Home > First Federal Bank > Income and Expense

First Federal Bank, Income and Expense

2013-06-30 (YTD Data)Rank
Total interest income$78,007,000193
Total interest expense$10,541,000159
Net interest income$67,466,000198
Provision for loan and lease losses$6,794,000124
Total noninterest income$28,764,000198
Gross Fiduciary activities income$2,100,000202
Service charges on deposit accounts$8,340,000109
Trading account gains and fees$0157
Additional Noninterest Income$18,324,000197
Total noninterest expense$65,389,000183
Salaries and employee benefits$31,217,000185
Premises and equipment expense$8,715,000162
Additional noninterest expense$25,457,000182
Pre-tax net operating income$24,047,000228
Securities gains (losses)$-348,0006,895
Applicable income taxes$8,005,000212
Income before extraordinary items$15,694,000255
Extraordinary gains, net$022
Net income$15,694,000256
Minority interest net income$082
Net income of bank and minority interests.$15,694,000256
Net charge-offs$12,124,00098
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$15,923,680250
2013-03-31 (YTD Data)Rank
Total interest income$39,600,000193
Total interest expense$5,413,000157
Net interest income$34,187,000195
Provision for loan and lease losses$5,972,00099
Total noninterest income$15,151,000188
Gross Fiduciary activities income$1,025,000202
Service charges on deposit accounts$4,296,000108
Trading account gains and fees$0148
Additional Noninterest Income$9,830,000182
Total noninterest expense$33,043,000182
Salaries and employee benefits$15,616,000184
Premises and equipment expense$4,254,000165
Additional noninterest expense$13,173,000180
Pre-tax net operating income$10,323,000255
Securities gains (losses)$-268,0006,989
Applicable income taxes$3,377,000241
Income before extraordinary items$6,678,000279
Extraordinary gains, net$010
Net income$6,678,000280
Minority interest net income$076
Net income of bank and minority interests.$6,678,000280
Net charge-offs$6,063,000106
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,854,880261
2012-12-31 (YTD Data)Rank
Total interest income$158,686,000202
Total interest expense$25,950,000167
Net interest income$132,736,000204
Provision for loan and lease losses$20,135,000168
Total noninterest income$68,003,000162
Gross Fiduciary activities income$4,355,000191
Service charges on deposit accounts$18,201,000108
Trading account gains and fees$0166
Additional Noninterest Income$45,447,000164
Total noninterest expense$129,859,000187
Salaries and employee benefits$60,180,000180
Premises and equipment expense$17,499,000163
Additional noninterest expense$52,180,000187
Pre-tax net operating income$50,745,000218
Securities gains (losses)$3,375,000146
Applicable income taxes$20,563,000171
Income before extraordinary items$33,557,000239
Extraordinary gains, net$029
Net income$33,557,000238
Minority interest net income$093
Net income of bank and minority interests.$33,557,000239
Net charge-offs$29,480,000132
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$31,397,000244
2012-09-30 (YTD Data)Rank
Total interest income$116,804,000210
Total interest expense$20,262,000168
Net interest income$96,542,000208
Provision for loan and lease losses$15,974,000161
Total noninterest income$52,853,000153
Gross Fiduciary activities income$3,179,000192
Service charges on deposit accounts$13,353,000108
Trading account gains and fees$0157
Additional Noninterest Income$36,321,000157
Total noninterest expense$95,953,000190
Salaries and employee benefits$44,839,000182
Premises and equipment expense$13,283,000161
Additional noninterest expense$37,831,000194
Pre-tax net operating income$37,468,000219
Securities gains (losses)$3,518,000108
Applicable income taxes$17,000,000160
Income before extraordinary items$23,986,000246
Extraordinary gains, net$020
Net income$23,986,000245
Minority interest net income$086
Net income of bank and minority interests.$23,986,000246
Net charge-offs$23,147,000123
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$21,734,480255
2012-06-30 (YTD Data)Rank
Total interest income$76,463,000213
Total interest expense$14,216,000166
Net interest income$62,247,000214
Provision for loan and lease losses$11,442,000146
Total noninterest income$39,488,000144
Gross Fiduciary activities income$2,099,000193
Service charges on deposit accounts$8,656,000112
Trading account gains and fees$0153
Additional Noninterest Income$28,733,000144
Total noninterest expense$64,804,000189
Salaries and employee benefits$29,795,000186
Premises and equipment expense$8,846,000159
Additional noninterest expense$26,163,000186
Pre-tax net operating income$25,489,000217
Securities gains (losses)$3,329,00084
Applicable income taxes$12,805,000157
Income before extraordinary items$16,013,000243
Extraordinary gains, net$019
Net income$16,013,000242
Minority interest net income$084
Net income of bank and minority interests.$16,013,000243
Net charge-offs$16,167,000129
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$13,882,440258
2012-03-31 (YTD Data)Rank
Total interest income$36,714,000216
Total interest expense$7,351,000165
Net interest income$29,363,000218
Provision for loan and lease losses$6,744,000126
Total noninterest income$11,643,000220
Gross Fiduciary activities income$1,053,000192
Service charges on deposit accounts$4,038,000114
Trading account gains and fees$0148
Additional Noninterest Income$6,552,000253
Total noninterest expense$26,520,000222
Salaries and employee benefits$14,657,000185
Premises and equipment expense$4,049,000168
Additional noninterest expense$7,814,000268
Pre-tax net operating income$7,742,000293
Securities gains (losses)$-69,0007,187
Applicable income taxes$4,817,000177
Income before extraordinary items$2,856,000552
Extraordinary gains, net$019
Net income$2,856,000552
Minority interest net income$078
Net income of bank and minority interests.$2,856,000553
Net charge-offs$9,492,000122
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,900,160531
2011-12-31 (YTD Data)Rank
Total interest income$155,310,000211
Total interest expense$36,208,000158
Net interest income$119,102,000215
Provision for loan and lease losses$106,863,00060
Total noninterest income$60,790,000159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,657,00077
Trading account gains and fees$0146
Additional Noninterest Income$33,133,000189
Total noninterest expense$105,844,000214
Salaries and employee benefits$60,900,000162
Premises and equipment expense$15,431,000179
Additional noninterest expense$29,513,000281
Pre-tax net operating income$-32,815,0007,329
Securities gains (losses)$894,000489
Applicable income taxes$-12,694,0007,341
Income before extraordinary items$-19,227,0007,291
Extraordinary gains, net$029
Net income$-19,227,0007,291
Minority interest net income$096
Net income of bank and minority interests.$-19,227,0007,291
Net charge-offs$130,142,00066
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-19,799,1607,290
2011-09-30 (YTD Data)Rank
Total interest income$117,630,000209
Total interest expense$28,243,000157
Net interest income$89,387,000212
Provision for loan and lease losses$99,418,00056
Total noninterest income$30,192,000227
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,558,00077
Trading account gains and fees$0145
Additional Noninterest Income$9,634,000349
Total noninterest expense$79,809,000209
Salaries and employee benefits$46,569,000157
Premises and equipment expense$11,547,000177
Additional noninterest expense$21,693,000280
Pre-tax net operating income$-59,648,0007,432
Securities gains (losses)$1,074,000327
Applicable income taxes$-22,891,0007,434
Income before extraordinary items$-35,683,0007,423
Extraordinary gains, net$021
Net income$-35,683,0007,423
Minority interest net income$087
Net income of bank and minority interests.$-35,683,0007,423
Net charge-offs$122,022,00060
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-36,370,3607,421
2011-06-30 (YTD Data)Rank
Total interest income$79,053,000213
Total interest expense$19,473,000163
Net interest income$59,580,000215
Provision for loan and lease losses$90,478,00052
Total noninterest income$19,775,000227
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$13,362,00078
Trading account gains and fees$0153
Additional Noninterest Income$6,413,000359
Total noninterest expense$54,537,000210
Salaries and employee benefits$31,830,000158
Premises and equipment expense$7,726,000179
Additional noninterest expense$14,981,000283
Pre-tax net operating income$-65,660,0007,511
Securities gains (losses)$1,242,000165
Applicable income taxes$-25,225,0007,508
Income before extraordinary items$-39,193,0007,497
Extraordinary gains, net$015
Net income$-39,193,0007,496
Minority interest net income$089
Net income of bank and minority interests.$-39,193,0007,497
Net charge-offs$112,815,00055
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-39,987,8807,498
2011-03-31 (YTD Data)Rank
Total interest income$39,765,000209
Total interest expense$10,150,000163
Net interest income$29,615,000214
Provision for loan and lease losses$12,675,000119
Total noninterest income$9,737,000234
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,381,00080
Trading account gains and fees$0158
Additional Noninterest Income$3,356,000351
Total noninterest expense$28,386,000204
Salaries and employee benefits$16,806,000155
Premises and equipment expense$3,902,000184
Additional noninterest expense$7,678,000270
Pre-tax net operating income$-1,709,0007,368
Securities gains (losses)$1,297,00079
Applicable income taxes$-247,0007,403
Income before extraordinary items$-165,0006,832
Extraordinary gains, net$09
Net income$-165,0006,832
Minority interest net income$086
Net income of bank and minority interests.$-165,0006,832
Net charge-offs$15,490,000121
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-995,0807,290
2010-12-31 (YTD Data)Rank
Total interest income$173,567,000197
Total interest expense$48,356,000169
Net interest income$125,211,000204
Provision for loan and lease losses$110,409,000102
Total noninterest income$40,151,000237
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$40,151,000176
Total noninterest expense$100,795,000223
Salaries and employee benefits$57,608,000165
Premises and equipment expense$15,439,000179
Additional noninterest expense$27,748,000310
Pre-tax net operating income$-45,842,0007,598
Securities gains (losses)$-2,665,0007,586
Applicable income taxes$-19,182,0007,632
Income before extraordinary items$-29,325,0007,562
Extraordinary gains, net$029
Net income$-29,325,0007,562
Minority interest net income$0111
Net income of bank and minority interests.$-29,325,0007,562
Net charge-offs$92,763,000108
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-27,619,4007,553
2010-09-30 (YTD Data)Rank
Total interest income$131,787,000194
Total interest expense$37,274,000164
Net interest income$94,513,000199
Provision for loan and lease losses$99,926,00089
Total noninterest income$30,327,000234
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$30,327,000175
Total noninterest expense$75,030,000216
Salaries and employee benefits$42,837,000163
Premises and equipment expense$11,677,000178
Additional noninterest expense$20,516,000296
Pre-tax net operating income$-50,116,0007,722
Securities gains (losses)$-2,131,0007,694
Applicable income taxes$-20,516,0007,739
Income before extraordinary items$-31,731,0007,703
Extraordinary gains, net$023
Net income$-31,731,0007,703
Minority interest net income$0110
Net income of bank and minority interests.$-31,731,0007,703
Net charge-offs$83,888,00097
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-30,367,1607,696
2010-06-30 (YTD Data)Rank
Total interest income$88,929,000195
Total interest expense$25,728,000166
Net interest income$63,201,000199
Provision for loan and lease losses$82,307,00086
Total noninterest income$20,429,000231
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$20,429,000170
Total noninterest expense$48,514,000229
Salaries and employee benefits$27,674,000169
Premises and equipment expense$7,463,000186
Additional noninterest expense$13,377,000301
Pre-tax net operating income$-47,191,0007,795
Securities gains (losses)$-2,129,0007,772
Applicable income taxes$-19,295,0007,808
Income before extraordinary items$-30,025,0007,779
Extraordinary gains, net$019
Net income$-30,025,0007,779
Minority interest net income$0105
Net income of bank and minority interests.$-30,025,0007,779
Net charge-offs$72,406,00086
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-28,662,4407,776
2010-03-31 (YTD Data)Rank
Total interest income$45,057,000200
Total interest expense$13,339,000175
Net interest income$31,718,000202
Provision for loan and lease losses$45,939,00089
Total noninterest income$8,710,000250
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$8,710,000190
Total noninterest expense$24,237,000229
Salaries and employee benefits$13,962,000168
Premises and equipment expense$3,681,000188
Additional noninterest expense$6,594,000305
Pre-tax net operating income$-29,748,0007,905
Securities gains (losses)$-1,818,0007,894
Applicable income taxes$-12,395,0007,913
Income before extraordinary items$-19,171,0007,883
Extraordinary gains, net$016
Net income$-19,171,0007,884
Minority interest net income$091
Net income of bank and minority interests.$-19,171,0007,884
Net charge-offs$35,407,00092
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-18,007,4807,885
2009-12-31 (YTD Data)Rank
Total interest income$191,484,000199
Total interest expense$59,594,000195
Net interest income$131,890,000186
Provision for loan and lease losses$71,707,000189
Total noninterest income$35,663,000254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$35,663,000191
Total noninterest expense$90,372,000260
Salaries and employee benefits$48,587,000188
Premises and equipment expense$14,611,000188
Additional noninterest expense$27,174,000346
Pre-tax net operating income$5,474,000776
Securities gains (losses)$-333,0007,515
Applicable income taxes$993,000964
Income before extraordinary items$4,148,000832
Extraordinary gains, net$28,857,0002
Net income$33,005,000129
Minority interest net income$0115
Net income of bank and minority interests.$33,005,000130
Net charge-offs$54,670,000189
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,417,730770
2009-09-30 (YTD Data)Rank
Total interest income$143,900,000206
Total interest expense$45,309,000207
Net interest income$98,591,000193
Provision for loan and lease losses$46,360,000212
Total noninterest income$24,843,000274
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$24,843,000209
Total noninterest expense$65,581,000266
Salaries and employee benefits$35,066,000202
Premises and equipment expense$10,862,000196
Additional noninterest expense$19,653,000356
Pre-tax net operating income$11,493,000290
Securities gains (losses)$161,0001,454
Applicable income taxes$3,890,000269
Income before extraordinary items$7,764,000326
Extraordinary gains, net$28,857,0002
Net income$36,621,000103
Minority interest net income$0118
Net income of bank and minority interests.$36,621,000105
Net charge-offs$37,238,000202
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,656,130330
2009-06-30 (YTD Data)Rank
Total interest income$94,810,000218
Total interest expense$30,525,000218
Net interest income$64,285,000201
Provision for loan and lease losses$25,088,000249
Total noninterest income$13,870,000317
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$13,870,000231
Total noninterest expense$40,821,000288
Salaries and employee benefits$21,096,000231
Premises and equipment expense$6,764,000205
Additional noninterest expense$12,961,000365
Pre-tax net operating income$12,246,000197
Securities gains (losses)$775,000360
Applicable income taxes$4,705,000178
Income before extraordinary items$8,316,000222
Extraordinary gains, net$28,857,0001
Net income$37,173,00075
Minority interest net income$0112
Net income of bank and minority interests.$37,173,00075
Net charge-offs$17,968,000249
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,820,000222
2009-03-31 (YTD Data)Rank
Total interest income$44,291,000228
Total interest expense$15,773,000222
Net interest income$28,518,000218
Provision for loan and lease losses$12,749,000221
Total noninterest income$6,128,000322
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$6,128,000227
Total noninterest expense$18,315,000300
Salaries and employee benefits$9,474,000261
Premises and equipment expense$3,006,000243
Additional noninterest expense$5,835,000342
Pre-tax net operating income$3,582,000339
Securities gains (losses)$1,152,000169
Applicable income taxes$1,730,000235
Income before extraordinary items$3,004,000330
Extraordinary gains, net$015
Net income$3,004,000331
Minority interest net income$0102
Net income of bank and minority interests.$3,004,000332
Net charge-offs$7,901,000233
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,266,720398
2008-12-31 (YTD Data)Rank
Total interest income$176,260,000240
Total interest expense$75,118,000229
Net interest income$101,142,000246
Provision for loan and lease losses$36,665,000238
Total noninterest income$31,849,000250
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$31,849,000174
Total noninterest expense$77,317,000295
Salaries and employee benefits$47,367,000207
Premises and equipment expense$11,308,000247
Additional noninterest expense$18,642,000414
Pre-tax net operating income$19,009,000305
Securities gains (losses)$3,035,00093
Applicable income taxes$8,133,000210
Income before extraordinary items$13,911,000292
Extraordinary gains, net$039
Net income$13,911,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,772,000323
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,968,600347
2008-09-30 (YTD Data)Rank
Total interest income$131,838,000255
Total interest expense$57,280,000241
Net interest income$74,558,000262
Provision for loan and lease losses$14,065,000319
Total noninterest income$24,913,000257
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$24,913,000185
Total noninterest expense$56,852,000295
Salaries and employee benefits$34,872,000219
Premises and equipment expense$8,373,000262
Additional noninterest expense$13,607,000395
Pre-tax net operating income$28,554,000210
Securities gains (losses)$2,197,000106
Applicable income taxes$11,576,000160
Income before extraordinary items$19,175,000204
Extraordinary gains, net$031
Net income$19,175,000204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,931,000320
Cash dividends$5,000,000454
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$17,768,920239
2008-06-30 (YTD Data)Rank
Total interest income$88,049,000259
Total interest expense$39,044,000246
Net interest income$49,005,000265
Provision for loan and lease losses$8,381,000313
Total noninterest income$16,524,000267
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$16,524,000194
Total noninterest expense$38,366,000284
Salaries and employee benefits$24,007,000215
Premises and equipment expense$5,409,000266
Additional noninterest expense$8,950,000388
Pre-tax net operating income$18,782,000223
Securities gains (losses)$1,918,000117
Applicable income taxes$7,892,000187
Income before extraordinary items$12,808,000241
Extraordinary gains, net$021
Net income$12,808,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,796,000310
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$11,580,480255
2008-03-31 (YTD Data)Rank
Total interest income$44,177,000270
Total interest expense$20,795,000249
Net interest income$23,382,000274
Provision for loan and lease losses$3,528,000276
Total noninterest income$8,778,000259
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$8,778,000188
Total noninterest expense$19,166,000279
Salaries and employee benefits$12,316,000218
Premises and equipment expense$2,674,000275
Additional noninterest expense$4,176,000391
Pre-tax net operating income$9,466,000241
Securities gains (losses)$1,483,000109
Applicable income taxes$4,169,000185
Income before extraordinary items$6,780,000244
Extraordinary gains, net$015
Net income$6,780,000244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,516,000260
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$5,830,880267
2007-12-31 (YTD Data)Rank
Total interest income$172,043,000285
Total interest expense$85,088,000267
Net interest income$86,955,000289
Provision for loan and lease losses$7,182,000312
Total noninterest income$30,124,000277
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$30,124,000192
Total noninterest expense$75,432,000277
Salaries and employee benefits$46,336,000215
Premises and equipment expense$10,883,000248
Additional noninterest expense$18,213,000374
Pre-tax net operating income$34,465,000311
Securities gains (losses)$2,025,000115
Applicable income taxes$14,031,000256
Income before extraordinary items$22,459,000332
Extraordinary gains, net$039
Net income$22,459,000329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,778,000282
Cash dividends$20,000,000247
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$21,163,000341
2007-09-30 (YTD Data)Rank
Total interest income$127,341,000290
Total interest expense$62,620,000272
Net interest income$64,721,000287
Provision for loan and lease losses$3,875,000311
Total noninterest income$21,952,000288
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$21,952,000199
Total noninterest expense$54,453,000277
Salaries and employee benefits$32,636,000226
Premises and equipment expense$8,145,000246
Additional noninterest expense$13,672,000353
Pre-tax net operating income$28,345,000310
Securities gains (losses)$1,481,000121
Applicable income taxes$11,430,000266
Income before extraordinary items$18,396,000333
Extraordinary gains, net$033
Net income$18,396,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,783,000253
Cash dividends$15,000,000249
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$17,448,160347
2007-06-30 (YTD Data)Rank
Total interest income$84,151,000297
Total interest expense$41,042,000282
Net interest income$43,109,000301
Provision for loan and lease losses$2,300,000297
Total noninterest income$14,361,000312
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$14,361,000223
Total noninterest expense$36,349,000285
Salaries and employee benefits$22,187,000232
Premises and equipment expense$5,369,000256
Additional noninterest expense$8,793,000376
Pre-tax net operating income$18,821,000331
Securities gains (losses)$1,116,000107
Applicable income taxes$7,121,000300
Income before extraordinary items$12,816,000343
Extraordinary gains, net$029
Net income$12,816,000342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,895,000288
Cash dividends$10,000,000252
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$12,101,760358
2007-03-31 (YTD Data)Rank
Total interest income$41,599,000299
Total interest expense$20,220,000281
Net interest income$21,379,000302
Provision for loan and lease losses$1,125,000274
Total noninterest income$6,573,000321
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$6,573,000227
Total noninterest expense$17,647,000292
Salaries and employee benefits$11,037,000237
Premises and equipment expense$2,602,000272
Additional noninterest expense$4,008,000393
Pre-tax net operating income$9,180,000342
Securities gains (losses)$407,000133
Applicable income taxes$3,373,000314
Income before extraordinary items$6,214,000359
Extraordinary gains, net$022
Net income$6,214,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,054,000233
Cash dividends$5,000,000242
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,949,450362
2006-12-31 (YTD Data)Rank
Total interest income$157,496,000297
Total interest expense$73,216,000268
Net interest income$84,280,000298
Provision for loan and lease losses$4,524,000262
Total noninterest income$28,762,000279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$28,762,000208
Total noninterest expense$68,149,000296
Salaries and employee benefits$42,278,000231
Premises and equipment expense$9,880,000266
Additional noninterest expense$15,991,000390
Pre-tax net operating income$40,369,000323
Securities gains (losses)$1,793,000119
Applicable income taxes$14,800,000300
Income before extraordinary items$27,362,000335
Extraordinary gains, net$051
Net income$27,362,000333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,054,000220
Cash dividends$15,000,000290
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$26,196,550339
2006-09-30 (YTD Data)Rank
Total interest income$115,932,000303
Total interest expense$53,474,000279
Net interest income$62,458,000317
Provision for loan and lease losses$3,749,000232
Total noninterest income$22,050,000290
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$22,050,000215
Total noninterest expense$50,121,000311
Salaries and employee benefits$30,575,000247
Premises and equipment expense$7,303,000280
Additional noninterest expense$12,243,000389
Pre-tax net operating income$30,638,000338
Securities gains (losses)$1,415,000119
Applicable income taxes$11,248,000319
Income before extraordinary items$20,805,000348
Extraordinary gains, net$045
Net income$20,805,000347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,302,000191
Cash dividends$15,000,000235
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$19,885,250355
2006-06-30 (YTD Data)Rank
Total interest income$75,324,000312
Total interest expense$34,212,000284
Net interest income$41,112,000322
Provision for loan and lease losses$2,699,000219
Total noninterest income$14,982,000295
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$14,982,000218
Total noninterest expense$32,726,000322
Salaries and employee benefits$19,846,000263
Premises and equipment expense$4,786,000281
Additional noninterest expense$8,094,000404
Pre-tax net operating income$20,669,000334
Securities gains (losses)$893,000123
Applicable income taxes$7,563,000311
Income before extraordinary items$13,999,000350
Extraordinary gains, net$039
Net income$13,999,000349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,406,000189
Cash dividends$10,000,000223
Sale, conversion, retirement of capital stock, net$0887
Net operating income$13,418,550349
2006-03-31 (YTD Data)Rank
Total interest income$36,609,000312
Total interest expense$16,573,000279
Net interest income$20,036,000327
Provision for loan and lease losses$1,299,000216
Total noninterest income$7,140,000301
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$7,140,000224
Total noninterest expense$16,169,000325
Salaries and employee benefits$9,999,000259
Premises and equipment expense$2,319,000291
Additional noninterest expense$3,851,000406
Pre-tax net operating income$9,708,000342
Securities gains (losses)$478,000112
Applicable income taxes$3,567,000319
Income before extraordinary items$6,619,000350
Extraordinary gains, net$021
Net income$6,619,000348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,306,000180
Cash dividends$5,000,000202
Sale, conversion, retirement of capital stock, net$0648
Net operating income$6,308,300358
2005-12-31 (YTD Data)Rank
Total interest income$133,428,000302
Total interest expense$54,162,000269
Net interest income$79,266,000321
Provision for loan and lease losses$4,410,000264
Total noninterest income$26,400,000317
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$26,400,000241
Total noninterest expense$63,381,000315
Salaries and employee benefits$38,605,000250
Premises and equipment expense$9,313,000285
Additional noninterest expense$15,463,000410
Pre-tax net operating income$37,875,000335
Securities gains (losses)$2,447,000126
Applicable income taxes$14,313,000309
Income before extraordinary items$26,009,000338
Extraordinary gains, net$046
Net income$26,009,000339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,940,000209
Cash dividends$20,000,000237
Sale, conversion, retirement of capital stock, net$0934
Net operating income$24,418,450353
2005-09-30 (YTD Data)Rank
Total interest income$98,322,000298
Total interest expense$39,122,000262
Net interest income$59,200,000319
Provision for loan and lease losses$3,510,000237
Total noninterest income$18,587,000338
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$18,587,000259
Total noninterest expense$46,143,000320
Salaries and employee benefits$28,109,000256
Premises and equipment expense$6,917,000286
Additional noninterest expense$11,117,000415
Pre-tax net operating income$28,134,000338
Securities gains (losses)$1,770,000132
Applicable income taxes$10,655,000318
Income before extraordinary items$19,249,000343
Extraordinary gains, net$035
Net income$19,249,000344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,052,000205
Cash dividends$15,000,000221
Sale, conversion, retirement of capital stock, net$0769
Net operating income$18,116,200356
2005-06-30 (YTD Data)Rank
Total interest income$64,699,000289
Total interest expense$25,189,000254
Net interest income$39,510,000312
Provision for loan and lease losses$2,310,000239
Total noninterest income$11,432,000355
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$11,432,000270
Total noninterest expense$29,835,000328
Salaries and employee benefits$18,198,000257
Premises and equipment expense$4,563,000281
Additional noninterest expense$7,074,000424
Pre-tax net operating income$18,797,000339
Securities gains (losses)$487,000223
Applicable income taxes$6,887,000321
Income before extraordinary items$12,397,000350
Extraordinary gains, net$030
Net income$12,397,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,811,000186
Cash dividends$10,000,000200
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,085,320347
2005-03-31 (YTD Data)Rank
Total interest income$31,822,000286
Total interest expense$12,190,000246
Net interest income$19,632,000313
Provision for loan and lease losses$1,300,000208
Total noninterest income$5,638,000351
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$5,638,000266
Total noninterest expense$14,848,000321
Salaries and employee benefits$9,153,000267
Premises and equipment expense$2,242,000286
Additional noninterest expense$3,453,000420
Pre-tax net operating income$9,122,000338
Securities gains (losses)$478,000147
Applicable income taxes$3,482,000313
Income before extraordinary items$6,118,000345
Extraordinary gains, net$024
Net income$6,118,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,593,000174
Cash dividends$5,000,000174
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,812,080352
2004-12-31 (YTD Data)Rank
Total interest income$126,444,000272
Total interest expense$47,561,000221
Net interest income$78,883,000298
Provision for loan and lease losses$5,551,000230
Total noninterest income$22,264,000363
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$22,264,000270
Total noninterest expense$60,582,000318
Salaries and employee benefits$35,652,000269
Premises and equipment expense$8,566,000288
Additional noninterest expense$16,364,000370
Pre-tax net operating income$35,014,000331
Securities gains (losses)$3,876,000134
Applicable income taxes$13,989,000298
Income before extraordinary items$24,901,000336
Extraordinary gains, net$034
Net income$24,901,000335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,662,000222
Cash dividends$9,000,000392
Sale, conversion, retirement of capital stock, net$0872
Net operating income$22,420,360345
2004-09-30 (YTD Data)Rank
Total interest income$94,659,000271
Total interest expense$35,528,000221
Net interest income$59,131,000298
Provision for loan and lease losses$4,250,000234
Total noninterest income$14,591,000404
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$14,591,000301
Total noninterest expense$43,764,000322
Salaries and employee benefits$25,349,000279
Premises and equipment expense$6,411,000292
Additional noninterest expense$12,004,000371
Pre-tax net operating income$25,708,000333
Securities gains (losses)$3,559,000131
Applicable income taxes$10,541,000296
Income before extraordinary items$18,726,000335
Extraordinary gains, net$026
Net income$18,726,000334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,260,000207
Cash dividends$6,000,000392
Sale, conversion, retirement of capital stock, net$0738
Net operating income$16,448,240350
2004-06-30 (YTD Data)Rank
Total interest income$63,476,000268
Total interest expense$23,782,000213
Net interest income$39,694,000295
Provision for loan and lease losses$2,950,000231
Total noninterest income$9,138,000420
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$9,138,000305
Total noninterest expense$29,328,000317
Salaries and employee benefits$16,734,000277
Premises and equipment expense$4,198,000296
Additional noninterest expense$8,396,000360
Pre-tax net operating income$16,554,000339
Securities gains (losses)$2,750,000129
Applicable income taxes$6,933,000303
Income before extraordinary items$12,371,000324
Extraordinary gains, net$021
Net income$12,371,000324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,979,000206
Cash dividends$3,000,000492
Sale, conversion, retirement of capital stock, net$0638
Net operating income$10,611,000355
2004-03-31 (YTD Data)Rank
Total interest income$31,999,000270
Total interest expense$12,189,000211
Net interest income$19,810,000298
Provision for loan and lease losses$1,825,000201
Total noninterest income$2,880,000558
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$2,880,000372
Total noninterest expense$13,859,000330
Salaries and employee benefits$8,355,000285
Premises and equipment expense$2,170,000296
Additional noninterest expense$3,334,000425
Pre-tax net operating income$7,006,000382
Securities gains (losses)$1,702,000127
Applicable income taxes$3,104,000326
Income before extraordinary items$5,604,000353
Extraordinary gains, net$016
Net income$5,604,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,908,000177
Cash dividends$3,000,000261
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,514,720397
2003-12-31 (YTD Data)Rank
Total interest income$129,121,000268
Total interest expense$52,136,000212
Net interest income$76,985,000298
Provision for loan and lease losses$6,174,000285
Total noninterest income$18,014,000432
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$18,014,000307
Total noninterest expense$57,659,000331
Salaries and employee benefits$34,682,000275
Premises and equipment expense$9,707,000277
Additional noninterest expense$13,270,000443
Pre-tax net operating income$31,166,000339
Securities gains (losses)$8,086,000127
Applicable income taxes$14,056,000286
Income before extraordinary items$25,196,000316
Extraordinary gains, net$054
Net income$25,196,000318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,700,000231
Cash dividends$26,400,000189
Sale, conversion, retirement of capital stock, net$0868
Net operating income$20,020,960359
2003-09-30 (YTD Data)Rank
Total interest income$97,627,000272
Total interest expense$39,703,000221
Net interest income$57,924,000307
Provision for loan and lease losses$4,749,000285
Total noninterest income$13,258,000460
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$13,258,000332
Total noninterest expense$43,117,000334
Salaries and employee benefits$25,757,000280
Premises and equipment expense$7,451,000274
Additional noninterest expense$9,909,000456
Pre-tax net operating income$23,316,000352
Securities gains (losses)$7,440,000128
Applicable income taxes$11,019,000290
Income before extraordinary items$19,737,000321
Extraordinary gains, net$040
Net income$19,737,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,127,000227
Cash dividends$16,400,000223
Sale, conversion, retirement of capital stock, net$0722
Net operating income$14,975,400369
2003-06-30 (YTD Data)Rank
Total interest income$66,129,000273
Total interest expense$27,113,000223
Net interest income$39,016,000304
Provision for loan and lease losses$3,100,000284
Total noninterest income$5,862,000599
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$5,862,000419
Total noninterest expense$28,114,000342
Salaries and employee benefits$17,169,000280
Premises and equipment expense$4,811,000283
Additional noninterest expense$6,134,000484
Pre-tax net operating income$13,664,000386
Securities gains (losses)$6,681,000117
Applicable income taxes$7,289,000301
Income before extraordinary items$13,056,000328
Extraordinary gains, net$030
Net income$13,056,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,305,000235
Cash dividends$10,400,000198
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,780,160403
2003-03-31 (YTD Data)Rank
Total interest income$33,459,000276
Total interest expense$13,908,000226
Net interest income$19,551,000309
Provision for loan and lease losses$1,650,000277
Total noninterest income$2,992,000595
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,992,000416
Total noninterest expense$14,013,000344
Salaries and employee benefits$8,577,000287
Premises and equipment expense$2,400,000282
Additional noninterest expense$3,036,000483
Pre-tax net operating income$6,880,000378
Securities gains (losses)$3,409,000111
Applicable income taxes$3,689,000303
Income before extraordinary items$6,600,000320
Extraordinary gains, net$021
Net income$6,600,000321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,529,000256
Cash dividends$5,200,000177
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,418,240397
2002-12-31 (YTD Data)Rank
Total interest income$147,511,000265
Total interest expense$65,881,000225
Net interest income$81,630,000296
Provision for loan and lease losses$5,858,000341
Total noninterest income$17,637,000431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$17,637,000320
Total noninterest expense$56,656,000340
Salaries and employee benefits$33,321,000269
Premises and equipment expense$10,316,000263
Additional noninterest expense$13,019,000462
Pre-tax net operating income$36,753,000305
Securities gains (losses)$6,459,000135
Applicable income taxes$15,521,000270
Income before extraordinary items$27,691,000291
Extraordinary gains, net$070
Net income$27,691,000291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,613,000274
Cash dividends$34,400,000161
Sale, conversion, retirement of capital stock, net$0862
Net operating income$23,557,240312
2001-12-31 (YTD Data)Rank
Total interest income$116,607,000352
Total interest expense$63,102,000316
Net interest income$53,505,000388
Provision for loan and lease losses$3,063,000502
Total noninterest income$14,733,000464
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$14,733,000346
Total noninterest expense$36,241,000473
Salaries and employee benefits$21,844,000364
Premises and equipment expense$6,628,000360
Additional noninterest expense$7,769,000686
Pre-tax net operating income$28,934,000326
Securities gains (losses)$2,537,000212
Applicable income taxes$11,251,000312
Income before extraordinary items$20,220,000323
Extraordinary gains, net$0105
Net income$20,220,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,708,000459
Cash dividends$7,900,000445
Sale, conversion, retirement of capital stock, net$0922
Net operating income$18,596,320332
2000-12-31 (YTD Data)Rank
Total interest income$111,287,000383
Total interest expense$67,600,000343
Net interest income$43,687,000447
Provision for loan and lease losses$1,980,000617
Total noninterest income$13,030,000496
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$13,030,000372
Total noninterest expense$31,567,000511
Salaries and employee benefits$18,483,000405
Premises and equipment expense$5,872,000385
Additional noninterest expense$7,212,000727
Pre-tax net operating income$23,170,000402
Securities gains (losses)$361,000311
Applicable income taxes$8,147,000388
Income before extraordinary items$15,384,000406
Extraordinary gains, net$038
Net income$15,384,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,365,000604
Cash dividends$3,600,000825
Sale, conversion, retirement of capital stock, net$0969
Net operating income$15,149,350411
1999-12-31 (YTD Data)Rank
Total interest income$96,380,000417
Total interest expense$54,233,000355
Net interest income$42,147,000475
Provision for loan and lease losses$2,615,000448
Total noninterest income$10,978,000588
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$10,978,000425
Total noninterest expense$28,078,000569
Salaries and employee benefits$17,266,000435
Premises and equipment expense$4,469,000505
Additional noninterest expense$6,343,000816
Pre-tax net operating income$22,432,000439
Securities gains (losses)$64,000895
Applicable income taxes$7,839,000434
Income before extraordinary items$14,657,000455
Extraordinary gains, net$035
Net income$14,657,000454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,443,000549
Cash dividends$7,000,000521
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$14,615,400452
1998-12-31 (YTD Data)Rank
Total interest income$92,878,000430
Total interest expense$54,019,000366
Net interest income$38,859,000495
Provision for loan and lease losses$2,400,000509
Total noninterest income$9,369,000625
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$9,369,000456
Total noninterest expense$27,282,000570
Salaries and employee benefits$15,984,000454
Premises and equipment expense$4,489,000492
Additional noninterest expense$6,809,000781
Pre-tax net operating income$18,546,000468
Securities gains (losses)$1,276,000325
Applicable income taxes$6,388,000474
Income before extraordinary items$13,434,000449
Extraordinary gains, net$032
Net income$13,434,000449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$633,0001,046
Cash dividends$9,500,000400
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$12,566,320457
1997-12-31 (YTD Data)Rank
Total interest income$87,443,000445
Total interest expense$51,108,000387
Net interest income$36,335,000523
Provision for loan and lease losses$2,450,000500
Total noninterest income$9,837,000580
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$9,837,000415
Total noninterest expense$25,521,000595
Salaries and employee benefits$14,547,000475
Premises and equipment expense$4,757,000457
Additional noninterest expense$6,217,000825
Pre-tax net operating income$18,201,000494
Securities gains (losses)$714,000346
Applicable income taxes$6,288,000516
Income before extraordinary items$12,627,000492
Extraordinary gains, net$044
Net income$12,627,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,433,000625
Cash dividends$7,500,000459
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$12,148,620484
1996-12-31 (YTD Data)Rank
Total interest income$81,254,000501
Total interest expense$46,303,000448
Net interest income$34,951,000582
Provision for loan and lease losses$2,543,000515
Total noninterest income$8,066,000682
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$8,066,000490
Total noninterest expense$30,194,000557
Salaries and employee benefits$13,659,000527
Premises and equipment expense$4,727,000485
Additional noninterest expense$11,808,000589
Pre-tax net operating income$10,280,000773
Securities gains (losses)$403,000476
Applicable income taxes$3,419,000781
Income before extraordinary items$7,264,000753
Extraordinary gains, net$053
Net income$7,264,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,586,000661
Cash dividends$6,500,000560
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,989,960758
1995-12-31 (YTD Data)Rank
Total interest income$71,842,000583
Total interest expense$41,961,000509
Net interest income$29,881,000678
Provision for loan and lease losses$999,000952
Total noninterest income$6,608,000793
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$6,608,000551
Total noninterest expense$23,771,000689
Salaries and employee benefits$12,453,000568
Premises and equipment expense$4,557,000529
Additional noninterest expense$6,761,000884
Pre-tax net operating income$11,719,000725
Securities gains (losses)$43,0001,415
Applicable income taxes$3,667,000776
Income before extraordinary items$8,095,000714
Extraordinary gains, net$065
Net income$8,095,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,166
Cash dividends$6,750,000508
Sale, conversion, retirement of capital stock, netNANA
Net operating income$8,065,330711
1994-12-31 (YTD Data)Rank
Total interest income$61,976,000580
Total interest expense$31,602,000509
Net interest income$30,374,000663
Provision for loan and lease losses$1,043,000899
Total noninterest income$5,968,000819
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$5,968,000579
Total noninterest expense$23,710,000704
Salaries and employee benefits$12,373,000588
Premises and equipment expense$4,270,000557
Additional noninterest expense$7,067,000902
Pre-tax net operating income$11,589,000707
Securities gains (losses)$-367,00012,167
Applicable income taxes$3,488,000764
Income before extraordinary items$7,734,000708
Extraordinary gains, net$0249
Net income$7,734,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,000966
Cash dividends$5,700,000518
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,987,230697
1993-12-31 (YTD Data)Rank
Total interest income$69,084,000527
Total interest expense$35,839,000459
Net interest income$33,245,000611
Provision for loan and lease losses$3,460,000554
Total noninterest income$4,590,0001,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$4,590,000720
Total noninterest expense$23,933,000726
Salaries and employee benefits$11,663,000629
Premises and equipment expense$3,933,000613
Additional noninterest expense$8,337,000869
Pre-tax net operating income$10,442,000700
Securities gains (losses)$757,000669
Applicable income taxes$3,467,000742
Income before extraordinary items$7,732,000680
Extraordinary gains, net$03,149
Net income$7,732,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,670,000806
Cash dividends$4,600,000524
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,209,670677
1992-12-31 (YTD Data)Rank
Total interest income$82,436,000516
Total interest expense$47,788,000455
Net interest income$34,648,000597
Provision for loan and lease losses$1,806,0001,238
Total noninterest income$3,485,0001,270
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-25,0005,226
Additional Noninterest Income$3,510,000854
Total noninterest expense$24,379,000721
Salaries and employee benefits$10,598,000671
Premises and equipment expense$3,687,000668
Additional noninterest expense$10,094,000764
Pre-tax net operating income$11,948,000535
Securities gains (losses)$08,369
Applicable income taxes$4,226,000557
Income before extraordinary items$7,722,000619
Extraordinary gains, net$1,584,00083
Net income$9,306,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,225,0001,383
Cash dividends$3,800,000478
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,722,000552

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.