First Federal Savings and Loan Association of America, Net charge- offs to loans

1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1043%5,414
Percentage Net Loans Charged-off: Total real estate loans0.1052%324
Percentage Net Loans Charged-off:Construction & development0.5333%71
Percentage Net Loans Charged-off: Commercial real estate-0.0640%1,268
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1024%324
Percentage Net Loans Charged-off: Home equity loans1.6527%27
All other 1-4 family - Percent of loans charged-off, net0.0270%653
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals-0.0524%1,450
Percentage Net Loans Charged-off: Credit card loans-1.1136%1,294
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%6,668
Percentage Net Loans Charged-off: Total real estate loans0.0616%554
Percentage Net Loans Charged-off:Construction & development0.1911%164
Percentage Net Loans Charged-off: Commercial real estate-0.1304%1,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0635%486
Percentage Net Loans Charged-off: Home equity loans1.3770%26
All other 1-4 family - Percent of loans charged-off, net-0.0025%1,344
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals-0.0836%1,506
Percentage Net Loans Charged-off: Credit card loans-1.4641%1,359
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0652%10,880
Percentage Net Loans Charged-off: Total real estate loans-0.0654%1,456
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-3.8809%1,517
Percentage Net Loans Charged-off: Multi-family residential0.1747%221
Percentage Net Loans Charged-off: 1-4 family residential0.0100%892
Percentage Net Loans Charged-off: Home equity loans0.2841%126
All other 1-4 family - Percent of loans charged-off, net-0.0062%1,366
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals0.1654%1,161
Percentage Net Loans Charged-off: Credit card loans3.0441%314
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0764%6,278
Percentage Net Loans Charged-off: Total real estate loans0.0758%645
Percentage Net Loans Charged-off:Construction & development0.0842%295
Percentage Net Loans Charged-off: Commercial real estate3.2104%45
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%1,351
Percentage Net Loans Charged-off: Home equity loans-0.1322%1,268
All other 1-4 family - Percent of loans charged-off, net-0.0040%1,288
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals-0.0810%1,425
Percentage Net Loans Charged-off: Credit card loans-1.7575%1,303
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3854%3,434
Percentage Net Loans Charged-off: Total real estate loans0.3815%391
Percentage Net Loans Charged-off:Construction & development0.0400%455
Percentage Net Loans Charged-off: Commercial real estate4.2782%68
Percentage Net Loans Charged-off: Multi-family residential5.0971%39
Percentage Net Loans Charged-off: 1-4 family residential0.0146%954
Percentage Net Loans Charged-off: Home equity loans0.3252%148
All other 1-4 family - Percent of loans charged-off, net-0.0075%1,385
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individuals-0.1118%1,481
Percentage Net Loans Charged-off: Credit card loans-2.7548%1,304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1411%8,151
Percentage Net Loans Charged-off: Total real estate loans0.1406%854
Percentage Net Loans Charged-off:Construction & development-0.0423%1,422
Percentage Net Loans Charged-off: Commercial real estate2.7912%146
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential-0.0154%1,497
Percentage Net Loans Charged-off: Home equity loans-0.2117%1,334
All other 1-4 family - Percent of loans charged-off, net-0.0027%1,449
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,086
Percentage Net Loans Charged-off: Loans to individuals-0.1565%1,553
Percentage Net Loans Charged-off: Credit card loans-4.0179%1,336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA