Home > First Federal Bank > Assets and Liabilities
First Federal Bank, Assets and Liabilities
| 2014-12-31 | Rank | |
| # of Employees: | 151 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $603,767,000 | 1,143 |
| Cash and due from depository institutions | $29,522,000 | 971 |
| Interest-bearing balances | $13,861,000 | 2,210 |
| Securities | $79,247,000 | 1,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $422,885,000 | 1,073 |
| Loan loss allowance | $12,105,000 | 515 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $19,186,000 | 601 |
| Other real estate owned | $4,157,000 | 971 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $48,770,000 | 467 |
| Life insurance assets | $24,626,000 | 350 |
| Total liabilities and capital | $603,768,000 | 1,143 |
| Total liabilities | $534,549,000 | 1,141 |
| Total deposits | $509,451,000 | 1,114 |
| Interest-bearing deposits | $476,171,000 | 963 |
| Deposits held in domestic offices | $509,451,000 | 1,113 |
| % insured | 88.17% | 2,282 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $21,826,000 | 1,130 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $3,272,000 | 1,416 |
| Total equity capital | $69,219,000 | 1,115 |
| Total bank equity capital | $69,219,000 | 1,114 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $0 | 5,919 |
| Surplus | $91,430,000 | 442 |
| Undivided profits | $-22,211,000 | 6,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $9,243,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,729,000 | 1,496 |
| Earning assets | $515,993,000 | 1,233 |
| Long-term assets (5+ years) | $206,293,000 | 1,112 |
| Average Assets, year-to-date | $575,621,800 | 1,147 |
| Average Assets, quarterly | $602,594,000 | 1,132 |
| Volatile liabilities | $57,643,000 | 871 |
| Insider loans | $3,000,000 | 1,906 |
| FHLB advances | $21,826,000 | 1,081 |
| Loans and leases held for sale | $4,710,000 | 485 |
| Unused loan commitments | $56,652,000 | 1,359 |
| Tier 1 (core) risk-based capital | $54,215,000 | 1,337 |
| Tier 2 risk-based capital | $6,011,000 | 906 |
| Total risk weighted assets | $474,801,000 | 1,015 |
| Total unused commitments | $56,652,000 | 1,359 |
| Derivatives | $4,738,000 | 808 |
| 2014-09-30 | Rank | |
| # of Employees: | 154 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $601,421,000 | 1,138 |
| Cash and due from depository institutions | $38,048,000 | 952 |
| Interest-bearing balances | $31,325,000 | 1,075 |
| Securities | $69,419,000 | 2,048 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 2,033 |
| Net loans & leases | $420,774,000 | 1,067 |
| Loan loss allowance | $12,147,000 | 522 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $17,956,000 | 649 |
| Other real estate owned | $5,372,000 | 952 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $49,327,000 | 463 |
| Life insurance assets | $24,421,000 | 345 |
| Total liabilities and capital | $601,421,000 | 1,138 |
| Total liabilities | $532,799,000 | 1,144 |
| Total deposits | $516,688,000 | 1,095 |
| Interest-bearing deposits | $491,248,000 | 926 |
| Deposits held in domestic offices | $516,688,000 | 1,093 |
| % insured | 87.52% | 2,642 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $13,855,000 | 1,491 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,256,000 | 1,894 |
| Total equity capital | $68,622,000 | 1,116 |
| Total bank equity capital | $68,622,000 | 1,115 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $0 | 5,990 |
| Surplus | $91,388,000 | 442 |
| Undivided profits | $-22,766,000 | 6,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $9,170,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,726,000 | 1,585 |
| Earning assets | $522,043,000 | 1,206 |
| Long-term assets (5+ years) | $205,297,000 | 1,120 |
| Average Assets, year-to-date | $568,585,500 | 1,173 |
| Average Assets, quarterly | $578,192,000 | 1,170 |
| Volatile liabilities | $61,306,000 | 820 |
| Insider loans | $3,099,000 | 1,841 |
| FHLB advances | $13,855,000 | 1,438 |
| Loans and leases held for sale | $6,696,000 | 397 |
| Unused loan commitments | $64,699,000 | 1,241 |
| Tier 1 (core) risk-based capital | $51,694,000 | 1,394 |
| Tier 2 risk-based capital | $5,903,000 | 918 |
| Total risk weighted assets | $465,975,000 | 1,020 |
| Total unused commitments | $64,699,000 | 1,241 |
| Derivatives | $6,704,000 | 752 |
| 2014-06-30 | Rank | |
| # of Employees: | 160 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $554,963,000 | 1,215 |
| Cash and due from depository institutions | $28,767,000 | 912 |
| Interest-bearing balances | $21,062,000 | 1,522 |
| Securities | $75,754,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $398,564,000 | 1,100 |
| Loan loss allowance | $12,167,000 | 529 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $18,061,000 | 644 |
| Other real estate owned | $6,157,000 | 912 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $27,660,000 | 775 |
| Life insurance assets | $24,216,000 | 342 |
| Total liabilities and capital | $554,963,000 | 1,215 |
| Total liabilities | $507,477,000 | 1,182 |
| Total deposits | $492,875,000 | 1,128 |
| Interest-bearing deposits | $468,792,000 | 966 |
| Deposits held in domestic offices | $492,875,000 | 1,127 |
| % insured | 92.30% | 1,420 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $11,884,000 | 1,617 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,718,000 | 1,555 |
| Total equity capital | $47,486,000 | 1,552 |
| Total bank equity capital | $47,486,000 | 1,551 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 6,055 |
| Surplus | $91,327,000 | 430 |
| Undivided profits | $-43,841,000 | 6,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $9,201,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,681,000 | 1,510 |
| Earning assets | $495,380,000 | 1,257 |
| Long-term assets (5+ years) | $206,400,000 | 1,112 |
| Average Assets, year-to-date | $557,640,330 | 1,198 |
| Average Assets, quarterly | $562,042,500 | 1,195 |
| Volatile liabilities | $34,376,000 | 1,326 |
| Insider loans | $3,124,000 | 1,837 |
| FHLB advances | $11,884,000 | 1,550 |
| Loans and leases held for sale | $6,648,000 | 413 |
| Unused loan commitments | $91,775,000 | 934 |
| Tier 1 (core) risk-based capital | $46,658,000 | 1,502 |
| Tier 2 risk-based capital | $5,492,000 | 989 |
| Total risk weighted assets | $432,692,000 | 1,071 |
| Total unused commitments | $91,775,000 | 934 |
| Derivatives | $6,658,000 | 766 |
| 2014-03-31 | Rank | |
| # of Employees: | 183 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $569,122,000 | 1,179 |
| Cash and due from depository institutions | $53,522,000 | 788 |
| Interest-bearing balances | $45,847,000 | 822 |
| Securities | $71,951,000 | 2,023 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $390,986,000 | 1,108 |
| Loan loss allowance | $12,478,000 | 520 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $18,439,000 | 636 |
| Other real estate owned | $7,031,000 | 788 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $27,193,000 | 788 |
| Life insurance assets | $24,011,000 | 343 |
| Total liabilities and capital | $569,121,000 | 1,179 |
| Total liabilities | $498,187,000 | 1,212 |
| Total deposits | $490,054,000 | 1,150 |
| Interest-bearing deposits | $466,842,000 | 989 |
| Deposits held in domestic offices | $490,054,000 | 1,149 |
| % insured | 93.13% | 1,203 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,912,000 | 2,172 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,221,000 | 1,797 |
| Total equity capital | $70,934,000 | 1,042 |
| Total bank equity capital | $70,934,000 | 1,041 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $0 | 6,116 |
| Surplus | $89,236,000 | 445 |
| Undivided profits | $-18,302,000 | 6,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $10,930,000 | 669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,633,000 | 1,534 |
| Earning assets | $508,784,000 | 1,228 |
| Long-term assets (5+ years) | $203,740,000 | 1,112 |
| Average Assets, year-to-date | $558,979,000 | 1,197 |
| Average Assets, quarterly | $558,979,000 | 1,197 |
| Volatile liabilities | $23,342,000 | 1,723 |
| Insider loans | $3,100,000 | 1,871 |
| FHLB advances | $5,912,000 | 2,103 |
| Loans and leases held for sale | $6,926,000 | 325 |
| Unused loan commitments | $60,228,000 | 1,280 |
| Tier 1 (core) risk-based capital | $70,813,000 | 992 |
| Tier 2 risk-based capital | $5,388,000 | 1,001 |
| Total risk weighted assets | $423,953,000 | 1,081 |
| Total unused commitments | $60,228,000 | 1,280 |
| Derivatives | $6,931,000 | 710 |
| 2013-12-31 | Rank | |
| # of Employees: | 185 | 792 |
| Assets and Liabilities | ||
| Total Assets: | $548,836,000 | 1,226 |
| Cash and due from depository institutions | $48,294,000 | 792 |
| Interest-bearing balances | $41,846,000 | 813 |
| Securities | $70,828,000 | 2,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $375,354,000 | 1,153 |
| Loan loss allowance | $12,711,000 | 523 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $18,769,000 | 622 |
| Other real estate owned | $8,627,000 | 792 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $26,964,000 | 810 |
| Life insurance assets | $23,811,000 | 343 |
| Total liabilities and capital | $548,836,000 | 1,226 |
| Total liabilities | $478,450,000 | 1,254 |
| Total deposits | $471,136,000 | 1,179 |
| Interest-bearing deposits | $450,504,000 | 1,017 |
| Deposits held in domestic offices | $471,136,000 | 1,178 |
| % insured | 93.25% | 1,214 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,940,000 | 2,278 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,374,000 | 2,487 |
| Total equity capital | $70,386,000 | 1,028 |
| Total bank equity capital | $70,386,000 | 1,027 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $0 | 6,192 |
| Surplus | $89,161,000 | 445 |
| Undivided profits | $-18,775,000 | 6,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $11,938,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,494,000 | 1,783 |
| Earning assets | $488,028,000 | 1,264 |
| Long-term assets (5+ years) | $203,754,000 | 1,088 |
| Average Assets, year-to-date | $534,505,000 | 1,244 |
| Average Assets, quarterly | $539,399,500 | 1,241 |
| Volatile liabilities | $24,598,000 | 1,710 |
| Insider loans | $3,100,000 | 1,876 |
| FHLB advances | $5,940,000 | 2,200 |
| Loans and leases held for sale | $4,199,000 | 460 |
| Unused loan commitments | $42,928,000 | 1,575 |
| Tier 1 (core) risk-based capital | $70,853,000 | 981 |
| Tier 2 risk-based capital | $5,183,000 | 1,039 |
| Total risk weighted assets | $407,126,000 | 1,122 |
| Total unused commitments | $42,928,000 | 1,575 |
| Derivatives | $4,205,000 | 784 |
| 2013-09-30 | Rank | |
| # of Employees: | 181 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $529,963,000 | 1,276 |
| Cash and due from depository institutions | $48,628,000 | 815 |
| Interest-bearing balances | $41,414,000 | 838 |
| Securities | $73,335,000 | 1,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $352,782,000 | 1,218 |
| Loan loss allowance | $13,078,000 | 532 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $18,940,000 | 620 |
| Other real estate owned | $9,835,000 | 815 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $26,443,000 | 814 |
| Life insurance assets | $23,606,000 | 342 |
| Total liabilities and capital | $529,963,000 | 1,276 |
| Total liabilities | $459,441,000 | 1,315 |
| Total deposits | $456,950,000 | 1,223 |
| Interest-bearing deposits | $434,423,000 | 1,053 |
| Deposits held in domestic offices | $456,950,000 | 1,222 |
| % insured | 93.77% | 1,172 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $968,000 | 3,538 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,523,000 | 2,460 |
| Total equity capital | $70,522,000 | 1,030 |
| Total bank equity capital | $70,522,000 | 1,029 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $0 | 6,266 |
| Surplus | $89,087,000 | 443 |
| Undivided profits | $-18,565,000 | 6,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $13,068,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,525,000 | 1,820 |
| Earning assets | $467,531,000 | 1,328 |
| Long-term assets (5+ years) | $204,880,000 | 1,064 |
| Average Assets, year-to-date | $530,922,250 | 1,264 |
| Average Assets, quarterly | $522,893,000 | 1,285 |
| Volatile liabilities | $24,737,000 | 1,701 |
| Insider loans | $3,100,000 | 1,856 |
| FHLB advances | $968,000 | 3,407 |
| Loans and leases held for sale | $3,947,000 | 533 |
| Unused loan commitments | $44,556,000 | 1,553 |
| Tier 1 (core) risk-based capital | $70,417,000 | 993 |
| Tier 2 risk-based capital | $4,780,000 | 1,132 |
| Total risk weighted assets | $374,110,000 | 1,214 |
| Total unused commitments | $44,556,000 | 1,553 |
| Derivatives | $3,963,000 | 848 |
| 2013-06-30 | Rank | |
| # of Employees: | 180 | 824 |
| Assets and Liabilities | ||
| Total Assets: | $515,823,000 | 1,295 |
| Cash and due from depository institutions | $74,212,000 | 824 |
| Interest-bearing balances | $68,171,000 | 526 |
| Securities | $48,220,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $335,000,000 | 1,265 |
| Loan loss allowance | $13,249,000 | 535 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $20,454,000 | 560 |
| Other real estate owned | $11,967,000 | 824 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $25,970,000 | 820 |
| Life insurance assets | $23,402,000 | 343 |
| Total liabilities and capital | $515,823,000 | 1,295 |
| Total liabilities | $445,979,000 | 1,334 |
| Total deposits | $443,456,000 | 1,258 |
| Interest-bearing deposits | $419,556,000 | 1,092 |
| Deposits held in domestic offices | $443,456,000 | 1,257 |
| % insured | 95.93% | 657 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $996,000 | 3,506 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,527,000 | 2,383 |
| Total equity capital | $69,844,000 | 1,029 |
| Total bank equity capital | $69,844,000 | 1,028 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $0 | 6,316 |
| Surplus | $89,014,000 | 441 |
| Undivided profits | $-19,170,000 | 6,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $13,727,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,400,000 | 1,913 |
| Earning assets | $451,391,000 | 1,352 |
| Long-term assets (5+ years) | $194,381,000 | 1,097 |
| Average Assets, year-to-date | $531,242,000 | 1,260 |
| Average Assets, quarterly | $531,665,500 | 1,258 |
| Volatile liabilities | $15,207,000 | 2,378 |
| Insider loans | $3,100,000 | 1,862 |
