Home > First Federal Bank of Northwest Georgia, Federal Savings Bank > Income and Expense
First Federal Bank of Northwest Georgia, Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 4,902 |
| Total interest expense | $3,781,000 | 3,869 |
| Net interest income | $2,645,000 | 6,053 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $536,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $536,000 | 2,740 |
| Total noninterest expense | $1,727,000 | 6,660 |
| Salaries and employee benefits | $750,000 | 7,398 |
| Premises and equipment expense | $322,000 | 5,333 |
| Additional noninterest expense | $655,000 | 6,161 |
| Pre-tax net operating income | $1,454,000 | 4,573 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $483,000 | 4,313 |
| Income before extraordinary items | $971,000 | 4,714 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $971,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $477,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $971,000 | 4,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 5,225 |
| Total interest expense | $2,653,000 | 4,403 |
| Net interest income | $2,865,000 | 5,801 |
| Provision for loan and lease losses | $-77,000 | 12,096 |
| Total noninterest income | $415,000 | 6,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $1,355,000 | 8,059 |
| Salaries and employee benefits | $585,000 | 8,721 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $477,000 | 8,079 |
| Pre-tax net operating income | $2,002,000 | 3,419 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $602,000 | 3,513 |
| Income before extraordinary items | $1,400,000 | 3,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,400,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $521,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,400,000 | 3,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,508,000 | 5,326 |
| Total interest expense | $2,706,000 | 4,508 |
| Net interest income | $2,802,000 | 5,972 |
| Provision for loan and lease losses | $-102,000 | 12,917 |
| Total noninterest income | $315,000 | 7,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $315,000 | 4,333 |
| Total noninterest expense | $1,453,000 | 7,984 |
| Salaries and employee benefits | $694,000 | 8,035 |
| Premises and equipment expense | $285,000 | 6,106 |
| Additional noninterest expense | $474,000 | 8,485 |
| Pre-tax net operating income | $1,766,000 | 3,753 |
| Securities gains (losses) | $482,000 | 924 |
| Applicable income taxes | $731,000 | 2,992 |
| Income before extraordinary items | $1,517,000 | 3,209 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,517,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $159,000 | 5,987 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 756 |
| Net operating income | $1,194,060 | 3,830 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 5,500 |
| Total interest expense | $3,173,000 | 4,925 |
| Net interest income | $2,817,000 | 6,025 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $416,000 | 6,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $416,000 | 3,613 |
| Total noninterest expense | $1,518,000 | 7,851 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $640,000 | 7,178 |
| Pre-tax net operating income | $1,639,000 | 3,733 |
| Securities gains (losses) | $84,000 | 3,291 |
| Applicable income taxes | $547,000 | 3,707 |
| Income before extraordinary items | $1,176,000 | 3,882 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,176,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,101 |
| Net operating income | $1,118,880 | 3,765 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.