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $543,000 | 4,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $543,000 | 2,673 |
| Total noninterest expense | $5,751,000 | 2,244 |
| Salaries and employee benefits | $3,442,000 | 1,909 |
| Premises and equipment expense | $1,067,000 | 1,861 |
| Additional noninterest expense | $1,242,000 | 3,263 |
| Pre-tax net operating income | $5,014,000 | 1,546 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $1,852,000 | 1,420 |
| Income before extraordinary items | $3,168,000 | 1,690 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,168,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,164,160 | 1,652 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,994,000 | 1,469 |
| Total interest expense | $13,179,000 | 1,239 |
| Net interest income | $9,815,000 | 1,808 |
| Provision for loan and lease losses | $103,000 | 5,016 |
| Total noninterest income | $569,000 | 4,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $569,000 | 2,663 |
| Total noninterest expense | $7,679,000 | 1,848 |
| Salaries and employee benefits | $3,233,000 | 2,059 |
| Premises and equipment expense | $987,000 | 2,038 |
| Additional noninterest expense | $3,459,000 | 1,530 |
| Pre-tax net operating income | $2,602,000 | 2,684 |
| Securities gains (losses) | $684,000 | 341 |
| Applicable income taxes | $1,312,000 | 1,831 |
| Income before extraordinary items | $1,974,000 | 2,492 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,974,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,536,240 | 3,087 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,352,000 | 1,520 |
| Total interest expense | $12,922,000 | 1,290 |
| Net interest income | $9,430,000 | 1,901 |
| Provision for loan and lease losses | $337,000 | 2,110 |
| Total noninterest income | $834,000 | 3,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $210,000 | 240 |
| Additional Noninterest Income | $624,000 | 2,474 |
| Total noninterest expense | $6,091,000 | 2,232 |
| Salaries and employee benefits | $3,077,000 | 2,151 |
| Premises and equipment expense | $931,000 | 2,158 |
| Additional noninterest expense | $2,083,000 | 2,317 |
| Pre-tax net operating income | $3,836,000 | 1,931 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,459,000 | 1,682 |
| Income before extraordinary items | $2,377,000 | 2,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,377,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,377,000 | 2,089 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,527,000 | 1,508 |
| Total interest expense | $11,258,000 | 1,167 |
| Net interest income | $9,269,000 | 1,961 |
| Provision for loan and lease losses | $261,000 | 2,507 |
| Total noninterest income | $457,000 | 5,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-265,000 | 4,904 |
| Additional Noninterest Income | $722,000 | 2,282 |
| Total noninterest expense | $5,498,000 | 2,538 |
| Salaries and employee benefits | $2,885,000 | 2,320 |
| Premises and equipment expense | $933,000 | 2,163 |
| Additional noninterest expense | $1,680,000 | 2,998 |
| Pre-tax net operating income | $3,967,000 | 1,799 |
| Securities gains (losses) | $1,400,000 | 128 |
| Applicable income taxes | $2,255,000 | 1,084 |
| Income before extraordinary items | $3,112,000 | 1,573 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,112,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,216,000 | 2,228 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,433,000 | 1,469 |
| Total interest expense | $11,841,000 | 1,146 |
| Net interest income | $9,592,000 | 1,883 |
| Provision for loan and lease losses | $327,000 | 2,820 |
| Total noninterest income | $684,000 | 4,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $4,000 | 469 |
| Additional Noninterest Income | $680,000 | 2,648 |
| Total noninterest expense | $5,314,000 | 2,695 |
| Salaries and employee benefits | $2,806,000 | 2,371 |
| Premises and equipment expense | $920,000 | 2,226 |
| Additional noninterest expense | $1,588,000 | 3,337 |
| Pre-tax net operating income | $4,635,000 | 1,516 |
| Securities gains (losses) | $752,000 | 674 |
| Applicable income taxes | $1,900,000 | 1,260 |
| Income before extraordinary items | $3,487,000 | 1,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,487,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,998,200 | 1,590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,417,000 | 1,602 |
| Total interest expense | $13,525,000 | 1,312 |
| Net interest income | $8,892,000 | 2,054 |
| Provision for loan and lease losses | $274,000 | 4,369 |
| Total noninterest income | $684,000 | 4,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $684,000 | 2,581 |
| Total noninterest expense | $4,894,000 | 2,920 |
| Salaries and employee benefits | $2,541,000 | 2,544 |
| Premises and equipment expense | $824,000 | 2,512 |
| Additional noninterest expense | $1,529,000 | 3,543 |
| Pre-tax net operating income | $4,408,000 | 1,442 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,608,000 | 1,368 |
| Income before extraordinary items | $2,800,000 | 1,643 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,800,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,800,000 | 1,525 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.