Home > First Federal Savings and Loan Association of America > Income and Expense
First Federal Savings and Loan Association of America, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $102,189,000 | 399 |
| Total interest expense | $58,537,000 | 351 |
| Net interest income | $43,652,000 | 450 |
| Provision for loan and lease losses | $940,000 | 1,033 |
| Total noninterest income | $4,175,000 | 1,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,175,000 | 695 |
| Total noninterest expense | $21,535,000 | 697 |
| Salaries and employee benefits | $9,526,000 | 726 |
| Premises and equipment expense | $5,951,000 | 370 |
| Additional noninterest expense | $6,058,000 | 849 |
| Pre-tax net operating income | $25,352,000 | 379 |
| Securities gains (losses) | $232,000 | 648 |
| Applicable income taxes | $9,882,000 | 362 |
| Income before extraordinary items | $15,702,000 | 414 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,702,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,132,000 | 734 |
| Cash dividends | $10,000,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,553,520 | 401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $84,544,000 | 486 |
| Total interest expense | $49,480,000 | 427 |
| Net interest income | $35,064,000 | 578 |
| Provision for loan and lease losses | $575,000 | 1,572 |
| Total noninterest income | $6,830,000 | 758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,830,000 | 533 |
| Total noninterest expense | $23,725,000 | 683 |
| Salaries and employee benefits | $7,533,000 | 907 |
| Premises and equipment expense | $4,933,000 | 473 |
| Additional noninterest expense | $11,259,000 | 608 |
| Pre-tax net operating income | $17,594,000 | 500 |
| Securities gains (losses) | $124,000 | 874 |
| Applicable income taxes | $5,490,000 | 541 |
| Income before extraordinary items | $12,228,000 | 486 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,228,000 | 486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 1,237 |
| Cash dividends | $10,000,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $12,142,440 | 483 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $75,309,000 | 563 |
| Total interest expense | $41,256,000 | 516 |
| Net interest income | $34,053,000 | 599 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $7,303,000 | 748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,303,000 | 524 |
| Total noninterest expense | $19,382,000 | 804 |
| Salaries and employee benefits | $7,768,000 | 885 |
| Premises and equipment expense | $5,051,000 | 484 |
| Additional noninterest expense | $6,563,000 | 906 |
| Pre-tax net operating income | $21,674,000 | 455 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,964,000 | 481 |
| Income before extraordinary items | $14,710,000 | 444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,710,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-589,000 | 11,934 |
| Cash dividends | $6,800,000 | 505 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $14,710,000 | 441 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $66,167,000 | 552 |
| Total interest expense | $27,625,000 | 558 |
| Net interest income | $38,542,000 | 545 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $8,207,000 | 672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $8,207,000 | 466 |
| Total noninterest expense | $18,888,000 | 848 |
| Salaries and employee benefits | $8,033,000 | 852 |
| Premises and equipment expense | $4,741,000 | 504 |
| Additional noninterest expense | $6,114,000 | 1,003 |
| Pre-tax net operating income | $27,711,000 | 354 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,274,000 | 367 |
| Income before extraordinary items | $18,437,000 | 342 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $18,437,000 | 343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 1,183 |
| Cash dividends | $34,000,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $18,437,000 | 347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $61,550,000 | 578 |
| Total interest expense | $24,319,000 | 606 |
| Net interest income | $37,231,000 | 553 |
| Provision for loan and lease losses | $2,000,000 | 807 |
| Total noninterest income | $11,754,000 | 544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $11,754,000 | 396 |
| Total noninterest expense | $19,227,000 | 873 |
| Salaries and employee benefits | $7,754,000 | 879 |
| Premises and equipment expense | $4,849,000 | 509 |
| Additional noninterest expense | $6,624,000 | 1,022 |
| Pre-tax net operating income | $27,758,000 | 310 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $8,842,000 | 341 |
| Income before extraordinary items | $18,942,000 | 324 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $18,942,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,638,000 | 616 |
| Cash dividends | $39,500,000 | 112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $18,924,320 | 310 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $68,560,000 | 597 |
| Total interest expense | $31,655,000 | 634 |
| Net interest income | $36,905,000 | 565 |
| Provision for loan and lease losses | $800,000 | 2,149 |
| Total noninterest income | $9,085,000 | 637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $9,085,000 | 463 |
| Total noninterest expense | $18,877,000 | 891 |
| Salaries and employee benefits | $7,532,000 | 897 |
| Premises and equipment expense | $5,100,000 | 502 |
| Additional noninterest expense | $6,245,000 | 1,106 |
| Pre-tax net operating income | $26,313,000 | 280 |
| Securities gains (losses) | $560,000 | 998 |
| Applicable income taxes | $8,653,000 | 308 |
| Income before extraordinary items | $18,220,000 | 294 |
| Extraordinary gains, net | $375,000 | 258 |
| Net income | $18,595,000 | 290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $896,000 | 1,673 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $17,839,200 | 270 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.