Home > First Federal Bank for Savings > Income and Expense
First Federal Bank for Savings, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 10,514 |
| Total interest expense | $772,000 | 9,751 |
| Net interest income | $834,000 | 10,940 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $213,000 | 8,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $689,000 | 10,744 |
| Salaries and employee benefits | $337,000 | 10,880 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $348,000 | 9,751 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $232,000 | 9,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $232,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $39,000 | 8,227 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 12,434 |
| Net operating income | $232,000 | 9,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 11,049 |
| Total interest expense | $813,000 | 9,978 |
| Net interest income | $762,000 | 11,654 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $291,000 | 7,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $291,000 | 4,551 |
| Total noninterest expense | $621,000 | 11,534 |
| Salaries and employee benefits | $288,000 | 11,779 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $175,000 | 12,089 |
| Pre-tax net operating income | $350,000 | 9,805 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $214,000 | 10,485 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,000 | 10,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,397,000 | 415 |
| Net operating income | $214,000 | 10,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 11,332 |
| Total interest expense | $1,059,000 | 10,142 |
| Net interest income | $731,000 | 12,179 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $216,000 | 9,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $216,000 | 5,417 |
| Total noninterest expense | $568,000 | 12,261 |
| Salaries and employee benefits | $249,000 | 12,618 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $169,000 | 12,668 |
| Pre-tax net operating income | $374,000 | 9,475 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $285,000 | 9,484 |
| Extraordinary gains, net | $-16,000 | 13,497 |
| Net income | $269,000 | 9,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $285,000 | 9,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.