Home > First Federal Savings and Loan Association of Anderson > Income and Expense
First Federal Savings and Loan Association of Anderson, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,795,000 | 1,382 |
| Total interest expense | $14,274,000 | 1,150 |
| Net interest income | $10,521,000 | 1,681 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,204,000 | 2,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,204,000 | 1,594 |
| Total noninterest expense | $10,221,000 | 1,406 |
| Salaries and employee benefits | $5,935,000 | 1,131 |
| Premises and equipment expense | $969,000 | 2,073 |
| Additional noninterest expense | $3,317,000 | 1,585 |
| Pre-tax net operating income | $1,324,000 | 4,774 |
| Securities gains (losses) | $-294,000 | 11,340 |
| Applicable income taxes | $736,000 | 3,069 |
| Income before extraordinary items | $294,000 | 8,474 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $294,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $20,485,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $482,160 | 6,965 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,302,000 | 1,411 |
| Total interest expense | $13,787,000 | 1,205 |
| Net interest income | $10,515,000 | 1,699 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $969,000 | 3,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $969,000 | 1,836 |
| Total noninterest expense | $7,290,000 | 1,905 |
| Salaries and employee benefits | $4,780,000 | 1,387 |
| Premises and equipment expense | $954,000 | 2,100 |
| Additional noninterest expense | $1,556,000 | 2,997 |
| Pre-tax net operating income | $4,014,000 | 1,841 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $1,353,000 | 1,807 |
| Income before extraordinary items | $2,654,000 | 1,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,654,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $1,535,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,658,620 | 1,867 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,892,000 | 1,417 |
| Total interest expense | $11,163,000 | 1,177 |
| Net interest income | $10,729,000 | 1,686 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $1,023,000 | 3,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,023,000 | 1,812 |
| Total noninterest expense | $7,145,000 | 2,001 |
| Salaries and employee benefits | $4,534,000 | 1,483 |
| Premises and equipment expense | $977,000 | 2,080 |
| Additional noninterest expense | $1,634,000 | 3,074 |
| Pre-tax net operating income | $4,442,000 | 1,614 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $1,468,000 | 1,589 |
| Income before extraordinary items | $2,946,000 | 1,658 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,946,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,917 |
| Cash dividends | $817,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $1,076,000 | 412 |
| Net operating income | $2,964,760 | 1,660 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,282,000 | 1,371 |
| Total interest expense | $12,495,000 | 1,080 |
| Net interest income | $10,787,000 | 1,684 |
| Provision for loan and lease losses | $880,000 | 1,427 |
| Total noninterest income | $1,049,000 | 3,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,049,000 | 1,967 |
| Total noninterest expense | $6,926,000 | 2,117 |
| Salaries and employee benefits | $4,240,000 | 1,587 |
| Premises and equipment expense | $1,034,000 | 1,989 |
| Additional noninterest expense | $1,652,000 | 3,227 |
| Pre-tax net operating income | $4,030,000 | 1,711 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,786,000 | 1,342 |
| Income before extraordinary items | $2,244,000 | 2,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,244,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,502 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $15,805,000 | 89 |
| Net operating income | $2,244,000 | 2,100 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,739,000 | 1,423 |
| Total interest expense | $15,640,000 | 1,147 |
| Net interest income | $10,099,000 | 1,813 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $1,189,000 | 2,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,189,000 | 1,779 |
| Total noninterest expense | $6,084,000 | 2,392 |
| Salaries and employee benefits | $3,279,000 | 2,001 |
| Premises and equipment expense | $989,000 | 2,111 |
| Additional noninterest expense | $1,816,000 | 3,037 |
| Pre-tax net operating income | $5,024,000 | 1,268 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,763,000 | 1,256 |
| Income before extraordinary items | $3,261,000 | 1,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,261,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,261,000 | 1,314 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.