Home > First Federal Bank of Colorado > Income and Expense
First Federal Bank of Colorado, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $107,034,000 | 385 |
| Total interest expense | $60,361,000 | 342 |
| Net interest income | $46,673,000 | 428 |
| Provision for loan and lease losses | $-767,000 | 10,882 |
| Total noninterest income | $7,613,000 | 691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,613,000 | 481 |
| Total noninterest expense | $25,652,000 | 588 |
| Salaries and employee benefits | $15,771,000 | 441 |
| Premises and equipment expense | $3,707,000 | 571 |
| Additional noninterest expense | $6,174,000 | 831 |
| Pre-tax net operating income | $29,401,000 | 335 |
| Securities gains (losses) | $1,232,000 | 251 |
| Applicable income taxes | $11,379,000 | 328 |
| Income before extraordinary items | $19,254,000 | 345 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $19,254,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,372,000 | 10,911 |
| Cash dividends | $17,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $18,465,520 | 343 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $103,930,000 | 417 |
| Total interest expense | $59,607,000 | 372 |
| Net interest income | $44,323,000 | 475 |
| Provision for loan and lease losses | $536,000 | 1,652 |
| Total noninterest income | $6,197,000 | 829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,197,000 | 563 |
| Total noninterest expense | $32,156,000 | 530 |
| Salaries and employee benefits | $13,436,000 | 534 |
| Premises and equipment expense | $3,589,000 | 625 |
| Additional noninterest expense | $15,131,000 | 490 |
| Pre-tax net operating income | $17,828,000 | 496 |
| Securities gains (losses) | $215,000 | 663 |
| Applicable income taxes | $6,642,000 | 471 |
| Income before extraordinary items | $11,401,000 | 517 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,401,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,548 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,263,400 | 515 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $93,633,000 | 470 |
| Total interest expense | $58,867,000 | 388 |
| Net interest income | $34,766,000 | 591 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $7,073,000 | 762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,073,000 | 539 |
| Total noninterest expense | $21,596,000 | 739 |
| Salaries and employee benefits | $10,631,000 | 661 |
| Premises and equipment expense | $3,511,000 | 652 |
| Additional noninterest expense | $7,454,000 | 832 |
| Pre-tax net operating income | $20,003,000 | 483 |
| Securities gains (losses) | $-382,000 | 11,777 |
| Applicable income taxes | $6,982,000 | 479 |
| Income before extraordinary items | $12,639,000 | 506 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $12,639,000 | 506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 11,774 |
| Cash dividends | $5,596,000 | 577 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $12,883,480 | 498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $78,715,000 | 481 |
| Total interest expense | $42,790,000 | 407 |
| Net interest income | $35,925,000 | 571 |
| Provision for loan and lease losses | $-433,000 | 12,444 |
| Total noninterest income | $5,221,000 | 902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,221,000 | 627 |
| Total noninterest expense | $20,920,000 | 776 |
| Salaries and employee benefits | $10,046,000 | 702 |
| Premises and equipment expense | $3,191,000 | 719 |
| Additional noninterest expense | $7,683,000 | 848 |
| Pre-tax net operating income | $20,659,000 | 450 |
| Securities gains (losses) | $462,000 | 285 |
| Applicable income taxes | $7,573,000 | 417 |
| Income before extraordinary items | $13,548,000 | 447 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $13,548,000 | 446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 12,335 |
| Cash dividends | $11,394,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $8,542,000 | 117 |
| Net operating income | $13,252,320 | 463 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $73,189,000 | 512 |
| Total interest expense | $37,397,000 | 442 |
| Net interest income | $35,792,000 | 565 |
| Provision for loan and lease losses | $184,000 | 4,098 |
| Total noninterest income | $6,242,000 | 839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,242,000 | 578 |
| Total noninterest expense | $18,151,000 | 911 |
| Salaries and employee benefits | $8,711,000 | 793 |
| Premises and equipment expense | $2,757,000 | 829 |
| Additional noninterest expense | $6,683,000 | 1,013 |
| Pre-tax net operating income | $23,699,000 | 355 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $8,843,000 | 340 |
| Income before extraordinary items | $14,856,000 | 391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $14,856,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 12,684 |
| Cash dividends | $2,088,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $3,727,000 | 240 |
| Net operating income | $14,856,000 | 370 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,581,000 | 1,010 |
| Total interest expense | $18,887,000 | 956 |
| Net interest income | $17,694,000 | 1,046 |
| Provision for loan and lease losses | $755,000 | 2,231 |
| Total noninterest income | $2,929,000 | 1,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,929,000 | 978 |
| Total noninterest expense | $8,195,000 | 1,847 |
| Salaries and employee benefits | $3,590,000 | 1,849 |
| Premises and equipment expense | $1,359,000 | 1,567 |
| Additional noninterest expense | $3,246,000 | 1,864 |
| Pre-tax net operating income | $11,673,000 | 549 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $3,990,000 | 587 |
| Income before extraordinary items | $7,780,000 | 614 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,780,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 2,067 |
| Cash dividends | $421,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $11,510,000 | 78 |
| Net operating income | $7,715,980 | 553 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.