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First Federal of Elgin, F.S.A., Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $22,091,000 | 1,621 |
Total interest expense | $11,594,000 | 1,525 |
Net interest income | $10,497,000 | 1,753 |
Provision for loan and lease losses | $2,114,000 | 1,112 |
Total noninterest income | $3,088,000 | 1,402 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $-1,000 | 5,192 |
Additional Noninterest Income | $3,089,000 | 936 |
Total noninterest expense | $10,059,000 | 1,531 |
Salaries and employee benefits | $5,851,000 | 1,143 |
Premises and equipment expense | $1,876,000 | 1,177 |
Additional noninterest expense | $2,332,000 | 2,457 |
Pre-tax net operating income | $1,412,000 | 4,276 |
Securities gains (losses) | $2,090,000 | 401 |
Applicable income taxes | $2,164,000 | 1,049 |
Income before extraordinary items | $1,338,000 | 3,427 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,338,000 | 3,469 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $673,000 | 2,036 |
Cash dividends | $850,000 | 1,800 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $400 | 12,663 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.