Home > First Federal Bank > Income and Expense
First Federal Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,693,000 | 2,018 |
| Total interest expense | $10,161,000 | 1,574 |
| Net interest income | $6,532,000 | 2,720 |
| Provision for loan and lease losses | $-3,000 | 11,354 |
| Total noninterest income | $1,222,000 | 2,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,222,000 | 1,579 |
| Total noninterest expense | $5,833,000 | 2,337 |
| Salaries and employee benefits | $3,183,000 | 2,090 |
| Premises and equipment expense | $1,125,000 | 1,794 |
| Additional noninterest expense | $1,525,000 | 3,053 |
| Pre-tax net operating income | $1,924,000 | 3,619 |
| Securities gains (losses) | $345,000 | 462 |
| Applicable income taxes | $847,000 | 2,750 |
| Income before extraordinary items | $1,422,000 | 3,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,422,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $462,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,201,200 | 3,940 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,901,000 | 2,354 |
| Total interest expense | $6,747,000 | 1,862 |
| Net interest income | $6,154,000 | 2,934 |
| Provision for loan and lease losses | $-246,000 | 12,362 |
| Total noninterest income | $1,038,000 | 3,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,038,000 | 1,797 |
| Total noninterest expense | $5,295,000 | 2,628 |
| Salaries and employee benefits | $2,673,000 | 2,499 |
| Premises and equipment expense | $991,000 | 2,056 |
| Additional noninterest expense | $1,631,000 | 3,078 |
| Pre-tax net operating income | $2,143,000 | 3,233 |
| Securities gains (losses) | $609,000 | 240 |
| Applicable income taxes | $1,027,000 | 2,176 |
| Income before extraordinary items | $1,725,000 | 2,816 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,725,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 12,446 |
| Cash dividends | $370,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 12,458 |
| Net operating income | $1,335,240 | 3,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,069,000 | 2,365 |
| Total interest expense | $6,743,000 | 1,929 |
| Net interest income | $6,326,000 | 2,869 |
| Provision for loan and lease losses | $426,000 | 2,347 |
| Total noninterest income | $1,153,000 | 2,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,153,000 | 1,859 |
| Total noninterest expense | $5,434,000 | 2,636 |
| Salaries and employee benefits | $2,656,000 | 2,498 |
| Premises and equipment expense | $848,000 | 2,408 |
| Additional noninterest expense | $1,930,000 | 2,814 |
| Pre-tax net operating income | $1,619,000 | 4,049 |
| Securities gains (losses) | $1,448,000 | 402 |
| Applicable income taxes | $1,145,000 | 1,997 |
| Income before extraordinary items | $1,922,000 | 2,619 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,922,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,219,000 | 993 |
| Cash dividends | $282,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,141 |
| Net operating income | $995,280 | 4,479 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,349,000 | 2,295 |
| Total interest expense | $8,630,000 | 1,971 |
| Net interest income | $6,719,000 | 2,716 |
| Provision for loan and lease losses | $1,094,000 | 1,738 |
| Total noninterest income | $901,000 | 3,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $901,000 | 2,145 |
| Total noninterest expense | $5,454,000 | 2,649 |
| Salaries and employee benefits | $2,532,000 | 2,559 |
| Premises and equipment expense | $899,000 | 2,311 |
| Additional noninterest expense | $2,023,000 | 2,780 |
| Pre-tax net operating income | $1,072,000 | 5,360 |
| Securities gains (losses) | $994,000 | 653 |
| Applicable income taxes | $673,000 | 3,103 |
| Income before extraordinary items | $1,393,000 | 3,294 |
| Extraordinary gains, net | $660,000 | 162 |
| Net income | $2,053,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 2,543 |
| Cash dividends | $192,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,141 |
| Net operating income | $727,020 | 5,425 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.