Home > First Federal Bank > Assets and Liabilities
First Federal Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $353,800,000 | 1,919 |
| Cash and due from depository institutions | $56,238,000 | 2,493 |
| Interest-bearing balances | $53,813,000 | 142 |
| Securities | $95,385,000 | 1,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $178,978,000 | 2,504 |
| Loan loss allowance | $1,145,000 | 3,912 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,103,000 | 2,984 |
| Other real estate owned | $720,000 | 2,493 |
| Goodwill and other intangibles | $14,710,000 | 547 |
| All other assets | $3,666,000 | 3,710 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $353,800,000 | 1,919 |
| Total liabilities | $315,365,000 | 1,925 |
| Total deposits | $305,940,000 | 1,761 |
| Interest-bearing deposits | $299,004,000 | 1,593 |
| Deposits held in domestic offices | $305,940,000 | 1,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,679,000 | 3,251 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,746,000 | 2,744 |
| Total equity capital | $38,435,000 | 1,834 |
| Total bank equity capital | $38,435,000 | 1,834 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $22,000 | 7,331 |
| Surplus | $33,874,000 | 945 |
| Undivided profits | $4,539,000 | 4,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 3,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,569,000 | 2,498 |
| Earning assets | $328,176,000 | 1,895 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $350,464,500 | 1,913 |
| Average Assets, quarterly | $350,464,500 | 1,913 |
| Volatile liabilities | $41,984,000 | 3,001 |
| Insider loans | $270,000 | 6,227 |
| FHLB advances | $7,679,000 | 3,143 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $9,845,000 | 4,841 |
| Tier 1 (core) risk-based capital | $21,228,000 | 3,006 |
| Tier 2 risk-based capital | $1,145,000 | 3,739 |
| Total risk weighted assets | $160,314,000 | 2,904 |
| Total unused commitments | $9,845,000 | 4,844 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 68 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $347,129,000 | 1,938 |
| Cash and due from depository institutions | $46,897,000 | 2,543 |
| Interest-bearing balances | $44,492,000 | 130 |
| Securities | $92,979,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $183,607,000 | 2,436 |
| Loan loss allowance | $1,088,000 | 4,006 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,139,000 | 2,938 |
| Other real estate owned | $851,000 | 2,543 |
| Goodwill and other intangibles | $14,942,000 | 533 |
| All other assets | $3,714,000 | 3,713 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $347,129,000 | 1,938 |
| Total liabilities | $309,913,000 | 1,942 |
| Total deposits | $300,284,000 | 1,780 |
| Interest-bearing deposits | $295,021,000 | 1,593 |
| Deposits held in domestic offices | $300,284,000 | 1,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,704,000 | 3,095 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,925,000 | 2,548 |
| Total equity capital | $37,216,000 | 1,882 |
| Total bank equity capital | $37,216,000 | 1,882 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $22,000 | 7,381 |
| Surplus | $24,350,000 | 1,230 |
| Undivided profits | $12,844,000 | 2,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,587,000 | 2,684 |
| Earning assets | $321,078,000 | 1,931 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $347,580,800 | 1,864 |
| Average Assets, quarterly | $346,282,000 | 1,916 |
| Volatile liabilities | $39,627,000 | 3,111 |
| Insider loans | $307,000 | 6,130 |
| FHLB advances | $7,704,000 | 2,982 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,738,000 | 5,260 |
| Tier 1 (core) risk-based capital | $21,010,000 | 3,024 |
| Tier 2 risk-based capital | $1,105,000 | 3,802 |
| Total risk weighted assets | $159,406,000 | 2,894 |
| Total unused commitments | $7,738,000 | 5,260 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 74 | 2,337 |
| Assets and Liabilities | ||
| Total Assets: | $345,435,000 | 1,913 |
| Cash and due from depository institutions | $38,784,000 | 2,337 |
| Interest-bearing balances | $35,808,000 | 159 |
| Securities | $104,670,000 | 1,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $178,302,000 | 2,453 |
| Loan loss allowance | $1,083,000 | 3,975 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,197,000 | 2,867 |
| Other real estate owned | $357,000 | 2,337 |
| Goodwill and other intangibles | $15,178,000 | 511 |
| All other assets | $3,947,000 | 3,599 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $345,435,000 | 1,913 |
| Total liabilities | $308,828,000 | 1,914 |
| Total deposits | $299,361,000 | 1,775 |
| Interest-bearing deposits | $294,225,000 | 1,574 |
| Deposits held in domestic offices | $299,361,000 | 1,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,729,000 | 2,947 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,738,000 | 2,785 |
| Total equity capital | $36,607,000 | 1,883 |
| Total bank equity capital | $36,607,000 | 1,883 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $22,000 | 7,397 |
| Surplus | $24,350,000 | 1,205 |
| Undivided profits | $12,235,000 | 2,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,260,000 | 2,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,925,000 | 2,376 |
| Earning assets | $318,780,000 | 1,900 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $347,693,750 | 1,858 |
| Average Assets, quarterly | $350,362,000 | 1,872 |
| Volatile liabilities | $39,201,000 | 3,106 |
| Insider loans | $471,000 | 5,577 |
| FHLB advances | $7,729,000 | 2,822 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $7,720,000 | 5,263 |
| Tier 1 (core) risk-based capital | $20,853,000 | 3,032 |
| Tier 2 risk-based capital | $1,083,000 | 3,817 |
| Total risk weighted assets | $168,003,000 | 2,707 |
| Total unused commitments | $7,720,000 | 5,264 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $355,289,000 | 1,879 |
| Cash and due from depository institutions | $42,095,000 | 2,370 |
| Interest-bearing balances | $31,089,000 | 206 |
| Securities | $106,456,000 | 1,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $182,874,000 | 2,405 |
| Loan loss allowance | $1,048,000 | 4,042 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,029,000 | 2,945 |
| Other real estate owned | $224,000 | 2,370 |
| Goodwill and other intangibles | $15,643,000 | 515 |
| All other assets | $3,968,000 | 3,554 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $355,289,000 | 1,879 |
| Total liabilities | $321,134,000 | 1,871 |
| Total deposits | $306,449,000 | 1,756 |
| Interest-bearing deposits | $300,523,000 | 1,544 |
| Deposits held in domestic offices | $306,449,000 | 1,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,753,000 | 2,306 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,932,000 | 1,754 |
| Total equity capital | $34,155,000 | 1,982 |
| Total bank equity capital | $34,155,000 | 1,982 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $22,000 | 7,449 |
| Surplus | $24,351,000 | 1,211 |
| Undivided profits | $9,782,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,078,000 | 2,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,855,000 | 2,281 |
| Earning assets | $320,419,000 | 1,899 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $348,446,670 | 1,881 |
| Average Assets, quarterly | $352,545,500 | 1,884 |
| Volatile liabilities | $42,790,000 | 2,878 |
| Insider loans | $430,000 | 5,705 |
| FHLB advances | $11,753,000 | 2,191 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $8,727,000 | 5,082 |
| Tier 1 (core) risk-based capital | $19,172,000 | 3,260 |
| Tier 2 risk-based capital | $1,048,000 | 3,883 |
| Total risk weighted assets | $176,910,000 | 2,566 |
| Total unused commitments | $8,727,000 | 5,084 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 74 | 2,356 |
| Assets and Liabilities | ||
| Total Assets: | $349,802,000 | 1,896 |
| Cash and due from depository institutions | $38,824,000 | 2,356 |
| Interest-bearing balances | $35,231,000 | 184 |
| Securities | $101,108,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $192,540,000 | 2,297 |
| Loan loss allowance | $1,079,000 | 3,972 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,050,000 | 3,528 |
| Other real estate owned | $346,000 | 2,356 |
| Goodwill and other intangibles | $9,993,000 | 646 |
| All other assets | $3,941,000 | 3,496 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $349,802,000 | 1,896 |
| Total liabilities | $316,571,000 | 1,882 |
| Total deposits | $301,614,000 | 1,783 |
| Interest-bearing deposits | $296,586,000 | 1,571 |
| Deposits held in domestic offices | $301,614,000 | 1,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,777,000 | 2,227 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,180,000 | 1,706 |
| Total equity capital | $33,231,000 | 2,053 |
| Total bank equity capital | $33,231,000 | 2,053 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $22,000 | 7,477 |
| Surplus | $24,288,000 | 1,193 |
| Undivided profits | $8,921,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $936,000 | 2,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,872,000 | 2,180 |
| Earning assets | $328,879,000 | 1,864 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $345,025,500 | 1,904 |
| Average Assets, quarterly | $345,025,500 | 1,904 |
| Volatile liabilities | $42,328,000 | 2,839 |
| Insider loans | $238,000 | 6,378 |
| FHLB advances | $11,777,000 | 2,124 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $8,838,000 | 5,048 |
| Tier 1 (core) risk-based capital | $22,420,000 | 2,818 |
| Tier 2 risk-based capital | $1,079,000 | 3,810 |
| Total risk weighted assets | $169,837,000 | 2,631 |
| Total unused commitments | $8,838,000 | 5,050 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 74 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $340,249,000 | 1,921 |
| Cash and due from depository institutions | $24,022,000 | 2,373 |
| Interest-bearing balances | $20,964,000 | 290 |
| Securities | $120,359,000 | 1,023 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $187,000,000 | 2,345 |
| Loan loss allowance | $995,000 | 4,166 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,096,000 | 3,468 |
| Other real estate owned | $377,000 | 2,373 |
| Goodwill and other intangibles | $1,509,000 | 1,517 |
| All other assets | $3,886,000 | 3,579 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $340,249,000 | 1,921 |
| Total liabilities | $314,630,000 | 1,873 |
| Total deposits | $296,852,000 | 1,778 |
| Interest-bearing deposits | $290,568,000 | 1,583 |
| Deposits held in domestic offices | $296,852,000 | 1,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,801,000 | 2,055 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,977,000 | 1,748 |
| Total equity capital | $25,619,000 | 2,579 |
| Total bank equity capital | $25,619,000 | 2,579 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $22,000 | 7,514 |
| Surplus | $24,246,000 | 1,163 |
| Undivided profits | $1,351,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,294,000 | 2,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,754,000 | 2,399 |
| Earning assets | $328,323,000 | 1,836 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $341,289,600 | 1,839 |
| Average Assets, quarterly | $339,009,500 | 1,913 |
| Volatile liabilities | $63,166,000 | 2,191 |
| Insider loans | $335,000 | 6,051 |
| FHLB advances | $14,801,000 | 1,954 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $8,875,000 | 4,993 |
| Tier 1 (core) risk-based capital | $25,342,000 | 2,485 |
| Tier 2 risk-based capital | $995,000 | 3,990 |
| Total risk weighted assets | $168,820,000 | 2,631 |
| Total unused commitments | $8,875,000 | 4,993 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $337,770,000 | 1,929 |
| Cash and due from depository institutions | $17,986,000 | 2,302 |
| Interest-bearing balances | $14,546,000 | 378 |
| Securities | $122,776,000 | 1,014 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $188,167,000 | 2,334 |
| Loan loss allowance | $968,000 | 4,276 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,144,000 | 3,410 |
| Other real estate owned | $235,000 | 2,302 |
| Goodwill and other intangibles | $1,518,000 | 1,498 |
| All other assets | $3,944,000 | 3,549 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $337,770,000 | 1,929 |
| Total liabilities | $312,814,000 | 1,867 |
| Total deposits | $294,707,000 | 1,778 |
| Interest-bearing deposits | $289,891,000 | 1,554 |
| Deposits held in domestic offices | $294,707,000 | 1,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,824,000 | 2,136 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,283,000 | 1,588 |
| Total equity capital | $24,956,000 | 2,617 |
| Total bank equity capital | $24,956,000 | 2,617 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $22,000 | 7,577 |
| Surplus | $24,081,000 | 1,173 |
| Undivided profits | $853,000 | 7,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 2,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,890,000 | 2,231 |
| Earning assets | $325,489,000 | 1,844 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $341,549,750 | 1,845 |
| Average Assets, quarterly | $340,551,000 | 1,882 |
| Volatile liabilities | $64,365,000 | 2,174 |
| Insider loans | $357,000 | 6,002 |
| FHLB advances | $14,824,000 | 2,029 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $9,489,000 | 4,865 |
| Tier 1 (core) risk-based capital | $25,025,000 | 2,500 |
| Tier 2 risk-based capital | $968,000 | 4,083 |
| Total risk weighted assets | $167,881,000 | 2,615 |
| Total unused commitments | $9,489,000 | 4,867 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 75 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $343,332,000 | 1,873 |
| Cash and due from depository institutions | $15,263,000 | 2,360 |
| Interest-bearing balances | $13,174,000 | 415 |
| Securities | $132,932,000 | 921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $186,040,000 | 2,337 |
| Loan loss allowance | $950,000 | 4,296 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,200,000 | 3,334 |
| Other real estate owned | $258,000 | 2,360 |
| Goodwill and other intangibles | $1,528,000 | 1,482 |
| All other assets | $4,111,000 | 3,420 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $343,332,000 | 1,873 |
| Total liabilities | $320,211,000 | 1,824 |
| Total deposits | $300,261,000 | 1,722 |
| Interest-bearing deposits | $296,531,000 | 1,490 |
| Deposits held in domestic offices | $300,261,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,646,000 | 2,171 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,304,000 | 988 |
| Total equity capital | $23,121,000 | 2,694 |
| Total bank equity capital | $23,121,000 | 2,694 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $22,000 | 7,607 |
| Surplus | $24,000,000 | 1,155 |
| Undivided profits | $-901,000 | 8,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,021,000 | 2,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,606,000 | 2,339 |
| Earning assets | $332,146,000 | 1,786 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $342,809,670 | 1,848 |
| Average Assets, quarterly | $345,740,000 | 1,851 |
| Volatile liabilities | $66,143,000 | 2,085 |
| Insider loans | $339,000 | 6,065 |
| FHLB advances | $14,646,000 | 2,059 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $11,386,000 | 4,508 |
| Tier 1 (core) risk-based capital | $24,644,000 | 2,491 |
| Tier 2 risk-based capital | $950,000 | 4,100 |
| Total risk weighted assets | $167,742,000 | 2,602 |
| Total unused commitments | $11,386,000 | 4,508 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $348,148,000 | 1,834 |
| Cash and due from depository institutions | $22,677,000 | 2,313 |
| Interest-bearing balances | $19,833,000 | 298 |
| Securities | $134,651,000 | 922 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $182,109,000 | 2,328 |
| Loan loss allowance | $951,000 | 4,273 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,246,000 | 3,262 |
| Other real estate owned | $235,000 | 2,313 |
| Goodwill and other intangibles | $1,538,000 | 1,455 |
| All other assets | $3,692,000 | 3,578 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $348,148,000 | 1,834 |
| Total liabilities | $324,341,000 | 1,781 |
| Total deposits | $300,132,000 | 1,706 |
| Interest-bearing deposits | $295,120,000 | 1,466 |
| Deposits held in domestic offices | $300,132,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,667,000 | 1,751 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,542,000 | 1,122 |
| Total equity capital | $23,807,000 | 2,594 |
| Total bank equity capital | $23,807,000 | 2,594 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $22,000 | 7,621 |
| Surplus | $23,914,000 | 1,125 |
| Undivided profits | $-129,000 | 8,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 2,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,651,000 | 2,165 |
| Earning assets | $336,593,000 | 1,755 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $342,548,500 | 1,838 |
| Average Assets, quarterly | $342,548,500 | 1,838 |
| Volatile liabilities | $68,116,000 | 1,958 |
| Insider loans | $325,000 | 6,081 |
| FHLB advances | $19,667,000 | 1,664 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,293,000 | 4,532 |
| Tier 1 (core) risk-based capital | $24,376,000 | 2,476 |
| Tier 2 risk-based capital | $951,000 | 4,057 |
| Total risk weighted assets | $164,863,000 | 2,588 |
| Total unused commitments | $11,293,000 | 4,533 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 78 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $336,949,000 | 1,856 |
| Cash and due from depository institutions | $13,024,000 | 2,240 |
| Interest-bearing balances | $10,729,000 | 527 |
| Securities | $136,410,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $178,576,000 | 2,335 |
| Loan loss allowance | $970,000 | 4,181 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,300,000 | 3,186 |
| Other real estate owned | $233,000 | 2,240 |
| Goodwill and other intangibles | $1,548,000 | 1,444 |
| All other assets | $3,858,000 | 3,475 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $336,949,000 | 1,856 |
| Total liabilities | $313,151,000 | 1,820 |
| Total deposits | $291,824,000 | 1,718 |
| Interest-bearing deposits | $286,569,000 | 1,478 |
| Deposits held in domestic offices | $291,824,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,188,000 | 1,859 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,139,000 | 1,501 |
| Total equity capital | $23,798,000 | 2,563 |
| Total bank equity capital | $23,798,000 | 2,563 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $22,000 | 7,659 |
| Surplus | $23,824,000 | 1,105 |
| Undivided profits | $-48,000 | 8,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,604,000 | 2,214 |
| Earning assets | $325,715,000 | 1,779 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $324,873,600 | 1,830 |
| Average Assets, quarterly | $334,980,500 | 1,848 |
| Volatile liabilities | $60,854,000 | 2,091 |
| Insider loans | $333,000 | 6,048 |
| FHLB advances | $18,188,000 | 1,748 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,473,000 | 5,058 |
| Tier 1 (core) risk-based capital | $23,949,000 | 2,468 |
| Tier 2 risk-based capital | $970,000 | 3,982 |
| Total risk weighted assets | $160,589,000 | 2,627 |
| Total unused commitments | $8,473,000 | 5,059 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 85 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $333,012,000 | 1,849 |
| Cash and due from depository institutions | $13,369,000 | 2,033 |
| Interest-bearing balances | $10,842,000 | 534 |
| Securities | $137,409,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $173,201,000 | 2,363 |
| Loan loss allowance | $940,000 | 4,272 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,350,000 | 3,111 |
| Other real estate owned | $520,000 | 2,033 |
| Goodwill and other intangibles | $1,558,000 | 1,415 |
| All other assets | $3,605,000 | 3,579 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $333,012,000 | 1,849 |
| Total liabilities | $308,726,000 | 1,798 |
| Total deposits | $288,323,000 | 1,704 |
| Interest-bearing deposits | $283,972,000 | 1,456 |
| Deposits held in domestic offices | $288,323,000 | 1,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,226,000 | 1,948 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,177,000 | 1,432 |
| Total equity capital | $24,286,000 | 2,500 |
| Total bank equity capital | $24,286,000 | 2,500 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $22,000 | 7,692 |
| Surplus | $23,735,000 | 1,066 |
| Undivided profits | $529,000 | 7,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,238,000 | 2,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,185,000 | 2,947 |
| Earning assets | $321,452,000 | 1,764 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $321,854,750 | 1,823 |
| Average Assets, quarterly | $330,107,000 | 1,836 |
| Volatile liabilities | $60,246,000 | 2,052 |
| Insider loans | $317,000 | 6,156 |
| FHLB advances | $17,226,000 | 1,828 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,249,000 | 5,297 |
| Tier 1 (core) risk-based capital | $23,538,000 | 2,483 |
| Tier 2 risk-based capital | $940,000 | 4,037 |
| Total risk weighted assets | $159,037,000 | 2,603 |
| Total unused commitments | $7,249,000 | 5,300 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 81 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $327,202,000 | 1,836 |
| Cash and due from depository institutions | $12,228,000 | 2,125 |
| Interest-bearing balances | $9,751,000 | 561 |
| Securities | $142,103,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $163,543,000 | 2,418 |
| Loan loss allowance | $860,000 | 4,490 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,395,000 | 3,028 |
| Other real estate owned | $519,000 | 2,125 |
| Goodwill and other intangibles | $1,568,000 | 1,400 |
| All other assets | $3,846,000 | 3,317 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $327,202,000 | 1,836 |
| Total liabilities | $302,702,000 | 1,789 |
| Total deposits | $284,839,000 | 1,691 |
| Interest-bearing deposits | $280,268,000 | 1,442 |
| Deposits held in domestic offices | $284,839,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,450,000 | 2,153 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,413,000 | 1,286 |
| Total equity capital | $24,500,000 | 2,437 |
| Total bank equity capital | $24,500,000 | 2,437 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $22,000 | 7,698 |
| Surplus | $23,672,000 | 1,048 |
| Undivided profits | $806,000 | 7,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 2,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,630,000 | 1,893 |
| Earning assets | $315,397,000 | 1,750 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $318,135,670 | 1,836 |
| Average Assets, quarterly | $322,071,500 | 1,830 |
| Volatile liabilities | $56,259,000 | 2,070 |
| Insider loans | $341,000 | 6,047 |
| FHLB advances | $14,450,000 | 2,044 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,319,000 | 5,267 |
| Tier 1 (core) risk-based capital | $23,251,000 | 2,436 |
| Tier 2 risk-based capital | $860,000 | 4,240 |
| Total risk weighted assets | $151,147,000 | 2,657 |
| Total unused commitments | $7,319,000 | 5,267 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $316,941,000 | 1,856 |
| Cash and due from depository institutions | $16,244,000 | 2,212 |
| Interest-bearing balances | $12,920,000 | 432 |
| Securities | $145,722,000 | 861 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $146,046,000 | 2,611 |
| Loan loss allowance | $935,000 | 4,256 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,437,000 | 2,983 |
| Other real estate owned | $198,000 | 2,212 |
| Goodwill and other intangibles | $1,578,000 | 1,384 |
| All other assets | $3,716,000 | 3,358 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $316,941,000 | 1,856 |
| Total liabilities | $293,705,000 | 1,818 |
| Total deposits | $282,146,000 | 1,684 |
| Interest-bearing deposits | $277,931,000 | 1,440 |
| Deposits held in domestic offices | $282,146,000 | 1,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,450,000 | 3,182 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,109,000 | 916 |
| Total equity capital | $23,236,000 | 2,474 |
| Total bank equity capital | $23,236,000 | 2,474 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $22,000 | 7,763 |
| Surplus | $23,608,000 | 1,015 |
| Undivided profits | $-394,000 | 8,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,667,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,609,000 | 1,863 |
| Earning assets | $304,688,000 | 1,781 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $313,602,500 | 1,867 |
| Average Assets, quarterly | $313,602,500 | 1,867 |
| Volatile liabilities | $46,500,000 | 2,303 |
| Insider loans | $346,000 | 6,024 |
| FHLB advances | $6,450,000 | 3,053 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,868,000 | 3,621 |
| Tier 1 (core) risk-based capital | $22,751,000 | 2,452 |
| Tier 2 risk-based capital | $935,000 | 3,986 |
| Total risk weighted assets | $124,586,000 | 3,084 |
| Total unused commitments | $15,868,000 | 3,621 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $310,264,000 | 1,896 |
| Cash and due from depository institutions | $15,193,000 | 2,184 |
| Interest-bearing balances | $12,856,000 | 447 |
| Securities | $149,446,000 | 859 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $136,766,000 | 2,732 |
| Loan loss allowance | $942,000 | 4,202 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,471,000 | 2,932 |
| Other real estate owned | $121,000 | 2,184 |
| Goodwill and other intangibles | $1,588,000 | 1,377 |
| All other assets | $3,679,000 | 3,330 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $310,264,000 | 1,896 |
| Total liabilities | $284,419,000 | 1,854 |
| Total deposits | $274,468,000 | 1,715 |
| Interest-bearing deposits | $271,116,000 | 1,462 |
| Deposits held in domestic offices | $274,468,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,450,000 | 3,211 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,501,000 | 1,222 |
| Total equity capital | $25,845,000 | 2,263 |
| Total bank equity capital | $25,845,000 | 2,263 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $22,000 | 7,805 |
| Surplus | $23,530,000 | 996 |
| Undivided profits | $2,293,000 | 6,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,506,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,453,000 | 2,058 |
| Earning assets | $299,068,000 | 1,800 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $313,528,600 | 1,798 |
| Average Assets, quarterly | $311,102,500 | 1,872 |
| Volatile liabilities | $45,443,000 | 2,290 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $6,450,000 | 3,066 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,159,000 | 5,467 |
| Tier 1 (core) risk-based capital | $24,224,000 | 2,274 |
| Tier 2 risk-based capital | $1,142,000 | 3,454 |
| Total risk weighted assets | $137,012,000 | 2,823 |
| Total unused commitments | $6,159,000 | 5,469 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $311,941,000 | 1,869 |
| Cash and due from depository institutions | $14,758,000 | 2,126 |
| Interest-bearing balances | $11,878,000 | 506 |
| Securities | $152,960,000 | 842 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $135,324,000 | 2,712 |
| Loan loss allowance | $933,000 | 4,242 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,497,000 | 2,881 |
| Other real estate owned | $142,000 | 2,126 |
| Goodwill and other intangibles | $1,598,000 | 1,351 |
| All other assets | $3,662,000 | 3,282 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $311,941,000 | 1,869 |
| Total liabilities | $286,610,000 | 1,830 |
| Total deposits | $271,458,000 | 1,702 |
| Interest-bearing deposits | $268,306,000 | 1,459 |
| Deposits held in domestic offices | $271,458,000 | 1,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,450,000 | 3,212 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,702,000 | 615 |
| Total equity capital | $25,331,000 | 2,275 |
| Total bank equity capital | $25,331,000 | 2,275 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $22,000 | 7,851 |
| Surplus | $23,396,000 | 975 |
| Undivided profits | $1,913,000 | 6,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,578,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,604,000 | 1,902 |
| Earning assets | $300,162,000 | 1,784 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $314,344,750 | 1,792 |
| Average Assets, quarterly | $307,637,500 | 1,886 |
| Volatile liabilities | $45,152,000 | 2,281 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $6,450,000 | 3,070 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,311,000 | 5,740 |
| Tier 1 (core) risk-based capital | $23,633,000 | 2,309 |
| Tier 2 risk-based capital | $1,097,000 | 3,529 |
| Total risk weighted assets | $145,821,000 | 2,652 |
| Total unused commitments | $10,411,000 | 4,333 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $303,334,000 | 1,911 |
| Cash and due from depository institutions | $10,844,000 | 2,291 |
| Interest-bearing balances | $8,220,000 | 754 |
| Securities | $150,237,000 | 872 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $133,335,000 | 2,717 |
| Loan loss allowance | $927,000 | 4,247 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,515,000 | 2,823 |
| Other real estate owned | $167,000 | 2,291 |
| Goodwill and other intangibles | $1,608,000 | 1,335 |
| All other assets | $3,628,000 | 3,301 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $303,334,000 | 1,911 |
| Total liabilities | $280,399,000 | 1,860 |
| Total deposits | $272,475,000 | 1,679 |
| Interest-bearing deposits | $266,312,000 | 1,459 |
| Deposits held in domestic offices | $272,475,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 3,254 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,924,000 | 1,821 |
| Total equity capital | $22,935,000 | 2,395 |
| Total bank equity capital | $22,935,000 | 2,395 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $22,000 | 7,906 |
| Surplus | $23,319,000 | 957 |
| Undivided profits | $-406,000 | 8,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,458,000 | 1,957 |
| Earning assets | $291,792,000 | 1,798 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $315,146,000 | 1,781 |
| Average Assets, quarterly | $309,488,500 | 1,836 |
| Volatile liabilities | $46,937,000 | 2,169 |
| Insider loans | $313,000 | 6,206 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,827,000 | 5,972 |
| Tier 1 (core) risk-based capital | $22,868,000 | 2,334 |
| Tier 2 risk-based capital | $957,000 | 3,865 |
| Total risk weighted assets | $125,005,000 | 2,973 |
| Total unused commitments | $4,827,000 | 5,975 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $315,643,000 | 1,803 |
| Cash and due from depository institutions | $25,469,000 | 2,312 |
| Interest-bearing balances | $22,998,000 | 310 |
| Securities | $152,360,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $128,868,000 | 2,736 |
| Loan loss allowance | $948,000 | 4,109 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,557,000 | 2,748 |
| Other real estate owned | $200,000 | 2,312 |
| Goodwill and other intangibles | $1,618,000 | 1,319 |
| All other assets | $3,571,000 | 3,189 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $315,643,000 | 1,803 |
| Total liabilities | $284,500,000 | 1,801 |
| Total deposits | $275,906,000 | 1,640 |
| Interest-bearing deposits | $271,707,000 | 1,408 |
| Deposits held in domestic offices | $275,906,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,594,000 | 1,599 |
| Total equity capital | $31,143,000 | 1,798 |
| Total bank equity capital | $31,143,000 | 1,798 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $22,000 | 7,928 |
| Surplus | $23,213,000 | 946 |
| Undivided profits | $7,908,000 | 3,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,611,000 | 1,729 |
| Earning assets | $304,226,000 | 1,720 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $321,052,000 | 1,752 |
| Average Assets, quarterly | $321,052,000 | 1,752 |
| Volatile liabilities | $45,693,000 | 2,123 |
| Insider loans | $346,000 | 6,052 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,611,000 | 5,660 |
| Tier 1 (core) risk-based capital | $28,523,000 | 1,826 |
| Tier 2 risk-based capital | $1,190,000 | 3,228 |
| Total risk weighted assets | $134,309,000 | 2,762 |
| Total unused commitments | $5,611,000 | 5,668 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 75 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $326,461,000 | 1,739 |
| Cash and due from depository institutions | $29,216,000 | 2,305 |
| Interest-bearing balances | $26,772,000 | 239 |
| Securities | $156,148,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $132,020,000 | 2,646 |
| Loan loss allowance | $964,000 | 4,067 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,536,000 | 2,746 |
| Other real estate owned | $207,000 | 2,305 |
| Goodwill and other intangibles | $1,628,000 | 1,312 |
| All other assets | $3,706,000 | 3,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,461,000 | 1,739 |
| Total liabilities | $296,853,000 | 1,732 |
| Total deposits | $272,390,000 | 1,658 |
| Interest-bearing deposits | $267,932,000 | 1,416 |
| Deposits held in domestic offices | $272,390,000 | 1,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,108 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $18,463,000 | 394 |
| Total equity capital | $29,608,000 | 1,853 |
| Total bank equity capital | $29,608,000 | 1,853 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $22,000 | 7,987 |
| Surplus | $23,091,000 | 933 |
| Undivided profits | $6,495,000 | 4,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,153,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,328,000 | 2,258 |
| Earning assets | $314,940,000 | 1,644 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $319,320,600 | 1,699 |
| Average Assets, quarterly | $318,753,500 | 1,762 |
| Volatile liabilities | $43,572,000 | 2,199 |
| Insider loans | $321,000 | 6,192 |
| FHLB advances | $6,000,000 | 2,955 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,803,000 | 5,444 |
| Tier 1 (core) risk-based capital | $27,668,000 | 1,866 |
| Tier 2 risk-based capital | $1,285,000 | 3,032 |
| Total risk weighted assets | $137,786,000 | 2,659 |
| Total unused commitments | $14,803,000 | 3,450 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 73 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $311,046,000 | 1,814 |
| Cash and due from depository institutions | $18,913,000 | 2,370 |
| Interest-bearing balances | $16,895,000 | 450 |
| Securities | $144,958,000 | 929 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $133,108,000 | 2,620 |
| Loan loss allowance | $980,000 | 4,032 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,493,000 | 2,751 |
| Other real estate owned | $150,000 | 2,370 |
| Goodwill and other intangibles | $1,813,000 | 1,230 |
| All other assets | $8,611,000 | 1,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,046,000 | 1,814 |
| Total liabilities | $274,366,000 | 1,857 |
| Total deposits | $263,344,000 | 1,716 |
| Interest-bearing deposits | $258,679,000 | 1,491 |
| Deposits held in domestic offices | $263,344,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,700 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,022,000 | 1,433 |
| Total equity capital | $36,680,000 | 1,496 |
| Total bank equity capital | $36,680,000 | 1,496 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $22,000 | 8,039 |
| Surplus | $22,853,000 | 941 |
| Undivided profits | $13,805,000 | 2,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,600,000 | 1,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,518,000 | 2,048 |
| Earning assets | $294,961,000 | 1,750 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $317,535,500 | 1,730 |
| Average Assets, quarterly | $321,938,000 | 1,741 |
| Volatile liabilities | $44,092,000 | 2,136 |
| Insider loans | $291,000 | 6,371 |
| FHLB advances | $8,000,000 | 2,548 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,356,000 | 5,645 |
| Tier 1 (core) risk-based capital | $34,752,000 | 1,480 |
| Tier 2 risk-based capital | $1,304,000 | 2,990 |
| Total risk weighted assets | $149,862,000 | 2,447 |
| Total unused commitments | $5,356,000 | 5,648 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 74 | 2,354 |
| Assets and Liabilities | ||
| Total Assets: | $332,830,000 | 1,686 |
| Cash and due from depository institutions | $34,281,000 | 2,354 |
| Interest-bearing balances | $31,801,000 | 251 |
| Securities | $153,079,000 | 859 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $136,438,000 | 2,528 |
| Loan loss allowance | $923,000 | 4,159 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,495,000 | 2,707 |
| Other real estate owned | $121,000 | 2,354 |
| Goodwill and other intangibles | $1,823,000 | 1,204 |
| All other assets | $3,593,000 | 3,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,830,000 | 1,686 |
| Total liabilities | $295,386,000 | 1,711 |
| Total deposits | $271,241,000 | 1,638 |
| Interest-bearing deposits | $266,105,000 | 1,418 |
| Deposits held in domestic offices | $271,241,000 | 1,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,597 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $20,145,000 | 416 |
| Total equity capital | $37,444,000 | 1,457 |
| Total bank equity capital | $37,444,000 | 1,457 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $22,000 | 8,069 |
| Surplus | $22,753,000 | 922 |
| Undivided profits | $14,669,000 | 2,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,907,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,520,000 | 1,953 |
| Earning assets | $321,318,000 | 1,587 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $319,698,670 | 1,704 |
| Average Assets, quarterly | $323,531,000 | 1,706 |
| Volatile liabilities | $39,188,000 | 2,299 |
| Insider loans | $235,000 | 6,629 |
| FHLB advances | $4,000,000 | 3,411 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,749,000 | 5,456 |
| Tier 1 (core) risk-based capital | $33,529,000 | 1,501 |
| Tier 2 risk-based capital | $1,344,000 | 2,863 |
| Total risk weighted assets | $156,455,000 | 2,322 |
| Total unused commitments | $17,813,000 | 3,044 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $314,232,000 | 1,756 |
| Cash and due from depository institutions | $41,688,000 | 2,463 |
| Interest-bearing balances | $39,601,000 | 191 |
| Securities | $122,142,000 | 1,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $140,562,000 | 2,404 |
| Loan loss allowance | $960,000 | 3,996 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,540,000 | 2,638 |
| Other real estate owned | $159,000 | 2,463 |
| Goodwill and other intangibles | $1,832,000 | 1,189 |
| All other assets | $4,309,000 | 2,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,232,000 | 1,756 |
| Total liabilities | $272,927,000 | 1,810 |
| Total deposits | $265,998,000 | 1,656 |
| Interest-bearing deposits | $261,759,000 | 1,436 |
| Deposits held in domestic offices | $265,998,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,000,000 | 3,515 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,929,000 | 1,543 |
| Total equity capital | $41,305,000 | 1,295 |
| Total bank equity capital | $41,305,000 | 1,295 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $22,000 | 8,110 |
| Surplus | $22,682,000 | 913 |
| Undivided profits | $18,601,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,565,000 | 1,924 |
| Earning assets | $302,305,000 | 1,660 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $313,133,000 | 1,735 |
| Average Assets, quarterly | $313,133,000 | 1,735 |
| Volatile liabilities | $35,079,000 | 2,486 |
| Insider loans | $133,000 | 7,277 |
| FHLB advances | $4,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,785,000 | 5,362 |
| Tier 1 (core) risk-based capital | $37,552,000 | 1,315 |
| Tier 2 risk-based capital | $1,415,000 | 2,699 |
| Total risk weighted assets | $140,633,000 | 2,504 |
| Total unused commitments | $21,431,000 | 2,595 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $312,034,000 | 1,723 |
| Cash and due from depository institutions | $41,238,000 | 2,523 |
| Interest-bearing balances | $38,733,000 | 170 |
| Securities | $111,308,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $150,512,000 | 2,256 |
| Loan loss allowance | $976,000 | 3,869 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,294,000 | 2,785 |
| Other real estate owned | $248,000 | 2,523 |
| Goodwill and other intangibles | $1,842,000 | 1,171 |
| All other assets | $3,592,000 | 3,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,034,000 | 1,723 |
| Total liabilities | $271,506,000 | 1,790 |
| Total deposits | $264,534,000 | 1,615 |
| Interest-bearing deposits | $260,313,000 | 1,414 |
| Deposits held in domestic offices | $264,534,000 | 1,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,000,000 | 3,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,972,000 | 1,498 |
| Total equity capital | $40,528,000 | 1,297 |
| Total bank equity capital | $40,528,000 | 1,297 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $22,000 | 8,144 |
| Surplus | $22,626,000 | 897 |
| Undivided profits | $17,880,000 | 1,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,895,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,399,000 | 2,267 |
| Earning assets | $300,553,000 | 1,622 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $250,296,600 | 2,028 |
| Average Assets, quarterly | $272,931,500 | 1,953 |
| Volatile liabilities | $34,901,000 | 2,479 |
| Insider loans | $165,000 | 7,092 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,807,000 | 5,628 |
| Tier 1 (core) risk-based capital | $36,757,000 | 1,314 |
| Tier 2 risk-based capital | $1,468,000 | 2,576 |
| Total risk weighted assets | $147,448,000 | 2,368 |
| Total unused commitments | $4,997,000 | 5,554 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $233,821,000 | 2,177 |
| Cash and due from depository institutions | $18,374,000 | 3,349 |
| Interest-bearing balances | $16,373,000 | 423 |
| Securities | $98,018,000 | 1,160 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $113,102,000 | 2,814 |
| Loan loss allowance | $531,000 | 5,616 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,522,000 | 4,793 |
| Other real estate owned | $179,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,626,000 | 3,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,821,000 | 2,177 |
| Total liabilities | $200,256,000 | 2,302 |
| Total deposits | $193,169,000 | 2,139 |
| Interest-bearing deposits | $189,850,000 | 1,860 |
| Deposits held in domestic offices | $193,169,000 | 2,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,320 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,087,000 | 1,421 |
| Total equity capital | $33,565,000 | 1,458 |
| Total bank equity capital | $33,565,000 | 1,458 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $22,000 | 8,361 |
| Surplus | $12,169,000 | 1,431 |
| Undivided profits | $21,374,000 | 1,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $905,000 | 2,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,181,000 | 2,935 |
| Earning assets | $227,493,000 | 2,046 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $234,725,000 | 2,074 |
| Average Assets, quarterly | $237,469,500 | 2,120 |
| Volatile liabilities | $28,108,000 | 2,850 |
| Insider loans | $132,000 | 7,409 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,839,000 | 6,712 |
| Tier 1 (core) risk-based capital | $32,888,000 | 1,394 |
| Tier 2 risk-based capital | $1,183,000 | 2,935 |
| Total risk weighted assets | $108,583,000 | 3,015 |
| Total unused commitments | $9,639,000 | 4,024 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $228,430,000 | 2,121 |
| Cash and due from depository institutions | $13,108,000 | 3,478 |
| Interest-bearing balances | $11,484,000 | 394 |
| Securities | $94,737,000 | 1,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $115,651,000 | 2,668 |
| Loan loss allowance | $507,000 | 5,669 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,547,000 | 4,758 |
| Other real estate owned | $138,000 | 3,478 |
| Goodwill and other intangibles | $13,000 | 3,019 |
| All other assets | $3,236,000 | 2,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,430,000 | 2,121 |
| Total liabilities | $193,212,000 | 2,274 |
| Total deposits | $185,090,000 | 2,132 |
| Interest-bearing deposits | $182,266,000 | 1,844 |
| Deposits held in domestic offices | $185,090,000 | 2,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,122,000 | 1,425 |
| Total equity capital | $35,218,000 | 1,306 |
| Total bank equity capital | $35,218,000 | 1,306 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $22,000 | 8,632 |
| Surplus | $10,653,000 | 1,574 |
| Undivided profits | $24,543,000 | 1,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,090,000 | 2,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $842,000 | 3,250 |
| Earning assets | $221,872,000 | 2,018 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $220,802,800 | 2,089 |
| Average Assets, quarterly | $228,976,500 | 2,094 |
| Volatile liabilities | $26,707,000 | 2,922 |
| Insider loans | $121,000 | 7,703 |
| FHLB advances | $5,000,000 | 566 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,378,000 | 5,701 |
| Tier 1 (core) risk-based capital | $34,420,000 | 1,265 |
| Tier 2 risk-based capital | $1,108,000 | 2,997 |
| Total risk weighted assets | $101,678,000 | 3,044 |
| Total unused commitments | $4,378,000 | 5,704 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $214,280,000 | 2,194 |
| Cash and due from depository institutions | $10,487,000 | 3,591 |
| Interest-bearing balances | $6,455,000 | 643 |
| Securities | $87,855,000 | 1,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $111,389,000 | 2,657 |
| Loan loss allowance | $358,000 | 6,824 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,670,000 | 4,526 |
| Other real estate owned | $0 | 3,591 |
| Goodwill and other intangibles | $49,000 | 2,887 |
| All other assets | $2,830,000 | 2,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,280,000 | 2,194 |
| Total liabilities | $190,512,000 | 2,235 |
| Total deposits | $176,951,000 | 2,145 |
| Interest-bearing deposits | $175,532,000 | 1,866 |
| Deposits held in domestic offices | $176,951,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 1,782 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,561,000 | 2,302 |
| Total equity capital | $23,768,000 | 1,860 |
| Total bank equity capital | $23,768,000 | 1,860 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $23,768,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 1,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $712,000 | 3,311 |
| Earning assets | $205,699,000 | 2,084 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $205,175,000 | 2,189 |
| Average Assets, quarterly | $211,491,000 | 2,198 |
| Volatile liabilities | $30,735,000 | 2,498 |
| Insider loans | $135,000 | 7,682 |
| FHLB advances | $12,000,000 | 437 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,010,000 | 5,459 |
| Tier 1 (core) risk-based capital | $23,594,000 | 1,855 |
| Tier 2 risk-based capital | $358,000 | 6,457 |
| Total risk weighted assets | $94,937,000 | 3,134 |
| Total unused commitments | $5,010,000 | 5,464 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $199,108,000 | 2,312 |
| Cash and due from depository institutions | $15,107,000 | 3,988 |
| Interest-bearing balances | $13,812,000 | 418 |
| Securities | $75,943,000 | 1,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $103,578,000 | 2,677 |
| Loan loss allowance | $407,000 | 6,331 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,715,000 | 4,376 |
| Other real estate owned | $73,000 | 3,988 |
| Goodwill and other intangibles | $83,000 | 2,735 |
| All other assets | $2,609,000 | 2,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,108,000 | 2,312 |
| Total liabilities | $176,086,000 | 2,347 |
| Total deposits | $174,702,000 | 2,180 |
| Interest-bearing deposits | $173,334,000 | 1,869 |
| Deposits held in domestic offices | $174,702,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,384,000 | 2,700 |
| Total equity capital | $23,022,000 | 1,943 |
| Total bank equity capital | $23,022,000 | 1,943 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $23,022,000 | 1,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 1,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $726,000 | 3,203 |
| Earning assets | $193,333,000 | 2,195 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $189,919,600 | 2,280 |
| Average Assets, quarterly | $195,399,000 | 2,306 |
| Volatile liabilities | $16,609,000 | 3,513 |
| Insider loans | $15,000 | 9,064 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,546,000 | 6,948 |
| Tier 1 (core) risk-based capital | $22,039,000 | 1,928 |
| Tier 2 risk-based capital | $407,000 | 5,931 |
| Total risk weighted assets | $86,912,000 | 3,206 |
| Total unused commitments | $2,546,000 | 6,962 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $181,522,000 | 2,475 |
| Cash and due from depository institutions | $11,759,000 | 3,937 |
| Interest-bearing balances | $10,999,000 | 390 |
| Securities | $59,783,000 | 1,938 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $105,520,000 | 2,620 |
| Loan loss allowance | $409,000 | 6,477 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,833,000 | 4,105 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $137,000 | 2,460 |
| All other assets | $2,490,000 | 2,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,522,000 | 2,475 |
| Total liabilities | $160,515,000 | 2,514 |
| Total deposits | $159,137,000 | 2,351 |
| Interest-bearing deposits | $158,070,000 | 2,051 |
| Deposits held in domestic offices | $159,137,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,378,000 | 2,731 |
| Total equity capital | $21,007,000 | 2,131 |
| Total bank equity capital | $21,007,000 | 2,131 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $21,007,000 | 1,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,692,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $752,000 | 3,108 |
| Earning assets | $176,302,000 | 2,357 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $179,616,400 | 2,388 |
| Average Assets, quarterly | $179,790,500 | 2,459 |
| Volatile liabilities | $10,237,000 | 4,930 |
| Insider loans | $33,000 | 9,280 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,113,000 | 8,604 |
| Tier 1 (core) risk-based capital | $20,505,000 | 2,072 |
| Tier 2 risk-based capital | $409,000 | 5,918 |
| Total risk weighted assets | $84,584,000 | 3,226 |
| Total unused commitments | $1,113,000 | 8,614 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $178,306,000 | 2,596 |
| Cash and due from depository institutions | $12,209,000 | 4,042 |
| Interest-bearing balances | $11,432,000 | 328 |
| Securities | $58,415,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $103,360,000 | 2,708 |
| Loan loss allowance | $475,000 | 6,128 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,872,000 | 3,977 |
| Other real estate owned | $93,000 | 4,042 |
| Goodwill and other intangibles | $165,000 | 2,222 |
| All other assets | $2,192,000 | 3,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,306,000 | 2,596 |
| Total liabilities | $159,524,000 | 2,612 |
| Total deposits | $157,986,000 | 2,440 |
| Interest-bearing deposits | $157,228,000 | 2,125 |
| Deposits held in domestic offices | $157,986,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,538,000 | 2,523 |
| Total equity capital | $18,782,000 | 2,392 |
| Total bank equity capital | $18,782,000 | 2,392 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $18,782,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $204,000 | 8,396 |
| Earning assets | $173,207,000 | 2,459 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $173,585,000 | 2,554 |
| Average Assets, quarterly | $177,223,000 | 2,575 |
| Volatile liabilities | $8,137,000 | 5,554 |
| Insider loans | $18,000 | 9,970 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,003,000 | 8,829 |
| Tier 1 (core) risk-based capital | $19,152,000 | 2,250 |
| Tier 2 risk-based capital | $415,000 | 5,978 |
| Total risk weighted assets | $79,265,000 | 3,446 |
| Total unused commitments | $1,003,000 | 8,843 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $171,529,000 | 2,692 |
| Cash and due from depository institutions | $11,239,000 | 4,916 |
| Interest-bearing balances | $10,434,000 | 439 |
| Securities | $61,595,000 | 2,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $93,465,000 | 2,877 |
| Loan loss allowance | $456,000 | 6,427 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,633,000 | 4,384 |
| Other real estate owned | $236,000 | 4,916 |
| Goodwill and other intangibles | $1,308,000 | 1,045 |
| All other assets | $2,053,000 | 3,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,529,000 | 2,692 |
| Total liabilities | $152,601,000 | 2,732 |
| Total deposits | $150,995,000 | 2,570 |
| Interest-bearing deposits | $149,789,000 | 2,275 |
| Deposits held in domestic offices | $150,995,000 | 2,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,606,000 | 2,501 |
| Total equity capital | $18,928,000 | 2,360 |
| Total bank equity capital | $18,928,000 | 2,360 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $18,928,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 3,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $170,000 | 9,329 |
| Earning assets | $165,494,000 | 2,579 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $168,643,000 | 2,632 |
| Average Assets, quarterly | $171,118,500 | 2,682 |
| Volatile liabilities | $7,874,000 | 5,360 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $958,000 | 9,039 |
| Tier 1 (core) risk-based capital | $17,465,000 | 2,462 |
| Tier 2 risk-based capital | $415,000 | 6,016 |
| Total risk weighted assets | $74,402,000 | 3,546 |
| Total unused commitments | $958,000 | 9,050 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $164,932,000 | 2,755 |
| Cash and due from depository institutions | $12,645,000 | 4,982 |
| Interest-bearing balances | $11,993,000 | 320 |
| Securities | $60,237,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $87,055,000 | 2,986 |
| Loan loss allowance | $456,000 | 6,583 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,700,000 | 4,197 |
| Other real estate owned | $0 | 4,982 |
| Goodwill and other intangibles | $1,444,000 | 920 |
| All other assets | $1,851,000 | 4,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,932,000 | 2,755 |
| Total liabilities | $150,777,000 | 2,756 |
| Total deposits | $149,336,000 | 2,586 |
| Interest-bearing deposits | $148,256,000 | 2,261 |
| Deposits held in domestic offices | $149,336,000 | 2,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,441,000 | 2,302 |
| Total equity capital | $14,155,000 | 2,875 |
| Total bank equity capital | $14,155,000 | 2,875 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $14,155,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 4,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $143,000 | 9,819 |
| Earning assets | $159,285,000 | 2,628 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $166,021,200 | 2,669 |
| Average Assets, quarterly | $164,321,000 | 2,754 |
| Volatile liabilities | $7,985,000 | 5,096 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,583,000 | 8,106 |
| Tier 1 (core) risk-based capital | $16,137,000 | 2,570 |
| Tier 2 risk-based capital | $415,000 | 6,058 |
| Total risk weighted assets | $68,082,000 | 3,762 |
| Total unused commitments | $1,583,000 | 8,118 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $166,132,000 | 2,759 |
| Cash and due from depository institutions | $18,595,000 | 5,184 |
| Interest-bearing balances | $17,983,000 | 352 |
| Securities | $56,385,000 | 2,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $86,266,000 | 2,951 |
| Loan loss allowance | $439,000 | 6,967 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,507,000 | 4,641 |
| Other real estate owned | $2,000 | 5,184 |
| Goodwill and other intangibles | $1,638,000 | 786 |
| All other assets | $1,739,000 | 3,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,132,000 | 2,759 |
| Total liabilities | $151,508,000 | 2,762 |
| Total deposits | $150,095,000 | 2,624 |
| Interest-bearing deposits | $148,729,000 | 2,314 |
| Deposits held in domestic offices | $150,095,000 | 2,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,413,000 | 2,389 |
| Total equity capital | $14,624,000 | 2,765 |
| Total bank equity capital | $14,624,000 | 2,765 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $14,624,000 | 1,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $163,000 | 9,106 |
| Earning assets | $160,634,000 | 2,633 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $163,922,200 | 2,738 |
| Average Assets, quarterly | $164,291,500 | 2,770 |
| Volatile liabilities | $7,236,000 | 5,176 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,190,000 | 8,853 |
| Tier 1 (core) risk-based capital | $14,157,000 | 2,791 |
| Tier 2 risk-based capital | $392,000 | 6,381 |
| Total risk weighted assets | $64,862,000 | 3,899 |
| Total unused commitments | $3,190,000 | 6,219 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $164,691,000 | 2,870 |
| Cash and due from depository institutions | $18,008,000 | 5,798 |
| Interest-bearing balances | $17,320,000 | 453 |
| Securities | $43,927,000 | 3,096 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $97,030,000 | 2,758 |
| Loan loss allowance | $473,000 | 6,751 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,318,000 | 5,158 |
| Other real estate owned | $679,000 | 5,798 |
| Goodwill and other intangibles | $1,890,000 | 735 |
| All other assets | $1,839,000 | 3,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,691,000 | 2,870 |
| Total liabilities | $152,368,000 | 2,846 |
| Total deposits | $150,986,000 | 2,737 |
| Interest-bearing deposits | $149,914,000 | 2,408 |
| Deposits held in domestic offices | $150,986,000 | 2,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,382,000 | 2,512 |
| Total equity capital | $12,323,000 | 3,104 |
| Total bank equity capital | $12,323,000 | 3,104 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $12,323,000 | 1,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 4,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $205,000 | 8,559 |
| Earning assets | $158,277,000 | 2,727 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $164,119,800 | 2,801 |
| Average Assets, quarterly | $163,825,500 | 2,860 |
| Volatile liabilities | $7,165,000 | 5,210 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $797,000 | 9,671 |
| Tier 1 (core) risk-based capital | $12,061,000 | 3,122 |
| Tier 2 risk-based capital | $415,000 | 6,099 |
| Total risk weighted assets | $73,848,000 | 3,535 |
| Total unused commitments | $1,797,000 | 7,645 |
| Derivatives | $0 | 651 |