Home > First Federal of Northern Michigan > Net charge- offs to loans
First Federal of Northern Michigan, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 5,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4213% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1477% | 2,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 5,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1923% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2044% | 2,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 5,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0634% | 5,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 5,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2907% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3096% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 5,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0461% | 5,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0327% | 5,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 5,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1999% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2800% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 5,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0294% | 5,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.8928% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2517% | 5,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9160% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5523% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0756% | 3,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 5,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 5,179 |
| Percentage Net Loans Charged-off:Construction & development | 1.2444% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3283% | 5,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0609% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2961% | 5,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 5,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 5,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 5,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0675% | 5,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1352% | 5,235 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0132% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4349% | 5,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0274% | 5,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 5,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 5,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5413% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8049% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3975% | 6,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4636% | 6,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.1303% | 5,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 5,511 |
| Percentage Net Loans Charged-off: Multi-family residential | -28.3792% | 4,944 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0801% | 5,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0871% | 5,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2769% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | -4.5045% | 1,207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6749% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0889% | 5,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1004% | 5,778 |
| Percentage Net Loans Charged-off:Construction & development | -0.1699% | 5,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 5,654 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1994% | 4,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 5,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0883% | 5,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 4,445 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0926% | 5,349 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9687% | 1,213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4023% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0979% | 5,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1291% | 5,893 |
| Percentage Net Loans Charged-off:Construction & development | -0.2448% | 5,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0834% | 5,773 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7787% | 4,995 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1010% | 5,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1100% | 5,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7066% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 17.4414% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3097% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.4220% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4782% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0000% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6488% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0717% | 5,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6411% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1194% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 2,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0745% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8724% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9296% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4728% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2699% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0837% | 6,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8192% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0786% | 2,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4442% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4514% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0252% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1044% | 6,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9911% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2565% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 5,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8671% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0716% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1991% | 5,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1784% | 6,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9695% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5850% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7422% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4839% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4028% | 5,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6537% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7107% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 6,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.6885% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4871% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 4,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5330% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5788% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1929% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0982% | 5,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3315% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5423% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 4,693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5923% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8708% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4025% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5679% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6067% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8789% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 4,709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9593% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1939% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8183% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6253% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6684% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7132% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7777% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8401% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7825% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8003% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8314% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5804% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1259% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4458% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1953% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6353% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6686% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3964% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9590% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0054% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7710% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3163% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1671% | 1,318 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4370% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1518% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6459% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5305% | 1,925 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9832% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0446% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5388% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5205% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1101% | 5,114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6936% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6068% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4025% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5998% | 6,695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6538% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6843% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4576% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9362% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1093% | 5,137 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0490% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1722% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1535% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7771% | 6,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8740% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9218% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | -2.5566% | 6,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5475% | 1,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0365% | 977 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5960% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1973% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6434% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8936% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5670% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4398% | 2,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7034% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7387% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | -3.1435% | 6,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7234% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0482% | 814 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2256% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4402% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1998% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8501% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9375% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5599% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8498% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8885% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | -1.1624% | 6,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1052% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0710% | 639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0459% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1118% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0380% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 2,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3131% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0000% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8954% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8335% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8850% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7699% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1377% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1167% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4643% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1952% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2273% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1981% | 6,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2228% | 6,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9803% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0118% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 5.6774% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7245% | 1,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8402% | 735 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5107% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4256% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5199% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 6,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8292% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3623% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2362% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3111% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 8.8007% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0326% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7324% | 5,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4854% | 2,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5685% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4767% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1499% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5907% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 16.2084% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0199% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0814% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 9.6814% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 2,587 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1688% | 5,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4599% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8575% | 770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4189% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1407% | 6,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5320% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1018% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 4,065 |
| Percentage Net Loans Charged-off:Construction & development | -3.9446% | 7,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1319% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5667% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9439% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4259% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0950% | 6,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4850% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 28.1525% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8320% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2262% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 27.3413% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2242% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9111% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7399% | 1,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3690% | 1,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7752% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7100% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6557% | 3,599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8763% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5461% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9008% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 24.0368% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1067% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6754% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4014% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1040% | 1,483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4292% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8721% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8794% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6559% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1002% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 19.2709% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5119% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7603% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3428% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3736% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3052% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8308% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2922% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3127% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5908% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3162% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7000% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8436% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3937% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3661% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 6.9897% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1081% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3430% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5072% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3310% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7459% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9691% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5376% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6391% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5906% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 10.1241% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7991% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1737% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 2,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1935% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0328% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6083% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5067% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6912% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 15.8700% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3695% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2650% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2584% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6697% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1666% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1778% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2411% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5977% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2080% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0881% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2717% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4391% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2608% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 3,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9745% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7084% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3174% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 3,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6703% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5774% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1783% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 2,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6483% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6364% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3559% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6610% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4484% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 3,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 3,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9395% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3973% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1379% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7844% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9340% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1697% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1822% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9490% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 2,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1990% | 2,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5004% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6387% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8114% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5900% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3336% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9291% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4010% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5979% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7715% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 3,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4623% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0930% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0983% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9509% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9222% | 1,274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 4,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0753% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3740% | 2,567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7888% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7335% | 2,577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 4,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7492% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2431% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1620% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1313% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7401% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6798% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2091% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3448% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7796% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8394% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4076% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3467% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4136% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 14.7886% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3943% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5511% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9647% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6977% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 2,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9769% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8038% | 1,349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 6,358 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 7,040 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 8,129 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 7,757 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 10,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |