Home > First Federal Bank of Eau Claire, FSB > Assets and Liabilities
First Federal Bank of Eau Claire, FSB, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 186 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $723,073,000 | 718 |
| Cash and due from depository institutions | $11,377,000 | 999 |
| Interest-bearing balances | $6,241,000 | 601 |
| Securities | $160,603,000 | 781 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $521,073,000 | 653 |
| Loan loss allowance | $1,481,000 | 2,473 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,242,000 | 953 |
| Other real estate owned | $438,000 | 999 |
| Goodwill and other intangibles | $3,798,000 | 631 |
| All other assets | $17,542,000 | 594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $723,073,000 | 718 |
| Total liabilities | $650,878,000 | 713 |
| Total deposits | $381,486,000 | 1,029 |
| Interest-bearing deposits | $374,170,000 | 911 |
| Deposits held in domestic offices | $381,486,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $265,211,000 | 219 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,181,000 | 1,137 |
| Total equity capital | $72,195,000 | 676 |
| Total bank equity capital | $72,195,000 | 676 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $35,312,000 | 577 |
| Undivided profits | $36,882,000 | 686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,507,000 | 650 |
| Earning assets | $687,917,000 | 698 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $690,292,800 | 720 |
| Average Assets, quarterly | $725,675,000 | 714 |
| Volatile liabilities | $289,302,000 | 441 |
| Insider loans | $923,000 | 3,849 |
| FHLB advances | $239,250,000 | 66 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,002,000 | 2,415 |
| Tier 1 (core) risk-based capital | $68,017,000 | 669 |
| Tier 2 risk-based capital | $918,000 | 3,227 |
| Total risk weighted assets | $337,137,000 | 912 |
| Total unused commitments | $16,002,000 | 2,427 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 188 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $621,617,000 | 830 |
| Cash and due from depository institutions | $12,568,000 | 1,027 |
| Interest-bearing balances | $8,319,000 | 560 |
| Securities | $124,425,000 | 1,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $460,568,000 | 724 |
| Loan loss allowance | $782,000 | 4,323 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,685,000 | 982 |
| Other real estate owned | $322,000 | 1,027 |
| Goodwill and other intangibles | $3,999,000 | 595 |
| All other assets | $12,050,000 | 811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $621,617,000 | 830 |
| Total liabilities | $553,954,000 | 841 |
| Total deposits | $372,376,000 | 1,066 |
| Interest-bearing deposits | $366,067,000 | 958 |
| Deposits held in domestic offices | $372,376,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $178,209,000 | 276 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,369,000 | 1,395 |
| Total equity capital | $67,663,000 | 738 |
| Total bank equity capital | $67,663,000 | 738 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $35,312,000 | 587 |
| Undivided profits | $32,350,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 4,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,170,000 | 731 |
| Earning assets | $593,312,000 | 801 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $537,847,000 | 901 |
| Average Assets, quarterly | $604,632,000 | 843 |
| Volatile liabilities | $194,793,000 | 567 |
| Insider loans | $498,000 | 5,671 |
| FHLB advances | $150,950,000 | 91 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $28,393,000 | 1,553 |
| Tier 1 (core) risk-based capital | $62,636,000 | 747 |
| Tier 2 risk-based capital | $767,000 | 3,706 |
| Total risk weighted assets | $293,439,000 | 1,021 |
| Total unused commitments | $28,393,000 | 1,563 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 153 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $437,732,000 | 1,095 |
| Cash and due from depository institutions | $9,386,000 | 1,298 |
| Interest-bearing balances | $6,465,000 | 553 |
| Securities | $55,387,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $361,363,000 | 841 |
| Loan loss allowance | $1,235,000 | 2,981 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,853,000 | 1,529 |
| Other real estate owned | $249,000 | 1,298 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,494,000 | 1,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $437,732,000 | 1,095 |
| Total liabilities | $374,053,000 | 1,166 |
| Total deposits | $308,304,000 | 1,229 |
| Interest-bearing deposits | $305,097,000 | 1,084 |
| Deposits held in domestic offices | $308,304,000 | 1,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,505,000 | 480 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,244,000 | 1,645 |
| Total equity capital | $63,679,000 | 698 |
| Total bank equity capital | $63,679,000 | 698 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $35,312,000 | 549 |
| Undivided profits | $28,366,000 | 819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 3,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,152,000 | 920 |
| Earning assets | $423,215,000 | 1,039 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $396,336,600 | 1,170 |
| Average Assets, quarterly | $422,094,500 | 1,119 |
| Volatile liabilities | $78,858,000 | 931 |
| Insider loans | $422,000 | 6,186 |
| FHLB advances | $33,050,000 | 262 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $29,680,000 | 1,440 |
| Tier 1 (core) risk-based capital | $63,679,000 | 686 |
| Tier 2 risk-based capital | $716,000 | 3,925 |
| Total risk weighted assets | $221,088,000 | 1,279 |
| Total unused commitments | $31,162,000 | 1,395 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 161 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $372,521,000 | 1,288 |
| Cash and due from depository institutions | $7,790,000 | 1,285 |
| Interest-bearing balances | $5,266,000 | 1,162 |
| Securities | $37,602,000 | 3,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $315,412,000 | 913 |
| Loan loss allowance | $726,000 | 4,838 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,672,000 | 1,570 |
| Other real estate owned | $483,000 | 1,285 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,562,000 | 1,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,521,000 | 1,288 |
| Total liabilities | $345,764,000 | 1,265 |
| Total deposits | $308,022,000 | 1,289 |
| Interest-bearing deposits | $305,648,000 | 1,136 |
| Deposits held in domestic offices | $308,022,000 | 1,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $32,748,000 | 607 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,994,000 | 953 |
| Total equity capital | $26,757,000 | 1,538 |
| Total bank equity capital | $26,757,000 | 1,538 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $26,757,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 3,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,654,000 | 1,033 |
| Earning assets | $358,280,000 | 1,236 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $367,549,200 | 1,275 |
| Average Assets, quarterly | $368,608,000 | 1,283 |
| Volatile liabilities | $49,672,000 | 1,203 |
| Insider loans | $463,000 | 5,953 |
| FHLB advances | $31,650,000 | 236 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,458,000 | 1,489 |
| Tier 1 (core) risk-based capital | $26,757,000 | 1,498 |
| Tier 2 risk-based capital | $697,000 | 3,961 |
| Total risk weighted assets | $190,598,000 | 1,460 |
| Total unused commitments | $28,458,000 | 1,515 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 156 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $370,884,000 | 1,319 |
| Cash and due from depository institutions | $11,836,000 | 1,385 |
| Interest-bearing balances | $2,355,000 | 2,459 |
| Securities | $36,967,000 | 3,700 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $310,988,000 | 961 |
| Loan loss allowance | $348,000 | 8,121 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,122,000 | 1,785 |
| Other real estate owned | $479,000 | 1,385 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,492,000 | 1,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,884,000 | 1,319 |
| Total liabilities | $348,350,000 | 1,297 |
| Total deposits | $316,448,000 | 1,319 |
| Interest-bearing deposits | $314,376,000 | 1,175 |
| Deposits held in domestic offices | $316,448,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,214,000 | 1,095 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,908,000 | 715 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,780,000 | 982 |
| Total equity capital | $22,534,000 | 1,720 |
| Total bank equity capital | $22,534,000 | 1,720 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $22,534,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 3,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,747,000 | 1,099 |
| Earning assets | $350,310,000 | 1,276 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $363,488,400 | 1,318 |
| Average Assets, quarterly | $366,525,000 | 1,326 |
| Volatile liabilities | $44,735,000 | 1,275 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $17,700,000 | 300 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,329,000 | 1,636 |
| Tier 1 (core) risk-based capital | $22,534,000 | 1,681 |
| Tier 2 risk-based capital | $326,000 | 7,202 |
| Total risk weighted assets | $195,964,000 | 1,481 |
| Total unused commitments | $23,329,000 | 1,649 |
| Derivatives | $0 | 651 |