Home > First Federal Bank of North Florida > Assets and Liabilities
First Federal Bank of North Florida, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 90 | 1,734 |
| Assets and Liabilities | ||
| Total Assets: | $440,122,000 | 1,592 |
| Cash and due from depository institutions | $89,466,000 | 1,734 |
| Interest-bearing balances | $17,366,000 | 1,817 |
| Securities | $4,158,000 | 6,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $305,500,000 | 1,507 |
| Loan loss allowance | $12,080,000 | 732 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,733,000 | 2,192 |
| Other real estate owned | $9,064,000 | 1,734 |
| Goodwill and other intangibles | $22,000 | 2,936 |
| All other assets | $26,179,000 | 921 |
| Life insurance assets | $4,554,000 | 1,375 |
| Total liabilities and capital | $440,122,000 | 1,592 |
| Total liabilities | $433,870,000 | 1,474 |
| Total deposits | $369,617,000 | 1,549 |
| Interest-bearing deposits | $355,308,000 | 1,400 |
| Deposits held in domestic offices | $369,617,000 | 1,548 |
| % insured | 98.96% | 334 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $62,095,000 | 696 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,158,000 | 2,000 |
| Total equity capital | $6,252,000 | 6,443 |
| Total bank equity capital | $6,252,000 | 6,443 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $0 | 7,393 |
| Undivided profits | $6,252,000 | 3,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $29,348,000 | 667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,807,000 | 1,794 |
| Earning assets | $327,024,000 | 1,915 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $417,035,500 | 1,672 |
| Average Assets, quarterly | $417,035,500 | 1,672 |
| Volatile liabilities | $219,953,000 | 656 |
| Insider loans | $4,907,000 | 1,520 |
| FHLB advances | $62,000,000 | 633 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,549,000 | 3,236 |
| Tier 1 (core) risk-based capital | $-3,702,000 | 7,939 |
| Tier 2 risk-based capital | $0 | 7,845 |
| Total risk weighted assets | $262,072,000 | 1,818 |
| Total unused commitments | $15,549,000 | 3,238 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 94 | 1,672 |
| Assets and Liabilities | ||
| Total Assets: | $393,949,000 | 1,765 |
| Cash and due from depository institutions | $34,626,000 | 1,672 |
| Interest-bearing balances | $12,755,000 | 1,951 |
| Securities | $9,260,000 | 5,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $312,340,000 | 1,506 |
| Loan loss allowance | $12,788,000 | 692 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,865,000 | 2,174 |
| Other real estate owned | $5,995,000 | 1,672 |
| Goodwill and other intangibles | $24,000 | 2,953 |
| All other assets | $25,839,000 | 953 |
| Life insurance assets | $4,510,000 | 1,389 |
| Total liabilities and capital | $393,949,000 | 1,765 |
| Total liabilities | $387,650,000 | 1,639 |
| Total deposits | $324,198,000 | 1,747 |
| Interest-bearing deposits | $308,406,000 | 1,623 |
| Deposits held in domestic offices | $324,198,000 | 1,744 |
| % insured | 98.28% | 536 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $62,090,000 | 748 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,362,000 | 2,835 |
| Total equity capital | $6,299,000 | 6,449 |
| Total bank equity capital | $6,299,000 | 6,449 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $0 | 7,466 |
| Undivided profits | $6,299,000 | 3,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $23,956,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,943,000 | 1,750 |
| Earning assets | $334,355,000 | 1,875 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $416,998,000 | 1,653 |
| Average Assets, quarterly | $418,994,500 | 1,668 |
| Volatile liabilities | $163,821,000 | 911 |
| Insider loans | $5,314,000 | 1,443 |
| FHLB advances | $62,000,000 | 681 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,408,000 | 2,801 |
| Tier 1 (core) risk-based capital | $-3,575,000 | 8,016 |
| Tier 2 risk-based capital | $0 | 7,922 |
| Total risk weighted assets | $266,793,000 | 1,838 |
| Total unused commitments | $19,408,000 | 2,801 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 94 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $444,040,000 | 1,607 |
| Cash and due from depository institutions | $61,987,000 | 1,705 |
| Interest-bearing balances | $9,659,000 | 2,079 |
| Securities | $9,542,000 | 5,908 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $339,343,000 | 1,425 |
| Loan loss allowance | $6,524,000 | 1,219 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,839,000 | 2,216 |
| Other real estate owned | $5,656,000 | 1,705 |
| Goodwill and other intangibles | $17,000 | 3,030 |
| All other assets | $21,656,000 | 988 |
| Life insurance assets | $4,464,000 | 1,396 |
| Total liabilities and capital | $444,040,000 | 1,607 |
| Total liabilities | $425,007,000 | 1,507 |
| Total deposits | $359,809,000 | 1,589 |
| Interest-bearing deposits | $343,697,000 | 1,446 |
| Deposits held in domestic offices | $359,809,000 | 1,586 |
| % insured | 96.39% | 1,328 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $62,000,000 | 799 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,198,000 | 1,604 |
| Total equity capital | $19,033,000 | 3,419 |
| Total bank equity capital | $19,033,000 | 3,419 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $0 | 7,543 |
| Undivided profits | $19,033,000 | 1,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $29,267,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,325,000 | 1,532 |
| Earning assets | $358,544,000 | 1,783 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $422,760,250 | 1,653 |
| Average Assets, quarterly | $429,788,000 | 1,646 |
| Volatile liabilities | $177,283,000 | 860 |
| Insider loans | $5,404,000 | 1,428 |
| FHLB advances | $62,000,000 | 723 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,759,000 | 2,450 |
| Tier 1 (core) risk-based capital | $14,117,000 | 4,136 |
| Tier 2 risk-based capital | $3,586,000 | 1,653 |
| Total risk weighted assets | $283,951,000 | 1,776 |
| Total unused commitments | $24,759,000 | 2,454 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 103 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $415,536,000 | 1,711 |
| Cash and due from depository institutions | $26,519,000 | 1,596 |
| Interest-bearing balances | $17,539,000 | 1,195 |
| Securities | $9,638,000 | 5,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $351,651,000 | 1,402 |
| Loan loss allowance | $6,240,000 | 1,227 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,966,000 | 2,196 |
| Other real estate owned | $6,101,000 | 1,596 |
| Goodwill and other intangibles | $19,000 | 3,044 |
| All other assets | $15,642,000 | 1,330 |
| Life insurance assets | $4,419,000 | 1,410 |
| Total liabilities and capital | $415,536,000 | 1,711 |
| Total liabilities | $391,095,000 | 1,652 |
| Total deposits | $355,657,000 | 1,620 |
| Interest-bearing deposits | $339,207,000 | 1,480 |
| Deposits held in domestic offices | $355,657,000 | 1,616 |
| % insured | 86.44% | 1,772 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $33,000,000 | 1,400 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,438,000 | 2,048 |
| Total equity capital | $24,441,000 | 2,705 |
| Total bank equity capital | $24,441,000 | 2,704 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $0 | 7,629 |
| Undivided profits | $24,441,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $35,261,000 | 520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,315,000 | 1,475 |
| Earning assets | $378,828,000 | 1,711 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $415,667,000 | 1,700 |
| Average Assets, quarterly | $417,882,000 | 1,702 |
| Volatile liabilities | $146,252,000 | 1,056 |
| Insider loans | $3,282,000 | 2,234 |
| FHLB advances | $33,000,000 | 1,315 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,319,000 | 2,829 |
| Tier 1 (core) risk-based capital | $22,744,000 | 2,792 |
| Tier 2 risk-based capital | $3,687,000 | 1,578 |
| Total risk weighted assets | $292,417,000 | 1,758 |
| Total unused commitments | $21,319,000 | 2,832 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 103 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $420,228,000 | 1,712 |
| Cash and due from depository institutions | $18,844,000 | 1,603 |
| Interest-bearing balances | $12,765,000 | 1,361 |
| Securities | $9,861,000 | 5,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $368,207,000 | 1,343 |
| Loan loss allowance | $2,691,000 | 2,351 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,869,000 | 2,239 |
| Other real estate owned | $3,803,000 | 1,603 |
| Goodwill and other intangibles | $21,000 | 3,064 |
| All other assets | $13,623,000 | 1,495 |
| Life insurance assets | $4,377,000 | 1,416 |
| Total liabilities and capital | $420,228,000 | 1,712 |
| Total liabilities | $392,148,000 | 1,661 |
| Total deposits | $356,957,000 | 1,608 |
| Interest-bearing deposits | $338,976,000 | 1,481 |
| Deposits held in domestic offices | $356,957,000 | 1,605 |
| % insured | 85.97% | 2,025 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $33,000,000 | 1,442 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,191,000 | 2,156 |
| Total equity capital | $28,080,000 | 2,426 |
| Total bank equity capital | $28,080,000 | 2,424 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $0 | 7,679 |
| Undivided profits | $28,080,000 | 1,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $30,006,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,276,000 | 1,540 |
| Earning assets | $390,833,000 | 1,690 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $415,732,500 | 1,709 |
| Average Assets, quarterly | $415,732,500 | 1,709 |
| Volatile liabilities | $145,975,000 | 1,060 |
| Insider loans | $4,331,000 | 1,794 |
| FHLB advances | $33,000,000 | 1,357 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $23,151,000 | 2,789 |
| Tier 1 (core) risk-based capital | $28,356,000 | 2,294 |
| Tier 2 risk-based capital | $2,691,000 | 2,043 |
| Total risk weighted assets | $296,023,000 | 1,749 |
| Total unused commitments | $23,151,000 | 2,793 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 98 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $411,237,000 | 1,711 |
| Cash and due from depository institutions | $9,480,000 | 1,695 |
| Interest-bearing balances | $2,701,000 | 2,614 |
| Securities | $9,925,000 | 5,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $369,260,000 | 1,336 |
| Loan loss allowance | $2,000,000 | 2,912 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,552,000 | 2,355 |
| Other real estate owned | $3,993,000 | 1,695 |
| Goodwill and other intangibles | $25,000 | 3,050 |
| All other assets | $13,002,000 | 1,546 |
| Life insurance assets | $4,331,000 | 1,420 |
| Total liabilities and capital | $411,237,000 | 1,711 |
| Total liabilities | $382,080,000 | 1,675 |
| Total deposits | $334,956,000 | 1,659 |
| Interest-bearing deposits | $318,506,000 | 1,516 |
| Deposits held in domestic offices | $334,956,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $45,000,000 | 1,270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,124,000 | 2,183 |
| Total equity capital | $29,157,000 | 2,330 |
| Total bank equity capital | $29,157,000 | 2,330 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $0 | 7,724 |
| Undivided profits | $29,157,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,235,000 | 591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,138,000 | 1,724 |
| Earning assets | $381,886,000 | 1,692 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $410,642,800 | 1,654 |
| Average Assets, quarterly | $409,242,000 | 1,697 |
| Volatile liabilities | $151,550,000 | 1,021 |
| Insider loans | $4,405,000 | 1,800 |
| FHLB advances | $45,000,000 | 1,169 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $25,096,000 | 2,661 |
| Tier 1 (core) risk-based capital | $29,520,000 | 2,182 |
| Tier 2 risk-based capital | $2,000,000 | 2,605 |
| Total risk weighted assets | $293,031,000 | 1,761 |
| Total unused commitments | $25,096,000 | 2,663 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 96 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $407,247,000 | 1,709 |
| Cash and due from depository institutions | $7,493,000 | 1,754 |
| Interest-bearing balances | $3,022,000 | 1,907 |
| Securities | $9,794,000 | 5,930 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $368,648,000 | 1,340 |
| Loan loss allowance | $3,505,000 | 1,713 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,618,000 | 2,316 |
| Other real estate owned | $3,027,000 | 1,754 |
| Goodwill and other intangibles | $32,000 | 3,070 |
| All other assets | $12,635,000 | 1,574 |
| Life insurance assets | $4,299,000 | 1,422 |
| Total liabilities and capital | $407,247,000 | 1,709 |
| Total liabilities | $375,994,000 | 1,677 |
| Total deposits | $324,611,000 | 1,680 |
| Interest-bearing deposits | $307,094,000 | 1,561 |
| Deposits held in domestic offices | $324,611,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $50,000,000 | 1,175 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,383,000 | 3,090 |
| Total equity capital | $31,253,000 | 2,195 |
| Total bank equity capital | $31,253,000 | 2,195 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $0 | 7,795 |
| Undivided profits | $31,253,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,288,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,220,000 | 1,750 |
| Earning assets | $381,464,000 | 1,672 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $410,494,250 | 1,656 |
| Average Assets, quarterly | $411,533,500 | 1,682 |
| Volatile liabilities | $145,869,000 | 1,034 |
| Insider loans | $4,513,000 | 1,755 |
| FHLB advances | $50,000,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $27,907,000 | 2,589 |
| Tier 1 (core) risk-based capital | $31,293,000 | 2,097 |
| Tier 2 risk-based capital | $3,506,000 | 1,588 |
| Total risk weighted assets | $291,892,000 | 1,760 |
| Total unused commitments | $27,907,000 | 2,591 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 101 | 1,698 |
| Assets and Liabilities | ||
| Total Assets: | $415,820,000 | 1,678 |
| Cash and due from depository institutions | $13,866,000 | 1,698 |
| Interest-bearing balances | $9,185,000 | 718 |
| Securities | $9,823,000 | 5,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $375,085,000 | 1,304 |
| Loan loss allowance | $2,006,000 | 2,650 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,673,000 | 2,291 |
| Other real estate owned | $658,000 | 1,698 |
| Goodwill and other intangibles | $39,000 | 3,059 |
| All other assets | $10,676,000 | 1,754 |
| Life insurance assets | $4,253,000 | 1,429 |
| Total liabilities and capital | $415,820,000 | 1,678 |
| Total liabilities | $383,824,000 | 1,641 |
| Total deposits | $357,555,000 | 1,517 |
| Interest-bearing deposits | $340,260,000 | 1,371 |
| Deposits held in domestic offices | $357,555,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,000,000 | 1,864 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,269,000 | 3,256 |
| Total equity capital | $31,996,000 | 2,144 |
| Total bank equity capital | $31,996,000 | 2,144 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $0 | 7,856 |
| Undivided profits | $31,996,000 | 1,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,080,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,272,000 | 1,646 |
| Earning assets | $394,093,000 | 1,619 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $411,576,670 | 1,663 |
| Average Assets, quarterly | $414,385,000 | 1,664 |
| Volatile liabilities | $136,728,000 | 1,088 |
| Insider loans | $4,491,000 | 1,742 |
| FHLB advances | $25,000,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $29,779,000 | 2,550 |
| Tier 1 (core) risk-based capital | $32,067,000 | 2,048 |
| Tier 2 risk-based capital | $2,009,000 | 2,483 |
| Total risk weighted assets | $293,648,000 | 1,754 |
| Total unused commitments | $29,779,000 | 2,552 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 104 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $412,950,000 | 1,674 |
| Cash and due from depository institutions | $10,034,000 | 1,641 |
| Interest-bearing balances | $6,240,000 | 1,168 |
| Securities | $10,190,000 | 5,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $376,119,000 | 1,280 |
| Loan loss allowance | $1,523,000 | 3,216 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,308,000 | 2,416 |
| Other real estate owned | $554,000 | 1,641 |
| Goodwill and other intangibles | $47,000 | 3,026 |
| All other assets | $10,698,000 | 1,690 |
| Life insurance assets | $4,207,000 | 1,436 |
| Total liabilities and capital | $412,950,000 | 1,674 |
| Total liabilities | $381,195,000 | 1,629 |
| Total deposits | $344,638,000 | 1,569 |
| Interest-bearing deposits | $327,980,000 | 1,422 |
| Deposits held in domestic offices | $344,638,000 | 1,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $35,000,000 | 1,382 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,557,000 | 2,998 |
| Total equity capital | $31,755,000 | 2,222 |
| Total bank equity capital | $31,755,000 | 2,222 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $31,755,000 | 1,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,548,000 | 776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,469,000 | 1,555 |
| Earning assets | $392,549,000 | 1,619 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $409,455,000 | 1,670 |
| Average Assets, quarterly | $409,455,000 | 1,670 |
| Volatile liabilities | $137,942,000 | 1,062 |
| Insider loans | $4,534,000 | 1,702 |
| FHLB advances | $35,000,000 | 1,303 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,134,000 | 2,352 |
| Tier 1 (core) risk-based capital | $31,733,000 | 2,078 |
| Tier 2 risk-based capital | $1,525,000 | 3,050 |
| Total risk weighted assets | $293,483,000 | 1,715 |
| Total unused commitments | $34,134,000 | 2,354 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $405,960,000 | 1,689 |
| Cash and due from depository institutions | $5,593,000 | 1,727 |
| Interest-bearing balances | $1,114,000 | 2,441 |
| Securities | $15,272,000 | 5,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $368,788,000 | 1,305 |
| Loan loss allowance | $1,547,000 | 3,120 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,935,000 | 2,563 |
| Other real estate owned | $0 | 1,727 |
| Goodwill and other intangibles | $48,000 | 3,023 |
| All other assets | $11,324,000 | 1,616 |
| Life insurance assets | $4,162,000 | 1,429 |
| Total liabilities and capital | $405,960,000 | 1,689 |
| Total liabilities | $374,884,000 | 1,647 |
| Total deposits | $320,467,000 | 1,679 |
| Interest-bearing deposits | $302,682,000 | 1,540 |
| Deposits held in domestic offices | $320,467,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $53,000,000 | 966 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,417,000 | 3,189 |
| Total equity capital | $31,076,000 | 2,249 |
| Total bank equity capital | $31,076,000 | 2,249 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $31,076,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,696,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,378,000 | 1,752 |
| Earning assets | $385,174,000 | 1,627 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $390,962,400 | 1,680 |
| Average Assets, quarterly | $400,272,500 | 1,685 |
| Volatile liabilities | $141,320,000 | 1,038 |
| Insider loans | $4,228,000 | 1,780 |
| FHLB advances | $53,000,000 | 894 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $32,111,000 | 2,472 |
| Tier 1 (core) risk-based capital | $31,101,000 | 2,120 |
| Tier 2 risk-based capital | $1,555,000 | 2,967 |
| Total risk weighted assets | $288,239,000 | 1,734 |
| Total unused commitments | $32,111,000 | 2,474 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 98 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $394,585,000 | 1,701 |
| Cash and due from depository institutions | $5,941,000 | 1,740 |
| Interest-bearing balances | $1,529,000 | 2,019 |
| Securities | $15,382,000 | 5,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $355,938,000 | 1,321 |
| Loan loss allowance | $1,660,000 | 2,913 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,317,000 | 2,805 |
| Other real estate owned | $1,001,000 | 1,740 |
| Goodwill and other intangibles | $49,000 | 3,031 |
| All other assets | $11,957,000 | 1,528 |
| Life insurance assets | $4,119,000 | 1,400 |
| Total liabilities and capital | $394,585,000 | 1,701 |
| Total liabilities | $364,093,000 | 1,658 |
| Total deposits | $312,171,000 | 1,704 |
| Interest-bearing deposits | $293,415,000 | 1,581 |
| Deposits held in domestic offices | $312,171,000 | 1,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $50,000,000 | 923 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,922,000 | 2,563 |
| Total equity capital | $30,492,000 | 2,252 |
| Total bank equity capital | $30,492,000 | 2,252 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $30,492,000 | 1,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,055,000 | 595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,508,000 | 1,779 |
| Earning assets | $372,849,000 | 1,659 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $387,213,000 | 1,691 |
| Average Assets, quarterly | $391,701,000 | 1,697 |
| Volatile liabilities | $135,098,000 | 1,055 |
| Insider loans | $4,241,000 | 1,744 |
| FHLB advances | $50,000,000 | 850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $38,168,000 | 2,201 |
| Tier 1 (core) risk-based capital | $30,586,000 | 2,149 |
| Tier 2 risk-based capital | $1,675,000 | 2,782 |
| Total risk weighted assets | $280,989,000 | 1,735 |
| Total unused commitments | $38,168,000 | 2,201 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 98 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $388,817,000 | 1,731 |
| Cash and due from depository institutions | $10,145,000 | 1,790 |
| Interest-bearing balances | $5,290,000 | 998 |
| Securities | $15,458,000 | 5,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $347,551,000 | 1,358 |
| Loan loss allowance | $1,778,000 | 2,762 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,984,000 | 2,975 |
| Other real estate owned | $51,000 | 1,790 |
| Goodwill and other intangibles | $58,000 | 3,019 |
| All other assets | $11,570,000 | 1,563 |
| Life insurance assets | $4,075,000 | 1,407 |
| Total liabilities and capital | $388,817,000 | 1,731 |
| Total liabilities | $359,224,000 | 1,693 |
| Total deposits | $302,667,000 | 1,776 |
| Interest-bearing deposits | $283,613,000 | 1,655 |
| Deposits held in domestic offices | $302,667,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $55,000,000 | 813 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,557,000 | 2,834 |
| Total equity capital | $29,593,000 | 2,297 |
| Total bank equity capital | $29,593,000 | 2,297 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $29,593,000 | 1,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,215,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,369,000 | 1,759 |
| Earning assets | $368,299,000 | 1,680 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $384,755,670 | 1,724 |
| Average Assets, quarterly | $387,392,000 | 1,728 |
| Volatile liabilities | $131,772,000 | 1,071 |
| Insider loans | $4,176,000 | 1,755 |
| FHLB advances | $55,000,000 | 741 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $43,076,000 | 2,034 |
| Tier 1 (core) risk-based capital | $29,788,000 | 2,201 |
| Tier 2 risk-based capital | $1,793,000 | 2,618 |
| Total risk weighted assets | $275,478,000 | 1,777 |
| Total unused commitments | $43,076,000 | 2,034 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 100 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $385,967,000 | 1,735 |
| Cash and due from depository institutions | $6,389,000 | 1,729 |
| Interest-bearing balances | $1,775,000 | 2,060 |
| Securities | $20,803,000 | 4,397 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $342,597,000 | 1,353 |
| Loan loss allowance | $1,774,000 | 2,768 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,836,000 | 3,040 |
| Other real estate owned | $0 | 1,729 |
| Goodwill and other intangibles | $59,000 | 3,026 |
| All other assets | $12,283,000 | 1,432 |
| Life insurance assets | $4,031,000 | 1,399 |
| Total liabilities and capital | $385,967,000 | 1,735 |
| Total liabilities | $357,000,000 | 1,685 |
| Total deposits | $287,267,000 | 1,866 |
| Interest-bearing deposits | $269,358,000 | 1,740 |
| Deposits held in domestic offices | $287,267,000 | 1,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $68,000,000 | 664 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,733,000 | 2,707 |
| Total equity capital | $28,967,000 | 2,353 |
| Total bank equity capital | $28,967,000 | 2,353 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $28,967,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,276,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,377,000 | 1,670 |
| Earning assets | $365,175,000 | 1,699 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $382,725,000 | 1,743 |
| Average Assets, quarterly | $382,725,000 | 1,743 |
| Volatile liabilities | $139,591,000 | 984 |
| Insider loans | $4,562,000 | 1,574 |
| FHLB advances | $68,000,000 | 600 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $34,719,000 | 2,394 |
| Tier 1 (core) risk-based capital | $29,066,000 | 2,233 |
| Tier 2 risk-based capital | $1,785,000 | 2,627 |
| Total risk weighted assets | $274,098,000 | 1,772 |
| Total unused commitments | $34,719,000 | 2,394 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 99 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $379,483,000 | 1,761 |
| Cash and due from depository institutions | $7,450,000 | 1,746 |
| Interest-bearing balances | $2,013,000 | 1,882 |
| Securities | $20,923,000 | 4,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $337,198,000 | 1,361 |
| Loan loss allowance | $1,790,000 | 2,711 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,887,000 | 2,964 |
| Other real estate owned | $0 | 1,746 |
| Goodwill and other intangibles | $69,000 | 2,989 |
| All other assets | $9,956,000 | 1,746 |
| Life insurance assets | $2,254,000 | 2,066 |
| Total liabilities and capital | $379,483,000 | 1,761 |
| Total liabilities | $351,200,000 | 1,697 |
| Total deposits | $274,930,000 | 1,899 |
| Interest-bearing deposits | $255,505,000 | 1,793 |
| Deposits held in domestic offices | $274,930,000 | 1,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $75,000,000 | 629 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,270,000 | 3,308 |
| Total equity capital | $28,283,000 | 2,369 |
| Total bank equity capital | $28,283,000 | 2,369 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $28,283,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,013,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,162,000 | 1,938 |
| Earning assets | $360,134,000 | 1,698 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $349,400,000 | 1,800 |
| Average Assets, quarterly | $370,150,000 | 1,769 |
| Volatile liabilities | $174,053,000 | 913 |
| Insider loans | $4,292,000 | 1,661 |
| FHLB advances | $75,000,000 | 561 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $108,423,000 | 958 |
| Tier 1 (core) risk-based capital | $28,404,000 | 2,248 |
| Tier 2 risk-based capital | $1,801,000 | 2,583 |
| Total risk weighted assets | $269,083,000 | 1,781 |
| Total unused commitments | $108,423,000 | 958 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 101 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $360,817,000 | 1,818 |
| Cash and due from depository institutions | $7,062,000 | 1,729 |
| Interest-bearing balances | $1,824,000 | 1,864 |
| Securities | $21,057,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $317,068,000 | 1,445 |
| Loan loss allowance | $1,772,000 | 2,735 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,932,000 | 2,909 |
| Other real estate owned | $0 | 1,729 |
| Goodwill and other intangibles | $78,000 | 2,971 |
| All other assets | $11,620,000 | 1,523 |
| Life insurance assets | $2,233,000 | 2,039 |
