Home > First Federal Bank > Assets and Liabilities
First Federal Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 186 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $801,683,000 | 718 |
| Cash and due from depository institutions | $11,058,000 | 849 |
| Interest-bearing balances | $6,514,000 | 856 |
| Securities | $307,401,000 | 450 |
| Federal funds sold & reverse repurchase agreements | $47,000,000 | 263 |
| Net loans & leases | $382,009,000 | 1,020 |
| Loan loss allowance | $7,993,000 | 599 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,361,000 | 974 |
| Other real estate owned | $318,000 | 849 |
| Goodwill and other intangibles | $7,702,000 | 622 |
| All other assets | $35,834,000 | 501 |
| Life insurance assets | $11,592,000 | 61 |
| Total liabilities and capital | $801,683,000 | 718 |
| Total liabilities | $735,191,000 | 704 |
| Total deposits | $464,902,000 | 963 |
| Interest-bearing deposits | $420,480,000 | 892 |
| Deposits held in domestic offices | $464,902,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,000,000 | 508 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $222,015,000 | 294 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,274,000 | 647 |
| Total equity capital | $66,492,000 | 859 |
| Total bank equity capital | $66,492,000 | 859 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,100,000 | 1,281 |
| Surplus | $49,304,000 | 545 |
| Undivided profits | $14,088,000 | 2,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,589,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $856,000 | 210 |
| Income earned, not collected on loans | $2,591,000 | 1,079 |
| Earning assets | $742,924,000 | 716 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $815,871,000 | 707 |
| Average Assets, quarterly | $815,871,000 | 707 |
| Volatile liabilities | $372,348,000 | 412 |
| Insider loans | $3,259,000 | 1,867 |
| FHLB advances | $220,444,000 | 249 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $67,618,000 | 1,292 |
| Tier 1 (core) risk-based capital | $61,593,000 | 867 |
| Tier 2 risk-based capital | $5,237,000 | 885 |
| Total risk weighted assets | $416,164,000 | 975 |
| Total unused commitments | $67,618,000 | 1,292 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 197 | 808 |
| Assets and Liabilities | ||
| Total Assets: | $830,059,000 | 709 |
| Cash and due from depository institutions | $17,119,000 | 808 |
| Interest-bearing balances | $11,565,000 | 485 |
| Securities | $329,516,000 | 429 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 451 |
| Net loans & leases | $401,942,000 | 968 |
| Loan loss allowance | $8,248,000 | 582 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,566,000 | 938 |
| Other real estate owned | $281,000 | 808 |
| Goodwill and other intangibles | $7,924,000 | 596 |
| All other assets | $36,711,000 | 490 |
| Life insurance assets | $11,478,000 | 64 |
| Total liabilities and capital | $830,059,000 | 709 |
| Total liabilities | $761,898,000 | 692 |
| Total deposits | $489,608,000 | 897 |
| Interest-bearing deposits | $443,221,000 | 846 |
| Deposits held in domestic offices | $489,608,000 | 896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,000,000 | 510 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $224,904,000 | 296 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $7,386,000 | 679 |
| Total equity capital | $68,161,000 | 852 |
| Total bank equity capital | $68,161,000 | 852 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,100,000 | 1,263 |
| Surplus | $49,304,000 | 544 |
| Undivided profits | $15,757,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,935,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 860 |
| Income earned, not collected on loans | $2,768,000 | 973 |
| Earning assets | $769,023,000 | 701 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $857,264,400 | 669 |
| Average Assets, quarterly | $832,808,500 | 701 |
| Volatile liabilities | $395,863,000 | 398 |
| Insider loans | $3,360,000 | 1,803 |
| FHLB advances | $223,467,000 | 251 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $77,989,000 | 1,108 |
| Tier 1 (core) risk-based capital | $60,583,000 | 876 |
| Tier 2 risk-based capital | $5,476,000 | 861 |
| Total risk weighted assets | $435,280,000 | 933 |
| Total unused commitments | $77,989,000 | 1,108 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 206 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $835,558,000 | 701 |
| Cash and due from depository institutions | $15,475,000 | 766 |
| Interest-bearing balances | $10,841,000 | 554 |
| Securities | $345,127,000 | 412 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 713 |
| Net loans & leases | $403,695,000 | 937 |
| Loan loss allowance | $8,445,000 | 578 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,719,000 | 901 |
| Other real estate owned | $277,000 | 766 |
| Goodwill and other intangibles | $8,150,000 | 575 |
| All other assets | $36,115,000 | 495 |
| Life insurance assets | $11,362,000 | 61 |
| Total liabilities and capital | $835,558,000 | 701 |
| Total liabilities | $767,001,000 | 686 |
| Total deposits | $493,352,000 | 876 |
| Interest-bearing deposits | $450,184,000 | 821 |
| Deposits held in domestic offices | $493,352,000 | 871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 757 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $245,939,000 | 288 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,710,000 | 659 |
| Total equity capital | $68,557,000 | 828 |
| Total bank equity capital | $68,557,000 | 828 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,100,000 | 1,251 |
| Surplus | $49,304,000 | 529 |
| Undivided profits | $16,153,000 | 2,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,869,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 894 |
| Income earned, not collected on loans | $2,604,000 | 1,058 |
| Earning assets | $775,663,000 | 689 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $864,065,750 | 657 |
| Average Assets, quarterly | $857,584,000 | 686 |
| Volatile liabilities | $402,315,000 | 400 |
| Insider loans | $3,388,000 | 1,734 |
| FHLB advances | $243,868,000 | 236 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $68,523,000 | 1,231 |
| Tier 1 (core) risk-based capital | $60,331,000 | 870 |
| Tier 2 risk-based capital | $5,496,000 | 835 |
| Total risk weighted assets | $436,703,000 | 911 |
| Total unused commitments | $68,523,000 | 1,231 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 203 | 779 |
| Assets and Liabilities | ||
| Total Assets: | $879,610,000 | 664 |
| Cash and due from depository institutions | $13,428,000 | 779 |
| Interest-bearing balances | $7,928,000 | 780 |
| Securities | $390,176,000 | 374 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $415,040,000 | 888 |
| Loan loss allowance | $8,630,000 | 562 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,663,000 | 879 |
| Other real estate owned | $247,000 | 779 |
| Goodwill and other intangibles | $8,346,000 | 556 |
| All other assets | $41,710,000 | 457 |
| Life insurance assets | $11,246,000 | 59 |
| Total liabilities and capital | $879,610,000 | 664 |
| Total liabilities | $815,609,000 | 640 |
| Total deposits | $540,003,000 | 800 |
| Interest-bearing deposits | $499,179,000 | 748 |
| Deposits held in domestic offices | $540,003,000 | 796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 738 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $246,797,000 | 286 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $8,809,000 | 581 |
| Total equity capital | $64,001,000 | 854 |
| Total bank equity capital | $64,001,000 | 854 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,100,000 | 1,252 |
| Surplus | $49,304,000 | 508 |
| Undivided profits | $11,597,000 | 2,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,643,000 | 408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 636 |
| Income earned, not collected on loans | $2,968,000 | 877 |
| Earning assets | $813,144,000 | 660 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $873,568,330 | 650 |
| Average Assets, quarterly | $876,754,500 | 653 |
| Volatile liabilities | $408,365,000 | 386 |
| Insider loans | $3,433,000 | 1,690 |
| FHLB advances | $244,182,000 | 238 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $69,930,000 | 1,179 |
| Tier 1 (core) risk-based capital | $58,997,000 | 873 |
| Tier 2 risk-based capital | $5,966,000 | 783 |
| Total risk weighted assets | $474,584,000 | 824 |
| Total unused commitments | $69,930,000 | 1,179 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 196 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $873,899,000 | 659 |
| Cash and due from depository institutions | $15,800,000 | 815 |
| Interest-bearing balances | $10,156,000 | 730 |
| Securities | $344,261,000 | 416 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,812 |
| Net loans & leases | $447,577,000 | 808 |
| Loan loss allowance | $10,178,000 | 492 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,853,000 | 840 |
| Other real estate owned | $346,000 | 815 |
| Goodwill and other intangibles | $8,530,000 | 532 |
| All other assets | $41,532,000 | 447 |
| Life insurance assets | $11,128,000 | 63 |
| Total liabilities and capital | $873,899,000 | 659 |
| Total liabilities | $805,366,000 | 642 |
| Total deposits | $547,118,000 | 794 |
| Interest-bearing deposits | $504,719,000 | 746 |
| Deposits held in domestic offices | $547,118,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,972,000 | 2,150 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $249,625,000 | 278 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,651,000 | 764 |
| Total equity capital | $68,533,000 | 828 |
| Total bank equity capital | $68,533,000 | 828 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,100,000 | 1,243 |
| Surplus | $49,304,000 | 503 |
| Undivided profits | $16,129,000 | 2,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,781,000 | 346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,130,000 | 172 |
| Income earned, not collected on loans | $3,066,000 | 845 |
| Earning assets | $806,994,000 | 658 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $870,547,500 | 652 |
| Average Assets, quarterly | $870,547,500 | 652 |
| Volatile liabilities | $399,950,000 | 381 |
| Insider loans | $3,941,000 | 1,437 |
| FHLB advances | $229,255,000 | 243 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $61,897,000 | 1,271 |
| Tier 1 (core) risk-based capital | $57,734,000 | 892 |
| Tier 2 risk-based capital | $6,216,000 | 748 |
| Total risk weighted assets | $493,320,000 | 778 |
| Total unused commitments | $61,897,000 | 1,275 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 191 | 846 |
| Assets and Liabilities | ||
| Total Assets: | $867,196,000 | 660 |
| Cash and due from depository institutions | $32,806,000 | 846 |
| Interest-bearing balances | $24,615,000 | 257 |
| Securities | $297,001,000 | 500 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $461,688,000 | 773 |
| Loan loss allowance | $10,311,000 | 488 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,737,000 | 758 |
| Other real estate owned | $1,120,000 | 846 |
| Goodwill and other intangibles | $9,235,000 | 506 |
| All other assets | $53,609,000 | 370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $867,196,000 | 660 |
| Total liabilities | $802,171,000 | 643 |
| Total deposits | $549,358,000 | 791 |
| Interest-bearing deposits | $500,393,000 | 757 |
| Deposits held in domestic offices | $549,358,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,857,000 | 2,312 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $244,548,000 | 282 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,408,000 | 781 |
| Total equity capital | $65,025,000 | 852 |
| Total bank equity capital | $65,025,000 | 852 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,100,000 | 1,250 |
| Surplus | $49,304,000 | 508 |
| Undivided profits | $12,621,000 | 2,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,925,000 | 331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,165,000 | 822 |
| Earning assets | $783,304,000 | 670 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $886,143,600 | 617 |
| Average Assets, quarterly | $877,320,000 | 644 |
| Volatile liabilities | $417,517,000 | 371 |
| Insider loans | $4,206,000 | 1,309 |
| FHLB advances | $244,548,000 | 228 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $63,435,000 | 1,205 |
| Tier 1 (core) risk-based capital | $54,365,000 | 945 |
| Tier 2 risk-based capital | $6,687,000 | 692 |
| Total risk weighted assets | $532,090,000 | 722 |
| Total unused commitments | $63,435,000 | 1,207 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 209 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $887,444,000 | 647 |
| Cash and due from depository institutions | $20,266,000 | 784 |
| Interest-bearing balances | $15,381,000 | 498 |
| Securities | $310,603,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $491,044,000 | 729 |
| Loan loss allowance | $10,196,000 | 501 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,984,000 | 734 |
| Other real estate owned | $949,000 | 784 |
| Goodwill and other intangibles | $9,296,000 | 501 |
| All other assets | $43,302,000 | 448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $887,444,000 | 647 |
| Total liabilities | $823,126,000 | 634 |
| Total deposits | $554,737,000 | 793 |
| Interest-bearing deposits | $512,384,000 | 753 |
| Deposits held in domestic offices | $554,737,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,368,000 | 2,078 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $258,900,000 | 254 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,121,000 | 756 |
| Total equity capital | $64,318,000 | 868 |
| Total bank equity capital | $64,318,000 | 868 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,100,000 | 1,247 |
| Surplus | $49,304,000 | 522 |
| Undivided profits | $11,914,000 | 2,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,478,000 | 301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,107,000 | 869 |
| Earning assets | $817,028,000 | 649 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $890,880,500 | 624 |
| Average Assets, quarterly | $880,725,500 | 647 |
| Volatile liabilities | $422,993,000 | 375 |
| Insider loans | $5,021,000 | 1,074 |
| FHLB advances | $258,900,000 | 203 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $75,339,000 | 1,081 |
| Tier 1 (core) risk-based capital | $52,406,000 | 982 |
| Tier 2 risk-based capital | $7,035,000 | 671 |
| Total risk weighted assets | $565,060,000 | 691 |
| Total unused commitments | $75,339,000 | 1,083 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 226 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $874,007,000 | 645 |
| Cash and due from depository institutions | $37,956,000 | 724 |
| Interest-bearing balances | $34,230,000 | 235 |
| Securities | $280,828,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $494,106,000 | 725 |
| Loan loss allowance | $5,748,000 | 823 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,450,000 | 699 |
| Other real estate owned | $501,000 | 724 |
| Goodwill and other intangibles | $9,389,000 | 474 |
| All other assets | $38,777,000 | 470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $874,007,000 | 645 |
| Total liabilities | $804,997,000 | 637 |
| Total deposits | $585,368,000 | 733 |
| Interest-bearing deposits | $544,886,000 | 684 |
| Deposits held in domestic offices | $585,368,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,144,000 | 1,795 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $208,406,000 | 302 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,079,000 | 724 |
| Total equity capital | $69,010,000 | 803 |
| Total bank equity capital | $69,010,000 | 803 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $48,404,000 | 512 |
| Undivided profits | $17,606,000 | 1,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,808,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,257,000 | 809 |
| Earning assets | $809,164,000 | 646 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $892,026,000 | 621 |
| Average Assets, quarterly | $884,019,500 | 634 |
| Volatile liabilities | $388,761,000 | 381 |
| Insider loans | $3,595,000 | 1,539 |
| FHLB advances | $208,406,000 | 246 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $118,574,000 | 758 |
| Tier 1 (core) risk-based capital | $54,019,000 | 930 |
| Tier 2 risk-based capital | $5,748,000 | 780 |
| Total risk weighted assets | $568,424,000 | 681 |
| Total unused commitments | $118,574,000 | 763 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 234 | 693 |
| Assets and Liabilities | ||
| Total Assets: | $894,032,000 | 623 |
| Cash and due from depository institutions | $42,093,000 | 693 |
| Interest-bearing balances | $37,812,000 | 196 |
| Securities | $294,682,000 | 484 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $492,177,000 | 718 |
| Loan loss allowance | $5,270,000 | 867 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,582,000 | 673 |
| Other real estate owned | $441,000 | 693 |
| Goodwill and other intangibles | $9,544,000 | 459 |
| All other assets | $42,513,000 | 433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $894,032,000 | 623 |
| Total liabilities | $823,738,000 | 612 |
| Total deposits | $605,288,000 | 695 |
| Interest-bearing deposits | $562,875,000 | 645 |
| Deposits held in domestic offices | $605,288,000 | 691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,457,000 | 1,849 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $208,411,000 | 283 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,582,000 | 758 |
| Total equity capital | $70,294,000 | 779 |
| Total bank equity capital | $70,294,000 | 779 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $48,404,000 | 510 |
| Undivided profits | $18,890,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,354,000 | 763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $7,612,000 | 373 |
| Earning assets | $824,671,000 | 617 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $901,035,500 | 617 |
| Average Assets, quarterly | $901,035,500 | 617 |
| Volatile liabilities | $406,894,000 | 369 |
| Insider loans | $2,618,000 | 2,041 |
| FHLB advances | $208,411,000 | 225 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $104,708,000 | 807 |
| Tier 1 (core) risk-based capital | $59,727,000 | 832 |
| Tier 2 risk-based capital | $5,270,000 | 818 |
| Total risk weighted assets | $563,536,000 | 670 |
| Total unused commitments | $109,828,000 | 775 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 226 | 713 |
| Assets and Liabilities | ||
| Total Assets: | $908,039,000 | 604 |
| Cash and due from depository institutions | $45,119,000 | 713 |
| Interest-bearing balances | $39,982,000 | 165 |
| Securities | $310,314,000 | 436 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $489,191,000 | 713 |
| Loan loss allowance | $5,275,000 | 848 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,477,000 | 677 |
| Other real estate owned | $628,000 | 713 |
| Goodwill and other intangibles | $9,706,000 | 441 |
| All other assets | $40,604,000 | 442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $908,039,000 | 604 |
| Total liabilities | $837,686,000 | 595 |
| Total deposits | $619,290,000 | 666 |
| Interest-bearing deposits | $579,614,000 | 612 |
| Deposits held in domestic offices | $619,290,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,721,000 | 1,856 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $208,416,000 | 292 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,259,000 | 754 |
| Total equity capital | $70,353,000 | 760 |
| Total bank equity capital | $70,353,000 | 760 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $48,404,000 | 499 |
| Undivided profits | $18,949,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,431,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $7,349,000 | 397 |
| Earning assets | $839,487,000 | 598 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $869,474,200 | 594 |
| Average Assets, quarterly | $904,435,000 | 604 |
| Volatile liabilities | $425,934,000 | 355 |
| Insider loans | $6,163,000 | 808 |
| FHLB advances | $208,416,000 | 235 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $95,219,000 | 819 |
| Tier 1 (core) risk-based capital | $57,856,000 | 835 |
| Tier 2 risk-based capital | $5,275,000 | 802 |
| Total risk weighted assets | $559,174,000 | 658 |
| Total unused commitments | $95,219,000 | 819 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 203 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $809,758,000 | 649 |
| Cash and due from depository institutions | $17,691,000 | 791 |
| Interest-bearing balances | $12,019,000 | 569 |
| Securities | $253,144,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $492,543,000 | 678 |
| Loan loss allowance | $4,813,000 | 894 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,971,000 | 680 |
| Other real estate owned | $116,000 | 791 |
| Goodwill and other intangibles | $10,088,000 | 406 |
| All other assets | $24,205,000 | 605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $809,758,000 | 649 |
| Total liabilities | $752,084,000 | 635 |
| Total deposits | $534,059,000 | 732 |
| Interest-bearing deposits | $501,272,000 | 676 |
| Deposits held in domestic offices | $534,059,000 | 727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,460,000 | 1,244 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $203,436,000 | 304 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,129,000 | 773 |
| Total equity capital | $57,674,000 | 856 |
| Total bank equity capital | $57,674,000 | 856 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $43,904,000 | 526 |
| Undivided profits | $11,270,000 | 2,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,223,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,208,000 | 487 |
| Earning assets | $757,706,000 | 634 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $778,114,600 | 641 |
| Average Assets, quarterly | $805,844,500 | 641 |
| Volatile liabilities | $350,074,000 | 399 |
| Insider loans | $2,549,000 | 1,926 |
| FHLB advances | $203,436,000 | 234 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $62,522,000 | 1,071 |
| Tier 1 (core) risk-based capital | $47,476,000 | 957 |
| Tier 2 risk-based capital | $4,837,000 | 829 |
| Total risk weighted assets | $478,010,000 | 738 |
| Total unused commitments | $62,522,000 | 1,075 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 186 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $729,777,000 | 691 |
| Cash and due from depository institutions | $8,625,000 | 847 |
| Interest-bearing balances | $5,015,000 | 856 |
| Securities | $196,369,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $480,647,000 | 683 |
| Loan loss allowance | $4,899,000 | 850 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $10,779,000 | 737 |
| Other real estate owned | $65,000 | 847 |
| Goodwill and other intangibles | $8,983,000 | 423 |
| All other assets | $24,309,000 | 522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $729,777,000 | 691 |
| Total liabilities | $674,045,000 | 682 |
| Total deposits | $483,069,000 | 795 |
| Interest-bearing deposits | $454,435,000 | 731 |
| Deposits held in domestic offices | $483,069,000 | 792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,079,000 | 1,724 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $182,456,000 | 318 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,441,000 | 1,085 |
| Total equity capital | $55,732,000 | 847 |
| Total bank equity capital | $55,732,000 | 847 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $43,904,000 | 497 |
| Undivided profits | $9,328,000 | 2,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,878,000 | 896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,890,000 | 644 |
| Earning assets | $682,031,000 | 682 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $656,284,600 | 724 |
| Average Assets, quarterly | $677,419,000 | 733 |
| Volatile liabilities | $278,551,000 | 482 |
| Insider loans | $2,671,000 | 1,791 |
| FHLB advances | $182,456,000 | 92 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $45,771,000 | 1,255 |
| Tier 1 (core) risk-based capital | $48,419,000 | 902 |
| Tier 2 risk-based capital | $5,040,000 | 787 |
| Total risk weighted assets | $420,242,000 | 807 |
| Total unused commitments | $49,800,000 | 1,175 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 166 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $621,575,000 | 792 |
| Cash and due from depository institutions | $5,265,000 | 1,006 |
| Interest-bearing balances | $30,000 | 5,786 |
| Securities | $200,945,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $382,833,000 | 837 |
| Loan loss allowance | $3,093,000 | 1,244 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,611,000 | 839 |
| Other real estate owned | $23,000 | 1,006 |
| Goodwill and other intangibles | $1,675,000 | 1,192 |
| All other assets | $21,223,000 | 567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $621,575,000 | 792 |
| Total liabilities | $566,909,000 | 800 |
| Total deposits | $379,625,000 | 985 |
| Interest-bearing deposits | $361,812,000 | 895 |
| Deposits held in domestic offices | $379,625,000 | 980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $524,000 | 3,438 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $183,578,000 | 339 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,182,000 | 1,301 |
| Total equity capital | $54,666,000 | 834 |
| Total bank equity capital | $54,666,000 | 834 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $22,500,000 | 851 |
| Undivided profits | $29,666,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,043,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,497,000 | 854 |
| Earning assets | $583,808,000 | 776 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $564,188,400 | 838 |
| Average Assets, quarterly | $608,090,000 | 802 |
| Volatile liabilities | $246,826,000 | 525 |
| Insider loans | $1,768,000 | 2,449 |
| FHLB advances | $182,975,000 | 92 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $39,806,000 | 1,421 |
| Tier 1 (core) risk-based capital | $57,737,000 | 781 |
| Tier 2 risk-based capital | $4,110,000 | 908 |
| Total risk weighted assets | $327,312,000 | 970 |
| Total unused commitments | $39,806,000 | 1,424 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 143 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $497,352,000 | 943 |
| Cash and due from depository institutions | $8,738,000 | 1,171 |
| Interest-bearing balances | $6,660,000 | 940 |
| Securities | $184,719,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $284,240,000 | 1,013 |
| Loan loss allowance | $2,286,000 | 1,571 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,762,000 | 856 |
| Other real estate owned | $30,000 | 1,171 |
| Goodwill and other intangibles | $111,000 | 2,637 |
| All other assets | $10,752,000 | 834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $497,352,000 | 943 |
| Total liabilities | $438,733,000 | 963 |
| Total deposits | $323,330,000 | 1,140 |
| Interest-bearing deposits | $309,531,000 | 1,030 |
| Deposits held in domestic offices | $323,330,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $518,000 | 2,699 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $111,994,000 | 377 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,891,000 | 1,469 |
| Total equity capital | $58,619,000 | 789 |
| Total bank equity capital | $58,619,000 | 789 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $22,500,000 | 792 |
| Undivided profits | $33,619,000 | 785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,306,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,490,000 | 1,410 |
| Earning assets | $475,619,000 | 910 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $451,018,400 | 990 |
| Average Assets, quarterly | $495,664,500 | 930 |
| Volatile liabilities | $152,687,000 | 628 |
| Insider loans | $1,302,000 | 2,945 |
| FHLB advances | $111,994,000 | 112 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $44,092,000 | 1,241 |
| Tier 1 (core) risk-based capital | $56,101,000 | 766 |
| Tier 2 risk-based capital | $2,286,000 | 1,441 |
| Total risk weighted assets | $250,231,000 | 1,160 |
| Total unused commitments | $45,097,000 | 1,228 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 134 | 1,316 |
| Assets and Liabilities | ||
| Total Assets: | $387,064,000 | 1,204 |
| Cash and due from depository institutions | $5,226,000 | 1,316 |
| Interest-bearing balances | $3,012,000 | 1,345 |
| Securities | $103,618,000 | 1,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $264,556,000 | 1,127 |
| Loan loss allowance | $1,507,000 | 2,327 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,813,000 | 1,135 |
| Other real estate owned | $300,000 | 1,316 |
| Goodwill and other intangibles | $35,000 | 3,097 |
| All other assets | $6,516,000 | 1,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,064,000 | 1,204 |
| Total liabilities | $357,569,000 | 1,184 |
| Total deposits | $305,762,000 | 1,216 |
| Interest-bearing deposits | $294,982,000 | 1,099 |
| Deposits held in domestic offices | $305,762,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $215,000 | 3,441 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $49,511,000 | 576 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,081,000 | 1,946 |
| Total equity capital | $29,495,000 | 1,530 |
| Total bank equity capital | $29,495,000 | 1,530 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $29,495,000 | 899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,283,000 | 1,730 |
| Earning assets | $371,186,000 | 1,153 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $373,691,400 | 1,183 |
| Average Assets, quarterly | $378,600,000 | 1,212 |
| Volatile liabilities | $80,406,000 | 977 |
| Insider loans | $1,160,000 | 3,207 |
| FHLB advances | $49,511,000 | 191 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,178,000 | 1,885 |
| Tier 1 (core) risk-based capital | $27,813,000 | 1,539 |
| Tier 2 risk-based capital | $1,507,000 | 1,991 |
| Total risk weighted assets | $203,256,000 | 1,393 |
| Total unused commitments | $25,684,000 | 1,760 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 139 | 1,337 |
| Assets and Liabilities | ||
| Total Assets: | $357,972,000 | 1,325 |
| Cash and due from depository institutions | $6,092,000 | 1,337 |
| Interest-bearing balances | $4,157,000 | 940 |
| Securities | $90,708,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $247,423,000 | 1,233 |
| Loan loss allowance | $755,000 | 4,428 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,724,000 | 1,152 |
| Other real estate owned | $554,000 | 1,337 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,471,000 | 1,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $357,972,000 | 1,325 |
| Total liabilities | $330,912,000 | 1,299 |
| Total deposits | $306,690,000 | 1,245 |
| Interest-bearing deposits | $298,644,000 | 1,125 |
| Deposits held in domestic offices | $306,690,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,529,000 | 879 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,693,000 | 2,335 |
| Total equity capital | $27,060,000 | 1,673 |
| Total bank equity capital | $27,060,000 | 1,673 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $27,060,000 | 968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,254,000 | 1,766 |
| Earning assets | $342,288,000 | 1,273 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $348,001,800 | 1,305 |
| Average Assets, quarterly | $360,427,500 | 1,305 |
| Volatile liabilities | $56,972,000 | 1,272 |
| Insider loans | $1,181,000 | 3,218 |
| FHLB advances | $22,529,000 | 310 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,393,000 | 2,370 |
| Tier 1 (core) risk-based capital | $26,518,000 | 1,621 |
| Tier 2 risk-based capital | $742,000 | 3,878 |
| Total risk weighted assets | $187,231,000 | 1,538 |
| Total unused commitments | $16,393,000 | 2,383 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 132 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $329,184,000 | 1,438 |
| Cash and due from depository institutions | $5,177,000 | 1,445 |
| Interest-bearing balances | $2,548,000 | 1,560 |
| Securities | $93,848,000 | 1,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $217,224,000 | 1,354 |
| Loan loss allowance | $694,000 | 4,759 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,767,000 | 1,331 |
| Other real estate owned | $578,000 | 1,445 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,590,000 | 1,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,184,000 | 1,438 |
| Total liabilities | $303,319,000 | 1,422 |
| Total deposits | $286,545,000 | 1,372 |
| Interest-bearing deposits | $280,580,000 | 1,214 |
| Deposits held in domestic offices | $286,545,000 | 1,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,045,000 | 968 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,729,000 | 2,365 |
| Total equity capital | $25,865,000 | 1,735 |
| Total bank equity capital | $25,865,000 | 1,735 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $25,865,000 | 1,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,083,000 | 2,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,133,000 | 2,031 |
| Earning assets | $313,620,000 | 1,390 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $309,827,800 | 1,470 |
| Average Assets, quarterly | $324,228,500 | 1,445 |
| Volatile liabilities | $29,358,000 | 1,892 |
| Insider loans | $892,000 | 4,010 |
| FHLB advances | $15,045,000 | 344 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,361,000 | 2,516 |
| Tier 1 (core) risk-based capital | $25,377,000 | 1,681 |
| Tier 2 risk-based capital | $0 | 11,851 |
| Total risk weighted assets | $184,258,000 | 1,552 |
| Total unused commitments | $14,661,000 | 2,485 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 127 | 1,560 |
| Assets and Liabilities | ||
| Total Assets: | $286,373,000 | 1,604 |
| Cash and due from depository institutions | $4,189,000 | 1,560 |
| Interest-bearing balances | $1,780,000 | 1,721 |
| Securities | $78,453,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $192,465,000 | 1,477 |
| Loan loss allowance | $755,000 | 4,553 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,528,000 | 1,339 |
| Other real estate owned | $165,000 | 1,560 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,573,000 | 1,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,373,000 | 1,604 |
| Total liabilities | $262,621,000 | 1,601 |
| Total deposits | $261,572,000 | 1,454 |
| Interest-bearing deposits | $261,572,000 | 1,249 |
| Deposits held in domestic offices | $261,572,000 | 1,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $119,000 | 4,696 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $930,000 | 3,236 |
| Total equity capital | $23,752,000 | 1,740 |
| Total bank equity capital | $23,752,000 | 1,740 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $23,752,000 | 984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,466,000 | 1,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,029,000 | 1,918 |
| Earning assets | $272,698,000 | 1,549 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $284,229,600 | 1,576 |
| Average Assets, quarterly | $284,419,500 | 1,614 |
| Volatile liabilities | $13,157,000 | 3,536 |
| Insider loans | $1,480,000 | 2,724 |
| FHLB advances | $119,000 | 981 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,129,000 | 2,909 |
| Tier 1 (core) risk-based capital | $23,752,000 | 1,737 |
| Tier 2 risk-based capital | $658,000 | 4,198 |
| Total risk weighted assets | $149,863,000 | 1,857 |
| Total unused commitments | $11,129,000 | 2,920 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 112 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $282,348,000 | 1,650 |
| Cash and due from depository institutions | $17,821,000 | 1,872 |
| Interest-bearing balances | $15,728,000 | 401 |
| Securities | $69,462,000 | 1,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $184,795,000 | 1,497 |
| Loan loss allowance | $950,000 | 3,868 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,294,000 | 1,380 |
| Other real estate owned | $128,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,848,000 | 1,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,348,000 | 1,650 |
| Total liabilities | $261,184,000 | 1,635 |
| Total deposits | $259,826,000 | 1,530 |
| Interest-bearing deposits | $259,826,000 | 1,323 |
| Deposits held in domestic offices | $259,826,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $122,000 | 4,283 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,236,000 | 2,671 |
| Total equity capital | $21,164,000 | 1,933 |
| Total bank equity capital | $21,164,000 | 1,933 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $21,164,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,526,000 | 2,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $979,000 | 1,779 |
| Earning assets | $269,985,000 | 1,595 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $281,068,400 | 1,619 |
| Average Assets, quarterly | $281,425,500 | 1,646 |
| Volatile liabilities | $12,250,000 | 3,529 |
| Insider loans | $1,505,000 | 2,676 |
| FHLB advances | $122,000 | 807 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,965,000 | 3,118 |
| Tier 1 (core) risk-based capital | $21,164,000 | 1,882 |
| Tier 2 risk-based capital | $634,000 | 4,306 |
| Total risk weighted assets | $132,970,000 | 2,017 |
| Total unused commitments | $9,965,000 | 3,138 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 100 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $277,394,000 | 1,733 |
| Cash and due from depository institutions | $26,523,000 | 2,154 |
| Interest-bearing balances | $24,371,000 | 341 |
| Securities | $31,591,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $206,530,000 | 1,402 |
| Loan loss allowance | $946,000 | 3,916 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,451,000 | 1,654 |
| Other real estate owned | $617,000 | 2,154 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,682,000 | 1,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,394,000 | 1,733 |
| Total liabilities | $257,789,000 | 1,727 |
| Total deposits | $256,358,000 | 1,629 |
| Interest-bearing deposits | $255,428,000 | 1,433 |
| Deposits held in domestic offices | $256,358,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $125,000 | 4,164 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,306,000 | 2,642 |
| Total equity capital | $19,605,000 | 1,990 |
| Total bank equity capital | $19,605,000 | 1,990 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $19,605,000 | 1,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,576,000 | 2,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,237,000 | 1,553 |
| Earning assets | $262,492,000 | 1,682 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $278,864,400 | 1,678 |
| Average Assets, quarterly | $275,334,500 | 1,734 |
| Volatile liabilities | $9,420,000 | 4,302 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $125,000 | 815 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,775,000 | 2,644 |
| Tier 1 (core) risk-based capital | $19,605,000 | 1,942 |
| Tier 2 risk-based capital | $742,000 | 3,775 |
| Total risk weighted assets | $143,469,000 | 1,957 |
| Total unused commitments | $11,775,000 | 2,660 |
| Derivatives | $0 | 651 |