Home > First Federal Bank for Savings of Northern Kentucky > Assets and Liabilities
First Federal Bank for Savings of Northern Kentucky, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 93 | 2,257 |
| Assets and Liabilities | ||
| Total Assets: | $225,311,000 | 2,070 |
| Cash and due from depository institutions | $7,304,000 | 2,257 |
| Interest-bearing balances | $6,354,000 | 960 |
| Securities | $52,160,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $158,936,000 | 1,726 |
| Loan loss allowance | $692,000 | 5,012 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,412,000 | 2,151 |
| Other real estate owned | $105,000 | 2,257 |
| Goodwill and other intangibles | $442,000 | 1,432 |
| All other assets | $2,952,000 | 2,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,311,000 | 2,070 |
| Total liabilities | $204,804,000 | 2,079 |
| Total deposits | $203,971,000 | 1,932 |
| Interest-bearing deposits | $203,971,000 | 1,691 |
| Deposits held in domestic offices | $203,971,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $357,000 | 3,640 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $476,000 | 5,552 |
| Total equity capital | $20,507,000 | 1,993 |
| Total bank equity capital | $20,507,000 | 1,993 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $5,970,000 | 2,309 |
| Undivided profits | $14,536,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $655,000 | 2,754 |
| Earning assets | $217,450,000 | 1,959 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $225,564,600 | 1,999 |
| Average Assets, quarterly | $226,902,500 | 2,029 |
| Volatile liabilities | $11,553,000 | 3,699 |
| Insider loans | $395,000 | 6,444 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,871,000 | 2,906 |
| Tier 1 (core) risk-based capital | $20,507,000 | 1,939 |
| Tier 2 risk-based capital | $691,000 | 3,997 |
| Total risk weighted assets | $112,299,000 | 2,348 |
| Total unused commitments | $10,871,000 | 2,927 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 85 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $218,175,000 | 2,179 |
| Cash and due from depository institutions | $7,128,000 | 2,552 |
| Interest-bearing balances | $5,941,000 | 1,245 |
| Securities | $62,965,000 | 2,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $140,851,000 | 1,986 |
| Loan loss allowance | $484,000 | 6,633 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,516,000 | 2,094 |
| Other real estate owned | $205,000 | 2,552 |
| Goodwill and other intangibles | $602,000 | 1,263 |
| All other assets | $2,908,000 | 2,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,175,000 | 2,179 |
| Total liabilities | $199,549,000 | 2,170 |
| Total deposits | $198,656,000 | 2,074 |
| Interest-bearing deposits | $196,063,000 | 1,841 |
| Deposits held in domestic offices | $198,656,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $423,000 | 3,318 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $470,000 | 6,083 |
| Total equity capital | $18,626,000 | 2,085 |
| Total bank equity capital | $18,626,000 | 2,085 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $5,736,000 | 2,302 |
| Undivided profits | $12,889,000 | 1,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 7,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $517,000 | 3,931 |
| Earning assets | $209,757,000 | 2,061 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $214,113,000 | 2,154 |
| Average Assets, quarterly | $217,470,000 | 2,164 |
| Volatile liabilities | $9,414,000 | 4,306 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,121,000 | 3,383 |
| Tier 1 (core) risk-based capital | $18,626,000 | 2,037 |
| Tier 2 risk-based capital | $484,000 | 5,370 |
| Total risk weighted assets | $106,239,000 | 2,540 |
| Total unused commitments | $8,121,000 | 3,404 |
| Derivatives | $0 | 651 |