Home > First Federal Bank > Net charge- offs to loans

First Federal Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0273%4,246
Percentage Net Loans Charged-off: Total real estate loans-0.0165%4,144
Percentage Net Loans Charged-off:Construction & development-0.0689%4,440
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0104%550
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0112%515
Percentage Net Loans Charged-off: Commercial and industrial-0.2852%4,453
Percentage Net Loans Charged-off: Loans to individuals-0.1275%4,387
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual-0.1275%4,385
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0151%4,057
Percentage Net Loans Charged-off: Total real estate loans-0.0091%3,981
Percentage Net Loans Charged-off:Construction & development-0.0197%4,378
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%3,853
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0070%3,899
Percentage Net Loans Charged-off: Commercial and industrial-0.3910%4,504
Percentage Net Loans Charged-off: Loans to individuals0.1082%2,094
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1082%2,024
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0004%2,444
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,563
Percentage Net Loans Charged-off:Construction & development0.0026%116
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%3,891
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0068%3,893
Percentage Net Loans Charged-off: Commercial and industrial-0.1346%4,343
Percentage Net Loans Charged-off: Loans to individuals0.1617%1,679
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.1617%1,651
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0090%3,815
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,843
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%4,044
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0100%4,102
Percentage Net Loans Charged-off: Commercial and industrial-0.2826%4,500
Percentage Net Loans Charged-off: Loans to individuals0.0608%1,774
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0608%1,699
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0051%3,640
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,506
Percentage Net Loans Charged-off:Construction & development-0.0009%4,238
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%3,806
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0091%3,871
Percentage Net Loans Charged-off: Commercial and industrial0.0892%893
Percentage Net Loans Charged-off: Loans to individuals-0.1075%4,363
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.1075%4,369
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%3,615
Percentage Net Loans Charged-off: Total real estate loans-0.0040%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%3,794
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0094%3,875
Percentage Net Loans Charged-off: Commercial and industrial0.0248%946
Percentage Net Loans Charged-off: Loans to individuals-0.1230%4,372
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.1230%4,372
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0137%3,721
Percentage Net Loans Charged-off: Total real estate loans-0.0047%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%3,761
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0109%3,819
Percentage Net Loans Charged-off: Commercial and industrial0.0240%792
Percentage Net Loans Charged-off: Loans to individuals-0.2371%4,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2371%4,278
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%1,684
Percentage Net Loans Charged-off: Total real estate loans-0.0065%3,735
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%3,941
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0147%4,008
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.1903%1,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1903%1,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0514%4,337
Percentage Net Loans Charged-off: Total real estate loans-0.0693%4,487
Percentage Net Loans Charged-off:Construction & development-0.1626%4,293
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0734%4,380
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0797%4,403
Percentage Net Loans Charged-off: Commercial and industrial-0.0209%3,647
Percentage Net Loans Charged-off: Loans to individuals0.2293%1,460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2293%1,359
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0674%4,469
Percentage Net Loans Charged-off: Total real estate loans-0.0803%4,589
Percentage Net Loans Charged-off:Construction & development-0.2289%4,376
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0719%4,436
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0782%4,465
Percentage Net Loans Charged-off: Commercial and industrial-0.0264%3,766
Percentage Net Loans Charged-off: Loans to individuals0.0854%1,874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0854%1,766
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0314%4,175
Percentage Net Loans Charged-off: Total real estate loans-0.0323%4,338
Percentage Net Loans Charged-off:Construction & development-0.0309%4,219
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0521%4,400
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0568%4,440
Percentage Net Loans Charged-off: Commercial and industrial-0.0451%4,020
Percentage Net Loans Charged-off: Loans to individuals-0.0121%3,686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0121%3,634
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0422%1,045
Percentage Net Loans Charged-off: Total real estate loans0.0082%643
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0159%437
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0173%405
Percentage Net Loans Charged-off: Commercial and industrial0.5352%242
Percentage Net Loans Charged-off: Loans to individuals-0.0496%3,837
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0496%3,798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0357%4,592
Percentage Net Loans Charged-off: Total real estate loans-0.0262%4,490
Percentage Net Loans Charged-off:Construction & development-0.0433%4,313
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0355%4,443
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0393%4,493
Percentage Net Loans Charged-off: Commercial and industrial-0.3579%4,677
Percentage Net Loans Charged-off: Loans to individuals0.3044%1,703
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3044%1,585
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0204%4,431
Percentage Net Loans Charged-off: Total real estate loans-0.0186%4,380
Percentage Net Loans Charged-off:Construction & development-0.0183%4,253
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0297%4,428
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0329%4,476
Percentage Net Loans Charged-off: Commercial and industrial-0.2534%4,651
Percentage Net Loans Charged-off: Loans to individuals0.3323%1,559
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3323%1,432
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0158%4,341
Percentage Net Loans Charged-off: Total real estate loans-0.0229%4,514
Percentage Net Loans Charged-off:Construction & development-0.0174%4,286
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0389%4,524
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0432%4,566
Percentage Net Loans Charged-off: Commercial and industrial-0.2312%4,632
Percentage Net Loans Charged-off: Loans to individuals0.4736%1,306
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4736%1,185
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0102%2,207
Percentage Net Loans Charged-off: Total real estate loans-0.0281%4,587
Percentage Net Loans Charged-off:Construction & development-0.0170%4,338
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0491%4,625
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0546%4,663
Percentage Net Loans Charged-off: Commercial and industrial-0.0183%3,886
Percentage Net Loans Charged-off: Loans to individuals0.8569%882
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8569%799
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%3,175
Percentage Net Loans Charged-off: Total real estate loans-0.0140%4,380
Percentage Net Loans Charged-off:Construction & development-0.0160%4,291
Percentage Net Loans Charged-off: Commercial real estate-0.0023%4,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%4,445
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0234%4,488
Percentage Net Loans Charged-off: Commercial and industrial0.2067%1,438
Percentage Net Loans Charged-off: Loans to individuals0.3344%1,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3344%1,871
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%2,708
Percentage Net Loans Charged-off: Total real estate loans-0.0104%4,282
Percentage Net Loans Charged-off:Construction & development-0.0154%4,347
Percentage Net Loans Charged-off: Commercial real estate-0.0031%4,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0137%4,333
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0153%4,388
Percentage Net Loans Charged-off: Commercial and industrial0.2339%1,098
Percentage Net Loans Charged-off: Loans to individuals0.3427%1,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3427%1,717
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0177%4,512
Percentage Net Loans Charged-off: Total real estate loans-0.0109%4,337
Percentage Net Loans Charged-off:Construction & development-0.0204%4,435
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0146%4,389
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0163%4,446
Percentage Net Loans Charged-off: Commercial and industrial-0.2985%4,829
Percentage Net Loans Charged-off: Loans to individuals0.2039%2,089
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2039%1,977
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0209%4,502
Percentage Net Loans Charged-off: Total real estate loans-0.0073%4,307
Percentage Net Loans Charged-off:Construction & development-0.0209%4,533
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%4,265
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0082%4,322
Percentage Net Loans Charged-off: Commercial and industrial-0.5746%5,001
Percentage Net Loans Charged-off: Loans to individuals0.4246%1,431
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4246%1,319
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0168%4,642
Percentage Net Loans Charged-off: Total real estate loans0.0003%2,334
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0007%2,062
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0007%1,958
Percentage Net Loans Charged-off: Commercial and industrial-0.2604%4,889
Percentage Net Loans Charged-off: Loans to individuals-0.0163%4,588
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0163%4,539
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0328%2,428
Percentage Net Loans Charged-off: Total real estate loans0.0225%1,423
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0432%1,136
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0480%1,035
Percentage Net Loans Charged-off: Commercial and industrial0.3276%893
Percentage Net Loans Charged-off: Loans to individuals-0.1232%4,839
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1232%4,806
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0197%2,495
Percentage Net Loans Charged-off: Total real estate loans0.0037%1,595
Percentage Net Loans Charged-off:Construction & development-0.0215%4,511
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0139%1,327
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0154%1,233
Percentage Net Loans Charged-off: Commercial and industrial0.4639%641
Percentage Net Loans Charged-off: Loans to individuals-0.2410%4,996
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2410%4,954
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%4,161
Percentage Net Loans Charged-off: Total real estate loans0.0188%985
Percentage Net Loans Charged-off:Construction & development-0.0373%4,681
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0466%775
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0514%701
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals-0.3972%5,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3972%5,087
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0700%2,452
Percentage Net Loans Charged-off: Total real estate loans0.0256%1,937
Percentage Net Loans Charged-off:Construction & development-0.0427%4,644
Percentage Net Loans Charged-off: Commercial real estate-0.0077%4,737
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0538%1,492
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0583%1,383
Percentage Net Loans Charged-off: Commercial and industrial0.3666%1,161
Percentage Net Loans Charged-off: Loans to individuals0.3453%2,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3453%2,026
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0694%2,129
Percentage Net Loans Charged-off: Total real estate loans0.0349%1,519
Percentage Net Loans Charged-off:Construction & development-0.0496%4,705
Percentage Net Loans Charged-off: Commercial real estate-0.0102%4,821
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0704%1,173
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0762%1,110
Percentage Net Loans Charged-off: Commercial and industrial0.2421%1,121
Percentage Net Loans Charged-off: Loans to individuals0.3246%2,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3246%1,951
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1162%1,475
Percentage Net Loans Charged-off: Total real estate loans0.0726%957
Percentage Net Loans Charged-off:Construction & development-0.0502%4,744
Percentage Net Loans Charged-off: Commercial real estate-0.0155%4,993
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1323%751
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1435%684
Percentage Net Loans Charged-off: Commercial and industrial0.4544%710
Percentage Net Loans Charged-off: Loans to individuals0.3527%1,853
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3527%1,734
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2479%726
Percentage Net Loans Charged-off: Total real estate loans0.1368%523
Percentage Net Loans Charged-off:Construction & development-0.0852%4,951
Percentage Net Loans Charged-off: Commercial real estate-0.0210%5,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2429%418
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.2635%387
Percentage Net Loans Charged-off: Commercial and industrial0.9301%340
Percentage Net Loans Charged-off: Loans to individuals0.9365%896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9365%786
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2162%1,279
Percentage Net Loans Charged-off: Total real estate loans0.2754%474
Percentage Net Loans Charged-off:Construction & development0.1602%351
Percentage Net Loans Charged-off: Commercial real estate0.3581%409
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2810%548
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.3036%500
Percentage Net Loans Charged-off: Commercial and industrial-0.4312%5,438
Percentage Net Loans Charged-off: Loans to individuals0.2000%2,767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2000%2,616
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1906%1,229
Percentage Net Loans Charged-off: Total real estate loans0.2465%475
Percentage Net Loans Charged-off:Construction & development0.1555%301
Percentage Net Loans Charged-off: Commercial real estate0.4215%302
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2105%685
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.2272%621
Percentage Net Loans Charged-off: Commercial and industrial-0.5664%5,528
Percentage Net Loans Charged-off: Loans to individuals0.2676%2,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2676%2,086
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2386%989
Percentage Net Loans Charged-off: Total real estate loans0.3355%352
Percentage Net Loans Charged-off:Construction & development0.0561%315
Percentage Net Loans Charged-off: Commercial real estate0.6367%200
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2804%526
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.3030%475
Percentage Net Loans Charged-off: Commercial and industrial-0.9080%5,666
Percentage Net Loans Charged-off: Loans to individuals0.1777%2,382
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1777%2,232
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1533%1,200
Percentage Net Loans Charged-off: Total real estate loans0.2182%491
Percentage Net Loans Charged-off:Construction & development-0.0585%5,008
Percentage Net Loans Charged-off: Commercial real estate-0.0101%5,196
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.3551%410
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.3835%377
Percentage Net Loans Charged-off: Commercial and industrial-0.1098%5,126
Percentage Net Loans Charged-off: Loans to individuals-0.2393%5,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2393%5,293
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1439%1,913
Percentage Net Loans Charged-off: Total real estate loans0.1252%1,375
Percentage Net Loans Charged-off:Construction & development0.0374%693
Percentage Net Loans Charged-off: Commercial real estate0.0916%1,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1573%1,317
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1707%1,223
Percentage Net Loans Charged-off: Commercial and industrial-0.1283%5,210
Percentage Net Loans Charged-off: Loans to individuals0.5523%1,522
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5523%1,396
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1545%1,597
Percentage Net Loans Charged-off: Total real estate loans0.1293%1,245
Percentage Net Loans Charged-off:Construction & development0.0799%545
Percentage Net Loans Charged-off: Commercial real estate0.1239%807
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1451%1,281
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1575%1,179
Percentage Net Loans Charged-off: Commercial and industrial0.1817%1,345
Percentage Net Loans Charged-off: Loans to individuals0.4382%1,636
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4382%1,523
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0513%2,687
Percentage Net Loans Charged-off: Total real estate loans0.0461%1,979
Percentage Net Loans Charged-off:Construction & development0.1040%441
Percentage Net Loans Charged-off: Commercial real estate0.1145%739
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0129%2,363
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0140%2,215
Percentage Net Loans Charged-off: Commercial and industrial-0.4420%5,733
Percentage Net Loans Charged-off: Loans to individuals0.4605%1,443
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4605%1,325
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0690%2,042
Percentage Net Loans Charged-off: Total real estate loans0.0109%1,926
Percentage Net Loans Charged-off:Construction & development0.0576%321
Percentage Net Loans Charged-off: Commercial real estate0.0108%736
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0043%1,817
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0047%1,698
Percentage Net Loans Charged-off: Commercial and industrial0.6746%459
Percentage Net Loans Charged-off: Loans to individuals0.2383%1,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2383%1,758
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3741%1,152
Percentage Net Loans Charged-off: Total real estate loans0.2018%1,478
Percentage Net Loans Charged-off:Construction & development1.2506%369
Percentage Net Loans Charged-off: Commercial real estate-0.2628%6,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2441%1,389
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2648%1,271
Percentage Net Loans Charged-off: Commercial and industrial2.8533%282
Percentage Net Loans Charged-off: Loans to individuals0.1654%3,039
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1654%2,881
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2609%1,496
Percentage Net Loans Charged-off: Total real estate loans0.1157%1,976
Percentage Net Loans Charged-off:Construction & development1.6722%276
Percentage Net Loans Charged-off: Commercial real estate-0.7126%6,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2313%1,336
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2508%1,219
Percentage Net Loans Charged-off: Commercial and industrial2.1576%345
Percentage Net Loans Charged-off: Loans to individuals0.1679%2,797
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1679%2,644
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1461%2,216
Percentage Net Loans Charged-off: Total real estate loans0.2102%1,322
Percentage Net Loans Charged-off:Construction & development0.3491%557
Percentage Net Loans Charged-off: Commercial real estate0.1013%1,135
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2430%1,291
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2631%1,173
Percentage Net Loans Charged-off: Commercial and industrial-0.2141%5,692
Percentage Net Loans Charged-off: Loans to individuals-0.1058%5,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1058%5,483
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0084%4,981
Percentage Net Loans Charged-off: Total real estate loans0.0494%1,981
Percentage Net Loans Charged-off:Construction & development0.7310%325
Percentage Net Loans Charged-off: Commercial real estate-0.0201%5,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0165%5,741
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0179%5,754
Percentage Net Loans Charged-off: Commercial and industrial-0.1648%5,630
Percentage Net Loans Charged-off: Loans to individuals-0.4456%6,080
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4456%6,037
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0939%3,907
Percentage Net Loans Charged-off: Total real estate loans-0.1897%6,562
Percentage Net Loans Charged-off:Construction & development0.3651%1,181
Percentage Net Loans Charged-off: Commercial real estate-1.7624%6,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4012%1,369
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.4354%1,237
Percentage Net Loans Charged-off: Commercial and industrial2.1021%546
Percentage Net Loans Charged-off: Loans to individuals0.9180%1,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9180%1,143
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1287%3,240
Percentage Net Loans Charged-off: Total real estate loans-0.2389%6,656
Percentage Net Loans Charged-off:Construction & development0.4759%994
Percentage Net Loans Charged-off: Commercial real estate-2.2913%6,721
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.5398%1,001
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.5862%892
Percentage Net Loans Charged-off: Commercial and industrial2.9660%363
Percentage Net Loans Charged-off: Loans to individuals0.9185%1,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9186%1,031
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0230%4,378
Percentage Net Loans Charged-off: Total real estate loans-0.4440%6,783
Percentage Net Loans Charged-off:Construction & development0.1157%1,134
Percentage Net Loans Charged-off: Commercial real estate-3.5719%6,777
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.8273%661
