Home > First Federal Savings and Loan Association of America > Loan Charge- Offs and Recoveries
First Federal Savings and Loan Association of America, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,362,000 | 802 |
| Loans secured by real estate, total | $1,361,000 | 231 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,361,000 | 231 |
| Construction and land development | $123,000 | 163 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,238,000 | 147 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $1,000 | 8,693 |
| Credit card loan charge offs | $1,000 | 3,538 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,660 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $230,000 | 1,206 |
| Loans secured by real estate, total | $226,000 | 412 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $226,000 | 412 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $209,000 | 197 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $17,000 | 850 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $4,000 | 5,902 |
| Credit card loan recoveries | $4,000 | 1,284 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 7,800 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,132,000 | 734 |
| Loans secured by real estate, total | $1,135,000 | 189 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,135,000 | 188 |
| Construction and land development | $123,000 | 136 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,029,000 | 136 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-17,000 | 10,431 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-3,000 | 10,388 |
| Credit card loan net charge offs | $-3,000 | 10,822 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,770 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $846,000 | 1,234 |
| Loans secured by real estate, total | $843,000 | 443 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $843,000 | 443 |
| Construction and land development | $47,000 | 340 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $796,000 | 234 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $3,000 | 8,444 |
| Credit card loan charge offs | $3,000 | 3,228 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,953 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $240,000 | 1,296 |
| Loans secured by real estate, total | $233,000 | 475 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $233,000 | 475 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $208,000 | 203 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $25,000 | 877 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $7,000 | 5,239 |
| Credit card loan recoveries | $7,000 | 1,039 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,255 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $606,000 | 1,237 |
| Loans secured by real estate, total | $610,000 | 417 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $610,000 | 416 |
| Construction and land development | $47,000 | 284 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $588,000 | 243 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-25,000 | 10,992 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-4,000 | 10,931 |
| Credit card loan net charge offs | $-4,000 | 11,369 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,873 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $647,000 | 1,476 |
| Loans secured by real estate, total | $636,000 | 618 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $636,000 | 617 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $156,000 | 798 |
| Secured by multifamily residential properties | $40,000 | 401 |
| Secured by nonfarm nonresidential properties | $440,000 | 411 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $11,000 | 6,820 |
| Credit card loan charge offs | $11,000 | 1,980 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,309 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,236,000 | 433 |
| Loans secured by real estate, total | $1,233,000 | 164 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,233,000 | 162 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $72,000 | 504 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $1,161,000 | 113 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $3,000 | 6,963 |
| Credit card loan recoveries | $3,000 | 1,552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-589,000 | 11,934 |
| Loans secured by real estate, total | $-597,000 | 11,922 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-597,000 | 11,952 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $84,000 | 1,010 |
| Secured by multifamily residential properties | $40,000 | 356 |
| Secured by nonfarm nonresidential properties | $-721,000 | 11,924 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,000 | 6,062 |
| Credit card loan net charge offs | $8,000 | 2,029 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,397,000 | 921 |
| Loans secured by real estate, total | $1,390,000 | 429 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,390,000 | 429 |
| Construction and land development | $30,000 | 612 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,360,000 | 231 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $7,000 | 7,725 |
| Credit card loan charge offs | $7,000 | 2,262 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,793 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $779,000 | 637 |
| Loans secured by real estate, total | $768,000 | 255 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $768,000 | 253 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $85,000 | 482 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $683,000 | 157 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $11,000 | 4,728 |
| Credit card loan recoveries | $11,000 | 904 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,313 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $618,000 | 1,183 |
| Loans secured by real estate, total | $622,000 | 606 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $622,000 | 606 |
| Construction and land development | $30,000 | 530 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-85,000 | 12,512 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $677,000 | 302 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-4,000 | 11,544 |
| Credit card loan net charge offs | $-4,000 | 12,506 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,947 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,797,000 | 721 |
| Loans secured by real estate, total | $2,791,000 | 358 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,791,000 | 358 |
| Construction and land development | $11,000 | 1,038 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $220,000 | 840 |
| Secured by multifamily residential properties | $1,303,000 | 90 |
| Secured by nonfarm nonresidential properties | $1,257,000 | 328 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $6,000 | 8,622 |
| Credit card loan charge offs | $6,000 | 2,560 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $159,000 | 2,215 |
| Loans secured by real estate, total | $147,000 | 793 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $147,000 | 792 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $131,000 | 333 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,332 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $12,000 | 4,897 |
| Credit card loan recoveries | $12,000 | 908 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,638,000 | 616 |
| Loans secured by real estate, total | $2,644,000 | 335 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,644,000 | 335 |
| Construction and land development | $11,000 | 931 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $89,000 | 1,287 |
| Secured by multifamily residential properties | $1,303,000 | 84 |
| Secured by nonfarm nonresidential properties | $1,241,000 | 295 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-6,000 | 12,501 |
| Credit card loan net charge offs | $-6,000 | 13,210 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,077,000 | 1,738 |
| Loans secured by real estate, total | $1,075,000 | 825 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,075,000 | 825 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $75,000 | 1,934 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,000,000 | 481 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $2,000 | 10,584 |
| Credit card loan charge offs | $2,000 | 3,539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $181,000 | 2,126 |
| Loans secured by real estate, total | $170,000 | 692 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $170,000 | 691 |
| Construction and land development | $9,000 | 654 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $161,000 | 264 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $11,000 | 5,339 |
| Credit card loan recoveries | $11,000 | 978 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $896,000 | 1,673 |
| Loans secured by real estate, total | $905,000 | 847 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $905,000 | 847 |
| Construction and land development | $-9,000 | 13,678 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-86,000 | 13,876 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,000,000 | 440 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-9,000 | 13,581 |
| Credit card loan net charge offs | $-9,000 | 13,892 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.