Home > First Federal Bank of Eau Claire, FSB > Income and Expense
First Federal Bank of Eau Claire, FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $50,868,000 | 725 |
| Total interest expense | $31,061,000 | 599 |
| Net interest income | $19,807,000 | 939 |
| Provision for loan and lease losses | $728,000 | 1,286 |
| Total noninterest income | $3,140,000 | 1,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,140,000 | 859 |
| Total noninterest expense | $16,076,000 | 950 |
| Salaries and employee benefits | $8,186,000 | 839 |
| Premises and equipment expense | $2,347,000 | 925 |
| Additional noninterest expense | $5,543,000 | 1,045 |
| Pre-tax net operating income | $6,143,000 | 1,183 |
| Securities gains (losses) | $102,000 | 952 |
| Applicable income taxes | $2,141,000 | 1,160 |
| Income before extraordinary items | $4,104,000 | 1,227 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,104,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,036,680 | 1,217 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,192,000 | 904 |
| Total interest expense | $23,475,000 | 768 |
| Net interest income | $16,717,000 | 1,099 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $3,136,000 | 1,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,136,000 | 871 |
| Total noninterest expense | $12,058,000 | 1,209 |
| Salaries and employee benefits | $6,783,000 | 1,017 |
| Premises and equipment expense | $1,901,000 | 1,114 |
| Additional noninterest expense | $3,374,000 | 1,533 |
| Pre-tax net operating income | $7,711,000 | 1,012 |
| Securities gains (losses) | $512,000 | 349 |
| Applicable income taxes | $3,082,000 | 903 |
| Income before extraordinary items | $5,141,000 | 1,042 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,141,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,813,320 | 1,081 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,739,000 | 1,137 |
| Total interest expense | $13,681,000 | 974 |
| Net interest income | $14,058,000 | 1,288 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $-680,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,430,000 | 4,942 |
| Additional Noninterest Income | $750,000 | 2,226 |
| Total noninterest expense | $9,324,000 | 1,573 |
| Salaries and employee benefits | $5,156,000 | 1,312 |
| Premises and equipment expense | $1,453,000 | 1,441 |
| Additional noninterest expense | $2,715,000 | 1,997 |
| Pre-tax net operating income | $4,007,000 | 1,773 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $1,615,000 | 1,450 |
| Income before extraordinary items | $2,423,000 | 2,014 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,423,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $35,313,000 | 33 |
| Net operating income | $2,403,160 | 2,048 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,557,000 | 1,153 |
| Total interest expense | $13,334,000 | 1,012 |
| Net interest income | $14,223,000 | 1,265 |
| Provision for loan and lease losses | $453,000 | 2,251 |
| Total noninterest income | $1,457,000 | 2,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-189,000 | 5,128 |
| Additional Noninterest Income | $1,646,000 | 1,445 |
| Total noninterest expense | $9,431,000 | 1,604 |
| Salaries and employee benefits | $5,178,000 | 1,292 |
| Premises and equipment expense | $1,486,000 | 1,433 |
| Additional noninterest expense | $2,767,000 | 2,039 |
| Pre-tax net operating income | $5,796,000 | 1,201 |
| Securities gains (losses) | $2,024,000 | 313 |
| Applicable income taxes | $3,206,000 | 809 |
| Income before extraordinary items | $4,614,000 | 1,130 |
| Extraordinary gains, net | $-391,000 | 13,143 |
| Net income | $4,223,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,182 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,318,640 | 1,442 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,710,000 | 1,194 |
| Total interest expense | $16,998,000 | 1,063 |
| Net interest income | $13,712,000 | 1,346 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $1,803,000 | 2,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,803,000 | 1,329 |
| Total noninterest expense | $8,469,000 | 1,795 |
| Salaries and employee benefits | $4,644,000 | 1,427 |
| Premises and equipment expense | $1,426,000 | 1,501 |
| Additional noninterest expense | $2,399,000 | 2,401 |
| Pre-tax net operating income | $6,974,000 | 934 |
| Securities gains (losses) | $1,233,000 | 560 |
| Applicable income taxes | $3,365,000 | 697 |
| Income before extraordinary items | $4,842,000 | 983 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,842,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,939 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,052,880 | 1,065 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.