Home > First Federal Bank > Income and Expense
First Federal Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,419,000 | 817 |
| Total interest expense | $24,823,000 | 731 |
| Net interest income | $18,596,000 | 931 |
| Provision for loan and lease losses | $717,000 | 1,387 |
| Total noninterest income | $4,998,000 | 928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,998,000 | 634 |
| Total noninterest expense | $13,048,000 | 1,069 |
| Salaries and employee benefits | $7,910,000 | 881 |
| Premises and equipment expense | $2,249,000 | 888 |
| Additional noninterest expense | $2,889,000 | 1,550 |
| Pre-tax net operating income | $9,829,000 | 795 |
| Securities gains (losses) | $271,000 | 360 |
| Applicable income taxes | $3,457,000 | 735 |
| Income before extraordinary items | $6,643,000 | 811 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,643,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $7,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,464,140 | 825 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $38,450,000 | 888 |
| Total interest expense | $19,526,000 | 815 |
| Net interest income | $18,924,000 | 933 |
| Provision for loan and lease losses | $667,000 | 1,373 |
| Total noninterest income | $3,973,000 | 1,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,973,000 | 749 |
| Total noninterest expense | $15,363,000 | 924 |
| Salaries and employee benefits | $9,779,000 | 716 |
| Premises and equipment expense | $2,245,000 | 892 |
| Additional noninterest expense | $3,339,000 | 1,381 |
| Pre-tax net operating income | $6,867,000 | 1,128 |
| Securities gains (losses) | $789,000 | 255 |
| Applicable income taxes | $3,249,000 | 828 |
| Income before extraordinary items | $4,407,000 | 1,237 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,407,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $35,000,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,902,040 | 1,359 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,249,000 | 913 |
| Total interest expense | $18,358,000 | 866 |
| Net interest income | $17,891,000 | 944 |
| Provision for loan and lease losses | $680,000 | 1,348 |
| Total noninterest income | $2,913,000 | 1,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,913,000 | 914 |
| Total noninterest expense | $11,082,000 | 1,194 |
| Salaries and employee benefits | $6,183,000 | 1,058 |
| Premises and equipment expense | $2,014,000 | 959 |
| Additional noninterest expense | $2,885,000 | 1,496 |
| Pre-tax net operating income | $9,042,000 | 873 |
| Securities gains (losses) | $902,000 | 411 |
| Applicable income taxes | $4,046,000 | 677 |
| Income before extraordinary items | $5,898,000 | 924 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,898,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $1,600,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,320,720 | 977 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,326,000 | 1,030 |
| Total interest expense | $17,656,000 | 926 |
| Net interest income | $15,670,000 | 1,128 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $1,879,000 | 1,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,879,000 | 1,148 |
| Total noninterest expense | $8,870,000 | 1,479 |
| Salaries and employee benefits | $4,895,000 | 1,346 |
| Premises and equipment expense | $1,694,000 | 1,174 |
| Additional noninterest expense | $2,281,000 | 1,867 |
| Pre-tax net operating income | $8,349,000 | 986 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $3,175,000 | 881 |
| Income before extraordinary items | $5,178,000 | 1,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,178,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $36,690,000 | 22 |
| Net operating income | $5,175,440 | 1,035 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,358,000 | 1,255 |
| Total interest expense | $14,853,000 | 1,102 |
| Net interest income | $12,505,000 | 1,439 |
| Provision for loan and lease losses | $1,075,000 | 971 |
| Total noninterest income | $1,584,000 | 2,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,584,000 | 1,351 |
| Total noninterest expense | $9,389,000 | 1,521 |
| Salaries and employee benefits | $3,523,000 | 1,877 |
| Premises and equipment expense | $1,414,000 | 1,439 |
| Additional noninterest expense | $4,452,000 | 1,252 |
| Pre-tax net operating income | $3,625,000 | 1,992 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $1,463,000 | 1,634 |
| Income before extraordinary items | $2,183,000 | 2,261 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,183,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,169,560 | 2,225 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,045,000 | 1,368 |
| Total interest expense | $13,385,000 | 1,244 |
| Net interest income | $11,660,000 | 1,546 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,816,000 | 1,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,816,000 | 1,201 |
| Total noninterest expense | $6,604,000 | 2,087 |
| Salaries and employee benefits | $3,301,000 | 2,010 |
| Premises and equipment expense | $1,122,000 | 1,800 |
| Additional noninterest expense | $2,181,000 | 2,237 |
| Pre-tax net operating income | $6,872,000 | 1,126 |
| Securities gains (losses) | $-482,000 | 11,800 |
| Applicable income taxes | $2,297,000 | 1,112 |
| Income before extraordinary items | $4,093,000 | 1,290 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,093,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,401,480 | 1,179 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,866,000 | 1,355 |
| Total interest expense | $10,245,000 | 1,287 |
| Net interest income | $12,621,000 | 1,427 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $578,000 | 4,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $578,000 | 2,659 |
| Total noninterest expense | $5,833,000 | 2,407 |
| Salaries and employee benefits | $2,944,000 | 2,271 |
| Premises and equipment expense | $1,076,000 | 1,901 |
| Additional noninterest expense | $1,813,000 | 2,816 |
| Pre-tax net operating income | $7,366,000 | 1,035 |
| Securities gains (losses) | $-1,359,000 | 12,443 |
| Applicable income taxes | $2,124,000 | 1,137 |
| Income before extraordinary items | $3,883,000 | 1,295 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,883,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,766,350 | 1,076 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,560,000 | 1,347 |
| Total interest expense | $10,806,000 | 1,254 |
| Net interest income | $12,754,000 | 1,421 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $1,257,000 | 2,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,257,000 | 1,762 |
| Total noninterest expense | $5,327,000 | 2,688 |
| Salaries and employee benefits | $2,634,000 | 2,522 |
| Premises and equipment expense | $1,028,000 | 1,999 |
| Additional noninterest expense | $1,665,000 | 3,205 |
| Pre-tax net operating income | $8,484,000 | 868 |
| Securities gains (losses) | $277,000 | 1,373 |
| Applicable income taxes | $3,571,000 | 720 |
| Income before extraordinary items | $5,190,000 | 994 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,190,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,012,720 | 966 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,439,000 | 1,495 |
| Total interest expense | $12,983,000 | 1,365 |
| Net interest income | $11,456,000 | 1,618 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,540,000 | 2,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,540,000 | 1,488 |
| Total noninterest expense | $5,040,000 | 2,845 |
| Salaries and employee benefits | $2,241,000 | 2,897 |
| Premises and equipment expense | $910,000 | 2,285 |
| Additional noninterest expense | $1,889,000 | 2,938 |
| Pre-tax net operating income | $7,956,000 | 807 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,628,000 | 881 |
| Income before extraordinary items | $5,328,000 | 897 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,328,000 | 899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,328,000 | 817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.