Home > First Federal Bank for Savings > Income and Expense
First Federal Bank for Savings, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 3,369 |
| Total interest expense | $6,931,000 | 2,427 |
| Net interest income | $3,135,000 | 4,993 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $388,000 | 5,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $388,000 | 3,423 |
| Total noninterest expense | $2,216,000 | 5,309 |
| Salaries and employee benefits | $941,000 | 6,160 |
| Premises and equipment expense | $526,000 | 3,640 |
| Additional noninterest expense | $749,000 | 4,942 |
| Pre-tax net operating income | $1,147,000 | 4,856 |
| Securities gains (losses) | $228,000 | 390 |
| Applicable income taxes | $539,000 | 3,322 |
| Income before extraordinary items | $836,000 | 4,923 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $836,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $1,750,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $690,080 | 5,464 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 3,545 |
| Total interest expense | $5,624,000 | 2,614 |
| Net interest income | $3,360,000 | 4,774 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $364,000 | 5,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $364,000 | 3,619 |
| Total noninterest expense | $2,296,000 | 5,168 |
| Salaries and employee benefits | $993,000 | 5,914 |
| Premises and equipment expense | $459,000 | 4,062 |
| Additional noninterest expense | $844,000 | 4,608 |
| Pre-tax net operating income | $1,377,000 | 4,350 |
| Securities gains (losses) | $331,000 | 424 |
| Applicable income taxes | $649,000 | 3,057 |
| Income before extraordinary items | $1,059,000 | 4,249 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,059,000 | 4,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $2,300,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $847,160 | 4,875 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 4,146 |
| Total interest expense | $4,514,000 | 3,298 |
| Net interest income | $3,023,000 | 5,104 |
| Provision for loan and lease losses | $81,000 | 5,561 |
| Total noninterest income | $416,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $416,000 | 3,351 |
| Total noninterest expense | $2,189,000 | 5,242 |
| Salaries and employee benefits | $840,000 | 6,508 |
| Premises and equipment expense | $539,000 | 3,487 |
| Additional noninterest expense | $810,000 | 4,633 |
| Pre-tax net operating income | $1,169,000 | 4,972 |
| Securities gains (losses) | $414,000 | 627 |
| Applicable income taxes | $544,000 | 3,635 |
| Income before extraordinary items | $1,039,000 | 4,373 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,039,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $2,200,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $765,760 | 5,231 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 4,906 |
| Total interest expense | $3,669,000 | 3,980 |
| Net interest income | $2,573,000 | 5,937 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $400,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $400,000 | 3,283 |
| Total noninterest expense | $1,769,000 | 6,136 |
| Salaries and employee benefits | $778,000 | 6,896 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $785,000 | 4,798 |
| Pre-tax net operating income | $1,155,000 | 5,365 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $392,000 | 4,934 |
| Income before extraordinary items | $762,000 | 5,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $762,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $352,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $762,660 | 5,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 10,065 |
| Total interest expense | $833,000 | 9,540 |
| Net interest income | $693,000 | 10,409 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $37,000 | 11,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $396,000 | 10,983 |
| Salaries and employee benefits | $180,000 | 11,119 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $331,000 | 8,915 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $6,200,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,000 | 9,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 5,337 |
| Total interest expense | $3,389,000 | 4,279 |
| Net interest income | $2,422,000 | 6,439 |
| Provision for loan and lease losses | $-2,000 | 11,346 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $1,628,000 | 6,905 |
| Salaries and employee benefits | $926,000 | 6,424 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $548,000 | 6,887 |
| Pre-tax net operating income | $920,000 | 6,325 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $279,000 | 6,262 |
| Income before extraordinary items | $638,000 | 6,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $638,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $640,100 | 6,362 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 5,379 |
| Total interest expense | $2,758,000 | 4,267 |
| Net interest income | $2,563,000 | 6,340 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $71,000 | 11,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,475,000 | 7,671 |
| Salaries and employee benefits | $753,000 | 7,502 |
| Premises and equipment expense | $164,000 | 8,211 |
| Additional noninterest expense | $558,000 | 7,362 |
| Pre-tax net operating income | $1,122,000 | 5,493 |
| Securities gains (losses) | $-175,000 | 11,886 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $627,000 | 6,352 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $627,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $742,500 | 5,723 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 5,365 |
| Total interest expense | $2,818,000 | 4,344 |
| Net interest income | $2,644,000 | 6,264 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $113,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $1,298,000 | 8,520 |
| Salaries and employee benefits | $703,000 | 7,982 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $436,000 | 8,865 |
| Pre-tax net operating income | $1,428,000 | 4,514 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $480,000 | 4,328 |
| Income before extraordinary items | $948,000 | 4,890 |
| Extraordinary gains, net | $-46,000 | 12,698 |
| Net income | $902,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $948,000 | 4,668 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 6,158 |
| Total interest expense | $3,029,000 | 5,118 |
| Net interest income | $2,207,000 | 7,225 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,002,000 | 9,970 |
| Salaries and employee benefits | $500,000 | 9,787 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $401,000 | 9,560 |
| Pre-tax net operating income | $1,247,000 | 4,764 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $442,000 | 4,429 |
| Income before extraordinary items | $801,000 | 5,362 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $801,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $803,560 | 5,043 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.