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First Federal Bank, Changes in Bank Equity Capital
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $15,508,000 | 2,598 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $2,452,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $3,000,000 | 958 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $15,595,000 | 2,875 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $12,692,000 | 3,114 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $2,279,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $0 | 7,816 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $15,508,000 | 2,850 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $16,719,000 | 2,442 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,298,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $5,000,000 | 653 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $12,692,000 | 3,485 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $15,028,000 | 2,554 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,522,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $16,153,000 | 2,761 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $12,787,000 | 2,967 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,232,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $14,089,000 | 2,883 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $7,753,000 | 4,667 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $990,000 | 4,882 |
| Sale, conversion, retirement of capital stock, net | $5,075,000 | 195 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $12,780,000 | 3,171 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $6,712,000 | 5,117 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $1,041,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $7,729,000 | 4,948 |