Home > First Federal Savings and Loan Association > Income and Expense
First Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,274,000 | 1,523 |
| Total interest expense | $13,486,000 | 1,230 |
| Net interest income | $8,788,000 | 2,045 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $1,766,000 | 2,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,766,000 | 1,229 |
| Total noninterest expense | $7,992,000 | 1,759 |
| Salaries and employee benefits | $3,977,000 | 1,669 |
| Premises and equipment expense | $1,649,000 | 1,261 |
| Additional noninterest expense | $2,366,000 | 2,096 |
| Pre-tax net operating income | $2,447,000 | 2,909 |
| Securities gains (losses) | $1,895,000 | 142 |
| Applicable income taxes | $1,607,000 | 1,549 |
| Income before extraordinary items | $2,735,000 | 1,842 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,735,000 | 1,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,431 |
| Cash dividends | $2,500,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,522,200 | 3,192 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,359,000 | 1,681 |
| Total interest expense | $9,277,000 | 1,406 |
| Net interest income | $9,082,000 | 1,998 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,643,000 | 2,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-10,000 | 4,814 |
| Additional Noninterest Income | $1,653,000 | 1,288 |
| Total noninterest expense | $7,507,000 | 1,919 |
| Salaries and employee benefits | $4,051,000 | 1,648 |
| Premises and equipment expense | $1,467,000 | 1,422 |
| Additional noninterest expense | $1,989,000 | 2,588 |
| Pre-tax net operating income | $3,218,000 | 2,206 |
| Securities gains (losses) | $1,338,000 | 133 |
| Applicable income taxes | $1,831,000 | 1,297 |
| Income before extraordinary items | $2,725,000 | 1,790 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,725,000 | 1,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,315 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,868,680 | 2,622 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,108,000 | 1,830 |
| Total interest expense | $8,976,000 | 1,485 |
| Net interest income | $8,132,000 | 2,207 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,579,000 | 2,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,579,000 | 1,488 |
| Total noninterest expense | $7,525,000 | 1,958 |
| Salaries and employee benefits | $4,199,000 | 1,603 |
| Premises and equipment expense | $1,408,000 | 1,513 |
| Additional noninterest expense | $1,918,000 | 2,823 |
| Pre-tax net operating income | $2,186,000 | 3,033 |
| Securities gains (losses) | $2,180,000 | 294 |
| Applicable income taxes | $1,387,000 | 1,682 |
| Income before extraordinary items | $2,979,000 | 1,695 |
| Extraordinary gains, net | $685,000 | 331 |
| Net income | $3,664,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,621 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,496,600 | 3,085 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,753,000 | 1,891 |
| Total interest expense | $11,489,000 | 1,532 |
| Net interest income | $7,264,000 | 2,503 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $872,000 | 3,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $872,000 | 2,189 |
| Total noninterest expense | $4,936,000 | 2,898 |
| Salaries and employee benefits | $2,521,000 | 2,573 |
| Premises and equipment expense | $1,049,000 | 2,010 |
| Additional noninterest expense | $1,366,000 | 3,882 |
| Pre-tax net operating income | $3,095,000 | 2,006 |
| Securities gains (losses) | $-17,000 | 13,435 |
| Applicable income taxes | $1,026,000 | 2,061 |
| Income before extraordinary items | $2,052,000 | 2,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,052,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 5,631 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,063,390 | 2,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.