Home > First Federal Community Bank > Income and Expense

First Federal Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,946,0001,236
Total interest expense$10,500,0001,240
Net interest income$24,446,0001,225
Provision for loan and lease losses$105,0002,406
Total noninterest income$2,973,0001,644
Gross Fiduciary activities income$0981
Service charges on deposit accounts$666,0001,368
Trading account gains and fees$0123
Additional Noninterest Income$2,307,0001,493
Total noninterest expense$14,038,0001,613
Salaries and employee benefits$8,395,0001,534
Premises and equipment expense$1,271,0001,732
Additional noninterest expense$2,307,0001,493
Pre-tax net operating income$13,276,000941
Securities gains (losses)$0988
Applicable income taxes$2,474,000841
Income before extraordinary items$10,802,000948
Extraordinary gains, net$054
Net income$10,802,000962
Minority interest net income$088
Net income of bank and minority interests.$10,802,000951
Net charge-offs$3,0002,678
Cash dividends$2,825,0001,255
Sale, conversion, retirement of capital stock, net$124,000396
Net operating income$10,802,000966
2023-09-30 (YTD Data)Rank
Total interest income$25,274,0001,253
Total interest expense$7,084,0001,257
Net interest income$18,190,0001,236
Provision for loan and lease losses$99,0002,148
Total noninterest income$2,259,0001,622
Gross Fiduciary activities income$0950
Service charges on deposit accounts$493,0001,389
Trading account gains and fees$0125
Additional Noninterest Income$1,766,0001,460
Total noninterest expense$10,598,0001,592
Salaries and employee benefits$6,238,0001,557
Premises and equipment expense$955,0001,738
Additional noninterest expense$1,766,0001,460
Pre-tax net operating income$9,752,000990
Securities gains (losses)$0849
Applicable income taxes$1,810,000882
Income before extraordinary items$7,942,0001,007
Extraordinary gains, net$052
Net income$7,942,0001,012
Minority interest net income$081
Net income of bank and minority interests.$7,942,0001,007
Net charge-offs$4,0002,363
Cash dividends$1,950,0001,188
Sale, conversion, retirement of capital stock, net$102,000379
Net operating income$7,942,0001,020
2023-06-30 (YTD Data)Rank
Total interest income$16,122,0001,270
Total interest expense$4,077,0001,291
Net interest income$12,045,0001,256
Provision for loan and lease losses$60,0002,092
Total noninterest income$1,466,0001,573
Gross Fiduciary activities income$0931
Service charges on deposit accounts$322,0001,386
Trading account gains and fees$0112
Additional Noninterest Income$1,144,0001,412
Total noninterest expense$7,119,0001,564
Salaries and employee benefits$4,137,0001,561
Premises and equipment expense$639,0001,720
Additional noninterest expense$1,144,0001,411
Pre-tax net operating income$6,332,0001,010
Securities gains (losses)$0938
Applicable income taxes$1,161,000920
Income before extraordinary items$5,171,0001,027
Extraordinary gains, net$051
Net income$5,171,0001,040
Minority interest net income$081
Net income of bank and minority interests.$5,171,0001,027
Net charge-offs$4,0002,088
Cash dividends$1,175,0001,272
Sale, conversion, retirement of capital stock, net$81,000355
Net operating income$5,171,0001,034
2023-03-31 (YTD Data)Rank
Total interest income$7,698,0001,298
Total interest expense$1,771,0001,293
Net interest income$5,927,0001,280
Provision for loan and lease losses$30,0001,903
Total noninterest income$717,0001,590
Gross Fiduciary activities income$0913
Service charges on deposit accounts$165,0001,373
Trading account gains and fees$097
Additional Noninterest Income$552,0001,440
Total noninterest expense$3,542,0001,587
Salaries and employee benefits$2,065,0001,589
Premises and equipment expense$325,0001,745
Additional noninterest expense$552,0001,440
Pre-tax net operating income$3,072,0001,059
Securities gains (losses)$0950
Applicable income taxes$576,000955
Income before extraordinary items$2,496,0001,072
Extraordinary gains, net$04
Net income$2,496,0001,071
Minority interest net income$048
Net income of bank and minority interests.$2,496,0001,071
Net charge-offs$-1,0003,238
Cash dividends$850,000915
Sale, conversion, retirement of capital stock, net$59,000300
Net operating income$2,496,0001,088
2022-12-31 (YTD Data)Rank
Total interest income$24,070,0001,344
Total interest expense$2,595,0001,319
Net interest income$21,475,0001,356
Provision for loan and lease losses$290,0001,558
Total noninterest income$2,946,0001,647
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$643,0001,432
Trading account gains and fees$0116
Additional Noninterest Income$2,303,0001,493
Total noninterest expense$12,709,0001,703
Salaries and employee benefits$7,566,0001,646
Premises and equipment expense$1,298,0001,707
Additional noninterest expense$2,303,0001,493
Pre-tax net operating income$11,422,0001,163
Securities gains (losses)$0691
Applicable income taxes$2,103,0001,048
Income before extraordinary items$9,319,0001,154
Extraordinary gains, net$05
Net income$9,319,0001,153
Minority interest net income$063
Net income of bank and minority interests.$9,319,0001,154
Net charge-offs$-2,0003,341
Cash dividends$2,625,0001,261
Sale, conversion, retirement of capital stock, net$116,000458
Net operating income$9,319,0001,183
2022-09-30 (YTD Data)Rank
Total interest income$16,812,0001,381
Total interest expense$1,298,0001,461
Net interest income$15,514,0001,377
Provision for loan and lease losses$260,0001,320
Total noninterest income$2,223,0001,671
Gross Fiduciary activities income$0968
Service charges on deposit accounts$470,0001,470
Trading account gains and fees$0111
Additional Noninterest Income$1,753,0001,506
Total noninterest expense$9,396,0001,717
Salaries and employee benefits$5,657,0001,642
Premises and equipment expense$927,0001,785
Additional noninterest expense$1,753,0001,506
Pre-tax net operating income$8,081,0001,198
Securities gains (losses)$0740
Applicable income taxes$1,467,0001,090
Income before extraordinary items$6,614,0001,197
Extraordinary gains, net$04
Net income$6,614,0001,196
Minority interest net income$057
Net income of bank and minority interests.$6,614,0001,197
Net charge-offs$1,0002,255
Cash dividends$1,775,0001,222
Sale, conversion, retirement of capital stock, net$95,000411
Net operating income$6,614,0001,221
2022-06-30 (YTD Data)Rank
Total interest income$10,617,0001,401
Total interest expense$663,0001,592
Net interest income$9,954,0001,391
Provision for loan and lease losses$230,0001,080
Total noninterest income$1,466,0001,667
Gross Fiduciary activities income$0925
Service charges on deposit accounts$289,0001,536
Trading account gains and fees$0108
Additional Noninterest Income$1,177,0001,521
Total noninterest expense$6,275,0001,696
Salaries and employee benefits$3,709,0001,654
Premises and equipment expense$642,0001,746
Additional noninterest expense$1,924,0001,651
Pre-tax net operating income$4,915,0001,220
Securities gains (losses)$0687
Applicable income taxes$858,0001,115
Income before extraordinary items$4,057,0001,223
Extraordinary gains, net$04
Net income$4,057,0001,222
Minority interest net income$060
Net income of bank and minority interests.$4,057,0001,223
Net charge-offs$2,0001,931
Cash dividends$1,075,0001,278
Sale, conversion, retirement of capital stock, net$73,000385
Net operating income$4,057,0001,249
2022-03-31 (YTD Data)Rank
Total interest income$5,095,0001,406
Total interest expense$308,0001,634
Net interest income$4,787,0001,405
Provision for loan and lease losses$100,000968
Total noninterest income$722,0001,682
Gross Fiduciary activities income$0892
Service charges on deposit accounts$121,0001,711
Trading account gains and fees$0103
Additional Noninterest Income$601,0001,507
Total noninterest expense$3,137,0001,685
Salaries and employee benefits$1,832,0001,670
Premises and equipment expense$322,0001,752
Additional noninterest expense$983,0001,594
Pre-tax net operating income$2,272,0001,230
Securities gains (losses)$0623
Applicable income taxes$421,0001,075
Income before extraordinary items$1,851,0001,265
Extraordinary gains, net$04
Net income$1,851,0001,265
Minority interest net income$050
Net income of bank and minority interests.$1,851,0001,265
Net charge-offs$-11,0003,948
Cash dividends$775,000905
Sale, conversion, retirement of capital stock, net$52,000331
Net operating income$1,851,0001,276
2021-12-31 (YTD Data)Rank
Total interest income$20,359,0001,461
Total interest expense$1,753,0001,474
Net interest income$18,606,0001,453
Provision for loan and lease losses$295,0001,451
Total noninterest income$3,318,0001,688
Gross Fiduciary activities income$0994
Service charges on deposit accounts$421,0001,801
Trading account gains and fees$0132
Additional Noninterest Income$2,897,0001,521
Total noninterest expense$11,087,0001,841
Salaries and employee benefits$6,846,0001,740
Premises and equipment expense$968,0002,081
Additional noninterest expense$3,273,0001,860
Pre-tax net operating income$10,542,0001,231
Securities gains (losses)$02,062
Applicable income taxes$1,972,0001,112
Income before extraordinary items$8,570,0001,279
Extraordinary gains, net$010
Net income$8,570,0001,278
Minority interest net income$074
Net income of bank and minority interests.$8,570,0001,279
Net charge-offs$-34,0003,993
Cash dividends$2,275,0001,409
Sale, conversion, retirement of capital stock, net$137,000441
Net operating income$8,570,0001,260
2021-09-30 (YTD Data)Rank
Total interest income$15,198,0001,495
Total interest expense$1,389,0001,488
Net interest income$13,809,0001,488
Provision for loan and lease losses$145,0001,721
Total noninterest income$2,526,0001,715
Gross Fiduciary activities income$0957
Service charges on deposit accounts$306,0001,831
Trading account gains and fees$0132
Additional Noninterest Income$2,220,0001,555
Total noninterest expense$8,215,0001,861
Salaries and employee benefits$5,146,0001,744
Premises and equipment expense$684,0002,171
Additional noninterest expense$2,385,0001,888
Pre-tax net operating income$7,975,0001,272
Securities gains (losses)$02,015
Applicable income taxes$1,490,0001,154
Income before extraordinary items$6,485,0001,317
Extraordinary gains, net$08
Net income$6,485,0001,317
Minority interest net income$069
Net income of bank and minority interests.$6,485,0001,317
Net charge-offs$-33,0004,058
Cash dividends$1,525,0001,369
Sale, conversion, retirement of capital stock, net$115,000399
Net operating income$6,485,0001,300
2021-06-30 (YTD Data)Rank
Total interest income$9,611,0001,553
Total interest expense$997,0001,464
Net interest income$8,614,0001,553
Provision for loan and lease losses$120,0001,537
Total noninterest income$1,657,0001,700
Gross Fiduciary activities income$0951
Service charges on deposit accounts$185,0001,901
Trading account gains and fees$0133
Additional Noninterest Income$1,472,0001,532
Total noninterest expense$5,375,0001,878
Salaries and employee benefits$3,367,0001,765
Premises and equipment expense$467,0002,133
Additional noninterest expense$1,541,0001,920
Pre-tax net operating income$4,776,0001,354
Securities gains (losses)$01,818
Applicable income taxes$875,0001,253
Income before extraordinary items$3,901,0001,433
Extraordinary gains, net$06
Net income$3,901,0001,433
Minority interest net income$067
Net income of bank and minority interests.$3,901,0001,433
Net charge-offs$-21,0004,072
Cash dividends$825,0001,533
Sale, conversion, retirement of capital stock, net$94,000361
Net operating income$3,901,0001,395
2021-03-31 (YTD Data)Rank
Total interest income$4,928,0001,533
Total interest expense$550,0001,411
Net interest income$4,378,0001,524
Provision for loan and lease losses$60,0001,591
Total noninterest income$819,0001,708
Gross Fiduciary activities income$0922
Service charges on deposit accounts$77,0002,104
Trading account gains and fees$0127
Additional Noninterest Income$742,0001,534
Total noninterest expense$2,590,0001,914
Salaries and employee benefits$1,651,0001,772
Premises and equipment expense$238,0002,124
Additional noninterest expense$701,0002,037
Pre-tax net operating income$2,547,0001,290
Securities gains (losses)$01,392
Applicable income taxes$484,0001,159
Income before extraordinary items$2,063,0001,359
Extraordinary gains, net$03
Net income$2,063,0001,358
Minority interest net income$055
Net income of bank and minority interests.$2,063,0001,359
Net charge-offs$-21,0004,363
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$73,000290
Net operating income$2,063,0001,330
2020-12-31 (YTD Data)Rank
Total interest income$19,752,0001,515
Total interest expense$3,143,0001,427
Net interest income$16,609,0001,512
Provision for loan and lease losses$646,0002,004
Total noninterest income$4,058,0001,449
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$217,0002,668
Trading account gains and fees$0133
Additional Noninterest Income$3,841,0001,245
Total noninterest expense$10,068,0001,956
Salaries and employee benefits$6,366,0001,815
Premises and equipment expense$902,0002,168
Additional noninterest expense$2,800,0002,028
Pre-tax net operating income$9,953,0001,067
Securities gains (losses)$15,0002,194
Applicable income taxes$1,937,000952
Income before extraordinary items$8,031,0001,141
Extraordinary gains, net$04
Net income$8,031,0001,141
Minority interest net income$072
Net income of bank and minority interests.$8,031,0001,141
Net charge-offs$60,0002,298
Cash dividends$1,975,0001,553
Sale, conversion, retirement of capital stock, net$107,000437
Net operating income$8,018,8501,108
2020-09-30 (YTD Data)Rank
Total interest income$14,420,0001,554
Total interest expense$2,515,0001,419
Net interest income$11,905,0001,566
Provision for loan and lease losses$346,0002,299
Total noninterest income$2,819,0001,484
Gross Fiduciary activities income$0981
Service charges on deposit accounts$158,0002,718
Trading account gains and fees$0125
Additional Noninterest Income$2,661,0001,275
Total noninterest expense$7,472,0001,939
Salaries and employee benefits$4,718,0001,798
Premises and equipment expense$703,0002,113
Additional noninterest expense$2,051,0002,039
Pre-tax net operating income$6,906,0001,095
Securities gains (losses)$15,0002,008
Applicable income taxes$1,342,000968
Income before extraordinary items$5,579,0001,165
Extraordinary gains, net$04
Net income$5,579,0001,165
Minority interest net income$065
Net income of bank and minority interests.$5,579,0001,165
Net charge-offs$62,0001,937
Cash dividends$1,325,0001,447
Sale, conversion, retirement of capital stock, net$91,000397
Net operating income$5,566,8501,132
2020-06-30 (YTD Data)Rank
Total interest income$9,622,0001,566
Total interest expense$1,800,0001,434
Net interest income$7,822,0001,580
Provision for loan and lease losses$146,0002,707
Total noninterest income$1,485,0001,635
Gross Fiduciary activities income$0970
Service charges on deposit accounts$101,0002,810
Trading account gains and fees$0123
Additional Noninterest Income$1,384,0001,373
Total noninterest expense$4,758,0002,003
Salaries and employee benefits$2,973,0001,887
Premises and equipment expense$448,0002,170
Additional noninterest expense$1,337,0002,064
Pre-tax net operating income$4,403,0001,073
Securities gains (losses)$15,0001,767
Applicable income taxes$855,000943
Income before extraordinary items$3,563,0001,134
Extraordinary gains, net$04
Net income$3,563,0001,134
Minority interest net income$065
Net income of bank and minority interests.$3,563,0001,134
Net charge-offs$63,0001,603
Cash dividends$675,0001,675
Sale, conversion, retirement of capital stock, net$75,000353
Net operating income$3,550,8501,113
2020-03-31 (YTD Data)Rank
Total interest income$4,794,0001,563
Total interest expense$969,0001,461
Net interest income$3,825,0001,569
Provision for loan and lease losses$50,0002,502
Total noninterest income$575,0001,795
Gross Fiduciary activities income$0941
Service charges on deposit accounts$63,0002,772
Trading account gains and fees$0106
Additional Noninterest Income$512,0001,498
Total noninterest expense$2,392,0002,017
Salaries and employee benefits$1,399,0001,988
Premises and equipment expense$207,0002,299
Additional noninterest expense$786,0001,852
Pre-tax net operating income$1,958,0001,063
Securities gains (losses)$15,0001,209
Applicable income taxes$377,000916
Income before extraordinary items$1,596,0001,128
Extraordinary gains, net$04
Net income$1,596,0001,127
Minority interest net income$056
Net income of bank and minority interests.$1,596,0001,128
Net charge-offs$40,0001,291
Cash dividends$550,0001,202
Sale, conversion, retirement of capital stock, net$58,000302
Net operating income$1,583,8501,114
2019-12-31 (YTD Data)Rank
Total interest income$18,832,0001,596
Total interest expense$3,617,0001,600
Net interest income$15,215,0001,572
Provision for loan and lease losses$344,0001,836
Total noninterest income$2,152,0001,901
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$297,0002,627
Trading account gains and fees$0135
Additional Noninterest Income$1,855,0001,607
Total noninterest expense$9,432,0002,008
Salaries and employee benefits$5,233,0002,039
Premises and equipment expense$843,0002,271
Additional noninterest expense$3,356,0001,738
Pre-tax net operating income$7,591,0001,275
Securities gains (losses)$02,379
Applicable income taxes$1,485,0001,117
Income before extraordinary items$6,106,0001,368
Extraordinary gains, net$011
Net income$6,106,0001,371
Minority interest net income$076
Net income of bank and minority interests.$6,106,0001,371
Net charge-offs$84,0002,317
Cash dividends$1,375,0001,980
Sale, conversion, retirement of capital stock, net$86,000496
Net operating income$6,106,0001,336
2019-09-30 (YTD Data)Rank
Total interest income$13,902,0001,637
Total interest expense$2,599,0001,655
Net interest income$11,303,0001,611
Provision for loan and lease losses$296,0001,628
Total noninterest income$1,557,0001,937
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$227,0002,629
Trading account gains and fees$0129
Additional Noninterest Income$1,330,0001,639
Total noninterest expense$6,713,0002,088
Salaries and employee benefits$3,900,0002,054
Premises and equipment expense$633,0002,286
Additional noninterest expense$2,180,0001,983
Pre-tax net operating income$5,851,0001,281
Securities gains (losses)$02,167
Applicable income taxes$1,147,0001,127
Income before extraordinary items$4,704,0001,363
Extraordinary gains, net$011
Net income$4,704,0001,364
Minority interest net income$072
Net income of bank and minority interests.$4,704,0001,365
Net charge-offs$83,0001,881
Cash dividends$875,0001,961
Sale, conversion, retirement of capital stock, net$74,000448
Net operating income$4,704,0001,334
2019-06-30 (YTD Data)Rank
Total interest income$9,046,0001,671
Total interest expense$1,648,0001,683
Net interest income$7,398,0001,648
Provision for loan and lease losses$135,0001,935
Total noninterest income$1,010,0001,946
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$151,0002,614
Trading account gains and fees$0131
Additional Noninterest Income$859,0001,635
Total noninterest expense$4,480,0002,093
Salaries and employee benefits$2,543,0002,091
Premises and equipment expense$427,0002,280
Additional noninterest expense$1,510,0001,927
Pre-tax net operating income$3,793,0001,290
Securities gains (losses)$01,702
Applicable income taxes$741,0001,123
Income before extraordinary items$3,052,0001,371
Extraordinary gains, net$011
Net income$3,052,0001,370
Minority interest net income$069
Net income of bank and minority interests.$3,052,0001,371
Net charge-offs$80,0001,532
Cash dividends$525,0002,059
Sale, conversion, retirement of capital stock, net$62,000411
Net operating income$3,052,0001,349
2019-03-31 (YTD Data)Rank
Total interest income$4,415,0001,703
Total interest expense$762,0001,731
Net interest income$3,653,0001,683
Provision for loan and lease losses$90,0001,533
Total noninterest income$464,0001,996
Gross Fiduciary activities income$0972
Service charges on deposit accounts$75,0002,624
Trading account gains and fees$0126
Additional Noninterest Income$389,0001,691
Total noninterest expense$2,259,0002,087
Salaries and employee benefits$1,259,0002,123
Premises and equipment expense$214,0002,309
Additional noninterest expense$786,0001,847
Pre-tax net operating income$1,768,0001,335
Securities gains (losses)$01,087
Applicable income taxes$342,0001,166
Income before extraordinary items$1,426,0001,413
Extraordinary gains, net$05
Net income$1,426,0001,410
Minority interest net income$052
Net income of bank and minority interests.$1,426,0001,412
Net charge-offs$33,0001,439
Cash dividends$425,0001,461
Sale, conversion, retirement of capital stock, net$50,000315
Net operating income$1,426,0001,387
2018-12-31 (YTD Data)Rank
Total interest income$15,988,0001,771
Total interest expense$2,443,0001,678
Net interest income$13,545,0001,758
Provision for loan and lease losses$320,0001,901
Total noninterest income$1,833,0002,083
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$271,0002,896
Trading account gains and fees$0126
Additional Noninterest Income$1,562,0001,751
Total noninterest expense$8,479,0002,157
Salaries and employee benefits$4,777,0002,177
Premises and equipment expense$809,0002,348
Additional noninterest expense$2,893,0001,986
Pre-tax net operating income$6,579,0001,421
Securities gains (losses)$01,125
Applicable income taxes$1,460,0001,072
Income before extraordinary items$5,119,0001,556
Extraordinary gains, net$06
Net income$5,119,0001,554
Minority interest net income$072
Net income of bank and minority interests.$5,119,0001,555
Net charge-offs$74,0002,363
Cash dividends$825,0002,425
Sale, conversion, retirement of capital stock, net$63,000531
Net operating income$5,119,0001,546
2018-09-30 (YTD Data)Rank
Total interest income$11,644,0001,796
Total interest expense$1,736,0001,664
Net interest income$9,908,0001,794
Provision for loan and lease losses$275,0001,652
Total noninterest income$1,399,0002,081
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$193,0002,981
Trading account gains and fees$0138
Additional Noninterest Income$1,206,0001,739
Total noninterest expense$6,250,0002,177
Salaries and employee benefits$3,519,0002,200
Premises and equipment expense$599,0002,389
Additional noninterest expense$2,132,0002,011
Pre-tax net operating income$4,782,0001,473
Securities gains (losses)$01,118
Applicable income taxes$1,110,0001,082
Income before extraordinary items$3,672,0001,627
Extraordinary gains, net$05
Net income$3,672,0001,625
Minority interest net income$066
Net income of bank and minority interests.$3,672,0001,626
Net charge-offs$79,0001,902
Cash dividends$425,0002,538
Sale, conversion, retirement of capital stock, net$55,000489
Net operating income$3,672,0001,612
2018-06-30 (YTD Data)Rank
Total interest income$7,573,0001,815
Total interest expense$1,087,0001,667
Net interest income$6,486,0001,814
Provision for loan and lease losses$230,0001,401
Total noninterest income$919,0002,107
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$123,0003,047
Trading account gains and fees$0130
Additional Noninterest Income$796,0001,737
Total noninterest expense$4,195,0002,179
Salaries and employee benefits$2,352,0002,208
Premises and equipment expense$398,0002,416
Additional noninterest expense$1,445,0001,982
Pre-tax net operating income$2,980,0001,524
Securities gains (losses)$0961
Applicable income taxes$759,0001,058
Income before extraordinary items$2,221,0001,740
Extraordinary gains, net$06
Net income$2,221,0001,739
Minority interest net income$065
Net income of bank and minority interests.$2,221,0001,739
Net charge-offs$80,0001,457
Cash dividends$325,0002,399
Sale, conversion, retirement of capital stock, net$46,000446
Net operating income$2,221,0001,731
2018-03-31 (YTD Data)Rank
Total interest income$3,686,0001,845
Total interest expense$495,0001,729
Net interest income$3,191,0001,831
Provision for loan and lease losses$80,0001,644
Total noninterest income$448,0002,116
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$58,0003,164
Trading account gains and fees$0123
Additional Noninterest Income$390,0001,733
Total noninterest expense$2,108,0002,186
Salaries and employee benefits$1,197,0002,196
Premises and equipment expense$199,0002,458
Additional noninterest expense$712,0002,007
Pre-tax net operating income$1,451,0001,529
Securities gains (losses)$0735
Applicable income taxes$367,0001,069
Income before extraordinary items$1,084,0001,725
Extraordinary gains, net$07
Net income$1,084,0001,725
Minority interest net income$052
Net income of bank and minority interests.$1,084,0001,725
Net charge-offs$-51,0005,244
Cash dividends$325,0001,528
Sale, conversion, retirement of capital stock, net$39,000363
Net operating income$1,084,0001,711
2017-12-31 (YTD Data)Rank
Total interest income$13,127,0001,967
Total interest expense$1,615,0001,806
Net interest income$11,512,0001,980
Provision for loan and lease losses$128,0002,795
Total noninterest income$1,744,0002,204
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$230,0003,268
Trading account gains and fees$0151
Additional Noninterest Income$1,514,0001,806
Total noninterest expense$7,664,0002,345
Salaries and employee benefits$4,139,0002,415
Premises and equipment expense$782,0002,490
Additional noninterest expense$2,743,0002,088
Pre-tax net operating income$5,464,0001,588
Securities gains (losses)$35,0001,066
Applicable income taxes$1,585,0001,491
Income before extraordinary items$3,914,0001,631
Extraordinary gains, net$09
Net income$3,914,0001,631
Minority interest net income$076
Net income of bank and minority interests.$3,914,0001,631
Net charge-offs$-11,0004,818
Cash dividends$1,300,0001,872
Sale, conversion, retirement of capital stock, net$39,000589
Net operating income$3,889,1501,621
2017-09-30 (YTD Data)Rank
Total interest income$9,654,0002,000
Total interest expense$1,169,0001,844
Net interest income$8,485,0002,017
Provision for loan and lease losses$83,0002,885
Total noninterest income$1,303,0002,234
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$171,0003,305
Trading account gains and fees$0145
Additional Noninterest Income$1,132,0001,832
Total noninterest expense$5,718,0002,366
Salaries and employee benefits$3,063,0002,443
Premises and equipment expense$594,0002,494
Additional noninterest expense$2,061,0002,062
Pre-tax net operating income$3,987,0001,639
Securities gains (losses)$35,0001,042
Applicable income taxes$1,243,0001,274
Income before extraordinary items$2,779,0001,848
Extraordinary gains, net$09
Net income$2,779,0001,848
Minority interest net income$071
Net income of bank and minority interests.$2,779,0001,848
Net charge-offs$-6,0004,598
Cash dividends$975,0001,736
Sale, conversion, retirement of capital stock, net$34,000548
Net operating income$2,754,8501,832
2017-06-30 (YTD Data)Rank
Total interest income$6,226,0002,047
Total interest expense$736,0001,897
Net interest income$5,490,0002,053
Provision for loan and lease losses$83,0002,410
Total noninterest income$823,0002,316
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$109,0003,363
Trading account gains and fees$0139
Additional Noninterest Income$714,0001,908
Total noninterest expense$3,802,0002,372
Salaries and employee benefits$2,000,0002,488
Premises and equipment expense$383,0002,547
Additional noninterest expense$1,419,0002,017
Pre-tax net operating income$2,428,0001,751
Securities gains (losses)$35,000779
Applicable income taxes$757,0001,319
Income before extraordinary items$1,706,0001,946
Extraordinary gains, net$011
Net income$1,706,0001,946
Minority interest net income$071
Net income of bank and minority interests.$1,706,0001,946
Net charge-offs$-4,0004,493
Cash dividends$650,0001,716
Sale, conversion, retirement of capital stock, net$29,000500
Net operating income$1,681,8501,948
2017-03-31 (YTD Data)Rank
Total interest income$3,004,0002,108
Total interest expense$341,0001,987
Net interest income$2,663,0002,101
Provision for loan and lease losses$45,0002,149
Total noninterest income$392,0002,358
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$53,0003,420
Trading account gains and fees$0142
Additional Noninterest Income$339,0001,940
Total noninterest expense$1,864,0002,436
Salaries and employee benefits$989,0002,534
Premises and equipment expense$183,0002,652
Additional noninterest expense$692,0002,059
Pre-tax net operating income$1,146,0001,778
Securities gains (losses)$35,000409
Applicable income taxes$363,0001,335
Income before extraordinary items$818,0001,947
Extraordinary gains, net$08
Net income$818,0001,947
Minority interest net income$055
Net income of bank and minority interests.$818,0001,947
Net charge-offs$-3,0004,448
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$25,000401
Net operating income$793,8501,968
2016-12-31 (YTD Data)Rank
Total interest income$11,229,0002,188
Total interest expense$1,134,0002,228
Net interest income$10,095,0002,171
Provision for loan and lease losses$185,0002,528
Total noninterest income$1,926,0002,167
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$253,0003,248
Trading account gains and fees$0170
Additional Noninterest Income$1,673,0001,758
Total noninterest expense$7,369,0002,455
Salaries and employee benefits$3,810,0002,589
Premises and equipment expense$681,0002,781
Additional noninterest expense$2,878,0002,046
Pre-tax net operating income$4,467,0001,768
Securities gains (losses)$366,000567
Applicable income taxes$1,536,0001,244
Income before extraordinary items$3,297,0001,938
Extraordinary gains, net$05
Net income$3,297,0001,937
Minority interest net income$082
Net income of bank and minority interests.$3,297,0001,937
Net charge-offs$-73,0005,451
Cash dividends$1,250,0001,912
Sale, conversion, retirement of capital stock, net$35,000620
Net operating income$3,048,1202,026
2016-09-30 (YTD Data)Rank
Total interest income$8,317,0002,210
Total interest expense$859,0002,203
Net interest income$7,458,0002,195
Provision for loan and lease losses$115,0002,600
Total noninterest income$1,457,0002,161
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$195,0003,219
Trading account gains and fees$0169
Additional Noninterest Income$1,262,0001,758
Total noninterest expense$5,539,0002,443
Salaries and employee benefits$2,842,0002,592
Premises and equipment expense$507,0002,804
Additional noninterest expense$2,190,0002,022
Pre-tax net operating income$3,261,0001,839
Securities gains (losses)$370,000523
Applicable income taxes$1,155,0001,286
Income before extraordinary items$2,476,0001,968
Extraordinary gains, net$05
Net income$2,476,0001,968
Minority interest net income$071
Net income of bank and minority interests.$2,476,0001,968
Net charge-offs$-49,0005,361
Cash dividends$900,0001,762
Sale, conversion, retirement of capital stock, net$33,000565
Net operating income$2,224,4002,096
2016-06-30 (YTD Data)Rank
Total interest income$5,468,0002,241
Total interest expense$584,0002,180
Net interest income$4,884,0002,229
Provision for loan and lease losses$30,0003,242
Total noninterest income$881,0002,255
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$130,0003,196
Trading account gains and fees$0157
Additional Noninterest Income$751,0001,868
Total noninterest expense$3,720,0002,447
Salaries and employee benefits$1,875,0002,620
Premises and equipment expense$337,0002,830
Additional noninterest expense$1,508,0001,959
Pre-tax net operating income$2,015,0001,924
Securities gains (losses)$18,0001,997
Applicable income taxes$636,0001,444
Income before extraordinary items$1,397,0002,247
Extraordinary gains, net$016
Net income$1,397,0002,246
Minority interest net income$071
Net income of bank and minority interests.$1,397,0002,246
Net charge-offs$-39,0005,425
Cash dividends$550,0001,861
Sale, conversion, retirement of capital stock, net$31,000504
Net operating income$1,384,5802,194
2016-03-31 (YTD Data)Rank
Total interest income$2,714,0002,254
Total interest expense$297,0002,153
Net interest income$2,417,0002,247
Provision for loan and lease losses$7,0003,388
Total noninterest income$449,0002,212
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$60,0003,330
Trading account gains and fees$0142
Additional Noninterest Income$389,0001,781
Total noninterest expense$1,891,0002,420
Salaries and employee benefits$937,0002,628
Premises and equipment expense$166,0002,875
Additional noninterest expense$788,0001,885
Pre-tax net operating income$968,0001,969
Securities gains (losses)$02,077
Applicable income taxes$301,0001,479
Income before extraordinary items$667,0002,275
Extraordinary gains, net$012
Net income$667,0002,275
Minority interest net income$062
Net income of bank and minority interests.$667,0002,275
Net charge-offs$-7,0005,019
Cash dividends$250,0001,750
Sale, conversion, retirement of capital stock, net$29,000395
Net operating income$667,0002,225
2015-12-31 (YTD Data)Rank
Total interest income$10,511,0002,277
Total interest expense$1,334,0001,945
Net interest income$9,177,0002,311
Provision for loan and lease losses$105,0003,000
Total noninterest income$1,756,0002,283
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$248,0003,365
Trading account gains and fees$0159
Additional Noninterest Income$1,508,0001,845
Total noninterest expense$6,230,0002,789
Salaries and employee benefits$3,486,0002,744
Premises and equipment expense$702,0002,813
Additional noninterest expense$2,042,0002,756
Pre-tax net operating income$4,598,0001,693
Securities gains (losses)$03,216
Applicable income taxes$1,466,0001,256
Income before extraordinary items$3,132,0001,976
Extraordinary gains, net$023
Net income$3,132,0001,977
Minority interest net income$081
Net income of bank and minority interests.$3,132,0001,978
Net charge-offs$67,0003,023
Cash dividends$1,066,0002,051
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,132,0001,933
2015-09-30 (YTD Data)Rank
Total interest income$7,785,0002,315
Total interest expense$1,029,0001,929
Net interest income$6,756,0002,363
Provision for loan and lease losses$64,0003,071
Total noninterest income$1,308,0002,307
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$189,0003,369
Trading account gains and fees$0153
Additional Noninterest Income$1,119,0001,875
Total noninterest expense$4,601,0002,832
Salaries and employee benefits$2,593,0002,766
Premises and equipment expense$536,0002,830
Additional noninterest expense$1,472,0002,826
Pre-tax net operating income$3,399,0001,730
Securities gains (losses)$03,031
Applicable income taxes$1,086,0001,294
Income before extraordinary items$2,313,0002,019
Extraordinary gains, net$021
Net income$2,313,0002,020
Minority interest net income$078
Net income of bank and minority interests.$2,313,0002,021
Net charge-offs$56,0002,687
Cash dividends$740,0001,924
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,313,0001,979
2015-06-30 (YTD Data)Rank
Total interest income$5,128,0002,340
Total interest expense$700,0001,898
Net interest income$4,428,0002,399
Provision for loan and lease losses$12,0003,698
Total noninterest income$873,0002,304
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$123,0003,387
Trading account gains and fees$0157
Additional Noninterest Income$750,0001,882
Total noninterest expense$3,083,0002,836
Salaries and employee benefits$1,686,0002,834
Premises and equipment expense$349,0002,874
Additional noninterest expense$1,048,0002,704
Pre-tax net operating income$2,206,0001,761
Securities gains (losses)$02,636
Applicable income taxes$704,0001,319
Income before extraordinary items$1,502,0002,045
Extraordinary gains, net$022
Net income$1,502,0002,047
Minority interest net income$075
Net income of bank and minority interests.$1,502,0002,047
Net charge-offs$20,0002,945
Cash dividends$506,0001,899
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,502,0001,999
2015-03-31 (YTD Data)Rank
Total interest income$2,551,0002,346
Total interest expense$355,0001,891
Net interest income$2,196,0002,413
Provision for loan and lease losses$12,0003,170
Total noninterest income$399,0002,396
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$55,0003,545
Trading account gains and fees$0152
Additional Noninterest Income$344,0001,939
Total noninterest expense$1,544,0002,845
Salaries and employee benefits$829,0002,895
Premises and equipment expense$180,0002,854
Additional noninterest expense$535,0002,649
Pre-tax net operating income$1,039,0001,792
Securities gains (losses)$02,027
Applicable income taxes$331,0001,348
Income before extraordinary items$708,0002,119
Extraordinary gains, net$013
Net income$708,0002,120
Minority interest net income$064
Net income of bank and minority interests.$708,0002,120
Net charge-offs$-1,0004,352
Cash dividends$235,0001,739
Sale, conversion, retirement of capital stock, net$0697
Net operating income$708,0002,053
2014-12-31 (YTD Data)Rank
Total interest income$10,410,0002,316
Total interest expense$1,594,0001,804
Net interest income$8,816,0002,398
Provision for loan and lease losses$113,0003,083
Total noninterest income$1,466,0002,550
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$234,0003,662
Trading account gains and fees$0180
Additional Noninterest Income$1,232,0002,035
Total noninterest expense$6,087,0002,889
Salaries and employee benefits$3,334,0002,859
Premises and equipment expense$648,0003,068
Additional noninterest expense$2,105,0002,767
Pre-tax net operating income$4,082,0001,810
Securities gains (losses)$17,0002,414
Applicable income taxes$1,312,0001,302
Income before extraordinary items$2,787,0002,133
Extraordinary gains, net$017
Net income$2,787,0002,133
Minority interest net income$084
Net income of bank and minority interests.$2,787,0002,132
Net charge-offs$-4,0005,513
Cash dividends$1,645,0001,472
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,775,4402,087
2014-09-30 (YTD Data)Rank
Total interest income$7,777,0002,341
Total interest expense$1,214,0001,801
Net interest income$6,563,0002,436
Provision for loan and lease losses$106,0002,725
Total noninterest income$1,063,0002,624
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$175,0003,711
Trading account gains and fees$0174
Additional Noninterest Income$888,0002,099
Total noninterest expense$4,481,0002,932
Salaries and employee benefits$2,494,0002,878
Premises and equipment expense$481,0003,119
Additional noninterest expense$1,506,0002,865
Pre-tax net operating income$3,039,0001,826
Securities gains (losses)$17,0002,109
Applicable income taxes$977,0001,329
Income before extraordinary items$2,079,0002,161
Extraordinary gains, net$015
Net income$2,079,0002,161
Minority interest net income$081
Net income of bank and minority interests.$2,079,0002,160
Net charge-offs$-11,0005,639
Cash dividends$1,400,0001,217
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,067,4402,124
2014-06-30 (YTD Data)Rank
Total interest income$5,166,0002,340
Total interest expense$832,0001,774
Net interest income$4,334,0002,454
Provision for loan and lease losses$70,0002,678
Total noninterest income$677,0002,660
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$677,0001,893
Total noninterest expense$2,942,0002,981
Salaries and employee benefits$1,618,0002,961
Premises and equipment expense$318,0003,166
Additional noninterest expense$1,006,0002,867
Pre-tax net operating income$1,999,0001,822
Securities gains (losses)$02,580
Applicable income taxes$635,0001,329
Income before extraordinary items$1,364,0002,138
Extraordinary gains, net$020
Net income$1,364,0002,142
Minority interest net income$080
Net income of bank and minority interests.$1,364,0002,141
Net charge-offs$-7,0005,559
Cash dividends$1,175,0001,032
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,364,0002,089
2014-03-31 (YTD Data)Rank
Total interest income$2,571,0002,344
Total interest expense$435,0001,723
Net interest income$2,136,0002,475
Provision for loan and lease losses$50,0002,211
Total noninterest income$328,0002,673
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$328,0001,887
Total noninterest expense$1,456,0003,021
Salaries and employee benefits$791,0003,019
Premises and equipment expense$171,0003,059
Additional noninterest expense$494,0002,911
Pre-tax net operating income$958,0001,836
Securities gains (losses)$01,715
Applicable income taxes$291,0001,376
Income before extraordinary items$667,0002,084
Extraordinary gains, net$016
Net income$667,0002,086
Minority interest net income$066
Net income of bank and minority interests.$667,0002,086
Net charge-offs$3,0003,257
Cash dividends$175,0001,870
Sale, conversion, retirement of capital stock, net$0747
Net operating income$667,0002,043
2013-12-31 (YTD Data)Rank
Total interest income$10,273,0002,367
Total interest expense$1,815,0001,858
Net interest income$8,458,0002,470
Provision for loan and lease losses$282,0002,531
Total noninterest income$1,433,0002,667
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$1,433,0001,908
Total noninterest expense$5,919,0003,025
Salaries and employee benefits$3,347,0002,891
Premises and equipment expense$588,0003,363
Additional noninterest expense$1,984,0002,987
Pre-tax net operating income$3,690,0001,831
Securities gains (losses)$03,182
Applicable income taxes$1,260,0001,269
Income before extraordinary items$2,430,0002,247
Extraordinary gains, net$029
Net income$2,430,0002,250
Minority interest net income$090
Net income of bank and minority interests.$2,430,0002,250
Net charge-offs$15,0004,955
Cash dividends$1,265,0001,641
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,430,0002,198
2013-09-30 (YTD Data)Rank
Total interest income$7,657,0002,390
Total interest expense$1,388,0001,876
Net interest income$6,269,0002,507
Provision for loan and lease losses$282,0002,151
Total noninterest income$1,077,0002,703
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$1,077,0001,942
Total noninterest expense$4,401,0003,043
Salaries and employee benefits$2,472,0002,934
Premises and equipment expense$434,0003,427
Additional noninterest expense$1,495,0002,985
Pre-tax net operating income$2,663,0001,936
Securities gains (losses)$03,040
Applicable income taxes$910,0001,334
Income before extraordinary items$1,753,0002,355
Extraordinary gains, net$025
Net income$1,753,0002,360
Minority interest net income$084
Net income of bank and minority interests.$1,753,0002,360
Net charge-offs$27,0004,250
Cash dividends$790,0001,683
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,753,0002,289
2013-06-30 (YTD Data)Rank
Total interest income$5,091,0002,395
Total interest expense$940,0001,881
Net interest income$4,151,0002,519
Provision for loan and lease losses$262,0001,821
Total noninterest income$735,0002,686
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$735,0001,945
Total noninterest expense$2,849,0003,112
Salaries and employee benefits$1,596,0003,026
Premises and equipment expense$290,0003,448
Additional noninterest expense$963,0003,048
Pre-tax net operating income$1,775,0001,917
Securities gains (losses)$02,791
Applicable income taxes$606,0001,340
Income before extraordinary items$1,169,0002,336
Extraordinary gains, net$022
Net income$1,169,0002,345
Minority interest net income$082
Net income of bank and minority interests.$1,169,0002,343
Net charge-offs$6,0004,482
Cash dividends$565,0001,580
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,169,0002,256
2013-03-31 (YTD Data)Rank
Total interest income$2,533,0002,429
Total interest expense$473,0001,920
Net interest income$2,060,0002,548
Provision for loan and lease losses$142,0001,772
Total noninterest income$327,0002,882
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$327,0002,114
Total noninterest expense$1,387,0003,188
Salaries and employee benefits$796,0003,061
Premises and equipment expense$146,0003,451
Additional noninterest expense$445,0003,248
Pre-tax net operating income$858,0001,933
Securities gains (losses)$01,966
Applicable income taxes$293,0001,352
Income before extraordinary items$565,0002,358
Extraordinary gains, net$010
Net income$565,0002,360
Minority interest net income$076
Net income of bank and minority interests.$565,0002,360
Net charge-offs$-50,0006,712
Cash dividends$325,0001,274
Sale, conversion, retirement of capital stock, net$0789
Net operating income$565,0002,267
2012-12-31 (YTD Data)Rank
Total interest income$10,583,0002,433
Total interest expense$2,268,0001,925
Net interest income$8,315,0002,583
Provision for loan and lease losses$519,0002,678
Total noninterest income$1,680,0002,447
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$1,680,0001,722
Total noninterest expense$5,523,0003,224
Salaries and employee benefits$3,251,0002,960
Premises and equipment expense$1,344,0001,753
Additional noninterest expense$928,0004,961
Pre-tax net operating income$3,953,0001,668
Securities gains (losses)$03,810
Applicable income taxes$1,350,0001,187
Income before extraordinary items$2,603,0002,100
Extraordinary gains, net$029
Net income$2,603,0002,099
Minority interest net income$093
Net income of bank and minority interests.$2,603,0002,101
Net charge-offs$247,0003,540
Cash dividends$825,0002,192
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,603,0001,972
2012-09-30 (YTD Data)Rank
Total interest income$7,962,0002,473
Total interest expense$1,759,0001,941
Net interest income$6,203,0002,642
Provision for loan and lease losses$399,0002,604
Total noninterest income$1,185,0002,531
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$1,185,0001,785
Total noninterest expense$4,161,0003,240
Salaries and employee benefits$2,394,0003,014
Premises and equipment expense$1,047,0001,698
Additional noninterest expense$720,0004,930
Pre-tax net operating income$2,828,0001,777
Securities gains (losses)$03,575
Applicable income taxes$966,0001,262
Income before extraordinary items$1,862,0002,249
Extraordinary gains, net$020
Net income$1,862,0002,249
Minority interest net income$086
Net income of bank and minority interests.$1,862,0002,249
Net charge-offs$148,0003,611
Cash dividends$600,0001,829
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,862,0002,122
2012-06-30 (YTD Data)Rank
Total interest income$5,275,0002,505
Total interest expense$1,207,0001,954
Net interest income$4,068,0002,685
Provision for loan and lease losses$319,0002,328
Total noninterest income$756,0002,568
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$756,0001,820
Total noninterest expense$2,813,0003,219
Salaries and employee benefits$1,589,0003,031
Premises and equipment expense$758,0001,564
Additional noninterest expense$466,0005,026
Pre-tax net operating income$1,692,0001,932
Securities gains (losses)$03,178
Applicable income taxes$578,0001,360
Income before extraordinary items$1,114,0002,408
Extraordinary gains, net$019
Net income$1,114,0002,408
Minority interest net income$084
Net income of bank and minority interests.$1,114,0002,408
Net charge-offs$144,0003,084
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,114,0002,276
2012-03-31 (YTD Data)Rank
Total interest income$2,648,0002,527
Total interest expense$614,0002,003
Net interest income$2,034,0002,688
Provision for loan and lease losses$150,0002,302
Total noninterest income$357,0002,652
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$357,0001,894
Total noninterest expense$1,521,0003,016
Salaries and employee benefits$790,0003,054
Premises and equipment expense$470,0001,270
Additional noninterest expense$261,0004,754
Pre-tax net operating income$720,0002,226
Securities gains (losses)$02,210
Applicable income taxes$246,0001,505
Income before extraordinary items$474,0002,718
Extraordinary gains, net$019
Net income$474,0002,720
Minority interest net income$078
Net income of bank and minority interests.$474,0002,721
Net charge-offs$65,0002,817
Cash dividends$300,0001,259
Sale, conversion, retirement of capital stock, net$0861
Net operating income$474,0002,586
2011-12-31 (YTD Data)Rank
Total interest income$10,788,0002,579
Total interest expense$2,647,0002,178
Net interest income$8,141,0002,685
Provision for loan and lease losses$720,0002,899
Total noninterest income$1,208,0002,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$1,208,0001,896
Total noninterest expense$6,083,0003,025
Salaries and employee benefits$3,143,0002,995
Premises and equipment expense$1,689,0001,472
Additional noninterest expense$1,251,0004,333
Pre-tax net operating income$2,546,0002,098
Securities gains (losses)$03,838
Applicable income taxes$871,0001,482
Income before extraordinary items$1,675,0002,559
Extraordinary gains, net$029
Net income$1,675,0002,560
Minority interest net income$096
Net income of bank and minority interests.$1,675,0002,561
Net charge-offs$428,0003,360
Cash dividends$905,0001,739
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,675,0002,485
2011-09-30 (YTD Data)Rank
Total interest income$8,017,0002,633
Total interest expense$2,017,0002,232
Net interest income$6,000,0002,743
Provision for loan and lease losses$557,0002,721
Total noninterest income$842,0002,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$842,0001,967
Total noninterest expense$4,543,0003,028
Salaries and employee benefits$2,354,0003,012
Premises and equipment expense$1,242,0001,512
Additional noninterest expense$947,0004,310
Pre-tax net operating income$1,742,0002,315
Securities gains (losses)$03,555
Applicable income taxes$596,0001,582
Income before extraordinary items$1,146,0002,804
Extraordinary gains, net$021
Net income$1,146,0002,806
Minority interest net income$087
Net income of bank and minority interests.$1,146,0002,806
Net charge-offs$400,0002,912
Cash dividends$605,0001,600
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,146,0002,704
2011-06-30 (YTD Data)Rank
Total interest income$5,289,0002,680
Total interest expense$1,363,0002,292
Net interest income$3,926,0002,789
Provision for loan and lease losses$314,0002,894
Total noninterest income$510,0003,089
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$510,0002,063
Total noninterest expense$3,031,0003,073
Salaries and employee benefits$1,552,0003,058
Premises and equipment expense$819,0001,534
Additional noninterest expense$660,0004,250
Pre-tax net operating income$1,091,0002,398
Securities gains (losses)$02,914
Applicable income taxes$373,0001,595
Income before extraordinary items$718,0002,873
Extraordinary gains, net$015
Net income$718,0002,875
Minority interest net income$089
Net income of bank and minority interests.$718,0002,875
Net charge-offs$203,0003,104
Cash dividends$355,0001,752
Sale, conversion, retirement of capital stock, net$0986
Net operating income$718,0002,795
2011-03-31 (YTD Data)Rank
Total interest income$2,627,0002,709
Total interest expense$682,0002,365
Net interest income$1,945,0002,795
Provision for loan and lease losses$120,0003,114
Total noninterest income$251,0003,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$251,0002,145
Total noninterest expense$1,482,0003,132
Salaries and employee benefits$767,0003,104
Premises and equipment expense$401,0001,601
Additional noninterest expense$314,0004,404
Pre-tax net operating income$594,0002,246
Securities gains (losses)$01,772
Applicable income taxes$203,0001,493
Income before extraordinary items$391,0002,721
Extraordinary gains, net$09
Net income$391,0002,720
Minority interest net income$086
Net income of bank and minority interests.$391,0002,721
Net charge-offs$67,0003,108
Cash dividends$175,0001,509
Sale, conversion, retirement of capital stock, net$0925
Net operating income$391,0002,656
2010-12-31 (YTD Data)Rank
Total interest income$10,958,0002,730
Total interest expense$3,282,0002,401
Net interest income$7,676,0002,829
Provision for loan and lease losses$913,0003,191
Total noninterest income$1,352,0002,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,352,0001,802
Total noninterest expense$5,744,0003,219
Salaries and employee benefits$2,922,0003,186
Premises and equipment expense$1,660,0001,538
Additional noninterest expense$1,162,0004,693
Pre-tax net operating income$2,371,0001,961
Securities gains (losses)$03,793
Applicable income taxes$814,0001,420
Income before extraordinary items$1,557,0002,451
Extraordinary gains, net$029
Net income$1,557,0002,448
Minority interest net income$0111
Net income of bank and minority interests.$1,557,0002,453
Net charge-offs$670,0003,234
Cash dividends$644,0002,037
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,557,0002,348
2010-09-30 (YTD Data)Rank
Total interest income$8,176,0002,798
Total interest expense$2,544,0002,425
Net interest income$5,632,0002,928
Provision for loan and lease losses$567,0003,335
Total noninterest income$990,0002,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$990,0001,811
Total noninterest expense$4,281,0003,239
Salaries and employee benefits$2,165,0003,237
Premises and equipment expense$1,254,0001,547
Additional noninterest expense$862,0004,720
Pre-tax net operating income$1,774,0002,088
Securities gains (losses)$03,651
Applicable income taxes$609,0001,454
Income before extraordinary items$1,165,0002,612
Extraordinary gains, net$023
Net income$1,165,0002,610
Minority interest net income$0110
Net income of bank and minority interests.$1,165,0002,614
Net charge-offs$399,0003,358
Cash dividends$470,0001,846
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,165,0002,478
2010-06-30 (YTD Data)Rank
Total interest income$5,391,0002,843
Total interest expense$1,688,0002,535
Net interest income$3,703,0002,967
Provision for loan and lease losses$381,0003,257
Total noninterest income$571,0002,968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$571,0001,928
Total noninterest expense$2,816,0003,280
Salaries and employee benefits$1,404,0003,337
Premises and equipment expense$834,0001,577
Additional noninterest expense$578,0004,685
Pre-tax net operating income$1,077,0002,237
Securities gains (losses)$03,184
Applicable income taxes$371,0001,514
Income before extraordinary items$706,0002,750
Extraordinary gains, net$019
Net income$706,0002,745
Minority interest net income$0105
Net income of bank and minority interests.$706,0002,749
Net charge-offs$272,0003,174
Cash dividends$225,0002,220
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$706,0002,651