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.8989%602
Percentage Net Loans Charged-off: Commercial and industrial3.6606%297
Percentage Net Loans Charged-off: Loans to individuals0.9177%1,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9177%1,016
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4476%1,337
Percentage Net Loans Charged-off: Total real estate loans0.4742%1,075
Percentage Net Loans Charged-off:Construction & development-0.0252%5,588
Percentage Net Loans Charged-off: Commercial real estate0.7169%565
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4644%1,057
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.5052%953
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.7301%1,273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7301%1,160
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0012%1,092
Percentage Net Loans Charged-off: Total real estate loans0.7503%1,379
Percentage Net Loans Charged-off:Construction & development0.1507%2,136
Percentage Net Loans Charged-off: Commercial real estate1.5510%558
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4605%1,914
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.4977%1,728
Percentage Net Loans Charged-off: Commercial and industrial3.6662%427
Percentage Net Loans Charged-off: Loans to individuals0.4239%2,601
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4239%2,440
Percentage Net Loans Charged-off: All other loans and lease1.9366%397
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1290%4,090
Percentage Net Loans Charged-off: Total real estate loans-0.3897%7,046
Percentage Net Loans Charged-off:Construction & development0.2352%1,893
Percentage Net Loans Charged-off: Commercial real estate-2.2086%7,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4086%1,987
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.4410%1,804
Percentage Net Loans Charged-off: Commercial and industrial4.3548%345
Percentage Net Loans Charged-off: Loans to individuals0.4992%2,155
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4992%2,002
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7739%1,420
Percentage Net Loans Charged-off: Total real estate loans0.7013%1,417
Percentage Net Loans Charged-off:Construction & development0.2918%1,637
Percentage Net Loans Charged-off: Commercial real estate1.3243%611
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4505%1,773
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.4859%1,630
Percentage Net Loans Charged-off: Commercial and industrial1.6116%916
Percentage Net Loans Charged-off: Loans to individuals0.5717%1,886
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5717%1,755
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2077%852
Percentage Net Loans Charged-off: Total real estate loans1.0538%886
Percentage Net Loans Charged-off:Construction & development0.0873%1,343
Percentage Net Loans Charged-off: Commercial real estate2.1183%364
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5890%1,344
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.6345%1,190
Percentage Net Loans Charged-off: Commercial and industrial3.1364%469
Percentage Net Loans Charged-off: Loans to individuals0.4054%2,018
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4054%1,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2755%1,299
Percentage Net Loans Charged-off: Total real estate loans0.7603%2,042
Percentage Net Loans Charged-off:Construction & development3.0215%1,390
Percentage Net Loans Charged-off: Commercial real estate0.7797%1,520
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3981%2,548
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.4311%2,326
Percentage Net Loans Charged-off: Commercial and industrial3.2992%718
Percentage Net Loans Charged-off: Loans to individuals3.5131%391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1701%394
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3151%1,170
Percentage Net Loans Charged-off: Total real estate loans0.6007%2,154
Percentage Net Loans Charged-off:Construction & development3.5977%1,126
Percentage Net Loans Charged-off: Commercial real estate-0.1330%7,084
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4441%2,186
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.4815%1,987
Percentage Net Loans Charged-off: Commercial and industrial4.6305%446
Percentage Net Loans Charged-off: Loans to individuals3.7454%362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.2970%360
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8493%1,806
Percentage Net Loans Charged-off: Total real estate loans0.3995%2,574
Percentage Net Loans Charged-off:Construction & development3.9653%970
Percentage Net Loans Charged-off: Commercial real estate-0.2426%7,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0805%3,502
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0873%3,269
Percentage Net Loans Charged-off: Commercial and industrial3.9744%527
Percentage Net Loans Charged-off: Loans to individuals0.9944%1,498
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8401%1,431
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3182%2,779
Percentage Net Loans Charged-off: Total real estate loans-0.1099%7,220
Percentage Net Loans Charged-off:Construction & development0.8843%1,250
Percentage Net Loans Charged-off: Commercial real estate-0.7640%7,311
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%6,729
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0035%6,743
Percentage Net Loans Charged-off: Commercial and industrial3.1014%593
Percentage Net Loans Charged-off: Loans to individuals0.6109%1,897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4785%1,817
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9767%2,226
Percentage Net Loans Charged-off: Total real estate loans0.8912%2,086
Percentage Net Loans Charged-off:Construction & development3.3300%1,652
Percentage Net Loans Charged-off: Commercial real estate1.3233%999
Percentage Net Loans Charged-off: Multi-family residential-8.2244%5,962
Percentage Net Loans Charged-off: 1-4 family residential0.2742%3,105
Percentage Net Loans Charged-off: Home equity loans0.0637%1,853
All other 1-4 family - Percent of loans charged-off, net0.2935%2,912
Percentage Net Loans Charged-off: Commercial and industrial1.3434%2,161
Percentage Net Loans Charged-off: Loans to individuals1.2809%1,735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8671%2,279
Percentage Net Loans Charged-off: Total real estate loans0.7239%2,202
Percentage Net Loans Charged-off:Construction & development1.9424%1,868
Percentage Net Loans Charged-off: Commercial real estate1.2111%967
Percentage Net Loans Charged-off: Multi-family residential4.9367%253
Percentage Net Loans Charged-off: 1-4 family residential0.1963%3,176
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.2145%2,954
Percentage Net Loans Charged-off: Commercial and industrial1.8780%1,528
Percentage Net Loans Charged-off: Loans to individuals0.8922%2,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8599%2,108
Percentage Net Loans Charged-off: Total real estate loans0.6373%2,182
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate1.6490%653
Percentage Net Loans Charged-off: Multi-family residential7.3873%147
Percentage Net Loans Charged-off: 1-4 family residential0.2338%2,647
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2557%2,461
Percentage Net Loans Charged-off: Commercial and industrial2.1758%1,270
Percentage Net Loans Charged-off: Loans to individuals1.1921%1,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5614%2,396
Percentage Net Loans Charged-off: Total real estate loans0.6568%1,796
Percentage Net Loans Charged-off:Construction & development-0.3084%7,061
Percentage Net Loans Charged-off: Commercial real estate1.7469%520
Percentage Net Loans Charged-off: Multi-family residential14.7113%58
Percentage Net Loans Charged-off: 1-4 family residential0.2029%2,263
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.2221%2,076
Percentage Net Loans Charged-off: Commercial and industrial-1.2930%7,446
Percentage Net Loans Charged-off: Loans to individuals1.9567%1,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8964%1,307
Percentage Net Loans Charged-off: Total real estate loans1.5771%1,309
Percentage Net Loans Charged-off:Construction & development2.9464%1,748
Percentage Net Loans Charged-off: Commercial real estate2.7587%377
Percentage Net Loans Charged-off: Multi-family residential9.0949%133
Percentage Net Loans Charged-off: 1-4 family residential0.5398%1,983
Percentage Net Loans Charged-off: Home equity loans0.1400%1,683
All other 1-4 family - Percent of loans charged-off, net0.5766%1,816
Percentage Net Loans Charged-off: Commercial and industrial1.2766%2,543
Percentage Net Loans Charged-off: Loans to individuals5.1540%378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2392%1,646
Percentage Net Loans Charged-off: Total real estate loans0.8209%1,810
Percentage Net Loans Charged-off:Construction & development3.2899%1,347
Percentage Net Loans Charged-off: Commercial real estate0.3663%1,566
Percentage Net Loans Charged-off: Multi-family residential12.1428%70
Percentage Net Loans Charged-off: 1-4 family residential0.2813%2,462
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.3071%2,236
Percentage Net Loans Charged-off: Commercial and industrial0.4239%3,318
Percentage Net Loans Charged-off: Loans to individuals5.4601%331
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8463%1,998
Percentage Net Loans Charged-off: Total real estate loans0.1860%3,227
Percentage Net Loans Charged-off:Construction & development0.4920%2,131
Percentage Net Loans Charged-off: Commercial real estate-0.0774%7,828
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2392%2,314
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2613%2,107
Percentage Net Loans Charged-off: Commercial and industrial0.6096%2,487
Percentage Net Loans Charged-off: Loans to individuals6.2490%279
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6145%1,943
Percentage Net Loans Charged-off: Total real estate loans0.3369%1,978
Percentage Net Loans Charged-off:Construction & development0.9431%1,263
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3362%1,531
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.3673%1,353
Percentage Net Loans Charged-off: Commercial and industrial-0.1733%7,409
Percentage Net Loans Charged-off: Loans to individuals3.5940%562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5336%753
Percentage Net Loans Charged-off: Total real estate loans0.4598%1,777
Percentage Net Loans Charged-off:Construction & development0.1682%2,458
Percentage Net Loans Charged-off: Commercial real estate0.6872%698
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4403%1,322
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.4821%1,171
Percentage Net Loans Charged-off: Commercial and industrial4.4468%442
Percentage Net Loans Charged-off: Loans to individuals6.3611%181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3680%589
Percentage Net Loans Charged-off: Total real estate loans0.4997%1,163
Percentage Net Loans Charged-off:Construction & development0.2196%1,758
Percentage Net Loans Charged-off: Commercial real estate0.9097%359
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.3747%1,143
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.4105%1,004
Percentage Net Loans Charged-off: Commercial and industrial4.4172%314
Percentage Net Loans Charged-off: Loans to individuals4.4769%264
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4965%416
Percentage Net Loans Charged-off: Total real estate loans0.2705%1,427
Percentage Net Loans Charged-off:Construction & development0.1369%1,395
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.4792%800
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.5250%700
Percentage Net Loans Charged-off: Commercial and industrial6.7058%158
Percentage Net Loans Charged-off: Loans to individuals4.8920%220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6062%314
Percentage Net Loans Charged-off: Total real estate loans0.0643%1,967
Percentage Net Loans Charged-off:Construction & development-0.1057%7,633
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1668%1,147
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1832%995
Percentage Net Loans Charged-off: Commercial and industrial7.2308%126
Percentage Net Loans Charged-off: Loans to individuals6.9589%135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5228%1,037
Percentage Net Loans Charged-off: Total real estate loans0.0962%2,148
Percentage Net Loans Charged-off:Construction & development0.1480%1,091
Percentage Net Loans Charged-off: Commercial real estate0.1501%919
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0475%2,475
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0518%2,284
Percentage Net Loans Charged-off: Commercial and industrial2.2721%555
Percentage Net Loans Charged-off: Loans to individuals1.7500%795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2172%1,844
Percentage Net Loans Charged-off: Total real estate loans0.0726%1,782
Percentage Net Loans Charged-off:Construction & development0.0264%966
Percentage Net Loans Charged-off: Commercial real estate0.2052%518
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0177%2,354
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0192%2,156
Percentage Net Loans Charged-off: Commercial and industrial0.4493%1,575
Percentage Net Loans Charged-off: Loans to individuals1.0510%1,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2428%1,452
Percentage Net Loans Charged-off: Total real estate loans0.1106%1,135
Percentage Net Loans Charged-off:Construction & development0.0402%655
Percentage Net Loans Charged-off: Commercial real estate0.3114%309
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0281%1,761
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0304%1,606
Percentage Net Loans Charged-off: Commercial and industrial0.1652%1,949
Percentage Net Loans Charged-off: Loans to individuals1.4011%867
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2829%1,054
Percentage Net Loans Charged-off: Total real estate loans0.2319%514
Percentage Net Loans Charged-off:Construction & development0.0837%324
Percentage Net Loans Charged-off: Commercial real estate0.5017%159
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1466%755
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1589%673
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals1.0939%1,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3053%1,322
Percentage Net Loans Charged-off: Total real estate loans0.0216%2,663
Percentage Net Loans Charged-off:Construction & development0.0879%516
Percentage Net Loans Charged-off: Commercial real estate-0.1557%8,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0793%1,626
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0873%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.7181%1,302
Percentage Net Loans Charged-off: Loans to individuals2.0244%530
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3192%1,015
Percentage Net Loans Charged-off: Total real estate loans0.0290%2,039
Percentage Net Loans Charged-off:Construction & development0.1194%337
Percentage Net Loans Charged-off: Commercial real estate-0.2121%8,317
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1052%1,143
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1162%1,037
Percentage Net Loans Charged-off: Commercial and industrial0.9248%838
Percentage Net Loans Charged-off: Loans to individuals1.8012%571
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1805%1,638
Percentage Net Loans Charged-off: Total real estate loans-0.0408%8,187
Percentage Net Loans Charged-off:Construction & development0.0520%329
Percentage Net Loans Charged-off: Commercial real estate-0.3164%8,380
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0494%1,408
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0546%1,285
Percentage Net Loans Charged-off: Commercial and industrial0.2648%1,548
Percentage Net Loans Charged-off: Loans to individuals1.8304%569
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%3,140
Percentage Net Loans Charged-off: Total real estate loans-0.2329%8,530
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.6336%8,423
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.1342%8,413
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.1490%8,396
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals2.2404%502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3249%1,420
Percentage Net Loans Charged-off: Total real estate loans0.1346%1,021
Percentage Net Loans Charged-off:Construction & development0.0752%442
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2208%763
Percentage Net Loans Charged-off: Home equity loans1.6820%52
All other 1-4 family - Percent of loans charged-off, net0.1830%922
Percentage Net Loans Charged-off: Commercial and industrial0.1206%3,190
Percentage Net Loans Charged-off: Loans to individuals1.8306%770
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2330%1,696
Percentage Net Loans Charged-off: Total real estate loans0.0504%1,678
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0931%1,293
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0337%1,858
Percentage Net Loans Charged-off: Commercial and industrial0.1572%2,490
Percentage Net Loans Charged-off: Loans to individuals1.4897%948
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2353%1,588
Percentage Net Loans Charged-off: Total real estate loans0.0277%1,842
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0509%1,493
