First Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$43,533,000	873
Total interest expense	$33,163,000	614
Net interest income	$10,370,000	1,766
Provision for loan and lease losses	$1,211,000	1,627
Total noninterest income	$19,008,000	402
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$19,008,000	285
Total noninterest expense	$29,090,000	628
Salaries and employee benefits	$7,157,000	958
Premises and equipment expense	$4,069,000	618
Additional noninterest expense	$17,864,000	497
Pre-tax net operating income	$-923,000	13,458
Securities gains (losses)	$4,091,000	246
Applicable income taxes	$-40,000	13,479
Income before extraordinary items	$3,208,000	1,455
Extraordinary gains, net	$0	1,422
Net income	$3,208,000	1,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,718,000	13,933
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-883,000	13,442

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.