Home > First Federal Bank of Northwest Georgia, Federal Savings Bank > Assets and Liabilities
First Federal Bank of Northwest Georgia, Federal Savings Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $90,023,000 | 4,847 |
| Cash and due from depository institutions | $3,492,000 | 6,154 |
| Interest-bearing balances | $2,289,000 | 1,670 |
| Securities | $20,206,000 | 5,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $62,902,000 | 4,096 |
| Loan loss allowance | $648,000 | 5,000 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $968,000 | 6,151 |
| Other real estate owned | $749,000 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,706,000 | 4,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,023,000 | 4,847 |
| Total liabilities | $77,262,000 | 5,052 |
| Total deposits | $76,663,000 | 4,874 |
| Interest-bearing deposits | $75,971,000 | 4,292 |
| Deposits held in domestic offices | $76,663,000 | 4,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $599,000 | 5,481 |
| Total equity capital | $12,761,000 | 3,443 |
| Total bank equity capital | $12,761,000 | 3,443 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000 | 10,649 |
| Surplus | $2,723,000 | 4,515 |
| Undivided profits | $10,035,000 | 2,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $368,000 | 6,194 |
| Earning assets | $85,397,000 | 4,717 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $87,689,400 | 4,773 |
| Average Assets, quarterly | $90,236,500 | 4,782 |
| Volatile liabilities | $6,526,000 | 6,025 |
| Insider loans | $504,000 | 5,638 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,201,000 | 6,183 |
| Tier 1 (core) risk-based capital | $12,496,000 | 3,408 |
| Tier 2 risk-based capital | $598,000 | 4,594 |
| Total risk weighted assets | $47,809,000 | 5,215 |
| Total unused commitments | $3,201,000 | 6,199 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $82,005,000 | 5,194 |
| Cash and due from depository institutions | $5,113,000 | 7,248 |
| Interest-bearing balances | $4,755,000 | 756 |
| Securities | $12,479,000 | 7,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $61,679,000 | 4,104 |
| Loan loss allowance | $650,000 | 5,093 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $936,000 | 6,324 |
| Other real estate owned | $25,000 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,773,000 | 4,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,005,000 | 5,194 |
| Total liabilities | $70,279,000 | 5,457 |
| Total deposits | $69,083,000 | 5,277 |
| Interest-bearing deposits | $68,524,000 | 4,657 |
| Deposits held in domestic offices | $69,083,000 | 5,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $600,000 | 3,587 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $596,000 | 4,598 |
| Total equity capital | $11,726,000 | 3,453 |
| Total bank equity capital | $11,726,000 | 3,453 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000 | 11,219 |
| Surplus | $2,703,000 | 4,487 |
| Undivided profits | $9,020,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 1,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $322,000 | 6,207 |
| Earning assets | $78,913,000 | 4,989 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $77,827,400 | 5,344 |
| Average Assets, quarterly | $80,064,500 | 5,271 |
| Volatile liabilities | $7,818,000 | 5,182 |
| Insider loans | $669,000 | 4,798 |
| FHLB advances | $600,000 | 916 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,987,000 | 4,000 |
| Tier 1 (core) risk-based capital | $11,599,000 | 3,557 |
| Tier 2 risk-based capital | $571,000 | 4,736 |
| Total risk weighted assets | $45,636,000 | 5,331 |
| Total unused commitments | $6,987,000 | 4,007 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $75,157,000 | 5,720 |
| Cash and due from depository institutions | $1,203,000 | 7,348 |
| Interest-bearing balances | $773,000 | 3,782 |
| Securities | $11,121,000 | 8,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $59,833,000 | 4,120 |
| Loan loss allowance | $727,000 | 4,833 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $931,000 | 6,415 |
| Other real estate owned | $637,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,432,000 | 4,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,157,000 | 5,720 |
| Total liabilities | $63,930,000 | 6,016 |
| Total deposits | $63,184,000 | 5,876 |
| Interest-bearing deposits | $62,822,000 | 5,234 |
| Deposits held in domestic offices | $63,184,000 | 5,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $746,000 | 3,942 |
| Total equity capital | $11,227,000 | 3,637 |
| Total bank equity capital | $11,227,000 | 3,637 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000 | 11,751 |
| Surplus | $2,703,000 | 4,450 |
| Undivided profits | $8,521,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,736,000 | 2,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $329,000 | 5,585 |
| Earning assets | $71,727,000 | 5,533 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $73,266,400 | 5,703 |
| Average Assets, quarterly | $75,064,000 | 5,682 |
| Volatile liabilities | $4,182,000 | 7,160 |
| Insider loans | $699,000 | 4,732 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $926,000 | 9,416 |
| Tier 1 (core) risk-based capital | $11,227,000 | 3,568 |
| Tier 2 risk-based capital | $537,000 | 4,958 |
| Total risk weighted assets | $42,784,000 | 5,595 |
| Total unused commitments | $926,000 | 9,442 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $71,059,000 | 6,059 |
| Cash and due from depository institutions | $1,442,000 | 7,704 |
| Interest-bearing balances | $775,000 | 4,267 |
| Securities | $8,185,000 | 9,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $58,433,000 | 4,260 |
| Loan loss allowance | $829,000 | 4,367 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $998,000 | 6,199 |
| Other real estate owned | $707,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,294,000 | 5,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,059,000 | 6,059 |
| Total liabilities | $61,622,000 | 6,281 |
| Total deposits | $60,453,000 | 6,207 |
| Interest-bearing deposits | $60,028,000 | 5,575 |
| Deposits held in domestic offices | $60,453,000 | 6,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,135 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $669,000 | 4,592 |
| Total equity capital | $9,437,000 | 4,111 |
| Total bank equity capital | $9,437,000 | 4,111 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000 | 12,282 |
| Surplus | $2,476,000 | 4,717 |
| Undivided profits | $6,958,000 | 3,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 4,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $354,000 | 5,658 |
| Earning assets | $67,393,000 | 5,867 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $69,310,600 | 6,043 |
| Average Assets, quarterly | $70,564,000 | 6,048 |
| Volatile liabilities | $3,620,000 | 7,832 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $500,000 | 770 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,528,000 | 8,072 |
| Tier 1 (core) risk-based capital | $9,437,000 | 4,043 |
| Tier 2 risk-based capital | $516,000 | 5,072 |
| Total risk weighted assets | $40,968,000 | 5,821 |
| Total unused commitments | $1,528,000 | 8,103 |
| Derivatives | $0 | 651 |