Home > First Federal Savings and Loan Association > Income and Expense
First Federal Savings and Loan Association, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,877,000 | 2,192 |
| Total interest expense | $7,979,000 | 1,876 |
| Net interest income | $6,898,000 | 2,544 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,304,000 | 2,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,304,000 | 1,534 |
| Total noninterest expense | $2,788,000 | 4,485 |
| Salaries and employee benefits | $1,933,000 | 3,549 |
| Premises and equipment expense | $382,000 | 4,682 |
| Additional noninterest expense | $473,000 | 6,724 |
| Pre-tax net operating income | $5,414,000 | 1,404 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,010,000 | 1,225 |
| Income before extraordinary items | $3,404,000 | 1,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,404,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $3,500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 768 |
| Net operating income | $3,404,000 | 1,539 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,739,000 | 2,220 |
| Total interest expense | $8,027,000 | 1,902 |
| Net interest income | $6,712,000 | 2,531 |
| Provision for loan and lease losses | $-100,000 | 10,312 |
| Total noninterest income | $1,528,000 | 2,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,528,000 | 1,385 |
| Total noninterest expense | $2,717,000 | 4,490 |
| Salaries and employee benefits | $1,918,000 | 3,469 |
| Premises and equipment expense | $331,000 | 5,072 |
| Additional noninterest expense | $468,000 | 6,666 |
| Pre-tax net operating income | $5,623,000 | 1,335 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $2,043,000 | 1,240 |
| Income before extraordinary items | $3,591,000 | 1,471 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,591,000 | 1,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $4,500,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 676 |
| Net operating income | $3,583,960 | 1,410 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,705,000 | 2,382 |
| Total interest expense | $7,205,000 | 2,103 |
| Net interest income | $6,500,000 | 2,677 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,126,000 | 2,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,126,000 | 1,625 |
| Total noninterest expense | $2,370,000 | 4,998 |
| Salaries and employee benefits | $1,627,000 | 3,966 |
| Premises and equipment expense | $304,000 | 5,412 |
| Additional noninterest expense | $439,000 | 7,022 |
| Pre-tax net operating income | $5,256,000 | 1,470 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,972,000 | 1,348 |
| Income before extraordinary items | $3,284,000 | 1,646 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,284,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $2,500,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 727 |
| Net operating income | $3,284,000 | 1,605 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,475,000 | 2,668 |
| Total interest expense | $6,575,000 | 2,348 |
| Net interest income | $5,900,000 | 3,005 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,039,000 | 3,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,039,000 | 1,774 |
| Total noninterest expense | $3,232,000 | 4,063 |
| Salaries and employee benefits | $1,478,000 | 4,371 |
| Premises and equipment expense | $281,000 | 5,823 |
| Additional noninterest expense | $1,473,000 | 3,173 |
| Pre-tax net operating income | $3,707,000 | 1,955 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,312,000 | 1,831 |
| Income before extraordinary items | $2,395,000 | 2,077 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,395,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 675 |
| Net operating income | $2,395,000 | 2,035 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,666,000 | 2,849 |
| Total interest expense | $6,377,000 | 2,422 |
| Net interest income | $5,289,000 | 3,349 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $811,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $811,000 | 2,081 |
| Total noninterest expense | $2,317,000 | 5,318 |
| Salaries and employee benefits | $1,287,000 | 4,898 |
| Premises and equipment expense | $274,000 | 6,002 |
| Additional noninterest expense | $756,000 | 5,493 |
| Pre-tax net operating income | $3,683,000 | 1,999 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,400,000 | 1,750 |
| Income before extraordinary items | $2,283,000 | 2,209 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,283,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,283,000 | 2,180 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 3,171 |
| Total interest expense | $5,107,000 | 2,415 |
| Net interest income | $4,430,000 | 3,970 |
| Provision for loan and lease losses | $195,000 | 3,075 |
| Total noninterest income | $925,000 | 3,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $925,000 | 1,933 |
| Total noninterest expense | $2,062,000 | 6,042 |
| Salaries and employee benefits | $1,069,000 | 5,776 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $728,000 | 6,144 |
| Pre-tax net operating income | $3,098,000 | 2,291 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,140,000 | 1,978 |
| Income before extraordinary items | $1,958,000 | 2,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,958,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,030 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,958,000 | 2,497 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,745,000 | 3,169 |
| Total interest expense | $5,351,000 | 2,417 |
| Net interest income | $4,394,000 | 4,039 |
| Provision for loan and lease losses | $290,000 | 3,092 |
| Total noninterest income | $1,024,000 | 3,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,024,000 | 2,000 |
| Total noninterest expense | $1,829,000 | 6,805 |
| Salaries and employee benefits | $978,000 | 6,253 |
| Premises and equipment expense | $258,000 | 6,546 |
| Additional noninterest expense | $593,000 | 7,404 |
| Pre-tax net operating income | $3,299,000 | 2,063 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,134,000 | 2,020 |
| Income before extraordinary items | $2,165,000 | 2,307 |
| Extraordinary gains, net | $151,000 | 1,223 |
| Net income | $2,316,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,165,000 | 2,174 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,684,000 | 3,276 |
| Total interest expense | $6,673,000 | 2,533 |
| Net interest income | $4,011,000 | 4,433 |
| Provision for loan and lease losses | $1,294,000 | 1,556 |
| Total noninterest income | $780,000 | 4,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $780,000 | 2,341 |
| Total noninterest expense | $1,914,000 | 6,617 |
| Salaries and employee benefits | $940,000 | 6,392 |
| Premises and equipment expense | $256,000 | 6,669 |
| Additional noninterest expense | $718,000 | 6,646 |
| Pre-tax net operating income | $1,583,000 | 3,854 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,051,000 | 2,017 |
| Income before extraordinary items | $532,000 | 7,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $532,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $532,000 | 6,690 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.