Home > First Federal Bank > Net charge- offs to loans
First Federal Bank, Net charge- offs to loans
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1441% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 1.2054% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 1,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2248% | 4,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 2,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0598% | 2,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2926% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2926% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1840% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 1.8181% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2286% | 4,723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0867% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1584% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1584% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2739% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 3.1147% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1211% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 5,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2365% | 4,746 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 5,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1469% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2407% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2407% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2355% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2456% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 1.7725% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2562% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 5,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2356% | 4,761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 4,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2563% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2563% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8174% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7598% | 699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 5,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4440% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8716% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7034% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0684% | 4,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7191% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7657% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6536% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6536% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9718% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8903% | 540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 5,495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4575% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3482% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7622% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7769% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6938% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5168% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5168% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3740% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2568% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.1380% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7071% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5171% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9034% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0749% | 4,805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9208% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1333% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3179% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3179% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 2,202 |
| Percentage Net Loans Charged-off:Construction & development | -2.9450% | 6,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3788% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5111% | 6,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3654% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3654% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4515% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4317% | 587 |
| Percentage Net Loans Charged-off:Construction & development | -1.6034% | 6,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1264% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9105% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9067% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0843% | 5,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9268% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3055% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0943% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0943% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.3181% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6539% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7085% | 440 |
| Percentage Net Loans Charged-off:Construction & development | -2.4076% | 6,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9529% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.4147% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8719% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1059% | 5,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8926% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3710% | 6,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4527% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4527% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1754% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0256% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1003% | 350 |
| Percentage Net Loans Charged-off:Construction & development | -5.7197% | 6,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1966% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.4179% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0519% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1513% | 5,139 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0778% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5098% | 6,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6264% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6264% | 719 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.8226% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8253% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8872% | 247 |
| Percentage Net Loans Charged-off:Construction & development | -11.5482% | 6,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9374% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.9939% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8606% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2790% | 5,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8864% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2772% | 6,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3801% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3801% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.1445% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7972% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0139% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 1.6950% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2614% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.1949% | 5,769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3404% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3797% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.0454% | 7,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9791% | 7,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9235% | 7,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7655% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0280% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 2.7988% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8006% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6832% | 5,728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6182% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6372% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.9714% | 7,143 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2618% | 6,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2436% | 6,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1224% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5071% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 4.0230% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8933% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5299% | 5,748 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7826% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8078% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -14.4109% | 7,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4477% | 7,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4067% | 6,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7757% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | -8.1843% | 6,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8747% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2860% | 5,779 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8384% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8666% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -25.9231% | 7,275 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7058% | 7,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6119% | 7,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9884% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7163% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 2.3837% | 1,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6886% | 1,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.0764% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9499% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9928% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.3203% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0987% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2302% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9132% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 2.0050% | 1,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3113% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.8646% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0385% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0880% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.0207% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3607% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5600% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3137% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 3.0679% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3088% | 1,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9410% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2053% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2671% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8074% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2248% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1560% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0016% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 4.9920% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7294% | 7,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6574% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6945% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9612% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7750% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0867% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9940% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 13.6637% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0755% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3918% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8818% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9385% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5810% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4435% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2834% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 14.3304% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9525% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0553% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9986% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0636% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.8399% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7359% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2107% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1702% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 2.8617% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3425% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5589% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8840% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9421% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3553% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1353% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6268% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6810% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 5.8385% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4978% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8685% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5479% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5853% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6974% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1643% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7076% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4665% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 1.1634% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3144% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2200% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2374% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3437% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7588% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6924% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4610% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 1.3340% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2430% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1459% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1814% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6395% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5754% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3000% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.8206% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1759% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1907% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9099% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8028% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 1.3024% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1918% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1802% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1957% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7767% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5660% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5120% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4609% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 1.4433% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2497% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0401% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6190% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5810% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 1.8331% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3777% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8075% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5427% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5312% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 1.5654% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0917% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1092% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2621% | 3,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8815% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9331% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 2.9177% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0578% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1716% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.1424% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1045% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3412% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.1065% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9378% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3379% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.1604% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1554% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4964% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0837% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4471% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0677% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0506% | 8,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6386% | 2,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 5,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0482% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0679% | 8,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 7,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 7,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 7,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6995% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3920% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8488% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 8,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 8,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1085% | 7,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7874% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 3,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1088% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7277% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0201% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8559% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8095% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1377% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5966% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4910% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 8,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8577% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3487% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 5,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0781% | 8,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5997% | 8,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3633% | 3,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7416% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | 25.8276% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 6,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1253% | 8,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8089% | 8,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 2,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4026% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6886% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | 23.4218% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 8,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0691% | 8,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6960% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4384% | 3,831 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9999% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 8,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 8,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 8,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0099% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4388% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | 18.1818% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9335% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 3,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0945% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6630% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6013% | 3,831 |
| Percentage Net Loans Charged-off: Credit card loans | 23.2869% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 5,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5160% | 4,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2144% | 2,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 8,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.2476% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0763% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2582% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 6,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3132% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0763% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 6,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6563% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3236% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 8,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1595% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 8,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0810% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1358% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0250% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0771% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0559% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 8,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1103% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8353% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 10,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1840% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7481% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |