Home > First Federal Bank of North Florida > Net charge- offs to loans
First Federal Bank of North Florida, Net charge- offs to loans
2010-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8788% | 1,800 |
Percentage Net Loans Charged-off: Total real estate loans | 0.8964% | 1,488 |
Percentage Net Loans Charged-off:Construction & development | -1.9773% | 7,161 |
Percentage Net Loans Charged-off: Commercial real estate | 1.9444% | 479 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.1919% | 898 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
All other 1-4 family - Percent of loans charged-off, net | 1.3042% | 817 |
Percentage Net Loans Charged-off: Commercial and industrial | -5.9875% | 7,571 |
Percentage Net Loans Charged-off: Loans to individuals | 3.3418% | 599 |
Percentage Net Loans Charged-off: Credit card loans | 14.3590% | 88 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 7.4544% | 98 |
Percentage Net Loans Charged-off: Total real estate loans | 7.7273% | 83 |
Percentage Net Loans Charged-off:Construction & development | 24.4793% | 129 |
Percentage Net Loans Charged-off: Commercial real estate | 6.4560% | 104 |
Percentage Net Loans Charged-off: Multi-family residential | 10.1018% | 119 |
Percentage Net Loans Charged-off: 1-4 family residential | 4.0822% | 256 |
Percentage Net Loans Charged-off: Home equity loans | 5.8295% | 156 |
All other 1-4 family - Percent of loans charged-off, net | 3.9225% | 293 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.8111% | 1,418 |
Percentage Net Loans Charged-off: Loans to individuals | 2.6252% | 963 |
Percentage Net Loans Charged-off: Credit card loans | 10.0956% | 156 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 4.7784% | 252 |
Percentage Net Loans Charged-off: Total real estate loans | 4.8401% | 219 |
Percentage Net Loans Charged-off:Construction & development | 5.6309% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 4.1170% | 178 |
Percentage Net Loans Charged-off: Multi-family residential | 9.8666% | 92 |
Percentage Net Loans Charged-off: 1-4 family residential | 4.7203% | 169 |
Percentage Net Loans Charged-off: Home equity loans | 2.1646% | 400 |
All other 1-4 family - Percent of loans charged-off, net | 4.9520% | 178 |
Percentage Net Loans Charged-off: Commercial and industrial | 11.0033% | 192 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6942% | 3,166 |
Percentage Net Loans Charged-off: Credit card loans | 12.9730% | 96 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.2461% | 801 |
Percentage Net Loans Charged-off: Total real estate loans | 2.2576% | 664 |
Percentage Net Loans Charged-off:Construction & development | 6.6496% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 1.3415% | 528 |
Percentage Net Loans Charged-off: Multi-family residential | 14.5097% | 53 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.1158% | 884 |
Percentage Net Loans Charged-off: Home equity loans | -1.8262% | 5,942 |
All other 1-4 family - Percent of loans charged-off, net | 1.3788% | 725 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.3472% | 532 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6508% | 3,075 |
Percentage Net Loans Charged-off: Credit card loans | 15.5556% | 74 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5555% | 928 |
Percentage Net Loans Charged-off: Total real estate loans | 1.4758% | 757 |
Percentage Net Loans Charged-off:Construction & development | 2.2719% | 900 |
Percentage Net Loans Charged-off: Commercial real estate | 1.7766% | 287 |
Percentage Net Loans Charged-off: Multi-family residential | 16.3749% | 30 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.8335% | 868 |
Percentage Net Loans Charged-off: Home equity loans | -3.8720% | 5,942 |
All other 1-4 family - Percent of loans charged-off, net | 1.2566% | 601 |
Percentage Net Loans Charged-off: Commercial and industrial | 10.3192% | 198 |
Percentage Net Loans Charged-off: Loans to individuals | -0.2941% | 7,492 |
Percentage Net Loans Charged-off: Credit card loans | -9.0141% | 1,688 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4777% | 782 |
Percentage Net Loans Charged-off: Total real estate loans | 1.4845% | 612 |
Percentage Net Loans Charged-off:Construction & development | 3.8625% | 659 |
Percentage Net Loans Charged-off: Commercial real estate | 1.5840% | 314 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.8632% | 727 |
Percentage Net Loans Charged-off: Home equity loans | 2.8116% | 197 |
All other 1-4 family - Percent of loans charged-off, net | 0.6822% | 869 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.0289% | 1,042 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0307% | 2,210 |
Percentage Net Loans Charged-off: Credit card loans | -2.5510% | 1,850 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2290% | 3,066 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2166% | 2,070 |
Percentage Net Loans Charged-off:Construction & development | 0.2321% | 1,741 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0848% | 1,295 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2561% | 1,481 |
Percentage Net Loans Charged-off: Home equity loans | 0.2031% | 806 |
All other 1-4 family - Percent of loans charged-off, net | 0.2610% | 1,353 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5726% | 1,893 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 3,754 |
Percentage Net Loans Charged-off: Credit card loans | -6.1080% | 1,852 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0224% | 5,285 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 3,521 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 7,922 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,510 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,298 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 2,648 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2212% | 3,940 |
Percentage Net Loans Charged-off: Credit card loans | -9.3960% | 1,851 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0278% | 4,179 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,680 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,934 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,766 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4114% | 1,270 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5039% | 2,454 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0696% | 4,545 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 3,244 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 8,226 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 2,405 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 2,206 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.2868% | 953 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3337% | 3,864 |
Percentage Net Loans Charged-off: Credit card loans | 16.8464% | 39 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0506% | 4,161 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 2,215 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 7,821 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 1,656 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,496 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 3,624 |
Percentage Net Loans Charged-off: Credit card loans | 13.4680% | 45 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0070% | 5,141 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,447 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 7,889 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2183% | 3,575 |
Percentage Net Loans Charged-off: Credit card loans | 9.2715% | 85 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0187% | 3,779 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,835 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,459 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,330 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4384% | 2,311 |
Percentage Net Loans Charged-off: Credit card loans | 18.8552% | 40 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0123% | 5,677 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 7,888 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0459% | 8,079 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5697% | 1,503 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1471% | 4,798 |
Percentage Net Loans Charged-off: Credit card loans | 2.7372% | 419 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0235% | 4,617 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,413 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,628 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,639 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7584% | 974 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0836% | 4,757 |
Percentage Net Loans Charged-off: Credit card loans | 2.6633% | 420 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0048% | 7,026 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,438 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,677 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,691 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 7,066 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0567% | 7,125 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0181% | 7,134 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
Percentage Net Loans Charged-off: Loans to individuals | -0.3674% | 7,756 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0593% | 4,539 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 1,801 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2509% | 508 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,772 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,557 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1082% | 5,640 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0728% | 3,649 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 1,272 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3658% | 323 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,302 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 2,121 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0630% | 7,684 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1181% | 2,635 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 905 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | 0.6073% | 214 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 4,625 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0035% | 4,630 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 4,144 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0065% | 6,651 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 8,167 |
Percentage Net Loans Charged-off:Construction & development | -0.0204% | 7,874 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,397 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 8,240 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 8,243 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2654% | 5,056 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 6,496 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 8,226 |
Percentage Net Loans Charged-off:Construction & development | -0.0294% | 7,892 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 1,049 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 8,304 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | -0.0300% | 8,315 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2308% | 4,788 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0052% | 7,407 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 8,267 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 794 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 8,435 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | -0.0458% | 8,439 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2017% | 4,614 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0107% | 7,234 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0380% | 8,463 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 8,529 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | -0.0591% | 8,534 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3140% | 3,511 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0572% | 5,704 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 2,288 |
Percentage Net Loans Charged-off:Construction & development | 0.0604% | 660 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,981 |
Percentage Net Loans Charged-off: Home equity loans | 0.7032% | 119 |
All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 2,668 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0147% | 8,310 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0270% | 8,445 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,982 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 8,178 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 8,207 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
Percentage Net Loans Charged-off: Loans to individuals | -0.3187% | 8,740 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0467% | 8,469 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,999 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 8,202 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,241 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
Percentage Net Loans Charged-off: Loans to individuals | -0.5645% | 8,861 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0633% | 8,414 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 8,100 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,313 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 8,348 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
Percentage Net Loans Charged-off: Loans to individuals | -0.7698% | 8,869 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0075% | 8,557 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 8,606 |
Percentage Net Loans Charged-off:Construction & development | 0.0738% | 691 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 8,702 |
Percentage Net Loans Charged-off: Home equity loans | -0.4812% | 6,042 |
All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 8,383 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1252% | 6,461 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0404% | 6,422 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 8,981 |
Percentage Net Loans Charged-off:Construction & development | -2.6481% | 8,384 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3262% | 562 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 2,000 |
Percentage Net Loans Charged-off: Home equity loans | 1.0064% | 113 |
All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 2,533 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8484% | 2,720 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0230% | 6,618 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0839% | 5,189 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0030% | 8,048 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0655% | 6,282 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0466% | 7,082 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0673% | 6,469 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0192% | 8,086 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0088% | 11,041 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0644% | 9,566 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |