Home > First Federal Bank, a federal savings bank > Income and Expense
First Federal Bank, a federal savings bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $140,212,000 | 317 |
| Total interest expense | $72,962,000 | 282 |
| Net interest income | $67,250,000 | 344 |
| Provision for loan and lease losses | $1,580,000 | 675 |
| Total noninterest income | $10,424,000 | 575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $356,000 | 160 |
| Additional Noninterest Income | $10,068,000 | 415 |
| Total noninterest expense | $52,810,000 | 382 |
| Salaries and employee benefits | $19,436,000 | 406 |
| Premises and equipment expense | $8,285,000 | 339 |
| Additional noninterest expense | $25,089,000 | 377 |
| Pre-tax net operating income | $23,284,000 | 415 |
| Securities gains (losses) | $-1,303,000 | 12,432 |
| Applicable income taxes | $8,874,000 | 379 |
| Income before extraordinary items | $13,107,000 | 460 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $13,107,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,976,000 | 165 |
| Cash dividends | $3,392,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $5,868,000 | 153 |
| Net operating income | $13,940,920 | 443 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $133,155,000 | 317 |
| Total interest expense | $68,754,000 | 281 |
| Net interest income | $64,401,000 | 353 |
| Provision for loan and lease losses | $4,000,000 | 511 |
| Total noninterest income | $9,605,000 | 628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $443,000 | 176 |
| Additional Noninterest Income | $9,162,000 | 453 |
| Total noninterest expense | $46,923,000 | 427 |
| Salaries and employee benefits | $18,387,000 | 419 |
| Premises and equipment expense | $7,989,000 | 348 |
| Additional noninterest expense | $20,547,000 | 450 |
| Pre-tax net operating income | $23,083,000 | 366 |
| Securities gains (losses) | $79,000 | 2,808 |
| Applicable income taxes | $9,594,000 | 319 |
| Income before extraordinary items | $13,568,000 | 419 |
| Extraordinary gains, net | $4,300,000 | 77 |
| Net income | $17,868,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,843,000 | 168 |
| Cash dividends | $11,337,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,517,440 | 400 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $87,699,000 | 487 |
| Total interest expense | $48,897,000 | 446 |
| Net interest income | $38,802,000 | 541 |
| Provision for loan and lease losses | $3,000,000 | 832 |
| Total noninterest income | $7,626,000 | 721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $274,000 | 205 |
| Additional Noninterest Income | $7,352,000 | 515 |
| Total noninterest expense | $31,503,000 | 582 |
| Salaries and employee benefits | $11,258,000 | 643 |
| Premises and equipment expense | $4,352,000 | 574 |
| Additional noninterest expense | $15,893,000 | 551 |
| Pre-tax net operating income | $11,925,000 | 538 |
| Securities gains (losses) | $720,000 | 828 |
| Applicable income taxes | $7,185,000 | 348 |
| Income before extraordinary items | $5,460,000 | 873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,460,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,861,000 | 391 |
| Cash dividends | $3,003,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,999,200 | 867 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.