2010-03-31 (YTD Data)Rank
Total interest income$2,653,0002,941
Total interest expense$846,0002,640
Net interest income$1,807,0003,065
Provision for loan and lease losses$145,0003,503
Total noninterest income$223,0003,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$223,0002,237
Total noninterest expense$1,417,0003,291
Salaries and employee benefits$707,0003,375
Premises and equipment expense$432,0001,566
Additional noninterest expense$278,0004,810
Pre-tax net operating income$468,0002,533
Securities gains (losses)$02,284
Applicable income taxes$162,0001,650
Income before extraordinary items$306,0003,092
Extraordinary gains, net$016
Net income$306,0003,089
Minority interest net income$091
Net income of bank and minority interests.$306,0003,092
Net charge-offs$106,0003,040
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$306,0002,983
2009-12-31 (YTD Data)Rank
Total interest income$10,439,0003,126
Total interest expense$4,022,0002,723
Net interest income$6,417,0003,268
Provision for loan and lease losses$405,0004,848
Total noninterest income$854,0003,632
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$854,0002,356
Total noninterest expense$5,441,0003,436
Salaries and employee benefits$2,716,0003,456
Premises and equipment expense$1,555,0001,739
Additional noninterest expense$1,170,0004,810
Pre-tax net operating income$1,425,0002,435
Securities gains (losses)$76,0002,337
Applicable income taxes$514,0001,537
Income before extraordinary items$987,0002,798
Extraordinary gains, net$034
Net income$987,0002,797
Minority interest net income$0115
Net income of bank and minority interests.$987,0002,798
Net charge-offs$294,0004,510
Cash dividends$1,250,0001,372
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$936,8402,814
2009-09-30 (YTD Data)Rank
Total interest income$7,845,0003,166
Total interest expense$3,055,0002,817
Net interest income$4,790,0003,288
Provision for loan and lease losses$319,0004,507
Total noninterest income$654,0003,672
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$654,0002,390
Total noninterest expense$4,050,0003,467
Salaries and employee benefits$2,008,0003,529
Premises and equipment expense$1,155,0001,774
Additional noninterest expense$887,0004,758
Pre-tax net operating income$1,075,0002,612
Securities gains (losses)$76,0002,013
Applicable income taxes$394,0001,652
Income before extraordinary items$757,0002,978
Extraordinary gains, net$027
Net income$757,0002,976
Minority interest net income$0118
Net income of bank and minority interests.$757,0002,979
Net charge-offs$246,0003,993
Cash dividends$1,250,0001,021
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$706,8403,020
2009-06-30 (YTD Data)Rank
Total interest income$5,242,0003,190
Total interest expense$2,060,0002,895
Net interest income$3,182,0003,290
Provision for loan and lease losses$239,0004,104
Total noninterest income$410,0003,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$410,0002,521
Total noninterest expense$2,610,0003,592
Salaries and employee benefits$1,300,0003,659
Premises and equipment expense$740,0001,868
Additional noninterest expense$570,0004,869
Pre-tax net operating income$743,0002,656
Securities gains (losses)$76,0001,654
Applicable income taxes$280,0001,611
Income before extraordinary items$539,0002,961
Extraordinary gains, net$021
Net income$539,0002,959
Minority interest net income$0112
Net income of bank and minority interests.$539,0002,960
Net charge-offs$165,0003,665
Cash dividends$325,0002,106
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$488,8403,038
2009-03-31 (YTD Data)Rank
Total interest income$2,618,0003,213
Total interest expense$1,038,0002,968
Net interest income$1,580,0003,298
Provision for loan and lease losses$167,0003,087
Total noninterest income$68,0005,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$68,0004,284
Total noninterest expense$1,298,0003,531
Salaries and employee benefits$668,0003,609
Premises and equipment expense$380,0001,862
Additional noninterest expense$250,0004,956
Pre-tax net operating income$183,0004,182
Securities gains (losses)$76,0001,116
Applicable income taxes$89,0002,299
Income before extraordinary items$170,0004,134
Extraordinary gains, net$015
Net income$170,0004,137
Minority interest net income$0102
Net income of bank and minority interests.$170,0004,137
Net charge-offs$109,0002,775
Cash dividends$150,0001,916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$119,8404,534
2008-12-31 (YTD Data)Rank
Total interest income$11,270,0003,206
Total interest expense$4,526,0003,213
Net interest income$6,744,0003,165
Provision for loan and lease losses$864,0002,928
Total noninterest income$764,0003,956
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$764,0002,502
Total noninterest expense$4,840,0003,655
Salaries and employee benefits$2,431,0003,850
Premises and equipment expense$1,453,0001,889
Additional noninterest expense$956,0004,963
Pre-tax net operating income$1,804,0002,669
Securities gains (losses)$46,0001,666
Applicable income taxes$634,0001,612
Income before extraordinary items$1,216,0002,884
Extraordinary gains, net$039
Net income$1,216,0002,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0002,303
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,185,6403,088
2008-09-30 (YTD Data)Rank
Total interest income$8,577,0003,230
Total interest expense$3,491,0003,250
Net interest income$5,086,0003,157
Provision for loan and lease losses$764,0002,148
Total noninterest income$572,0004,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$572,0002,600
Total noninterest expense$3,631,0003,656
Salaries and employee benefits$1,821,0003,886
Premises and equipment expense$1,093,0001,868
Additional noninterest expense$717,0004,880
Pre-tax net operating income$1,263,0003,211
Securities gains (losses)$34,0001,677
Applicable income taxes$445,0002,037
Income before extraordinary items$852,0003,442
Extraordinary gains, net$031
Net income$852,0003,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$640,0001,691
Cash dividends$750,0002,176
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$829,5603,632
2008-06-30 (YTD Data)Rank
Total interest income$5,815,0003,224
Total interest expense$2,415,0003,270
Net interest income$3,400,0003,143
Provision for loan and lease losses$659,0001,593
Total noninterest income$373,0004,158
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$373,0002,694
Total noninterest expense$2,411,0003,691
Salaries and employee benefits$1,202,0003,953
Premises and equipment expense$717,0001,894
Additional noninterest expense$492,0004,772
Pre-tax net operating income$703,0003,687
Securities gains (losses)$21,0002,006
Applicable income taxes$249,0002,435
Income before extraordinary items$475,0004,120
Extraordinary gains, net$021
Net income$475,0004,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,960
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$461,1404,126
2008-03-31 (YTD Data)Rank
Total interest income$2,967,0003,260
Total interest expense$1,263,0003,327
Net interest income$1,704,0003,151
Provision for loan and lease losses$408,0001,133
Total noninterest income$169,0004,335
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$169,0002,831
Total noninterest expense$1,183,0003,744
Salaries and employee benefits$597,0003,989
Premises and equipment expense$353,0001,933
Additional noninterest expense$233,0004,909
Pre-tax net operating income$282,0004,290
Securities gains (losses)$21,0001,562
Applicable income taxes$104,0002,753
Income before extraordinary items$199,0004,675
Extraordinary gains, net$015
Net income$199,0004,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,236
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$185,1404,701
2007-12-31 (YTD Data)Rank
Total interest income$12,171,0003,250
Total interest expense$5,354,0003,297
Net interest income$6,817,0003,162
Provision for loan and lease losses$373,0002,810
Total noninterest income$630,0004,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$630,0002,931
Total noninterest expense$4,503,0003,749
Salaries and employee benefits$2,230,0004,044
Premises and equipment expense$1,396,0001,872
Additional noninterest expense$877,0005,035
Pre-tax net operating income$2,571,0002,764
Securities gains (losses)$61,000736
Applicable income taxes$899,0001,987
Income before extraordinary items$1,733,0003,122
Extraordinary gains, net$039
Net income$1,733,0003,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,750
Cash dividends$950,0002,719
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,692,7403,165
2007-09-30 (YTD Data)Rank
Total interest income$9,091,0003,258
Total interest expense$4,008,0003,281
Net interest income$5,083,0003,192
Provision for loan and lease losses$262,0002,538
Total noninterest income$475,0004,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$475,0002,938
Total noninterest expense$3,371,0003,744
Salaries and employee benefits$1,672,0004,029
Premises and equipment expense$1,037,0001,881
Additional noninterest expense$662,0004,963
Pre-tax net operating income$1,925,0002,925
Securities gains (losses)$48,000630
Applicable income taxes$674,0002,133
Income before extraordinary items$1,299,0003,283
Extraordinary gains, net$033
Net income$1,299,0003,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,293
Cash dividends$650,0002,569
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,267,3203,336
2007-06-30 (YTD Data)Rank
Total interest income$5,955,0003,312
Total interest expense$2,627,0003,315
Net interest income$3,328,0003,263
Provision for loan and lease losses$174,0002,406
Total noninterest income$313,0004,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$313,0002,946
Total noninterest expense$2,213,0003,812
Salaries and employee benefits$1,100,0004,102
Premises and equipment expense$681,0001,921
Additional noninterest expense$432,0005,029
Pre-tax net operating income$1,254,0003,017
Securities gains (losses)$38,000584
Applicable income taxes$442,0002,239
Income before extraordinary items$850,0003,391
Extraordinary gains, net$029
Net income$850,0003,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,815
Cash dividends$300,0003,098
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$824,9203,433
2007-03-31 (YTD Data)Rank
Total interest income$2,915,0003,355
Total interest expense$1,278,0003,374
Net interest income$1,637,0003,299
Provision for loan and lease losses$96,0002,086
Total noninterest income$142,0004,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$142,0003,115
Total noninterest expense$1,126,0003,756
Salaries and employee benefits$574,0004,005
Premises and equipment expense$335,0001,947
Additional noninterest expense$217,0004,990
Pre-tax net operating income$557,0003,280
Securities gains (losses)$16,000605
Applicable income taxes$196,0002,427
Income before extraordinary items$377,0003,634
Extraordinary gains, net$022
Net income$377,0003,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,828
Cash dividends$100,0003,076
Sale, conversion, retirement of capital stock, net$0885
Net operating income$366,4403,688
2006-12-31 (YTD Data)Rank
Total interest income$10,801,0003,377
Total interest expense$4,246,0003,442
Net interest income$6,555,0003,290
Provision for loan and lease losses$188,0003,646
Total noninterest income$608,0004,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$608,0002,988
Total noninterest expense$4,299,0003,767
Salaries and employee benefits$2,207,0003,971
Premises and equipment expense$1,276,0001,969
Additional noninterest expense$816,0005,175
Pre-tax net operating income$2,676,0002,991
Securities gains (losses)$39,000736
Applicable income taxes$924,0002,310
Income before extraordinary items$1,791,0003,364
Extraordinary gains, net$051
Net income$1,791,0003,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,728
Cash dividends$2,350,0001,359
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,765,2603,383
2006-09-30 (YTD Data)Rank
Total interest income$7,889,0003,412
Total interest expense$3,023,0003,493
Net interest income$4,866,0003,339
Provision for loan and lease losses$149,0003,438
Total noninterest income$447,0004,771
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$447,0003,032
Total noninterest expense$3,180,0003,802
Salaries and employee benefits$1,650,0003,967
Premises and equipment expense$939,0002,013
Additional noninterest expense$591,0005,266
Pre-tax net operating income$1,984,0003,126
Securities gains (losses)$29,000669
Applicable income taxes$684,0002,406
Income before extraordinary items$1,329,0003,484
Extraordinary gains, net$045
Net income$1,329,0003,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,061
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,309,8603,501
2006-06-30 (YTD Data)Rank
Total interest income$5,085,0003,459
Total interest expense$1,903,0003,526
Net interest income$3,182,0003,406
Provision for loan and lease losses$86,0003,640
Total noninterest income$287,0004,856
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$287,0003,102
Total noninterest expense$2,118,0003,820
Salaries and employee benefits$1,098,0003,989
Premises and equipment expense$630,0002,001
Additional noninterest expense$390,0005,290
Pre-tax net operating income$1,265,0003,249
Securities gains (losses)$15,000657
Applicable income taxes$434,0002,504
Income before extraordinary items$846,0003,600
Extraordinary gains, net$039
Net income$846,0003,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,858
Cash dividends$200,0003,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$836,1003,626
2006-03-31 (YTD Data)Rank
Total interest income$2,440,0003,501
Total interest expense$912,0003,499
Net interest income$1,528,0003,490
Provision for loan and lease losses$40,0003,523
Total noninterest income$114,0005,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$114,0003,464
Total noninterest expense$1,121,0003,670
Salaries and employee benefits$602,0003,759
Premises and equipment expense$331,0001,914
Additional noninterest expense$188,0005,373
Pre-tax net operating income$481,0003,835
Securities gains (losses)$10,000584
Applicable income taxes$169,0002,858
Income before extraordinary items$322,0004,241
Extraordinary gains, net$021
Net income$322,0004,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,308
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$315,4004,284
2005-12-31 (YTD Data)Rank
Total interest income$8,585,0003,544
Total interest expense$3,094,0003,246
Net interest income$5,491,0003,689
Provision for loan and lease losses$81,0005,109
Total noninterest income$734,0004,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$734,0002,688
Total noninterest expense$4,068,0003,821
Salaries and employee benefits$2,033,0004,081
Premises and equipment expense$1,244,0001,933
Additional noninterest expense$791,0005,208
Pre-tax net operating income$2,076,0003,596
Securities gains (losses)$87,000743
Applicable income taxes$658,0002,923
Income before extraordinary items$1,505,0003,786
Extraordinary gains, net$046
Net income$1,505,0003,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-196,0008,728
Cash dividends$650,0003,208
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,444,1003,850
2005-09-30 (YTD Data)Rank
Total interest income$6,187,0003,614
Total interest expense$2,181,0003,264
Net interest income$4,006,0003,757
Provision for loan and lease losses$37,0005,628
Total noninterest income$594,0004,078
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$594,0002,566
Total noninterest expense$3,010,0003,827
Salaries and employee benefits$1,481,0004,139
Premises and equipment expense$937,0001,918
Additional noninterest expense$592,0005,165
Pre-tax net operating income$1,553,0003,654
Securities gains (losses)$72,000771
Applicable income taxes$475,0003,035
Income before extraordinary items$1,150,0003,782
Extraordinary gains, net$035
Net income$1,150,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,507
Cash dividends$450,0002,957
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,098,8803,863
2005-06-30 (YTD Data)Rank
Total interest income$3,938,0003,687
Total interest expense$1,345,0003,325
Net interest income$2,593,0003,814
Provision for loan and lease losses$7,0006,262
Total noninterest income$444,0003,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$444,0002,370
Total noninterest expense$1,994,0003,819
Salaries and employee benefits$996,0004,094
Premises and equipment expense$623,0001,913
Additional noninterest expense$375,0005,313
Pre-tax net operating income$1,036,0003,626
Securities gains (losses)$34,000919
Applicable income taxes$290,0003,167
Income before extraordinary items$780,0003,688
Extraordinary gains, net$030
Net income$780,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,616
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$755,1803,720
2005-03-31 (YTD Data)Rank
Total interest income$1,898,0003,754
Total interest expense$619,0003,429
Net interest income$1,279,0003,845
Provision for loan and lease losses$7,0005,663
Total noninterest income$84,0006,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,085
Total noninterest expense$950,0004,000
Salaries and employee benefits$472,0004,274
Premises and equipment expense$306,0001,962
Additional noninterest expense$172,0005,558
Pre-tax net operating income$406,0004,240
Securities gains (losses)$23,000748
Applicable income taxes$146,0003,148
Income before extraordinary items$283,0004,527
Extraordinary gains, net$024
Net income$283,0004,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$267,8204,645
2004-12-31 (YTD Data)Rank
Total interest income$6,673,0003,943
Total interest expense$2,385,0003,169
Net interest income$4,288,0004,273
Provision for loan and lease losses$29,0006,495
Total noninterest income$570,0004,946
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$570,0003,071
Total noninterest expense$3,653,0004,026
Salaries and employee benefits$1,864,0004,223
Premises and equipment expense$1,135,0002,025
Additional noninterest expense$654,0005,744
Pre-tax net operating income$1,176,0004,846
Securities gains (losses)$83,0001,372
Applicable income taxes$428,0003,601
Income before extraordinary items$831,0005,173
Extraordinary gains, net$034
Net income$831,0005,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,064
Cash dividends$1,050,0002,224
Sale, conversion, retirement of capital stock, net$0872
Net operating income$776,2205,259
2004-09-30 (YTD Data)Rank
Total interest income$4,943,0003,966
Total interest expense$1,786,0003,125
Net interest income$3,157,0004,319
Provision for loan and lease losses$25,0006,158
Total noninterest income$402,0005,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$402,0003,173
Total noninterest expense$2,653,0004,105
Salaries and employee benefits$1,340,0004,325
Premises and equipment expense$829,0002,083
Additional noninterest expense$484,0005,732
Pre-tax net operating income$881,0004,940
Securities gains (losses)$70,0001,418
Applicable income taxes$323,0003,666
Income before extraordinary items$628,0005,245
Extraordinary gains, net$026
Net income$628,0005,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0002,347
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$581,8005,370
2004-06-30 (YTD Data)Rank
Total interest income$3,251,0004,011
Total interest expense$1,203,0003,075
Net interest income$2,048,0004,403
Provision for loan and lease losses$25,0005,618
Total noninterest income$269,0005,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$269,0003,181
Total noninterest expense$1,764,0004,135
Salaries and employee benefits$877,0004,413
Premises and equipment expense$560,0002,050
Additional noninterest expense$327,0005,709
Pre-tax net operating income$528,0005,160
Securities gains (losses)$52,0001,433
Applicable income taxes$197,0003,814
Income before extraordinary items$383,0005,425
Extraordinary gains, net$021
Net income$383,0005,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,436
Cash dividends$550,0001,992
Sale, conversion, retirement of capital stock, net$0638
Net operating income$348,6805,605
2004-03-31 (YTD Data)Rank
Total interest income$1,627,0004,011
Total interest expense$612,0003,068
Net interest income$1,015,0004,428
Provision for loan and lease losses$06,501
Total noninterest income$127,0005,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$127,0003,230
Total noninterest expense$868,0004,210
Salaries and employee benefits$430,0004,476
Premises and equipment expense$283,0002,045
Additional noninterest expense$155,0005,907
Pre-tax net operating income$274,0005,043
Securities gains (losses)$35,0001,403
Applicable income taxes$105,0003,703
Income before extraordinary items$204,0005,289
Extraordinary gains, net$016
Net income$204,0005,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$180,9005,468
2003-12-31 (YTD Data)Rank
Total interest income$7,052,0003,798
Total interest expense$2,670,0003,178
Net interest income$4,382,0004,082
Provision for loan and lease losses$32,0006,745
Total noninterest income$548,0005,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$548,0003,424
Total noninterest expense$3,574,0004,038
Salaries and employee benefits$1,800,0004,264
Premises and equipment expense$1,040,0002,192
Additional noninterest expense$734,0005,342
Pre-tax net operating income$1,324,0004,430
Securities gains (losses)$293,0001,064
Applicable income taxes$549,0003,222
Income before extraordinary items$1,068,0004,455
Extraordinary gains, net$054
Net income$1,068,0004,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,515
Cash dividends$950,0002,415
Sale, conversion, retirement of capital stock, net$0868
Net operating income$874,6204,849
2003-09-30 (YTD Data)Rank
Total interest income$5,347,0003,808
Total interest expense$2,031,0003,248
Net interest income$3,316,0004,069
Provision for loan and lease losses$32,0006,346
Total noninterest income$411,0005,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$411,0003,481
Total noninterest expense$2,705,0003,990
Salaries and employee benefits$1,347,0004,257
Premises and equipment expense$788,0002,177
Additional noninterest expense$570,0005,196
Pre-tax net operating income$990,0004,565
Securities gains (losses)$274,0001,022
Applicable income taxes$429,0003,309
Income before extraordinary items$835,0004,481
Extraordinary gains, net$040
Net income$835,0004,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,860
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$654,1604,983
2003-06-30 (YTD Data)Rank
Total interest income$3,573,0003,829
Total interest expense$1,374,0003,300
Net interest income$2,199,0004,094
Provision for loan and lease losses$32,0005,704
Total noninterest income$272,0005,246
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$272,0003,477
Total noninterest expense$1,755,0004,081
Salaries and employee benefits$877,0004,328
Premises and equipment expense$530,0002,143
Additional noninterest expense$348,0005,489
Pre-tax net operating income$684,0004,497
Securities gains (losses)$282,000840
Applicable income taxes$328,0003,071
Income before extraordinary items$638,0004,121
Extraordinary gains, net$030
Net income$638,0004,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,275
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$451,8804,879
2003-03-31 (YTD Data)Rank
Total interest income$1,781,0003,854
Total interest expense$700,0003,317
Net interest income$1,081,0004,160
Provision for loan and lease losses$32,0004,392
Total noninterest income$132,0005,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$132,0003,437
Total noninterest expense$835,0004,232
Salaries and employee benefits$414,0004,517
Premises and equipment expense$271,0002,104
Additional noninterest expense$150,0005,938
Pre-tax net operating income$346,0004,424
Securities gains (losses)$111,000943
Applicable income taxes$155,0003,169
Income before extraordinary items$302,0004,223
Extraordinary gains, net$021
Net income$302,0004,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$228,7404,769
2002-12-31 (YTD Data)Rank
Total interest income$7,478,0003,846
Total interest expense$3,270,0003,290
Net interest income$4,208,0004,194
Provision for loan and lease losses$152,0004,891
Total noninterest income$520,0005,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$520,0003,213
Total noninterest expense$3,203,0004,246
Salaries and employee benefits$1,503,0004,691
Premises and equipment expense$995,0002,196
Additional noninterest expense$705,0005,383
Pre-tax net operating income$1,373,0004,341
Securities gains (losses)$130,0001,506
Applicable income taxes$511,0003,401
Income before extraordinary items$992,0004,628
Extraordinary gains, net$070
Net income$992,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$906,2004,738
2001-12-31 (YTD Data)Rank
Total interest income$9,135,0003,591
Total interest expense$4,935,0003,183
Net interest income$4,200,0003,981
Provision for loan and lease losses$232,0003,823
Total noninterest income$415,0005,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$415,0003,460
Total noninterest expense$2,434,0005,045
Salaries and employee benefits$1,299,0005,034
Premises and equipment expense$577,0003,480
Additional noninterest expense$558,0006,115
Pre-tax net operating income$1,949,0003,232
Securities gains (losses)$141,0001,458
Applicable income taxes$711,0002,639
Income before extraordinary items$1,379,0003,440
Extraordinary gains, net$0105
Net income$1,379,0003,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$2,300,0001,167
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,285,9403,518
2000-12-31 (YTD Data)Rank
Total interest income$9,023,0003,717
Total interest expense$5,397,0003,094
Net interest income$3,626,0004,490
Provision for loan and lease losses$143,0004,507
Total noninterest income$402,0005,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$402,0003,331
Total noninterest expense$2,180,0005,367
Salaries and employee benefits$1,204,0005,210
Premises and equipment expense$489,0003,858
Additional noninterest expense$487,0006,525
Pre-tax net operating income$1,705,0003,705
Securities gains (losses)$8,0001,222
Applicable income taxes$567,0003,228
Income before extraordinary items$1,146,0003,985
Extraordinary gains, net$038
Net income$1,146,0003,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$900,0002,460
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,140,6403,993
1999-12-31 (YTD Data)Rank
Total interest income$7,437,0004,180
Total interest expense$4,306,0003,378
Net interest income$3,131,0005,004
Provision for loan and lease losses$30,0007,215
Total noninterest income$364,0005,887
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$364,0003,619
Total noninterest expense$2,202,0005,325
Salaries and employee benefits$1,232,0005,064
Premises and equipment expense$466,0004,015
Additional noninterest expense$504,0006,491
Pre-tax net operating income$1,263,0004,611
Securities gains (losses)$209,000534
Applicable income taxes$501,0003,639
Income before extraordinary items$971,0004,520
Extraordinary gains, net$035
Net income$971,0004,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$1,400,0001,771
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$833,0604,934
1998-12-31 (YTD Data)Rank
Total interest income$6,405,0004,742
Total interest expense$3,724,0003,906
Net interest income$2,681,0005,578
Provision for loan and lease losses$08,652
Total noninterest income$327,0006,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$327,0003,829
Total noninterest expense$2,168,0005,283
Salaries and employee benefits$1,287,0004,803
Premises and equipment expense$365,0004,744
Additional noninterest expense$516,0006,327
Pre-tax net operating income$840,0005,931
Securities gains (losses)$441,000598
Applicable income taxes$433,0004,218
Income before extraordinary items$848,0005,004
Extraordinary gains, net$032
Net income$848,0005,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$556,9406,169
1997-12-31 (YTD Data)Rank
Total interest income$5,672,0005,282
Total interest expense$3,295,0004,338
Net interest income$2,377,0006,245
Provision for loan and lease losses$125,0004,524
Total noninterest income$237,0007,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$237,0004,513
Total noninterest expense$1,616,0006,498
Salaries and employee benefits$923,0006,176
Premises and equipment expense$281,0005,637
Additional noninterest expense$412,0007,243
Pre-tax net operating income$873,0006,241
Securities gains (losses)$1,327,000242
Applicable income taxes$791,0002,954
Income before extraordinary items$1,409,0003,548
Extraordinary gains, net$044
Net income$1,409,0003,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$559,7206,549
1996-12-31 (YTD Data)Rank
Total interest income$4,930,0006,003
Total interest expense$2,844,0005,009
Net interest income$2,086,0006,975
Provision for loan and lease losses$09,041
Total noninterest income$140,0009,172
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$140,0006,165
Total noninterest expense$1,537,0007,008
Salaries and employee benefits$677,0007,666
Premises and equipment expense$174,0007,546
Additional noninterest expense$686,0005,816
Pre-tax net operating income$689,0006,983
Securities gains (losses)$04,148
Applicable income taxes$226,0006,757
Income before extraordinary items$463,0007,152
Extraordinary gains, net$053
Net income$463,0007,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$5,921,000119
Net operating income$463,0007,097
1995-12-31 (YTD Data)Rank
Total interest income$4,099,0006,877
Total interest expense$2,287,0005,913
Net interest income$1,812,0007,737
Provision for loan and lease losses$08,958
Total noninterest income$75,00010,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$75,0008,156
Total noninterest expense$1,112,0008,524
Salaries and employee benefits$591,0008,419
Premises and equipment expense$145,0008,397
Additional noninterest expense$376,0008,436
Pre-tax net operating income$775,0006,936
Securities gains (losses)$03,831
Applicable income taxes$263,0006,470
Income before extraordinary items$512,0007,154
Extraordinary gains, net$065
Net income$512,0007,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$512,0007,131
1994-12-31 (YTD Data)Rank
Total interest income$3,470,0007,371
Total interest expense$1,727,0006,270
Net interest income$1,743,0008,190
Provision for loan and lease losses$25,0007,401
Total noninterest income$67,00011,559
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$67,0008,779
Total noninterest expense$1,045,0009,192
Salaries and employee benefits$510,0009,304
Premises and equipment expense$149,0008,576
Additional noninterest expense$386,0008,964
Pre-tax net operating income$740,0007,193
Securities gains (losses)$03,600
Applicable income taxes$264,0006,339
Income before extraordinary items$476,0007,485
Extraordinary gains, net$0249
Net income$476,0007,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$476,0007,528
1993-12-31 (YTD Data)Rank
Total interest income$3,804,0007,111
Total interest expense$1,875,0006,147
Net interest income$1,929,0007,896
Provision for loan and lease losses$27,0008,602
Total noninterest income$74,00011,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$74,0008,889
Total noninterest expense$1,012,0009,681
Salaries and employee benefits$416,00010,475
Premises and equipment expense$136,0009,286
Additional noninterest expense$460,0008,616
Pre-tax net operating income$964,0006,054
Securities gains (losses)$07,477
Applicable income taxes$330,0005,736
Income before extraordinary items$634,0006,533
Extraordinary gains, net$03,149
Net income$634,0006,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$634,0006,296
1992-12-31 (YTD Data)Rank
Total interest income$4,342,0007,088
Total interest expense$2,586,0005,820
Net interest income$1,756,0008,481
Provision for loan and lease losses$23,00010,448
Total noninterest income$55,00012,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$55,00010,088
Total noninterest expense$928,00010,312
Salaries and employee benefits$440,00010,403
Premises and equipment expense$118,00010,101
Additional noninterest expense$370,0009,943
Pre-tax net operating income$860,0006,288
Securities gains (losses)$08,369
Applicable income taxes$305,0005,864
Income before extraordinary items$555,0006,889
Extraordinary gains, net$01,422
Net income$555,0006,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$555,0006,527

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.