Home > First Federal Bank > Assets and Liabilities
First Federal Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 170 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $545,168,000 | 1,196 |
| Cash and due from depository institutions | $62,181,000 | 991 |
| Interest-bearing balances | $44,400,000 | 131 |
| Securities | $45,960,000 | 2,501 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $410,106,000 | 1,092 |
| Loan loss allowance | $3,150,000 | 1,648 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,443,000 | 829 |
| Other real estate owned | $101,000 | 991 |
| Goodwill and other intangibles | $5,446,000 | 837 |
| All other assets | $7,931,000 | 2,095 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $545,168,000 | 1,196 |
| Total liabilities | $485,593,000 | 1,203 |
| Total deposits | $386,106,000 | 1,336 |
| Interest-bearing deposits | $316,742,000 | 1,422 |
| Deposits held in domestic offices | $386,106,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $95,826,000 | 516 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,661,000 | 1,481 |
| Total equity capital | $59,575,000 | 1,101 |
| Total bank equity capital | $59,575,000 | 1,101 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $409,000 | 4,508 |
| Surplus | $27,816,000 | 1,040 |
| Undivided profits | $31,350,000 | 1,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 2,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,196,000 | 1,901 |
| Earning assets | $500,466,000 | 1,195 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $550,643,200 | 1,135 |
| Average Assets, quarterly | $546,112,000 | 1,184 |
| Volatile liabilities | $245,960,000 | 674 |
| Insider loans | $622,000 | 5,120 |
| FHLB advances | $95,657,000 | 458 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $73,467,000 | 1,331 |
| Tier 1 (core) risk-based capital | $54,105,000 | 1,126 |
| Tier 2 risk-based capital | $3,150,000 | 1,630 |
| Total risk weighted assets | $359,276,000 | 1,360 |
| Total unused commitments | $73,467,000 | 1,331 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 170 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $547,056,000 | 1,195 |
| Cash and due from depository institutions | $54,740,000 | 1,016 |
| Interest-bearing balances | $38,903,000 | 128 |
| Securities | $47,480,000 | 2,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $417,552,000 | 1,068 |
| Loan loss allowance | $3,758,000 | 1,388 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,631,000 | 801 |
| Other real estate owned | $176,000 | 1,016 |
| Goodwill and other intangibles | $5,553,000 | 833 |
| All other assets | $7,924,000 | 2,102 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $547,056,000 | 1,195 |
| Total liabilities | $489,132,000 | 1,193 |
| Total deposits | $384,574,000 | 1,335 |
| Interest-bearing deposits | $314,096,000 | 1,416 |
| Deposits held in domestic offices | $384,574,000 | 1,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $101,308,000 | 519 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,250,000 | 1,609 |
| Total equity capital | $57,924,000 | 1,136 |
| Total bank equity capital | $57,924,000 | 1,136 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $409,000 | 4,537 |
| Surplus | $27,816,000 | 1,039 |
| Undivided profits | $29,699,000 | 1,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,188,000 | 1,892 |
| Earning assets | $503,935,000 | 1,191 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $552,012,000 | 1,140 |
| Average Assets, quarterly | $554,067,000 | 1,165 |
| Volatile liabilities | $259,612,000 | 663 |
| Insider loans | $636,000 | 5,096 |
| FHLB advances | $101,135,000 | 460 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $66,524,000 | 1,478 |
| Tier 1 (core) risk-based capital | $52,383,000 | 1,166 |
| Tier 2 risk-based capital | $3,758,000 | 1,381 |
| Total risk weighted assets | $360,427,000 | 1,345 |
| Total unused commitments | $66,524,000 | 1,478 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 186 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $561,078,000 | 1,139 |
| Cash and due from depository institutions | $64,029,000 | 920 |
| Interest-bearing balances | $47,440,000 | 112 |
| Securities | $53,154,000 | 2,209 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $416,428,000 | 1,052 |
| Loan loss allowance | $3,324,000 | 1,547 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,752,000 | 771 |
| Other real estate owned | $101,000 | 920 |
| Goodwill and other intangibles | $5,658,000 | 817 |
| All other assets | $7,956,000 | 2,071 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $561,078,000 | 1,139 |
| Total liabilities | $504,810,000 | 1,147 |
| Total deposits | $399,268,000 | 1,254 |
| Interest-bearing deposits | $319,816,000 | 1,366 |
| Deposits held in domestic offices | $399,268,000 | 1,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $102,874,000 | 523 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,668,000 | 1,746 |
| Total equity capital | $56,268,000 | 1,126 |
| Total bank equity capital | $56,268,000 | 1,126 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $409,000 | 4,533 |
| Surplus | $27,816,000 | 1,023 |
| Undivided profits | $28,043,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,562,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,035,000 | 1,809 |
| Earning assets | $517,022,000 | 1,130 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $553,664,000 | 1,131 |
| Average Assets, quarterly | $556,334,000 | 1,133 |
| Volatile liabilities | $269,498,000 | 638 |
| Insider loans | $658,000 | 5,023 |
| FHLB advances | $102,697,000 | 465 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $69,357,000 | 1,424 |
| Tier 1 (core) risk-based capital | $50,932,000 | 1,176 |
| Tier 2 risk-based capital | $3,324,000 | 1,533 |
| Total risk weighted assets | $359,734,000 | 1,319 |
| Total unused commitments | $69,357,000 | 1,426 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 187 | 887 |
| Assets and Liabilities | ||
| Total Assets: | $551,590,000 | 1,143 |
| Cash and due from depository institutions | $50,399,000 | 887 |
| Interest-bearing balances | $37,522,000 | 143 |
| Securities | $57,413,000 | 2,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $415,553,000 | 1,025 |
| Loan loss allowance | $3,320,000 | 1,521 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,946,000 | 743 |
| Other real estate owned | $120,000 | 887 |
| Goodwill and other intangibles | $5,765,000 | 783 |
| All other assets | $8,394,000 | 1,935 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $551,590,000 | 1,143 |
| Total liabilities | $496,698,000 | 1,142 |
| Total deposits | $392,059,000 | 1,265 |
| Interest-bearing deposits | $323,935,000 | 1,311 |
| Deposits held in domestic offices | $392,059,000 | 1,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $102,286,000 | 498 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,353,000 | 1,931 |
| Total equity capital | $54,892,000 | 1,136 |
| Total bank equity capital | $54,892,000 | 1,136 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $409,000 | 4,521 |
| Surplus | $27,816,000 | 993 |
| Undivided profits | $26,667,000 | 1,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,774,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,055,000 | 1,676 |
| Earning assets | $510,488,000 | 1,130 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $549,957,000 | 1,138 |
| Average Assets, quarterly | $549,957,000 | 1,138 |
| Volatile liabilities | $257,871,000 | 624 |
| Insider loans | $1,487,000 | 3,428 |
| FHLB advances | $102,105,000 | 446 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $65,814,000 | 1,473 |
| Tier 1 (core) risk-based capital | $49,359,000 | 1,186 |
| Tier 2 risk-based capital | $3,320,000 | 1,498 |
| Total risk weighted assets | $359,988,000 | 1,275 |
| Total unused commitments | $65,814,000 | 1,473 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 169 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $548,324,000 | 1,132 |
| Cash and due from depository institutions | $40,748,000 | 983 |
| Interest-bearing balances | $26,246,000 | 192 |
| Securities | $60,573,000 | 1,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $418,212,000 | 989 |
| Loan loss allowance | $3,646,000 | 1,371 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,932,000 | 730 |
| Other real estate owned | $137,000 | 983 |
| Goodwill and other intangibles | $5,870,000 | 753 |
| All other assets | $8,852,000 | 1,853 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $548,324,000 | 1,132 |
| Total liabilities | $494,752,000 | 1,137 |
| Total deposits | $382,364,000 | 1,280 |
| Interest-bearing deposits | $312,771,000 | 1,339 |
| Deposits held in domestic offices | $382,364,000 | 1,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $109,358,000 | 487 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,030,000 | 1,541 |
| Total equity capital | $53,572,000 | 1,140 |
| Total bank equity capital | $53,572,000 | 1,140 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $409,000 | 4,542 |
| Surplus | $27,816,000 | 968 |
| Undivided profits | $25,347,000 | 1,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 1,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,027,000 | 1,721 |
| Earning assets | $505,031,000 | 1,127 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $473,524,000 | 1,259 |
| Average Assets, quarterly | $550,593,500 | 1,116 |
| Volatile liabilities | $265,166,000 | 599 |
| Insider loans | $1,584,000 | 3,281 |
| FHLB advances | $109,173,000 | 429 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $54,384,000 | 1,654 |
| Tier 1 (core) risk-based capital | $47,334,000 | 1,214 |
| Tier 2 risk-based capital | $3,646,000 | 1,341 |
| Total risk weighted assets | $358,612,000 | 1,249 |
| Total unused commitments | $54,384,000 | 1,654 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 162 | 1,009 |
| Assets and Liabilities | ||
| Total Assets: | $552,863,000 | 1,106 |
| Cash and due from depository institutions | $37,962,000 | 1,009 |
| Interest-bearing balances | $26,185,000 | 203 |
| Securities | $67,033,000 | 1,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $418,793,000 | 978 |
| Loan loss allowance | $3,800,000 | 1,298 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,726,000 | 725 |
| Other real estate owned | $264,000 | 1,009 |
| Goodwill and other intangibles | $5,893,000 | 730 |
| All other assets | $9,192,000 | 1,749 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $552,863,000 | 1,106 |
| Total liabilities | $494,715,000 | 1,111 |
| Total deposits | $380,699,000 | 1,245 |
| Interest-bearing deposits | $317,170,000 | 1,286 |
| Deposits held in domestic offices | $380,699,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,754,000 | 1,861 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $108,180,000 | 500 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,082,000 | 2,008 |
| Total equity capital | $58,148,000 | 1,048 |
| Total bank equity capital | $58,148,000 | 1,048 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $409,000 | 4,543 |
| Surplus | $28,035,000 | 926 |
| Undivided profits | $29,704,000 | 1,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,566,000 | 1,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,035,000 | 1,638 |
| Earning assets | $512,011,000 | 1,081 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $454,824,000 | 1,294 |
| Average Assets, quarterly | $557,248,500 | 1,082 |
| Volatile liabilities | $262,487,000 | 587 |
| Insider loans | $1,358,000 | 3,530 |
| FHLB advances | $107,991,000 | 438 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $55,949,000 | 1,602 |
| Tier 1 (core) risk-based capital | $51,874,000 | 1,083 |
| Tier 2 risk-based capital | $3,800,000 | 1,261 |
| Total risk weighted assets | $361,453,000 | 1,207 |
| Total unused commitments | $55,949,000 | 1,602 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 164 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $561,634,000 | 1,060 |
| Cash and due from depository institutions | $42,600,000 | 1,000 |
| Interest-bearing balances | $25,710,000 | 194 |
| Securities | $76,855,000 | 1,596 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $414,342,000 | 964 |
| Loan loss allowance | $3,863,000 | 1,251 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,680,000 | 770 |
| Other real estate owned | $573,000 | 1,000 |
| Goodwill and other intangibles | $5,335,000 | 755 |
| All other assets | $9,249,000 | 1,689 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $561,634,000 | 1,060 |
| Total liabilities | $505,977,000 | 1,060 |
| Total deposits | $392,166,000 | 1,182 |
| Interest-bearing deposits | $327,117,000 | 1,202 |
| Deposits held in domestic offices | $392,166,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,724,000 | 1,879 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $107,988,000 | 500 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,099,000 | 1,896 |
| Total equity capital | $55,657,000 | 1,069 |
| Total bank equity capital | $55,657,000 | 1,069 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $409,000 | 4,537 |
| Surplus | $26,841,000 | 943 |
| Undivided profits | $28,407,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,086,000 | 1,445 |
| Earning assets | $516,907,000 | 1,054 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $422,144,330 | 1,386 |
| Average Assets, quarterly | $459,245,000 | 1,280 |
| Volatile liabilities | $270,526,000 | 560 |
| Insider loans | $1,158,000 | 3,832 |
| FHLB advances | $107,795,000 | 438 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $52,150,000 | 1,638 |
| Tier 1 (core) risk-based capital | $49,823,000 | 1,099 |
| Tier 2 risk-based capital | $3,863,000 | 1,216 |
| Total risk weighted assets | $361,669,000 | 1,166 |
| Total unused commitments | $52,150,000 | 1,639 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 121 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $356,856,000 | 1,686 |
| Cash and due from depository institutions | $41,725,000 | 1,410 |
| Interest-bearing balances | $31,728,000 | 163 |
| Securities | $35,630,000 | 3,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $264,072,000 | 1,515 |
| Loan loss allowance | $2,242,000 | 2,105 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,086,000 | 1,005 |
| Other real estate owned | $10,000 | 1,410 |
| Goodwill and other intangibles | $422,000 | 2,191 |
| All other assets | $4,911,000 | 2,753 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $356,856,000 | 1,686 |
| Total liabilities | $325,493,000 | 1,668 |
| Total deposits | $262,475,000 | 1,815 |
| Interest-bearing deposits | $216,166,000 | 1,870 |
| Deposits held in domestic offices | $262,475,000 | 1,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $61,990,000 | 754 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,028,000 | 3,150 |
| Total equity capital | $31,363,000 | 1,847 |
| Total bank equity capital | $31,363,000 | 1,847 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $409,000 | 4,560 |
| Surplus | $3,419,000 | 4,472 |
| Undivided profits | $27,535,000 | 1,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,304,000 | 2,338 |
| Earning assets | $331,430,000 | 1,667 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $352,399,500 | 1,695 |
| Average Assets, quarterly | $352,399,500 | 1,695 |
| Volatile liabilities | $156,282,000 | 831 |
| Insider loans | $58,000 | 7,533 |
| FHLB advances | $61,793,000 | 686 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $40,588,000 | 1,954 |
| Tier 1 (core) risk-based capital | $30,774,000 | 1,808 |
| Tier 2 risk-based capital | $2,242,000 | 2,008 |
| Total risk weighted assets | $222,918,000 | 1,859 |
| Total unused commitments | $40,588,000 | 1,956 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 121 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $347,943,000 | 1,721 |
| Cash and due from depository institutions | $38,141,000 | 1,415 |
| Interest-bearing balances | $26,430,000 | 201 |
| Securities | $37,335,000 | 3,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $257,149,000 | 1,532 |
| Loan loss allowance | $2,254,000 | 2,079 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,034,000 | 991 |
| Other real estate owned | $0 | 1,415 |
| Goodwill and other intangibles | $412,000 | 2,210 |
| All other assets | $4,872,000 | 2,719 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $347,943,000 | 1,721 |
| Total liabilities | $317,235,000 | 1,698 |
| Total deposits | $259,905,000 | 1,811 |
| Interest-bearing deposits | $221,375,000 | 1,801 |
| Deposits held in domestic offices | $259,905,000 | 1,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $55,954,000 | 828 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,376,000 | 2,526 |
| Total equity capital | $30,708,000 | 1,886 |
| Total bank equity capital | $30,708,000 | 1,886 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $409,000 | 4,575 |
| Surplus | $3,419,000 | 4,452 |
| Undivided profits | $26,880,000 | 1,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,228,000 | 2,472 |
| Earning assets | $320,914,000 | 1,711 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $355,391,600 | 1,598 |
| Average Assets, quarterly | $347,976,500 | 1,696 |
| Volatile liabilities | $146,624,000 | 866 |
| Insider loans | $58,000 | 7,562 |
| FHLB advances | $55,753,000 | 748 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,120,000 | 2,130 |
| Tier 1 (core) risk-based capital | $30,264,000 | 1,803 |
| Tier 2 risk-based capital | $2,254,000 | 1,985 |
| Total risk weighted assets | $216,745,000 | 1,885 |
| Total unused commitments | $34,120,000 | 2,130 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 122 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $348,010,000 | 1,689 |
| Cash and due from depository institutions | $37,472,000 | 1,410 |
| Interest-bearing balances | $27,944,000 | 194 |
| Securities | $41,748,000 | 2,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $253,453,000 | 1,523 |
| Loan loss allowance | $2,253,000 | 2,078 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,090,000 | 958 |
| Other real estate owned | $0 | 1,410 |
| Goodwill and other intangibles | $432,000 | 2,148 |
| All other assets | $4,815,000 | 2,695 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $348,010,000 | 1,689 |
| Total liabilities | $318,025,000 | 1,666 |
| Total deposits | $259,420,000 | 1,780 |
| Interest-bearing deposits | $221,565,000 | 1,758 |
| Deposits held in domestic offices | $259,420,000 | 1,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $57,533,000 | 811 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,072,000 | 3,045 |
| Total equity capital | $29,985,000 | 1,918 |
| Total bank equity capital | $29,985,000 | 1,918 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $409,000 | 4,586 |
| Surplus | $3,419,000 | 4,427 |
| Undivided profits | $26,157,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 3,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,289,000 | 2,413 |
| Earning assets | $323,145,000 | 1,670 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $357,253,750 | 1,587 |
| Average Assets, quarterly | $354,831,000 | 1,644 |
| Volatile liabilities | $144,297,000 | 844 |
| Insider loans | $58,000 | 7,566 |
| FHLB advances | $57,329,000 | 733 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $27,370,000 | 2,415 |
| Tier 1 (core) risk-based capital | $29,548,000 | 1,829 |
| Tier 2 risk-based capital | $2,253,000 | 1,954 |
| Total risk weighted assets | $214,688,000 | 1,867 |
| Total unused commitments | $27,370,000 | 2,419 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 125 | 1,382 |
| Assets and Liabilities | ||
| Total Assets: | $361,652,000 | 1,601 |
| Cash and due from depository institutions | $35,959,000 | 1,382 |
| Interest-bearing balances | $27,323,000 | 207 |
| Securities | $49,504,000 | 2,475 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $260,618,000 | 1,438 |
| Loan loss allowance | $2,452,000 | 1,892 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,221,000 | 933 |
| Other real estate owned | $0 | 1,382 |
| Goodwill and other intangibles | $433,000 | 2,146 |
| All other assets | $4,917,000 | 2,646 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $361,652,000 | 1,601 |
| Total liabilities | $332,711,000 | 1,570 |
| Total deposits | $266,583,000 | 1,713 |
| Interest-bearing deposits | $230,698,000 | 1,678 |
| Deposits held in domestic offices | $266,583,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $65,101,000 | 740 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,027,000 | 2,889 |
| Total equity capital | $28,941,000 | 1,899 |
| Total bank equity capital | $28,941,000 | 1,899 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $409,000 | 4,618 |
| Surplus | $3,419,000 | 4,396 |
| Undivided profits | $25,113,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 5,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,351,000 | 2,149 |
| Earning assets | $337,445,000 | 1,562 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $360,335,000 | 1,571 |
| Average Assets, quarterly | $359,896,500 | 1,591 |
| Volatile liabilities | $154,275,000 | 781 |
| Insider loans | $138,000 | 7,060 |
| FHLB advances | $64,893,000 | 665 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,294,000 | 2,550 |
| Tier 1 (core) risk-based capital | $28,614,000 | 1,848 |
| Tier 2 risk-based capital | $2,452,000 | 1,793 |
| Total risk weighted assets | $216,878,000 | 1,811 |
| Total unused commitments | $25,294,000 | 2,554 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 120 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $358,141,000 | 1,600 |
| Cash and due from depository institutions | $36,972,000 | 1,425 |
| Interest-bearing balances | $29,462,000 | 228 |
| Securities | $47,713,000 | 2,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $257,757,000 | 1,426 |
| Loan loss allowance | $2,461,000 | 1,869 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,323,000 | 899 |
| Other real estate owned | $49,000 | 1,425 |
| Goodwill and other intangibles | $435,000 | 2,139 |
| All other assets | $4,892,000 | 2,526 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $358,141,000 | 1,600 |
| Total liabilities | $329,731,000 | 1,556 |
| Total deposits | $269,202,000 | 1,688 |
| Interest-bearing deposits | $232,238,000 | 1,671 |
| Deposits held in domestic offices | $269,202,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $59,526,000 | 732 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,003,000 | 3,211 |
| Total equity capital | $28,410,000 | 1,971 |
| Total bank equity capital | $28,410,000 | 1,971 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $409,000 | 4,630 |
| Surplus | $3,419,000 | 4,365 |
| Undivided profits | $24,582,000 | 1,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,343,000 | 2,136 |
| Earning assets | $334,932,000 | 1,562 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $359,676,500 | 1,573 |
| Average Assets, quarterly | $359,676,500 | 1,573 |
| Volatile liabilities | $151,196,000 | 759 |
| Insider loans | $127,000 | 7,138 |
| FHLB advances | $59,315,000 | 659 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $24,078,000 | 2,575 |
| Tier 1 (core) risk-based capital | $27,908,000 | 1,859 |
| Tier 2 risk-based capital | $2,461,000 | 1,756 |
| Total risk weighted assets | $215,244,000 | 1,784 |
| Total unused commitments | $24,078,000 | 2,584 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 125 | 1,380 |
| Assets and Liabilities | ||
| Total Assets: | $361,212,000 | 1,570 |
| Cash and due from depository institutions | $44,084,000 | 1,380 |
| Interest-bearing balances | $37,250,000 | 165 |
| Securities | $51,816,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $250,858,000 | 1,451 |
| Loan loss allowance | $2,483,000 | 1,828 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,024,000 | 1,046 |
| Other real estate owned | $134,000 | 1,380 |
| Goodwill and other intangibles | $346,000 | 2,253 |
| All other assets | $4,950,000 | 2,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,212,000 | 1,570 |
| Total liabilities | $333,484,000 | 1,533 |
| Total deposits | $271,929,000 | 1,661 |
| Interest-bearing deposits | $234,198,000 | 1,643 |
| Deposits held in domestic offices | $271,929,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,088,000 | 747 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,467,000 | 2,365 |
| Total equity capital | $27,728,000 | 1,974 |
| Total bank equity capital | $27,728,000 | 1,974 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $409,000 | 4,670 |
| Surplus | $3,419,000 | 4,337 |
| Undivided profits | $23,900,000 | 1,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 3,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,435,000 | 2,060 |
| Earning assets | $339,924,000 | 1,523 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $354,096,800 | 1,542 |
| Average Assets, quarterly | $361,247,500 | 1,564 |
| Volatile liabilities | $153,470,000 | 755 |
| Insider loans | $131,000 | 7,149 |
| FHLB advances | $60,088,000 | 667 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,705,000 | 2,694 |
| Tier 1 (core) risk-based capital | $27,327,000 | 1,897 |
| Tier 2 risk-based capital | $2,483,000 | 1,722 |
| Total risk weighted assets | $212,811,000 | 1,782 |
| Total unused commitments | $21,705,000 | 2,699 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 125 | 1,409 |
| Assets and Liabilities | ||
| Total Assets: | $361,283,000 | 1,570 |
| Cash and due from depository institutions | $40,222,000 | 1,409 |
| Interest-bearing balances | $33,398,000 | 225 |
| Securities | $50,316,000 | 2,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $254,938,000 | 1,409 |
| Loan loss allowance | $2,495,000 | 1,833 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,520,000 | 1,101 |
| Other real estate owned | $0 | 1,409 |
| Goodwill and other intangibles | $347,000 | 2,226 |
| All other assets | $6,940,000 | 1,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,283,000 | 1,570 |
| Total liabilities | $334,288,000 | 1,528 |
| Total deposits | $269,607,000 | 1,672 |
| Interest-bearing deposits | $269,607,000 | 1,416 |
| Deposits held in domestic offices | $269,607,000 | 1,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $61,509,000 | 714 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,172,000 | 1,383 |
| Total equity capital | $26,995,000 | 2,040 |
| Total bank equity capital | $26,995,000 | 2,040 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $409,000 | 4,702 |
| Surplus | $3,419,000 | 4,282 |
| Undivided profits | $23,167,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 3,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,411,000 | 2,234 |
| Earning assets | $338,652,000 | 1,530 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $352,318,000 | 1,563 |
| Average Assets, quarterly | $360,764,500 | 1,562 |
| Volatile liabilities | $150,286,000 | 751 |
| Insider loans | $137,000 | 7,172 |
| FHLB advances | $61,509,000 | 640 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,843,000 | 2,597 |
| Tier 1 (core) risk-based capital | $26,599,000 | 1,950 |
| Tier 2 risk-based capital | $2,495,000 | 1,711 |
| Total risk weighted assets | $217,315,000 | 1,737 |
| Total unused commitments | $22,843,000 | 2,600 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 125 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $360,246,000 | 1,550 |
| Cash and due from depository institutions | $33,222,000 | 1,401 |
| Interest-bearing balances | $23,876,000 | 351 |
| Securities | $51,326,000 | 2,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $260,416,000 | 1,355 |
| Loan loss allowance | $2,492,000 | 1,809 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,053,000 | 1,149 |
| Other real estate owned | $245,000 | 1,401 |
| Goodwill and other intangibles | $364,000 | 2,151 |
| All other assets | $6,620,000 | 1,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,246,000 | 1,550 |
| Total liabilities | $331,794,000 | 1,513 |
| Total deposits | $269,053,000 | 1,657 |
| Interest-bearing deposits | $234,675,000 | 1,621 |
| Deposits held in domestic offices | $269,053,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $59,925,000 | 735 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,816,000 | 1,554 |
| Total equity capital | $28,452,000 | 1,916 |
| Total bank equity capital | $28,452,000 | 1,916 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $409,000 | 4,713 |
| Surplus | $3,419,000 | 4,239 |
| Undivided profits | $24,624,000 | 1,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,482,000 | 2,011 |
| Earning assets | $335,618,000 | 1,518 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $349,329,670 | 1,557 |
| Average Assets, quarterly | $353,381,500 | 1,565 |
| Volatile liabilities | $147,668,000 | 766 |
| Insider loans | $213,000 | 6,757 |
| FHLB advances | $59,925,000 | 660 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,817,000 | 1,982 |
| Tier 1 (core) risk-based capital | $28,001,000 | 1,811 |
| Tier 2 risk-based capital | $2,492,000 | 1,671 |
| Total risk weighted assets | $216,138,000 | 1,720 |
| Total unused commitments | $32,817,000 | 1,992 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 125 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $346,517,000 | 1,579 |
| Cash and due from depository institutions | $36,443,000 | 1,376 |
| Interest-bearing balances | $26,999,000 | 294 |
| Securities | $31,364,000 | 3,411 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $265,023,000 | 1,315 |
| Loan loss allowance | $2,519,000 | 1,748 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,633,000 | 1,205 |
| Other real estate owned | $82,000 | 1,376 |
| Goodwill and other intangibles | $382,000 | 2,109 |
| All other assets | $5,590,000 | 2,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,516,000 | 1,579 |
| Total liabilities | $318,973,000 | 1,555 |
| Total deposits | $259,956,000 | 1,695 |
| Interest-bearing deposits | $228,830,000 | 1,657 |
| Deposits held in domestic offices | $259,956,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $53,744,000 | 764 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,273,000 | 990 |
| Total equity capital | $27,543,000 | 1,938 |
| Total bank equity capital | $27,543,000 | 1,938 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $409,000 | 4,728 |
| Surplus | $3,419,000 | 4,197 |
| Undivided profits | $23,715,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $924,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,366,000 | 2,224 |
| Earning assets | $323,386,000 | 1,546 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $343,871,500 | 1,574 |
| Average Assets, quarterly | $343,871,500 | 1,574 |
| Volatile liabilities | $133,323,000 | 804 |
| Insider loans | $224,000 | 6,707 |
| FHLB advances | $53,744,000 | 687 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,418,000 | 2,295 |
| Tier 1 (core) risk-based capital | $27,041,000 | 1,837 |
| Tier 2 risk-based capital | $2,519,000 | 1,624 |
| Total risk weighted assets | $215,073,000 | 1,696 |
| Total unused commitments | $25,418,000 | 2,306 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 123 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $341,226,000 | 1,579 |
| Cash and due from depository institutions | $40,337,000 | 1,389 |
| Interest-bearing balances | $29,400,000 | 237 |
| Securities | $27,645,000 | 3,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $260,867,000 | 1,317 |
| Loan loss allowance | $2,532,000 | 1,709 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,707,000 | 1,170 |
| Other real estate owned | $134,000 | 1,389 |
| Goodwill and other intangibles | $400,000 | 2,065 |
| All other assets | $4,136,000 | 2,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,226,000 | 1,579 |
| Total liabilities | $314,547,000 | 1,544 |
| Total deposits | $261,594,000 | 1,648 |
| Interest-bearing deposits | $231,040,000 | 1,607 |
| Deposits held in domestic offices | $261,594,000 | 1,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $48,655,000 | 820 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,298,000 | 1,103 |
| Total equity capital | $26,679,000 | 1,962 |
| Total bank equity capital | $26,679,000 | 1,962 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $409,000 | 4,736 |
| Surplus | $3,419,000 | 4,150 |
| Undivided profits | $22,851,000 | 1,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,329,000 | 2,407 |
| Earning assets | $317,912,000 | 1,544 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $317,295,400 | 1,603 |
| Average Assets, quarterly | $334,318,000 | 1,589 |
| Volatile liabilities | $133,537,000 | 802 |
| Insider loans | $253,000 | 6,562 |
| FHLB advances | $48,655,000 | 730 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,765,000 | 2,330 |
| Tier 1 (core) risk-based capital | $26,124,000 | 1,861 |
| Tier 2 risk-based capital | $2,532,000 | 1,588 |
| Total risk weighted assets | $209,765,000 | 1,712 |
| Total unused commitments | $23,765,000 | 2,337 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 109 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $298,182,000 | 1,712 |
| Cash and due from depository institutions | $26,425,000 | 1,551 |
| Interest-bearing balances | $16,862,000 | 413 |
| Securities | $16,989,000 | 5,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $242,698,000 | 1,372 |
| Loan loss allowance | $2,363,000 | 1,706 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,869,000 | 1,267 |
| Other real estate owned | $432,000 | 1,551 |
| Goodwill and other intangibles | $566,000 | 1,799 |
| All other assets | $4,203,000 | 2,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,182,000 | 1,712 |
| Total liabilities | $272,757,000 | 1,691 |
| Total deposits | $242,412,000 | 1,681 |
| Interest-bearing deposits | $242,412,000 | 1,443 |
| Deposits held in domestic offices | $242,412,000 | 1,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,981,000 | 1,228 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,364,000 | 940 |
| Total equity capital | $25,425,000 | 1,938 |
| Total bank equity capital | $25,425,000 | 1,938 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $409,000 | 4,840 |
| Surplus | $3,419,000 | 4,054 |
| Undivided profits | $21,597,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 2,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,361,000 | 2,514 |
| Earning assets | $276,549,000 | 1,690 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $285,511,600 | 1,688 |
| Average Assets, quarterly | $294,778,500 | 1,697 |
| Volatile liabilities | $98,891,000 | 1,005 |
| Insider loans | $159,000 | 7,230 |
| FHLB advances | $24,981,000 | 1,123 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,270,000 | 2,060 |
| Tier 1 (core) risk-based capital | $24,580,000 | 1,881 |
| Tier 2 risk-based capital | $2,363,000 | 1,589 |
| Total risk weighted assets | $195,520,000 | 1,741 |
| Total unused commitments | $26,270,000 | 2,065 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 98 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $265,077,000 | 1,819 |
| Cash and due from depository institutions | $8,343,000 | 1,705 |
| Interest-bearing balances | $1,019,000 | 2,365 |
| Securities | $28,279,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $215,482,000 | 1,486 |
| Loan loss allowance | $2,114,000 | 1,815 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,740,000 | 1,244 |
| Other real estate owned | $514,000 | 1,705 |
| Goodwill and other intangibles | $400,000 | 1,962 |
| All other assets | $5,319,000 | 1,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,077,000 | 1,819 |
| Total liabilities | $240,229,000 | 1,810 |
| Total deposits | $215,390,000 | 1,795 |
| Interest-bearing deposits | $200,979,000 | 1,664 |
| Deposits held in domestic offices | $215,390,000 | 1,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,514,000 | 1,402 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,325,000 | 841 |
| Total equity capital | $24,848,000 | 1,853 |
| Total bank equity capital | $24,848,000 | 1,853 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $409,000 | 4,992 |
| Surplus | $3,419,000 | 4,005 |
| Undivided profits | $21,020,000 | 1,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,492,000 | 1,746 |
| Earning assets | $244,780,000 | 1,816 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $261,972,800 | 1,754 |
| Average Assets, quarterly | $262,142,000 | 1,819 |
| Volatile liabilities | $75,836,000 | 1,222 |
| Insider loans | $432,000 | 5,769 |
| FHLB advances | $18,514,000 | 366 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,366,000 | 3,123 |
| Tier 1 (core) risk-based capital | $24,473,000 | 1,796 |
| Tier 2 risk-based capital | $2,114,000 | 1,698 |
| Total risk weighted assets | $175,812,000 | 1,835 |
| Total unused commitments | $13,366,000 | 3,124 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $263,661,000 | 1,789 |
| Cash and due from depository institutions | $22,242,000 | 1,858 |
| Interest-bearing balances | $13,261,000 | 291 |
| Securities | $40,915,000 | 2,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $188,251,000 | 1,609 |
| Loan loss allowance | $1,820,000 | 2,017 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,106,000 | 1,161 |
| Other real estate owned | $328,000 | 1,858 |
| Goodwill and other intangibles | $469,000 | 1,938 |
| All other assets | $4,350,000 | 2,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,661,000 | 1,789 |
| Total liabilities | $241,725,000 | 1,768 |
| Total deposits | $213,580,000 | 1,762 |
| Interest-bearing deposits | $202,269,000 | 1,612 |
| Deposits held in domestic offices | $213,580,000 | 1,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,258,000 | 1,183 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,887,000 | 1,130 |
| Total equity capital | $21,936,000 | 2,018 |
| Total bank equity capital | $21,936,000 | 2,018 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $409,000 | 5,145 |
| Surplus | $3,419,000 | 4,002 |
| Undivided profits | $18,108,000 | 1,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,276,000 | 1,736 |
| Earning assets | $242,427,000 | 1,771 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $250,226,600 | 1,799 |
| Average Assets, quarterly | $261,006,500 | 1,791 |
| Volatile liabilities | $83,730,000 | 1,098 |
| Insider loans | $391,000 | 5,939 |
| FHLB advances | $24,258,000 | 331 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,382,000 | 3,660 |
| Tier 1 (core) risk-based capital | $22,222,000 | 1,984 |
| Tier 2 risk-based capital | $1,816,000 | 1,866 |
| Total risk weighted assets | $156,071,000 | 1,963 |
| Total unused commitments | $10,382,000 | 3,664 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $237,705,000 | 1,945 |
| Cash and due from depository institutions | $19,182,000 | 1,600 |
| Interest-bearing balances | $13,411,000 | 431 |
| Securities | $36,305,000 | 3,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $170,545,000 | 1,647 |
| Loan loss allowance | $1,683,000 | 2,104 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,268,000 | 1,059 |
| Other real estate owned | $223,000 | 1,600 |
| Goodwill and other intangibles | $527,000 | 1,816 |
| All other assets | $3,655,000 | 2,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,705,000 | 1,945 |
| Total liabilities | $215,440,000 | 1,930 |
| Total deposits | $189,426,000 | 1,993 |
| Interest-bearing deposits | $180,053,000 | 1,811 |
| Deposits held in domestic offices | $189,426,000 | 1,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,022,000 | 955 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,992,000 | 1,434 |
| Total equity capital | $22,265,000 | 2,020 |
| Total bank equity capital | $22,265,000 | 2,020 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $409,000 | 5,197 |
| Surplus | $3,419,000 | 3,875 |
| Undivided profits | $18,437,000 | 1,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,379,000 | 1,556 |
| Earning assets | $220,261,000 | 1,923 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $228,386,800 | 1,922 |
| Average Assets, quarterly | $235,226,000 | 1,936 |
| Volatile liabilities | $70,932,000 | 1,064 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $23,022,000 | 293 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,594,000 | 3,713 |
| Tier 1 (core) risk-based capital | $21,724,000 | 1,963 |
| Tier 2 risk-based capital | $1,687,000 | 1,887 |
| Total risk weighted assets | $143,199,000 | 1,985 |
| Total unused commitments | $9,594,000 | 3,720 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 101 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $214,351,000 | 2,126 |
| Cash and due from depository institutions | $8,608,000 | 1,742 |
| Interest-bearing balances | $780,000 | 2,721 |
| Securities | $27,209,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $165,949,000 | 1,698 |
| Loan loss allowance | $1,686,000 | 2,089 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,968,000 | 1,092 |
| Other real estate owned | $265,000 | 1,742 |
| Goodwill and other intangibles | $576,000 | 1,683 |
| All other assets | $4,776,000 | 1,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,351,000 | 2,126 |
| Total liabilities | $192,904,000 | 2,121 |
| Total deposits | $172,621,000 | 2,168 |
| Interest-bearing deposits | $163,940,000 | 1,977 |
| Deposits held in domestic offices | $172,621,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $17,970,000 | 1,022 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,313,000 | 1,803 |
| Total equity capital | $21,447,000 | 2,094 |
| Total bank equity capital | $21,447,000 | 2,094 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $409,000 | 5,412 |
| Surplus | $3,392,000 | 3,836 |
| Undivided profits | $17,646,000 | 1,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,101,000 | 2,060 |
| Earning assets | $193,938,000 | 2,162 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $212,580,600 | 2,046 |
| Average Assets, quarterly | $213,750,000 | 2,097 |
| Volatile liabilities | $47,999,000 | 1,464 |
| Insider loans | $328,000 | 6,448 |
| FHLB advances | $17,970,000 | 326 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,381,000 | 3,145 |
| Tier 1 (core) risk-based capital | $20,856,000 | 2,042 |
| Tier 2 risk-based capital | $1,685,000 | 1,806 |
| Total risk weighted assets | $138,040,000 | 2,029 |
| Total unused commitments | $11,381,000 | 3,148 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 93 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $207,910,000 | 2,247 |
| Cash and due from depository institutions | $7,180,000 | 2,010 |
| Interest-bearing balances | $434,000 | 3,213 |
| Securities | $34,385,000 | 3,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $155,190,000 | 1,875 |
| Loan loss allowance | $1,658,000 | 2,236 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,378,000 | 1,218 |
| Other real estate owned | $106,000 | 2,010 |
| Goodwill and other intangibles | $605,000 | 1,571 |
| All other assets | $4,066,000 | 1,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,910,000 | 2,247 |
| Total liabilities | $188,011,000 | 2,231 |
| Total deposits | $174,142,000 | 2,228 |
| Interest-bearing deposits | $168,200,000 | 1,994 |
| Deposits held in domestic offices | $174,142,000 | 2,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,964,000 | 1,204 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,905,000 | 2,120 |
| Total equity capital | $19,899,000 | 2,266 |
| Total bank equity capital | $19,899,000 | 2,266 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $409,000 | 5,746 |
| Surplus | $3,375,000 | 3,923 |
| Undivided profits | $16,115,000 | 1,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 3,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,001,000 | 2,249 |
| Earning assets | $190,009,000 | 2,261 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $202,673,000 | 2,224 |
| Average Assets, quarterly | $208,307,000 | 2,224 |
| Volatile liabilities | $36,566,000 | 1,763 |
| Insider loans | $351,000 | 6,437 |
| FHLB advances | $11,964,000 | 417 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,751,000 | 4,754 |
| Tier 1 (core) risk-based capital | $19,305,000 | 2,233 |
| Tier 2 risk-based capital | $1,557,000 | 1,974 |
| Total risk weighted assets | $124,526,000 | 2,258 |
| Total unused commitments | $5,751,000 | 4,767 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 96 | 2,001 |
| Assets and Liabilities | ||
| Total Assets: | $195,976,000 | 2,398 |
| Cash and due from depository institutions | $17,367,000 | 2,001 |
| Interest-bearing balances | $10,820,000 | 426 |
| Securities | $29,416,000 | 4,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $138,297,000 | 2,046 |
| Loan loss allowance | $1,381,000 | 2,652 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,420,000 | 1,171 |
| Other real estate owned | $149,000 | 2,001 |
| Goodwill and other intangibles | $666,000 | 1,406 |
| All other assets | $3,661,000 | 2,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,976,000 | 2,398 |
| Total liabilities | $176,811,000 | 2,398 |
| Total deposits | $167,309,000 | 2,338 |
| Interest-bearing deposits | $162,285,000 | 2,098 |
| Deposits held in domestic offices | $167,309,000 | 2,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,000,000 | 1,310 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,502,000 | 2,640 |
| Total equity capital | $19,165,000 | 2,330 |
| Total bank equity capital | $19,165,000 | 2,330 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $409,000 | 6,057 |
| Surplus | $3,375,000 | 3,911 |
| Undivided profits | $15,381,000 | 1,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $835,000 | 2,803 |
| Earning assets | $178,533,000 | 2,412 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $190,605,600 | 2,370 |
| Average Assets, quarterly | $193,814,500 | 2,398 |
| Volatile liabilities | $31,817,000 | 1,780 |
| Insider loans | $461,000 | 5,889 |
| FHLB advances | $8,000,000 | 450 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,947,000 | 6,409 |
| Tier 1 (core) risk-based capital | $18,663,000 | 2,293 |
| Tier 2 risk-based capital | $1,354,000 | 2,213 |
| Total risk weighted assets | $108,287,000 | 2,522 |
| Total unused commitments | $2,947,000 | 6,424 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 91 | 2,215 |
| Assets and Liabilities | ||
| Total Assets: | $187,468,000 | 2,452 |
| Cash and due from depository institutions | $6,451,000 | 2,215 |
| Interest-bearing balances | $557,000 | 3,211 |
| Securities | $42,525,000 | 3,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $130,229,000 | 2,129 |
| Loan loss allowance | $1,220,000 | 3,013 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,036,000 | 1,859 |
| Other real estate owned | $139,000 | 2,215 |
| Goodwill and other intangibles | $728,000 | 1,238 |
| All other assets | $3,360,000 | 2,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,468,000 | 2,452 |
| Total liabilities | $169,550,000 | 2,468 |
| Total deposits | $155,714,000 | 2,469 |
| Interest-bearing deposits | $152,257,000 | 2,177 |
| Deposits held in domestic offices | $155,714,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,500,000 | 1,111 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,336,000 | 2,435 |
| Total equity capital | $17,918,000 | 2,282 |
| Total bank equity capital | $17,918,000 | 2,282 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $409,000 | 6,408 |
| Surplus | $3,373,000 | 3,845 |
| Undivided profits | $14,136,000 | 1,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $369,000 | 5,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $753,000 | 2,706 |
| Earning assets | $173,311,000 | 2,434 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $189,512,000 | 2,359 |
| Average Assets, quarterly | $187,388,000 | 2,433 |
| Volatile liabilities | $33,225,000 | 1,684 |
| Insider loans | $552,000 | 5,371 |
| FHLB advances | $12,500,000 | 421 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,768,000 | 6,596 |
| Tier 1 (core) risk-based capital | $17,399,000 | 2,353 |
| Tier 2 risk-based capital | $1,134,000 | 2,607 |
| Total risk weighted assets | $90,653,000 | 2,909 |
| Total unused commitments | $2,768,000 | 6,607 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 100 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $195,151,000 | 2,389 |
| Cash and due from depository institutions | $10,430,000 | 2,091 |
| Interest-bearing balances | $4,546,000 | 1,330 |
| Securities | $55,231,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $121,662,000 | 2,195 |
| Loan loss allowance | $1,549,000 | 2,558 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,111,000 | 2,363 |
| Other real estate owned | $248,000 | 2,091 |
| Goodwill and other intangibles | $338,000 | 1,565 |
| All other assets | $4,131,000 | 1,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,151,000 | 2,389 |
| Total liabilities | $178,033,000 | 2,389 |
| Total deposits | $171,282,000 | 2,324 |
| Interest-bearing deposits | $166,301,000 | 2,081 |
| Deposits held in domestic offices | $171,282,000 | 2,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,484 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,751,000 | 2,022 |
| Total equity capital | $17,118,000 | 2,360 |
| Total bank equity capital | $17,118,000 | 2,360 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $409,000 | 6,720 |
| Surplus | $3,373,000 | 3,808 |
| Undivided profits | $13,336,000 | 1,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 3,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $628,000 | 2,877 |
| Earning assets | $181,439,000 | 2,358 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $176,291,400 | 2,555 |
| Average Assets, quarterly | $198,555,000 | 2,319 |
| Volatile liabilities | $26,531,000 | 1,903 |
| Insider loans | $651,000 | 4,940 |
| FHLB advances | $5,000,000 | 508 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,469,000 | 4,163 |
| Tier 1 (core) risk-based capital | $17,097,000 | 2,305 |
| Tier 2 risk-based capital | $1,120,000 | 2,594 |
| Total risk weighted assets | $89,272,000 | 2,885 |
| Total unused commitments | $6,469,000 | 4,189 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $131,803,000 | 3,519 |
| Cash and due from depository institutions | $9,721,000 | 4,314 |
| Interest-bearing balances | $6,535,000 | 1,144 |
| Securities | $29,245,000 | 4,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $88,549,000 | 2,970 |
| Loan loss allowance | $919,000 | 4,005 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,762,000 | 4,048 |
| Other real estate owned | $840,000 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,686,000 | 4,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,803,000 | 3,519 |
| Total liabilities | $117,048,000 | 3,626 |
| Total deposits | $116,068,000 | 3,495 |
| Interest-bearing deposits | $112,354,000 | 3,163 |
| Deposits held in domestic offices | $116,068,000 | 3,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $218,000 | 3,832 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $762,000 | 4,083 |
| Total equity capital | $14,755,000 | 2,608 |
| Total bank equity capital | $14,755,000 | 2,608 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $409,000 | 7,059 |
| Surplus | $3,373,000 | 3,688 |
| Undivided profits | $10,973,000 | 2,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 6,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $541,000 | 3,778 |
| Earning assets | $124,329,000 | 3,416 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $137,383,400 | 3,317 |
| Average Assets, quarterly | $133,222,500 | 3,460 |
| Volatile liabilities | $22,482,000 | 2,140 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,282,000 | 6,937 |
| Tier 1 (core) risk-based capital | $14,691,000 | 2,562 |
| Tier 2 risk-based capital | $827,000 | 3,423 |
| Total risk weighted assets | $66,159,000 | 3,895 |
| Total unused commitments | $2,282,000 | 6,967 |
| Derivatives | $0 | 651 |