| Total liabilities and capital | $360,817,000 | 1,818 |
| Total liabilities | $333,164,000 | 1,772 |
| Total deposits | $267,829,000 | 1,931 |
| Interest-bearing deposits | $246,686,000 | 1,824 |
| Deposits held in domestic offices | $267,829,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $64,000,000 | 748 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,335,000 | 3,163 |
| Total equity capital | $27,653,000 | 2,380 |
| Total bank equity capital | $27,653,000 | 2,380 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $27,653,000 | 1,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,474,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,156,000 | 1,923 |
| Earning assets | $339,949,000 | 1,775 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $341,879,250 | 1,842 |
| Average Assets, quarterly | $356,212,500 | 1,812 |
| Volatile liabilities | $157,019,000 | 1,012 |
| Insider loans | $4,668,000 | 1,507 |
| FHLB advances | $64,000,000 | 678 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $58,475,000 | 1,647 |
| Tier 1 (core) risk-based capital | $27,780,000 | 2,270 |
| Tier 2 risk-based capital | $1,781,000 | 2,605 |
| Total risk weighted assets | $253,844,000 | 1,873 |
| Total unused commitments | $58,475,000 | 1,648 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 101 | 1,736 |
| Assets and Liabilities | ||
| Total Assets: | $351,608,000 | 1,839 |
| Cash and due from depository institutions | $9,649,000 | 1,736 |
| Interest-bearing balances | $3,100,000 | 1,380 |
| Securities | $21,042,000 | 4,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $306,484,000 | 1,474 |
| Loan loss allowance | $1,831,000 | 2,651 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,907,000 | 2,887 |
| Other real estate owned | $17,000 | 1,736 |
| Goodwill and other intangibles | $89,000 | 2,925 |
| All other assets | $10,420,000 | 1,654 |
| Life insurance assets | $2,212,000 | 2,007 |
| Total liabilities and capital | $351,608,000 | 1,839 |
| Total liabilities | $324,837,000 | 1,793 |
| Total deposits | $250,408,000 | 2,059 |
| Interest-bearing deposits | $231,244,000 | 1,904 |
| Deposits held in domestic offices | $250,408,000 | 2,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $73,000,000 | 689 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,429,000 | 2,782 |
| Total equity capital | $26,771,000 | 2,385 |
| Total bank equity capital | $26,771,000 | 2,385 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $26,771,000 | 1,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,117,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,103,000 | 1,748 |
| Earning assets | $330,626,000 | 1,793 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $335,566,670 | 1,876 |
| Average Assets, quarterly | $344,691,500 | 1,854 |
| Volatile liabilities | $156,245,000 | 986 |
| Insider loans | $3,837,000 | 1,775 |
| FHLB advances | $73,000,000 | 621 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $52,117,000 | 1,799 |
| Tier 1 (core) risk-based capital | $27,030,000 | 2,296 |
| Tier 2 risk-based capital | $1,839,000 | 2,513 |
| Total risk weighted assets | $243,366,000 | 1,910 |
| Total unused commitments | $52,117,000 | 1,799 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 93 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $337,775,000 | 1,875 |
| Cash and due from depository institutions | $6,940,000 | 1,867 |
| Interest-bearing balances | $2,809,000 | 1,634 |
| Securities | $21,431,000 | 4,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $294,569,000 | 1,500 |
| Loan loss allowance | $1,838,000 | 2,604 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,887,000 | 2,828 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $87,000 | 2,922 |
| All other assets | $10,861,000 | 1,570 |
| Life insurance assets | $2,191,000 | 1,986 |
| Total liabilities and capital | $337,775,000 | 1,875 |
| Total liabilities | $311,784,000 | 1,833 |
| Total deposits | $246,425,000 | 2,072 |
| Interest-bearing deposits | $228,191,000 | 1,902 |
| Deposits held in domestic offices | $246,425,000 | 2,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $64,000,000 | 734 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,359,000 | 2,894 |
| Total equity capital | $25,991,000 | 2,417 |
| Total bank equity capital | $25,991,000 | 2,417 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $25,991,000 | 1,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,021,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,006,000 | 1,737 |
| Earning assets | $318,809,000 | 1,831 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $327,546,000 | 1,914 |
| Average Assets, quarterly | $327,546,000 | 1,914 |
| Volatile liabilities | $148,481,000 | 998 |
| Insider loans | $3,571,000 | 1,839 |
| FHLB advances | $64,000,000 | 668 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $47,712,000 | 1,893 |
| Tier 1 (core) risk-based capital | $26,177,000 | 2,317 |
| Tier 2 risk-based capital | $1,848,000 | 2,470 |
| Total risk weighted assets | $236,192,000 | 1,910 |
| Total unused commitments | $47,712,000 | 1,893 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 93 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $317,317,000 | 1,966 |
| Cash and due from depository institutions | $5,820,000 | 1,861 |
| Interest-bearing balances | $435,000 | 3,474 |
| Securities | $21,865,000 | 4,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $277,473,000 | 1,556 |
| Loan loss allowance | $1,757,000 | 2,657 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,772,000 | 2,887 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $57,000 | 3,016 |
| All other assets | $8,330,000 | 1,953 |
| Life insurance assets | $2,171,000 | 222 |
| Total liabilities and capital | $317,317,000 | 1,966 |
| Total liabilities | $292,025,000 | 1,921 |
| Total deposits | $227,868,000 | 2,210 |
| Interest-bearing deposits | $211,786,000 | 2,007 |
| Deposits held in domestic offices | $227,868,000 | 2,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $63,000,000 | 766 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,157,000 | 3,178 |
| Total equity capital | $25,292,000 | 2,427 |
| Total bank equity capital | $25,292,000 | 2,427 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $25,292,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,852,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,717,000 | 2,068 |
| Earning assets | $299,773,000 | 1,913 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $288,915,800 | 2,044 |
| Average Assets, quarterly | $307,937,500 | 1,995 |
| Volatile liabilities | $142,220,000 | 1,017 |
| Insider loans | $1,025,000 | 4,144 |
| FHLB advances | $63,000,000 | 692 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,229,000 | 1,692 |
| Tier 1 (core) risk-based capital | $25,405,000 | 2,343 |
| Tier 2 risk-based capital | $1,763,000 | 2,523 |
| Total risk weighted assets | $219,832,000 | 2,006 |
| Total unused commitments | $53,229,000 | 1,692 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 94 | 1,839 |
| Assets and Liabilities | ||
| Total Assets: | $298,558,000 | 2,047 |
| Cash and due from depository institutions | $6,908,000 | 1,839 |
| Interest-bearing balances | $2,634,000 | 1,699 |
| Securities | $22,222,000 | 4,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $256,753,000 | 1,643 |
| Loan loss allowance | $1,621,000 | 2,823 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,876,000 | 2,772 |
| Other real estate owned | $0 | 1,839 |
| Goodwill and other intangibles | $71,000 | 2,958 |
| All other assets | $8,728,000 | 1,821 |
| Life insurance assets | $2,150,000 | 216 |
| Total liabilities and capital | $298,558,000 | 2,047 |
| Total liabilities | $274,060,000 | 1,994 |
| Total deposits | $224,003,000 | 2,198 |
| Interest-bearing deposits | $205,362,000 | 2,016 |
| Deposits held in domestic offices | $224,003,000 | 2,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $49,000,000 | 927 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,057,000 | 3,333 |
| Total equity capital | $24,498,000 | 2,485 |
| Total bank equity capital | $24,498,000 | 2,485 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $24,498,000 | 1,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,484,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,620,000 | 2,121 |
| Earning assets | $281,609,000 | 1,985 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $281,815,500 | 2,074 |
| Average Assets, quarterly | $293,964,500 | 2,049 |
| Volatile liabilities | $119,514,000 | 1,123 |
| Insider loans | $1,388,000 | 3,498 |
| FHLB advances | $49,000,000 | 847 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $47,173,000 | 1,830 |
| Tier 1 (core) risk-based capital | $24,599,000 | 2,380 |
| Tier 2 risk-based capital | $1,627,000 | 2,650 |
| Total risk weighted assets | $204,346,000 | 2,104 |
| Total unused commitments | $47,173,000 | 1,831 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 93 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $289,371,000 | 2,054 |
| Cash and due from depository institutions | $10,233,000 | 1,854 |
| Interest-bearing balances | $4,963,000 | 1,069 |
| Securities | $22,902,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $244,357,000 | 1,681 |
| Loan loss allowance | $1,529,000 | 2,938 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,462,000 | 2,998 |
| Other real estate owned | $0 | 1,854 |
| Goodwill and other intangibles | $78,000 | 2,916 |
| All other assets | $8,339,000 | 1,850 |
| Life insurance assets | $2,134,000 | 211 |
| Total liabilities and capital | $289,371,000 | 2,054 |
| Total liabilities | $265,511,000 | 2,015 |
| Total deposits | $209,493,000 | 2,292 |
| Interest-bearing deposits | $192,403,000 | 2,114 |
| Deposits held in domestic offices | $209,493,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $55,000,000 | 855 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,018,000 | 3,193 |
| Total equity capital | $23,860,000 | 2,491 |
| Total bank equity capital | $23,860,000 | 2,491 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $23,860,000 | 1,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,429,000 | 2,213 |
| Earning assets | $272,222,000 | 2,023 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $276,234,670 | 2,109 |
| Average Assets, quarterly | $282,271,000 | 2,080 |
| Volatile liabilities | $119,485,000 | 1,097 |
| Insider loans | $1,602,000 | 3,198 |
| FHLB advances | $55,000,000 | 782 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,920,000 | 1,789 |
| Tier 1 (core) risk-based capital | $23,825,000 | 2,394 |
| Tier 2 risk-based capital | $1,533,000 | 2,760 |
| Total risk weighted assets | $194,351,000 | 2,145 |
| Total unused commitments | $46,920,000 | 1,789 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 86 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $275,171,000 | 2,138 |
| Cash and due from depository institutions | $9,023,000 | 1,998 |
| Interest-bearing balances | $3,113,000 | 1,525 |
| Securities | $23,296,000 | 4,291 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $231,668,000 | 1,726 |
| Loan loss allowance | $1,456,000 | 3,038 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,457,000 | 2,968 |
| Other real estate owned | $0 | 1,998 |
| Goodwill and other intangibles | $89,000 | 2,879 |
| All other assets | $7,638,000 | 1,943 |
| Life insurance assets | $2,111,000 | 212 |
| Total liabilities and capital | $275,171,000 | 2,138 |
| Total liabilities | $252,221,000 | 2,092 |
| Total deposits | $204,357,000 | 2,347 |
| Interest-bearing deposits | $188,692,000 | 2,139 |
| Deposits held in domestic offices | $204,357,000 | 2,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,000,000 | 926 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $864,000 | 3,508 |
| Total equity capital | $22,950,000 | 2,502 |
| Total bank equity capital | $22,950,000 | 2,502 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $22,950,000 | 1,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 1,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,393,000 | 2,187 |
| Earning assets | $258,077,000 | 2,086 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $269,666,500 | 2,164 |
| Average Assets, quarterly | $269,666,500 | 2,164 |
| Volatile liabilities | $102,448,000 | 1,194 |
| Insider loans | $2,159,000 | 2,588 |
| FHLB advances | $47,000,000 | 845 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $24,544,000 | 2,731 |
| Tier 1 (core) risk-based capital | $23,045,000 | 2,422 |
| Tier 2 risk-based capital | $1,459,000 | 2,828 |
| Total risk weighted assets | $185,203,000 | 2,205 |
| Total unused commitments | $24,544,000 | 2,736 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 89 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $264,162,000 | 2,202 |
| Cash and due from depository institutions | $8,699,000 | 1,920 |
| Interest-bearing balances | $3,753,000 | 1,378 |
| Securities | $24,072,000 | 4,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $220,719,000 | 1,780 |
| Loan loss allowance | $1,387,000 | 3,137 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,541,000 | 2,894 |
| Other real estate owned | $0 | 1,920 |
| Goodwill and other intangibles | $104,000 | 2,828 |
| All other assets | $7,027,000 | 2,048 |
| Life insurance assets | $2,089,000 | 214 |
| Total liabilities and capital | $264,162,000 | 2,202 |
| Total liabilities | $241,776,000 | 2,161 |
| Total deposits | $190,032,000 | 2,477 |
| Interest-bearing deposits | $175,744,000 | 2,276 |
| Deposits held in domestic offices | $190,032,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $51,000,000 | 885 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $744,000 | 3,784 |
| Total equity capital | $22,386,000 | 2,562 |
| Total bank equity capital | $22,386,000 | 2,562 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $22,386,000 | 1,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,607,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,243,000 | 2,439 |
| Earning assets | $248,544,000 | 2,157 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $243,100,600 | 2,300 |
| Average Assets, quarterly | $258,602,000 | 2,221 |
| Volatile liabilities | $101,786,000 | 1,177 |
| Insider loans | $2,207,000 | 2,554 |
| FHLB advances | $51,000,000 | 802 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,485,000 | 2,569 |
| Tier 1 (core) risk-based capital | $22,334,000 | 2,455 |
| Tier 2 risk-based capital | $1,392,000 | 2,940 |
| Total risk weighted assets | $178,126,000 | 2,246 |
| Total unused commitments | $25,485,000 | 2,570 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 90 | 1,894 |
| Assets and Liabilities | ||
| Total Assets: | $253,042,000 | 2,284 |
| Cash and due from depository institutions | $9,744,000 | 1,894 |
| Interest-bearing balances | $4,982,000 | 1,153 |
| Securities | $24,525,000 | 4,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $208,177,000 | 1,832 |
| Loan loss allowance | $1,304,000 | 3,297 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,571,000 | 2,835 |
| Other real estate owned | $75,000 | 1,894 |
| Goodwill and other intangibles | $106,000 | 2,790 |
| All other assets | $6,844,000 | 2,048 |
| Life insurance assets | $2,067,000 | 210 |
| Total liabilities and capital | $253,042,000 | 2,284 |
| Total liabilities | $231,506,000 | 2,250 |
| Total deposits | $185,466,000 | 2,514 |
| Interest-bearing deposits | $161,234,000 | 2,443 |
| Deposits held in domestic offices | $185,466,000 | 2,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $45,000,000 | 962 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,040,000 | 3,108 |
| Total equity capital | $21,536,000 | 2,659 |
| Total bank equity capital | $21,536,000 | 2,659 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $21,536,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,186,000 | 2,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,295,000 | 2,403 |
| Earning assets | $237,684,000 | 2,229 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $237,835,250 | 2,342 |
| Average Assets, quarterly | $251,424,500 | 2,269 |
| Volatile liabilities | $89,791,000 | 1,278 |
| Insider loans | $3,340,000 | 1,757 |
| FHLB advances | $45,000,000 | 876 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,621,000 | 2,476 |
| Tier 1 (core) risk-based capital | $21,484,000 | 2,520 |
| Tier 2 risk-based capital | $1,306,000 | 3,073 |
| Total risk weighted assets | $166,578,000 | 2,356 |
| Total unused commitments | $26,621,000 | 2,481 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 91 | 1,891 |
| Assets and Liabilities | ||
| Total Assets: | $249,807,000 | 2,280 |
| Cash and due from depository institutions | $14,295,000 | 1,891 |
| Interest-bearing balances | $8,642,000 | 712 |
| Securities | $24,937,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $199,878,000 | 1,868 |
| Loan loss allowance | $1,254,000 | 3,382 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,610,000 | 2,752 |
| Other real estate owned | $75,000 | 1,891 |
| Goodwill and other intangibles | $119,000 | 2,759 |
| All other assets | $6,893,000 | 2,034 |
| Life insurance assets | $2,045,000 | 206 |
| Total liabilities and capital | $249,807,000 | 2,280 |
| Total liabilities | $229,081,000 | 2,243 |
| Total deposits | $185,300,000 | 2,484 |
| Interest-bearing deposits | $173,057,000 | 2,250 |
| Deposits held in domestic offices | $185,300,000 | 2,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,000,000 | 997 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $781,000 | 3,480 |
| Total equity capital | $20,726,000 | 2,645 |
| Total bank equity capital | $20,726,000 | 2,645 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $20,726,000 | 1,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,277,000 | 1,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,128,000 | 2,613 |
| Earning assets | $233,457,000 | 2,224 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $232,766,330 | 2,387 |
| Average Assets, quarterly | $235,641,500 | 2,388 |
| Volatile liabilities | $88,120,000 | 1,274 |
| Insider loans | $1,320,000 | 3,499 |
| FHLB advances | $43,000,000 | 909 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,466,000 | 2,478 |
| Tier 1 (core) risk-based capital | $20,846,000 | 2,543 |
| Tier 2 risk-based capital | $1,259,000 | 3,124 |
| Total risk weighted assets | $160,733,000 | 2,403 |
| Total unused commitments | $26,466,000 | 2,481 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 88 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $221,476,000 | 2,530 |
| Cash and due from depository institutions | $8,758,000 | 1,938 |
| Interest-bearing balances | $3,727,000 | 1,614 |
| Securities | $16,329,000 | 5,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $187,654,000 | 1,928 |
| Loan loss allowance | $1,188,000 | 3,499 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,658,000 | 2,672 |
| Other real estate owned | $0 | 1,938 |
| Goodwill and other intangibles | $134,000 | 2,703 |
| All other assets | $4,943,000 | 2,513 |
| Life insurance assets | $2,022,000 | 207 |
| Total liabilities and capital | $221,476,000 | 2,530 |
| Total liabilities | $200,920,000 | 2,501 |
| Total deposits | $182,311,000 | 2,488 |
| Interest-bearing deposits | $172,258,000 | 2,236 |
| Deposits held in domestic offices | $182,311,000 | 2,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,000,000 | 1,724 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $609,000 | 4,405 |
| Total equity capital | $20,556,000 | 2,714 |
| Total bank equity capital | $20,556,000 | 2,714 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $20,556,000 | 1,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $982,000 | 2,948 |
| Earning assets | $207,710,000 | 2,486 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $224,246,000 | 2,480 |
| Average Assets, quarterly | $224,246,000 | 2,480 |
| Volatile liabilities | $60,420,000 | 1,661 |
| Insider loans | $1,452,000 | 3,271 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $29,638,000 | 2,240 |
| Tier 1 (core) risk-based capital | $20,341,000 | 2,573 |
| Tier 2 risk-based capital | $1,192,000 | 3,224 |
| Total risk weighted assets | $137,037,000 | 2,708 |
| Total unused commitments | $29,638,000 | 2,244 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 89 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $227,016,000 | 2,464 |
| Cash and due from depository institutions | $9,082,000 | 1,945 |
| Interest-bearing balances | $2,867,000 | 1,800 |
| Securities | $25,168,000 | 4,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $183,435,000 | 1,952 |
| Loan loss allowance | $1,060,000 | 3,784 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,706,000 | 2,639 |
| Other real estate owned | $92,000 | 1,945 |
| Goodwill and other intangibles | $144,000 | 2,675 |
| All other assets | $5,389,000 | 2,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,016,000 | 2,464 |
| Total liabilities | $207,133,000 | 2,434 |
| Total deposits | $188,553,000 | 2,408 |
| Interest-bearing deposits | $175,179,000 | 2,207 |
| Deposits held in domestic offices | $188,553,000 | 2,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,740 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $580,000 | 4,357 |
| Total equity capital | $19,883,000 | 2,744 |
| Total bank equity capital | $19,883,000 | 2,744 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $19,883,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,987,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $909,000 | 3,273 |
| Earning assets | $211,470,000 | 2,426 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $229,755,800 | 2,356 |
| Average Assets, quarterly | $229,903,500 | 2,420 |
| Volatile liabilities | $64,617,000 | 1,571 |
| Insider loans | $637,000 | 4,972 |
| FHLB advances | $18,000,000 | 1,630 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,156,000 | 2,248 |
| Tier 1 (core) risk-based capital | $19,537,000 | 2,646 |
| Tier 2 risk-based capital | $1,063,000 | 3,526 |
| Total risk weighted assets | $136,225,000 | 2,695 |
| Total unused commitments | $28,156,000 | 2,251 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 88 | 1,981 |
| Assets and Liabilities | ||
| Total Assets: | $232,791,000 | 2,408 |
| Cash and due from depository institutions | $22,810,000 | 1,981 |
| Interest-bearing balances | $14,643,000 | 531 |
| Securities | $27,368,000 | 3,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $175,477,000 | 2,023 |
| Loan loss allowance | $1,002,000 | 3,965 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,793,000 | 2,558 |
| Other real estate owned | $51,000 | 1,981 |
| Goodwill and other intangibles | $154,000 | 2,622 |
| All other assets | $3,138,000 | 3,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,791,000 | 2,408 |
| Total liabilities | $213,168,000 | 2,374 |
| Total deposits | $201,535,000 | 2,257 |
| Interest-bearing deposits | $185,830,000 | 2,088 |
| Deposits held in domestic offices | $201,535,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,235 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $633,000 | 4,365 |
| Total equity capital | $19,623,000 | 2,763 |
| Total bank equity capital | $19,623,000 | 2,763 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $19,623,000 | 1,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,452,000 | 940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $932,000 | 3,355 |
| Earning assets | $217,488,000 | 2,367 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $230,440,750 | 2,362 |
| Average Assets, quarterly | $232,314,000 | 2,404 |
| Volatile liabilities | $62,014,000 | 1,602 |
| Insider loans | $654,000 | 4,917 |
| FHLB advances | $11,000,000 | 2,098 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,643,000 | 3,207 |
| Tier 1 (core) risk-based capital | $19,120,000 | 2,693 |
| Tier 2 risk-based capital | $1,002,000 | 3,667 |
| Total risk weighted assets | $129,719,000 | 2,814 |
| Total unused commitments | $16,643,000 | 3,210 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $231,837,000 | 2,395 |
| Cash and due from depository institutions | $29,724,000 | 1,967 |
| Interest-bearing balances | $23,051,000 | 357 |
| Securities | $22,934,000 | 4,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $171,741,000 | 2,028 |
| Loan loss allowance | $968,000 | 4,017 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,948,000 | 2,442 |
| Other real estate owned | $86,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,404,000 | 3,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,837,000 | 2,395 |
| Total liabilities | $212,547,000 | 2,357 |
| Total deposits | $200,997,000 | 2,233 |
| Interest-bearing deposits | $189,023,000 | 2,029 |
| Deposits held in domestic offices | $200,997,000 | 2,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,000,000 | 2,200 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $550,000 | 4,834 |
| Total equity capital | $19,290,000 | 2,790 |
| Total bank equity capital | $19,290,000 | 2,790 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $19,290,000 | 1,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $980,000 | 3,064 |
| Earning assets | $217,726,000 | 2,328 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $229,657,330 | 2,365 |
| Average Assets, quarterly | $230,884,500 | 2,380 |
| Volatile liabilities | $57,648,000 | 1,670 |
| Insider loans | $801,000 | 4,488 |
| FHLB advances | $11,000,000 | 2,054 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,019,000 | 3,013 |
| Tier 1 (core) risk-based capital | $18,859,000 | 2,671 |
| Tier 2 risk-based capital | $968,000 | 3,715 |
| Total risk weighted assets | $124,635,000 | 2,881 |
| Total unused commitments | $18,019,000 | 3,022 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 89 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $229,932,000 | 2,378 |
| Cash and due from depository institutions | $23,562,000 | 1,942 |
| Interest-bearing balances | $17,660,000 | 473 |
| Securities | $27,234,000 | 3,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $170,997,000 | 2,003 |
| Loan loss allowance | $966,000 | 3,978 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,410,000 | 2,134 |
| Other real estate owned | $87,000 | 1,942 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,642,000 | 3,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,932,000 | 2,378 |
| Total liabilities | $210,927,000 | 2,343 |
| Total deposits | $198,984,000 | 2,224 |
| Interest-bearing deposits | $188,362,000 | 2,034 |
| Deposits held in domestic offices | $198,984,000 | 2,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,000,000 | 2,155 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $943,000 | 3,468 |
| Total equity capital | $19,005,000 | 2,777 |
| Total bank equity capital | $19,005,000 | 2,777 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $19,005,000 | 1,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,460,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $972,000 | 3,134 |
| Earning assets | $215,891,000 | 2,327 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $228,567,500 | 2,369 |
| Average Assets, quarterly | $228,567,500 | 2,369 |
| Volatile liabilities | $57,680,000 | 1,631 |
| Insider loans | $812,000 | 4,399 |
| FHLB advances | $11,000,000 | 2,023 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,514,000 | 2,755 |
| Tier 1 (core) risk-based capital | $18,635,000 | 2,653 |
| Tier 2 risk-based capital | $966,000 | 3,677 |
| Total risk weighted assets | $123,047,000 | 2,868 |
| Total unused commitments | $19,514,000 | 2,766 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $227,203,000 | 2,366 |
| Cash and due from depository institutions | $13,285,000 | 1,931 |
| Interest-bearing balances | $8,864,000 | 895 |
| Securities | $37,200,000 | 2,981 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $168,232,000 | 2,023 |
| Loan loss allowance | $872,000 | 4,221 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,711,000 | 1,963 |
| Other real estate owned | $87,000 | 1,931 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,688,000 | 2,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,203,000 | 2,366 |
| Total liabilities | $208,480,000 | 2,321 |
| Total deposits | $196,855,000 | 2,206 |
| Interest-bearing deposits | $187,166,000 | 2,000 |
| Deposits held in domestic offices | $196,855,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,000,000 | 2,180 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $625,000 | 4,581 |
| Total equity capital | $18,723,000 | 2,782 |
| Total bank equity capital | $18,723,000 | 2,782 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $18,723,000 | 1,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,031,000 | 3,122 |
| Earning assets | $214,296,000 | 2,282 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $223,311,200 | 2,281 |
| Average Assets, quarterly | $228,131,500 | 2,333 |
| Volatile liabilities | $57,064,000 | 1,638 |
| Insider loans | $841,000 | 4,332 |
| FHLB advances | $11,000,000 | 2,034 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,582,000 | 2,764 |
| Tier 1 (core) risk-based capital | $18,176,000 | 2,682 |
| Tier 2 risk-based capital | $872,000 | 3,931 |
| Total risk weighted assets | $118,094,000 | 2,929 |
| Total unused commitments | $18,582,000 | 2,771 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $218,601,000 | 2,323 |
| Cash and due from depository institutions | $9,899,000 | 1,823 |
| Interest-bearing balances | $5,629,000 | 1,136 |
| Securities | $15,678,000 | 5,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $182,956,000 | 1,795 |
| Loan loss allowance | $1,189,000 | 3,141 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,655,000 | 1,942 |
| Other real estate owned | $1,182,000 | 1,823 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,231,000 | 2,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,601,000 | 2,323 |
| Total liabilities | $202,369,000 | 2,268 |
| Total deposits | $190,163,000 | 2,173 |
| Interest-bearing deposits | $182,167,000 | 1,949 |
| Deposits held in domestic offices | $190,163,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 2,023 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,206,000 | 3,012 |
| Total equity capital | $16,232,000 | 2,966 |
| Total bank equity capital | $16,232,000 | 2,966 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $16,232,000 | 1,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,929,000 | 1,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,117,000 | 3,114 |
| Earning assets | $204,263,000 | 2,276 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $226,186,400 | 2,148 |
| Average Assets, quarterly | $221,576,000 | 2,273 |
| Volatile liabilities | $50,397,000 | 1,742 |
| Insider loans | $814,000 | 4,361 |
| FHLB advances | $11,000,000 | 1,876 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,931,000 | 3,193 |
| Tier 1 (core) risk-based capital | $16,114,000 | 2,851 |
| Tier 2 risk-based capital | $1,193,000 | 2,913 |
| Total risk weighted assets | $140,049,000 | 2,381 |
| Total unused commitments | $13,931,000 | 3,201 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 96 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $228,753,000 | 2,116 |
| Cash and due from depository institutions | $10,700,000 | 1,730 |
| Interest-bearing balances | $5,708,000 | 779 |
| Securities | $3,774,000 | 8,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $202,445,000 | 1,578 |
| Loan loss allowance | $862,000 | 3,928 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,066,000 | 1,710 |
| Other real estate owned | $1,647,000 | 1,730 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,121,000 | 1,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,753,000 | 2,116 |
| Total liabilities | $212,877,000 | 2,055 |
| Total deposits | $194,975,000 | 2,005 |
| Interest-bearing deposits | $186,711,000 | 1,800 |
| Deposits held in domestic offices | $194,975,000 | 2,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,000,000 | 1,518 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,902,000 | 2,148 |
| Total equity capital | $15,876,000 | 2,933 |
| Total bank equity capital | $15,876,000 | 2,933 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $15,876,000 | 1,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,600,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,204,000 | 2,206 |
| Earning assets | $211,927,000 | 2,115 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $220,880,200 | 2,087 |
| Average Assets, quarterly | $228,432,500 | 2,100 |
| Volatile liabilities | $51,797,000 | 1,686 |
| Insider loans | $1,772,000 | 2,569 |
| FHLB advances | $16,000,000 | 387 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,058,000 | 2,415 |
| Tier 1 (core) risk-based capital | $15,477,000 | 2,892 |
| Tier 2 risk-based capital | $874,000 | 3,658 |
| Total risk weighted assets | $159,669,000 | 2,002 |
| Total unused commitments | $19,058,000 | 2,419 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $210,040,000 | 2,237 |
| Cash and due from depository institutions | $10,283,000 | 1,746 |
| Interest-bearing balances | $2,893,000 | 1,304 |
| Securities | $3,820,000 | 9,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $186,039,000 | 1,631 |
| Loan loss allowance | $785,000 | 4,165 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,946,000 | 2,192 |
| Other real estate owned | $1,856,000 | 1,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,096,000 | 2,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,040,000 | 2,237 |
| Total liabilities | $194,785,000 | 2,176 |
| Total deposits | $171,790,000 | 2,213 |
| Interest-bearing deposits | $165,676,000 | 1,966 |
| Deposits held in domestic offices | $171,790,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,000,000 | 1,280 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,995,000 | 1,879 |
| Total equity capital | $15,255,000 | 2,904 |
| Total bank equity capital | $15,255,000 | 2,904 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $15,255,000 | 1,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,858,000 | 1,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $971,000 | 2,337 |
| Earning assets | $192,752,000 | 2,237 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $200,448,400 | 2,245 |
| Average Assets, quarterly | $208,277,500 | 2,230 |
| Volatile liabilities | $49,718,000 | 1,656 |
| Insider loans | $827,000 | 4,194 |
| FHLB advances | $21,000,000 | 353 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,274,000 | 2,265 |
| Tier 1 (core) risk-based capital | $13,825,000 | 3,166 |
| Tier 2 risk-based capital | $785,000 | 3,866 |
| Total risk weighted assets | $150,858,000 | 2,029 |
| Total unused commitments | $21,274,000 | 2,269 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 88 | 1,956 |
| Assets and Liabilities | ||
| Total Assets: | $191,793,000 | 2,387 |
| Cash and due from depository institutions | $11,228,000 | 1,956 |
| Interest-bearing balances | $8,223,000 | 770 |
| Securities | $5,756,000 | 8,484 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $166,431,000 | 1,696 |
| Loan loss allowance | $784,000 | 4,081 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,401,000 | 3,354 |
| Other real estate owned | $2,352,000 | 1,956 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,625,000 | 2,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,793,000 | 2,387 |
| Total liabilities | $177,405,000 | 2,330 |
| Total deposits | $165,082,000 | 2,311 |
| Interest-bearing deposits | $160,642,000 | 2,012 |
| Deposits held in domestic offices | $165,082,000 | 2,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 1,464 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,323,000 | 2,793 |
| Total equity capital | $14,388,000 | 3,115 |
| Total bank equity capital | $14,388,000 | 3,115 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $14,388,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,052,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $907,000 | 2,467 |
| Earning assets | $180,410,000 | 2,340 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $184,500,200 | 2,342 |
| Average Assets, quarterly | $188,710,500 | 2,389 |
| Volatile liabilities | $37,812,000 | 1,782 |
| Insider loans | $1,067,000 | 3,391 |
| FHLB advances | $11,000,000 | 399 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,251,000 | 3,185 |
| Tier 1 (core) risk-based capital | $12,427,000 | 3,431 |
| Tier 2 risk-based capital | $784,000 | 3,736 |
| Total risk weighted assets | $133,647,000 | 2,133 |
| Total unused commitments | $12,251,000 | 3,189 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $179,244,000 | 2,510 |
| Cash and due from depository institutions | $6,395,000 | 2,648 |
| Interest-bearing balances | $4,069,000 | 1,078 |
| Securities | $6,434,000 | 8,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $160,399,000 | 1,768 |
| Loan loss allowance | $699,000 | 4,510 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,868,000 | 4,044 |
| Other real estate owned | $935,000 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,213,000 | 2,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,244,000 | 2,510 |
| Total liabilities | $165,987,000 | 2,440 |
| Total deposits | $154,784,000 | 2,416 |
| Interest-bearing deposits | $151,635,000 | 2,134 |
| Deposits held in domestic offices | $154,784,000 | 2,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,000,000 | 1,305 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $203,000 | 8,947 |
| Total equity capital | $13,257,000 | 3,329 |
| Total bank equity capital | $13,257,000 | 3,329 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $13,257,000 | 1,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,690,000 | 1,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $931,000 | 2,452 |
| Earning assets | $170,902,000 | 2,422 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $174,703,400 | 2,452 |
| Average Assets, quarterly | $179,534,500 | 2,463 |
| Volatile liabilities | $31,343,000 | 2,063 |
| Insider loans | $863,000 | 3,933 |
| FHLB advances | $11,000,000 | 400 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,566,000 | 3,564 |
| Tier 1 (core) risk-based capital | $11,673,000 | 3,619 |
| Tier 2 risk-based capital | $699,000 | 3,981 |
| Total risk weighted assets | $121,109,000 | 2,293 |
| Total unused commitments | $9,566,000 | 3,566 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $165,379,000 | 2,785 |
| Cash and due from depository institutions | $4,922,000 | 2,788 |
| Interest-bearing balances | $2,585,000 | 1,369 |
| Securities | $6,558,000 | 9,169 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $148,612,000 | 1,952 |
| Loan loss allowance | $970,000 | 3,605 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,631,000 | 4,410 |
| Other real estate owned | $22,000 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,634,000 | 2,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,379,000 | 2,785 |
| Total liabilities | $153,343,000 | 2,716 |
| Total deposits | $145,144,000 | 2,662 |
| Interest-bearing deposits | $142,499,000 | 2,344 |
| Deposits held in domestic offices | $145,144,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,000,000 | 1,479 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $199,000 | 9,274 |
| Total equity capital | $12,036,000 | 3,672 |
| Total bank equity capital | $12,036,000 | 3,672 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $12,036,000 | 2,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,430,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $868,000 | 2,609 |
| Earning assets | $157,755,000 | 2,692 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $159,096,600 | 2,768 |
| Average Assets, quarterly | $163,020,000 | 2,790 |
| Volatile liabilities | $25,585,000 | 2,383 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $8,000,000 | 484 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,021,000 | 5,072 |
| Tier 1 (core) risk-based capital | $12,023,000 | 3,577 |
| Tier 2 risk-based capital | $629,000 | 4,414 |
| Total risk weighted assets | $113,902,000 | 2,463 |
| Total unused commitments | $5,021,000 | 5,086 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $154,041,000 | 2,991 |
| Cash and due from depository institutions | $11,137,000 | 2,830 |
| Interest-bearing balances | $8,532,000 | 540 |
| Securities | $5,587,000 | 9,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $132,316,000 | 2,117 |
| Loan loss allowance | $843,000 | 4,075 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,778,000 | 4,113 |
| Other real estate owned | $37,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,186,000 | 2,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,041,000 | 2,991 |
| Total liabilities | $142,513,000 | 2,924 |
| Total deposits | $142,222,000 | 2,743 |
| Interest-bearing deposits | $139,525,000 | 2,434 |
| Deposits held in domestic offices | $142,222,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $291,000 | 8,402 |
| Total equity capital | $11,528,000 | 3,817 |
| Total bank equity capital | $11,528,000 | 3,817 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $11,528,000 | 2,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $752,000 | 3,122 |
| Earning assets | $146,435,000 | 2,894 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $156,978,600 | 2,808 |
| Average Assets, quarterly | $157,181,000 | 2,887 |
| Volatile liabilities | $16,838,000 | 3,036 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,680,000 | 5,797 |
| Tier 1 (core) risk-based capital | $11,528,000 | 3,687 |
| Tier 2 risk-based capital | $520,000 | 5,113 |
| Total risk weighted assets | $98,828,000 | 2,752 |
| Total unused commitments | $3,680,000 | 5,809 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $154,116,000 | 2,935 |
| Cash and due from depository institutions | $6,476,000 | 2,740 |
| Interest-bearing balances | $4,098,000 | 874 |
| Securities | $10,654,000 | 8,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $132,152,000 | 2,101 |
| Loan loss allowance | $960,000 | 3,738 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,939,000 | 3,753 |
| Other real estate owned | $62,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,833,000 | 2,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,116,000 | 2,935 |
| Total liabilities | $143,101,000 | 2,887 |
| Total deposits | $137,696,000 | 2,772 |
| Interest-bearing deposits | $135,313,000 | 2,448 |
| Deposits held in domestic offices | $137,696,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $405,000 | 6,030 |
| Total equity capital | $11,015,000 | 3,698 |
| Total bank equity capital | $11,015,000 | 3,698 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $11,015,000 | 2,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 3,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $721,000 | 2,823 |
| Earning assets | $146,904,000 | 2,828 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $154,049,600 | 2,863 |
| Average Assets, quarterly | $153,976,000 | 2,917 |
| Volatile liabilities | $19,592,000 | 2,575 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $5,000,000 | 604 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,135,000 | 6,230 |
| Tier 1 (core) risk-based capital | $11,015,000 | 3,738 |
| Tier 2 risk-based capital | $719,000 | 3,911 |
| Total risk weighted assets | $98,371,000 | 2,689 |
| Total unused commitments | $3,135,000 | 6,240 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 72 | 2,907 |
| Assets and Liabilities | ||
| Total Assets: | $154,872,000 | 2,959 |
| Cash and due from depository institutions | $3,525,000 | 2,907 |
| Interest-bearing balances | $1,651,000 | 2,692 |
| Securities | $18,811,000 | 6,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $126,700,000 | 2,119 |
| Loan loss allowance | $721,000 | 4,856 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,104,000 | 3,449 |
| Other real estate owned | $495,000 | 2,907 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,237,000 | 2,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,872,000 | 2,959 |
| Total liabilities | $144,317,000 | 2,910 |
| Total deposits | $143,994,000 | 2,752 |
| Interest-bearing deposits | $141,896,000 | 2,435 |
| Deposits held in domestic offices | $143,994,000 | 2,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $323,000 | 7,210 |
| Total equity capital | $10,555,000 | 3,877 |
| Total bank equity capital | $10,555,000 | 3,877 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $10,555,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 3,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $733,000 | 2,445 |
| Earning assets | $147,162,000 | 2,861 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $153,113,800 | 2,911 |
| Average Assets, quarterly | $155,981,000 | 2,910 |
| Volatile liabilities | $16,960,000 | 2,729 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,940,000 | 5,556 |
| Tier 1 (core) risk-based capital | $10,555,000 | 3,786 |
| Tier 2 risk-based capital | $707,000 | 3,912 |
| Total risk weighted assets | $97,350,000 | 2,675 |
| Total unused commitments | $3,940,000 | 5,577 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 71 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $149,392,000 | 3,111 |
| Cash and due from depository institutions | $5,269,000 | 3,027 |
| Interest-bearing balances | $2,639,000 | 2,297 |
| Securities | $16,168,000 | 7,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $122,740,000 | 2,244 |
| Loan loss allowance | $678,000 | 5,139 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,034,000 | 3,550 |
| Other real estate owned | $461,000 | 3,027 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,720,000 | 2,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,392,000 | 3,111 |
| Total liabilities | $139,760,000 | 3,055 |
| Total deposits | $139,108,000 | 2,941 |
| Interest-bearing deposits | $137,080,000 | 2,632 |
| Deposits held in domestic offices | $139,108,000 | 2,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $652,000 | 4,693 |
| Total equity capital | $9,632,000 | 4,030 |
| Total bank equity capital | $9,632,000 | 4,030 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $9,632,000 | 2,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,197,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $784,000 | 2,539 |
| Earning assets | $141,547,000 | 3,017 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $145,721,400 | 3,134 |
| Average Assets, quarterly | $148,020,000 | 3,123 |
| Volatile liabilities | $14,636,000 | 3,028 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,228,000 | 5,880 |
| Tier 1 (core) risk-based capital | $9,632,000 | 3,968 |
| Tier 2 risk-based capital | $666,000 | 4,134 |
| Total risk weighted assets | $95,246,000 | 2,789 |
| Total unused commitments | $3,228,000 | 5,907 |
| Derivatives | $0 | 651 |