Home > First Federal Bank Texas > Income and Expense
First Federal Bank Texas, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 2,933 |
| Total interest expense | $3,499,000 | 1,284 |
| Net interest income | $5,078,000 | 3,780 |
| Provision for loan and lease losses | $-144,000 | 6,903 |
| Total noninterest income | $1,541,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $154,000 | 4,735 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,387,000 | 1,944 |
| Total noninterest expense | $10,942,000 | 1,756 |
| Salaries and employee benefits | $2,970,000 | 3,148 |
| Premises and equipment expense | $563,000 | 3,535 |
| Additional noninterest expense | $7,409,000 | 940 |
| Pre-tax net operating income | $-4,179,000 | 6,936 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $540,000 | 2,103 |
| Income before extraordinary items | $-4,719,000 | 6,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,719,000 | 6,958 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,719,000 | 6,958 |
| Net charge-offs | $859,000 | 1,977 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-4,719,000 | 6,950 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 2,936 |
| Total interest expense | $2,693,000 | 1,314 |
| Net interest income | $3,920,000 | 3,765 |
| Provision for loan and lease losses | $-204,000 | 7,064 |
| Total noninterest income | $1,372,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,256,000 | 1,730 |
| Total noninterest expense | $4,765,000 | 2,908 |
| Salaries and employee benefits | $2,252,000 | 3,146 |
| Premises and equipment expense | $431,000 | 3,529 |
| Additional noninterest expense | $2,082,000 | 2,331 |
| Pre-tax net operating income | $731,000 | 4,156 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $591,000 | 1,767 |
| Income before extraordinary items | $140,000 | 5,967 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $140,000 | 5,966 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $140,000 | 5,966 |
| Net charge-offs | $859,000 | 1,605 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $140,000 | 5,825 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 2,889 |
| Total interest expense | $1,838,000 | 1,322 |
| Net interest income | $2,692,000 | 3,700 |
| Provision for loan and lease losses | $-264,000 | 7,156 |
| Total noninterest income | $1,243,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,169,000 | 1,362 |
| Total noninterest expense | $3,110,000 | 2,973 |
| Salaries and employee benefits | $1,441,000 | 3,251 |
| Premises and equipment expense | $290,000 | 3,518 |
| Additional noninterest expense | $1,379,000 | 2,352 |
| Pre-tax net operating income | $1,089,000 | 2,690 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $317,000 | 1,997 |
| Income before extraordinary items | $772,000 | 3,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $772,000 | 3,115 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $772,000 | 3,116 |
| Net charge-offs | $859,000 | 1,274 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $772,000 | 2,960 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,846 |
| Total interest expense | $937,000 | 1,345 |
| Net interest income | $1,401,000 | 3,628 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $495,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $459,000 | 1,601 |
| Total noninterest expense | $1,489,000 | 3,073 |
| Salaries and employee benefits | $728,000 | 3,252 |
| Premises and equipment expense | $149,000 | 3,487 |
| Additional noninterest expense | $612,000 | 2,616 |
| Pre-tax net operating income | $317,000 | 3,742 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $79,000 | 2,658 |
| Income before extraordinary items | $238,000 | 4,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $238,000 | 4,074 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $238,000 | 4,074 |
| Net charge-offs | $812,000 | 776 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $238,000 | 3,915 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,111,000 | 2,731 |
| Total interest expense | $4,058,000 | 1,495 |
| Net interest income | $6,053,000 | 3,440 |
| Provision for loan and lease losses | $380,000 | 3,815 |
| Total noninterest income | $251,000 | 5,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $251,000 | 4,127 |
| Total noninterest expense | $5,782,000 | 3,143 |
| Salaries and employee benefits | $3,342,000 | 2,857 |
| Premises and equipment expense | $1,098,000 | 2,207 |
| Additional noninterest expense | $1,342,000 | 4,149 |
| Pre-tax net operating income | $142,000 | 5,634 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-16,000 | 6,621 |
| Income before extraordinary items | $158,000 | 5,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 5,686 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $158,000 | 5,686 |
| Net charge-offs | $34,000 | 5,679 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $158,000 | 5,559 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 2,733 |
| Total interest expense | $3,076,000 | 1,535 |
| Net interest income | $4,595,000 | 3,418 |
| Provision for loan and lease losses | $290,000 | 3,659 |
| Total noninterest income | $211,000 | 5,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $211,000 | 4,021 |
| Total noninterest expense | $4,333,000 | 3,160 |
| Salaries and employee benefits | $2,516,000 | 2,836 |
| Premises and equipment expense | $838,000 | 2,204 |
| Additional noninterest expense | $979,000 | 4,227 |
| Pre-tax net operating income | $183,000 | 5,540 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $22,000 | 4,001 |
| Income before extraordinary items | $161,000 | 5,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,662 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $161,000 | 5,662 |
| Net charge-offs | $159,000 | 3,960 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $161,000 | 5,529 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 2,711 |
| Total interest expense | $2,066,000 | 1,581 |
| Net interest income | $3,148,000 | 3,363 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $-16,000 | 7,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-16,000 | 7,049 |
| Total noninterest expense | $2,900,000 | 3,187 |
| Salaries and employee benefits | $1,661,000 | 2,884 |
| Premises and equipment expense | $548,000 | 2,254 |
| Additional noninterest expense | $691,000 | 4,148 |
| Pre-tax net operating income | $82,000 | 5,779 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-18,000 | 6,919 |
| Income before extraordinary items | $100,000 | 5,701 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 5,699 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $100,000 | 5,700 |
| Net charge-offs | $288,000 | 2,727 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $100,000 | 5,613 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 2,667 |
| Total interest expense | $1,045,000 | 1,620 |
| Net interest income | $1,631,000 | 3,268 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $-221,000 | 7,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-221,000 | 7,444 |
| Total noninterest expense | $1,473,000 | 3,151 |
| Salaries and employee benefits | $848,000 | 2,852 |
| Premises and equipment expense | $275,000 | 2,292 |
| Additional noninterest expense | $350,000 | 4,093 |
| Pre-tax net operating income | $-213,000 | 6,843 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-95,000 | 7,281 |
| Income before extraordinary items | $-118,000 | 6,749 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-118,000 | 6,748 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-118,000 | 6,749 |
| Net charge-offs | $300,000 | 1,752 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-118,000 | 6,741 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,805,000 | 2,530 |
| Total interest expense | $5,154,000 | 1,615 |
| Net interest income | $6,651,000 | 3,211 |
| Provision for loan and lease losses | $3,527,000 | 1,451 |
| Total noninterest income | $604,000 | 4,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $604,000 | 2,904 |
| Total noninterest expense | $5,680,000 | 3,247 |
| Salaries and employee benefits | $3,174,000 | 2,971 |
| Premises and equipment expense | $1,018,000 | 2,445 |
| Additional noninterest expense | $1,488,000 | 4,027 |
| Pre-tax net operating income | $-1,952,000 | 6,761 |
| Securities gains (losses) | $244,000 | 1,426 |
| Applicable income taxes | $-696,000 | 7,241 |
| Income before extraordinary items | $-1,012,000 | 6,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,012,000 | 6,595 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,012,000 | 6,595 |
| Net charge-offs | $2,137,000 | 1,784 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,168,160 | 6,617 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,011,000 | 2,546 |
| Total interest expense | $3,996,000 | 1,626 |
| Net interest income | $5,015,000 | 3,235 |
| Provision for loan and lease losses | $3,377,000 | 1,174 |
| Total noninterest income | $507,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $507,000 | 2,733 |
| Total noninterest expense | $4,318,000 | 3,216 |
| Salaries and employee benefits | $2,425,000 | 2,935 |
| Premises and equipment expense | $769,000 | 2,472 |
| Additional noninterest expense | $1,124,000 | 3,986 |
| Pre-tax net operating income | $-2,173,000 | 7,096 |
| Securities gains (losses) | $141,000 | 1,655 |
| Applicable income taxes | $-780,000 | 7,451 |
| Income before extraordinary items | $-1,252,000 | 6,974 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,252,000 | 6,973 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,252,000 | 6,974 |
| Net charge-offs | $2,133,000 | 1,449 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,342,240 | 6,964 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 2,546 |
| Total interest expense | $2,755,000 | 1,638 |
| Net interest income | $3,347,000 | 3,216 |
| Provision for loan and lease losses | $696,000 | 2,389 |
| Total noninterest income | $413,000 | 3,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $413,000 | 2,375 |
| Total noninterest expense | $2,716,000 | 3,365 |
| Salaries and employee benefits | $1,571,000 | 3,017 |
| Premises and equipment expense | $502,000 | 2,534 |
| Additional noninterest expense | $643,000 | 4,405 |
| Pre-tax net operating income | $348,000 | 4,189 |
| Securities gains (losses) | $216,000 | 907 |
| Applicable income taxes | $113,000 | 2,676 |
| Income before extraordinary items | $451,000 | 3,587 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $451,000 | 3,584 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $451,000 | 3,586 |
| Net charge-offs | $275,000 | 3,155 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $278,200 | 4,287 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 2,572 |
| Total interest expense | $1,402,000 | 1,678 |
| Net interest income | $1,687,000 | 3,232 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $199,000 | 3,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $199,000 | 2,411 |
| Total noninterest expense | $1,364,000 | 3,400 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $248,000 | 2,612 |
| Additional noninterest expense | $305,000 | 4,542 |
| Pre-tax net operating income | $402,000 | 2,828 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $117,000 | 1,970 |
| Income before extraordinary items | $285,000 | 3,232 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 3,229 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $285,000 | 3,232 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $285,000 | 3,119 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,032,000 | 2,547 |
| Total interest expense | $6,463,000 | 1,807 |
| Net interest income | $6,569,000 | 3,204 |
| Provision for loan and lease losses | $1,100,000 | 3,352 |
| Total noninterest income | $760,000 | 3,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $760,000 | 2,542 |
| Total noninterest expense | $5,653,000 | 3,330 |
| Salaries and employee benefits | $3,294,000 | 2,945 |
| Premises and equipment expense | $1,035,000 | 2,501 |
| Additional noninterest expense | $1,324,000 | 4,453 |
| Pre-tax net operating income | $576,000 | 3,834 |
| Securities gains (losses) | $400,000 | 1,016 |
| Applicable income taxes | $296,000 | 2,039 |
| Income before extraordinary items | $680,000 | 3,404 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $680,000 | 3,403 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $680,000 | 3,403 |
| Net charge-offs | $585,000 | 3,595 |
| Cash dividends | $225,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $400,000 | 4,113 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,759,000 | 2,590 |
| Total interest expense | $4,916,000 | 1,855 |
| Net interest income | $4,843,000 | 3,260 |
| Provision for loan and lease losses | $862,000 | 3,002 |
| Total noninterest income | $534,000 | 4,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $534,000 | 2,706 |
| Total noninterest expense | $4,264,000 | 3,329 |
| Salaries and employee benefits | $2,483,000 | 2,962 |
| Premises and equipment expense | $778,000 | 2,524 |
| Additional noninterest expense | $1,003,000 | 4,371 |
| Pre-tax net operating income | $251,000 | 4,721 |
| Securities gains (losses) | $399,000 | 819 |
| Applicable income taxes | $204,000 | 2,300 |
| Income before extraordinary items | $446,000 | 3,879 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $446,000 | 3,876 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $446,000 | 3,878 |
| Net charge-offs | $510,000 | 3,020 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $170,690 | 4,937 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 2,641 |
| Total interest expense | $3,301,000 | 1,931 |
| Net interest income | $3,146,000 | 3,322 |
| Provision for loan and lease losses | $429,000 | 3,171 |
| Total noninterest income | $360,000 | 4,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $360,000 | 2,707 |
| Total noninterest expense | $2,740,000 | 3,466 |
| Salaries and employee benefits | $1,624,000 | 3,040 |
| Premises and equipment expense | $503,000 | 2,627 |
| Additional noninterest expense | $613,000 | 4,663 |
| Pre-tax net operating income | $337,000 | 3,972 |
| Securities gains (losses) | $226,000 | 942 |
| Applicable income taxes | $175,000 | 2,110 |
| Income before extraordinary items | $388,000 | 3,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 3,525 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $388,000 | 3,526 |
| Net charge-offs | $224,000 | 3,293 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $232,060 | 4,245 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 2,681 |
| Total interest expense | $1,678,000 | 1,972 |
| Net interest income | $1,538,000 | 3,377 |
| Provision for loan and lease losses | $111,000 | 3,726 |
| Total noninterest income | $157,000 | 4,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $157,000 | 2,891 |
| Total noninterest expense | $1,346,000 | 3,438 |
| Salaries and employee benefits | $853,000 | 2,940 |
| Premises and equipment expense | $255,000 | 2,637 |
| Additional noninterest expense | $238,000 | 5,087 |
| Pre-tax net operating income | $238,000 | 3,732 |
| Securities gains (losses) | $79,000 | 1,103 |
| Applicable income taxes | $97,000 | 2,218 |
| Income before extraordinary items | $220,000 | 3,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 3,705 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $220,000 | 3,706 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $165,490 | 4,021 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,880,000 | 2,851 |
| Total interest expense | $7,368,000 | 2,109 |
| Net interest income | $5,512,000 | 3,687 |
| Provision for loan and lease losses | $1,560,000 | 2,110 |
| Total noninterest income | $980,000 | 3,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $980,000 | 2,147 |
| Total noninterest expense | $4,796,000 | 3,680 |
| Salaries and employee benefits | $3,058,000 | 3,192 |
| Premises and equipment expense | $855,000 | 3,014 |
| Additional noninterest expense | $883,000 | 5,196 |
| Pre-tax net operating income | $136,000 | 5,921 |
| Securities gains (losses) | $54,000 | 1,540 |
| Applicable income taxes | $-48,000 | 6,952 |
| Income before extraordinary items | $238,000 | 5,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $238,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,129 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $184,000 | 5,694 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,579,000 | 2,929 |
| Total interest expense | $5,595,000 | 2,167 |
| Net interest income | $3,984,000 | 3,813 |
| Provision for loan and lease losses | $1,519,000 | 1,416 |
| Total noninterest income | $801,000 | 3,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $801,000 | 2,116 |
| Total noninterest expense | $3,602,000 | 3,673 |
| Salaries and employee benefits | $2,284,000 | 3,238 |
| Premises and equipment expense | $645,000 | 3,010 |
| Additional noninterest expense | $673,000 | 5,082 |
| Pre-tax net operating income | $-336,000 | 7,139 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $-205,000 | 7,665 |
| Income before extraordinary items | $-116,000 | 6,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-116,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-125,600 | 6,998 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 3,011 |
| Total interest expense | $3,761,000 | 2,228 |
| Net interest income | $2,528,000 | 3,940 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $413,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $413,000 | 2,542 |
| Total noninterest expense | $2,386,000 | 3,724 |
| Salaries and employee benefits | $1,529,000 | 3,279 |
| Premises and equipment expense | $416,000 | 3,107 |
| Additional noninterest expense | $441,000 | 5,116 |
| Pre-tax net operating income | $555,000 | 4,183 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $152,000 | 2,989 |
| Income before extraordinary items | $417,000 | 4,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $406,780 | 4,381 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 3,121 |
| Total interest expense | $1,956,000 | 2,280 |
| Net interest income | $1,155,000 | 4,202 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $219,000 | 2,443 |
| Total noninterest expense | $1,167,000 | 3,775 |
| Salaries and employee benefits | $728,000 | 3,443 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $207,000 | 4,894 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $52,000 | 3,521 |
| Income before extraordinary items | $166,000 | 5,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $166,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $157,640 | 5,037 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 3,305 |
| Total interest expense | $8,002,000 | 2,317 |
| Net interest income | $3,899,000 | 4,704 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $937,000 | 3,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $937,000 | 2,307 |
| Total noninterest expense | $4,626,000 | 3,682 |
| Salaries and employee benefits | $2,799,000 | 3,415 |
| Premises and equipment expense | $773,000 | 3,177 |
| Additional noninterest expense | $1,054,000 | 4,484 |
| Pre-tax net operating income | $165,000 | 6,959 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $-135,000 | 8,061 |
| Income before extraordinary items | $304,000 | 6,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $304,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $300,000 | 6,406 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,888,000 | 3,321 |
| Total interest expense | $6,022,000 | 2,310 |
| Net interest income | $2,866,000 | 4,786 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $754,000 | 3,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $754,000 | 2,200 |
| Total noninterest expense | $3,507,000 | 3,614 |
| Salaries and employee benefits | $2,110,000 | 3,386 |
| Premises and equipment expense | $576,000 | 3,169 |
| Additional noninterest expense | $821,000 | 4,300 |
| Pre-tax net operating income | $68,000 | 7,425 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $-141,000 | 8,285 |
| Income before extraordinary items | $213,000 | 6,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $213,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,205 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $209,000 | 6,754 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 3,358 |
| Total interest expense | $4,019,000 | 2,322 |
| Net interest income | $1,848,000 | 4,910 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $602,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $602,000 | 1,980 |
| Total noninterest expense | $2,366,000 | 3,611 |
| Salaries and employee benefits | $1,439,000 | 3,353 |
| Premises and equipment expense | $380,000 | 3,214 |
| Additional noninterest expense | $547,000 | 4,300 |
| Pre-tax net operating income | $54,000 | 7,503 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $-9,000 | 8,140 |
| Income before extraordinary items | $67,000 | 7,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $67,000 | 7,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,006 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $63,000 | 7,378 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 3,351 |
| Total interest expense | $1,985,000 | 2,333 |
| Net interest income | $937,000 | 4,878 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $191,000 | 4,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $191,000 | 2,612 |
| Total noninterest expense | $1,166,000 | 3,653 |
| Salaries and employee benefits | $726,000 | 3,352 |
| Premises and equipment expense | $192,000 | 3,217 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $-53,000 | 8,043 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $-31,000 | 8,360 |
| Income before extraordinary items | $-18,000 | 7,953 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-18,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,221 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-20,560 | 7,947 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,895,000 | 3,119 |
| Total interest expense | $7,650,000 | 2,124 |
| Net interest income | $4,245,000 | 4,487 |
| Provision for loan and lease losses | $-81,000 | 8,445 |
| Total noninterest income | $881,000 | 3,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $881,000 | 2,427 |
| Total noninterest expense | $4,559,000 | 3,600 |
| Salaries and employee benefits | $2,803,000 | 3,320 |
| Premises and equipment expense | $752,000 | 3,149 |
| Additional noninterest expense | $1,004,000 | 4,501 |
| Pre-tax net operating income | $648,000 | 6,059 |
| Securities gains (losses) | $113,000 | 509 |
| Applicable income taxes | $212,000 | 4,236 |
| Income before extraordinary items | $549,000 | 5,991 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $549,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,429 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $467,640 | 6,269 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,861,000 | 3,107 |
| Total interest expense | $5,621,000 | 2,104 |
| Net interest income | $3,240,000 | 4,481 |
| Provision for loan and lease losses | $-81,000 | 8,559 |
| Total noninterest income | $599,000 | 4,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $599,000 | 2,567 |
| Total noninterest expense | $3,469,000 | 3,560 |
| Salaries and employee benefits | $2,089,000 | 3,325 |
| Premises and equipment expense | $572,000 | 3,123 |
| Additional noninterest expense | $808,000 | 4,230 |
| Pre-tax net operating income | $451,000 | 6,418 |
| Securities gains (losses) | $110,000 | 421 |
| Applicable income taxes | $157,000 | 4,428 |
| Income before extraordinary items | $404,000 | 6,211 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $404,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,492 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $324,800 | 6,602 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 3,103 |
| Total interest expense | $3,636,000 | 2,066 |
| Net interest income | $2,198,000 | 4,450 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $437,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $437,000 | 2,411 |
| Total noninterest expense | $2,256,000 | 3,636 |
| Salaries and employee benefits | $1,377,000 | 3,369 |
| Premises and equipment expense | $356,000 | 3,289 |
| Additional noninterest expense | $523,000 | 4,329 |
| Pre-tax net operating income | $289,000 | 6,528 |
| Securities gains (losses) | $45,000 | 473 |
| Applicable income taxes | $89,000 | 4,668 |
| Income before extraordinary items | $245,000 | 6,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $245,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 8,618 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $212,150 | 6,670 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 3,074 |
| Total interest expense | $1,757,000 | 2,031 |
| Net interest income | $1,124,000 | 4,358 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $276,000 | 3,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 2,050 |
| Total noninterest expense | $1,105,000 | 3,708 |
| Salaries and employee benefits | $679,000 | 3,414 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $255,000 | 4,409 |
| Pre-tax net operating income | $205,000 | 5,794 |
| Securities gains (losses) | $16,000 | 508 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $159,000 | 5,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $147,480 | 6,012 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,372,000 | 2,826 |
| Total interest expense | $6,616,000 | 1,720 |
| Net interest income | $4,756,000 | 4,106 |
| Provision for loan and lease losses | $676,000 | 1,480 |
| Total noninterest income | $713,000 | 4,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $713,000 | 2,730 |
| Total noninterest expense | $5,094,000 | 3,188 |
| Salaries and employee benefits | $3,057,000 | 2,919 |
| Premises and equipment expense | $764,000 | 3,015 |
| Additional noninterest expense | $1,273,000 | 3,689 |
| Pre-tax net operating income | $-301,000 | 8,429 |
| Securities gains (losses) | $91,000 | 731 |
| Applicable income taxes | $-128,000 | 8,626 |
| Income before extraordinary items | $-82,000 | 8,352 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-82,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,102 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-140,240 | 8,367 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,507,000 | 2,781 |
| Total interest expense | $4,888,000 | 1,653 |
| Net interest income | $3,619,000 | 4,056 |
| Provision for loan and lease losses | $586,000 | 1,225 |
| Total noninterest income | $550,000 | 4,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $550,000 | 2,697 |
| Total noninterest expense | $4,038,000 | 3,004 |
| Salaries and employee benefits | $2,371,000 | 2,795 |
| Premises and equipment expense | $621,000 | 2,786 |
| Additional noninterest expense | $1,046,000 | 3,393 |
| Pre-tax net operating income | $-455,000 | 8,580 |
| Securities gains (losses) | $83,000 | 714 |
| Applicable income taxes | $-170,000 | 8,746 |
| Income before extraordinary items | $-202,000 | 8,521 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-202,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 825 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-255,120 | 8,516 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,717 |
| Total interest expense | $3,224,000 | 1,561 |
| Net interest income | $2,470,000 | 3,963 |
| Provision for loan and lease losses | $270,000 | 1,671 |
| Total noninterest income | $326,000 | 4,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $326,000 | 2,913 |
| Total noninterest expense | $2,691,000 | 2,990 |
| Salaries and employee benefits | $1,684,000 | 2,627 |
| Premises and equipment expense | $385,000 | 2,954 |
| Additional noninterest expense | $622,000 | 3,687 |
| Pre-tax net operating income | $-165,000 | 8,531 |
| Securities gains (losses) | $48,000 | 795 |
| Applicable income taxes | $-83,000 | 8,735 |
| Income before extraordinary items | $-34,000 | 8,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-34,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,460 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-64,720 | 8,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,697 |
| Total interest expense | $1,576,000 | 1,519 |
| Net interest income | $1,265,000 | 3,890 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $154,000 | 2,929 |
| Total noninterest expense | $1,300,000 | 3,093 |
| Salaries and employee benefits | $823,000 | 2,710 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $-61,000 | 8,599 |
| Securities gains (losses) | $25,000 | 720 |
| Applicable income taxes | $-11,000 | 8,706 |
| Income before extraordinary items | $-25,000 | 8,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-25,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,351 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-42,250 | 8,556 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 2,593 |
| Total interest expense | $5,258,000 | 1,560 |
| Net interest income | $5,732,000 | 3,411 |
| Provision for loan and lease losses | $917,000 | 1,136 |
| Total noninterest income | $965,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $965,000 | 2,197 |
| Total noninterest expense | $5,269,000 | 2,962 |
| Salaries and employee benefits | $3,340,000 | 2,584 |
| Premises and equipment expense | $717,000 | 3,068 |
| Additional noninterest expense | $1,212,000 | 3,710 |
| Pre-tax net operating income | $511,000 | 6,684 |
| Securities gains (losses) | $111,000 | 1,169 |
| Applicable income taxes | $168,000 | 4,960 |
| Income before extraordinary items | $454,000 | 6,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $454,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,001,000 | 780 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $372,970 | 6,857 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,149,000 | 2,582 |
| Total interest expense | $3,767,000 | 1,605 |
| Net interest income | $4,382,000 | 3,344 |
| Provision for loan and lease losses | $644,000 | 1,168 |
| Total noninterest income | $737,000 | 3,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $737,000 | 2,195 |
| Total noninterest expense | $3,938,000 | 2,945 |
| Salaries and employee benefits | $2,483,000 | 2,584 |
| Premises and equipment expense | $538,000 | 3,064 |
| Additional noninterest expense | $917,000 | 3,658 |
| Pre-tax net operating income | $537,000 | 6,157 |
| Securities gains (losses) | $95,000 | 1,203 |
| Applicable income taxes | $169,000 | 4,697 |
| Income before extraordinary items | $463,000 | 5,999 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $463,000 | 5,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 759 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $393,650 | 6,294 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 2,576 |
| Total interest expense | $2,377,000 | 1,675 |
| Net interest income | $3,049,000 | 3,241 |
| Provision for loan and lease losses | $464,000 | 1,082 |
| Total noninterest income | $531,000 | 3,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $531,000 | 2,099 |
| Total noninterest expense | $2,522,000 | 3,063 |
| Salaries and employee benefits | $1,660,000 | 2,591 |
| Premises and equipment expense | $342,000 | 3,196 |
| Additional noninterest expense | $520,000 | 4,186 |
| Pre-tax net operating income | $594,000 | 4,862 |
| Securities gains (losses) | $91,000 | 1,095 |
| Applicable income taxes | $198,000 | 3,805 |
| Income before extraordinary items | $487,000 | 4,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $487,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 685 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $422,390 | 5,093 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 2,555 |
| Total interest expense | $1,179,000 | 1,710 |
| Net interest income | $1,552,000 | 3,180 |
| Provision for loan and lease losses | $284,000 | 872 |
| Total noninterest income | $363,000 | 2,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $363,000 | 1,648 |
| Total noninterest expense | $1,256,000 | 3,085 |
| Salaries and employee benefits | $808,000 | 2,658 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $275,000 | 4,024 |
| Pre-tax net operating income | $375,000 | 4,250 |
| Securities gains (losses) | $73,000 | 971 |
| Applicable income taxes | $161,000 | 2,965 |
| Income before extraordinary items | $287,000 | 4,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $287,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 585 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $240,280 | 4,737 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 2,542 |
| Total interest expense | $5,322,000 | 1,691 |
| Net interest income | $5,881,000 | 3,242 |
| Provision for loan and lease losses | $1,075,000 | 1,110 |
| Total noninterest income | $723,000 | 4,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $723,000 | 2,907 |
| Total noninterest expense | $4,725,000 | 3,195 |
| Salaries and employee benefits | $3,183,000 | 2,642 |
| Premises and equipment expense | $682,000 | 3,146 |
| Additional noninterest expense | $860,000 | 4,804 |
| Pre-tax net operating income | $804,000 | 5,692 |
| Securities gains (losses) | $513,000 | 733 |
| Applicable income taxes | $413,000 | 3,716 |
| Income before extraordinary items | $904,000 | 4,927 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $904,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 821 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $550,030 | 5,982 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,480,000 | 2,558 |
| Total interest expense | $4,108,000 | 1,716 |
| Net interest income | $4,372,000 | 3,282 |
| Provision for loan and lease losses | $895,000 | 997 |
| Total noninterest income | $504,000 | 4,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $504,000 | 3,122 |
| Total noninterest expense | $3,514,000 | 3,217 |
| Salaries and employee benefits | $2,362,000 | 2,675 |
| Premises and equipment expense | $512,000 | 3,156 |
| Additional noninterest expense | $640,000 | 4,784 |
| Pre-tax net operating income | $467,000 | 6,426 |
| Securities gains (losses) | $492,000 | 694 |
| Applicable income taxes | $284,000 | 4,018 |
| Income before extraordinary items | $675,000 | 5,084 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $675,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 788 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $330,600 | 6,599 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 2,499 |
| Total interest expense | $2,838,000 | 1,715 |
| Net interest income | $2,984,000 | 3,207 |
| Provision for loan and lease losses | $525,000 | 1,092 |
| Total noninterest income | $375,000 | 4,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $375,000 | 2,890 |
| Total noninterest expense | $2,269,000 | 3,315 |
| Salaries and employee benefits | $1,538,000 | 2,724 |
| Premises and equipment expense | $334,000 | 3,202 |
| Additional noninterest expense | $397,000 | 5,033 |
| Pre-tax net operating income | $565,000 | 5,008 |
| Securities gains (losses) | $385,000 | 685 |
| Applicable income taxes | $312,000 | 3,170 |
| Income before extraordinary items | $638,000 | 4,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $638,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,072 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $380,050 | 5,329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 2,460 |
| Total interest expense | $1,444,000 | 1,731 |
| Net interest income | $1,548,000 | 3,088 |
| Provision for loan and lease losses | $278,000 | 1,020 |
| Total noninterest income | $239,000 | 3,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 2,426 |
| Total noninterest expense | $1,119,000 | 3,343 |
| Salaries and employee benefits | $742,000 | 2,807 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $206,000 | 4,860 |
| Pre-tax net operating income | $390,000 | 4,092 |
| Securities gains (losses) | $146,000 | 809 |
| Applicable income taxes | $192,000 | 2,768 |
| Income before extraordinary items | $344,000 | 3,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,214 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $250,560 | 4,512 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,975,000 | 2,371 |
| Total interest expense | $6,393,000 | 1,784 |
| Net interest income | $6,582,000 | 2,897 |
| Provision for loan and lease losses | $298,000 | 3,488 |
| Total noninterest income | $799,000 | 4,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $799,000 | 2,504 |
| Total noninterest expense | $4,492,000 | 3,226 |
| Salaries and employee benefits | $2,922,000 | 2,691 |
| Premises and equipment expense | $701,000 | 2,999 |
| Additional noninterest expense | $869,000 | 4,655 |
| Pre-tax net operating income | $2,591,000 | 2,811 |
| Securities gains (losses) | $438,000 | 719 |
| Applicable income taxes | $1,053,000 | 2,130 |
| Income before extraordinary items | $1,976,000 | 2,823 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,976,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,880 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,691,300 | 3,097 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,395,000 | 2,557 |
| Total interest expense | $9,035,000 | 1,800 |
| Net interest income | $4,360,000 | 3,859 |
| Provision for loan and lease losses | $7,000 | 8,027 |
| Total noninterest income | $1,204,000 | 2,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,204,000 | 1,793 |
| Total noninterest expense | $3,990,000 | 3,436 |
| Salaries and employee benefits | $2,542,000 | 2,904 |
| Premises and equipment expense | $682,000 | 3,015 |
| Additional noninterest expense | $766,000 | 4,937 |
| Pre-tax net operating income | $1,567,000 | 3,743 |
| Securities gains (losses) | $690,000 | 505 |
| Applicable income taxes | $834,000 | 2,353 |
| Income before extraordinary items | $1,423,000 | 3,353 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,423,000 | 3,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,580 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $981,400 | 4,220 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,442,000 | 2,809 |
| Total interest expense | $9,163,000 | 1,879 |
| Net interest income | $3,279,000 | 4,841 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $870,000 | 3,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $870,000 | 2,035 |
| Total noninterest expense | $3,430,000 | 3,767 |
| Salaries and employee benefits | $2,238,000 | 3,138 |
| Premises and equipment expense | $622,000 | 3,162 |
| Additional noninterest expense | $570,000 | 5,958 |
| Pre-tax net operating income | $671,000 | 6,339 |
| Securities gains (losses) | $42,000 | 759 |
| Applicable income taxes | $317,000 | 4,472 |
| Income before extraordinary items | $396,000 | 6,886 |
| Extraordinary gains, net | $-2,000 | 9,870 |
| Net income | $394,000 | 6,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $1,884,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $369,120 | 7,042 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,452,000 | 3,394 |
| Total interest expense | $6,274,000 | 2,341 |
| Net interest income | $3,178,000 | 4,958 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $424,000 | 5,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $424,000 | 3,284 |
| Total noninterest expense | $3,111,000 | 4,087 |
| Salaries and employee benefits | $2,135,000 | 3,225 |
| Premises and equipment expense | $503,000 | 3,750 |
| Additional noninterest expense | $473,000 | 6,724 |
| Pre-tax net operating income | $491,000 | 7,173 |
| Securities gains (losses) | $82,000 | 809 |
| Applicable income taxes | $163,000 | 6,119 |
| Income before extraordinary items | $410,000 | 6,931 |
| Extraordinary gains, net | $-39,000 | 10,173 |
| Net income | $371,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,813 |
| Cash dividends | $1,823,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $350,960 | 7,256 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 3,786 |
| Total interest expense | $5,115,000 | 2,931 |
| Net interest income | $3,224,000 | 4,893 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $351,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $351,000 | 3,699 |
| Total noninterest expense | $2,660,000 | 4,560 |
| Salaries and employee benefits | $1,898,000 | 3,503 |
| Premises and equipment expense | $308,000 | 5,311 |
| Additional noninterest expense | $454,000 | 6,770 |
| Pre-tax net operating income | $915,000 | 5,688 |
| Securities gains (losses) | $207,000 | 902 |
| Applicable income taxes | $422,000 | 4,285 |
| Income before extraordinary items | $700,000 | 5,620 |
| Extraordinary gains, net | $40,000 | 21 |
| Net income | $740,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $567,520 | 6,106 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,882,000 | 4,029 |
| Total interest expense | $4,548,000 | 3,262 |
| Net interest income | $3,334,000 | 4,897 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $615,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $615,000 | 2,431 |
| Total noninterest expense | $2,507,000 | 4,772 |
| Salaries and employee benefits | $1,801,000 | 3,635 |
| Premises and equipment expense | $280,000 | 5,660 |
| Additional noninterest expense | $426,000 | 7,146 |
| Pre-tax net operating income | $1,442,000 | 4,635 |
| Securities gains (losses) | $75,000 | 1,115 |
| Applicable income taxes | $534,000 | 4,026 |
| Income before extraordinary items | $983,000 | 4,762 |
| Extraordinary gains, net | $1,000 | 40 |
| Net income | $984,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 10,480 |
| Cash dividends | $1,215,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $934,250 | 4,865 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 4,081 |
| Total interest expense | $4,478,000 | 3,327 |
| Net interest income | $3,437,000 | 4,893 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $300,000 | 4,071 |
| Total noninterest expense | $3,132,000 | 4,165 |
| Salaries and employee benefits | $1,663,000 | 3,926 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $1,219,000 | 3,731 |
| Pre-tax net operating income | $600,000 | 7,420 |
| Securities gains (losses) | $108,000 | 923 |
| Applicable income taxes | $259,000 | 6,327 |
| Income before extraordinary items | $449,000 | 7,245 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $449,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $379,880 | 7,735 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 3,933 |
| Total interest expense | $4,424,000 | 3,356 |
| Net interest income | $3,749,000 | 4,580 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $287,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $287,000 | 4,109 |
| Total noninterest expense | $2,330,000 | 5,295 |
| Salaries and employee benefits | $1,486,000 | 4,318 |
| Premises and equipment expense | $263,000 | 6,155 |
| Additional noninterest expense | $581,000 | 6,657 |
| Pre-tax net operating income | $1,706,000 | 4,019 |
| Securities gains (losses) | $74,000 | 1,086 |
| Applicable income taxes | $626,000 | 3,564 |
| Income before extraordinary items | $1,154,000 | 4,081 |
| Extraordinary gains, net | $3,000 | 62 |
| Net income | $1,157,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,105,900 | 4,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 4,251 |
| Total interest expense | $3,883,000 | 3,138 |
| Net interest income | $3,064,000 | 5,532 |
| Provision for loan and lease losses | $103,000 | 4,489 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $308,000 | 4,017 |
| Total noninterest expense | $2,119,000 | 5,919 |
| Salaries and employee benefits | $1,177,000 | 5,333 |
| Premises and equipment expense | $260,000 | 6,355 |
| Additional noninterest expense | $682,000 | 6,455 |
| Pre-tax net operating income | $1,150,000 | 5,394 |
| Securities gains (losses) | $-2,429,000 | 12,505 |
| Applicable income taxes | $-447,000 | 12,475 |
| Income before extraordinary items | $-832,000 | 12,408 |
| Extraordinary gains, net | $-12,000 | 12,503 |
| Net income | $-844,000 | 12,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $746,850 | 5,700 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 4,501 |
| Total interest expense | $3,760,000 | 3,351 |
| Net interest income | $2,928,000 | 5,760 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $373,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $373,000 | 3,930 |
| Total noninterest expense | $1,691,000 | 7,215 |
| Salaries and employee benefits | $1,032,000 | 5,959 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $429,000 | 8,939 |
| Pre-tax net operating income | $1,547,000 | 4,201 |
| Securities gains (losses) | $279,000 | 1,367 |
| Applicable income taxes | $659,000 | 3,305 |
| Income before extraordinary items | $1,167,000 | 4,120 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $1,178,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $988,440 | 4,504 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 4,439 |
| Total interest expense | $4,913,000 | 3,365 |
| Net interest income | $2,792,000 | 6,063 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $538,000 | 3,038 |
| Total noninterest expense | $1,735,000 | 7,169 |
| Salaries and employee benefits | $1,043,000 | 5,806 |
| Premises and equipment expense | $210,000 | 7,616 |
| Additional noninterest expense | $482,000 | 8,632 |
| Pre-tax net operating income | $1,590,000 | 3,835 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $443,000 | 4,417 |
| Income before extraordinary items | $1,184,000 | 3,854 |
| Extraordinary gains, net | $12,000 | 1,314 |
| Net income | $1,196,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 3,243 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,156,990 | 3,642 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.