| FHLB advances | $996,000 | 3,386 |
| Loans and leases held for sale | $3,365,000 | 755 |
| Unused loan commitments | $48,627,000 | 1,418 |
| Tier 1 (core) risk-based capital | $70,013,000 | 986 |
| Tier 2 risk-based capital | $4,587,000 | 1,159 |
| Total risk weighted assets | $358,298,000 | 1,252 |
| Total unused commitments | $48,627,000 | 1,418 |
| Derivatives | $3,365,000 | 953 |
| 2013-03-31 | Rank | |
| # of Employees: | 187 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $547,508,000 | 1,236 |
| Cash and due from depository institutions | $96,591,000 | 793 |
| Interest-bearing balances | $90,126,000 | 479 |
| Securities | $51,328,000 | 2,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $338,561,000 | 1,233 |
| Loan loss allowance | $15,597,000 | 478 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $20,895,000 | 544 |
| Other real estate owned | $14,445,000 | 793 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $25,688,000 | 826 |
| Life insurance assets | $23,201,000 | 335 |
| Total liabilities and capital | $547,508,000 | 1,236 |
| Total liabilities | $477,107,000 | 1,254 |
| Total deposits | $472,529,000 | 1,183 |
| Interest-bearing deposits | $447,024,000 | 1,033 |
| Deposits held in domestic offices | $472,529,000 | 1,181 |
| % insured | 95.77% | 703 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,052,000 | 2,709 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,526,000 | 2,428 |
| Total equity capital | $70,401,000 | 1,046 |
| Total bank equity capital | $70,401,000 | 1,044 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $0 | 6,388 |
| Surplus | $88,960,000 | 441 |
| Undivided profits | $-18,559,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $17,991,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,568,000 | 1,667 |
| Earning assets | $480,015,000 | 1,295 |
| Long-term assets (5+ years) | $195,338,000 | 1,076 |
| Average Assets, year-to-date | $538,951,500 | 1,252 |
| Average Assets, quarterly | $538,951,500 | 1,252 |
| Volatile liabilities | $14,857,000 | 2,386 |
| Insider loans | $1,180,000 | 3,362 |
| FHLB advances | $3,052,000 | 2,619 |
| Loans and leases held for sale | $4,805,000 | 612 |
| Unused loan commitments | $31,575,000 | 1,981 |
| Tier 1 (core) risk-based capital | $69,713,000 | 986 |
| Tier 2 risk-based capital | $4,656,000 | 1,150 |
| Total risk weighted assets | $361,570,000 | 1,235 |
| Total unused commitments | $31,575,000 | 1,981 |
| Derivatives | $746,000 | 1,235 |
| 2012-12-31 | Rank | |
| # of Employees: | 178 | 833 |
| Assets and Liabilities | ||
| Total Assets: | $530,395,000 | 1,272 |
| Cash and due from depository institutions | $72,198,000 | 833 |
| Interest-bearing balances | $64,216,000 | 672 |
| Securities | $53,326,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $341,763,000 | 1,220 |
| Loan loss allowance | $15,676,000 | 483 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $20,634,000 | 550 |
| Other real estate owned | $16,658,000 | 833 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $25,816,000 | 825 |
| Life insurance assets | $23,003,000 | 332 |
| Total liabilities and capital | $530,395,000 | 1,272 |
| Total liabilities | $462,198,000 | 1,297 |
| Total deposits | $457,231,000 | 1,227 |
| Interest-bearing deposits | $432,502,000 | 1,066 |
| Deposits held in domestic offices | $457,231,000 | 1,226 |
| % insured | 98.53% | 340 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $3,109,000 | 2,868 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,858,000 | 2,197 |
| Total equity capital | $68,197,000 | 1,072 |
| Total bank equity capital | $68,197,000 | 1,070 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $0 | 6,448 |
| Surplus | $87,133,000 | 454 |
| Undivided profits | $-18,936,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $18,824,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,518,000 | 1,790 |
| Earning assets | $459,305,000 | 1,333 |
| Long-term assets (5+ years) | $163,458,000 | 1,233 |
| Average Assets, year-to-date | $556,330,200 | 1,203 |
| Average Assets, quarterly | $537,075,500 | 1,249 |
| Volatile liabilities | $8,101,000 | 3,581 |
| Insider loans | $1,681,000 | 2,831 |
| FHLB advances | $3,109,000 | 2,767 |
| Loans and leases held for sale | $4,430,000 | 800 |
| Unused loan commitments | $37,387,000 | 1,644 |
| Tier 1 (core) risk-based capital | $67,434,000 | 1,003 |
| Tier 2 risk-based capital | $4,697,000 | 1,135 |
| Total risk weighted assets | $364,774,000 | 1,217 |
| Total unused commitments | $37,387,000 | 1,644 |
| Derivatives | $601,000 | 1,243 |
| 2012-09-30 | Rank | |
| # of Employees: | 188 | 783 |
| Assets and Liabilities | ||
| Total Assets: | $543,756,000 | 1,248 |
| Cash and due from depository institutions | $72,220,000 | 783 |
| Interest-bearing balances | $65,819,000 | 596 |
| Securities | $58,514,000 | 2,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $345,768,000 | 1,211 |
| Loan loss allowance | $16,432,000 | 484 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $20,917,000 | 533 |
| Other real estate owned | $20,535,000 | 783 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $25,802,000 | 838 |
| Life insurance assets | $22,799,000 | 328 |
| Total liabilities and capital | $543,756,000 | 1,248 |
| Total liabilities | $475,142,000 | 1,273 |
| Total deposits | $468,237,000 | 1,187 |
| Interest-bearing deposits | $443,487,000 | 1,030 |
| Deposits held in domestic offices | $468,237,000 | 1,186 |
| % insured | 96.47% | 1,055 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $3,174,000 | 2,911 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,731,000 | 1,375 |
| Total equity capital | $68,614,000 | 1,062 |
| Total bank equity capital | $68,614,000 | 1,060 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 6,537 |
| Surplus | $87,097,000 | 452 |
| Undivided profits | $-18,483,000 | 7,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $19,515,000 | 622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,753,000 | 1,687 |
| Earning assets | $470,101,000 | 1,328 |
| Long-term assets (5+ years) | $174,171,000 | 1,162 |
| Average Assets, year-to-date | $562,814,000 | 1,197 |
| Average Assets, quarterly | $549,529,500 | 1,231 |
| Volatile liabilities | $17,210,000 | 2,259 |
| Insider loans | $9,168,000 | 657 |
| FHLB advances | $3,174,000 | 2,806 |
| Loans and leases held for sale | $5,779,000 | 669 |
| Unused loan commitments | $43,488,000 | 1,476 |
| Tier 1 (core) risk-based capital | $67,764,000 | 997 |
| Tier 2 risk-based capital | $4,804,000 | 1,120 |
| Total risk weighted assets | $372,690,000 | 1,206 |
| Total unused commitments | $43,488,000 | 1,476 |
| Derivatives | $849,000 | 1,224 |
| 2012-06-30 | Rank | |
| # of Employees: | 192 | 769 |
| Assets and Liabilities | ||
| Total Assets: | $555,303,000 | 1,216 |
| Cash and due from depository institutions | $92,051,000 | 769 |
| Interest-bearing balances | $82,463,000 | 469 |
| Securities | $55,839,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $335,771,000 | 1,250 |
| Loan loss allowance | $17,264,000 | 461 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $20,666,000 | 538 |
| Other real estate owned | $25,168,000 | 769 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $25,808,000 | 848 |
| Life insurance assets | $22,600,000 | 327 |
| Total liabilities and capital | $555,303,000 | 1,216 |
| Total liabilities | $487,454,000 | 1,237 |
| Total deposits | $480,364,000 | 1,138 |
| Interest-bearing deposits | $454,040,000 | 1,015 |
| Deposits held in domestic offices | $480,364,000 | 1,136 |
| % insured | 96.59% | 1,060 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $4,323,000 | 2,746 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,767,000 | 1,613 |
| Total equity capital | $67,849,000 | 1,051 |
| Total bank equity capital | $67,849,000 | 1,049 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $87,065,000 | 444 |
| Undivided profits | $-19,216,000 | 7,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $21,943,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,582,000 | 1,739 |
| Earning assets | $474,073,000 | 1,301 |
| Long-term assets (5+ years) | $167,491,000 | 1,179 |
| Average Assets, year-to-date | $569,166,670 | 1,178 |
| Average Assets, quarterly | $564,337,000 | 1,195 |
| Volatile liabilities | $18,284,000 | 2,196 |
| Insider loans | $8,100,000 | 760 |
| FHLB advances | $4,323,000 | 2,639 |
| Loans and leases held for sale | $4,407,000 | 661 |
| Unused loan commitments | $34,479,000 | 1,734 |
| Tier 1 (core) risk-based capital | $67,235,000 | 984 |
| Tier 2 risk-based capital | $4,667,000 | 1,149 |
| Total risk weighted assets | $360,772,000 | 1,234 |
| Total unused commitments | $34,479,000 | 1,734 |
| Derivatives | $1,543,000 | 1,084 |
| 2012-03-31 | Rank | |
| # of Employees: | 202 | 720 |
| Assets and Liabilities | ||
| Total Assets: | $573,371,000 | 1,189 |
| Cash and due from depository institutions | $101,915,000 | 720 |
| Interest-bearing balances | $94,083,000 | 445 |
| Securities | $63,488,000 | 2,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $332,563,000 | 1,244 |
| Loan loss allowance | $18,340,000 | 432 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $20,964,000 | 525 |
| Other real estate owned | $28,631,000 | 720 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $25,810,000 | 838 |
| Life insurance assets | $22,406,000 | 321 |
| Total liabilities and capital | $573,371,000 | 1,189 |
| Total liabilities | $507,076,000 | 1,206 |
| Total deposits | $494,185,000 | 1,131 |
| Interest-bearing deposits | $465,914,000 | 991 |
| Deposits held in domestic offices | $494,185,000 | 1,129 |
| % insured | 96.94% | 968 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $6,502,000 | 2,280 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $6,389,000 | 856 |
| Total equity capital | $66,295,000 | 1,070 |
| Total bank equity capital | $66,295,000 | 1,068 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $86,027,000 | 452 |
| Undivided profits | $-19,732,000 | 7,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $26,042,000 | 544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,773,000 | 1,530 |
| Earning assets | $490,134,000 | 1,274 |
| Long-term assets (5+ years) | $213,032,000 | 931 |
| Average Assets, year-to-date | $576,098,500 | 1,168 |
| Average Assets, quarterly | $576,098,500 | 1,168 |
| Volatile liabilities | $20,335,000 | 2,034 |
| Insider loans | $100,000 | 6,059 |
| FHLB advances | $6,502,000 | 2,198 |
| Loans and leases held for sale | $3,667,000 | 717 |
| Unused loan commitments | $37,452,000 | 1,619 |
| Tier 1 (core) risk-based capital | $65,336,000 | 1,001 |
| Tier 2 risk-based capital | $4,624,000 | 1,152 |
| Total risk weighted assets | $356,209,000 | 1,248 |
| Total unused commitments | $37,452,000 | 1,619 |
| Derivatives | $625,000 | 1,177 |
| 2011-12-31 | Rank | |
| # of Employees: | 200 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $590,149,000 | 1,136 |
| Cash and due from depository institutions | $106,913,000 | 736 |
| Interest-bearing balances | $98,377,000 | 392 |
| Securities | $62,077,000 | 2,196 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $334,514,000 | 1,243 |
| Loan loss allowance | $20,784,000 | 395 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $21,277,000 | 518 |
| Other real estate owned | $39,436,000 | 736 |
| Goodwill and other intangibles | $164,000 | 2,441 |
| All other assets | $25,768,000 | 849 |
| Life insurance assets | $22,213,000 | 322 |
| Total liabilities and capital | $590,149,000 | 1,136 |
| Total liabilities | $513,291,000 | 1,175 |
| Total deposits | $502,203,000 | 1,079 |
| Interest-bearing deposits | $472,914,000 | 967 |
| Deposits held in domestic offices | $502,203,000 | 1,075 |
| % insured | 96.74% | 1,086 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $6,679,000 | 2,407 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,409,000 | 1,140 |
| Total equity capital | $76,858,000 | 913 |
| Total bank equity capital | $76,858,000 | 910 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $85,985,000 | 455 |
| Undivided profits | $-9,127,000 | 6,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $34,346,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,516,000 | 1,913 |
| Earning assets | $494,968,000 | 1,239 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $596,775,400 | 1,102 |
| Average Assets, quarterly | $595,581,000 | 1,121 |
| Volatile liabilities | $16,903,000 | 2,506 |
| Insider loans | $3,100,000 | 1,952 |
| FHLB advances | $6,679,000 | 2,316 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $26,573,000 | 2,072 |
| Tier 1 (core) risk-based capital | $75,796,000 | 853 |
| Tier 2 risk-based capital | $4,768,000 | 1,119 |
| Total risk weighted assets | $365,456,000 | 1,216 |
| Total unused commitments | $28,207,000 | 1,987 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 201 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $601,013,000 | 1,118 |
| Cash and due from depository institutions | $101,552,000 | 736 |
| Interest-bearing balances | $93,028,000 | 449 |
| Securities | $66,442,000 | 2,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $348,338,000 | 1,210 |
| Loan loss allowance | $23,022,000 | 369 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $21,377,000 | 513 |
| Other real estate owned | $36,294,000 | 736 |
| Goodwill and other intangibles | $111,000 | 2,584 |
| All other assets | $26,899,000 | 824 |
| Life insurance assets | $22,018,000 | 322 |
| Total liabilities and capital | $601,013,000 | 1,118 |
| Total liabilities | $522,314,000 | 1,147 |
| Total deposits | $509,273,000 | 1,067 |
| Interest-bearing deposits | $479,348,000 | 961 |
| Deposits held in domestic offices | $509,273,000 | 1,064 |
| % insured | 98.82% | 398 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $8,854,000 | 2,194 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,187,000 | 1,209 |
| Total equity capital | $78,699,000 | 891 |
| Total bank equity capital | $78,699,000 | 890 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $85,947,000 | 463 |
| Undivided profits | $-7,248,000 | 6,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $45,668,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,955,000 | 1,533 |
| Earning assets | $507,808,000 | 1,215 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $598,432,000 | 1,105 |
| Average Assets, quarterly | $608,660,500 | 1,088 |
| Volatile liabilities | $21,104,000 | 2,155 |
| Insider loans | $3,100,000 | 1,981 |
| FHLB advances | $8,854,000 | 2,089 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $31,400,000 | 1,823 |
| Tier 1 (core) risk-based capital | $77,686,000 | 826 |
| Tier 2 risk-based capital | $4,879,000 | 1,098 |
| Total risk weighted assets | $372,165,000 | 1,201 |
| Total unused commitments | $33,159,000 | 1,755 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 210 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $616,308,000 | 1,077 |
| Cash and due from depository institutions | $110,976,000 | 708 |
| Interest-bearing balances | $103,398,000 | 372 |
| Securities | $67,426,000 | 1,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $349,359,000 | 1,210 |
| Loan loss allowance | $23,022,000 | 378 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $21,587,000 | 509 |
| Other real estate owned | $39,973,000 | 708 |
| Goodwill and other intangibles | $125,000 | 2,575 |
| All other assets | $26,862,000 | 826 |
| Life insurance assets | $21,828,000 | 323 |
| Total liabilities and capital | $616,308,000 | 1,077 |
| Total liabilities | $536,853,000 | 1,114 |
| Total deposits | $519,124,000 | 1,033 |
| Interest-bearing deposits | $486,960,000 | 945 |
| Deposits held in domestic offices | $519,124,000 | 1,030 |
| % insured | 98.78% | 452 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,788,000 | 1,904 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,941,000 | 862 |
| Total equity capital | $79,455,000 | 877 |
| Total bank equity capital | $79,455,000 | 874 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $85,918,000 | 458 |
| Undivided profits | $-6,463,000 | 6,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $49,039,000 | 351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,096,000 | 1,357 |
| Earning assets | $520,183,000 | 1,171 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $597,571,670 | 1,110 |
| Average Assets, quarterly | $596,527,500 | 1,121 |
| Volatile liabilities | $25,255,000 | 1,892 |
| Insider loans | $400,000 | 5,182 |
| FHLB advances | $11,788,000 | 1,813 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $21,315,000 | 2,461 |
| Tier 1 (core) risk-based capital | $79,568,000 | 798 |
| Tier 2 risk-based capital | $4,854,000 | 1,123 |
| Total risk weighted assets | $370,138,000 | 1,222 |
| Total unused commitments | $24,890,000 | 2,197 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 226 | 647 |
| Assets and Liabilities | ||
| Total Assets: | $576,747,000 | 1,175 |
| Cash and due from depository institutions | $40,383,000 | 647 |
| Interest-bearing balances | $33,264,000 | 1,177 |
| Securities | $77,291,000 | 1,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $364,669,000 | 1,173 |
| Loan loss allowance | $23,022,000 | 389 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $21,790,000 | 508 |
| Other real estate owned | $43,850,000 | 647 |
| Goodwill and other intangibles | $150,000 | 2,515 |
| All other assets | $28,614,000 | 807 |
| Life insurance assets | $21,640,000 | 322 |
| Total liabilities and capital | $576,747,000 | 1,175 |
| Total liabilities | $541,636,000 | 1,119 |
| Total deposits | $523,116,000 | 1,048 |
| Interest-bearing deposits | $497,086,000 | 946 |
| Deposits held in domestic offices | $523,116,000 | 1,046 |
| % insured | 98.80% | 470 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $16,073,000 | 1,564 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,447,000 | 1,693 |
| Total equity capital | $35,111,000 | 1,913 |
| Total bank equity capital | $35,111,000 | 1,912 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $41,142,000 | 831 |
| Undivided profits | $-6,031,000 | 7,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $51,383,000 | 353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,394,000 | 1,176 |
| Earning assets | $475,224,000 | 1,309 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $588,203,500 | 1,136 |
| Average Assets, quarterly | $588,203,500 | 1,136 |
| Volatile liabilities | $25,582,000 | 1,929 |
| Insider loans | $140,000 | 6,081 |
| FHLB advances | $15,973,000 | 1,497 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $21,771,000 | 2,457 |
| Tier 1 (core) risk-based capital | $36,892,000 | 1,738 |
| Tier 2 risk-based capital | $5,079,000 | 1,094 |
| Total risk weighted assets | $388,377,000 | 1,160 |
| Total unused commitments | $21,771,000 | 2,457 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 231 | 638 |
| Assets and Liabilities | ||
| Total Assets: | $599,660,000 | 1,121 |
| Cash and due from depository institutions | $36,406,000 | 638 |
| Interest-bearing balances | $29,485,000 | 1,204 |
| Securities | $83,107,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $385,345,000 | 1,132 |
| Loan loss allowance | $23,022,000 | 391 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $22,075,000 | 503 |
| Other real estate owned | $44,706,000 | 638 |
| Goodwill and other intangibles | $162,000 | 2,498 |
| All other assets | $27,859,000 | 827 |
| Life insurance assets | $21,444,000 | 320 |
| Total liabilities and capital | $599,660,000 | 1,121 |
| Total liabilities | $563,519,000 | 1,070 |
| Total deposits | $542,658,000 | 999 |
| Interest-bearing deposits | $518,620,000 | 905 |
| Deposits held in domestic offices | $542,658,000 | 997 |
| % insured | 98.84% | 433 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,621,000 | 1,554 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,240,000 | 1,831 |
| Total equity capital | $36,141,000 | 1,844 |
| Total bank equity capital | $36,141,000 | 1,842 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $41,142,000 | 829 |
| Undivided profits | $-5,001,000 | 6,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $49,380,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,546,000 | 1,137 |
| Earning assets | $497,937,000 | 1,239 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $667,676,000 | 995 |
| Average Assets, quarterly | $615,900,500 | 1,089 |
| Volatile liabilities | $133,258,000 | 1,022 |
| Insider loans | $565,000 | 4,900 |
| FHLB advances | $18,193,000 | 1,488 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $23,662,000 | 2,275 |
| Tier 1 (core) risk-based capital | $38,299,000 | 1,658 |
| Tier 2 risk-based capital | $5,306,000 | 1,082 |
| Total risk weighted assets | $406,748,000 | 1,137 |
| Total unused commitments | $23,662,000 | 2,277 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 233 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $632,141,000 | 1,076 |
| Cash and due from depository institutions | $59,549,000 | 630 |
| Interest-bearing balances | $52,253,000 | 688 |
| Securities | $78,314,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $404,748,000 | 1,083 |
| Loan loss allowance | $23,022,000 | 390 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $22,422,000 | 490 |
| Other real estate owned | $39,882,000 | 630 |
| Goodwill and other intangibles | $150,000 | 2,519 |
| All other assets | $27,076,000 | 854 |
| Life insurance assets | $21,827,000 | 305 |
| Total liabilities and capital | $632,141,000 | 1,076 |
| Total liabilities | $592,927,000 | 1,028 |
| Total deposits | $570,047,000 | 951 |
| Interest-bearing deposits | $543,610,000 | 868 |
| Deposits held in domestic offices | $570,047,000 | 949 |
| % insured | 93.78% | 2,023 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $19,176,000 | 1,618 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,704,000 | 1,377 |
| Total equity capital | $39,214,000 | 1,748 |
| Total bank equity capital | $39,214,000 | 1,747 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $41,142,000 | 821 |
| Undivided profits | $-1,928,000 | 6,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $51,798,000 | 366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,474,000 | 1,255 |
| Earning assets | $535,315,000 | 1,169 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $684,680,000 | 976 |
| Average Assets, quarterly | $655,092,000 | 1,028 |
| Volatile liabilities | $147,272,000 | 937 |
| Insider loans | $209,000 | 6,018 |
| FHLB advances | $18,466,000 | 1,574 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $32,967,000 | 1,785 |
| Tier 1 (core) risk-based capital | $38,469,000 | 1,663 |
| Tier 2 risk-based capital | $5,411,000 | 1,069 |
| Total risk weighted assets | $415,265,000 | 1,137 |
| Total unused commitments | $33,342,000 | 1,776 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 238 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $678,043,000 | 996 |
| Cash and due from depository institutions | $63,796,000 | 613 |
| Interest-bearing balances | $55,014,000 | 633 |
| Securities | $88,290,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $439,017,000 | 1,021 |
| Loan loss allowance | $21,603,000 | 413 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $22,779,000 | 475 |
| Other real estate owned | $34,327,000 | 613 |
| Goodwill and other intangibles | $146,000 | 2,545 |
| All other assets | $29,688,000 | 796 |
| Life insurance assets | $21,627,000 | 308 |
| Total liabilities and capital | $678,043,000 | 996 |
| Total liabilities | $634,120,000 | 956 |
| Total deposits | $599,739,000 | 907 |
| Interest-bearing deposits | $572,418,000 | 820 |
| Deposits held in domestic offices | $599,739,000 | 905 |
| % insured | 92.81% | 2,537 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,781,000 | 1,550 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $12,600,000 | 502 |
| Total equity capital | $43,923,000 | 1,546 |
| Total bank equity capital | $43,923,000 | 1,544 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $41,142,000 | 822 |
| Undivided profits | $2,781,000 | 5,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $47,900,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,942,000 | 1,005 |
| Earning assets | $582,321,000 | 1,056 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $702,193,000 | 959 |
| Average Assets, quarterly | $687,716,500 | 979 |
| Volatile liabilities | $153,912,000 | 920 |
| Insider loans | $311,000 | 5,718 |
| FHLB advances | $20,921,000 | 1,512 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $26,331,000 | 2,160 |
| Tier 1 (core) risk-based capital | $43,777,000 | 1,449 |
| Tier 2 risk-based capital | $5,614,000 | 1,053 |
| Total risk weighted assets | $433,095,000 | 1,102 |
| Total unused commitments | $36,328,000 | 1,677 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 249 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $697,390,000 | 984 |
| Cash and due from depository institutions | $29,387,000 | 593 |
| Interest-bearing balances | $20,297,000 | 1,597 |
| Securities | $119,263,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $460,167,000 | 996 |
| Loan loss allowance | $23,946,000 | 398 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $23,088,000 | 481 |
| Other real estate owned | $33,623,000 | 593 |
| Goodwill and other intangibles | $149,000 | 2,546 |
| All other assets | $31,713,000 | 771 |
| Life insurance assets | $21,424,000 | 308 |
| Total liabilities and capital | $697,390,000 | 984 |
| Total liabilities | $654,211,000 | 946 |
| Total deposits | $614,109,000 | 898 |
| Interest-bearing deposits | $588,351,000 | 805 |
| Deposits held in domestic offices | $614,109,000 | 894 |
| % insured | 92.70% | 2,660 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,091,000 | 1,081 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,011,000 | 1,545 |
| Total equity capital | $43,179,000 | 1,570 |
| Total bank equity capital | $43,179,000 | 1,569 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $41,142,000 | 839 |
| Undivided profits | $2,037,000 | 5,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $46,345,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,672,000 | 809 |
| Earning assets | $599,727,000 | 1,042 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $714,268,000 | 965 |
| Average Assets, quarterly | $714,268,000 | 965 |
| Volatile liabilities | $177,007,000 | 831 |
| Insider loans | $312,000 | 5,778 |
| FHLB advances | $35,526,000 | 1,053 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,728,000 | 1,986 |
| Tier 1 (core) risk-based capital | $43,030,000 | 1,486 |
| Tier 2 risk-based capital | $5,984,000 | 1,002 |
| Total risk weighted assets | $460,765,000 | 1,063 |
| Total unused commitments | $30,728,000 | 1,989 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 257 | 576 |
| Assets and Liabilities | ||
| Total Assets: | $731,146,000 | 950 |
| Cash and due from depository institutions | $22,149,000 | 576 |
| Interest-bearing balances | $12,414,000 | 1,998 |
| Securities | $135,530,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $482,240,000 | 978 |
| Loan loss allowance | $25,375,000 | 385 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $23,427,000 | 473 |
| Other real estate owned | $35,251,000 | 576 |
| Goodwill and other intangibles | $140,000 | 2,583 |
| All other assets | $32,409,000 | 769 |
| Life insurance assets | $21,226,000 | 305 |
| Total liabilities and capital | $731,146,000 | 950 |
| Total liabilities | $688,964,000 | 913 |
| Total deposits | $625,436,000 | 883 |
| Interest-bearing deposits | $599,781,000 | 782 |
| Deposits held in domestic offices | $625,436,000 | 880 |
| % insured | 90.86% | 3,404 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $60,762,000 | 766 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,766,000 | 1,647 |
| Total equity capital | $42,182,000 | 1,575 |
| Total bank equity capital | $42,182,000 | 1,574 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $41,142,000 | 828 |
| Undivided profits | $1,040,000 | 6,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $42,804,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,228,000 | 720 |
| Earning assets | $630,184,000 | 1,005 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $771,005,800 | 890 |
| Average Assets, quarterly | $734,879,500 | 948 |
| Volatile liabilities | $185,424,000 | 798 |
| Insider loans | $314,000 | 5,852 |
| FHLB advances | $59,546,000 | 716 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $37,237,000 | 1,700 |
| Tier 1 (core) risk-based capital | $42,042,000 | 1,495 |
| Tier 2 risk-based capital | $6,302,000 | 968 |
| Total risk weighted assets | $485,123,000 | 1,033 |
| Total unused commitments | $37,237,000 | 1,701 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 265 | 562 |
| Assets and Liabilities | ||
| Total Assets: | $738,613,000 | 952 |
| Cash and due from depository institutions | $7,946,000 | 562 |
| Interest-bearing balances | $14,000 | 7,059 |
| Securities | $130,228,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $504,253,000 | 954 |
| Loan loss allowance | $21,000,000 | 440 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $23,738,000 | 472 |
| Other real estate owned | $27,970,000 | 562 |
| Goodwill and other intangibles | $144,000 | 2,614 |
| All other assets | $44,334,000 | 523 |
| Life insurance assets | $21,022,000 | 314 |
| Total liabilities and capital | $738,613,000 | 952 |
| Total liabilities | $676,649,000 | 933 |
| Total deposits | $604,698,000 | 916 |
| Interest-bearing deposits | $577,385,000 | 829 |
| Deposits held in domestic offices | $604,698,000 | 914 |
| % insured | 92.95% | 2,724 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $69,722,000 | 715 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,229,000 | 2,154 |
| Total equity capital | $61,964,000 | 1,103 |
| Total bank equity capital | $61,964,000 | 1,101 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $41,142,000 | 821 |
| Undivided profits | $20,822,000 | 1,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $47,101,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,420,000 | 716 |
| Earning assets | $634,495,000 | 1,015 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $780,970,750 | 884 |
| Average Assets, quarterly | $762,700,500 | 918 |
| Volatile liabilities | $186,996,000 | 811 |
| Insider loans | $315,000 | 5,892 |
| FHLB advances | $67,829,000 | 656 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $46,426,000 | 1,501 |
| Tier 1 (core) risk-based capital | $51,824,000 | 1,222 |
| Tier 2 risk-based capital | $6,485,000 | 947 |
| Total risk weighted assets | $504,275,000 | 1,019 |
| Total unused commitments | $46,426,000 | 1,503 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 273 | 550 |
| Assets and Liabilities | ||
| Total Assets: | $786,788,000 | 907 |
| Cash and due from depository institutions | $10,542,000 | 550 |
| Interest-bearing balances | $173,000 | 6,027 |
| Securities | $141,689,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $551,471,000 | 897 |
| Loan loss allowance | $5,906,000 | 1,297 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $23,998,000 | 471 |
| Other real estate owned | $23,473,000 | 550 |
| Goodwill and other intangibles | $152,000 | 2,611 |
| All other assets | $35,463,000 | 652 |
| Life insurance assets | $20,810,000 | 325 |
| Total liabilities and capital | $786,788,000 | 907 |
| Total liabilities | $701,649,000 | 918 |
| Total deposits | $620,668,000 | 893 |
| Interest-bearing deposits | $589,951,000 | 815 |
| Deposits held in domestic offices | $620,668,000 | 892 |
| % insured | 88.22% | 1,313 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $75,664,000 | 708 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,317,000 | 1,121 |
| Total equity capital | $85,139,000 | 781 |
| Total bank equity capital | $85,139,000 | 780 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $41,142,000 | 835 |
| Undivided profits | $43,997,000 | 751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $50,344,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $5,324,000 | 586 |
| Earning assets | $693,333,000 | 938 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $795,090,000 | 885 |
| Average Assets, quarterly | $795,063,500 | 894 |
| Volatile liabilities | $199,421,000 | 774 |
| Insider loans | $317,000 | 5,949 |
| FHLB advances | $73,248,000 | 661 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $46,972,000 | 1,553 |
| Tier 1 (core) risk-based capital | $84,987,000 | 724 |
| Tier 2 risk-based capital | $5,906,000 | 1,048 |
| Total risk weighted assets | $547,659,000 | 964 |
| Total unused commitments | $49,747,000 | 1,486 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 288 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $803,339,000 | 884 |
| Cash and due from depository institutions | $32,578,000 | 517 |
| Interest-bearing balances | $15,411,000 | 1,169 |
| Securities | $131,990,000 | 953 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $554,764,000 | 896 |
| Loan loss allowance | $4,613,000 | 1,544 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $24,246,000 | 466 |
| Other real estate owned | $25,133,000 | 517 |
| Goodwill and other intangibles | $167,000 | 2,583 |
| All other assets | $34,461,000 | 661 |
| Life insurance assets | $20,609,000 | 330 |
| Total liabilities and capital | $803,339,000 | 884 |
| Total liabilities | $717,309,000 | 889 |
| Total deposits | $634,850,000 | 869 |
| Interest-bearing deposits | $605,630,000 | 784 |
| Deposits held in domestic offices | $634,850,000 | 867 |
| % insured | 88.23% | 1,404 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $74,403,000 | 764 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,056,000 | 791 |
| Total equity capital | $86,030,000 | 771 |
| Total bank equity capital | $86,030,000 | 769 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $41,142,000 | 830 |
| Undivided profits | $44,888,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $41,704,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $5,026,000 | 622 |
| Earning assets | $702,165,000 | 918 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $799,241,000 | 881 |
| Average Assets, quarterly | $799,241,000 | 881 |
| Volatile liabilities | $204,520,000 | 764 |
| Insider loans | $318,000 | 5,993 |
| FHLB advances | $72,366,000 | 696 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $48,085,000 | 1,608 |
| Tier 1 (core) risk-based capital | $85,863,000 | 722 |
| Tier 2 risk-based capital | $4,613,000 | 1,301 |
| Total risk weighted assets | $548,099,000 | 970 |
| Total unused commitments | $53,656,000 | 1,454 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 293 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $795,143,000 | 884 |
| Cash and due from depository institutions | $9,367,000 | 512 |
| Interest-bearing balances | $8,000 | 6,843 |
| Securities | $136,412,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $567,747,000 | 865 |
| Loan loss allowance | $3,441,000 | 1,883 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $24,520,000 | 461 |
| Other real estate owned | $22,384,000 | 512 |
| Goodwill and other intangibles | $174,000 | 2,579 |
| All other assets | $34,539,000 | 663 |
| Life insurance assets | $20,412,000 | 330 |
| Total liabilities and capital | $795,143,000 | 884 |
| Total liabilities | $724,266,000 | 874 |
| Total deposits | $618,934,000 | 858 |
| Interest-bearing deposits | $591,398,000 | 773 |
| Deposits held in domestic offices | $618,934,000 | 854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $93,777,000 | 687 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $11,555,000 | 610 |
| Total equity capital | $70,877,000 | 936 |
| Total bank equity capital | $70,877,000 | 936 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $24,642,000 | 1,279 |
| Undivided profits | $46,235,000 | 721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,421,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,701,000 | 497 |
| Earning assets | $704,167,000 | 903 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $805,160,000 | 839 |
| Average Assets, quarterly | $792,466,000 | 874 |
| Volatile liabilities | $215,599,000 | 719 |
| Insider loans | $319,000 | 6,074 |
| FHLB advances | $82,182,000 | 693 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $49,778,000 | 1,576 |
| Tier 1 (core) risk-based capital | $70,703,000 | 870 |
| Tier 2 risk-based capital | $3,441,000 | 1,657 |
| Total risk weighted assets | $555,452,000 | 940 |
| Total unused commitments | $58,773,000 | 1,374 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 295 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $789,789,000 | 881 |
| Cash and due from depository institutions | $14,484,000 | 517 |
| Interest-bearing balances | $3,264,000 | 1,799 |
| Securities | $131,437,000 | 911 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $566,258,000 | 862 |
| Loan loss allowance | $3,017,000 | 1,933 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $24,822,000 | 453 |
| Other real estate owned | $17,402,000 | 517 |
| Goodwill and other intangibles | $139,000 | 2,713 |
| All other assets | $35,247,000 | 619 |
| Life insurance assets | $20,210,000 | 331 |
| Total liabilities and capital | $789,789,000 | 881 |
| Total liabilities | $719,147,000 | 866 |
| Total deposits | $613,363,000 | 839 |
| Interest-bearing deposits | $583,640,000 | 774 |
| Deposits held in domestic offices | $613,363,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $99,593,000 | 650 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,191,000 | 947 |
| Total equity capital | $70,642,000 | 957 |
| Total bank equity capital | $70,642,000 | 957 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $24,642,000 | 1,269 |
| Undivided profits | $46,000,000 | 748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,567,000 | 387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $7,303,000 | 484 |
| Earning assets | $700,959,000 | 893 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $807,664,250 | 837 |
| Average Assets, quarterly | $804,976,000 | 856 |
| Volatile liabilities | $213,959,000 | 709 |
| Insider loans | $381,000 | 5,868 |
| FHLB advances | $94,142,000 | 626 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $60,105,000 | 1,451 |
| Tier 1 (core) risk-based capital | $70,503,000 | 890 |
| Tier 2 risk-based capital | $3,017,000 | 1,786 |
| Total risk weighted assets | $553,062,000 | 933 |
| Total unused commitments | $63,105,000 | 1,390 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 303 | 509 |
| Assets and Liabilities | ||
| Total Assets: | $820,163,000 | 843 |
| Cash and due from depository institutions | $37,380,000 | 509 |
| Interest-bearing balances | $22,403,000 | 271 |
| Securities | $127,864,000 | 949 |
| Federal funds sold & reverse repurchase agreements | $4,990,000 | 2,251 |
| Net loans & leases | $569,645,000 | 845 |
| Loan loss allowance | $2,853,000 | 1,983 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $24,817,000 | 445 |
| Other real estate owned | $20,429,000 | 509 |
| Goodwill and other intangibles | $136,000 | 2,746 |
| All other assets | $34,902,000 | 602 |
| Life insurance assets | $20,012,000 | 335 |
| Total liabilities and capital | $820,163,000 | 843 |
| Total liabilities | $749,769,000 | 823 |
| Total deposits | $638,623,000 | 794 |
| Interest-bearing deposits | $609,354,000 | 725 |
| Deposits held in domestic offices | $638,623,000 | 791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $107,326,000 | 601 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,820,000 | 1,399 |
| Total equity capital | $70,394,000 | 956 |
| Total bank equity capital | $70,394,000 | 956 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $24,642,000 | 1,251 |
| Undivided profits | $45,752,000 | 770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,289,000 | 445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $7,923,000 | 432 |
| Earning assets | $724,902,000 | 860 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $813,622,670 | 828 |
| Average Assets, quarterly | $824,511,500 | 829 |
| Volatile liabilities | $225,801,000 | 685 |
| Insider loans | $382,000 | 5,870 |
| FHLB advances | $104,100,000 | 556 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $60,179,000 | 1,477 |
| Tier 1 (core) risk-based capital | $70,258,000 | 882 |
| Tier 2 risk-based capital | $2,853,000 | 1,841 |
| Total risk weighted assets | $563,321,000 | 911 |
| Total unused commitments | $61,374,000 | 1,459 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 307 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $828,860,000 | 828 |
| Cash and due from depository institutions | $49,700,000 | 491 |
| Interest-bearing balances | $33,582,000 | 221 |
| Securities | $120,864,000 | 1,021 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,736 |
| Net loans & leases | $584,456,000 | 818 |
| Loan loss allowance | $2,473,000 | 2,157 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $24,716,000 | 440 |
| Other real estate owned | $11,234,000 | 491 |
| Goodwill and other intangibles | $162,000 | 2,684 |
| All other assets | $36,728,000 | 565 |
| Life insurance assets | $19,821,000 | 335 |
| Total liabilities and capital | $828,860,000 | 828 |
| Total liabilities | $757,017,000 | 807 |
| Total deposits | $657,749,000 | 780 |
| Interest-bearing deposits | $625,855,000 | 713 |
| Deposits held in domestic offices | $657,749,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $89,540,000 | 674 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,728,000 | 723 |
| Total equity capital | $71,843,000 | 962 |
| Total bank equity capital | $71,843,000 | 962 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $24,642,000 | 1,239 |
| Undivided profits | $47,201,000 | 783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,122,000 | 278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $7,804,000 | 461 |
| Earning assets | $739,902,000 | 837 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $810,352,500 | 834 |
| Average Assets, quarterly | $810,352,500 | 834 |
| Volatile liabilities | $212,644,000 | 698 |
| Insider loans | $383,000 | 5,833 |
| FHLB advances | $87,634,000 | 621 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $62,724,000 | 1,470 |
| Tier 1 (core) risk-based capital | $71,681,000 | 867 |
| Tier 2 risk-based capital | $2,473,000 | 2,032 |
| Total risk weighted assets | $570,644,000 | 887 |
| Total unused commitments | $70,216,000 | 1,356 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 303 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $791,845,000 | 866 |
| Cash and due from depository institutions | $26,387,000 | 513 |
| Interest-bearing balances | $13,809,000 | 433 |
| Securities | $95,590,000 | 1,258 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,957 |
| Net loans & leases | $600,657,000 | 790 |
| Loan loss allowance | $2,189,000 | 2,379 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $24,066,000 | 452 |
| Other real estate owned | $8,119,000 | 513 |
| Goodwill and other intangibles | $197,000 | 2,608 |
| All other assets | $35,829,000 | 573 |
| Life insurance assets | $20,159,000 | 328 |
| Total liabilities and capital | $791,845,000 | 866 |
| Total liabilities | $718,652,000 | 849 |
| Total deposits | $631,108,000 | 815 |
| Interest-bearing deposits | $603,314,000 | 737 |
| Deposits held in domestic offices | $631,108,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $82,323,000 | 684 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,221,000 | 1,144 |
| Total equity capital | $73,193,000 | 947 |
| Total bank equity capital | $73,193,000 | 947 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $24,644,000 | 1,216 |
| Undivided profits | $48,549,000 | 765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,771,000 | 225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $9,043,000 | 434 |
| Earning assets | $711,056,000 | 873 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $819,316,800 | 796 |
| Average Assets, quarterly | $794,757,500 | 850 |
| Volatile liabilities | $208,199,000 | 721 |
| Insider loans | $431,000 | 5,730 |
| FHLB advances | $82,087,000 | 624 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $81,263,000 | 1,218 |
| Tier 1 (core) risk-based capital | $72,996,000 | 862 |
| Tier 2 risk-based capital | $2,189,000 | 2,238 |
| Total risk weighted assets | $569,374,000 | 889 |
| Total unused commitments | $84,453,000 | 1,179 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 297 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $797,670,000 | 841 |
| Cash and due from depository institutions | $25,869,000 | 513 |
| Interest-bearing balances | $11,942,000 | 470 |
| Securities | $84,998,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,145 |
| Net loans & leases | $618,900,000 | 749 |
| Loan loss allowance | $2,192,000 | 2,318 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,653,000 | 528 |
| Other real estate owned | $8,849,000 | 513 |
| Goodwill and other intangibles | $203,000 | 2,597 |
| All other assets | $36,198,000 | 559 |
| Life insurance assets | $19,962,000 | 317 |
| Total liabilities and capital | $797,670,000 | 841 |
| Total liabilities | $725,160,000 | 818 |
| Total deposits | $641,452,000 | 785 |
| Interest-bearing deposits | $605,946,000 | 733 |
| Deposits held in domestic offices | $641,452,000 | 782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $81,155,000 | 636 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,553,000 | 2,038 |
| Total equity capital | $72,510,000 | 941 |
| Total bank equity capital | $72,510,000 | 941 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $24,644,000 | 1,194 |
| Undivided profits | $47,866,000 | 781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,098,000 | 222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $9,959,000 | 409 |
| Earning assets | $717,840,000 | 856 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $826,184,750 | 785 |
| Average Assets, quarterly | $809,064,000 | 819 |
| Volatile liabilities | $204,212,000 | 726 |
| Insider loans | $432,000 | 5,698 |
| FHLB advances | $79,749,000 | 586 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $85,225,000 | 1,197 |
| Tier 1 (core) risk-based capital | $72,307,000 | 866 |
| Tier 2 risk-based capital | $2,192,000 | 2,205 |
| Total risk weighted assets | $580,545,000 | 854 |
| Total unused commitments | $85,395,000 | 1,198 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 302 | 524 |
| Assets and Liabilities | ||
| Total Assets: | $820,458,000 | 817 |
| Cash and due from depository institutions | $38,720,000 | 524 |
| Interest-bearing balances | $21,493,000 | 297 |
| Securities | $74,218,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $642,115,000 | 728 |
| Loan loss allowance | $2,204,000 | 2,312 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $20,495,000 | 532 |
| Other real estate owned | $7,350,000 | 524 |
| Goodwill and other intangibles | $196,000 | 2,626 |
| All other assets | $37,364,000 | 549 |
| Life insurance assets | $19,768,000 | 316 |
| Total liabilities and capital | $820,458,000 | 817 |
| Total liabilities | $746,794,000 | 797 |
| Total deposits | $648,623,000 | 790 |
| Interest-bearing deposits | $607,964,000 | 737 |
| Deposits held in domestic offices | $648,623,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $92,565,000 | 520 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,606,000 | 1,042 |
| Total equity capital | $73,664,000 | 922 |
| Total bank equity capital | $73,664,000 | 922 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $24,636,000 | 1,201 |
| Undivided profits | $49,028,000 | 754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,399,000 | 225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $11,054,000 | 355 |
| Earning assets | $737,826,000 | 830 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $835,689,670 | 787 |
| Average Assets, quarterly | $827,438,000 | 801 |
| Volatile liabilities | $217,103,000 | 683 |
| Insider loans | $434,000 | 5,691 |
| FHLB advances | $91,816,000 | 461 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $87,551,000 | 1,187 |
| Tier 1 (core) risk-based capital | $73,468,000 | 852 |
| Tier 2 risk-based capital | $2,204,000 | 2,204 |
| Total risk weighted assets | $600,527,000 | 830 |
| Total unused commitments | $90,621,000 | 1,145 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 308 | 510 |
| Assets and Liabilities | ||
| Total Assets: | $834,418,000 | 790 |
| Cash and due from depository institutions | $40,400,000 | 510 |
| Interest-bearing balances | $24,666,000 | 272 |
| Securities | $62,733,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $669,889,000 | 684 |
| Loan loss allowance | $2,262,000 | 2,262 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,454,000 | 527 |
| Other real estate owned | $2,876,000 | 510 |
| Goodwill and other intangibles | $222,000 | 2,574 |
| All other assets | $37,844,000 | 524 |
| Life insurance assets | $19,585,000 | 317 |
| Total liabilities and capital | $834,418,000 | 790 |
| Total liabilities | $761,365,000 | 775 |
| Total deposits | $655,397,000 | 774 |
| Interest-bearing deposits | $617,574,000 | 711 |
| Deposits held in domestic offices | $655,397,000 | 772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $103,329,000 | 465 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,639,000 | 1,964 |
| Total equity capital | $73,053,000 | 908 |
| Total bank equity capital | $73,053,000 | 908 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $24,603,000 | 1,181 |
| Undivided profits | $48,450,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,461,000 | 213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $10,285,000 | 373 |
| Earning assets | $757,288,000 | 795 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $843,305,500 | 774 |
| Average Assets, quarterly | $843,305,500 | 774 |
| Volatile liabilities | $230,855,000 | 646 |
| Insider loans | $435,000 | 5,708 |
| FHLB advances | $102,554,000 | 407 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $101,864,000 | 1,038 |
| Tier 1 (core) risk-based capital | $72,831,000 | 838 |
| Tier 2 risk-based capital | $2,262,000 | 2,158 |
| Total risk weighted assets | $620,371,000 | 777 |
| Total unused commitments | $101,864,000 | 1,038 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 304 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $852,193,000 | 764 |
| Cash and due from depository institutions | $35,519,000 | 512 |
| Interest-bearing balances | $17,787,000 | 334 |
| Securities | $60,746,000 | 1,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $692,783,000 | 660 |
| Loan loss allowance | $1,875,000 | 2,618 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $20,129,000 | 515 |
| Other real estate owned | $3,858,000 | 512 |
| Goodwill and other intangibles | $255,000 | 2,496 |
| All other assets | $38,903,000 | 514 |
| Life insurance assets | $19,396,000 | 310 |
| Total liabilities and capital | $852,193,000 | 764 |
| Total liabilities | $777,313,000 | 752 |
| Total deposits | $652,952,000 | 762 |
| Interest-bearing deposits | $613,603,000 | 704 |
| Deposits held in domestic offices | $652,952,000 | 759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $120,682,000 | 431 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,679,000 | 1,474 |
| Total equity capital | $74,880,000 | 867 |
| Total bank equity capital | $74,880,000 | 867 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $24,163,000 | 1,169 |
| Undivided profits | $50,717,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,069,000 | 199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $9,999,000 | 392 |
| Earning assets | $771,316,000 | 775 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $866,567,600 | 716 |
| Average Assets, quarterly | $860,165,000 | 750 |
| Volatile liabilities | $294,931,000 | 579 |
| Insider loans | $436,000 | 5,711 |
| FHLB advances | $120,305,000 | 378 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $92,030,000 | 1,096 |
| Tier 1 (core) risk-based capital | $74,625,000 | 809 |
| Tier 2 risk-based capital | $1,875,000 | 2,498 |
| Total risk weighted assets | $640,437,000 | 750 |
| Total unused commitments | $92,030,000 | 1,097 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 311 | 500 |
| Assets and Liabilities | ||
| Total Assets: | $868,137,000 | 749 |
| Cash and due from depository institutions | $30,766,000 | 500 |
| Interest-bearing balances | $14,088,000 | 388 |
| Securities | $60,855,000 | 1,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $716,421,000 | 641 |
| Loan loss allowance | $1,974,000 | 2,501 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $19,260,000 | 539 |
| Other real estate owned | $1,688,000 | 500 |
| Goodwill and other intangibles | $249,000 | 2,520 |
| All other assets | $38,898,000 | 519 |
| Life insurance assets | $19,210,000 | 304 |
| Total liabilities and capital | $868,137,000 | 749 |
| Total liabilities | $790,735,000 | 734 |
| Total deposits | $642,277,000 | 765 |
| Interest-bearing deposits | $605,552,000 | 707 |
| Deposits held in domestic offices | $642,277,000 | 763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $144,938,000 | 394 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,520,000 | 1,500 |
| Total equity capital | $77,402,000 | 856 |
| Total bank equity capital | $77,402,000 | 856 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $24,141,000 | 1,170 |
| Undivided profits | $53,261,000 | 698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,519,000 | 179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $10,012,000 | 388 |
| Earning assets | $791,364,000 | 749 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $870,161,250 | 726 |
| Average Assets, quarterly | $875,595,500 | 735 |
| Volatile liabilities | $308,970,000 | 560 |
| Insider loans | $390,000 | 5,875 |
| FHLB advances | $144,032,000 | 346 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $95,700,000 | 1,091 |
| Tier 1 (core) risk-based capital | $77,153,000 | 790 |
| Tier 2 risk-based capital | $1,974,000 | 2,383 |
| Total risk weighted assets | $652,980,000 | 742 |
| Total unused commitments | $95,700,000 | 1,092 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 304 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $883,054,000 | 722 |
| Cash and due from depository institutions | $25,812,000 | 521 |
| Interest-bearing balances | $8,843,000 | 609 |
| Securities | $60,535,000 | 1,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $738,351,000 | 617 |
| Loan loss allowance | $1,888,000 | 2,580 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,945,000 | 536 |
| Other real estate owned | $569,000 | 521 |
| Goodwill and other intangibles | $227,000 | 2,560 |
| All other assets | $38,615,000 | 522 |
| Life insurance assets | $19,023,000 | 300 |
| Total liabilities and capital | $883,054,000 | 722 |
| Total liabilities | $805,384,000 | 710 |
| Total deposits | $631,295,000 | 775 |
| Interest-bearing deposits | $589,759,000 | 713 |
| Deposits held in domestic offices | $631,295,000 | 773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $169,632,000 | 364 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,457,000 | 1,138 |
| Total equity capital | $77,670,000 | 832 |
| Total bank equity capital | $77,670,000 | 832 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $24,138,000 | 1,149 |
| Undivided profits | $53,532,000 | 661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,226,000 | 397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $9,628,000 | 362 |
| Earning assets | $807,729,000 | 724 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $870,836,000 | 722 |
| Average Assets, quarterly | $880,032,500 | 719 |
| Volatile liabilities | $332,679,000 | 543 |
| Insider loans | $391,000 | 5,882 |
| FHLB advances | $168,452,000 | 312 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $112,110,000 | 956 |
| Tier 1 (core) risk-based capital | $77,443,000 | 761 |
| Tier 2 risk-based capital | $1,888,000 | 2,448 |
| Total risk weighted assets | $668,995,000 | 714 |
| Total unused commitments | $113,110,000 | 952 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 309 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $877,011,000 | 716 |
| Cash and due from depository institutions | $32,342,000 | 512 |
| Interest-bearing balances | $16,447,000 | 369 |
| Securities | $57,697,000 | 2,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $729,586,000 | 610 |
| Loan loss allowance | $1,922,000 | 2,496 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,671,000 | 527 |
| Other real estate owned | $217,000 | 512 |
| Goodwill and other intangibles | $247,000 | 2,509 |
| All other assets | $38,251,000 | 514 |
| Life insurance assets | $18,838,000 | 297 |
| Total liabilities and capital | $877,011,000 | 716 |
| Total liabilities | $799,675,000 | 701 |
| Total deposits | $635,892,000 | 756 |
| Interest-bearing deposits | $594,413,000 | 695 |
| Deposits held in domestic offices | $635,892,000 | 754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $158,622,000 | 362 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,161,000 | 1,017 |
| Total equity capital | $77,336,000 | 817 |
| Total bank equity capital | $77,336,000 | 817 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $24,120,000 | 1,115 |
| Undivided profits | $53,216,000 | 667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,904,000 | 370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $8,599,000 | 386 |
| Earning assets | $803,730,000 | 721 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $864,727,000 | 717 |
