Home > First Federal Bank for Savings of Northern Kentucky > Income and Expense
First Federal Bank for Savings of Northern Kentucky, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,728,000 | 1,994 |
| Total interest expense | $8,279,000 | 1,597 |
| Net interest income | $7,449,000 | 2,405 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $742,000 | 4,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $742,000 | 2,497 |
| Total noninterest expense | $5,329,000 | 2,687 |
| Salaries and employee benefits | $2,615,000 | 2,538 |
| Premises and equipment expense | $973,000 | 2,106 |
| Additional noninterest expense | $1,741,000 | 3,063 |
| Pre-tax net operating income | $2,662,000 | 2,566 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $915,000 | 2,483 |
| Income before extraordinary items | $1,747,000 | 2,832 |
| Extraordinary gains, net | $104,000 | 1,528 |
| Net income | $1,851,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $211,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 754 |
| Net operating income | $1,747,000 | 2,684 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,597,000 | 2,137 |
| Total interest expense | $9,593,000 | 1,782 |
| Net interest income | $7,004,000 | 2,587 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $793,000 | 4,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $793,000 | 2,320 |
| Total noninterest expense | $5,184,000 | 2,768 |
| Salaries and employee benefits | $2,432,000 | 2,668 |
| Premises and equipment expense | $920,000 | 2,261 |
| Additional noninterest expense | $1,832,000 | 3,013 |
| Pre-tax net operating income | $2,173,000 | 2,869 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $824,000 | 2,528 |
| Income before extraordinary items | $1,349,000 | 3,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,349,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $244,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 784 |
| Net operating income | $1,349,000 | 3,159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.