Home > First Federal Lincoln Bank-Iowa > Income and Expense
First Federal Lincoln Bank-Iowa, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,280,000 | 3,161 |
| Total interest expense | $6,253,000 | 2,407 |
| Net interest income | $4,027,000 | 4,215 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $266,000 | 4,212 |
| Total noninterest expense | $1,983,000 | 5,689 |
| Salaries and employee benefits | $628,000 | 7,736 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $1,009,000 | 3,869 |
| Pre-tax net operating income | $2,170,000 | 3,281 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $812,000 | 2,892 |
| Income before extraordinary items | $1,358,000 | 3,660 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,358,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,358,000 | 3,588 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 3,469 |
| Total interest expense | $5,742,000 | 2,651 |
| Net interest income | $3,658,000 | 4,655 |
| Provision for loan and lease losses | $47,000 | 6,760 |
| Total noninterest income | $238,000 | 7,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 257 |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $2,191,000 | 5,560 |
| Salaries and employee benefits | $577,000 | 8,278 |
| Premises and equipment expense | $368,000 | 4,854 |
| Additional noninterest expense | $1,246,000 | 3,664 |
| Pre-tax net operating income | $1,658,000 | 4,016 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $586,000 | 3,662 |
| Income before extraordinary items | $1,072,000 | 4,236 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,072,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,072,000 | 4,178 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 4,552 |
| Total interest expense | $4,019,000 | 3,666 |
| Net interest income | $2,987,000 | 5,511 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 493 |
| Additional Noninterest Income | $179,000 | 5,456 |
| Total noninterest expense | $1,355,000 | 7,724 |
| Salaries and employee benefits | $377,000 | 10,104 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $730,000 | 5,655 |
| Pre-tax net operating income | $1,799,000 | 3,851 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $633,000 | 3,536 |
| Income before extraordinary items | $1,166,000 | 4,055 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,166,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,166,000 | 4,038 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 6,137 |
| Total interest expense | $1,981,000 | 5,653 |
| Net interest income | $2,531,000 | 6,418 |
| Provision for loan and lease losses | $-3,000 | 11,697 |
| Total noninterest income | $-76,000 | 12,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $30,000 | 311 |
| Additional Noninterest Income | $-106,000 | 12,615 |
| Total noninterest expense | $890,000 | 9,817 |
| Salaries and employee benefits | $232,000 | 11,822 |
| Premises and equipment expense | $175,000 | 7,968 |
| Additional noninterest expense | $483,000 | 8,026 |
| Pre-tax net operating income | $1,568,000 | 4,248 |
| Securities gains (losses) | $-92,000 | 11,480 |
| Applicable income taxes | $485,000 | 4,151 |
| Income before extraordinary items | $991,000 | 4,580 |
| Extraordinary gains, net | $81,000 | 130 |
| Net income | $1,072,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $5,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,052,640 | 4,401 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 5,405 |
| Total interest expense | $2,055,000 | 5,703 |
| Net interest income | $3,362,000 | 5,138 |
| Provision for loan and lease losses | $-745,000 | 13,204 |
| Total noninterest income | $-1,123,000 | 13,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,222,000 | 5,147 |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $917,000 | 10,121 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $188,000 | 7,937 |
| Additional noninterest expense | $450,000 | 8,725 |
| Pre-tax net operating income | $2,067,000 | 3,209 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $1,896,000 | 2,656 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $2,066,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $6,005,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,885,080 | 2,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 4,917 |
| Total interest expense | $2,470,000 | 6,048 |
| Net interest income | $4,370,000 | 4,117 |
| Provision for loan and lease losses | $732,000 | 2,292 |
| Total noninterest income | $579,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $579,000 | 2,893 |
| Total noninterest expense | $911,000 | 10,419 |
| Salaries and employee benefits | $276,000 | 12,290 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $445,000 | 9,029 |
| Pre-tax net operating income | $3,306,000 | 1,875 |
| Securities gains (losses) | $888,000 | 718 |
| Applicable income taxes | $1,841,000 | 1,206 |
| Income before extraordinary items | $2,353,000 | 1,943 |
| Extraordinary gains, net | $1,834,000 | 78 |
| Net income | $4,187,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,784,680 | 2,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.