Home > Florida Banks > Fernandina Beach Banks > First Federal Bank Fernandina Beach > First Federal Bank, FERNANDINA MAIN OFFICE BRANCH
First Federal Bank, FERNANDINA MAIN OFFICE BRANCH
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4 client reviews
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| Name: | First Federal Bank |
| Concentration: | All Other Over 1 Billion |
| Established: | 01/01/1961 |
| FDIC Insurance: | 08/09/1989 |
| Holden By: | FIRST FEDERAL BCORP MHC |
| Charter Class: | Savings banks, state charter, supervised by the FDIC |
| # of Branches: | 28, view all, view on map |
| Website: | www.ffbf.com |
| Total Assets: | $3,860,802,000 |
| Total Deposits: | $3,433,882,000 |
| Total Equity Capital: | $307,989,000 |
| Total Domestic Office Deposits: | $3,433,882,000 |
| Net Income: | $30,881,000 |
| Quarterly Net Income: | $4,992,000 |
| Return on Assets: | 1% |
| Quarterly Return on Assets: | 1% |
| Return on Equity: | 11% |
| Quarterly Return on Equity: | 7% |
| More... | |
Client Review
4 client reviews of First Federal Bank scored 4 out of 5.
Awesome Bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by MissDorothy, Mar. 08, 2023
We have both our personal checking account and our ministry checking account with First Federal since 2015. We have found their service to be both professional as well as personal, they call us by name and ask how we are doing.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on First Federal Bank, DOWLING PARK BRANCH at Live Oak, FL
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby MissDorothy, Mar. 08, 2023
We have both our personal checking account and our ministry checking account with First Federal since 2015. We have found their service to be both professional as well as personal, they call us by name and ask how we are doing.
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on First Federal Bank, DOWLING PARK BRANCH at Live Oak, FL
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Best Local Bank
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by FOPRCW, Jul. 01, 2021
First Federal Bank and the local Port Royal office truly care about their customers and the community!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Federal Bank, Port Royal Branch at Port Royal, SC
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby FOPRCW, Jul. 01, 2021
First Federal Bank and the local Port Royal office truly care about their customers and the community!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on First Federal Bank, Port Royal Branch at Port Royal, SC
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My experience was costly
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by NotBornAtNight, Oct. 20, 2016
Opened a checking account in so doing wrote myself a check from another FL account [cleared both banks that night] but this bank held my cash for 17 days and made me pay cash for the checks or wait the 17 days for my own check to clear. So I had rented a large safe deposit box rent was paid for a full year in advance after the bad taste from the checking account I moved the contents to another local Bank and NEVER received the balance of 8 months rent, they ceased that as well. Oh then there was a mortgage and the Loan Officer seemed to think I wanted to close a single loan twice and double that cost. I may have been born at night but....
* this reviewer has be with this bank for <6 months
* this reviewer had 6 - 10 banks before.
* this review was made on First Federal Bank, Live Oak Branch at Live Oak, FL
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Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby NotBornAtNight, Oct. 20, 2016
Opened a checking account in so doing wrote myself a check from another FL account [cleared both banks that night] but this bank held my cash for 17 days and made me pay cash for the checks or wait the 17 days for my own check to clear. So I had rented a large safe deposit box rent was paid for a full year in advance after the bad taste from the checking account I moved the contents to another local Bank and NEVER received the balance of 8 months rent, they ceased that as well. Oh then there was a mortgage and the Loan Officer seemed to think I wanted to close a single loan twice and double that cost. I may have been born at night but....
* this reviewer has be with this bank for <6 months
* this reviewer had 6 - 10 banks before.
* this review was made on First Federal Bank, Live Oak Branch at Live Oak, FL
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