Home > First Federal Bank > Assets and Liabilities
First Federal Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $169,878,000 | 2,711 |
| Cash and due from depository institutions | $10,359,000 | 3,552 |
| Interest-bearing balances | $8,983,000 | 696 |
| Securities | $15,747,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $1,912,000 | 5,923 |
| Net loans & leases | $136,088,000 | 2,057 |
| Loan loss allowance | $658,000 | 4,677 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,646,000 | 3,048 |
| Other real estate owned | $30,000 | 3,552 |
| Goodwill and other intangibles | $613,000 | 1,708 |
| All other assets | $2,483,000 | 2,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,878,000 | 2,711 |
| Total liabilities | $154,283,000 | 2,693 |
| Total deposits | $140,664,000 | 2,714 |
| Interest-bearing deposits | $133,151,000 | 2,449 |
| Deposits held in domestic offices | $140,664,000 | 2,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,936,000 | 1,415 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,683,000 | 2,291 |
| Total equity capital | $15,595,000 | 2,875 |
| Total bank equity capital | $15,595,000 | 2,875 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $11,000 | 9,207 |
| Surplus | $6,187,000 | 2,371 |
| Undivided profits | $9,397,000 | 2,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $703,000 | 3,323 |
| Earning assets | $162,730,000 | 2,608 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $164,732,800 | 2,632 |
| Average Assets, quarterly | $166,898,500 | 2,709 |
| Volatile liabilities | $32,909,000 | 2,001 |
| Insider loans | $765,000 | 4,212 |
| FHLB advances | $11,515,000 | 395 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,352,000 | 2,506 |
| Tier 1 (core) risk-based capital | $15,478,000 | 2,756 |
| Tier 2 risk-based capital | $658,000 | 4,282 |
| Total risk weighted assets | $107,962,000 | 2,635 |
| Total unused commitments | $17,352,000 | 2,511 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $163,919,000 | 2,740 |
| Cash and due from depository institutions | $4,296,000 | 3,792 |
| Interest-bearing balances | $959,000 | 2,525 |
| Securities | $17,477,000 | 5,421 |
| Federal funds sold & reverse repurchase agreements | $714,000 | 6,870 |
| Net loans & leases | $136,638,000 | 2,056 |
| Loan loss allowance | $564,000 | 5,258 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,863,000 | 4,054 |
| Other real estate owned | $30,000 | 3,792 |
| Goodwill and other intangibles | $248,000 | 2,160 |
| All other assets | $2,653,000 | 2,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,919,000 | 2,740 |
| Total liabilities | $148,411,000 | 2,719 |
| Total deposits | $130,460,000 | 2,868 |
| Interest-bearing deposits | $125,577,000 | 2,563 |
| Deposits held in domestic offices | $130,460,000 | 2,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $17,156,000 | 1,040 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $795,000 | 4,285 |
| Total equity capital | $15,508,000 | 2,850 |
| Total bank equity capital | $15,508,000 | 2,850 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $11,000 | 9,603 |
| Surplus | $5,663,000 | 2,496 |
| Undivided profits | $9,834,000 | 2,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $687,000 | 3,424 |
| Earning assets | $155,788,000 | 2,634 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $161,259,000 | 2,652 |
| Average Assets, quarterly | $163,842,500 | 2,683 |
| Volatile liabilities | $35,356,000 | 1,862 |
| Insider loans | $550,000 | 5,150 |
| FHLB advances | $15,976,000 | 352 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,584,000 | 2,542 |
| Tier 1 (core) risk-based capital | $15,416,000 | 2,756 |
| Tier 2 risk-based capital | $564,000 | 4,741 |
| Total risk weighted assets | $101,424,000 | 2,729 |
| Total unused commitments | $15,584,000 | 2,548 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $156,963,000 | 2,921 |
| Cash and due from depository institutions | $2,233,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,739,000 | 4,678 |
| Federal funds sold & reverse repurchase agreements | $248,000 | 8,008 |
| Net loans & leases | $126,973,000 | 2,236 |
| Loan loss allowance | $501,000 | 5,917 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,370,000 | 4,989 |
| Other real estate owned | $30,000 | 4,115 |
| Goodwill and other intangibles | $42,000 | 2,886 |
| All other assets | $2,328,000 | 3,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,963,000 | 2,921 |
| Total liabilities | $144,271,000 | 2,876 |
| Total deposits | $121,516,000 | 3,137 |
| Interest-bearing deposits | $115,717,000 | 2,844 |
| Deposits held in domestic offices | $121,516,000 | 3,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,998,000 | 892 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $757,000 | 4,387 |
| Total equity capital | $12,692,000 | 3,485 |
| Total bank equity capital | $12,692,000 | 3,485 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,000 | 10,066 |
| Surplus | $5,374,000 | 2,680 |
| Undivided profits | $7,307,000 | 3,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $540,000 | 4,277 |
| Earning assets | $150,960,000 | 2,786 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $144,962,800 | 3,003 |
| Average Assets, quarterly | $153,509,500 | 2,952 |
| Volatile liabilities | $39,379,000 | 1,657 |
| Insider loans | $607,000 | 4,992 |
| FHLB advances | $21,572,000 | 318 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,561,000 | 3,068 |
| Tier 1 (core) risk-based capital | $12,722,000 | 3,372 |
| Tier 2 risk-based capital | $466,000 | 5,545 |
| Total risk weighted assets | $90,209,000 | 3,058 |
| Total unused commitments | $11,561,000 | 3,083 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $137,149,000 | 3,283 |
| Cash and due from depository institutions | $5,572,000 | 4,695 |
| Interest-bearing balances | $841,000 | 2,755 |
| Securities | $18,892,000 | 5,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $109,369,000 | 2,499 |
| Loan loss allowance | $465,000 | 6,348 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,325,000 | 5,058 |
| Other real estate owned | $30,000 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,961,000 | 3,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,149,000 | 3,283 |
| Total liabilities | $120,996,000 | 3,364 |
| Total deposits | $112,750,000 | 3,392 |
| Interest-bearing deposits | $110,946,000 | 2,981 |
| Deposits held in domestic offices | $112,750,000 | 3,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,456,000 | 1,371 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $790,000 | 4,428 |
| Total equity capital | $16,153,000 | 2,761 |
| Total bank equity capital | $16,153,000 | 2,761 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $11,000 | 10,532 |
| Surplus | $5,207,000 | 2,748 |
| Undivided profits | $10,935,000 | 2,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $480,000 | 4,921 |
| Earning assets | $129,102,000 | 3,214 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $132,650,600 | 3,276 |
| Average Assets, quarterly | $137,160,500 | 3,264 |
| Volatile liabilities | $18,442,000 | 2,811 |
| Insider loans | $651,000 | 4,888 |
| FHLB advances | $6,923,000 | 483 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,388,000 | 3,988 |
| Tier 1 (core) risk-based capital | $16,130,000 | 2,661 |
| Tier 2 risk-based capital | $362,000 | 6,597 |
| Total risk weighted assets | $71,325,000 | 3,700 |
| Total unused commitments | $7,388,000 | 4,000 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $127,363,000 | 3,492 |
| Cash and due from depository institutions | $2,700,000 | 5,090 |
| Interest-bearing balances | $95,000 | 5,733 |
| Securities | $15,654,000 | 6,935 |
| Federal funds sold & reverse repurchase agreements | $77,000 | 8,175 |
| Net loans & leases | $105,778,000 | 2,541 |
| Loan loss allowance | $381,000 | 7,358 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,248,000 | 5,284 |
| Other real estate owned | $30,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,876,000 | 4,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,363,000 | 3,492 |
| Total liabilities | $113,274,000 | 3,572 |
| Total deposits | $103,434,000 | 3,668 |
| Interest-bearing deposits | $101,509,000 | 3,208 |
| Deposits held in domestic offices | $103,434,000 | 3,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,412,000 | 1,281 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $428,000 | 5,805 |
| Total equity capital | $14,089,000 | 2,883 |
| Total bank equity capital | $14,089,000 | 2,883 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $11,000 | 11,109 |
| Surplus | $5,064,000 | 2,704 |
| Undivided profits | $9,014,000 | 2,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 6,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $381,000 | 5,401 |
| Earning assets | $121,604,000 | 3,358 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $122,079,400 | 3,549 |
| Average Assets, quarterly | $125,729,500 | 3,508 |
| Volatile liabilities | $17,343,000 | 2,851 |
| Insider loans | $577,000 | 5,237 |
| FHLB advances | $7,766,000 | 529 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,226,000 | 4,791 |
| Tier 1 (core) risk-based capital | $14,089,000 | 2,917 |
| Tier 2 risk-based capital | $325,000 | 7,152 |
| Total risk weighted assets | $66,486,000 | 3,864 |
| Total unused commitments | $5,226,000 | 4,799 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $118,756,000 | 3,814 |
| Cash and due from depository institutions | $2,630,000 | 5,309 |
| Interest-bearing balances | $1,024,000 | 3,361 |
| Securities | $16,619,000 | 6,939 |
| Federal funds sold & reverse repurchase agreements | $614,000 | 8,781 |
| Net loans & leases | $95,949,000 | 2,707 |
| Loan loss allowance | $321,000 | 8,390 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,250,000 | 5,330 |
| Other real estate owned | $30,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,664,000 | 4,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,756,000 | 3,814 |
| Total liabilities | $105,976,000 | 3,864 |
| Total deposits | $100,646,000 | 3,875 |
| Interest-bearing deposits | $99,684,000 | 3,407 |
| Deposits held in domestic offices | $100,646,000 | 3,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,726,000 | 1,556 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $604,000 | 4,648 |
| Total equity capital | $12,780,000 | 3,171 |
| Total bank equity capital | $12,780,000 | 3,171 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $11,000 | 11,645 |
| Surplus | $5,064,000 | 2,637 |
| Undivided profits | $7,705,000 | 3,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 7,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $317,000 | 5,795 |
| Earning assets | $114,206,000 | 3,632 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $116,616,400 | 3,776 |
| Average Assets, quarterly | $118,851,500 | 3,777 |
| Volatile liabilities | $11,365,000 | 3,743 |
| Insider loans | $766,000 | 4,481 |
| FHLB advances | $3,938,000 | 563 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,462,000 | 5,210 |
| Tier 1 (core) risk-based capital | $12,780,000 | 3,095 |
| Tier 2 risk-based capital | $277,000 | 7,920 |
| Total risk weighted assets | $60,251,000 | 4,156 |
| Total unused commitments | $4,462,000 | 5,232 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $115,134,000 | 3,987 |
| Cash and due from depository institutions | $3,913,000 | 5,417 |
| Interest-bearing balances | $1,946,000 | 2,794 |
| Securities | $14,131,000 | 7,623 |
| Federal funds sold & reverse repurchase agreements | $915,000 | 8,961 |
| Net loans & leases | $93,285,000 | 2,843 |
| Loan loss allowance | $195,000 | 10,626 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,261,000 | 5,315 |
| Other real estate owned | $30,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,599,000 | 4,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,134,000 | 3,987 |
| Total liabilities | $107,405,000 | 3,927 |
| Total deposits | $106,896,000 | 3,775 |
| Interest-bearing deposits | $106,056,000 | 3,351 |
| Deposits held in domestic offices | $106,896,000 | 3,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $509,000 | 5,743 |
| Total equity capital | $7,729,000 | 4,948 |
| Total bank equity capital | $7,729,000 | 4,948 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $7,729,000 | 2,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 8,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $351,000 | 5,710 |
| Earning assets | $110,277,000 | 3,822 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $112,412,600 | 3,988 |
| Average Assets, quarterly | $114,220,500 | 3,981 |
| Volatile liabilities | $7,527,000 | 5,019 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,149,000 | 5,944 |
| Tier 1 (core) risk-based capital | $7,729,000 | 4,856 |
| Tier 2 risk-based capital | $141,000 | 10,890 |
| Total risk weighted assets | $59,144,000 | 4,272 |
| Total unused commitments | $3,149,000 | 5,970 |
| Derivatives | $0 | 651 |