| Average Assets, quarterly | $864,727,000 | 717 |
| Volatile liabilities | $323,278,000 | 518 |
| Insider loans | $428,000 | 5,729 |
| FHLB advances | $158,622,000 | 315 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $120,508,000 | 883 |
| Tier 1 (core) risk-based capital | $77,089,000 | 757 |
| Tier 2 risk-based capital | $1,922,000 | 2,384 |
| Total risk weighted assets | $658,344,000 | 707 |
| Total unused commitments | $121,508,000 | 878 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 303 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $852,443,000 | 722 |
| Cash and due from depository institutions | $21,109,000 | 514 |
| Interest-bearing balances | $4,202,000 | 1,263 |
| Securities | $56,695,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $719,008,000 | 601 |
| Loan loss allowance | $1,861,000 | 2,531 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,323,000 | 526 |
| Other real estate owned | $892,000 | 514 |
| Goodwill and other intangibles | $199,000 | 2,603 |
| All other assets | $36,217,000 | 536 |
| Life insurance assets | $18,654,000 | 40 |
| Total liabilities and capital | $852,443,000 | 722 |
| Total liabilities | $777,387,000 | 712 |
| Total deposits | $613,310,000 | 766 |
| Interest-bearing deposits | $576,091,000 | 700 |
| Deposits held in domestic offices | $613,310,000 | 764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $160,286,000 | 377 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,791,000 | 1,281 |
| Total equity capital | $75,056,000 | 830 |
| Total bank equity capital | $75,056,000 | 830 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $23,890,000 | 1,104 |
| Undivided profits | $51,165,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,713,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $7,490,000 | 440 |
| Earning assets | $779,905,000 | 729 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $806,426,000 | 716 |
| Average Assets, quarterly | $846,669,000 | 714 |
| Volatile liabilities | $315,114,000 | 519 |
| Insider loans | $994,000 | 4,204 |
| FHLB advances | $158,240,000 | 328 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $118,151,000 | 879 |
| Tier 1 (core) risk-based capital | $74,857,000 | 765 |
| Tier 2 risk-based capital | $1,861,000 | 2,421 |
| Total risk weighted assets | $635,904,000 | 722 |
| Total unused commitments | $118,251,000 | 879 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 280 | 551 |
| Assets and Liabilities | ||
| Total Assets: | $840,895,000 | 714 |
| Cash and due from depository institutions | $18,376,000 | 551 |
| Interest-bearing balances | $2,656,000 | 1,692 |
| Securities | $56,184,000 | 2,106 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $713,361,000 | 591 |
| Loan loss allowance | $1,842,000 | 2,557 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $17,531,000 | 530 |
| Other real estate owned | $348,000 | 551 |
| Goodwill and other intangibles | $211,000 | 2,562 |
| All other assets | $34,884,000 | 536 |
| Life insurance assets | $18,476,000 | 40 |
| Total liabilities and capital | $840,895,000 | 714 |
| Total liabilities | $766,419,000 | 705 |
| Total deposits | $590,561,000 | 778 |
| Interest-bearing deposits | $551,248,000 | 720 |
| Deposits held in domestic offices | $590,561,000 | 777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $171,825,000 | 358 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,033,000 | 1,190 |
| Total equity capital | $74,476,000 | 815 |
| Total bank equity capital | $74,476,000 | 815 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $23,743,000 | 1,065 |
| Undivided profits | $50,733,000 | 691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,989,000 | 320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $6,470,000 | 472 |
| Earning assets | $772,201,000 | 722 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $794,921,750 | 718 |
| Average Assets, quarterly | $823,117,500 | 720 |
| Volatile liabilities | $306,364,000 | 521 |
| Insider loans | $930,000 | 4,306 |
| FHLB advances | $169,491,000 | 312 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $138,350,000 | 776 |
| Tier 1 (core) risk-based capital | $74,265,000 | 754 |
| Tier 2 risk-based capital | $1,842,000 | 2,424 |
| Total risk weighted assets | $625,200,000 | 709 |
| Total unused commitments | $138,495,000 | 776 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 271 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $805,340,000 | 726 |
| Cash and due from depository institutions | $13,987,000 | 573 |
| Interest-bearing balances | $1,354,000 | 2,397 |
| Securities | $55,885,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $685,266,000 | 591 |
| Loan loss allowance | $1,625,000 | 2,772 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,498,000 | 551 |
| Other real estate owned | $316,000 | 573 |
| Goodwill and other intangibles | $209,000 | 2,559 |
| All other assets | $33,179,000 | 549 |
| Life insurance assets | $18,286,000 | 39 |
| Total liabilities and capital | $805,340,000 | 726 |
| Total liabilities | $731,437,000 | 725 |
| Total deposits | $585,653,000 | 766 |
| Interest-bearing deposits | $551,672,000 | 698 |
| Deposits held in domestic offices | $585,653,000 | 764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $141,298,000 | 421 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,486,000 | 1,010 |
| Total equity capital | $73,903,000 | 806 |
| Total bank equity capital | $73,903,000 | 806 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $23,738,000 | 1,044 |
| Undivided profits | $50,165,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,800,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,425,000 | 534 |
| Earning assets | $742,505,000 | 721 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $779,597,330 | 730 |
| Average Assets, quarterly | $793,677,000 | 723 |
| Volatile liabilities | $282,235,000 | 538 |
| Insider loans | $1,095,000 | 3,953 |
| FHLB advances | $140,051,000 | 368 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $129,190,000 | 799 |
| Tier 1 (core) risk-based capital | $73,694,000 | 744 |
| Tier 2 risk-based capital | $1,625,000 | 2,616 |
| Total risk weighted assets | $594,372,000 | 723 |
| Total unused commitments | $130,190,000 | 789 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 252 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $782,014,000 | 735 |
| Cash and due from depository institutions | $15,097,000 | 604 |
| Interest-bearing balances | $3,503,000 | 1,410 |
| Securities | $53,445,000 | 2,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $665,421,000 | 592 |
| Loan loss allowance | $1,569,000 | 2,847 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,800,000 | 571 |
| Other real estate owned | $458,000 | 604 |
| Goodwill and other intangibles | $211,000 | 2,553 |
| All other assets | $31,582,000 | 552 |
| Life insurance assets | $18,094,000 | 40 |
| Total liabilities and capital | $782,014,000 | 735 |
| Total liabilities | $708,080,000 | 733 |
| Total deposits | $589,801,000 | 746 |
| Interest-bearing deposits | $555,359,000 | 691 |
| Deposits held in domestic offices | $589,801,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $114,644,000 | 473 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,635,000 | 1,199 |
| Total equity capital | $73,934,000 | 779 |
| Total bank equity capital | $73,934,000 | 779 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $23,747,000 | 1,012 |
| Undivided profits | $50,187,000 | 667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,065,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $5,074,000 | 538 |
| Earning assets | $722,369,000 | 731 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $766,726,000 | 746 |
| Average Assets, quarterly | $766,726,000 | 746 |
| Volatile liabilities | $257,702,000 | 541 |
| Insider loans | $2,002,000 | 2,750 |
| FHLB advances | $113,889,000 | 417 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $126,991,000 | 805 |
| Tier 1 (core) risk-based capital | $73,723,000 | 734 |
| Tier 2 risk-based capital | $1,569,000 | 2,664 |
| Total risk weighted assets | $571,959,000 | 724 |
| Total unused commitments | $126,991,000 | 805 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 247 | 634 |
| Assets and Liabilities | ||
| Total Assets: | $751,438,000 | 771 |
| Cash and due from depository institutions | $19,003,000 | 634 |
| Interest-bearing balances | $7,439,000 | 760 |
| Securities | $53,660,000 | 2,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $634,217,000 | 616 |
| Loan loss allowance | $1,527,000 | 2,889 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,046,000 | 603 |
| Other real estate owned | $563,000 | 634 |
| Goodwill and other intangibles | $249,000 | 2,482 |
| All other assets | $28,700,000 | 586 |
| Life insurance assets | $17,897,000 | 43 |
| Total liabilities and capital | $751,438,000 | 771 |
| Total liabilities | $678,012,000 | 766 |
| Total deposits | $583,384,000 | 759 |
| Interest-bearing deposits | $552,162,000 | 689 |
| Deposits held in domestic offices | $583,384,000 | 756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $90,757,000 | 581 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,871,000 | 1,120 |
| Total equity capital | $73,426,000 | 796 |
| Total bank equity capital | $73,426,000 | 796 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $23,266,000 | 1,008 |
| Undivided profits | $50,160,000 | 676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,427,000 | 603 |
| Earning assets | $695,316,000 | 765 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $715,625,800 | 776 |
| Average Assets, quarterly | $738,885,000 | 775 |
| Volatile liabilities | $236,969,000 | 579 |
| Insider loans | $2,283,000 | 2,487 |
| FHLB advances | $89,756,000 | 519 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $116,107,000 | 842 |
| Tier 1 (core) risk-based capital | $73,177,000 | 740 |
| Tier 2 risk-based capital | $1,527,000 | 2,720 |
| Total risk weighted assets | $543,127,000 | 758 |
| Total unused commitments | $117,107,000 | 837 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 244 | 640 |
| Assets and Liabilities | ||
| Total Assets: | $726,332,000 | 786 |
| Cash and due from depository institutions | $16,015,000 | 640 |
| Interest-bearing balances | $5,498,000 | 1,046 |
| Securities | $65,347,000 | 1,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $603,613,000 | 637 |
| Loan loss allowance | $1,479,000 | 2,970 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,255,000 | 626 |
| Other real estate owned | $340,000 | 640 |
| Goodwill and other intangibles | $256,000 | 2,433 |
| All other assets | $26,506,000 | 614 |
| Life insurance assets | $17,699,000 | 40 |
| Total liabilities and capital | $726,332,000 | 786 |
| Total liabilities | $653,074,000 | 788 |
| Total deposits | $583,140,000 | 742 |
| Interest-bearing deposits | $551,469,000 | 689 |
| Deposits held in domestic offices | $583,140,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $66,055,000 | 724 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,879,000 | 1,133 |
| Total equity capital | $73,258,000 | 787 |
| Total bank equity capital | $73,258,000 | 787 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $23,150,000 | 989 |
| Undivided profits | $50,108,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,961,000 | 953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,376,000 | 615 |
| Earning assets | $674,458,000 | 775 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $706,672,750 | 788 |
| Average Assets, quarterly | $719,451,500 | 784 |
| Volatile liabilities | $211,946,000 | 619 |
| Insider loans | $2,310,000 | 2,434 |
| FHLB advances | $65,219,000 | 658 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $121,571,000 | 796 |
| Tier 1 (core) risk-based capital | $73,002,000 | 726 |
| Tier 2 risk-based capital | $1,479,000 | 2,753 |
| Total risk weighted assets | $515,078,000 | 777 |
| Total unused commitments | $122,571,000 | 788 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 241 | 646 |
| Assets and Liabilities | ||
| Total Assets: | $712,571,000 | 789 |
| Cash and due from depository institutions | $22,509,000 | 646 |
| Interest-bearing balances | $9,875,000 | 632 |
| Securities | $70,378,000 | 1,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $578,682,000 | 645 |
| Loan loss allowance | $1,455,000 | 3,011 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,308,000 | 609 |
| Other real estate owned | $523,000 | 646 |
| Goodwill and other intangibles | $291,000 | 2,364 |
| All other assets | $25,880,000 | 634 |
| Life insurance assets | $17,509,000 | 38 |
| Total liabilities and capital | $712,571,000 | 789 |
| Total liabilities | $639,495,000 | 791 |
| Total deposits | $582,298,000 | 747 |
| Interest-bearing deposits | $551,234,000 | 683 |
| Deposits held in domestic offices | $582,298,000 | 743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $54,110,000 | 854 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,087,000 | 1,259 |
| Total equity capital | $73,076,000 | 759 |
| Total bank equity capital | $73,076,000 | 759 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $23,103,000 | 970 |
| Undivided profits | $49,973,000 | 644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,732,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,269,000 | 596 |
| Earning assets | $658,935,000 | 784 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $700,119,670 | 791 |
| Average Assets, quarterly | $704,958,000 | 791 |
| Volatile liabilities | $197,157,000 | 638 |
| Insider loans | $2,044,000 | 2,632 |
| FHLB advances | $53,497,000 | 780 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $101,948,000 | 879 |
| Tier 1 (core) risk-based capital | $72,785,000 | 707 |
| Tier 2 risk-based capital | $1,455,000 | 2,783 |
| Total risk weighted assets | $493,746,000 | 793 |
| Total unused commitments | $102,373,000 | 879 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 248 | 634 |
| Assets and Liabilities | ||
| Total Assets: | $697,345,000 | 810 |
| Cash and due from depository institutions | $55,573,000 | 634 |
| Interest-bearing balances | $41,629,000 | 146 |
| Securities | $65,661,000 | 1,912 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $534,353,000 | 681 |
| Loan loss allowance | $1,405,000 | 3,071 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,403,000 | 591 |
| Other real estate owned | $598,000 | 634 |
| Goodwill and other intangibles | $317,000 | 2,305 |
| All other assets | $26,440,000 | 598 |
| Life insurance assets | $17,313,000 | 43 |
| Total liabilities and capital | $697,345,000 | 810 |
| Total liabilities | $624,234,000 | 811 |
| Total deposits | $581,874,000 | 741 |
| Interest-bearing deposits | $553,219,000 | 683 |
| Deposits held in domestic offices | $581,874,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $39,242,000 | 1,015 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,118,000 | 1,397 |
| Total equity capital | $73,111,000 | 768 |
| Total bank equity capital | $73,111,000 | 768 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $23,111,000 | 955 |
| Undivided profits | $50,000,000 | 664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,346,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,324,000 | 582 |
| Earning assets | $641,643,000 | 807 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $693,894,000 | 807 |
| Average Assets, quarterly | $693,894,000 | 807 |
| Volatile liabilities | $180,336,000 | 663 |
| Insider loans | $2,055,000 | 2,591 |
| FHLB advances | $37,490,000 | 955 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $97,319,000 | 884 |
| Tier 1 (core) risk-based capital | $72,794,000 | 697 |
| Tier 2 risk-based capital | $1,405,000 | 2,827 |
| Total risk weighted assets | $459,286,000 | 841 |
| Total unused commitments | $97,319,000 | 884 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 252 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $690,443,000 | 818 |
| Cash and due from depository institutions | $65,201,000 | 626 |
| Interest-bearing balances | $53,974,000 | 120 |
| Securities | $71,378,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $512,756,000 | 703 |
| Loan loss allowance | $1,369,000 | 3,120 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,984,000 | 609 |
| Other real estate owned | $823,000 | 626 |
| Goodwill and other intangibles | $254,000 | 2,420 |
| All other assets | $26,047,000 | 616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $690,443,000 | 818 |
| Total liabilities | $619,321,000 | 816 |
| Total deposits | $574,584,000 | 749 |
| Interest-bearing deposits | $549,867,000 | 681 |
| Deposits held in domestic offices | $574,584,000 | 746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,757,000 | 971 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,980,000 | 1,874 |
| Total equity capital | $71,122,000 | 774 |
| Total bank equity capital | $71,122,000 | 774 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $22,939,000 | 939 |
| Undivided profits | $48,183,000 | 664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,848,000 | 797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,089,000 | 620 |
| Earning assets | $638,108,000 | 810 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $692,158,400 | 784 |
| Average Assets, quarterly | $693,073,000 | 805 |
| Volatile liabilities | $172,186,000 | 690 |
| Insider loans | $1,550,000 | 3,135 |
| FHLB advances | $39,562,000 | 935 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $80,959,000 | 1,002 |
| Tier 1 (core) risk-based capital | $70,868,000 | 711 |
| Tier 2 risk-based capital | $1,369,000 | 2,875 |
| Total risk weighted assets | $444,465,000 | 857 |
| Total unused commitments | $80,959,000 | 1,003 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 254 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $695,703,000 | 822 |
| Cash and due from depository institutions | $93,449,000 | 637 |
| Interest-bearing balances | $82,763,000 | 95 |
| Securities | $69,472,000 | 1,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $490,830,000 | 731 |
| Loan loss allowance | $1,509,000 | 2,866 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,226,000 | 591 |
| Other real estate owned | $924,000 | 637 |
| Goodwill and other intangibles | $266,000 | 2,377 |
| All other assets | $26,536,000 | 611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $695,703,000 | 822 |
| Total liabilities | $626,302,000 | 819 |
| Total deposits | $573,616,000 | 762 |
| Interest-bearing deposits | $545,573,000 | 697 |
| Deposits held in domestic offices | $573,616,000 | 759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $46,936,000 | 885 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,750,000 | 871 |
| Total equity capital | $69,401,000 | 804 |
| Total bank equity capital | $69,401,000 | 804 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $22,977,000 | 936 |
| Undivided profits | $46,424,000 | 704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,937,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,918,000 | 675 |
| Earning assets | $643,065,000 | 811 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $692,587,250 | 803 |
| Average Assets, quarterly | $697,227,500 | 818 |
| Volatile liabilities | $176,257,000 | 673 |
| Insider loans | $2,277,000 | 2,323 |
| FHLB advances | $43,522,000 | 841 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $65,052,000 | 1,211 |
| Tier 1 (core) risk-based capital | $69,135,000 | 727 |
| Tier 2 risk-based capital | $1,509,000 | 2,643 |
| Total risk weighted assets | $428,940,000 | 885 |
| Total unused commitments | $68,052,000 | 1,179 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 247 | 662 |
| Assets and Liabilities | ||
| Total Assets: | $698,752,000 | 814 |
| Cash and due from depository institutions | $108,413,000 | 662 |
| Interest-bearing balances | $96,643,000 | 83 |
| Securities | $61,585,000 | 2,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $487,247,000 | 736 |
| Loan loss allowance | $1,103,000 | 3,626 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,421,000 | 578 |
| Other real estate owned | $748,000 | 662 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $26,338,000 | 605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $698,752,000 | 814 |
| Total liabilities | $629,244,000 | 816 |
| Total deposits | $573,443,000 | 755 |
| Interest-bearing deposits | $546,622,000 | 683 |
| Deposits held in domestic offices | $573,443,000 | 752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $49,264,000 | 845 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,537,000 | 829 |
| Total equity capital | $69,508,000 | 795 |
| Total bank equity capital | $69,508,000 | 795 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $22,986,000 | 915 |
| Undivided profits | $46,522,000 | 703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,270,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,884,000 | 673 |
| Earning assets | $645,475,000 | 801 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $691,548,670 | 804 |
| Average Assets, quarterly | $697,444,500 | 804 |
| Volatile liabilities | $170,999,000 | 691 |
| Insider loans | $2,684,000 | 2,024 |
| FHLB advances | $47,459,000 | 771 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $64,922,000 | 1,167 |
| Tier 1 (core) risk-based capital | $69,508,000 | 720 |
| Tier 2 risk-based capital | $1,103,000 | 3,351 |
| Total risk weighted assets | $423,210,000 | 888 |
| Total unused commitments | $68,797,000 | 1,127 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 243 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $696,137,000 | 800 |
| Cash and due from depository institutions | $111,437,000 | 656 |
| Interest-bearing balances | $99,588,000 | 72 |
| Securities | $57,705,000 | 2,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $487,480,000 | 725 |
| Loan loss allowance | $1,052,000 | 3,704 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,633,000 | 670 |
| Other real estate owned | $618,000 | 656 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $26,264,000 | 597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $696,137,000 | 800 |
| Total liabilities | $627,576,000 | 801 |
| Total deposits | $577,083,000 | 732 |
| Interest-bearing deposits | $551,422,000 | 661 |
| Deposits held in domestic offices | $577,083,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $44,751,000 | 876 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,742,000 | 926 |
| Total equity capital | $68,561,000 | 794 |
| Total bank equity capital | $68,561,000 | 794 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $22,971,000 | 903 |
| Undivided profits | $45,590,000 | 698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,916,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,129,000 | 644 |
| Earning assets | $644,773,000 | 791 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $687,947,000 | 799 |
| Average Assets, quarterly | $687,947,000 | 799 |
| Volatile liabilities | $162,420,000 | 703 |
| Insider loans | $2,646,000 | 2,024 |
| FHLB advances | $44,184,000 | 800 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,613,000 | 1,373 |
| Tier 1 (core) risk-based capital | $68,561,000 | 719 |
| Tier 2 risk-based capital | $1,052,000 | 3,416 |
| Total risk weighted assets | $412,617,000 | 894 |
| Total unused commitments | $50,613,000 | 1,385 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 235 | 680 |
| Assets and Liabilities | ||
| Total Assets: | $679,757,000 | 799 |
| Cash and due from depository institutions | $84,835,000 | 680 |
| Interest-bearing balances | $72,930,000 | 93 |
| Securities | $74,130,000 | 1,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $483,468,000 | 723 |
| Loan loss allowance | $904,000 | 4,110 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,690,000 | 807 |
| Other real estate owned | $320,000 | 680 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $26,314,000 | 585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $679,757,000 | 799 |
| Total liabilities | $613,248,000 | 800 |
| Total deposits | $569,956,000 | 726 |
| Interest-bearing deposits | $545,974,000 | 658 |
| Deposits held in domestic offices | $569,956,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $40,577,000 | 936 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,715,000 | 1,601 |
| Total equity capital | $66,509,000 | 803 |
| Total bank equity capital | $66,509,000 | 803 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $22,949,000 | 886 |
| Undivided profits | $43,560,000 | 709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,547,000 | 1,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,379,000 | 628 |
| Earning assets | $630,528,000 | 787 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $683,295,200 | 749 |
| Average Assets, quarterly | $677,923,000 | 793 |
| Volatile liabilities | $158,275,000 | 726 |
| Insider loans | $2,370,000 | 2,190 |
| FHLB advances | $38,610,000 | 871 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $59,009,000 | 1,181 |
| Tier 1 (core) risk-based capital | $66,509,000 | 727 |
| Tier 2 risk-based capital | $904,000 | 3,823 |
| Total risk weighted assets | $395,934,000 | 911 |
| Total unused commitments | $59,009,000 | 1,183 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 215 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $680,171,000 | 760 |
| Cash and due from depository institutions | $72,310,000 | 746 |
| Interest-bearing balances | $62,177,000 | 110 |
| Securities | $100,878,000 | 1,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $474,495,000 | 700 |
| Loan loss allowance | $738,000 | 4,556 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,005,000 | 1,238 |
| Other real estate owned | $455,000 | 746 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $25,028,000 | 592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $680,171,000 | 760 |
| Total liabilities | $613,574,000 | 767 |
| Total deposits | $557,088,000 | 697 |
| Interest-bearing deposits | $537,016,000 | 633 |
| Deposits held in domestic offices | $557,088,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $51,940,000 | 748 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,546,000 | 1,053 |
| Total equity capital | $66,597,000 | 755 |
| Total bank equity capital | $66,597,000 | 755 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $22,946,000 | 857 |
| Undivided profits | $43,651,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,915,000 | 1,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,421,000 | 689 |
| Earning assets | $637,550,000 | 742 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $694,524,600 | 710 |
| Average Assets, quarterly | $688,916,500 | 741 |
| Volatile liabilities | $140,934,000 | 747 |
| Insider loans | $1,899,000 | 2,505 |
| FHLB advances | $47,844,000 | 699 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,460,000 | 2,102 |
| Tier 1 (core) risk-based capital | $66,597,000 | 696 |
| Tier 2 risk-based capital | $738,000 | 4,278 |
| Total risk weighted assets | $389,504,000 | 888 |
| Total unused commitments | $27,460,000 | 2,006 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 207 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $713,855,000 | 711 |
| Cash and due from depository institutions | $11,563,000 | 770 |
| Interest-bearing balances | $1,339,000 | 2,098 |
| Securities | $184,310,000 | 621 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $498,306,000 | 664 |
| Loan loss allowance | $631,000 | 4,928 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,170,000 | 1,136 |
| Other real estate owned | $261,000 | 770 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $12,245,000 | 836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $713,855,000 | 711 |
| Total liabilities | $639,820,000 | 715 |
| Total deposits | $541,558,000 | 698 |
| Interest-bearing deposits | $524,791,000 | 642 |
| Deposits held in domestic offices | $541,558,000 | 694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $95,177,000 | 479 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,085,000 | 1,447 |
| Total equity capital | $74,035,000 | 662 |
| Total bank equity capital | $74,035,000 | 662 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $22,991,000 | 837 |
| Undivided profits | $51,044,000 | 528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 2,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,292,000 | 756 |
| Earning assets | $683,955,000 | 681 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $699,222,400 | 677 |
| Average Assets, quarterly | $712,049,000 | 697 |
| Volatile liabilities | $162,300,000 | 691 |
| Insider loans | $11,000 | 8,734 |
| FHLB advances | $93,359,000 | 139 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,973,000 | 2,419 |
| Tier 1 (core) risk-based capital | $74,035,000 | 619 |
| Tier 2 risk-based capital | $631,000 | 4,651 |
| Total risk weighted assets | $379,274,000 | 874 |
| Total unused commitments | $18,973,000 | 2,423 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 197 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $679,820,000 | 736 |
| Cash and due from depository institutions | $9,983,000 | 849 |
| Interest-bearing balances | $1,137,000 | 2,280 |
| Securities | $189,263,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $459,979,000 | 706 |
| Loan loss allowance | $611,000 | 4,990 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,809,000 | 1,219 |
| Other real estate owned | $3,117,000 | 849 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,669,000 | 942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $679,820,000 | 736 |
| Total liabilities | $604,414,000 | 745 |
| Total deposits | $509,145,000 | 727 |
| Interest-bearing deposits | $494,570,000 | 667 |
| Deposits held in domestic offices | $509,145,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $86,576,000 | 530 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $8,693,000 | 669 |
| Total equity capital | $75,406,000 | 628 |
| Total bank equity capital | $75,406,000 | 628 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $22,998,000 | 833 |
| Undivided profits | $52,408,000 | 474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,304,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,626,000 | 805 |
| Earning assets | $650,379,000 | 711 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $644,991,400 | 741 |
| Average Assets, quarterly | $673,888,500 | 729 |
| Volatile liabilities | $143,155,000 | 755 |
| Insider loans | $3,043,000 | 1,536 |
| FHLB advances | $83,972,000 | 149 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,436,000 | 2,416 |
| Tier 1 (core) risk-based capital | $75,406,000 | 603 |
| Tier 2 risk-based capital | $611,000 | 4,651 |
| Total risk weighted assets | $353,293,000 | 915 |
| Total unused commitments | $25,436,000 | 1,978 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 168 | 993 |
| Assets and Liabilities | ||
| Total Assets: | $614,096,000 | 774 |
| Cash and due from depository institutions | $26,163,000 | 993 |
| Interest-bearing balances | $17,433,000 | 322 |
| Securities | $127,175,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $442,486,000 | 692 |
| Loan loss allowance | $680,000 | 4,559 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,055,000 | 1,323 |
| Other real estate owned | $3,311,000 | 993 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $8,906,000 | 961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $614,096,000 | 774 |
| Total liabilities | $542,442,000 | 797 |
| Total deposits | $482,228,000 | 764 |
| Interest-bearing deposits | $467,023,000 | 671 |
| Deposits held in domestic offices | $482,228,000 | 759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $57,558,000 | 546 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,656,000 | 1,559 |
| Total equity capital | $71,654,000 | 670 |
| Total bank equity capital | $71,654,000 | 670 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $23,008,000 | 775 |
| Undivided profits | $48,646,000 | 524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 1,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,481,000 | 830 |
| Earning assets | $587,094,000 | 749 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $582,214,200 | 773 |
| Average Assets, quarterly | $606,492,000 | 770 |
| Volatile liabilities | $109,594,000 | 777 |
| Insider loans | $2,587,000 | 1,662 |
| FHLB advances | $48,985,000 | 182 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,318,000 | 2,890 |
| Tier 1 (core) risk-based capital | $71,654,000 | 607 |
| Tier 2 risk-based capital | $680,000 | 4,173 |
| Total risk weighted assets | $322,331,000 | 916 |
| Total unused commitments | $18,318,000 | 2,410 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 156 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $549,607,000 | 867 |
| Cash and due from depository institutions | $6,627,000 | 1,109 |
| Interest-bearing balances | $281,000 | 3,685 |
| Securities | $95,533,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $433,943,000 | 714 |
| Loan loss allowance | $867,000 | 3,811 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,218,000 | 1,505 |
| Other real estate owned | $195,000 | 1,109 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $8,091,000 | 1,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $549,607,000 | 867 |
| Total liabilities | $483,755,000 | 904 |
| Total deposits | $451,903,000 | 830 |
| Interest-bearing deposits | $440,415,000 | 720 |
| Deposits held in domestic offices | $451,903,000 | 825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $29,790,000 | 773 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,062,000 | 1,962 |
| Total equity capital | $65,852,000 | 721 |
| Total bank equity capital | $65,852,000 | 721 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $22,888,000 | 787 |
| Undivided profits | $42,963,000 | 574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,619,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,645,000 | 822 |
| Earning assets | $529,757,000 | 828 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $526,197,400 | 867 |
| Average Assets, quarterly | $548,362,500 | 853 |
| Volatile liabilities | $72,508,000 | 1,060 |
| Insider loans | $2,920,000 | 1,457 |
| FHLB advances | $11,997,000 | 393 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,455,000 | 2,684 |
| Tier 1 (core) risk-based capital | $65,852,000 | 669 |
| Tier 2 risk-based capital | $867,000 | 3,339 |
| Total risk weighted assets | $295,763,000 | 1,006 |
| Total unused commitments | $15,455,000 | 2,565 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 131 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $495,603,000 | 984 |
| Cash and due from depository institutions | $6,813,000 | 1,417 |
| Interest-bearing balances | $593,000 | 2,905 |
| Securities | $81,335,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $396,511,000 | 797 |
| Loan loss allowance | $1,250,000 | 2,880 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,565,000 | 2,223 |
| Other real estate owned | $153,000 | 1,417 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,226,000 | 1,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,603,000 | 984 |
| Total liabilities | $434,468,000 | 1,024 |
| Total deposits | $423,742,000 | 925 |
| Interest-bearing deposits | $413,630,000 | 811 |
| Deposits held in domestic offices | $423,742,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,268,000 | 1,397 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,458,000 | 2,645 |
| Total equity capital | $61,135,000 | 771 |
| Total bank equity capital | $61,135,000 | 771 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $22,888,000 | 824 |
| Undivided profits | $38,246,000 | 663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,348,000 | 943 |
| Earning assets | $478,439,000 | 945 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $481,088,800 | 982 |
| Average Assets, quarterly | $495,969,500 | 973 |
| Volatile liabilities | $44,801,000 | 1,502 |
| Insider loans | $2,297,000 | 1,853 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,057,000 | 5,063 |
| Tier 1 (core) risk-based capital | $60,932,000 | 736 |
| Tier 2 risk-based capital | $1,103,000 | 2,705 |
| Total risk weighted assets | $266,432,000 | 1,116 |
| Total unused commitments | $5,057,000 | 5,077 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 125 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $454,523,000 | 1,084 |
| Cash and due from depository institutions | $8,846,000 | 1,540 |
| Interest-bearing balances | $2,415,000 | 1,612 |
| Securities | $96,311,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $335,937,000 | 915 |
| Loan loss allowance | $1,228,000 | 2,943 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,993,000 | 2,558 |
| Other real estate owned | $234,000 | 1,540 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,202,000 | 932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $454,523,000 | 1,084 |
| Total liabilities | $419,215,000 | 1,068 |
| Total deposits | $418,107,000 | 957 |
| Interest-bearing deposits | $409,252,000 | 853 |
| Deposits held in domestic offices | $418,107,000 | 945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,108,000 | 3,342 |
| Total equity capital | $35,308,000 | 1,289 |
| Total bank equity capital | $35,308,000 | 1,289 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $35,308,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 5,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,010,000 | 1,124 |
| Earning assets | $434,663,000 | 1,044 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $441,984,600 | 1,082 |
| Average Assets, quarterly | $452,910,500 | 1,076 |
| Volatile liabilities | $29,693,000 | 1,871 |
| Insider loans | $1,882,000 | 2,254 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,586,000 | 4,683 |
| Tier 1 (core) risk-based capital | $35,157,000 | 1,241 |
| Tier 2 risk-based capital | $1,149,000 | 2,583 |
| Total risk weighted assets | $232,115,000 | 1,252 |
| Total unused commitments | $5,586,000 | 4,697 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 119 | 1,680 |
| Assets and Liabilities | ||
| Total Assets: | $428,282,000 | 1,109 |
| Cash and due from depository institutions | $8,280,000 | 1,680 |
| Interest-bearing balances | $2,407,000 | 1,376 |
| Securities | $130,526,000 | 1,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $278,495,000 | 1,033 |
| Loan loss allowance | $1,134,000 | 3,194 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,012,000 | 2,463 |
| Other real estate owned | $251,000 | 1,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,718,000 | 1,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,282,000 | 1,109 |
| Total liabilities | $397,040,000 | 1,097 |
| Total deposits | $396,283,000 | 969 |
| Interest-bearing deposits | $389,575,000 | 870 |
| Deposits held in domestic offices | $396,283,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $757,000 | 3,768 |
| Total equity capital | $31,242,000 | 1,324 |
| Total bank equity capital | $31,242,000 | 1,324 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $31,242,000 | 733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,504,000 | 1,288 |
| Earning assets | $411,428,000 | 1,062 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $418,482,800 | 1,099 |
| Average Assets, quarterly | $428,441,500 | 1,101 |
| Volatile liabilities | $24,401,000 | 2,146 |
| Insider loans | $1,350,000 | 2,940 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,600,000 | 5,146 |
| Tier 1 (core) risk-based capital | $31,242,000 | 1,314 |
| Tier 2 risk-based capital | $1,121,000 | 2,638 |
| Total risk weighted assets | $194,775,000 | 1,431 |
| Total unused commitments | $4,600,000 | 5,153 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $402,693,000 | 1,192 |
| Cash and due from depository institutions | $22,491,000 | 1,846 |
| Interest-bearing balances | $17,774,000 | 356 |
| Securities | $134,861,000 | 1,020 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $235,322,000 | 1,181 |
| Loan loss allowance | $1,447,000 | 2,713 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,540,000 | 2,879 |
| Other real estate owned | $486,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,993,000 | 1,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,693,000 | 1,192 |
| Total liabilities | $376,242,000 | 1,168 |
| Total deposits | $375,685,000 | 1,061 |
| Interest-bearing deposits | $370,725,000 | 938 |
| Deposits held in domestic offices | $375,685,000 | 1,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $557,000 | 4,955 |
| Total equity capital | $26,451,000 | 1,561 |
| Total bank equity capital | $26,451,000 | 1,561 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $26,451,000 | 872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,458,000 | 2,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,280,000 | 1,338 |
| Earning assets | $387,957,000 | 1,136 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $397,292,600 | 1,172 |
| Average Assets, quarterly | $402,664,500 | 1,173 |
| Volatile liabilities | $17,936,000 | 2,616 |
| Insider loans | $873,000 | 4,093 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,448,000 | 5,217 |
| Tier 1 (core) risk-based capital | $26,451,000 | 1,512 |
| Tier 2 risk-based capital | $1,038,000 | 2,780 |
| Total risk weighted assets | $166,397,000 | 1,656 |
| Total unused commitments | $4,448,000 | 5,239 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 106 | 2,044 |
| Assets and Liabilities | ||
| Total Assets: | $391,918,000 | 1,243 |
| Cash and due from depository institutions | $13,984,000 | 2,044 |
| Interest-bearing balances | $8,263,000 | 899 |
| Securities | $152,875,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $214,498,000 | 1,354 |
| Loan loss allowance | $991,000 | 3,764 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,459,000 | 2,972 |
| Other real estate owned | $1,171,000 | 2,044 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,931,000 | 1,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,918,000 | 1,243 |
| Total liabilities | $370,840,000 | 1,215 |
| Total deposits | $370,072,000 | 1,122 |
| Interest-bearing deposits | $364,417,000 | 1,018 |
| Deposits held in domestic offices | $370,072,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $768,000 | 4,052 |
| Total equity capital | $21,078,000 | 1,850 |
| Total bank equity capital | $21,078,000 | 1,850 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $21,078,000 | 1,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 6,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,221,000 | 1,574 |
| Earning assets | $375,636,000 | 1,187 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $388,873,800 | 1,239 |
| Average Assets, quarterly | $389,799,500 | 1,252 |
| Volatile liabilities | $14,445,000 | 3,064 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,574,000 | 4,868 |
| Tier 1 (core) risk-based capital | $21,078,000 | 1,799 |
| Tier 2 risk-based capital | $672,000 | 4,104 |
| Total risk weighted assets | $149,200,000 | 1,893 |
| Total unused commitments | $4,574,000 | 4,896 |
| Derivatives | $0 | 651 |