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0509%1,420
Percentage Net Loans Charged-off: Commercial and industrial0.0795%2,477
Percentage Net Loans Charged-off: Loans to individuals1.7154%774
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0217%3,921
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0616%7,250
Percentage Net Loans Charged-off: Loans to individuals0.2508%3,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3789%1,502
Percentage Net Loans Charged-off: Total real estate loans0.0384%2,560
Percentage Net Loans Charged-off:Construction & development-0.0534%7,914
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0868%1,725
Percentage Net Loans Charged-off: Home equity loans12.4680%13
All other 1-4 family - Percent of loans charged-off, net0.0462%2,152
Percentage Net Loans Charged-off: Commercial and industrial0.5762%1,968
Percentage Net Loans Charged-off: Loans to individuals2.1964%641
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3659%1,355
Percentage Net Loans Charged-off: Total real estate loans0.0630%1,746
Percentage Net Loans Charged-off:Construction & development-0.0045%7,836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1163%1,243
Percentage Net Loans Charged-off: Home equity loans13.2992%14
All other 1-4 family - Percent of loans charged-off, net0.0619%1,655
Percentage Net Loans Charged-off: Commercial and industrial0.3711%2,057
Percentage Net Loans Charged-off: Loans to individuals2.0981%660
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3056%1,554
Percentage Net Loans Charged-off: Total real estate loans0.0501%1,765
Percentage Net Loans Charged-off:Construction & development-0.0072%7,826
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0935%1,261
Percentage Net Loans Charged-off: Home equity loans14.9617%12
All other 1-4 family - Percent of loans charged-off, net0.0107%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2565%2,063
Percentage Net Loans Charged-off: Loans to individuals1.7651%880
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2969%1,448
Percentage Net Loans Charged-off: Total real estate loans0.0094%1,804
Percentage Net Loans Charged-off:Construction & development-0.0150%7,831
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0215%1,409
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0217%1,317
Percentage Net Loans Charged-off: Commercial and industrial-0.0721%7,408
Percentage Net Loans Charged-off: Loans to individuals2.1600%765
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4369%1,696
Percentage Net Loans Charged-off: Total real estate loans0.2585%869
Percentage Net Loans Charged-off:Construction & development1.1902%178
Percentage Net Loans Charged-off: Commercial real estate0.1228%1,017
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0469%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0471%2,315
Percentage Net Loans Charged-off: Commercial and industrial1.0434%1,629
Percentage Net Loans Charged-off: Loans to individuals0.9736%2,437
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4611%1,392
Percentage Net Loans Charged-off: Total real estate loans0.3179%585
Percentage Net Loans Charged-off:Construction & development1.6092%122
Percentage Net Loans Charged-off: Commercial real estate0.1693%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.8941%1,540
Percentage Net Loans Charged-off: Loans to individuals0.9196%2,357
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6107%1,005
Percentage Net Loans Charged-off: Total real estate loans0.4666%360
Percentage Net Loans Charged-off:Construction & development2.3562%78
Percentage Net Loans Charged-off: Commercial real estate0.2560%513
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.2836%1,094
Percentage Net Loans Charged-off: Loans to individuals0.9272%2,234
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6796%792
Percentage Net Loans Charged-off: Total real estate loans0.3268%484
Percentage Net Loans Charged-off:Construction & development1.1606%102
Percentage Net Loans Charged-off: Commercial real estate0.5120%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.4759%765
Percentage Net Loans Charged-off: Loans to individuals2.0549%837
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6817%1,174
Percentage Net Loans Charged-off: Total real estate loans0.3901%575
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.6989%273
Percentage Net Loans Charged-off: Home equity loans1.6351%54
All other 1-4 family - Percent of loans charged-off, net0.6809%285
Percentage Net Loans Charged-off: Commercial and industrial0.6165%2,553
Percentage Net Loans Charged-off: Loans to individuals1.9872%893
Percentage Net Loans Charged-off: Credit card loans2.6453%1,048
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4022%2,041
Percentage Net Loans Charged-off: Total real estate loans0.1661%1,165
Percentage Net Loans Charged-off:Construction & development0.0143%781
Percentage Net Loans Charged-off: Commercial real estate0.6885%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0042%3,173
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0042%2,998
Percentage Net Loans Charged-off: Commercial and industrial0.5774%2,506
Percentage Net Loans Charged-off: Loans to individuals1.3053%1,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0601%5,541
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4133%1,705
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1320%4,502
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1745%4,157
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3276%2,764
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2917%2,904
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2455%3,487
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4162%3,231
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1484%1,751
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA