Home > First Federal Bank, A FSB > Net charge- offs to loans
First Federal Bank, A FSB, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6721% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4351% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4351% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9224% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0677% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0677% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5227% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7926% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7926% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0787% | 4,585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4444% | 4,677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4444% | 4,677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1706% | 4,603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8150% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8150% | 599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1760% | 4,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5549% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5549% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1868% | 3,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9484% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9484% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2218% | 3,481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6117% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6117% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 835 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3698% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7042% | 4,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7042% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5726% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7149% | 4,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7149% | 4,708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8855% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2146% | 4,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2146% | 4,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2149% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6187% | 4,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6187% | 4,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0789% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0786% | 4,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.4447% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 4,579 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4858% | 3,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2229% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2229% | 4,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0760% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1059% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5252% | 4,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5252% | 4,741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.1075% | 4,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 4,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1590% | 3,674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8463% | 4,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8463% | 4,822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 4,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0995% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1239% | 3,670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9547% | 4,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9547% | 4,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | -0.1394% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1690% | 3,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6090% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6090% | 394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 955 |
| Percentage Net Loans Charged-off:Construction & development | -0.1325% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1428% | 3,795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5984% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5984% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 603 |
| Percentage Net Loans Charged-off:Construction & development | -0.1428% | 4,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0613% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6022% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6022% | 200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 274 |
| Percentage Net Loans Charged-off:Construction & development | -0.1132% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2449% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4097% | 5,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4097% | 5,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.1520% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4738% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4738% | 5,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.1618% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.1779% | 4,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 3,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6356% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6356% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.2277% | 4,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4578% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4578% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0886% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.1558% | 4,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0538% | 3,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.8808% | 5,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.8808% | 5,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1194% | 722 |
| Percentage Net Loans Charged-off:Construction & development | -0.1529% | 4,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0536% | 3,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9403% | 5,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9403% | 5,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0520% | 5,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.1460% | 4,920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0534% | 3,973 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1915% | 5,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1915% | 5,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0457% | 5,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.1406% | 5,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1061% | 4,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7515% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7515% | 5,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2340% | 572 |
| Percentage Net Loans Charged-off:Construction & development | -0.1991% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2700% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 4,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3043% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3501% | 5,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3501% | 5,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3004% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3139% | 349 |
| Percentage Net Loans Charged-off:Construction & development | -0.1938% | 5,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3563% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0675% | 4,167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4011% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0675% | 5,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0675% | 5,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3832% | 311 |
| Percentage Net Loans Charged-off:Construction & development | -0.2183% | 5,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4349% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0748% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4906% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8957% | 5,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8957% | 5,814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1046% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1399% | 75 |
| Percentage Net Loans Charged-off:Construction & development | -0.1484% | 5,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2672% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0985% | 4,269 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4304% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5823% | 5,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5823% | 5,876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.2280% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2144% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0661% | 4,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2495% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6615% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6615% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2143% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.3313% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1950% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0862% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2301% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4866% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4866% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.5519% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2640% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0853% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3074% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3809% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3809% | 97 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1080% | 5,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1095% | 5,931 |
| Percentage Net Loans Charged-off:Construction & development | 1.0563% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2216% | 6,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1692% | 4,528 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2285% | 6,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4848% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5259% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 1.1683% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4917% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9743% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4293% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7978% | 6,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7978% | 6,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3158% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3545% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 1.6236% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2739% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8354% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2026% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8464% | 6,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8464% | 6,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 1,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2510% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 2.4873% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4787% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8457% | 6,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8457% | 6,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4501% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4642% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 4.5608% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1644% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5898% | 6,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5898% | 6,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7300% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5685% | 971 |
| Percentage Net Loans Charged-off:Construction & development | -2.4807% | 6,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8356% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8149% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7071% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.7008% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.7008% | 32 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6075% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3904% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | -5.7576% | 6,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9236% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3555% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7360% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.6661% | 27 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 16.6667% | 27 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8979% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5429% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | -2.5189% | 6,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8170% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5895% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8470% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.0480% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 26.0478% | 14 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4537% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4543% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.9254% | 6,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5817% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2066% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6306% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4398% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4398% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5733% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5802% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 10.1489% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8423% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7898% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7217% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1755% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1755% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9304% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9539% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 12.9842% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9731% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9170% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8531% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3368% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3233% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3358% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 5.5686% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9597% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3799% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9061% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5018% | 1,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3801% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3991% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.1536% | 1,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5463% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5233% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4268% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9172% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7080% | 2,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0416% | 6,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7960% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9909% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7716% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 209.0164% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3487% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3381% | 3,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7771% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4942% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0543% | 6,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5595% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6492% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5481% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 247.5359% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3995% | 2,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3852% | 2,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0747% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0487% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.9388% | 1,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0827% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5193% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8895% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2609% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1159% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4772% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4830% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 1.5603% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5071% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9664% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1567% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1858% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1139% | 973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6898% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6789% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 2.9726% | 1,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3824% | 2,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2881% | 1,494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3969% | 2,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6643% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8291% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8304% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 3.8405% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4229% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3819% | 1,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4294% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8044% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0874% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0898% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 5.8482% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3865% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4514% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0185% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7597% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7670% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 7.9685% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8141% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9611% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3769% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7334% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7275% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.7915% | 2,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7315% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1158% | 1,724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8408% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7139% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3403% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 1.0277% | 2,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 2,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1562% | 1,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 2,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5007% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3846% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3852% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | 1.5149% | 1,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1594% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1872% | 2,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5065% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7458% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7533% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 2.9455% | 791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2695% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3618% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 5,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4359% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4004% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 5,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 3,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1710% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 5,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1053% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8969% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 5,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0427% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 5,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 6,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1047% | 5,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1728% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0195% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 6,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 3,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 6,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 6,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 2,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 5,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 5,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 5,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4224% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3228% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 4,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8154% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9259% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5738% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4902% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2105% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1601% | 9,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1678% | 9,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2136% | 9,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2511% | 9,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4186% | 4,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2164% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2764% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3154% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 6,617 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 9,462 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 7,691 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 8,362 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 6,471 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 10,733 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 7,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 7,849 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2511% | 6,591 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |