Home > First Federal Bank, FSB > Income and Expense
First Federal Bank, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,814,000 | 4,054 |
| Total interest expense | $4,153,000 | 3,536 |
| Net interest income | $3,661,000 | 4,564 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $743,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $743,000 | 2,135 |
| Total noninterest expense | $2,513,000 | 4,765 |
| Salaries and employee benefits | $1,276,000 | 4,846 |
| Premises and equipment expense | $711,000 | 2,699 |
| Additional noninterest expense | $526,000 | 6,307 |
| Pre-tax net operating income | $1,811,000 | 3,838 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $667,000 | 3,384 |
| Income before extraordinary items | $1,144,000 | 4,218 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,144,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $525,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,144,000 | 4,162 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,377,000 | 3,862 |
| Total interest expense | $4,266,000 | 3,495 |
| Net interest income | $4,111,000 | 4,222 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $1,098,000 | 2,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,098,000 | 1,697 |
| Total noninterest expense | $3,552,000 | 3,727 |
| Salaries and employee benefits | $1,437,000 | 4,485 |
| Premises and equipment expense | $793,000 | 2,475 |
| Additional noninterest expense | $1,322,000 | 3,474 |
| Pre-tax net operating income | $1,417,000 | 4,536 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $528,000 | 3,976 |
| Income before extraordinary items | $889,000 | 4,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $889,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $412,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $889,000 | 4,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 3,978 |
| Total interest expense | $4,356,000 | 3,419 |
| Net interest income | $3,715,000 | 4,617 |
| Provision for loan and lease losses | $280,000 | 2,381 |
| Total noninterest income | $923,000 | 3,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $923,000 | 1,907 |
| Total noninterest expense | $3,157,000 | 4,099 |
| Salaries and employee benefits | $1,566,000 | 4,131 |
| Premises and equipment expense | $784,000 | 2,526 |
| Additional noninterest expense | $807,000 | 5,223 |
| Pre-tax net operating income | $1,201,000 | 5,239 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $404,000 | 4,918 |
| Income before extraordinary items | $797,000 | 5,468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $797,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $797,000 | 5,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 3,918 |
| Total interest expense | $3,628,000 | 3,351 |
| Net interest income | $3,976,000 | 4,410 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $1,187,000 | 2,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,187,000 | 1,635 |
| Total noninterest expense | $3,695,000 | 3,668 |
| Salaries and employee benefits | $1,811,000 | 3,594 |
| Premises and equipment expense | $773,000 | 2,604 |
| Additional noninterest expense | $1,111,000 | 4,324 |
| Pre-tax net operating income | $1,228,000 | 5,152 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $452,000 | 4,370 |
| Income before extraordinary items | $776,000 | 5,476 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $776,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,472 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $776,000 | 5,547 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 3,566 |
| Total interest expense | $4,425,000 | 2,891 |
| Net interest income | $4,185,000 | 4,229 |
| Provision for loan and lease losses | $848,000 | 1,460 |
| Total noninterest income | $1,867,000 | 2,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,867,000 | 1,325 |
| Total noninterest expense | $3,882,000 | 3,581 |
| Salaries and employee benefits | $1,769,000 | 3,668 |
| Premises and equipment expense | $862,000 | 2,374 |
| Additional noninterest expense | $1,251,000 | 4,047 |
| Pre-tax net operating income | $1,322,000 | 4,801 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $499,000 | 4,204 |
| Income before extraordinary items | $823,000 | 5,446 |
| Extraordinary gains, net | $180,000 | 1,083 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $823,000 | 5,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,585,000 | 3,642 |
| Total interest expense | $5,614,000 | 2,963 |
| Net interest income | $3,971,000 | 4,476 |
| Provision for loan and lease losses | $489,000 | 3,058 |
| Total noninterest income | $1,667,000 | 2,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,667,000 | 1,420 |
| Total noninterest expense | $3,780,000 | 3,680 |
| Salaries and employee benefits | $1,590,000 | 4,013 |
| Premises and equipment expense | $812,000 | 2,555 |
| Additional noninterest expense | $1,378,000 | 3,851 |
| Pre-tax net operating income | $1,369,000 | 4,404 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $583,000 | 3,512 |
| Income before extraordinary items | $786,000 | 5,435 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $786,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $786,000 | 5,119 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.