Home > First Federal Bank > Income and Expense
First Federal Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,174,000 | 1,255 |
| Total interest expense | $3,791,000 | 777 |
| Net interest income | $16,383,000 | 1,360 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $5,213,000 | 1,072 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,632,000 | 824 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,581,000 | 974 |
| Total noninterest expense | $19,854,000 | 1,025 |
| Salaries and employee benefits | $10,878,000 | 993 |
| Premises and equipment expense | $2,443,000 | 982 |
| Additional noninterest expense | $6,533,000 | 1,003 |
| Pre-tax net operating income | $1,742,000 | 3,224 |
| Securities gains (losses) | $30,000 | 2,077 |
| Applicable income taxes | $-20,149,000 | 6,497 |
| Income before extraordinary items | $21,921,000 | 338 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $21,921,000 | 338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $21,921,000 | 338 |
| Net charge-offs | $606,000 | 1,291 |
| Cash dividends | $26,500,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $269,000 | 391 |
| Net operating income | $21,891,000 | 334 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,915,000 | 1,276 |
| Total interest expense | $2,818,000 | 791 |
| Net interest income | $12,097,000 | 1,380 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $3,341,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,210,000 | 835 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,131,000 | 1,154 |
| Total noninterest expense | $15,146,000 | 1,006 |
| Salaries and employee benefits | $8,477,000 | 964 |
| Premises and equipment expense | $1,854,000 | 984 |
| Additional noninterest expense | $4,815,000 | 1,020 |
| Pre-tax net operating income | $292,000 | 5,372 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $-21,163,000 | 6,582 |
| Income before extraordinary items | $21,485,000 | 284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,485,000 | 284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $21,485,000 | 284 |
| Net charge-offs | $564,000 | 1,052 |
| Cash dividends | $26,500,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 334 |
| Net operating income | $21,455,000 | 279 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,737,000 | 1,299 |
| Total interest expense | $1,843,000 | 814 |
| Net interest income | $7,894,000 | 1,406 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,136,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $783,000 | 853 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,353,000 | 1,178 |
| Total noninterest expense | $10,101,000 | 1,005 |
| Salaries and employee benefits | $5,957,000 | 921 |
| Premises and equipment expense | $1,202,000 | 1,020 |
| Additional noninterest expense | $2,942,000 | 1,106 |
| Pre-tax net operating income | $-71,000 | 6,305 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-210,000 | 6,559 |
| Income before extraordinary items | $139,000 | 5,538 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $139,000 | 5,540 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $139,000 | 5,541 |
| Net charge-offs | $544,000 | 810 |
| Cash dividends | $26,500,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 304 |
| Net operating income | $139,000 | 5,500 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 1,334 |
| Total interest expense | $892,000 | 849 |
| Net interest income | $3,859,000 | 1,430 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,093,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $387,000 | 843 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $706,000 | 1,117 |
| Total noninterest expense | $5,068,000 | 1,013 |
| Salaries and employee benefits | $3,020,000 | 919 |
| Premises and equipment expense | $585,000 | 1,067 |
| Additional noninterest expense | $1,463,000 | 1,095 |
| Pre-tax net operating income | $-116,000 | 6,463 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-116,000 | 6,466 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-116,000 | 6,466 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-116,000 | 6,467 |
| Net charge-offs | $233,000 | 857 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 286 |
| Net operating income | $-116,000 | 6,463 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,365,000 | 1,388 |
| Total interest expense | $3,392,000 | 994 |
| Net interest income | $14,973,000 | 1,455 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $5,580,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,040,000 | 672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,540,000 | 1,040 |
| Total noninterest expense | $19,176,000 | 1,071 |
| Salaries and employee benefits | $11,011,000 | 976 |
| Premises and equipment expense | $2,372,000 | 1,007 |
| Additional noninterest expense | $5,793,000 | 1,166 |
| Pre-tax net operating income | $1,377,000 | 3,553 |
| Securities gains (losses) | $25,000 | 2,236 |
| Applicable income taxes | $11,000 | 4,273 |
| Income before extraordinary items | $1,391,000 | 3,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,391,000 | 3,303 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,391,000 | 3,304 |
| Net charge-offs | $2,965,000 | 549 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 393 |
| Net operating income | $1,366,250 | 3,271 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,617,000 | 1,410 |
| Total interest expense | $2,514,000 | 1,038 |
| Net interest income | $11,103,000 | 1,466 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $4,230,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,566,000 | 661 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,664,000 | 1,058 |
| Total noninterest expense | $14,319,000 | 1,073 |
| Salaries and employee benefits | $8,119,000 | 991 |
| Premises and equipment expense | $1,809,000 | 996 |
| Additional noninterest expense | $4,391,000 | 1,146 |
| Pre-tax net operating income | $1,014,000 | 3,663 |
| Securities gains (losses) | $25,000 | 2,108 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $1,029,000 | 3,372 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,029,000 | 3,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,029,000 | 3,376 |
| Net charge-offs | $2,598,000 | 488 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 371 |
| Net operating income | $1,004,250 | 3,349 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 1,415 |
| Total interest expense | $1,689,000 | 1,053 |
| Net interest income | $7,348,000 | 1,467 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,855,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,044,000 | 648 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,811,000 | 1,058 |
| Total noninterest expense | $9,506,000 | 1,075 |
| Salaries and employee benefits | $5,325,000 | 1,017 |
| Premises and equipment expense | $1,226,000 | 986 |
| Additional noninterest expense | $2,955,000 | 1,138 |
| Pre-tax net operating income | $697,000 | 3,583 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $697,000 | 3,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $697,000 | 3,318 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $697,000 | 3,320 |
| Net charge-offs | $2,427,000 | 383 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 377 |
| Net operating income | $697,000 | 3,230 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 1,392 |
| Total interest expense | $859,000 | 1,073 |
| Net interest income | $3,722,000 | 1,442 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,475,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $515,000 | 644 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $960,000 | 1,023 |
| Total noninterest expense | $4,746,000 | 1,080 |
| Salaries and employee benefits | $2,605,000 | 1,049 |
| Premises and equipment expense | $614,000 | 999 |
| Additional noninterest expense | $1,527,000 | 1,090 |
| Pre-tax net operating income | $451,000 | 3,077 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $451,000 | 2,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $451,000 | 2,795 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $451,000 | 2,794 |
| Net charge-offs | $79,000 | 2,076 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 359 |
| Net operating income | $451,000 | 2,707 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,911,000 | 1,281 |
| Total interest expense | $4,422,000 | 1,028 |
| Net interest income | $16,489,000 | 1,326 |
| Provision for loan and lease losses | $22,000 | 5,572 |
| Total noninterest income | $6,616,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,454,000 | 984 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,162,000 | 793 |
| Total noninterest expense | $22,341,000 | 907 |
| Salaries and employee benefits | $10,748,000 | 971 |
| Premises and equipment expense | $2,554,000 | 936 |
| Additional noninterest expense | $9,039,000 | 770 |
| Pre-tax net operating income | $742,000 | 4,436 |
| Securities gains (losses) | $542,000 | 877 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,284,000 | 3,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,284,000 | 3,405 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,284,000 | 3,406 |
| Net charge-offs | $5,164,000 | 566 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 489 |
| Net operating income | $742,000 | 4,212 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,847,000 | 1,288 |
| Total interest expense | $3,450,000 | 1,035 |
| Net interest income | $12,397,000 | 1,334 |
| Provision for loan and lease losses | $22,000 | 5,359 |
| Total noninterest income | $5,340,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,149,000 | 935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,191,000 | 733 |
| Total noninterest expense | $16,607,000 | 914 |
| Salaries and employee benefits | $8,061,000 | 964 |
| Premises and equipment expense | $1,934,000 | 940 |
| Additional noninterest expense | $6,612,000 | 784 |
| Pre-tax net operating income | $1,108,000 | 3,458 |
| Securities gains (losses) | $542,000 | 706 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,650,000 | 2,477 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,650,000 | 2,478 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,650,000 | 2,478 |
| Net charge-offs | $4,408,000 | 510 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 450 |
| Net operating income | $1,108,000 | 3,087 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,782,000 | 1,277 |
| Total interest expense | $2,381,000 | 1,036 |
| Net interest income | $8,401,000 | 1,318 |
| Provision for loan and lease losses | $22,000 | 5,080 |
| Total noninterest income | $3,756,000 | 823 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $740,000 | 964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,016,000 | 688 |
| Total noninterest expense | $11,524,000 | 863 |
| Salaries and employee benefits | $5,450,000 | 957 |
| Premises and equipment expense | $1,309,000 | 927 |
| Additional noninterest expense | $4,765,000 | 728 |
| Pre-tax net operating income | $611,000 | 3,771 |
| Securities gains (losses) | $542,000 | 499 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,153,000 | 2,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,153,000 | 2,342 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,153,000 | 2,342 |
| Net charge-offs | $3,576,000 | 452 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 411 |
| Net operating income | $611,000 | 3,432 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 1,280 |
| Total interest expense | $1,253,000 | 1,013 |
| Net interest income | $4,134,000 | 1,338 |
| Provision for loan and lease losses | $16,000 | 4,580 |
| Total noninterest income | $1,832,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $528,000 | 676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,304,000 | 753 |
| Total noninterest expense | $5,658,000 | 879 |
| Salaries and employee benefits | $2,813,000 | 924 |
| Premises and equipment expense | $690,000 | 876 |
| Additional noninterest expense | $2,155,000 | 798 |
| Pre-tax net operating income | $292,000 | 3,889 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $292,000 | 3,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $292,000 | 3,704 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $292,000 | 3,705 |
| Net charge-offs | $2,494,000 | 339 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 356 |
| Net operating income | $292,000 | 3,533 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,033,000 | 1,243 |
| Total interest expense | $6,682,000 | 908 |
| Net interest income | $16,351,000 | 1,353 |
| Provision for loan and lease losses | $779,000 | 2,782 |
| Total noninterest income | $4,977,000 | 1,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $738,000 | 1,901 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,239,000 | 805 |
| Total noninterest expense | $38,548,000 | 531 |
| Salaries and employee benefits | $11,369,000 | 864 |
| Premises and equipment expense | $4,337,000 | 580 |
| Additional noninterest expense | $22,842,000 | 350 |
| Pre-tax net operating income | $-17,999,000 | 7,290 |
| Securities gains (losses) | $-439,000 | 7,226 |
| Applicable income taxes | $-137,000 | 6,867 |
| Income before extraordinary items | $-18,301,000 | 7,287 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-18,301,000 | 7,287 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-18,301,000 | 7,287 |
| Net charge-offs | $3,017,000 | 1,190 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 747 |
| Net operating income | $-17,866,390 | 7,285 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,914,000 | 1,213 |
| Total interest expense | $5,199,000 | 916 |
| Net interest income | $12,715,000 | 1,319 |
| Provision for loan and lease losses | $779,000 | 2,302 |
| Total noninterest income | $3,709,000 | 1,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $738,000 | 1,502 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,971,000 | 835 |
| Total noninterest expense | $20,492,000 | 711 |
| Salaries and employee benefits | $8,339,000 | 883 |
| Premises and equipment expense | $3,131,000 | 613 |
| Additional noninterest expense | $9,022,000 | 597 |
| Pre-tax net operating income | $-4,847,000 | 7,226 |
| Securities gains (losses) | $-439,000 | 7,335 |
| Applicable income taxes | $183,000 | 2,736 |
| Income before extraordinary items | $-5,469,000 | 7,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,469,000 | 7,267 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,469,000 | 7,267 |
| Net charge-offs | $2,206,000 | 1,148 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 797 |
| Net operating income | $-5,030,000 | 7,241 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,196,000 | 1,196 |
| Total interest expense | $3,553,000 | 918 |
| Net interest income | $8,643,000 | 1,289 |
| Provision for loan and lease losses | $756,000 | 1,793 |
| Total noninterest income | $2,720,000 | 980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $738,000 | 988 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,982,000 | 843 |
| Total noninterest expense | $13,595,000 | 723 |
| Salaries and employee benefits | $5,573,000 | 892 |
| Premises and equipment expense | $2,063,000 | 617 |
| Additional noninterest expense | $5,959,000 | 619 |
| Pre-tax net operating income | $-2,988,000 | 7,263 |
| Securities gains (losses) | $-439,000 | 7,425 |
| Applicable income taxes | $117,000 | 2,731 |
| Income before extraordinary items | $-3,544,000 | 7,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,544,000 | 7,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,544,000 | 7,320 |
| Net charge-offs | $2,183,000 | 864 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,105,000 | 7,292 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 1,156 |
| Total interest expense | $1,819,000 | 930 |
| Net interest income | $4,504,000 | 1,234 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $1,277,000 | 1,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $738,000 | 509 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $539,000 | 1,287 |
| Total noninterest expense | $6,988,000 | 714 |
| Salaries and employee benefits | $2,638,000 | 948 |
| Premises and equipment expense | $1,032,000 | 638 |
| Additional noninterest expense | $3,318,000 | 548 |
| Pre-tax net operating income | $-1,362,000 | 7,333 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $57,000 | 2,731 |
| Income before extraordinary items | $-1,419,000 | 7,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,419,000 | 7,356 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,419,000 | 7,356 |
| Net charge-offs | $154,000 | 2,336 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,419,000 | 7,353 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $30,011,000 | 1,021 |
| Total interest expense | $9,839,000 | 838 |
| Net interest income | $20,172,000 | 1,109 |
| Provision for loan and lease losses | $6,744,000 | 904 |
| Total noninterest income | $6,896,000 | 840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,896,000 | 591 |
| Total noninterest expense | $25,487,000 | 787 |
| Salaries and employee benefits | $10,893,000 | 896 |
| Premises and equipment expense | $4,185,000 | 616 |
| Additional noninterest expense | $10,409,000 | 723 |
| Pre-tax net operating income | $-5,163,000 | 7,118 |
| Securities gains (losses) | $1,163,000 | 432 |
| Applicable income taxes | $-279,000 | 7,034 |
| Income before extraordinary items | $-3,721,000 | 7,073 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,721,000 | 7,074 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,721,000 | 7,074 |
| Net charge-offs | $9,101,000 | 654 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,802,590 | 7,140 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,297,000 | 999 |
| Total interest expense | $7,758,000 | 819 |
| Net interest income | $15,539,000 | 1,077 |
| Provision for loan and lease losses | $5,506,000 | 810 |
| Total noninterest income | $4,604,000 | 897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,604,000 | 613 |
| Total noninterest expense | $19,378,000 | 759 |
| Salaries and employee benefits | $8,216,000 | 884 |
| Premises and equipment expense | $3,160,000 | 605 |
| Additional noninterest expense | $8,002,000 | 680 |
| Pre-tax net operating income | $-4,741,000 | 7,348 |
| Securities gains (losses) | $1,148,000 | 364 |
| Applicable income taxes | $-30,000 | 6,927 |
| Income before extraordinary items | $-3,563,000 | 7,330 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,563,000 | 7,330 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,563,000 | 7,330 |
| Net charge-offs | $7,862,000 | 562 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,699,520 | 7,386 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,227,000 | 973 |
| Total interest expense | $5,369,000 | 814 |
| Net interest income | $10,858,000 | 1,022 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $3,016,000 | 897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,016,000 | 593 |
| Total noninterest expense | $12,200,000 | 804 |
| Salaries and employee benefits | $5,553,000 | 876 |
| Premises and equipment expense | $2,117,000 | 616 |
| Additional noninterest expense | $4,530,000 | 792 |
| Pre-tax net operating income | $1,674,000 | 1,552 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-67,000 | 7,128 |
| Income before extraordinary items | $1,741,000 | 1,272 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,741,000 | 1,273 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,741,000 | 1,273 |
| Net charge-offs | $3,776,000 | 690 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,741,000 | 1,226 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,480,000 | 940 |
| Total interest expense | $2,791,000 | 832 |
| Net interest income | $5,689,000 | 987 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $1,550,000 | 859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,550,000 | 580 |
| Total noninterest expense | $6,285,000 | 789 |
| Salaries and employee benefits | $2,794,000 | 885 |
| Premises and equipment expense | $1,077,000 | 618 |
| Additional noninterest expense | $2,414,000 | 757 |
| Pre-tax net operating income | $954,000 | 1,367 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-43,000 | 7,299 |
| Income before extraordinary items | $997,000 | 1,098 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $997,000 | 1,099 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $997,000 | 1,100 |
| Net charge-offs | $1,433,000 | 813 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $997,000 | 1,063 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $36,353,000 | 930 |
| Total interest expense | $15,259,000 | 753 |
| Net interest income | $21,094,000 | 1,038 |
| Provision for loan and lease losses | $44,173,000 | 272 |
| Total noninterest income | $5,517,000 | 1,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,517,000 | 662 |
| Total noninterest expense | $27,449,000 | 767 |
| Salaries and employee benefits | $11,490,000 | 857 |
| Premises and equipment expense | $4,328,000 | 613 |
| Additional noninterest expense | $11,631,000 | 699 |
| Pre-tax net operating income | $-45,011,000 | 7,852 |
| Securities gains (losses) | $148,000 | 1,802 |
| Applicable income taxes | $332,000 | 1,935 |
| Income before extraordinary items | $-45,195,000 | 7,863 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-45,195,000 | 7,862 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-45,195,000 | 7,862 |
| Net charge-offs | $22,238,000 | 381 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-45,343,000 | 7,869 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,216,000 | 948 |
| Total interest expense | $12,038,000 | 759 |
| Net interest income | $15,178,000 | 1,084 |
| Provision for loan and lease losses | $35,998,000 | 256 |
| Total noninterest income | $4,090,000 | 1,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,090,000 | 683 |
| Total noninterest expense | $20,445,000 | 767 |
| Salaries and employee benefits | $8,708,000 | 860 |
| Premises and equipment expense | $3,263,000 | 624 |
| Additional noninterest expense | $8,474,000 | 680 |
| Pre-tax net operating income | $-37,175,000 | 7,950 |
| Securities gains (losses) | $148,000 | 1,519 |
| Applicable income taxes | $-11,614,000 | 7,991 |
| Income before extraordinary items | $-25,413,000 | 7,921 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-25,413,000 | 7,921 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-25,413,000 | 7,921 |
| Net charge-offs | $18,440,000 | 327 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-25,515,120 | 7,923 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,461,000 | 950 |
| Total interest expense | $8,487,000 | 759 |
| Net interest income | $9,974,000 | 1,104 |
| Provision for loan and lease losses | $5,875,000 | 668 |
| Total noninterest income | $2,887,000 | 992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,887,000 | 658 |
| Total noninterest expense | $11,403,000 | 941 |
| Salaries and employee benefits | $5,816,000 | 875 |
| Premises and equipment expense | $2,156,000 | 650 |
| Additional noninterest expense | $3,431,000 | 1,122 |
| Pre-tax net operating income | $-4,417,000 | 7,704 |
| Securities gains (losses) | $148,000 | 1,211 |
| Applicable income taxes | $-2,031,000 | 7,899 |
| Income before extraordinary items | $-2,238,000 | 7,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,238,000 | 7,521 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,238,000 | 7,521 |
| Net charge-offs | $3,406,000 | 765 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,332,720 | 7,554 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 969 |
| Total interest expense | $4,427,000 | 755 |
| Net interest income | $4,765,000 | 1,158 |
| Provision for loan and lease losses | $3,475,000 | 504 |
| Total noninterest income | $1,458,000 | 958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,458,000 | 641 |
| Total noninterest expense | $5,410,000 | 948 |
| Salaries and employee benefits | $2,974,000 | 853 |
| Premises and equipment expense | $1,120,000 | 630 |
| Additional noninterest expense | $1,316,000 | 1,248 |
| Pre-tax net operating income | $-2,662,000 | 7,917 |
| Securities gains (losses) | $148,000 | 800 |
| Applicable income taxes | $-1,167,000 | 8,030 |
| Income before extraordinary items | $-1,347,000 | 7,798 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,347,000 | 7,799 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,347,000 | 7,799 |
| Net charge-offs | $2,299,000 | 548 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,441,720 | 7,809 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $44,275,000 | 852 |
| Total interest expense | $22,171,000 | 720 |
| Net interest income | $22,104,000 | 970 |
| Provision for loan and lease losses | $5,359,000 | 960 |
| Total noninterest income | $7,819,000 | 727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,819,000 | 460 |
| Total noninterest expense | $22,543,000 | 882 |
| Salaries and employee benefits | $12,852,000 | 774 |
| Premises and equipment expense | $4,296,000 | 644 |
| Additional noninterest expense | $5,395,000 | 1,189 |
| Pre-tax net operating income | $2,021,000 | 2,434 |
| Securities gains (losses) | $355,000 | 487 |
| Applicable income taxes | $-310,000 | 7,336 |
| Income before extraordinary items | $2,686,000 | 1,522 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,686,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,108,000 | 799 |
| Cash dividends | $5,000,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,331,000 | 1,833 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,737,000 | 863 |
| Total interest expense | $17,353,000 | 718 |
| Net interest income | $16,384,000 | 999 |
| Provision for loan and lease losses | $3,854,000 | 783 |
| Total noninterest income | $6,127,000 | 734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,127,000 | 475 |
| Total noninterest expense | $16,710,000 | 882 |
| Salaries and employee benefits | $9,785,000 | 783 |
| Premises and equipment expense | $3,184,000 | 655 |
| Additional noninterest expense | $3,741,000 | 1,226 |
| Pre-tax net operating income | $1,947,000 | 2,355 |
| Securities gains (losses) | $317,000 | 444 |
| Applicable income taxes | $-187,000 | 7,647 |
| Income before extraordinary items | $2,451,000 | 1,488 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,451,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,027,000 | 637 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,134,000 | 1,774 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,162,000 | 837 |
| Total interest expense | $12,178,000 | 706 |
| Net interest income | $10,984,000 | 982 |
| Provision for loan and lease losses | $2,352,000 | 701 |
| Total noninterest income | $4,434,000 | 706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,434,000 | 470 |
| Total noninterest expense | $11,249,000 | 876 |
| Salaries and employee benefits | $6,684,000 | 769 |
| Premises and equipment expense | $2,076,000 | 673 |
| Additional noninterest expense | $2,489,000 | 1,193 |
| Pre-tax net operating income | $1,817,000 | 1,837 |
| Securities gains (losses) | $266,000 | 499 |
| Applicable income taxes | $-120,000 | 7,892 |
| Income before extraordinary items | $2,203,000 | 1,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,203,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,690,000 | 615 |
| Cash dividends | $5,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,937,000 | 1,402 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,605,000 | 862 |
| Total interest expense | $6,498,000 | 711 |
| Net interest income | $5,107,000 | 1,064 |
| Provision for loan and lease losses | $1,478,000 | 486 |
| Total noninterest income | $2,749,000 | 604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,749,000 | 421 |
| Total noninterest expense | $5,777,000 | 827 |
| Salaries and employee benefits | $3,422,000 | 748 |
| Premises and equipment expense | $1,007,000 | 695 |
| Additional noninterest expense | $1,348,000 | 1,078 |
| Pre-tax net operating income | $601,000 | 2,698 |
| Securities gains (losses) | $175,000 | 494 |
| Applicable income taxes | $-376,000 | 8,333 |
| Income before extraordinary items | $1,152,000 | 1,313 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,152,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,194,000 | 414 |
| Cash dividends | $2,500,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $977,000 | 1,472 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $50,689,000 | 827 |
| Total interest expense | $28,267,000 | 691 |
| Net interest income | $22,422,000 | 984 |
| Provision for loan and lease losses | $3,633,000 | 541 |
| Total noninterest income | $6,117,000 | 933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,117,000 | 585 |
| Total noninterest expense | $22,326,000 | 830 |
| Salaries and employee benefits | $13,330,000 | 729 |
| Premises and equipment expense | $4,059,000 | 654 |
| Additional noninterest expense | $4,937,000 | 1,150 |
| Pre-tax net operating income | $2,580,000 | 2,756 |
| Securities gains (losses) | $713,000 | 217 |
| Applicable income taxes | $461,000 | 2,844 |
| Income before extraordinary items | $2,832,000 | 2,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,832,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,313,000 | 424 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,218,820 | 2,603 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $39,013,000 | 807 |
| Total interest expense | $21,399,000 | 688 |
| Net interest income | $17,614,000 | 949 |
| Provision for loan and lease losses | $3,378,000 | 351 |
| Total noninterest income | $4,608,000 | 925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,608,000 | 582 |
| Total noninterest expense | $16,870,000 | 812 |
| Salaries and employee benefits | $10,106,000 | 721 |
| Premises and equipment expense | $3,064,000 | 646 |
| Additional noninterest expense | $3,700,000 | 1,118 |
| Pre-tax net operating income | $1,974,000 | 2,864 |
| Securities gains (losses) | $554,000 | 216 |
| Applicable income taxes | $379,000 | 2,873 |
| Income before extraordinary items | $2,149,000 | 2,245 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,149,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,055,000 | 291 |
| Cash dividends | $5,000,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,678,100 | 2,719 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,537,000 | 790 |
| Total interest expense | $14,295,000 | 696 |
| Net interest income | $12,242,000 | 920 |
| Provision for loan and lease losses | $2,154,000 | 310 |
| Total noninterest income | $3,143,000 | 939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,143,000 | 601 |
| Total noninterest expense | $11,267,000 | 829 |
| Salaries and employee benefits | $6,811,000 | 726 |
| Premises and equipment expense | $2,111,000 | 646 |
| Additional noninterest expense | $2,345,000 | 1,193 |
| Pre-tax net operating income | $1,964,000 | 2,199 |
| Securities gains (losses) | $353,000 | 226 |
| Applicable income taxes | $506,000 | 2,050 |
| Income before extraordinary items | $1,811,000 | 1,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,811,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,819,000 | 295 |
| Cash dividends | $3,500,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,535,660 | 2,152 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,288,000 | 773 |
| Total interest expense | $7,130,000 | 686 |
| Net interest income | $6,158,000 | 906 |
| Provision for loan and lease losses | $1,899,000 | 192 |
| Total noninterest income | $1,531,000 | 933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,531,000 | 597 |
| Total noninterest expense | $5,894,000 | 793 |
| Salaries and employee benefits | $3,510,000 | 712 |
| Premises and equipment expense | $1,135,000 | 598 |
| Additional noninterest expense | $1,249,000 | 1,086 |
| Pre-tax net operating income | $-104,000 | 8,155 |
| Securities gains (losses) | $174,000 | 226 |
| Applicable income taxes | $-163,000 | 8,548 |
| Income before extraordinary items | $233,000 | 4,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $233,000 | 4,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,506,000 | 183 |
| Cash dividends | $2,500,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $59,000 | 7,020 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $54,313,000 | 711 |
| Total interest expense | $27,646,000 | 623 |
| Net interest income | $26,667,000 | 827 |
| Provision for loan and lease losses | $1,023,000 | 1,024 |
| Total noninterest income | $6,998,000 | 837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,998,000 | 535 |
| Total noninterest expense | $22,531,000 | 786 |
| Salaries and employee benefits | $13,741,000 | 674 |
| Premises and equipment expense | $4,004,000 | 649 |
| Additional noninterest expense | $4,786,000 | 1,122 |
| Pre-tax net operating income | $10,111,000 | 966 |
| Securities gains (losses) | $924,000 | 173 |
| Applicable income taxes | $3,484,000 | 836 |
| Income before extraordinary items | $7,551,000 | 988 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,551,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,009,000 | 679 |
| Cash dividends | $8,000,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,922,680 | 1,064 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $40,653,000 | 716 |
| Total interest expense | $20,240,000 | 623 |
| Net interest income | $20,413,000 | 830 |
| Provision for loan and lease losses | $798,000 | 946 |
| Total noninterest income | $5,423,000 | 818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,423,000 | 528 |
| Total noninterest expense | $16,798,000 | 799 |
| Salaries and employee benefits | $10,353,000 | 685 |
| Premises and equipment expense | $2,956,000 | 672 |
| Additional noninterest expense | $3,489,000 | 1,159 |
| Pre-tax net operating income | $8,240,000 | 939 |
| Securities gains (losses) | $727,000 | 176 |
| Applicable income taxes | $2,872,000 | 820 |
| Income before extraordinary items | $6,095,000 | 953 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,095,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 627 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,600,640 | 1,020 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,924,000 | 706 |
| Total interest expense | $12,922,000 | 621 |
| Net interest income | $14,002,000 | 812 |
| Provision for loan and lease losses | $445,000 | 1,091 |
| Total noninterest income | $3,766,000 | 794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,766,000 | 515 |
| Total noninterest expense | $11,332,000 | 788 |
| Salaries and employee benefits | $7,097,000 | 679 |
| Premises and equipment expense | $1,978,000 | 673 |
| Additional noninterest expense | $2,257,000 | 1,204 |
| Pre-tax net operating income | $5,991,000 | 860 |
| Securities gains (losses) | $475,000 | 167 |
| Applicable income taxes | $2,100,000 | 769 |
| Income before extraordinary items | $4,366,000 | 893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,366,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 648 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,043,000 | 930 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,142,000 | 699 |
| Total interest expense | $6,207,000 | 605 |
| Net interest income | $6,935,000 | 810 |
| Provision for loan and lease losses | $220,000 | 1,071 |
| Total noninterest income | $2,044,000 | 724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,044,000 | 491 |
| Total noninterest expense | $5,937,000 | 758 |
| Salaries and employee benefits | $3,764,000 | 650 |
| Premises and equipment expense | $1,052,000 | 615 |
| Additional noninterest expense | $1,121,000 | 1,190 |
| Pre-tax net operating income | $2,822,000 | 905 |
| Securities gains (losses) | $197,000 | 185 |
| Applicable income taxes | $969,000 | 802 |
| Income before extraordinary items | $2,050,000 | 927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,050,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 702 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,916,040 | 973 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,085,000 | 701 |
| Total interest expense | $19,666,000 | 590 |
| Net interest income | $26,419,000 | 798 |
| Provision for loan and lease losses | $658,000 | 1,514 |
| Total noninterest income | $6,133,000 | 925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,133,000 | 598 |
| Total noninterest expense | $20,834,000 | 807 |
| Salaries and employee benefits | $12,919,000 | 698 |
| Premises and equipment expense | $3,729,000 | 665 |
| Additional noninterest expense | $4,186,000 | 1,241 |
| Pre-tax net operating income | $11,060,000 | 897 |
| Securities gains (losses) | $764,000 | 223 |
| Applicable income taxes | $3,819,000 | 804 |
| Income before extraordinary items | $8,005,000 | 900 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,005,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,951 |
| Cash dividends | $7,000,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,485,480 | 945 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,512,000 | 699 |
| Total interest expense | $13,877,000 | 588 |
| Net interest income | $19,635,000 | 806 |
| Provision for loan and lease losses | $506,000 | 1,389 |
| Total noninterest income | $4,555,000 | 929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,555,000 | 600 |
| Total noninterest expense | $15,231,000 | 827 |
| Salaries and employee benefits | $9,403,000 | 710 |
| Premises and equipment expense | $2,734,000 | 672 |
| Additional noninterest expense | $3,094,000 | 1,235 |
| Pre-tax net operating income | $8,453,000 | 875 |
| Securities gains (losses) | $511,000 | 257 |
| Applicable income taxes | $2,892,000 | 801 |
| Income before extraordinary items | $6,072,000 | 883 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,072,000 | 884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,287 |
| Cash dividends | $5,500,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,724,520 | 925 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,597,000 | 703 |
| Total interest expense | $8,728,000 | 585 |
| Net interest income | $12,869,000 | 812 |
| Provision for loan and lease losses | $365,000 | 1,285 |
| Total noninterest income | $2,945,000 | 945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,945,000 | 602 |
| Total noninterest expense | $9,854,000 | 853 |
| Salaries and employee benefits | $6,102,000 | 725 |
| Premises and equipment expense | $1,781,000 | 678 |
| Additional noninterest expense | $1,971,000 | 1,269 |
| Pre-tax net operating income | $5,595,000 | 860 |
| Securities gains (losses) | $316,000 | 328 |
| Applicable income taxes | $1,907,000 | 787 |
| Income before extraordinary items | $4,004,000 | 872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,004,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,211 |
| Cash dividends | $4,000,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,789,120 | 902 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,596,000 | 709 |
| Total interest expense | $4,132,000 | 582 |
| Net interest income | $6,464,000 | 802 |
| Provision for loan and lease losses | $155,000 | 1,354 |
| Total noninterest income | $1,423,000 | 944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,423,000 | 608 |
| Total noninterest expense | $4,873,000 | 853 |
| Salaries and employee benefits | $3,039,000 | 728 |
| Premises and equipment expense | $846,000 | 707 |
| Additional noninterest expense | $988,000 | 1,260 |
| Pre-tax net operating income | $2,859,000 | 824 |
| Securities gains (losses) | $134,000 | 323 |
| Applicable income taxes | $967,000 | 779 |
| Income before extraordinary items | $2,026,000 | 855 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,026,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,823 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,934,880 | 880 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $39,370,000 | 707 |
| Total interest expense | $14,360,000 | 578 |
| Net interest income | $25,010,000 | 790 |
| Provision for loan and lease losses | $1,020,000 | 1,016 |
| Total noninterest income | $5,587,000 | 989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,587,000 | 618 |
| Total noninterest expense | $18,402,000 | 891 |
| Salaries and employee benefits | $11,228,000 | 761 |
| Premises and equipment expense | $3,564,000 | 650 |
| Additional noninterest expense | $3,610,000 | 1,378 |
| Pre-tax net operating income | $11,175,000 | 789 |
| Securities gains (losses) | $608,000 | 399 |
| Applicable income taxes | $3,806,000 | 744 |
| Income before extraordinary items | $7,977,000 | 828 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,977,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $862,000 | 877 |
| Cash dividends | $6,000,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,563,560 | 840 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,176,000 | 714 |
| Total interest expense | $10,574,000 | 573 |
| Net interest income | $18,602,000 | 792 |
| Provision for loan and lease losses | $663,000 | 1,149 |
| Total noninterest income | $4,063,000 | 1,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,063,000 | 653 |
| Total noninterest expense | $13,733,000 | 889 |
| Salaries and employee benefits | $8,340,000 | 770 |
| Premises and equipment expense | $2,696,000 | 643 |
| Additional noninterest expense | $2,697,000 | 1,373 |
| Pre-tax net operating income | $8,269,000 | 803 |
| Securities gains (losses) | $464,000 | 445 |
| Applicable income taxes | $2,808,000 | 766 |
| Income before extraordinary items | $5,925,000 | 846 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,925,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 877 |
| Cash dividends | $4,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,609,480 | 845 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,093,000 | 717 |
| Total interest expense | $6,950,000 | 571 |
| Net interest income | $12,143,000 | 800 |
| Provision for loan and lease losses | $461,000 | 1,089 |
| Total noninterest income | $2,642,000 | 1,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,642,000 | 665 |
| Total noninterest expense | $9,075,000 | 896 |
| Salaries and employee benefits | $5,481,000 | 780 |
| Premises and equipment expense | $1,809,000 | 643 |
| Additional noninterest expense | $1,785,000 | 1,362 |
| Pre-tax net operating income | $5,249,000 | 830 |
| Securities gains (losses) | $323,000 | 463 |
| Applicable income taxes | $1,782,000 | 792 |
| Income before extraordinary items | $3,790,000 | 866 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,790,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 883 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,570,360 | 879 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,380,000 | 749 |
| Total interest expense | $3,513,000 | 581 |
| Net interest income | $5,867,000 | 844 |
| Provision for loan and lease losses | $259,000 | 925 |
| Total noninterest income | $1,282,000 | 1,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,282,000 | 660 |
| Total noninterest expense | $4,350,000 | 939 |
| Salaries and employee benefits | $2,687,000 | 810 |
| Premises and equipment expense | $904,000 | 646 |
| Additional noninterest expense | $759,000 | 1,574 |
| Pre-tax net operating income | $2,540,000 | 851 |
| Securities gains (losses) | $127,000 | 690 |
| Applicable income taxes | $850,000 | 849 |
| Income before extraordinary items | $1,817,000 | 895 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,817,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 756 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,730,640 | 894 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,636,000 | 732 |
| Total interest expense | $16,057,000 | 566 |
| Net interest income | $22,579,000 | 859 |
| Provision for loan and lease losses | $690,000 | 1,639 |
| Total noninterest income | $5,272,000 | 1,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,272,000 | 728 |
| Total noninterest expense | $17,791,000 | 903 |
| Salaries and employee benefits | $10,556,000 | 800 |
| Premises and equipment expense | $3,662,000 | 619 |
| Additional noninterest expense | $3,573,000 | 1,377 |
| Pre-tax net operating income | $9,370,000 | 906 |
| Securities gains (losses) | $1,696,000 | 335 |
| Applicable income taxes | $3,443,000 | 829 |
| Income before extraordinary items | $7,623,000 | 852 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,623,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,693 |
| Cash dividends | $3,000,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,452,760 | 934 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,193,000 | 744 |
| Total interest expense | $12,368,000 | 579 |
| Net interest income | $16,825,000 | 866 |
| Provision for loan and lease losses | $619,000 | 1,373 |
| Total noninterest income | $4,043,000 | 1,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,043,000 | 748 |
| Total noninterest expense | $13,234,000 | 930 |
| Salaries and employee benefits | $7,748,000 | 830 |
| Premises and equipment expense | $2,745,000 | 633 |
| Additional noninterest expense | $2,741,000 | 1,347 |
| Pre-tax net operating income | $7,015,000 | 939 |
| Securities gains (losses) | $1,512,000 | 339 |
| Applicable income taxes | $2,662,000 | 853 |
| Income before extraordinary items | $5,865,000 | 862 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,865,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,821,720 | 975 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,744,000 | 740 |
| Total interest expense | $8,563,000 | 577 |
| Net interest income | $11,181,000 | 874 |
| Provision for loan and lease losses | $415,000 | 1,349 |
| Total noninterest income | $2,787,000 | 1,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,787,000 | 711 |
| Total noninterest expense | $8,772,000 | 931 |
| Salaries and employee benefits | $5,066,000 | 845 |
| Premises and equipment expense | $1,780,000 | 653 |
| Additional noninterest expense | $1,926,000 | 1,287 |
| Pre-tax net operating income | $4,781,000 | 922 |
| Securities gains (losses) | $912,000 | 390 |
| Applicable income taxes | $1,731,000 | 878 |
| Income before extraordinary items | $3,962,000 | 849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,962,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,572 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,323,600 | 929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,060,000 | 733 |
| Total interest expense | $4,417,000 | 571 |
| Net interest income | $5,643,000 | 866 |
| Provision for loan and lease losses | $279,000 | 1,018 |
| Total noninterest income | $1,158,000 | 1,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,158,000 | 808 |
| Total noninterest expense | $3,916,000 | 1,035 |
| Salaries and employee benefits | $2,472,000 | 871 |
| Premises and equipment expense | $796,000 | 742 |
| Additional noninterest expense | $648,000 | 1,813 |
| Pre-tax net operating income | $2,606,000 | 869 |
| Securities gains (losses) | $402,000 | 416 |
| Applicable income taxes | $978,000 | 813 |
| Income before extraordinary items | $2,030,000 | 832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,030,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,241 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,760,660 | 882 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $43,946,000 | 696 |
| Total interest expense | $21,685,000 | 537 |
| Net interest income | $22,261,000 | 876 |
| Provision for loan and lease losses | $1,499,000 | 951 |
| Total noninterest income | $4,526,000 | 1,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,526,000 | 740 |
| Total noninterest expense | $14,181,000 | 1,096 |
| Salaries and employee benefits | $8,717,000 | 921 |
| Premises and equipment expense | $2,793,000 | 787 |
| Additional noninterest expense | $2,671,000 | 1,752 |
| Pre-tax net operating income | $11,107,000 | 781 |
| Securities gains (losses) | $888,000 | 456 |
| Applicable income taxes | $4,085,000 | 718 |
| Income before extraordinary items | $7,910,000 | 803 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,910,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,324,000 | 749 |
| Cash dividends | $8,000,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,323,920 | 822 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $49,944,000 | 701 |
| Total interest expense | $32,000,000 | 543 |
| Net interest income | $17,944,000 | 1,011 |
| Provision for loan and lease losses | $452,000 | 2,387 |
| Total noninterest income | $3,146,000 | 1,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,146,000 | 911 |
| Total noninterest expense | $13,328,000 | 1,112 |
| Salaries and employee benefits | $8,578,000 | 870 |
| Premises and equipment expense | $2,412,000 | 871 |
| Additional noninterest expense | $2,338,000 | 1,932 |
| Pre-tax net operating income | $7,310,000 | 1,020 |
| Securities gains (losses) | $748,000 | 479 |
| Applicable income taxes | $2,552,000 | 961 |
| Income before extraordinary items | $5,506,000 | 1,001 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,506,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 2,027 |
| Cash dividends | $12,900,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,997,360 | 1,053 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $51,617,000 | 709 |
| Total interest expense | $33,368,000 | 578 |
| Net interest income | $18,249,000 | 948 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $2,231,000 | 1,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,231,000 | 1,056 |
| Total noninterest expense | $12,160,000 | 1,145 |
| Salaries and employee benefits | $7,981,000 | 871 |
| Premises and equipment expense | $2,154,000 | 929 |
| Additional noninterest expense | $2,025,000 | 2,128 |
| Pre-tax net operating income | $8,320,000 | 931 |
| Securities gains (losses) | $89,000 | 593 |
| Applicable income taxes | $2,772,000 | 879 |
| Income before extraordinary items | $5,637,000 | 945 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,637,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $7,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,577,370 | 954 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $46,846,000 | 734 |
| Total interest expense | $28,012,000 | 590 |
| Net interest income | $18,834,000 | 935 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $1,765,000 | 2,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,765,000 | 1,255 |
| Total noninterest expense | $11,369,000 | 1,217 |
| Salaries and employee benefits | $7,165,000 | 955 |
| Premises and equipment expense | $1,942,000 | 1,048 |
| Additional noninterest expense | $2,262,000 | 1,923 |
| Pre-tax net operating income | $9,210,000 | 892 |
| Securities gains (losses) | $190,000 | 555 |
| Applicable income taxes | $3,138,000 | 852 |
| Income before extraordinary items | $6,262,000 | 901 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,262,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,793 |
| Cash dividends | $2,500,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,134,700 | 900 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $43,594,000 | 767 |
| Total interest expense | $26,544,000 | 632 |
| Net interest income | $17,050,000 | 983 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $1,695,000 | 2,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,695,000 | 1,294 |
| Total noninterest expense | $10,183,000 | 1,302 |
| Salaries and employee benefits | $6,580,000 | 992 |
| Premises and equipment expense | $1,765,000 | 1,089 |
| Additional noninterest expense | $1,838,000 | 2,273 |
| Pre-tax net operating income | $8,507,000 | 921 |
| Securities gains (losses) | $270,000 | 782 |
| Applicable income taxes | $3,095,000 | 845 |
| Income before extraordinary items | $5,682,000 | 950 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,682,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,159 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,506,500 | 956 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $39,824,000 | 859 |
| Total interest expense | $24,461,000 | 685 |
| Net interest income | $15,363,000 | 1,146 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,681,000 | 2,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,681,000 | 1,235 |
| Total noninterest expense | $9,789,000 | 1,343 |
| Salaries and employee benefits | $6,397,000 | 1,033 |
| Premises and equipment expense | $1,697,000 | 1,172 |
| Additional noninterest expense | $1,695,000 | 2,433 |
| Pre-tax net operating income | $7,255,000 | 1,110 |
| Securities gains (losses) | $423,000 | 467 |
| Applicable income taxes | $2,757,000 | 1,001 |
| Income before extraordinary items | $4,921,000 | 1,133 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,921,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,234 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,650,280 | 1,157 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,367,000 | 968 |
| Total interest expense | $22,849,000 | 763 |
| Net interest income | $13,518,000 | 1,315 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,447,000 | 2,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,447,000 | 1,418 |
| Total noninterest expense | $10,621,000 | 1,353 |
| Salaries and employee benefits | $4,381,000 | 1,521 |
| Premises and equipment expense | $1,496,000 | 1,365 |
| Additional noninterest expense | $4,744,000 | 1,181 |
| Pre-tax net operating income | $4,284,000 | 1,686 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $1,397,000 | 1,713 |
| Income before extraordinary items | $2,886,000 | 1,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,886,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $22,888,000 | 26 |
| Net operating income | $2,886,670 | 1,690 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,642,000 | 1,082 |
| Total interest expense | $21,540,000 | 825 |
| Net interest income | $11,102,000 | 1,618 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $1,418,000 | 2,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,418,000 | 1,412 |
| Total noninterest expense | $6,823,000 | 2,027 |
| Salaries and employee benefits | $3,551,000 | 1,865 |
| Premises and equipment expense | $1,314,000 | 1,549 |
| Additional noninterest expense | $1,958,000 | 2,441 |
| Pre-tax net operating income | $5,562,000 | 1,374 |
| Securities gains (losses) | $308,000 | 502 |
| Applicable income taxes | $1,867,000 | 1,351 |
| Income before extraordinary items | $4,003,000 | 1,322 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,003,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,793,560 | 1,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,545,000 | 1,069 |
| Total interest expense | $17,701,000 | 792 |
| Net interest income | $11,844,000 | 1,520 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $1,276,000 | 2,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,276,000 | 1,560 |
| Total noninterest expense | $6,600,000 | 2,142 |
| Salaries and employee benefits | $3,210,000 | 2,058 |
| Premises and equipment expense | $1,386,000 | 1,504 |
| Additional noninterest expense | $2,004,000 | 2,570 |
| Pre-tax net operating income | $6,466,000 | 1,166 |
| Securities gains (losses) | $444,000 | 296 |
| Applicable income taxes | $2,208,000 | 1,096 |
| Income before extraordinary items | $4,702,000 | 1,078 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,702,000 | 1,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,670 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,400,080 | 1,164 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,732,000 | 1,062 |
| Total interest expense | $17,047,000 | 825 |
| Net interest income | $12,685,000 | 1,431 |
| Provision for loan and lease losses | $511,000 | 2,052 |
| Total noninterest income | $1,489,000 | 2,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,489,000 | 1,562 |
| Total noninterest expense | $6,309,000 | 2,292 |
| Salaries and employee benefits | $2,976,000 | 2,238 |
| Premises and equipment expense | $1,229,000 | 1,703 |
| Additional noninterest expense | $2,104,000 | 2,612 |
| Pre-tax net operating income | $7,354,000 | 972 |
| Securities gains (losses) | $1,062,000 | 521 |
| Applicable income taxes | $3,043,000 | 847 |
| Income before extraordinary items | $5,373,000 | 966 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,373,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,693,320 | 1,032 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,884,000 | 1,186 |
| Total interest expense | $19,845,000 | 913 |
| Net interest income | $11,039,000 | 1,672 |
| Provision for loan and lease losses | $443,000 | 3,257 |
| Total noninterest income | $1,383,000 | 2,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,383,000 | 1,598 |
| Total noninterest expense | $5,757,000 | 2,512 |
| Salaries and employee benefits | $2,704,000 | 2,393 |
| Premises and equipment expense | $1,123,000 | 1,881 |
| Additional noninterest expense | $1,930,000 | 2,883 |
| Pre-tax net operating income | $6,222,000 | 1,050 |
| Securities gains (losses) | $854,000 | 736 |
| Applicable income taxes | $2,574,000 | 896 |
| Income before extraordinary items | $4,502,000 | 1,050 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,502,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,955,440 | 1,091 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.