Home > First Federal Bank for Savings > Income and Expense
First Federal Bank for Savings, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,880,000 | 2,967 |
| Total interest expense | $6,269,000 | 2,407 |
| Net interest income | $4,611,000 | 3,661 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $417,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $417,000 | 3,342 |
| Total noninterest expense | $2,884,000 | 4,262 |
| Salaries and employee benefits | $1,866,000 | 3,560 |
| Premises and equipment expense | $220,000 | 6,425 |
| Additional noninterest expense | $798,000 | 4,691 |
| Pre-tax net operating income | $2,144,000 | 3,152 |
| Securities gains (losses) | $149,000 | 1,053 |
| Applicable income taxes | $904,000 | 2,489 |
| Income before extraordinary items | $1,389,000 | 3,460 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,389,000 | 3,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,293,640 | 3,609 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,786,000 | 3,299 |
| Total interest expense | $5,226,000 | 2,863 |
| Net interest income | $4,560,000 | 3,789 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $501,000 | 4,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $501,000 | 2,821 |
| Total noninterest expense | $2,443,000 | 4,866 |
| Salaries and employee benefits | $1,516,000 | 4,215 |
| Premises and equipment expense | $187,000 | 7,075 |
| Additional noninterest expense | $740,000 | 5,004 |
| Pre-tax net operating income | $2,613,000 | 2,808 |
| Securities gains (losses) | $59,000 | 1,244 |
| Applicable income taxes | $1,036,000 | 2,360 |
| Income before extraordinary items | $1,636,000 | 3,099 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,636,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $2,500,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,598,240 | 3,109 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 3,602 |
| Total interest expense | $4,686,000 | 3,187 |
| Net interest income | $4,350,000 | 3,999 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $495,000 | 5,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $495,000 | 2,945 |
| Total noninterest expense | $3,142,000 | 4,153 |
| Salaries and employee benefits | $1,487,000 | 4,342 |
| Premises and equipment expense | $189,000 | 7,240 |
| Additional noninterest expense | $1,466,000 | 3,183 |
| Pre-tax net operating income | $1,703,000 | 3,918 |
| Securities gains (losses) | $73,000 | 1,113 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $1,231,000 | 3,798 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,231,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,180,630 | 3,880 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 3,811 |
| Total interest expense | $4,340,000 | 3,437 |
| Net interest income | $4,137,000 | 4,195 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $398,000 | 6,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $398,000 | 3,323 |
| Total noninterest expense | $2,320,000 | 5,312 |
| Salaries and employee benefits | $1,308,000 | 4,834 |
| Premises and equipment expense | $157,000 | 8,098 |
| Additional noninterest expense | $855,000 | 4,968 |
| Pre-tax net operating income | $2,265,000 | 3,131 |
| Securities gains (losses) | $42,000 | 1,423 |
| Applicable income taxes | $857,000 | 2,716 |
| Income before extraordinary items | $1,450,000 | 3,342 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,450,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,423,120 | 3,385 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 3,869 |
| Total interest expense | $3,579,000 | 3,386 |
| Net interest income | $4,126,000 | 4,257 |
| Provision for loan and lease losses | $-41,000 | 11,950 |
| Total noninterest income | $402,000 | 6,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $2,238,000 | 5,655 |
| Salaries and employee benefits | $1,199,000 | 5,247 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $907,000 | 5,134 |
| Pre-tax net operating income | $2,331,000 | 3,016 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $612,000 | 3,458 |
| Income before extraordinary items | $1,725,000 | 2,816 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,725,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 766 |
| Net operating income | $1,720,560 | 2,829 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 4,120 |
| Total interest expense | $3,627,000 | 3,459 |
| Net interest income | $3,728,000 | 4,699 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $453,000 | 3,478 |
| Total noninterest expense | $2,137,000 | 6,009 |
| Salaries and employee benefits | $1,015,000 | 6,042 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $989,000 | 4,970 |
| Pre-tax net operating income | $1,948,000 | 3,390 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $767,000 | 2,852 |
| Income before extraordinary items | $1,257,000 | 3,835 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $1,260,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,231,000 | 170 |
| Net operating income | $1,208,360 | 3,790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 4,417 |
| Total interest expense | $4,376,000 | 3,745 |
| Net interest income | $3,365,000 | 5,184 |
| Provision for loan and lease losses | $228,000 | 4,876 |
| Total noninterest income | $455,000 | 6,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $455,000 | 3,396 |
| Total noninterest expense | $1,571,000 | 7,667 |
| Salaries and employee benefits | $796,000 | 7,283 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $645,000 | 7,140 |
| Pre-tax net operating income | $2,021,000 | 3,078 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $656,000 | 3,174 |
| Income before extraordinary items | $1,389,000 | 3,305 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,389,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 2,619 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,372,680 | 3,102 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.