Home > First Federal Bank > Income and Expense

First Federal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$40,203,0001,115
Total interest expense$10,068,0001,283
Net interest income$30,135,0001,039
Provision for loan and lease losses$1,630,000613
Total noninterest income$4,468,0001,274
Gross Fiduciary activities income$0981
Service charges on deposit accounts$977,0001,009
Trading account gains and feesNANA
Additional Noninterest Income$3,491,0001,145
Total noninterest expense$17,438,0001,351
Salaries and employee benefits$8,952,0001,462
Premises and equipment expense$1,545,0001,502
Additional noninterest expense$3,491,0001,145
Pre-tax net operating income$15,535,000831
Securities gains (losses)$-116,0003,823
Applicable income taxes$1,157,0001,346
Income before extraordinary items$14,262,000766
Extraordinary gains, net$054
Net income$14,262,000777
Minority interest net income$088
Net income of bank and minority interests.$14,262,000769
Net charge-offs$-153,0004,408
Cash dividends$8,500,000552
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,368,720773
2023-09-30 (YTD Data)Rank
Total interest income$29,401,0001,110
Total interest expense$6,743,0001,301
Net interest income$22,658,0001,039
Provision for loan and lease losses$1,630,000502
Total noninterest income$3,286,0001,283
Gross Fiduciary activities income$0950
Service charges on deposit accounts$716,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$2,570,0001,156
Total noninterest expense$13,338,0001,330
Salaries and employee benefits$6,946,0001,422
Premises and equipment expense$1,192,0001,472
Additional noninterest expense$2,570,0001,156
Pre-tax net operating income$10,976,000908
Securities gains (losses)$-86,0003,967
Applicable income taxes$784,0001,445
Income before extraordinary items$10,106,000825
Extraordinary gains, net$052
Net income$10,106,000829
Minority interest net income$081
Net income of bank and minority interests.$10,106,000825
Net charge-offs$-63,0004,262
Cash dividends$6,250,000511
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,185,980839
2023-06-30 (YTD Data)Rank
Total interest income$19,088,0001,114
Total interest expense$3,888,0001,328
Net interest income$15,200,0001,039
Provision for loan and lease losses$1,230,000460
Total noninterest income$2,318,0001,187
Gross Fiduciary activities income$0931
Service charges on deposit accounts$531,000937
Trading account gains and feesNANA
Additional Noninterest Income$1,787,0001,064
Total noninterest expense$8,782,0001,330
Salaries and employee benefits$4,583,0001,424
Premises and equipment expense$742,0001,549
Additional noninterest expense$1,787,0001,063
Pre-tax net operating income$7,506,000899
Securities gains (losses)$-40,0004,030
Applicable income taxes$553,0001,424
Income before extraordinary items$6,913,000810
Extraordinary gains, net$051
Net income$6,913,000821
Minority interest net income$081
Net income of bank and minority interests.$6,913,000810
Net charge-offs$1,0002,309
Cash dividends$4,000,000520
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,950,200814
2023-03-31 (YTD Data)Rank
Total interest income$9,359,0001,120
Total interest expense$1,698,0001,320
Net interest income$7,661,0001,032
Provision for loan and lease losses$600,000466
Total noninterest income$1,146,0001,208
Gross Fiduciary activities income$0913
Service charges on deposit accounts$270,000950
Trading account gains and feesNANA
Additional Noninterest Income$876,0001,064
Total noninterest expense$4,375,0001,344
Salaries and employee benefits$2,306,0001,448
Premises and equipment expense$339,0001,685
Additional noninterest expense$876,0001,064
Pre-tax net operating income$3,832,000911
Securities gains (losses)$-34,0004,195
Applicable income taxes$284,0001,436
Income before extraordinary items$3,514,000819
Extraordinary gains, net$04
Net income$3,514,000818
Minority interest net income$048
Net income of bank and minority interests.$3,514,000818
Net charge-offs$-12,0004,101
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,545,620826
2022-12-31 (YTD Data)Rank
Total interest income$30,519,0001,134
Total interest expense$2,311,0001,452
Net interest income$28,208,0001,090
Provision for loan and lease losses$1,500,000622
Total noninterest income$5,079,0001,191
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,115,000932
Trading account gains and feesNANA
Additional Noninterest Income$3,964,0001,060
Total noninterest expense$16,578,0001,365
Salaries and employee benefits$8,754,0001,460
Premises and equipment expense$1,623,0001,453
Additional noninterest expense$3,964,0001,060
Pre-tax net operating income$15,209,000930
Securities gains (losses)$-21,0003,579
Applicable income taxes$1,081,0001,492
Income before extraordinary items$14,107,000849
Extraordinary gains, net$05
Net income$14,107,000850
Minority interest net income$063
Net income of bank and minority interests.$14,107,000850
Net charge-offs$-24,0003,880
Cash dividends$8,000,000548
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,126,530865
2022-09-30 (YTD Data)Rank
Total interest income$21,286,0001,162
Total interest expense$1,371,0001,408
Net interest income$19,915,0001,128
Provision for loan and lease losses$200,0001,467
Total noninterest income$3,915,0001,181
Gross Fiduciary activities income$0968
Service charges on deposit accounts$850,000937
Trading account gains and feesNANA
Additional Noninterest Income$3,065,0001,048
Total noninterest expense$12,047,0001,395
Salaries and employee benefits$6,324,0001,507
Premises and equipment expense$1,150,0001,513
Additional noninterest expense$3,065,0001,048
Pre-tax net operating income$11,583,000923
Securities gains (losses)$-22,0003,960
Applicable income taxes$754,0001,559
Income before extraordinary items$10,807,000831
Extraordinary gains, net$04
Net income$10,807,000832
Minority interest net income$057
Net income of bank and minority interests.$10,807,000831
Net charge-offs$-27,0003,901
Cash dividends$6,000,000510
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,827,460846
2022-06-30 (YTD Data)Rank
Total interest income$13,299,0001,176
Total interest expense$868,0001,283
Net interest income$12,431,0001,153
Provision for loan and lease losses$02,599
Total noninterest income$2,707,0001,145
Gross Fiduciary activities income$0925
Service charges on deposit accounts$546,000946
Trading account gains and feesNANA
Additional Noninterest Income$2,161,0001,045
Total noninterest expense$8,035,0001,386
Salaries and employee benefits$4,250,0001,496
Premises and equipment expense$727,0001,585
Additional noninterest expense$3,058,0001,138
Pre-tax net operating income$7,103,000936
Securities gains (losses)$-22,0004,109
Applicable income taxes$450,0001,560
Income before extraordinary items$6,631,000852
Extraordinary gains, net$04
Net income$6,631,000852
Minority interest net income$060
Net income of bank and minority interests.$6,631,000852
Net charge-offs$-30,0004,018
Cash dividends$4,000,000490
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,651,680863
2022-03-31 (YTD Data)Rank
Total interest income$6,257,0001,198
Total interest expense$424,0001,267
Net interest income$5,833,0001,181
Provision for loan and lease losses$02,285
Total noninterest income$1,429,0001,105
Gross Fiduciary activities income$0892
Service charges on deposit accounts$284,000918
Trading account gains and feesNANA
Additional Noninterest Income$1,145,000998
Total noninterest expense$4,055,0001,376
Salaries and employee benefits$2,230,0001,437
Premises and equipment expense$356,0001,626
Additional noninterest expense$1,469,0001,160
Pre-tax net operating income$3,207,000957
Securities gains (losses)$1,000563
Applicable income taxes$203,0001,599
Income before extraordinary items$3,005,000887
Extraordinary gains, net$04
Net income$3,005,000886
Minority interest net income$050
Net income of bank and minority interests.$3,005,000887
Net charge-offs$3,0001,472
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,004,060899
2021-12-31 (YTD Data)Rank
Total interest income$25,844,0001,190
Total interest expense$1,819,0001,428
Net interest income$24,025,0001,167
Provision for loan and lease losses$1,155,000522
Total noninterest income$6,448,0001,114
Gross Fiduciary activities income$0994
Service charges on deposit accounts$937,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$5,511,000995
Total noninterest expense$16,007,0001,373
Salaries and employee benefits$8,723,0001,455
Premises and equipment expense$1,572,0001,465
Additional noninterest expense$5,712,0001,181
Pre-tax net operating income$13,311,0001,031
Securities gains (losses)$183,000644
Applicable income taxes$951,0001,634
Income before extraordinary items$12,543,000965
Extraordinary gains, net$010
Net income$12,543,000966
Minority interest net income$074
Net income of bank and minority interests.$12,543,000966
Net charge-offs$-209,0004,559
Cash dividends$8,000,000561
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,372,810961
2021-09-30 (YTD Data)Rank
Total interest income$19,600,0001,206
Total interest expense$1,391,0001,483
Net interest income$18,209,0001,183
Provision for loan and lease losses$1,155,000374
Total noninterest income$5,035,0001,112
Gross Fiduciary activities income$0957
Service charges on deposit accounts$698,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$4,337,000986
Total noninterest expense$12,132,0001,375
Salaries and employee benefits$6,677,0001,432
Premises and equipment expense$1,131,0001,541
Additional noninterest expense$4,324,0001,175
Pre-tax net operating income$9,957,0001,075
Securities gains (losses)$164,000629
Applicable income taxes$741,0001,691
Income before extraordinary items$9,380,0001,004
Extraordinary gains, net$08
Net income$9,380,0001,004
Minority interest net income$069
Net income of bank and minority interests.$9,380,0001,004
Net charge-offs$-204,0004,655
Cash dividends$6,000,000533
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,227,480996
2021-06-30 (YTD Data)Rank
Total interest income$13,213,0001,194
Total interest expense$970,0001,497
Net interest income$12,243,0001,166
Provision for loan and lease losses$1,155,000271
Total noninterest income$3,469,0001,087
Gross Fiduciary activities income$0951
Service charges on deposit accounts$464,000999
Trading account gains and feesNANA
Additional Noninterest Income$3,005,000970
Total noninterest expense$8,246,0001,348
Salaries and employee benefits$4,489,0001,416
Premises and equipment expense$757,0001,533
Additional noninterest expense$3,000,0001,129
Pre-tax net operating income$6,311,0001,105
Securities gains (losses)$109,000642
Applicable income taxes$491,0001,678
Income before extraordinary items$5,929,0001,045
Extraordinary gains, net$06
Net income$5,929,0001,044
Minority interest net income$067
Net income of bank and minority interests.$5,929,0001,045
Net charge-offs$-63,0004,429
Cash dividends$4,000,000503
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,828,7201,034
2021-03-31 (YTD Data)Rank
Total interest income$6,476,0001,222
Total interest expense$527,0001,461
Net interest income$5,949,0001,190
Provision for loan and lease losses$553,000343
Total noninterest income$1,925,0001,030
Gross Fiduciary activities income$0922
Service charges on deposit accounts$235,000964
Trading account gains and feesNANA
Additional Noninterest Income$1,690,000912
Total noninterest expense$4,211,0001,315
Salaries and employee benefits$2,286,0001,391
Premises and equipment expense$397,0001,493
Additional noninterest expense$1,528,0001,101
Pre-tax net operating income$3,110,0001,114
Securities gains (losses)$-7,0004,642
Applicable income taxes$232,0001,702
Income before extraordinary items$2,871,0001,063
Extraordinary gains, net$03
Net income$2,871,0001,064
Minority interest net income$055
Net income of bank and minority interests.$2,871,0001,063
Net charge-offs$42,000897
Cash dividends$2,000,000449
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,877,5101,027
2020-12-31 (YTD Data)Rank
Total interest income$26,498,0001,179
Total interest expense$3,625,0001,270
Net interest income$22,873,0001,152
Provision for loan and lease losses$1,575,0001,222
Total noninterest income$6,781,0001,047
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,025,000932
Trading account gains and feesNANA
Additional Noninterest Income$5,756,000928
Total noninterest expense$16,083,0001,327
Salaries and employee benefits$8,622,0001,418
Premises and equipment expense$1,481,0001,529
Additional noninterest expense$5,980,0001,089
Pre-tax net operating income$11,996,000911
Securities gains (losses)$254,000907
Applicable income taxes$875,0001,536
Income before extraordinary items$11,375,000848
Extraordinary gains, net$04
Net income$11,375,000848
Minority interest net income$072
Net income of bank and minority interests.$11,375,000848
Net charge-offs$-141,0004,807
Cash dividends$9,400,000480
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,138,780828
2020-09-30 (YTD Data)Rank
Total interest income$20,264,0001,157
Total interest expense$2,966,0001,247
Net interest income$17,298,0001,133
Provision for loan and lease losses$1,275,0001,178
Total noninterest income$4,312,0001,129
Gross Fiduciary activities income$0981
Service charges on deposit accounts$774,000916
Trading account gains and feesNANA
Additional Noninterest Income$3,538,0001,030
Total noninterest expense$11,669,0001,353
Salaries and employee benefits$6,157,0001,462
Premises and equipment expense$1,115,0001,523
Additional noninterest expense$4,397,0001,101
Pre-tax net operating income$8,666,000904
Securities gains (losses)$81,0001,312
Applicable income taxes$634,0001,548
Income before extraordinary items$8,113,000853
Extraordinary gains, net$04
Net income$8,113,000853
Minority interest net income$065
Net income of bank and minority interests.$8,113,000853
Net charge-offs$-60,0004,702
Cash dividends$6,900,000470
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,037,670830
2020-06-30 (YTD Data)Rank
Total interest income$13,907,0001,137
Total interest expense$2,175,0001,226
Net interest income$11,732,0001,112
Provision for loan and lease losses$975,0001,116
Total noninterest income$2,447,0001,186
Gross Fiduciary activities income$0970
Service charges on deposit accounts$510,000938
Trading account gains and feesNANA
Additional Noninterest Income$1,937,0001,112
Total noninterest expense$7,697,0001,359
Salaries and employee benefits$4,088,0001,461
Premises and equipment expense$731,0001,540
Additional noninterest expense$2,878,0001,107
Pre-tax net operating income$5,507,000878
Securities gains (losses)$-7,0004,741
Applicable income taxes$404,0001,526
Income before extraordinary items$5,096,000836
Extraordinary gains, net$04
Net income$5,096,000836
Minority interest net income$065
Net income of bank and minority interests.$5,096,000836
Net charge-offs$-31,0004,630
Cash dividends$4,400,000481
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,102,510798
2020-03-31 (YTD Data)Rank
Total interest income$6,859,0001,157
Total interest expense$1,236,0001,201
Net interest income$5,623,0001,134
Provision for loan and lease losses$150,0001,627
Total noninterest income$1,227,0001,125
Gross Fiduciary activities income$0941
Service charges on deposit accounts$314,000905
Trading account gains and feesNANA
Additional Noninterest Income$913,0001,033
Total noninterest expense$3,808,0001,381
Salaries and employee benefits$2,005,0001,495
Premises and equipment expense$366,0001,562
Additional noninterest expense$1,437,0001,131
Pre-tax net operating income$2,892,000758
Securities gains (losses)$2,0001,565
Applicable income taxes$182,0001,468
Income before extraordinary items$2,712,000716
Extraordinary gains, net$04
Net income$2,712,000716
Minority interest net income$056
Net income of bank and minority interests.$2,712,000716
Net charge-offs$10,0001,869
Cash dividends$2,200,000491
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,710,120692
2019-12-31 (YTD Data)Rank
Total interest income$27,670,0001,156
Total interest expense$5,477,0001,156
Net interest income$22,193,0001,143
Provision for loan and lease losses$625,0001,301
Total noninterest income$5,456,0001,065
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,367,000876
Trading account gains and feesNANA
Additional Noninterest Income$4,089,000950
Total noninterest expense$15,176,0001,345
Salaries and employee benefits$7,983,0001,450
Premises and equipment expense$1,480,0001,515
Additional noninterest expense$5,713,0001,126
Pre-tax net operating income$11,848,000917
Securities gains (losses)$123,000818
Applicable income taxes$755,0001,642
Income before extraordinary items$11,216,000858
Extraordinary gains, net$011
Net income$11,216,000859
Minority interest net income$076
Net income of bank and minority interests.$11,216,000859
Net charge-offs$58,0002,556
Cash dividends$8,400,000540
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,100,380840
2019-09-30 (YTD Data)Rank
Total interest income$20,663,0001,166
Total interest expense$4,075,0001,163
Net interest income$16,588,0001,162
Provision for loan and lease losses$425,0001,305
Total noninterest income$3,974,0001,074
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,058,000846
Trading account gains and feesNANA
Additional Noninterest Income$2,916,000983
Total noninterest expense$11,372,0001,350
Salaries and employee benefits$5,975,0001,464
Premises and equipment expense$1,110,0001,528
Additional noninterest expense$4,287,0001,125
Pre-tax net operating income$8,765,000945
Securities gains (losses)$70,000939
Applicable income taxes$549,0001,715
Income before extraordinary items$8,286,000879
Extraordinary gains, net$011
Net income$8,286,000880
Minority interest net income$072
Net income of bank and minority interests.$8,286,000880
Net charge-offs$59,0002,116
Cash dividends$6,200,000516
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,220,200863
2019-06-30 (YTD Data)Rank
Total interest income$13,666,0001,168
Total interest expense$2,612,0001,181
Net interest income$11,054,0001,161
Provision for loan and lease losses$225,0001,465
Total noninterest income$2,285,0001,165
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$674,000872
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0001,104
Total noninterest expense$7,653,0001,337
Salaries and employee benefits$4,003,0001,461
Premises and equipment expense$763,0001,498
Additional noninterest expense$2,887,0001,123
Pre-tax net operating income$5,461,000970
Securities gains (losses)$70,000638
Applicable income taxes$366,0001,691
Income before extraordinary items$5,165,000899
Extraordinary gains, net$011
Net income$5,165,000899
Minority interest net income$069
Net income of bank and minority interests.$5,165,000899
Net charge-offs$-34,0004,808
Cash dividends$4,000,000522
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,099,900892
2019-03-31 (YTD Data)Rank
Total interest income$6,742,0001,176
Total interest expense$1,216,0001,219
Net interest income$5,526,0001,163
Provision for loan and lease losses$75,0001,682
Total noninterest income$1,068,0001,183
Gross Fiduciary activities income$0972
Service charges on deposit accounts$357,000821
Trading account gains and feesNANA
Additional Noninterest Income$711,0001,154
Total noninterest expense$3,896,0001,328
Salaries and employee benefits$2,011,0001,456
Premises and equipment expense$393,0001,480
Additional noninterest expense$1,492,0001,080
Pre-tax net operating income$2,623,000981
Securities gains (losses)$3,000920
Applicable income taxes$176,0001,699
Income before extraordinary items$2,450,000927
Extraordinary gains, net$05
Net income$2,450,000925
Minority interest net income$052
Net income of bank and minority interests.$2,450,000926
Net charge-offs$-20,0004,863
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,447,210910
2018-12-31 (YTD Data)Rank
Total interest income$25,623,0001,151
Total interest expense$3,034,0001,422
Net interest income$22,589,0001,126
Provision for loan and lease losses$875,000991
Total noninterest income$5,165,0001,070
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,514,000813
Trading account gains and feesNANA
Additional Noninterest Income$3,651,000994
Total noninterest expense$15,779,0001,286
Salaries and employee benefits$8,251,0001,380
Premises and equipment expense$1,472,0001,523
Additional noninterest expense$6,056,0001,073
Pre-tax net operating income$11,100,000961
Securities gains (losses)$-239,0005,179
Applicable income taxes$800,0001,586
Income before extraordinary items$10,061,000912
Extraordinary gains, net$06
Net income$10,061,000911
Minority interest net income$072
Net income of bank and minority interests.$10,061,000911
Net charge-offs$-58,0004,930
Cash dividends$10,500,000401
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,283,270887
2018-09-30 (YTD Data)Rank
Total interest income$18,989,0001,151
Total interest expense$2,050,0001,467
Net interest income$16,939,0001,112
Provision for loan and lease losses$650,000919
Total noninterest income$3,956,0001,067
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,135,000809
Trading account gains and feesNANA
Additional Noninterest Income$2,821,000973
Total noninterest expense$11,635,0001,303
Salaries and employee benefits$6,028,0001,408
Premises and equipment expense$1,257,0001,366
Additional noninterest expense$4,350,0001,107
Pre-tax net operating income$8,610,000945
Securities gains (losses)$13,000656
Applicable income taxes$588,0001,648
Income before extraordinary items$8,035,000859
Extraordinary gains, net$05
Net income$8,035,000857
Minority interest net income$066
Net income of bank and minority interests.$8,035,000858
Net charge-offs$83,0001,868
Cash dividends$8,700,000353
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,022,910856
2018-06-30 (YTD Data)Rank
Total interest income$12,623,0001,145
Total interest expense$1,303,0001,450
Net interest income$11,320,0001,111
Provision for loan and lease losses$425,000933
Total noninterest income$2,403,0001,131
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$747,000813
Trading account gains and feesNANA
Additional Noninterest Income$1,656,0001,075
Total noninterest expense$7,798,0001,297
Salaries and employee benefits$4,059,0001,405
Premises and equipment expense$846,0001,373
Additional noninterest expense$2,893,0001,107
Pre-tax net operating income$5,500,000958
Securities gains (losses)$10,000602
Applicable income taxes$373,0001,673
Income before extraordinary items$5,137,000874
Extraordinary gains, net$06
Net income$5,137,000872
Minority interest net income$065
Net income of bank and minority interests.$5,137,000873
Net charge-offs$32,0002,002
Cash dividends$6,200,000323
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,127,700870
2018-03-31 (YTD Data)Rank
Total interest income$6,109,0001,173
Total interest expense$630,0001,435
Net interest income$5,479,0001,142
Provision for loan and lease losses$50,0002,055
Total noninterest income$1,189,0001,130
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$374,000818
Trading account gains and feesNANA
Additional Noninterest Income$815,0001,068
Total noninterest expense$3,838,0001,329
Salaries and employee benefits$2,035,0001,409
Premises and equipment expense$408,0001,427
Additional noninterest expense$1,395,0001,128
Pre-tax net operating income$2,780,000923
Securities gains (losses)$0735
Applicable income taxes$179,0001,677
Income before extraordinary items$2,601,000847
Extraordinary gains, net$07
Net income$2,601,000847
Minority interest net income$052
Net income of bank and minority interests.$2,601,000847
Net charge-offs$-6,0004,537
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,601,000837
2017-12-31 (YTD Data)Rank
Total interest income$16,576,0001,609
Total interest expense$1,656,0001,773
Net interest income$14,920,0001,563
Provision for loan and lease losses$04,227
Total noninterest income$4,049,0001,272
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,215,000997
Trading account gains and feesNANA
Additional Noninterest Income$2,834,0001,214
Total noninterest expense$11,290,0001,692
Salaries and employee benefits$5,971,0001,832
Premises and equipment expense$1,033,0002,060
Additional noninterest expense$4,286,0001,428
Pre-tax net operating income$7,679,0001,216
Securities gains (losses)$887,000153
Applicable income taxes$539,0002,362
Income before extraordinary items$8,027,000906
Extraordinary gains, net$09
Net income$8,027,000906
Minority interest net income$076
Net income of bank and minority interests.$8,027,000906
Net charge-offs$155,0002,043
Cash dividends$5,800,000595
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,193,220986
2017-09-30 (YTD Data)Rank
Total interest income$12,308,0001,623
Total interest expense$1,237,0001,768
Net interest income$11,071,0001,578
Provision for loan and lease losses$04,088
Total noninterest income$3,210,0001,256
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$948,000964
Trading account gains and feesNANA
Additional Noninterest Income$2,262,0001,167
Total noninterest expense$8,203,0001,753
Salaries and employee benefits$4,284,0001,885
Premises and equipment expense$799,0002,023
Additional noninterest expense$3,120,0001,464
Pre-tax net operating income$6,078,0001,192
Securities gains (losses)$669,000172
Applicable income taxes$429,0002,204
Income before extraordinary items$6,318,000940
Extraordinary gains, net$09
Net income$6,318,000940
Minority interest net income$071
Net income of bank and minority interests.$6,318,000940
Net charge-offs$113,0001,817
Cash dividends$4,400,000558
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,689,1401,034
2017-06-30 (YTD Data)Rank
Total interest income$8,116,0001,622
Total interest expense$821,0001,739
Net interest income$7,295,0001,585
Provision for loan and lease losses$03,871
Total noninterest income$2,275,0001,207
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$614,000980
Trading account gains and feesNANA
Additional Noninterest Income$1,661,0001,106
Total noninterest expense$5,336,0001,805
Salaries and employee benefits$2,825,0001,914
Premises and equipment expense$530,0002,031
Additional noninterest expense$1,981,0001,523
Pre-tax net operating income$4,234,0001,138
Securities gains (losses)$248,000249
Applicable income taxes$281,0002,199
Income before extraordinary items$4,201,000925
Extraordinary gains, net$011
Net income$4,201,000926
Minority interest net income$071
Net income of bank and minority interests.$4,201,000925
Net charge-offs$124,0001,367
Cash dividends$2,800,000571
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,967,880967
2017-03-31 (YTD Data)Rank
Total interest income$3,974,0001,640
Total interest expense$394,0001,775
Net interest income$3,580,0001,605
Provision for loan and lease losses$03,537
Total noninterest income$919,0001,374
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$284,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$635,0001,308
Total noninterest expense$2,650,0001,825
Salaries and employee benefits$1,430,0001,925
Premises and equipment expense$272,0002,015
Additional noninterest expense$948,0001,581
Pre-tax net operating income$1,849,0001,256
Securities gains (losses)$243,000142
Applicable income taxes$131,0002,229
Income before extraordinary items$1,961,000962
Extraordinary gains, net$08
Net income$1,961,000963
Minority interest net income$055
Net income of bank and minority interests.$1,961,000962
Net charge-offs$130,000777
Cash dividends$1,400,000547
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,732,5801,058
2016-12-31 (YTD Data)Rank
Total interest income$16,033,0001,583
Total interest expense$1,612,0001,706
Net interest income$14,421,0001,548
Provision for loan and lease losses$04,332
Total noninterest income$4,388,0001,255
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,271,000968
Trading account gains and fees$0170
Additional Noninterest Income$3,117,0001,177
Total noninterest expense$11,165,0001,717
Salaries and employee benefits$5,705,0001,875
Premises and equipment expense$1,210,0001,846
Additional noninterest expense$4,250,0001,449
Pre-tax net operating income$7,644,0001,149
Securities gains (losses)$120,0001,214
Applicable income taxes$443,0002,358
Income before extraordinary items$7,321,0001,018
Extraordinary gains, net$05
Net income$7,321,0001,017
Minority interest net income$082
Net income of bank and minority interests.$7,321,0001,017
Net charge-offs$429,0001,193
Cash dividends$5,600,000603
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,208,2001,006
2016-09-30 (YTD Data)Rank
Total interest income$12,023,0001,577
Total interest expense$1,214,0001,689
Net interest income$10,809,0001,557
Provision for loan and lease losses$04,186
Total noninterest income$3,258,0001,259
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$944,000973
Trading account gains and fees$0169
Additional Noninterest Income$2,314,0001,186
Total noninterest expense$8,276,0001,740
Salaries and employee benefits$4,238,0001,881
Premises and equipment expense$891,0001,886
Additional noninterest expense$3,147,0001,468
Pre-tax net operating income$5,791,0001,152
Securities gains (losses)$120,0001,135
Applicable income taxes$368,0002,307
Income before extraordinary items$5,543,0001,017
Extraordinary gains, net$05
Net income$5,543,0001,017
Minority interest net income$071
Net income of bank and minority interests.$5,543,0001,017
Net charge-offs$281,0001,194
Cash dividends$4,200,000577
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,430,2001,008
2016-06-30 (YTD Data)Rank
Total interest income$8,014,0001,582
Total interest expense$811,0001,675
Net interest income$7,203,0001,559
Provision for loan and lease losses$04,017
Total noninterest income$2,188,0001,244
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$622,000968
Trading account gains and fees$0157
Additional Noninterest Income$1,566,0001,150
Total noninterest expense$5,477,0001,753
Salaries and employee benefits$2,833,0001,883
Premises and equipment expense$549,0001,998
Additional noninterest expense$2,095,0001,474
Pre-tax net operating income$3,914,0001,126
Securities gains (losses)$45,0001,501
Applicable income taxes$253,0002,289
Income before extraordinary items$3,706,000992
Extraordinary gains, net$016
Net income$3,706,000991
Minority interest net income$071
Net income of bank and minority interests.$3,706,000991
Net charge-offs$232,0001,025
Cash dividends$2,800,000592
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,663,700975
2016-03-31 (YTD Data)Rank
Total interest income$4,047,0001,564
Total interest expense$407,0001,667
Net interest income$3,640,0001,539
Provision for loan and lease losses$03,656
Total noninterest income$834,0001,475
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$310,000973
Trading account gains and fees$0142
Additional Noninterest Income$524,0001,465
Total noninterest expense$2,736,0001,759
Salaries and employee benefits$1,424,0001,889
Premises and equipment expense$273,0002,017
Additional noninterest expense$1,039,0001,472
Pre-tax net operating income$1,738,0001,237
Securities gains (losses)$35,000980
Applicable income taxes$105,0002,424
Income before extraordinary items$1,668,0001,073
Extraordinary gains, net$012
Net income$1,668,0001,074
Minority interest net income$062
Net income of bank and minority interests.$1,668,0001,074
Net charge-offs$74,0001,191
Cash dividends$1,400,000569
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,635,1001,069
2015-12-31 (YTD Data)Rank
Total interest income$15,121,0001,648
Total interest expense$1,658,0001,625
Net interest income$13,463,0001,632
Provision for loan and lease losses$-700,0005,995
Total noninterest income$3,636,0001,387
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,356,000936
Trading account gains and fees$0159
Additional Noninterest Income$2,280,0001,381
Total noninterest expense$10,830,0001,753
Salaries and employee benefits$5,283,0001,966
Premises and equipment expense$1,213,0001,869
Additional noninterest expense$4,334,0001,423
Pre-tax net operating income$6,969,0001,203
Securities gains (losses)$147,000911
Applicable income taxes$409,0002,396
Income before extraordinary items$6,707,0001,061
Extraordinary gains, net$023
Net income$6,707,0001,060
Minority interest net income$081
Net income of bank and minority interests.$6,707,0001,061
Net charge-offs$262,0001,732
Cash dividends$5,600,000598
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,568,8201,053
2015-09-30 (YTD Data)Rank
Total interest income$11,284,0001,667
Total interest expense$1,247,0001,651
Net interest income$10,037,0001,652
Provision for loan and lease losses$-500,0006,082
Total noninterest income$2,913,0001,341
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,035,000933
Trading account gains and fees$0153
Additional Noninterest Income$1,878,0001,322
Total noninterest expense$8,137,0001,758
Salaries and employee benefits$3,990,0001,958
Premises and equipment expense$885,0001,939
Additional noninterest expense$3,262,0001,437
Pre-tax net operating income$5,313,0001,201
Securities gains (losses)$146,000802
Applicable income taxes$329,0002,394
Income before extraordinary items$5,130,0001,041
Extraordinary gains, net$021
Net income$5,130,0001,041
Minority interest net income$078
Net income of bank and minority interests.$5,130,0001,041
Net charge-offs$209,0001,515
Cash dividends$4,450,000533
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,992,7601,044
2015-06-30 (YTD Data)Rank
Total interest income$7,495,0001,679
Total interest expense$835,0001,654
Net interest income$6,660,0001,665
Provision for loan and lease losses$04,069
Total noninterest income$1,942,0001,350
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$680,000927
Trading account gains and fees$0157
Additional Noninterest Income$1,262,0001,328
Total noninterest expense$5,425,0001,765
Salaries and employee benefits$2,652,0001,976
Premises and equipment expense$579,0001,979
Additional noninterest expense$2,194,0001,425
Pre-tax net operating income$3,177,0001,310
Securities gains (losses)$145,000661
Applicable income taxes$225,0002,362
Income before extraordinary items$3,097,0001,140
Extraordinary gains, net$022
Net income$3,097,0001,139
Minority interest net income$075
Net income of bank and minority interests.$3,097,0001,141
Net charge-offs$46,0002,379
Cash dividends$3,300,000469
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,962,1501,151
2015-03-31 (YTD Data)Rank
Total interest income$3,734,0001,678
Total interest expense$417,0001,666
Net interest income$3,317,0001,668
Provision for loan and lease losses$03,703
Total noninterest income$868,0001,417
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$343,000898
Trading account gains and fees$0152
Additional Noninterest Income$525,0001,454
Total noninterest expense$2,711,0001,770
Salaries and employee benefits$1,330,0001,967
Premises and equipment expense$291,0001,983
Additional noninterest expense$1,090,0001,414
Pre-tax net operating income$1,474,0001,360
Securities gains (losses)$-2,0006,101
Applicable income taxes$107,0002,387
Income before extraordinary items$1,365,0001,233
Extraordinary gains, net$013
Net income$1,365,0001,233
Minority interest net income$064
Net income of bank and minority interests.$1,365,0001,234
Net charge-offs$31,0001,862
Cash dividends$1,150,000585
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,366,8601,191
2014-12-31 (YTD Data)Rank
Total interest income$15,705,0001,584
Total interest expense$1,762,0001,645
Net interest income$13,943,0001,581
Provision for loan and lease losses$-157,0006,094
Total noninterest income$4,195,0001,244
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,424,000929
Trading account gains and fees$0180
Additional Noninterest Income$2,771,0001,154
Total noninterest expense$10,693,0001,788
Salaries and employee benefits$5,178,0001,980
Premises and equipment expense$1,287,0001,799
Additional noninterest expense$4,228,0001,491
Pre-tax net operating income$7,602,0001,078
Securities gains (losses)$97,0001,277
Applicable income taxes$445,0002,316
Income before extraordinary items$7,254,000918
Extraordinary gains, net$017
Net income$7,254,000917
Minority interest net income$084
Net income of bank and minority interests.$7,254,000917
Net charge-offs$694,0001,168
Cash dividends$4,400,000676
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,162,820906
2014-09-30 (YTD Data)Rank
Total interest income$11,790,0001,589
Total interest expense$1,332,0001,653
Net interest income$10,458,0001,590
Provision for loan and lease losses$-157,0006,243
Total noninterest income$3,225,0001,226
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,062,000943
Trading account gains and fees$0174
Additional Noninterest Income$2,163,0001,143
Total noninterest expense$7,852,0001,816
Salaries and employee benefits$3,769,0002,045
Premises and equipment expense$944,0001,851
Additional noninterest expense$3,139,0001,509
Pre-tax net operating income$5,988,0001,044
Securities gains (losses)$98,0001,009
Applicable income taxes$356,0002,307
Income before extraordinary items$5,730,000869
Extraordinary gains, net$015
Net income$5,730,000868
Minority interest net income$081
Net income of bank and minority interests.$5,730,000868
Net charge-offs$366,0001,422
Cash dividends$3,050,000661
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,637,880860
2014-06-30 (YTD Data)Rank
Total interest income$7,902,0001,571
Total interest expense$896,0001,661
Net interest income$7,006,0001,577
Provision for loan and lease losses$-23,0006,246
Total noninterest income$2,179,0001,206
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$698,000935
Trading account gains and fees$0172
Additional Noninterest Income$1,481,0001,105
Total noninterest expense$5,199,0001,817
Salaries and employee benefits$2,503,0002,059
Premises and equipment expense$628,0001,870
Additional noninterest expense$2,068,0001,516
Pre-tax net operating income$4,009,0001,025
Securities gains (losses)$75,000943
Applicable income taxes$221,0002,319
Income before extraordinary items$3,863,000845
Extraordinary gains, net$020
Net income$3,863,000845
Minority interest net income$080
Net income of bank and minority interests.$3,863,000845
Net charge-offs$138,0001,917
Cash dividends$1,900,000687
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,791,750837
2014-03-31 (YTD Data)Rank
Total interest income$3,950,0001,570
Total interest expense$453,0001,672
Net interest income$3,497,0001,564
Provision for loan and lease losses$-5,0006,389
Total noninterest income$1,085,0001,166
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$343,000944
Trading account gains and fees$0147
Additional Noninterest Income$742,0001,070
Total noninterest expense$2,625,0001,810
Salaries and employee benefits$1,268,0002,045
Premises and equipment expense$323,0001,861
Additional noninterest expense$1,034,0001,508
Pre-tax net operating income$1,962,000993
Securities gains (losses)$41,000722
Applicable income taxes$107,0002,300
Income before extraordinary items$1,896,000825
Extraordinary gains, net$016
Net income$1,896,000827
Minority interest net income$066
Net income of bank and minority interests.$1,896,000826
Net charge-offs$-4,0005,342
Cash dividends$950,000644
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,857,050824
2013-12-31 (YTD Data)Rank
Total interest income$17,276,0001,464
Total interest expense$2,209,0001,546
Net interest income$15,067,0001,442
Provision for loan and lease losses$523,0001,785
Total noninterest income$3,864,0001,349
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,502,000918
Trading account gains and fees$0184
Additional Noninterest Income$2,362,0001,351
Total noninterest expense$10,901,0001,767
Salaries and employee benefits$5,398,0001,888
Premises and equipment expense$1,312,0001,779
Additional noninterest expense$4,191,0001,567
Pre-tax net operating income$7,507,0001,020
Securities gains (losses)$-3,0006,132
Applicable income taxes$500,0002,159
Income before extraordinary items$7,004,000898
Extraordinary gains, net$029
Net income$7,004,000899
Minority interest net income$090
Net income of bank and minority interests.$7,004,000899
Net charge-offs$191,0003,066
Cash dividends$3,750,000731
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,006,790879
2013-09-30 (YTD Data)Rank
Total interest income$12,986,0001,463
Total interest expense$1,698,0001,549
Net interest income$11,288,0001,441
Provision for loan and lease losses$532,0001,452
Total noninterest income$2,524,0001,521
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,135,000915
Trading account gains and fees$0180
Additional Noninterest Income$1,389,0001,641
Total noninterest expense$7,949,0001,807
Salaries and employee benefits$3,821,0002,017
Premises and equipment expense$954,0001,834
Additional noninterest expense$3,174,0001,545
Pre-tax net operating income$5,331,0001,078
Securities gains (losses)$-2,0006,351
Applicable income taxes$341,0002,306
Income before extraordinary items$4,988,000932
Extraordinary gains, net$025
Net income$4,988,000934
Minority interest net income$084
Net income of bank and minority interests.$4,988,000934
Net charge-offs$199,0002,564
Cash dividends$2,800,000677
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,989,880911
2013-06-30 (YTD Data)Rank
Total interest income$8,752,0001,451
Total interest expense$1,180,0001,520
Net interest income$7,572,0001,416
Provision for loan and lease losses$357,0001,481
Total noninterest income$1,436,0001,695
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$743,000906
Trading account gains and fees$0157
Additional Noninterest Income$693,0002,036
Total noninterest expense$5,325,0001,800
Salaries and employee benefits$2,563,0002,008
Premises and equipment expense$615,0001,886
Additional noninterest expense$2,147,0001,521
Pre-tax net operating income$3,326,0001,124
Securities gains (losses)$2,0002,612
Applicable income taxes$222,0002,330
Income before extraordinary items$3,106,000993
Extraordinary gains, net$022
Net income$3,106,000995
Minority interest net income$082
Net income of bank and minority interests.$3,106,000996
Net charge-offs$24,0003,889
Cash dividends$1,850,000672
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,104,140946
2013-03-31 (YTD Data)Rank
Total interest income$4,403,0001,451
Total interest expense$615,0001,506
Net interest income$3,788,0001,423
Provision for loan and lease losses$167,0001,517
Total noninterest income$800,0001,570
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$374,000894
Trading account gains and fees$0148
Additional Noninterest Income$426,0001,773
Total noninterest expense$2,642,0001,834
Salaries and employee benefits$1,268,0002,050
Premises and equipment expense$303,0001,953
Additional noninterest expense$1,071,0001,513
Pre-tax net operating income$1,779,0001,029
Securities gains (losses)$-2,0006,691
Applicable income taxes$121,0002,213
Income before extraordinary items$1,656,000918
Extraordinary gains, net$010
Net income$1,656,000919
Minority interest net income$076
Net income of bank and minority interests.$1,656,000920
Net charge-offs$236,0001,230
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,657,860871
2012-12-31 (YTD Data)Rank
Total interest income$18,957,0001,401
Total interest expense$3,089,0001,442
Net interest income$15,868,0001,377
Provision for loan and lease losses$2,161,0001,005
Total noninterest income$3,398,0001,501
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,507,000952
Trading account gains and fees$0166
Additional Noninterest Income$1,891,0001,585
Total noninterest expense$10,687,0001,792
Salaries and employee benefits$4,928,0002,032
Premises and equipment expense$1,289,0001,828
Additional noninterest expense$4,470,0001,509
Pre-tax net operating income$6,418,0001,116
Securities gains (losses)$419,0001,072
Applicable income taxes$428,0002,331
Income before extraordinary items$6,409,000950
Extraordinary gains, net$029
Net income$6,409,000950
Minority interest net income$093
Net income of bank and minority interests.$6,409,000950
Net charge-offs$2,222,0001,073
Cash dividends$4,400,000648
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,015,140940
2012-09-30 (YTD Data)Rank
Total interest income$14,360,0001,423
Total interest expense$2,373,0001,475
Net interest income$11,987,0001,379
Provision for loan and lease losses$1,659,0001,003
Total noninterest income$2,506,0001,518
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,118,000961
Trading account gains and fees$0157
Additional Noninterest Income$1,388,0001,597
Total noninterest expense$8,126,0001,770
Salaries and employee benefits$3,713,0002,027
Premises and equipment expense$1,033,0001,719
Additional noninterest expense$3,380,0001,500
Pre-tax net operating income$4,708,0001,139
Securities gains (losses)$412,000875
Applicable income taxes$384,0002,215
Income before extraordinary items$4,736,000975
Extraordinary gains, net$020
Net income$4,736,000975
Minority interest net income$086
Net income of bank and minority interests.$4,736,000975
Net charge-offs$217,0003,202
Cash dividends$3,500,000483
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,356,960993
2012-06-30 (YTD Data)Rank
Total interest income$9,669,0001,419
Total interest expense$1,618,0001,498
Net interest income$8,051,0001,372
Provision for loan and lease losses$907,0001,185
Total noninterest income$1,470,0001,649
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$747,000954
Trading account gains and fees$0153
Additional Noninterest Income$723,0001,877
Total noninterest expense$5,405,0001,785
Salaries and employee benefits$2,480,0002,023
Premises and equipment expense$685,0001,720
Additional noninterest expense$2,240,0001,512
Pre-tax net operating income$3,209,0001,113
Securities gains (losses)$185,0001,157
Applicable income taxes$247,0002,253
Income before extraordinary items$3,147,000966
Extraordinary gains, net$019
Net income$3,147,000966
Minority interest net income$084
Net income of bank and minority interests.$3,147,000966
Net charge-offs$876,0001,255
Cash dividends$2,600,000419
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,974,950961
2012-03-31 (YTD Data)Rank
Total interest income$4,909,0001,403
Total interest expense$843,0001,493
Net interest income$4,066,0001,358
Provision for loan and lease losses$722,000804
Total noninterest income$917,0001,401
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$376,000932
Trading account gains and fees$0148
Additional Noninterest Income$541,0001,431
Total noninterest expense$2,723,0001,772
Salaries and employee benefits$1,250,0002,010
Premises and equipment expense$346,0001,713
Additional noninterest expense$1,127,0001,492
Pre-tax net operating income$1,538,0001,143
Securities gains (losses)$18,0001,629
Applicable income taxes$103,0002,417
Income before extraordinary items$1,453,0001,026
Extraordinary gains, net$019
Net income$1,453,0001,028
Minority interest net income$078
Net income of bank and minority interests.$1,453,0001,027
Net charge-offs$692,000879
Cash dividends$850,000546
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,436,260974
2011-12-31 (YTD Data)Rank
Total interest income$21,405,0001,336
Total interest expense$4,252,0001,426
Net interest income$17,153,0001,296
Provision for loan and lease losses$3,503,0001,052
Total noninterest income$3,610,0001,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$3,610,000913
Total noninterest expense$11,714,0001,660
Salaries and employee benefits$5,250,0001,863
Premises and equipment expense$2,289,0001,091
Additional noninterest expense$4,175,0001,644
Pre-tax net operating income$5,546,0001,077
Securities gains (losses)$359,0001,005
Applicable income taxes$327,0002,451
Income before extraordinary items$5,578,000896
Extraordinary gains, net$029
Net income$5,578,000894
Minority interest net income$096
Net income of bank and minority interests.$5,578,000896
Net charge-offs$3,129,0001,164
Cash dividends$3,080,000645
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,240,540923
2011-09-30 (YTD Data)Rank
Total interest income$16,250,0001,334
Total interest expense$3,352,0001,413
Net interest income$12,898,0001,299
Provision for loan and lease losses$1,964,0001,256
Total noninterest income$2,609,0001,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$2,609,000927
Total noninterest expense$8,992,0001,622
Salaries and employee benefits$3,985,0001,841
Premises and equipment expense$1,786,0001,063
Additional noninterest expense$3,221,0001,587
Pre-tax net operating income$4,551,0001,021
Securities gains (losses)$21,0002,786
Applicable income taxes$326,0002,179
Income before extraordinary items$4,246,000896
Extraordinary gains, net$021
Net income$4,246,000895
Minority interest net income$087
Net income of bank and minority interests.$4,246,000896
Net charge-offs$2,452,0001,064
Cash dividends$3,080,000445
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,226,470861
2011-06-30 (YTD Data)Rank
Total interest income$10,856,0001,339
Total interest expense$2,340,0001,405
Net interest income$8,516,0001,310
Provision for loan and lease losses$1,270,0001,287
Total noninterest income$1,693,0001,367
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$1,693,000936
Total noninterest expense$5,933,0001,650
Salaries and employee benefits$2,677,0001,837
Premises and equipment expense$1,153,0001,105
Additional noninterest expense$2,103,0001,638
Pre-tax net operating income$3,006,0001,011
Securities gains (losses)$1,0002,791
Applicable income taxes$205,0002,208
Income before extraordinary items$2,802,000882
Extraordinary gains, net$015
Net income$2,802,000882
Minority interest net income$089
Net income of bank and minority interests.$2,802,000882
Net charge-offs$1,069,0001,413
Cash dividends$2,180,000390
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,801,070854
2011-03-31 (YTD Data)Rank
Total interest income$5,374,0001,366
Total interest expense$1,238,0001,373
Net interest income$4,136,0001,347
Provision for loan and lease losses$693,0001,152
Total noninterest income$822,0001,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$822,000944
Total noninterest expense$2,814,0001,750
Salaries and employee benefits$1,325,0001,879
Premises and equipment expense$577,0001,138
Additional noninterest expense$912,0001,851
Pre-tax net operating income$1,451,0001,035
Securities gains (losses)$01,772
Applicable income taxes$88,0002,322
Income before extraordinary items$1,363,000893
Extraordinary gains, net$09
Net income$1,363,000892
Minority interest net income$086
Net income of bank and minority interests.$1,363,000893
Net charge-offs$203,0002,111
Cash dividends$760,000505
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,363,000871
2010-12-31 (YTD Data)Rank
Total interest income$23,309,0001,322
Total interest expense$6,125,0001,357
Net interest income$17,184,0001,308
Provision for loan and lease losses$4,320,0001,268
Total noninterest income$4,041,0001,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$4,041,000860
Total noninterest expense$11,524,0001,709
Salaries and employee benefits$5,130,0001,894
Premises and equipment expense$2,299,0001,135
Additional noninterest expense$4,095,0001,756
Pre-tax net operating income$5,381,000966
Securities gains (losses)$-284,0007,350
Applicable income taxes$298,0002,366
Income before extraordinary items$4,799,000923
Extraordinary gains, net$029
Net income$4,799,000924
Minority interest net income$0111
Net income of bank and minority interests.$4,799,000925
Net charge-offs$2,670,0001,570
Cash dividends$2,355,000708
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,065,960832
2010-09-30 (YTD Data)Rank
Total interest income$17,467,0001,336
Total interest expense$4,721,0001,371
Net interest income$12,746,0001,331
Provision for loan and lease losses$3,120,0001,233
Total noninterest income$3,183,0001,206
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$3,183,000792
Total noninterest expense$8,624,0001,711
Salaries and employee benefits$3,805,0001,910
Premises and equipment expense$1,724,0001,149
Additional noninterest expense$3,095,0001,715
Pre-tax net operating income$4,185,000972
Securities gains (losses)$-137,0007,435
Applicable income taxes$388,0001,903
Income before extraordinary items$3,660,000951
Extraordinary gains, net$023
Net income$3,660,000953
Minority interest net income$0110
Net income of bank and minority interests.$3,660,000953
Net charge-offs$1,800,0001,606
Cash dividends$2,355,000466
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,783,300876
2010-06-30 (YTD Data)Rank
Total interest income$11,716,0001,350
Total interest expense$3,220,0001,389
Net interest income$8,496,0001,340
Provision for loan and lease losses$1,970,0001,292
Total noninterest income$2,087,0001,199
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,087,000780
Total noninterest expense$5,941,0001,658
Salaries and employee benefits$2,529,0001,925
Premises and equipment expense$1,151,0001,155
Additional noninterest expense$2,261,0001,564
Pre-tax net operating income$2,672,0001,001
Securities gains (losses)$110,0001,350
Applicable income taxes$272,0001,829
Income before extraordinary items$2,510,000897
Extraordinary gains, net$019
Net income$2,510,000897
Minority interest net income$0105
Net income of bank and minority interests.$2,510,000898
Net charge-offs$1,201,0001,554
Cash dividends$1,675,000412
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,411,000902
2010-03-31 (YTD Data)Rank
Total interest income$5,888,0001,378
Total interest expense$1,643,0001,436
Net interest income$4,245,0001,352
Provision for loan and lease losses$870,0001,293
Total noninterest income$1,029,0001,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,029,000781
Total noninterest expense$3,019,0001,660
Salaries and employee benefits$1,265,0001,955
Premises and equipment expense$555,0001,220
Additional noninterest expense$1,199,0001,477
Pre-tax net operating income$1,385,000970
Securities gains (losses)$02,284
Applicable income taxes$133,0001,850
Income before extraordinary items$1,252,000875
Extraordinary gains, net$016
Net income$1,252,000878
Minority interest net income$091
Net income of bank and minority interests.$1,252,000879
Net charge-offs$396,0001,791
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,252,000842
2009-12-31 (YTD Data)Rank
Total interest income$26,953,0001,288
Total interest expense$9,298,0001,277
Net interest income$17,655,0001,269
Provision for loan and lease losses$5,975,0001,244
Total noninterest income$1,924,0002,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$1,924,0001,410
Total noninterest expense$11,561,0001,767
Salaries and employee benefits$4,861,0002,021
Premises and equipment expense$2,375,0001,154
Additional noninterest expense$4,325,0001,725
Pre-tax net operating income$2,043,0001,881
Securities gains (losses)$1,636,000323
Applicable income taxes$266,0002,142
Income before extraordinary items$3,413,000994
Extraordinary gains, net$034
Net income$3,413,000992
Minority interest net income$0115
Net income of bank and minority interests.$3,413,000993
Net charge-offs$5,826,0001,023
Cash dividends$1,350,0001,300
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,891,5201,728
2009-09-30 (YTD Data)Rank
Total interest income$20,558,0001,282
Total interest expense$7,384,0001,272
Net interest income$13,174,0001,272
Provision for loan and lease losses$2,775,0001,553
Total noninterest income$1,268,0002,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$1,268,0001,553
Total noninterest expense$8,487,0001,784
Salaries and employee benefits$3,595,0002,060
Premises and equipment expense$1,750,0001,180
Additional noninterest expense$3,142,0001,713
Pre-tax net operating income$3,180,0001,031
Securities gains (losses)$186,0001,339
Applicable income taxes$186,0002,388
Income before extraordinary items$3,180,000860
Extraordinary gains, net$027
Net income$3,180,000861
Minority interest net income$0118
Net income of bank and minority interests.$3,180,000861
Net charge-offs$2,906,0001,201
Cash dividends$1,350,000963
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,005,160897
2009-06-30 (YTD Data)Rank
Total interest income$13,826,0001,299
Total interest expense$5,164,0001,275
Net interest income$8,662,0001,290
Provision for loan and lease losses$1,225,0001,842
Total noninterest income$152,0005,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$152,0004,094
Total noninterest expense$5,607,0001,831
Salaries and employee benefits$2,350,0002,151
Premises and equipment expense$1,170,0001,214
Additional noninterest expense$2,087,0001,743
Pre-tax net operating income$1,982,0001,151
Securities gains (losses)$183,0001,064
Applicable income taxes$132,0002,389
Income before extraordinary items$2,033,000935
Extraordinary gains, net$021
Net income$2,033,000934
Minority interest net income$0112
Net income of bank and minority interests.$2,033,000935
Net charge-offs$1,338,0001,423
Cash dividends$1,350,000679
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,860,980991
2009-03-31 (YTD Data)Rank
Total interest income$7,036,0001,287
Total interest expense$2,713,0001,261
Net interest income$4,323,0001,283
Provision for loan and lease losses$600,0001,587
Total noninterest income$1,071,0001,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,071,000804
Total noninterest expense$2,742,0001,808
Salaries and employee benefits$1,432,0001,817
Premises and equipment expense$583,0001,226
Additional noninterest expense$727,0002,151
Pre-tax net operating income$2,052,000592
Securities gains (losses)$02,434
Applicable income taxes$140,0001,822
Income before extraordinary items$1,912,000523
Extraordinary gains, net$015
Net income$1,912,000523
Minority interest net income$0102
Net income of bank and minority interests.$1,912,000526
Net charge-offs$490,0001,379
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,912,000484
2008-12-31 (YTD Data)Rank
Total interest income$30,464,0001,266
Total interest expense$13,413,0001,206
Net interest income$17,051,0001,303
Provision for loan and lease losses$4,911,0001,015
Total noninterest income$4,114,0001,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$4,114,000754
Total noninterest expense$10,660,0001,820
Salaries and employee benefits$5,160,0001,957
Premises and equipment expense$2,256,0001,214
Additional noninterest expense$3,244,0001,890
Pre-tax net operating income$5,594,000999
Securities gains (losses)$580,000330
Applicable income taxes$405,0002,068
Income before extraordinary items$5,769,000701
Extraordinary gains, net$039
Net income$5,769,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,997,000691
Cash dividends$4,900,000577
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,229,600832
2008-09-30 (YTD Data)Rank
Total interest income$23,160,0001,267
Total interest expense$10,442,0001,211
Net interest income$12,718,0001,329
Provision for loan and lease losses$3,071,000892
Total noninterest income$3,259,0001,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$3,259,000783
Total noninterest expense$8,044,0001,795
Salaries and employee benefits$3,944,0001,960
Premises and equipment expense$1,686,0001,215
Additional noninterest expense$2,414,0001,832
Pre-tax net operating income$4,862,0001,048
Securities gains (losses)$447,000344
Applicable income taxes$322,0002,386
Income before extraordinary items$4,987,000730
Extraordinary gains, net$031
Net income$4,987,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,352,000595
Cash dividends$4,900,000469
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,566,820850
2008-06-30 (YTD Data)Rank
Total interest income$15,592,0001,274
Total interest expense$7,253,0001,215
Net interest income$8,339,0001,345
Provision for loan and lease losses$2,171,000740
Total noninterest income$2,153,0001,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,153,000805
Total noninterest expense$5,361,0001,798
Salaries and employee benefits$2,605,0001,997
Premises and equipment expense$1,101,0001,248
Additional noninterest expense$1,655,0001,766
Pre-tax net operating income$2,960,0001,204
Securities gains (losses)$251,000520
Applicable income taxes$188,0002,763
Income before extraordinary items$3,023,000901
Extraordinary gains, net$021
Net income$3,023,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,455,000493
Cash dividends$3,050,000541
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,787,060963
2008-03-31 (YTD Data)Rank
Total interest income$7,824,0001,311
Total interest expense$3,756,0001,246
Net interest income$4,068,0001,363
Provision for loan and lease losses$900,000661
Total noninterest income$1,044,0001,292
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,044,000836
Total noninterest expense$2,649,0001,805
Salaries and employee benefits$1,312,0002,012
Premises and equipment expense$553,0001,239
Additional noninterest expense$784,0001,801
Pre-tax net operating income$1,563,0001,210
Securities gains (losses)$133,000590
Applicable income taxes$92,0002,892
Income before extraordinary items$1,604,000940
Extraordinary gains, net$015
Net income$1,604,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,311,000383
Cash dividends$1,450,000553
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,477,650978
2007-12-31 (YTD Data)Rank
Total interest income$30,008,0001,435
Total interest expense$14,054,0001,423
Net interest income$15,954,0001,407
Provision for loan and lease losses$1,450,0001,084
Total noninterest income$4,353,0001,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$4,353,000776
Total noninterest expense$10,089,0001,830
Salaries and employee benefits$4,917,0002,047
Premises and equipment expense$2,269,0001,161
Additional noninterest expense$2,903,0001,898
Pre-tax net operating income$8,768,000974
Securities gains (losses)$575,000251
Applicable income taxes$582,0002,550
Income before extraordinary items$8,761,000747
Extraordinary gains, net$039
Net income$8,761,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,603,000723
Cash dividends$5,493,000688
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,220,500788
2007-09-30 (YTD Data)Rank
Total interest income$21,971,0001,470
Total interest expense$10,235,0001,462
Net interest income$11,736,0001,438
Provision for loan and lease losses$900,000978
Total noninterest income$3,220,0001,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$3,220,000789
Total noninterest expense$7,511,0001,824
Salaries and employee benefits$3,660,0002,066
Premises and equipment expense$1,731,0001,147
Additional noninterest expense$2,120,0001,903
Pre-tax net operating income$6,545,0001,055
Securities gains (losses)$430,000258
Applicable income taxes$436,0002,710
Income before extraordinary items$6,539,000800
Extraordinary gains, net$033
Net income$6,539,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,087
Cash dividends$5,493,000529
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,134,800847
2007-06-30 (YTD Data)Rank
Total interest income$14,177,0001,540
Total interest expense$6,502,0001,542
Net interest income$7,675,0001,491
Provision for loan and lease losses$600,000869
Total noninterest income$2,103,0001,277
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,103,000828
Total noninterest expense$4,926,0001,874
Salaries and employee benefits$2,416,0002,121
Premises and equipment expense$1,173,0001,144
Additional noninterest expense$1,337,0002,014
Pre-tax net operating income$4,252,0001,120
Securities gains (losses)$274,000268
Applicable income taxes$272,0002,850
Income before extraordinary items$4,254,000861
Extraordinary gains, net$029
Net income$4,254,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,000895
Cash dividends$4,276,000481
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,996,440903
2007-03-31 (YTD Data)Rank
Total interest income$6,867,0001,588
Total interest expense$3,092,0001,616
Net interest income$3,775,0001,521
Provision for loan and lease losses$300,000788
Total noninterest income$1,004,0001,308
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,004,000841
Total noninterest expense$2,469,0001,872
Salaries and employee benefits$1,244,0002,065
Premises and equipment expense$581,0001,163
Additional noninterest expense$644,0002,039
Pre-tax net operating income$2,010,0001,169
Securities gains (losses)$135,000262
Applicable income taxes$116,0003,070
Income before extraordinary items$2,029,000877
Extraordinary gains, net$022
Net income$2,029,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,000730
Cash dividends$937,000861
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,900,750918
2006-12-31 (YTD Data)Rank
Total interest income$25,541,0001,574
Total interest expense$10,614,0001,594
Net interest income$14,927,0001,535
Provision for loan and lease losses$1,000,0001,040
Total noninterest income$4,391,0001,216
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$4,391,000749
Total noninterest expense$9,766,0001,822
Salaries and employee benefits$5,044,0001,926
Premises and equipment expense$2,264,0001,133
Additional noninterest expense$2,458,0002,134
Pre-tax net operating income$8,552,0001,159
Securities gains (losses)$394,000275
Applicable income taxes$538,0003,047
Income before extraordinary items$8,408,000897
Extraordinary gains, net$051
Net income$8,408,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$859,000788
Cash dividends$8,096,000463
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,037,640910
2006-09-30 (YTD Data)Rank
Total interest income$18,838,0001,582
Total interest expense$7,632,0001,612
Net interest income$11,206,0001,544
Provision for loan and lease losses$700,0001,050
Total noninterest income$3,307,0001,216
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,307,000757
Total noninterest expense$7,503,0001,775
Salaries and employee benefits$3,792,0001,918
Premises and equipment expense$1,654,0001,170
Additional noninterest expense$2,057,0001,898
Pre-tax net operating income$6,310,0001,223
Securities gains (losses)$276,000286
Applicable income taxes$413,0003,134
Income before extraordinary items$6,173,000944
Extraordinary gains, net$045
Net income$6,173,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,000643
Cash dividends$7,046,000386
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,913,560960
2006-06-30 (YTD Data)Rank
Total interest income$12,229,0001,588
Total interest expense$4,843,0001,611
Net interest income$7,386,0001,561
Provision for loan and lease losses$450,0001,060
Total noninterest income$2,187,0001,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,187,000758
Total noninterest expense$5,028,0001,763
Salaries and employee benefits$2,546,0001,910
Premises and equipment expense$1,093,0001,179
Additional noninterest expense$1,389,0001,877
Pre-tax net operating income$4,095,0001,235
Securities gains (losses)$171,000285
Applicable income taxes$270,0003,182
Income before extraordinary items$3,996,000965
Extraordinary gains, net$039
Net income$3,996,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,000937
Cash dividends$4,983,000386
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,835,260992
2006-03-31 (YTD Data)Rank
Total interest income$5,929,0001,598
Total interest expense$2,295,0001,613
Net interest income$3,634,0001,576
Provision for loan and lease losses$225,0001,018
Total noninterest income$1,135,0001,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,135,000727
Total noninterest expense$2,512,0001,766
Salaries and employee benefits$1,281,0001,917
Premises and equipment expense$531,0001,217
Additional noninterest expense$700,0001,863
Pre-tax net operating income$2,032,0001,217
Securities gains (losses)$65,000300
Applicable income taxes$139,0003,153
Income before extraordinary items$1,958,000976
Extraordinary gains, net$021
Net income$1,958,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$1,293,000614
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,897,550985
2005-12-31 (YTD Data)Rank
Total interest income$19,420,0001,725
Total interest expense$6,609,0001,722
Net interest income$12,811,0001,718
Provision for loan and lease losses$1,000,0001,040
Total noninterest income$3,723,0001,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,723,000858
Total noninterest expense$7,350,0002,277
Salaries and employee benefits$3,861,0002,368
Premises and equipment expense$1,491,0001,640
Additional noninterest expense$1,998,0002,498
Pre-tax net operating income$8,184,0001,177
Securities gains (losses)$472,000291
Applicable income taxes$541,0003,238
Income before extraordinary items$8,115,000888
Extraordinary gains, net$046
Net income$8,115,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,000794
Cash dividends$7,472,000481
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,671,320920
2005-09-30 (YTD Data)Rank
Total interest income$14,248,0001,721
Total interest expense$4,716,0001,713
Net interest income$9,532,0001,709
Provision for loan and lease losses$775,000965
Total noninterest income$2,700,0001,400
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,700,000885
Total noninterest expense$5,413,0002,292
Salaries and employee benefits$2,867,0002,358
Premises and equipment expense$1,089,0001,677
Additional noninterest expense$1,457,0002,527
Pre-tax net operating income$6,044,0001,186
Securities gains (losses)$360,000340
Applicable income taxes$402,0003,315
Income before extraordinary items$6,002,000896
Extraordinary gains, net$035
Net income$6,002,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,000940
Cash dividends$7,472,000353
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,663,600939
2005-06-30 (YTD Data)Rank
Total interest income$9,268,0001,721
Total interest expense$3,012,0001,680
Net interest income$6,256,0001,713
Provision for loan and lease losses$450,0001,068
Total noninterest income$1,754,0001,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,754,000892
Total noninterest expense$3,559,0002,314
Salaries and employee benefits$1,897,0002,358
Premises and equipment expense$715,0001,676
Additional noninterest expense$947,0002,567
Pre-tax net operating income$4,001,0001,164
Securities gains (losses)$238,000374
Applicable income taxes$261,0003,338
Income before extraordinary items$3,978,000876
Extraordinary gains, net$030
Net income$3,978,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,000933
Cash dividends$6,135,000287
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,754,280909
2005-03-31 (YTD Data)Rank
Total interest income$4,513,0001,730
Total interest expense$1,464,0001,631
Net interest income$3,049,0001,749
Provision for loan and lease losses$225,0001,003
Total noninterest income$838,0001,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$838,000912
Total noninterest expense$1,773,0002,330
Salaries and employee benefits$957,0002,379
Premises and equipment expense$355,0001,694
Additional noninterest expense$461,0002,630
Pre-tax net operating income$1,889,0001,209
Securities gains (losses)$121,000340
Applicable income taxes$131,0003,336
Income before extraordinary items$1,879,000921
Extraordinary gains, net$024
Net income$1,879,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$1,302,000524
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,766,470962
2004-12-31 (YTD Data)Rank
Total interest income$17,841,0001,626
Total interest expense$5,453,0001,510
Net interest income$12,388,0001,645
Provision for loan and lease losses$1,146,000936
Total noninterest income$3,254,0001,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$3,254,000924
Total noninterest expense$7,019,0002,280
Salaries and employee benefits$3,616,0002,408
Premises and equipment expense$1,349,0001,720
Additional noninterest expense$2,054,0002,361
Pre-tax net operating income$7,477,0001,165
Securities gains (losses)$693,000365
Applicable income taxes$571,0003,119
Income before extraordinary items$7,599,000864
Extraordinary gains, net$034
Net income$7,599,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,000870
Cash dividends$5,159,000599
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,954,510905
2004-09-30 (YTD Data)Rank
Total interest income$13,329,0001,604
Total interest expense$4,050,0001,498
Net interest income$9,279,0001,637
Provision for loan and lease losses$708,0001,074
Total noninterest income$2,330,0001,563
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,330,000968
Total noninterest expense$5,089,0002,340
Salaries and employee benefits$2,711,0002,390
Premises and equipment expense$970,0001,788
Additional noninterest expense$1,408,0002,519
Pre-tax net operating income$5,812,0001,135
Securities gains (losses)$382,000500
Applicable income taxes$410,0003,256
Income before extraordinary items$5,784,000857
Extraordinary gains, net$026
Net income$5,784,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$628,000798
Cash dividends$5,159,000443
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,428,740875
2004-06-30 (YTD Data)Rank
Total interest income$8,725,0001,620
Total interest expense$2,659,0001,496
Net interest income$6,066,0001,655
Provision for loan and lease losses$483,0001,031
Total noninterest income$1,484,0001,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,484,0001,002
Total noninterest expense$3,356,0002,365
Salaries and employee benefits$1,815,0002,377
Premises and equipment expense$634,0001,817
Additional noninterest expense$907,0002,607
Pre-tax net operating income$3,711,0001,162
Securities gains (losses)$295,000493
Applicable income taxes$269,0003,266
Income before extraordinary items$3,737,000875
Extraordinary gains, net$021
Net income$3,737,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,000944
Cash dividends$3,856,000411
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,462,650913
2004-03-31 (YTD Data)Rank
Total interest income$4,309,0001,637
Total interest expense$1,316,0001,519
Net interest income$2,993,0001,667
Provision for loan and lease losses$258,000928
Total noninterest income$703,0001,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$703,0001,015
Total noninterest expense$1,644,0002,432
Salaries and employee benefits$907,0002,392
Premises and equipment expense$316,0001,845
Additional noninterest expense$421,0002,771
Pre-tax net operating income$1,794,0001,171
Securities gains (losses)$152,000615
Applicable income taxes$139,0003,223
Income before extraordinary items$1,807,000898
Extraordinary gains, net$016
Net income$1,807,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,000932
Cash dividends$1,250,000546
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,665,640929
2003-12-31 (YTD Data)Rank
Total interest income$16,869,0001,694
Total interest expense$5,653,0001,589
Net interest income$11,216,0001,726
Provision for loan and lease losses$1,373,000883
Total noninterest income$2,686,0001,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,686,0001,169
Total noninterest expense$6,677,0002,349
Salaries and employee benefits$3,345,0002,512
Premises and equipment expense$1,278,0001,784
Additional noninterest expense$2,054,0002,346
Pre-tax net operating income$5,852,0001,409
Securities gains (losses)$840,000536
Applicable income taxes$433,0003,630
Income before extraordinary items$6,259,0001,024
Extraordinary gains, net$054
Net income$6,259,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$890,0001,014
Cash dividends$5,647,000570
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,469,4001,114
2003-09-30 (YTD Data)Rank
Total interest income$12,536,0001,737
Total interest expense$4,307,0001,633
Net interest income$8,229,0001,780
Provision for loan and lease losses$1,025,000880
Total noninterest income$1,984,0001,915
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,984,0001,239
Total noninterest expense$5,196,0002,281
Salaries and employee benefits$2,577,0002,453
Premises and equipment expense$981,0001,748
Additional noninterest expense$1,638,0002,193
Pre-tax net operating income$3,992,0001,582
Securities gains (losses)$719,000551
Applicable income taxes$274,0004,090
Income before extraordinary items$4,437,0001,130
Extraordinary gains, net$040
Net income$4,437,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,000910
Cash dividends$5,647,000444
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,761,1401,238
2003-06-30 (YTD Data)Rank
Total interest income$8,373,0001,746
Total interest expense$2,892,0001,687
Net interest income$5,481,0001,779
Provision for loan and lease losses$650,000922
Total noninterest income$1,295,0001,931
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,295,0001,260
Total noninterest expense$3,443,0002,282
Salaries and employee benefits$1,687,0002,484
Premises and equipment expense$629,0001,811
Additional noninterest expense$1,127,0002,121
Pre-tax net operating income$2,683,0001,568
Securities gains (losses)$504,000569
Applicable income taxes$171,0004,268
Income before extraordinary items$3,016,0001,115
Extraordinary gains, net$030
Net income$3,016,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,000753
Cash dividends$4,397,000402
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,537,2001,211
2003-03-31 (YTD Data)Rank
Total interest income$4,172,0001,764
Total interest expense$1,459,0001,715
Net interest income$2,713,0001,793
Provision for loan and lease losses$275,0001,022
Total noninterest income$612,0001,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$612,0001,281
Total noninterest expense$1,676,0002,322
Salaries and employee benefits$833,0002,529
Premises and equipment expense$293,0001,944
Additional noninterest expense$550,0002,136
Pre-tax net operating income$1,374,0001,528
Securities gains (losses)$194,000668
Applicable income taxes$57,0004,911
Income before extraordinary items$1,511,0001,102
Extraordinary gains, net$021
Net income$1,511,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,000659
Cash dividends$3,147,000269
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,324,7601,169
2002-12-31 (YTD Data)Rank
Total interest income$17,308,0001,787
Total interest expense$6,467,0001,763
Net interest income$10,841,0001,786
Provision for loan and lease losses$1,417,000994
Total noninterest income$2,466,0001,812
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,466,0001,137
Total noninterest expense$6,176,0002,402
Salaries and employee benefits$3,040,0002,594
Premises and equipment expense$1,232,0001,803
Additional noninterest expense$1,904,0002,421
Pre-tax net operating income$5,714,0001,457
Securities gains (losses)$609,000584
Applicable income taxes$235,0004,862
Income before extraordinary items$6,088,0001,032
Extraordinary gains, net$070
Net income$6,088,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,277,000779
Cash dividends$6,395,000512
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,503,3601,094
2001-12-31 (YTD Data)Rank
Total interest income$18,140,0001,891
Total interest expense$9,054,0001,795
Net interest income$9,086,0001,961
Provision for loan and lease losses$697,0001,675
Total noninterest income$2,119,0001,923
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$2,119,0001,191
Total noninterest expense$5,612,0002,521
Salaries and employee benefits$2,964,0002,534
Premises and equipment expense$1,126,0001,898
Additional noninterest expense$1,522,0002,834
Pre-tax net operating income$4,896,0001,471
Securities gains (losses)$535,000589
Applicable income taxes$277,0004,426
Income before extraordinary items$5,154,0001,063
Extraordinary gains, net$0105
Net income$5,154,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,0001,224
Cash dividends$1,914,0001,393
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,645,7501,127
2000-12-31 (YTD Data)Rank
Total interest income$18,107,0001,939
Total interest expense$9,450,0001,821
Net interest income$8,657,0002,054
Provision for loan and lease losses$508,0001,844
Total noninterest income$2,059,0001,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,059,0001,109
Total noninterest expense$5,371,0002,536
Salaries and employee benefits$2,689,0002,648
Premises and equipment expense$1,095,0001,901
Additional noninterest expense$1,587,0002,671
Pre-tax net operating income$4,837,0001,523
Securities gains (losses)$284,000352
Applicable income taxes$1,509,0001,505
Income before extraordinary items$3,612,0001,467
Extraordinary gains, net$038
Net income$3,612,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,656
Cash dividends$3,266,000889
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,410,3601,541
1999-12-31 (YTD Data)Rank
Total interest income$15,875,0002,050
Total interest expense$7,482,0001,992
Net interest income$8,393,0002,098
Provision for loan and lease losses$779,0001,218
Total noninterest income$1,972,0001,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,972,0001,170
Total noninterest expense$4,898,0002,761
Salaries and employee benefits$2,445,0002,869
Premises and equipment expense$966,0002,115
Additional noninterest expense$1,487,0002,888
Pre-tax net operating income$4,688,0001,605
Securities gains (losses)$437,000372
Applicable income taxes$1,904,0001,283
Income before extraordinary items$3,221,0001,654
Extraordinary gains, net$035
Net income$3,221,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,074
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,941,3201,773
1998-12-31 (YTD Data)Rank
Total interest income$14,280,0002,281
Total interest expense$7,140,0002,124
Net interest income$7,140,0002,385
Provision for loan and lease losses$320,0002,466
Total noninterest income$1,717,0002,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,717,0001,290
Total noninterest expense$4,770,0002,733
Salaries and employee benefits$2,207,0003,037
Premises and equipment expense$881,0002,210
Additional noninterest expense$1,682,0002,478
Pre-tax net operating income$3,767,0001,933
Securities gains (losses)$520,000542
Applicable income taxes$1,628,0001,505
Income before extraordinary items$2,659,0001,969
Extraordinary gains, net$032
Net income$2,659,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,836
Cash dividends$1,518,0001,635
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,326,2002,165
1997-12-31 (YTD Data)Rank
Total interest income$13,033,0002,517
Total interest expense$6,502,0002,311
Net interest income$6,531,0002,668
Provision for loan and lease losses$264,0002,856
Total noninterest income$1,451,0002,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,451,0001,353
Total noninterest expense$4,209,0003,029
Salaries and employee benefits$2,045,0003,237
Premises and equipment expense$793,0002,446
Additional noninterest expense$1,371,0002,966
Pre-tax net operating income$3,509,0002,142
Securities gains (losses)$376,000501
Applicable income taxes$1,495,0001,708
Income before extraordinary items$2,390,0002,209
Extraordinary gains, net$044
Net income$2,390,0002,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,715
Cash dividends$2,741,0001,026
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,149,3602,360
1996-12-31 (YTD Data)Rank
Total interest income$11,660,0002,833
Total interest expense$5,567,0002,723
Net interest income$6,093,0002,915
Provision for loan and lease losses$453,0001,877
Total noninterest income$2,051,0001,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,051,0001,140
Total noninterest expense$4,667,0002,917
Salaries and employee benefits$1,862,0003,564
Premises and equipment expense$810,0002,423
Additional noninterest expense$1,995,0002,462
Pre-tax net operating income$3,024,0002,357
Securities gains (losses)$93,000991
Applicable income taxes$918,0002,531
Income before extraordinary items$2,199,0002,247
Extraordinary gains, net$053
Net income$2,199,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,085
Cash dividends$774,0002,565
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,132,9702,253
1995-12-31 (YTD Data)Rank
Total interest income$8,019,0004,007
Total interest expense$3,569,0004,080
Net interest income$4,450,0003,948
Provision for loan and lease losses$08,958
Total noninterest income$1,093,0002,909
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,093,0001,699
Total noninterest expense$3,112,0004,145
Salaries and employee benefits$1,530,0004,213
Premises and equipment expense$625,0003,102
Additional noninterest expense$957,0004,520
Pre-tax net operating income$2,431,0002,929
Securities gains (losses)$114,000903
Applicable income taxes$949,0002,499
Income before extraordinary items$1,596,0003,064
Extraordinary gains, net$065
Net income$1,596,0003,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,409
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,523,0403,189
1994-12-31 (YTD Data)Rank
Total interest income$6,124,0004,773
Total interest expense$2,389,0004,827
Net interest income$3,735,0004,658
Provision for loan and lease losses$20,0007,754
Total noninterest income$665,0004,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$665,0002,419
Total noninterest expense$2,595,0004,994
Salaries and employee benefits$1,343,0004,745
Premises and equipment expense$490,0003,870
Additional noninterest expense$762,0005,925
Pre-tax net operating income$1,785,0003,773
Securities gains (losses)$146,000612
Applicable income taxes$535,0003,849
Income before extraordinary items$1,396,0003,381
Extraordinary gains, net$0249
Net income$1,396,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,040
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$-188,00012,526
Net operating income$1,290,8803,652
1993-12-31 (YTD Data)Rank
Total interest income$5,267,0005,523
Total interest expense$2,286,0005,200
Net interest income$2,981,0005,678
Provision for loan and lease losses$162,0004,451
Total noninterest income$605,0004,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$605,0002,878
Total noninterest expense$2,222,0005,818
Salaries and employee benefits$1,019,0006,022
Premises and equipment expense$452,0004,251
Additional noninterest expense$751,0006,236
Pre-tax net operating income$1,202,0005,176
Securities gains (losses)$229,0001,535
Applicable income taxes$346,0005,550
Income before extraordinary items$1,085,0004,372
Extraordinary gains, net$03,149
Net income$1,085,0004,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0003,045
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$910,9604,824
1992-12-31 (YTD Data)Rank
Total interest income$5,463,0005,938
Total interest expense$3,152,0004,948
Net interest income$2,311,0006,980
Provision for loan and lease losses$235,0004,801
Total noninterest income$567,0005,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$567,0002,940
Total noninterest expense$2,285,0005,723
Salaries and employee benefits$1,072,0005,691
Premises and equipment expense$531,0003,771
Additional noninterest expense$682,0006,870
Pre-tax net operating income$358,0009,606
Securities gains (losses)$9,0006,537
Applicable income taxes$012,680
Income before extraordinary items$367,0008,535
Extraordinary gains, net$01,422
Net income$367,0008,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0002,423
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$358,0008,271

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.