Home > First Farmers State Bank > Income and Expense
First Farmers State Bank, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 2,978 |
| Total interest expense | $142,000 | 3,239 |
| Net interest income | $1,700,000 | 2,919 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $321,000 | 2,726 |
| Gross Fiduciary activities income | $6,000 | 813 |
| Service charges on deposit accounts | $17,000 | 3,817 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $298,000 | 2,463 |
| Total noninterest expense | $1,510,000 | 2,701 |
| Salaries and employee benefits | $985,000 | 2,512 |
| Premises and equipment expense | $76,000 | 3,794 |
| Additional noninterest expense | $449,000 | 2,741 |
| Pre-tax net operating income | $511,000 | 3,211 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $5,000 | 3,399 |
| Income before extraordinary items | $506,000 | 3,102 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $506,000 | 3,101 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $506,000 | 3,102 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $10,640,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $506,000 | 3,077 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 3,001 |
| Total interest expense | $993,000 | 2,946 |
| Net interest income | $6,397,000 | 2,953 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $1,740,000 | 2,280 |
| Gross Fiduciary activities income | $30,000 | 820 |
| Service charges on deposit accounts | $79,000 | 3,800 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,631,000 | 2,005 |
| Total noninterest expense | $4,445,000 | 3,212 |
| Salaries and employee benefits | $3,040,000 | 2,924 |
| Premises and equipment expense | $294,000 | 3,848 |
| Additional noninterest expense | $1,111,000 | 3,555 |
| Pre-tax net operating income | $3,692,000 | 2,156 |
| Securities gains (losses) | $-74,000 | 4,935 |
| Applicable income taxes | $30,000 | 3,331 |
| Income before extraordinary items | $3,588,000 | 2,062 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,588,000 | 2,062 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,588,000 | 2,062 |
| Net charge-offs | $-5,000 | 4,126 |
| Cash dividends | $1,573,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,661,260 | 1,976 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 3,035 |
| Total interest expense | $805,000 | 2,918 |
| Net interest income | $4,717,000 | 2,993 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,245,000 | 2,280 |
| Gross Fiduciary activities income | $13,000 | 833 |
| Service charges on deposit accounts | $58,000 | 3,831 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,174,000 | 2,005 |
| Total noninterest expense | $3,351,000 | 3,191 |
| Salaries and employee benefits | $2,282,000 | 2,901 |
| Premises and equipment expense | $222,000 | 3,856 |
| Additional noninterest expense | $847,000 | 3,490 |
| Pre-tax net operating income | $2,611,000 | 2,231 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $22,000 | 3,327 |
| Income before extraordinary items | $2,589,000 | 2,098 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,589,000 | 2,098 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,589,000 | 2,098 |
| Net charge-offs | $-3,000 | 3,980 |
| Cash dividends | $1,038,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,589,000 | 2,038 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 3,084 |
| Total interest expense | $591,000 | 2,896 |
| Net interest income | $3,059,000 | 3,059 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $698,000 | 2,426 |
| Gross Fiduciary activities income | $13,000 | 812 |
| Service charges on deposit accounts | $38,000 | 3,885 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $647,000 | 2,103 |
| Total noninterest expense | $2,177,000 | 3,237 |
| Salaries and employee benefits | $1,471,000 | 2,969 |
| Premises and equipment expense | $148,000 | 3,847 |
| Additional noninterest expense | $558,000 | 3,528 |
| Pre-tax net operating income | $1,580,000 | 2,325 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $13,000 | 3,317 |
| Income before extraordinary items | $1,567,000 | 2,182 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,567,000 | 2,182 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,567,000 | 2,182 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $550,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,567,000 | 2,140 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 3,104 |
| Total interest expense | $332,000 | 2,863 |
| Net interest income | $1,459,000 | 3,098 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $182,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $21,000 | 3,977 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $161,000 | 2,699 |
| Total noninterest expense | $1,009,000 | 3,384 |
| Salaries and employee benefits | $682,000 | 3,103 |
| Premises and equipment expense | $77,000 | 3,816 |
| Additional noninterest expense | $250,000 | 3,744 |
| Pre-tax net operating income | $632,000 | 2,486 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $6,000 | 3,239 |
| Income before extraordinary items | $626,000 | 2,337 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $626,000 | 2,336 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $626,000 | 2,337 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $235,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $626,000 | 2,303 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 3,149 |
| Total interest expense | $1,256,000 | 2,985 |
| Net interest income | $5,908,000 | 3,132 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,300,000 | 2,474 |
| Gross Fiduciary activities income | $15,000 | 894 |
| Service charges on deposit accounts | $95,000 | 3,975 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,190,000 | 2,061 |
| Total noninterest expense | $4,243,000 | 3,317 |
| Salaries and employee benefits | $2,816,000 | 3,050 |
| Premises and equipment expense | $301,000 | 3,906 |
| Additional noninterest expense | $1,126,000 | 3,607 |
| Pre-tax net operating income | $2,965,000 | 2,481 |
| Securities gains (losses) | $-114,000 | 5,087 |
| Applicable income taxes | $23,000 | 3,516 |
| Income before extraordinary items | $2,828,000 | 2,376 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,828,000 | 2,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,828,000 | 2,378 |
| Net charge-offs | $-11,000 | 4,482 |
| Cash dividends | $1,280,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,940,860 | 2,279 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 3,201 |
| Total interest expense | $917,000 | 3,048 |
| Net interest income | $4,408,000 | 3,176 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,063,000 | 2,380 |
| Gross Fiduciary activities income | $11,000 | 882 |
| Service charges on deposit accounts | $72,000 | 4,021 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $980,000 | 1,943 |
| Total noninterest expense | $3,192,000 | 3,331 |
| Salaries and employee benefits | $2,099,000 | 3,069 |
| Premises and equipment expense | $241,000 | 3,858 |
| Additional noninterest expense | $852,000 | 3,618 |
| Pre-tax net operating income | $2,279,000 | 2,508 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $19,000 | 3,552 |
| Income before extraordinary items | $2,261,000 | 2,342 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,261,000 | 2,342 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,261,000 | 2,343 |
| Net charge-offs | $-8,000 | 4,369 |
| Cash dividends | $840,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,260,010 | 2,311 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 3,230 |
| Total interest expense | $596,000 | 3,070 |
| Net interest income | $2,917,000 | 3,206 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $832,000 | 2,157 |
| Gross Fiduciary activities income | $10,000 | 856 |
| Service charges on deposit accounts | $49,000 | 4,025 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $773,000 | 1,746 |
| Total noninterest expense | $2,145,000 | 3,335 |
| Salaries and employee benefits | $1,436,000 | 3,046 |
| Premises and equipment expense | $160,000 | 3,884 |
| Additional noninterest expense | $549,000 | 3,702 |
| Pre-tax net operating income | $1,604,000 | 2,395 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $13,000 | 3,544 |
| Income before extraordinary items | $1,591,000 | 2,247 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,591,000 | 2,247 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,591,000 | 2,247 |
| Net charge-offs | $-6,000 | 4,333 |
| Cash dividends | $595,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,591,000 | 2,217 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,257 |
| Total interest expense | $284,000 | 3,119 |
| Net interest income | $1,463,000 | 3,229 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $638,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $612,000 | 1,272 |
| Total noninterest expense | $1,074,000 | 3,353 |
| Salaries and employee benefits | $706,000 | 3,088 |
| Premises and equipment expense | $84,000 | 3,833 |
| Additional noninterest expense | $284,000 | 3,666 |
| Pre-tax net operating income | $1,027,000 | 2,020 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $9,000 | 3,424 |
| Income before extraordinary items | $1,018,000 | 1,844 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,018,000 | 1,842 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,018,000 | 1,843 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $260,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,018,000 | 1,822 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 3,250 |
| Total interest expense | $918,000 | 3,057 |
| Net interest income | $5,793,000 | 3,234 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $979,000 | 2,885 |
| Gross Fiduciary activities income | $18,000 | 920 |
| Service charges on deposit accounts | $104,000 | 4,095 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $857,000 | 2,413 |
| Total noninterest expense | $4,226,000 | 3,378 |
| Salaries and employee benefits | $2,741,000 | 3,119 |
| Premises and equipment expense | $295,000 | 4,055 |
| Additional noninterest expense | $1,190,000 | 3,592 |
| Pre-tax net operating income | $2,546,000 | 2,751 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $21,000 | 3,624 |
| Income before extraordinary items | $2,533,000 | 2,572 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,533,000 | 2,571 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,533,000 | 2,571 |
| Net charge-offs | $-27,000 | 4,747 |
| Cash dividends | $1,644,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,525,080 | 2,567 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 3,258 |
| Total interest expense | $648,000 | 3,089 |
| Net interest income | $4,356,000 | 3,254 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $717,000 | 2,941 |
| Gross Fiduciary activities income | $13,000 | 893 |
| Service charges on deposit accounts | $77,000 | 4,157 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $627,000 | 2,467 |
| Total noninterest expense | $3,190,000 | 3,371 |
| Salaries and employee benefits | $2,056,000 | 3,114 |
| Premises and equipment expense | $226,000 | 4,057 |
| Additional noninterest expense | $908,000 | 3,582 |
| Pre-tax net operating income | $1,883,000 | 2,835 |
| Securities gains (losses) | $21,000 | 556 |
| Applicable income taxes | $16,000 | 3,684 |
| Income before extraordinary items | $1,888,000 | 2,614 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,888,000 | 2,614 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,888,000 | 2,613 |
| Net charge-offs | $-26,000 | 4,745 |
| Cash dividends | $754,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,867,210 | 2,623 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 3,253 |
| Total interest expense | $398,000 | 3,126 |
| Net interest income | $2,930,000 | 3,236 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $475,000 | 2,951 |
| Gross Fiduciary activities income | $13,000 | 870 |
| Service charges on deposit accounts | $51,000 | 4,189 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $411,000 | 2,488 |
| Total noninterest expense | $2,178,000 | 3,339 |
| Salaries and employee benefits | $1,407,000 | 3,082 |
| Premises and equipment expense | $145,000 | 4,130 |
| Additional noninterest expense | $626,000 | 3,529 |
| Pre-tax net operating income | $1,227,000 | 2,841 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $10,000 | 3,693 |
| Income before extraordinary items | $1,217,000 | 2,648 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,217,000 | 2,647 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,217,000 | 2,647 |
| Net charge-offs | $-23,000 | 4,790 |
| Cash dividends | $494,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,217,000 | 2,637 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 3,303 |
| Total interest expense | $197,000 | 3,098 |
| Net interest income | $1,428,000 | 3,293 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $215,000 | 3,068 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $189,000 | 2,561 |
| Total noninterest expense | $1,039,000 | 3,473 |
| Salaries and employee benefits | $650,000 | 3,255 |
| Premises and equipment expense | $72,000 | 4,191 |
| Additional noninterest expense | $317,000 | 3,545 |
| Pre-tax net operating income | $604,000 | 2,808 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $5,000 | 3,674 |
| Income before extraordinary items | $599,000 | 2,613 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $599,000 | 2,613 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $599,000 | 2,613 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $245,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $599,000 | 2,610 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 3,368 |
| Total interest expense | $671,000 | 3,199 |
| Net interest income | $5,470,000 | 3,353 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,032,000 | 2,898 |
| Gross Fiduciary activities income | $12,000 | 961 |
| Service charges on deposit accounts | $105,000 | 4,277 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $915,000 | 2,387 |
| Total noninterest expense | $3,890,000 | 3,607 |
| Salaries and employee benefits | $2,667,000 | 3,213 |
| Premises and equipment expense | $304,000 | 4,156 |
| Additional noninterest expense | $919,000 | 4,163 |
| Pre-tax net operating income | $2,612,000 | 2,685 |
| Securities gains (losses) | $-80,000 | 5,372 |
| Applicable income taxes | $22,000 | 3,735 |
| Income before extraordinary items | $2,510,000 | 2,327 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,510,000 | 2,327 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,510,000 | 2,327 |
| Net charge-offs | $-27,000 | 5,006 |
| Cash dividends | $1,550,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,589,200 | 2,253 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,415 |
| Total interest expense | $473,000 | 3,307 |
| Net interest income | $4,067,000 | 3,399 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $773,000 | 2,919 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $81,000 | 4,291 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $682,000 | 2,427 |
| Total noninterest expense | $2,784,000 | 3,708 |
| Salaries and employee benefits | $1,953,000 | 3,267 |
| Premises and equipment expense | $239,000 | 4,100 |
| Additional noninterest expense | $592,000 | 4,427 |
| Pre-tax net operating income | $2,056,000 | 2,683 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $18,000 | 3,745 |
| Income before extraordinary items | $2,038,000 | 2,375 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,038,000 | 2,374 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,038,000 | 2,375 |
| Net charge-offs | $-15,000 | 4,847 |
| Cash dividends | $866,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,038,000 | 2,357 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 3,451 |
| Total interest expense | $296,000 | 3,389 |
| Net interest income | $2,668,000 | 3,433 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $515,000 | 2,920 |
| Gross Fiduciary activities income | $10,000 | 914 |
| Service charges on deposit accounts | $49,000 | 4,413 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $456,000 | 2,440 |
| Total noninterest expense | $1,814,000 | 3,783 |
| Salaries and employee benefits | $1,315,000 | 3,266 |
| Premises and equipment expense | $153,000 | 4,191 |
| Additional noninterest expense | $346,000 | 4,663 |
| Pre-tax net operating income | $1,369,000 | 2,636 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $12,000 | 3,765 |
| Income before extraordinary items | $1,357,000 | 2,332 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,357,000 | 2,333 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,357,000 | 2,333 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $606,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,357,000 | 2,297 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 3,496 |
| Total interest expense | $137,000 | 3,501 |
| Net interest income | $1,321,000 | 3,466 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $240,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $214,000 | 2,495 |
| Total noninterest expense | $898,000 | 3,837 |
| Salaries and employee benefits | $626,000 | 3,407 |
| Premises and equipment expense | $77,000 | 4,199 |
| Additional noninterest expense | $195,000 | 4,518 |
| Pre-tax net operating income | $663,000 | 2,628 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $657,000 | 2,297 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $657,000 | 2,296 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $657,000 | 2,297 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $60,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $657,000 | 2,265 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 3,461 |
| Total interest expense | $515,000 | 3,601 |
| Net interest income | $5,387,000 | 3,405 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,139,000 | 2,830 |
| Gross Fiduciary activities income | $33,000 | 917 |
| Service charges on deposit accounts | $118,000 | 4,318 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $988,000 | 2,418 |
| Total noninterest expense | $3,936,000 | 3,669 |
| Salaries and employee benefits | $2,581,000 | 3,348 |
| Premises and equipment expense | $361,000 | 3,972 |
| Additional noninterest expense | $994,000 | 4,159 |
| Pre-tax net operating income | $2,590,000 | 2,618 |
| Securities gains (losses) | $-125,000 | 5,815 |
| Applicable income taxes | $22,000 | 3,834 |
| Income before extraordinary items | $2,443,000 | 2,443 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,443,000 | 2,442 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,443,000 | 2,443 |
| Net charge-offs | $15,000 | 3,736 |
| Cash dividends | $1,412,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,566,750 | 2,310 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 3,510 |
| Total interest expense | $374,000 | 3,670 |
| Net interest income | $4,001,000 | 3,447 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $877,000 | 2,811 |
| Gross Fiduciary activities income | $31,000 | 885 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $757,000 | 2,382 |
| Total noninterest expense | $3,104,000 | 3,587 |
| Salaries and employee benefits | $1,953,000 | 3,308 |
| Premises and equipment expense | $277,000 | 3,940 |
| Additional noninterest expense | $874,000 | 3,914 |
| Pre-tax net operating income | $1,774,000 | 2,815 |
| Securities gains (losses) | $-46,000 | 5,879 |
| Applicable income taxes | $16,000 | 3,913 |
| Income before extraordinary items | $1,712,000 | 2,595 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,712,000 | 2,596 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,712,000 | 2,596 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $802,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,757,540 | 2,494 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 3,541 |
| Total interest expense | $239,000 | 3,762 |
| Net interest income | $2,659,000 | 3,468 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $557,000 | 2,860 |
| Gross Fiduciary activities income | $13,000 | 930 |
| Service charges on deposit accounts | $58,000 | 4,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $486,000 | 2,416 |
| Total noninterest expense | $2,063,000 | 3,622 |
| Salaries and employee benefits | $1,328,000 | 3,294 |
| Premises and equipment expense | $180,000 | 4,016 |
| Additional noninterest expense | $555,000 | 4,043 |
| Pre-tax net operating income | $1,153,000 | 2,826 |
| Securities gains (losses) | $-46,000 | 5,969 |
| Applicable income taxes | $10,000 | 3,951 |
| Income before extraordinary items | $1,097,000 | 2,646 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,097,000 | 2,645 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,097,000 | 2,645 |
| Net charge-offs | $-13,000 | 5,063 |
| Cash dividends | $540,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,142,540 | 2,498 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 3,548 |
| Total interest expense | $112,000 | 3,906 |
| Net interest income | $1,332,000 | 3,472 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $274,000 | 2,866 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $30,000 | 4,339 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $243,000 | 2,375 |
| Total noninterest expense | $991,000 | 3,734 |
| Salaries and employee benefits | $634,000 | 3,408 |
| Premises and equipment expense | $89,000 | 4,074 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $615,000 | 2,700 |
| Securities gains (losses) | $-46,000 | 6,058 |
| Applicable income taxes | $5,000 | 3,928 |
| Income before extraordinary items | $564,000 | 2,542 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $564,000 | 2,542 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $564,000 | 2,542 |
| Net charge-offs | $-10,000 | 5,188 |
| Cash dividends | $275,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $609,540 | 2,369 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,738 |
| Total interest expense | $392,000 | 4,191 |
| Net interest income | $4,853,000 | 3,650 |
| Provision for loan and lease losses | $130,000 | 2,763 |
| Total noninterest income | $1,142,000 | 2,862 |
| Gross Fiduciary activities income | $21,000 | 983 |
| Service charges on deposit accounts | $144,000 | 4,196 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $977,000 | 2,395 |
| Total noninterest expense | $4,064,000 | 3,676 |
| Salaries and employee benefits | $2,551,000 | 3,370 |
| Premises and equipment expense | $340,000 | 4,235 |
| Additional noninterest expense | $1,173,000 | 3,965 |
| Pre-tax net operating income | $1,801,000 | 3,203 |
| Securities gains (losses) | $-119,000 | 6,084 |
| Applicable income taxes | $16,000 | 4,001 |
| Income before extraordinary items | $1,666,000 | 3,038 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,666,000 | 3,039 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,666,000 | 3,040 |
| Net charge-offs | $-10,000 | 5,186 |
| Cash dividends | $1,283,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,783,810 | 2,886 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 3,785 |
| Total interest expense | $290,000 | 4,269 |
| Net interest income | $3,633,000 | 3,692 |
| Provision for loan and lease losses | $55,000 | 3,175 |
| Total noninterest income | $869,000 | 2,866 |
| Gross Fiduciary activities income | $19,000 | 951 |
| Service charges on deposit accounts | $110,000 | 4,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $740,000 | 2,410 |
| Total noninterest expense | $3,083,000 | 3,676 |
| Salaries and employee benefits | $1,941,000 | 3,340 |
| Premises and equipment expense | $272,000 | 4,153 |
| Additional noninterest expense | $870,000 | 4,011 |
| Pre-tax net operating income | $1,364,000 | 3,245 |
| Securities gains (losses) | $-102,000 | 6,188 |
| Applicable income taxes | $11,000 | 4,123 |
| Income before extraordinary items | $1,251,000 | 3,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,251,000 | 3,100 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,251,000 | 3,101 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $588,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,351,980 | 2,912 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 3,789 |
| Total interest expense | $194,000 | 4,300 |
| Net interest income | $2,429,000 | 3,700 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $555,000 | 2,922 |
| Gross Fiduciary activities income | $18,000 | 935 |
| Service charges on deposit accounts | $73,000 | 4,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $464,000 | 2,494 |
| Total noninterest expense | $1,988,000 | 3,779 |
| Salaries and employee benefits | $1,251,000 | 3,452 |
| Premises and equipment expense | $175,000 | 4,265 |
| Additional noninterest expense | $562,000 | 4,112 |
| Pre-tax net operating income | $996,000 | 3,076 |
| Securities gains (losses) | $-102,000 | 6,283 |
| Applicable income taxes | $8,000 | 4,131 |
| Income before extraordinary items | $886,000 | 2,975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $886,000 | 2,975 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $886,000 | 2,977 |
| Net charge-offs | $-71,000 | 5,843 |
| Cash dividends | $388,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $986,980 | 2,717 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 3,860 |
| Total interest expense | $96,000 | 4,372 |
| Net interest income | $1,185,000 | 3,770 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $245,000 | 3,077 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $38,000 | 4,154 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $203,000 | 2,608 |
| Total noninterest expense | $1,004,000 | 3,789 |
| Salaries and employee benefits | $625,000 | 3,479 |
| Premises and equipment expense | $98,000 | 4,064 |
| Additional noninterest expense | $281,000 | 4,114 |
| Pre-tax net operating income | $426,000 | 3,288 |
| Securities gains (losses) | $-23,000 | 6,307 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $399,000 | 3,128 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $399,000 | 3,131 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $399,000 | 3,131 |
| Net charge-offs | $-68,000 | 6,032 |
| Cash dividends | $190,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $421,770 | 2,968 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 3,853 |
| Total interest expense | $404,000 | 4,428 |
| Net interest income | $4,848,000 | 3,733 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $1,340,000 | 2,671 |
| Gross Fiduciary activities income | $19,000 | 1,019 |
| Service charges on deposit accounts | $156,000 | 4,322 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,165,000 | 2,117 |
| Total noninterest expense | $4,084,000 | 3,787 |
| Salaries and employee benefits | $2,473,000 | 3,502 |
| Premises and equipment expense | $373,000 | 4,239 |
| Additional noninterest expense | $1,238,000 | 3,996 |
| Pre-tax net operating income | $1,864,000 | 3,099 |
| Securities gains (losses) | $-107,000 | 6,337 |
| Applicable income taxes | $16,000 | 4,092 |
| Income before extraordinary items | $1,741,000 | 2,959 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,741,000 | 2,958 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,741,000 | 2,959 |
| Net charge-offs | $180,000 | 2,581 |
| Cash dividends | $1,225,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,846,930 | 2,808 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 3,889 |
| Total interest expense | $305,000 | 4,482 |
| Net interest income | $3,615,000 | 3,776 |
| Provision for loan and lease losses | $140,000 | 2,452 |
| Total noninterest income | $831,000 | 2,974 |
| Gross Fiduciary activities income | $15,000 | 1,000 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $707,000 | 2,424 |
| Total noninterest expense | $3,087,000 | 3,779 |
| Salaries and employee benefits | $1,852,000 | 3,516 |
| Premises and equipment expense | $299,000 | 4,152 |
| Additional noninterest expense | $936,000 | 3,986 |
| Pre-tax net operating income | $1,219,000 | 3,407 |
| Securities gains (losses) | $-77,000 | 6,414 |
| Applicable income taxes | $11,000 | 4,170 |
| Income before extraordinary items | $1,131,000 | 3,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,131,000 | 3,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,131,000 | 3,261 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $515,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,207,230 | 3,091 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,950 |
| Total interest expense | $205,000 | 4,508 |
| Net interest income | $2,354,000 | 3,833 |
| Provision for loan and lease losses | $140,000 | 1,994 |
| Total noninterest income | $498,000 | 3,125 |
| Gross Fiduciary activities income | $15,000 | 972 |
| Service charges on deposit accounts | $66,000 | 4,637 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $417,000 | 2,567 |
| Total noninterest expense | $2,031,000 | 3,847 |
| Salaries and employee benefits | $1,194,000 | 3,628 |
| Premises and equipment expense | $200,000 | 4,178 |
| Additional noninterest expense | $637,000 | 3,964 |
| Pre-tax net operating income | $681,000 | 3,636 |
| Securities gains (losses) | $-30,000 | 6,425 |
| Applicable income taxes | $6,000 | 4,225 |
| Income before extraordinary items | $645,000 | 3,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $645,000 | 3,502 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $645,000 | 3,502 |
| Net charge-offs | $-13,000 | 5,748 |
| Cash dividends | $275,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $674,700 | 3,368 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,048 |
| Total interest expense | $105,000 | 4,530 |
| Net interest income | $1,131,000 | 3,942 |
| Provision for loan and lease losses | $140,000 | 1,347 |
| Total noninterest income | $229,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $196,000 | 2,593 |
| Total noninterest expense | $1,017,000 | 3,858 |
| Salaries and employee benefits | $631,000 | 3,521 |
| Premises and equipment expense | $105,000 | 4,105 |
| Additional noninterest expense | $281,000 | 4,253 |
| Pre-tax net operating income | $203,000 | 4,452 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $201,000 | 4,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 4,243 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $201,000 | 4,245 |
| Net charge-offs | $6,000 | 3,056 |
| Cash dividends | $35,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $201,000 | 4,188 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 3,866 |
| Total interest expense | $539,000 | 4,305 |
| Net interest income | $4,873,000 | 3,754 |
| Provision for loan and lease losses | $315,000 | 2,382 |
| Total noninterest income | $1,100,000 | 3,039 |
| Gross Fiduciary activities income | $70,000 | 911 |
| Service charges on deposit accounts | $135,000 | 4,755 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $895,000 | 2,514 |
| Total noninterest expense | $4,078,000 | 3,873 |
| Salaries and employee benefits | $2,425,000 | 3,618 |
| Premises and equipment expense | $400,000 | 4,220 |
| Additional noninterest expense | $1,253,000 | 4,092 |
| Pre-tax net operating income | $1,580,000 | 3,308 |
| Securities gains (losses) | $-101,000 | 6,549 |
| Applicable income taxes | $14,000 | 4,213 |
| Income before extraordinary items | $1,465,000 | 3,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,465,000 | 3,203 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,465,000 | 3,204 |
| Net charge-offs | $729,000 | 1,593 |
| Cash dividends | $1,003,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,564,990 | 3,010 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 3,874 |
| Total interest expense | $422,000 | 4,301 |
| Net interest income | $3,692,000 | 3,751 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $812,000 | 3,113 |
| Gross Fiduciary activities income | $23,000 | 986 |
| Service charges on deposit accounts | $102,000 | 4,793 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $687,000 | 2,536 |
| Total noninterest expense | $3,174,000 | 3,808 |
| Salaries and employee benefits | $1,941,000 | 3,479 |
| Premises and equipment expense | $390,000 | 3,674 |
| Additional noninterest expense | $843,000 | 4,355 |
| Pre-tax net operating income | $1,330,000 | 3,152 |
| Securities gains (losses) | $-101,000 | 6,724 |
| Applicable income taxes | $12,000 | 4,270 |
| Income before extraordinary items | $1,217,000 | 3,051 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,217,000 | 3,056 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,217,000 | 3,056 |
| Net charge-offs | $79,000 | 3,480 |
| Cash dividends | $543,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,316,990 | 2,825 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 3,872 |
| Total interest expense | $290,000 | 4,289 |
| Net interest income | $2,474,000 | 3,741 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $572,000 | 3,068 |
| Gross Fiduciary activities income | $22,000 | 956 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $481,000 | 2,526 |
| Total noninterest expense | $2,065,000 | 3,892 |
| Salaries and employee benefits | $1,275,000 | 3,517 |
| Premises and equipment expense | $259,000 | 3,701 |
| Additional noninterest expense | $531,000 | 4,495 |
| Pre-tax net operating income | $981,000 | 2,938 |
| Securities gains (losses) | $-101,000 | 6,840 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $872,000 | 2,901 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $872,000 | 2,905 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $872,000 | 2,905 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $483,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $971,990 | 2,596 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 3,887 |
| Total interest expense | $155,000 | 4,246 |
| Net interest income | $1,236,000 | 3,765 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $255,000 | 3,238 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $219,000 | 2,649 |
| Total noninterest expense | $1,032,000 | 3,925 |
| Salaries and employee benefits | $647,000 | 3,525 |
| Premises and equipment expense | $130,000 | 3,713 |
| Additional noninterest expense | $255,000 | 4,594 |
| Pre-tax net operating income | $459,000 | 3,031 |
| Securities gains (losses) | $-192,000 | 6,975 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $264,000 | 3,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $264,000 | 3,791 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $264,000 | 3,794 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $374,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $454,080 | 2,696 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 3,780 |
| Total interest expense | $768,000 | 4,209 |
| Net interest income | $5,346,000 | 3,647 |
| Provision for loan and lease losses | $1,610,000 | 1,259 |
| Total noninterest income | $1,327,000 | 2,806 |
| Gross Fiduciary activities income | $35,000 | 1,008 |
| Service charges on deposit accounts | $142,000 | 4,864 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,150,000 | 2,198 |
| Total noninterest expense | $3,759,000 | 4,208 |
| Salaries and employee benefits | $2,246,000 | 3,840 |
| Premises and equipment expense | $499,000 | 3,831 |
| Additional noninterest expense | $1,014,000 | 4,771 |
| Pre-tax net operating income | $1,304,000 | 3,572 |
| Securities gains (losses) | $-117,000 | 6,909 |
| Applicable income taxes | $12,000 | 4,347 |
| Income before extraordinary items | $1,175,000 | 3,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,175,000 | 3,600 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,175,000 | 3,601 |
| Net charge-offs | $1,555,000 | 1,377 |
| Cash dividends | $715,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,290,830 | 3,259 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 3,825 |
| Total interest expense | $600,000 | 4,238 |
| Net interest income | $4,023,000 | 3,693 |
| Provision for loan and lease losses | $860,000 | 1,626 |
| Total noninterest income | $997,000 | 2,800 |
| Gross Fiduciary activities income | $24,000 | 1,004 |
| Service charges on deposit accounts | $106,000 | 4,944 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $867,000 | 2,182 |
| Total noninterest expense | $2,945,000 | 4,106 |
| Salaries and employee benefits | $1,819,000 | 3,666 |
| Premises and equipment expense | $375,000 | 3,860 |
| Additional noninterest expense | $751,000 | 4,829 |
| Pre-tax net operating income | $1,215,000 | 3,287 |
| Securities gains (losses) | $-62,000 | 6,979 |
| Applicable income taxes | $11,000 | 4,359 |
| Income before extraordinary items | $1,142,000 | 3,175 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,142,000 | 3,174 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,142,000 | 3,173 |
| Net charge-offs | $78,000 | 4,199 |
| Cash dividends | $592,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,203,380 | 2,922 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 3,843 |
| Total interest expense | $415,000 | 4,246 |
| Net interest income | $2,676,000 | 3,712 |
| Provision for loan and lease losses | $860,000 | 1,232 |
| Total noninterest income | $629,000 | 2,851 |
| Gross Fiduciary activities income | $24,000 | 970 |
| Service charges on deposit accounts | $70,000 | 4,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 2,246 |
| Total noninterest expense | $1,889,000 | 4,216 |
| Salaries and employee benefits | $1,175,000 | 3,755 |
| Premises and equipment expense | $249,000 | 3,876 |
| Additional noninterest expense | $465,000 | 5,033 |
| Pre-tax net operating income | $556,000 | 3,939 |
| Securities gains (losses) | $-31,000 | 7,015 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $520,000 | 3,917 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $520,000 | 3,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $520,000 | 3,920 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $532,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $550,690 | 3,618 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 3,852 |
| Total interest expense | $214,000 | 4,289 |
| Net interest income | $1,355,000 | 3,707 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $338,000 | 2,749 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $301,000 | 2,096 |
| Total noninterest expense | $1,015,000 | 4,063 |
| Salaries and employee benefits | $663,000 | 3,485 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $225,000 | 5,100 |
| Pre-tax net operating income | $678,000 | 2,324 |
| Securities gains (losses) | $-31,000 | 7,130 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $641,000 | 2,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $641,000 | 2,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $641,000 | 2,148 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $472,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $671,690 | 1,970 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 3,827 |
| Total interest expense | $1,257,000 | 3,856 |
| Net interest income | $5,321,000 | 3,762 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,135,000 | 2,901 |
| Gross Fiduciary activities income | $34,000 | 964 |
| Service charges on deposit accounts | $173,000 | 4,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $928,000 | 2,240 |
| Total noninterest expense | $4,086,000 | 4,060 |
| Salaries and employee benefits | $2,368,000 | 3,714 |
| Premises and equipment expense | $469,000 | 4,211 |
| Additional noninterest expense | $1,249,000 | 4,337 |
| Pre-tax net operating income | $2,370,000 | 2,208 |
| Securities gains (losses) | $-123,000 | 7,101 |
| Applicable income taxes | $22,000 | 4,085 |
| Income before extraordinary items | $2,225,000 | 2,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,225,000 | 2,073 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,225,000 | 2,073 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $977,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,346,770 | 1,888 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,912,000 | 3,876 |
| Total interest expense | $1,025,000 | 3,769 |
| Net interest income | $3,887,000 | 3,839 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $863,000 | 2,867 |
| Gross Fiduciary activities income | $23,000 | 964 |
| Service charges on deposit accounts | $132,000 | 4,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $708,000 | 2,202 |
| Total noninterest expense | $3,130,000 | 4,005 |
| Salaries and employee benefits | $1,791,000 | 3,690 |
| Premises and equipment expense | $350,000 | 4,254 |
| Additional noninterest expense | $989,000 | 4,203 |
| Pre-tax net operating income | $1,620,000 | 2,435 |
| Securities gains (losses) | $-43,000 | 7,139 |
| Applicable income taxes | $16,000 | 4,115 |
| Income before extraordinary items | $1,561,000 | 2,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,561,000 | 2,235 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,561,000 | 2,236 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $906,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,603,570 | 2,108 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 3,950 |
| Total interest expense | $740,000 | 3,686 |
| Net interest income | $2,481,000 | 3,953 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $563,000 | 2,907 |
| Gross Fiduciary activities income | $23,000 | 927 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $453,000 | 2,246 |
| Total noninterest expense | $2,095,000 | 4,052 |
| Salaries and employee benefits | $1,171,000 | 3,782 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $689,000 | 4,159 |
| Pre-tax net operating income | $949,000 | 2,628 |
| Securities gains (losses) | $-43,000 | 7,220 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $897,000 | 2,467 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $897,000 | 2,467 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $897,000 | 2,467 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $653,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $939,570 | 2,304 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,037 |
| Total interest expense | $383,000 | 3,703 |
| Net interest income | $1,186,000 | 4,071 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $291,000 | 2,882 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $246,000 | 2,179 |
| Total noninterest expense | $1,083,000 | 3,977 |
| Salaries and employee benefits | $630,000 | 3,589 |
| Premises and equipment expense | $123,000 | 4,213 |
| Additional noninterest expense | $330,000 | 4,268 |
| Pre-tax net operating income | $394,000 | 3,003 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $390,000 | 2,730 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $390,000 | 2,729 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $390,000 | 2,730 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $624,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $390,000 | 2,663 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 4,060 |
| Total interest expense | $1,820,000 | 3,795 |
| Net interest income | $4,778,000 | 4,083 |
| Provision for loan and lease losses | $185,000 | 5,430 |
| Total noninterest income | $1,063,000 | 3,138 |
| Gross Fiduciary activities income | $33,000 | 1,007 |
| Service charges on deposit accounts | $198,000 | 4,426 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $832,000 | 2,440 |
| Total noninterest expense | $4,033,000 | 4,197 |
| Salaries and employee benefits | $2,146,000 | 4,035 |
| Premises and equipment expense | $430,000 | 4,572 |
| Additional noninterest expense | $1,457,000 | 4,081 |
| Pre-tax net operating income | $1,623,000 | 2,601 |
| Securities gains (losses) | $-288,000 | 7,352 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $1,321,000 | 2,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,321,000 | 2,715 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,321,000 | 2,720 |
| Net charge-offs | $20,000 | 6,376 |
| Cash dividends | $169,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,606,120 | 2,290 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 4,154 |
| Total interest expense | $1,399,000 | 3,877 |
| Net interest income | $3,526,000 | 4,182 |
| Provision for loan and lease losses | $185,000 | 4,976 |
| Total noninterest income | $699,000 | 3,385 |
| Gross Fiduciary activities income | $22,000 | 1,010 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $529,000 | 2,672 |
| Total noninterest expense | $3,058,000 | 4,168 |
| Salaries and employee benefits | $1,633,000 | 4,027 |
| Premises and equipment expense | $330,000 | 4,598 |
| Additional noninterest expense | $1,095,000 | 4,053 |
| Pre-tax net operating income | $982,000 | 3,128 |
| Securities gains (losses) | $-249,000 | 7,515 |
| Applicable income taxes | $8,000 | 4,311 |
| Income before extraordinary items | $725,000 | 3,458 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $725,000 | 3,456 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $725,000 | 3,458 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $92,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $971,510 | 2,807 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 4,201 |
| Total interest expense | $952,000 | 3,933 |
| Net interest income | $2,324,000 | 4,220 |
| Provision for loan and lease losses | $185,000 | 4,332 |
| Total noninterest income | $547,000 | 3,048 |
| Gross Fiduciary activities income | $22,000 | 975 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $431,000 | 2,308 |
| Total noninterest expense | $2,020,000 | 4,200 |
| Salaries and employee benefits | $1,063,000 | 4,116 |
| Premises and equipment expense | $223,000 | 4,580 |
| Additional noninterest expense | $734,000 | 4,010 |
| Pre-tax net operating income | $666,000 | 3,123 |
| Securities gains (losses) | $-124,000 | 7,544 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $536,000 | 3,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $536,000 | 3,284 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $536,000 | 3,287 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $21,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $658,760 | 2,770 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,231 |
| Total interest expense | $484,000 | 4,024 |
| Net interest income | $1,170,000 | 4,229 |
| Provision for loan and lease losses | $185,000 | 3,103 |
| Total noninterest income | $226,000 | 3,403 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $182,000 | 2,530 |
| Total noninterest expense | $1,041,000 | 4,161 |
| Salaries and employee benefits | $562,000 | 4,007 |
| Premises and equipment expense | $108,000 | 4,747 |
| Additional noninterest expense | $371,000 | 3,991 |
| Pre-tax net operating income | $170,000 | 4,346 |
| Securities gains (losses) | $11,000 | 1,699 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $15,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $168,110 | 4,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 4,206 |
| Total interest expense | $2,295,000 | 4,106 |
| Net interest income | $4,629,000 | 4,142 |
| Provision for loan and lease losses | $886,000 | 3,696 |
| Total noninterest income | $1,100,000 | 3,160 |
| Gross Fiduciary activities income | $136,000 | 824 |
| Service charges on deposit accounts | $303,000 | 3,862 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $661,000 | 2,754 |
| Total noninterest expense | $3,876,000 | 4,432 |
| Salaries and employee benefits | $1,934,000 | 4,460 |
| Premises and equipment expense | $432,000 | 4,789 |
| Additional noninterest expense | $1,510,000 | 4,057 |
| Pre-tax net operating income | $967,000 | 3,039 |
| Securities gains (losses) | $-241,000 | 7,454 |
| Applicable income taxes | $8,000 | 3,939 |
| Income before extraordinary items | $718,000 | 3,326 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $718,000 | 3,325 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $718,000 | 3,325 |
| Net charge-offs | $608,000 | 3,547 |
| Cash dividends | $284,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $956,590 | 2,786 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 4,278 |
| Total interest expense | $1,772,000 | 4,163 |
| Net interest income | $3,388,000 | 4,227 |
| Provision for loan and lease losses | $576,000 | 3,587 |
| Total noninterest income | $834,000 | 3,183 |
| Gross Fiduciary activities income | $125,000 | 793 |
| Service charges on deposit accounts | $229,000 | 3,869 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $480,000 | 2,874 |
| Total noninterest expense | $2,982,000 | 4,371 |
| Salaries and employee benefits | $1,513,000 | 4,355 |
| Premises and equipment expense | $361,000 | 4,529 |
| Additional noninterest expense | $1,108,000 | 4,100 |
| Pre-tax net operating income | $664,000 | 3,433 |
| Securities gains (losses) | $-148,000 | 7,535 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $511,000 | 3,655 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $511,000 | 3,653 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $511,000 | 3,655 |
| Net charge-offs | $384,000 | 3,399 |
| Cash dividends | $284,000 | 2,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $657,520 | 3,145 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 4,367 |
| Total interest expense | $1,216,000 | 4,211 |
| Net interest income | $2,164,000 | 4,351 |
| Provision for loan and lease losses | $526,000 | 2,903 |
| Total noninterest income | $600,000 | 3,049 |
| Gross Fiduciary activities income | $125,000 | 713 |
| Service charges on deposit accounts | $150,000 | 3,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $325,000 | 2,865 |
| Total noninterest expense | $1,974,000 | 4,414 |
| Salaries and employee benefits | $981,000 | 4,488 |
| Premises and equipment expense | $240,000 | 4,564 |
| Additional noninterest expense | $753,000 | 4,053 |
| Pre-tax net operating income | $264,000 | 4,321 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $261,000 | 4,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $261,000 | 4,184 |
| Net charge-offs | $340,000 | 2,787 |
| Cash dividends | $284,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $261,000 | 4,078 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,438 |
| Total interest expense | $655,000 | 4,124 |
| Net interest income | $1,018,000 | 4,522 |
| Provision for loan and lease losses | $316,000 | 2,237 |
| Total noninterest income | $246,000 | 3,413 |
| Gross Fiduciary activities income | $36,000 | 829 |
| Service charges on deposit accounts | $75,000 | 3,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $896,000 | 4,627 |
| Salaries and employee benefits | $458,000 | 4,746 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $318,000 | 4,227 |
| Pre-tax net operating income | $52,000 | 5,603 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $51,000 | 5,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 5,670 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $51,000 | 5,670 |
| Net charge-offs | $114,000 | 2,733 |
| Cash dividends | $284,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,000 | 5,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 4,350 |
| Total interest expense | $3,206,000 | 4,060 |
| Net interest income | $4,162,000 | 4,460 |
| Provision for loan and lease losses | $257,000 | 4,860 |
| Total noninterest income | $1,108,000 | 3,206 |
| Gross Fiduciary activities income | $35,000 | 1,030 |
| Service charges on deposit accounts | $297,000 | 4,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $776,000 | 2,485 |
| Total noninterest expense | $3,565,000 | 4,574 |
| Salaries and employee benefits | $1,826,000 | 4,743 |
| Premises and equipment expense | $439,000 | 4,825 |
| Additional noninterest expense | $1,300,000 | 4,024 |
| Pre-tax net operating income | $1,448,000 | 3,087 |
| Securities gains (losses) | $-307,000 | 7,428 |
| Applicable income taxes | $12,000 | 4,478 |
| Income before extraordinary items | $1,129,000 | 3,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,129,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,975 |
| Cash dividends | $81,000 | 5,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,432,930 | 2,741 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 4,427 |
| Total interest expense | $2,487,000 | 4,089 |
| Net interest income | $2,996,000 | 4,620 |
| Provision for loan and lease losses | $210,000 | 4,122 |
| Total noninterest income | $861,000 | 3,191 |
| Gross Fiduciary activities income | $23,000 | 1,036 |
| Service charges on deposit accounts | $221,000 | 4,071 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $617,000 | 2,490 |
| Total noninterest expense | $2,687,000 | 4,551 |
| Salaries and employee benefits | $1,354,000 | 4,792 |
| Premises and equipment expense | $327,000 | 4,864 |
| Additional noninterest expense | $1,006,000 | 3,850 |
| Pre-tax net operating income | $960,000 | 3,761 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $10,000 | 4,863 |
| Income before extraordinary items | $950,000 | 3,214 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $950,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,311 |
| Cash dividends | $81,000 | 4,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $950,000 | 3,355 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 4,474 |
| Total interest expense | $1,734,000 | 4,113 |
| Net interest income | $1,940,000 | 4,719 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $617,000 | 3,079 |
| Gross Fiduciary activities income | $22,000 | 997 |
| Service charges on deposit accounts | $144,000 | 4,121 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $451,000 | 2,400 |
| Total noninterest expense | $1,840,000 | 4,501 |
| Salaries and employee benefits | $918,000 | 4,786 |
| Premises and equipment expense | $215,000 | 4,931 |
| Additional noninterest expense | $707,000 | 3,700 |
| Pre-tax net operating income | $612,000 | 3,973 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $605,000 | 3,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,694 |
| Cash dividends | $81,000 | 4,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $605,000 | 3,571 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 4,547 |
| Total interest expense | $941,000 | 4,061 |
| Net interest income | $911,000 | 4,913 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $295,000 | 3,166 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $917,000 | 4,518 |
| Salaries and employee benefits | $441,000 | 4,944 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $363,000 | 3,562 |
| Pre-tax net operating income | $289,000 | 4,232 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $286,000 | 3,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $286,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $40,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $286,000 | 3,827 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 4,554 |
| Total interest expense | $4,020,000 | 4,001 |
| Net interest income | $3,465,000 | 5,067 |
| Provision for loan and lease losses | $860,000 | 1,597 |
| Total noninterest income | $1,374,000 | 2,860 |
| Gross Fiduciary activities income | $30,000 | 1,093 |
| Service charges on deposit accounts | $297,000 | 4,093 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,047,000 | 2,159 |
| Total noninterest expense | $3,594,000 | 4,439 |
| Salaries and employee benefits | $1,667,000 | 4,978 |
| Premises and equipment expense | $445,000 | 4,706 |
| Additional noninterest expense | $1,482,000 | 3,453 |
| Pre-tax net operating income | $385,000 | 6,319 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-48,000 | 7,931 |
| Income before extraordinary items | $433,000 | 5,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $433,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $805,000 | 1,209 |
| Cash dividends | $270,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $433,000 | 5,927 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,599 |
| Total interest expense | $2,973,000 | 4,044 |
| Net interest income | $2,581,000 | 5,108 |
| Provision for loan and lease losses | $700,000 | 1,201 |
| Total noninterest income | $1,030,000 | 2,851 |
| Gross Fiduciary activities income | $19,000 | 1,088 |
| Service charges on deposit accounts | $215,000 | 4,191 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $796,000 | 2,131 |
| Total noninterest expense | $2,688,000 | 4,428 |
| Salaries and employee benefits | $1,240,000 | 4,986 |
| Premises and equipment expense | $343,000 | 4,602 |
| Additional noninterest expense | $1,105,000 | 3,417 |
| Pre-tax net operating income | $223,000 | 6,877 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-50,000 | 8,156 |
| Income before extraordinary items | $273,000 | 6,455 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $273,000 | 6,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 808 |
| Cash dividends | $130,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $273,000 | 6,445 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 4,689 |
| Total interest expense | $1,938,000 | 4,091 |
| Net interest income | $1,653,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $669,000 | 2,923 |
| Gross Fiduciary activities income | $18,000 | 1,054 |
| Service charges on deposit accounts | $136,000 | 4,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $515,000 | 2,201 |
| Total noninterest expense | $1,834,000 | 4,386 |
| Salaries and employee benefits | $871,000 | 4,862 |
| Premises and equipment expense | $227,000 | 4,648 |
| Additional noninterest expense | $736,000 | 3,415 |
| Pre-tax net operating income | $488,000 | 5,087 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-47,000 | 8,280 |
| Income before extraordinary items | $535,000 | 4,415 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $535,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $130,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $535,000 | 4,411 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 4,694 |
| Total interest expense | $951,000 | 4,135 |
| Net interest income | $849,000 | 5,184 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $327,000 | 2,948 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $261,000 | 2,157 |
| Total noninterest expense | $913,000 | 4,403 |
| Salaries and employee benefits | $416,000 | 5,038 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $383,000 | 3,292 |
| Pre-tax net operating income | $263,000 | 4,949 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-50,000 | 8,419 |
| Income before extraordinary items | $313,000 | 4,071 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $313,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $313,000 | 4,047 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,206,000 | 4,890 |
| Total interest expense | $3,060,000 | 4,270 |
| Net interest income | $3,146,000 | 5,379 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $1,157,000 | 3,195 |
| Gross Fiduciary activities income | $35,000 | 1,074 |
| Service charges on deposit accounts | $251,000 | 4,487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $871,000 | 2,448 |
| Total noninterest expense | $3,231,000 | 4,649 |
| Salaries and employee benefits | $1,531,000 | 5,124 |
| Premises and equipment expense | $364,000 | 5,214 |
| Additional noninterest expense | $1,336,000 | 3,620 |
| Pre-tax net operating income | $1,042,000 | 5,100 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $16,000 | 5,999 |
| Income before extraordinary items | $1,026,000 | 4,655 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,026,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,375 |
| Cash dividends | $308,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,026,000 | 4,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 5,005 |
| Total interest expense | $2,139,000 | 4,363 |
| Net interest income | $2,352,000 | 5,435 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $802,000 | 3,396 |
| Gross Fiduciary activities income | $24,000 | 1,083 |
| Service charges on deposit accounts | $186,000 | 4,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $592,000 | 2,589 |
| Total noninterest expense | $2,331,000 | 4,749 |
| Salaries and employee benefits | $1,088,000 | 5,280 |
| Premises and equipment expense | $291,000 | 5,044 |
| Additional noninterest expense | $952,000 | 3,758 |
| Pre-tax net operating income | $803,000 | 5,222 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $791,000 | 4,726 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $791,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,453 |
| Cash dividends | $193,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $791,000 | 4,718 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,083 |
| Total interest expense | $1,325,000 | 4,428 |
| Net interest income | $1,568,000 | 5,458 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $456,000 | 3,736 |
| Gross Fiduciary activities income | $22,000 | 1,057 |
| Service charges on deposit accounts | $124,000 | 4,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 2,953 |
| Total noninterest expense | $1,503,000 | 4,869 |
| Salaries and employee benefits | $732,000 | 5,271 |
| Premises and equipment expense | $197,000 | 4,979 |
| Additional noninterest expense | $574,000 | 4,049 |
| Pre-tax net operating income | $521,000 | 5,317 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $513,000 | 4,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,474 |
| Cash dividends | $115,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $513,000 | 4,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 5,203 |
| Total interest expense | $597,000 | 4,587 |
| Net interest income | $774,000 | 5,493 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $242,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $182,000 | 2,657 |
| Total noninterest expense | $735,000 | 4,970 |
| Salaries and employee benefits | $343,000 | 5,498 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $293,000 | 3,968 |
| Pre-tax net operating income | $281,000 | 5,115 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $277,000 | 4,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,265 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $277,000 | 4,599 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 5,157 |
| Total interest expense | $1,819,000 | 4,710 |
| Net interest income | $3,166,000 | 5,335 |
| Provision for loan and lease losses | $38,000 | 6,024 |
| Total noninterest income | $1,069,000 | 3,394 |
| Gross Fiduciary activities income | $33,000 | 1,109 |
| Service charges on deposit accounts | $254,000 | 4,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $782,000 | 2,580 |
| Total noninterest expense | $2,875,000 | 4,923 |
| Salaries and employee benefits | $1,338,000 | 5,440 |
| Premises and equipment expense | $331,000 | 5,461 |
| Additional noninterest expense | $1,206,000 | 3,854 |
| Pre-tax net operating income | $1,322,000 | 4,683 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $20,000 | 6,327 |
| Income before extraordinary items | $1,302,000 | 4,145 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,302,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,622 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,302,000 | 4,117 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 5,207 |
| Total interest expense | $1,277,000 | 4,771 |
| Net interest income | $2,373,000 | 5,342 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $845,000 | 3,290 |
| Gross Fiduciary activities income | $23,000 | 1,096 |
| Service charges on deposit accounts | $190,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $632,000 | 2,478 |
| Total noninterest expense | $2,209,000 | 4,798 |
| Salaries and employee benefits | $970,000 | 5,513 |
| Premises and equipment expense | $279,000 | 5,069 |
| Additional noninterest expense | $960,000 | 3,612 |
| Pre-tax net operating income | $971,000 | 4,840 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $956,000 | 4,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $956,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,584 |
| Cash dividends | $335,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $956,000 | 4,238 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 5,197 |
| Total interest expense | $794,000 | 4,809 |
| Net interest income | $1,601,000 | 5,288 |
| Provision for loan and lease losses | $38,000 | 4,924 |
| Total noninterest income | $567,000 | 3,238 |
| Gross Fiduciary activities income | $23,000 | 1,049 |
| Service charges on deposit accounts | $121,000 | 4,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $423,000 | 2,449 |
| Total noninterest expense | $1,486,000 | 4,755 |
| Salaries and employee benefits | $655,000 | 5,460 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $652,000 | 3,548 |
| Pre-tax net operating income | $644,000 | 4,833 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $634,000 | 4,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $634,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,434 |
| Cash dividends | $174,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $634,000 | 4,221 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,180 |
| Total interest expense | $369,000 | 4,906 |
| Net interest income | $827,000 | 5,236 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $262,000 | 3,363 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $202,000 | 2,467 |
| Total noninterest expense | $737,000 | 4,804 |
| Salaries and employee benefits | $311,000 | 5,675 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $339,000 | 3,451 |
| Pre-tax net operating income | $314,000 | 4,880 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,000 | 8,627 |
| Income before extraordinary items | $315,000 | 4,227 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $315,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $129,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $315,000 | 4,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 5,527 |
| Total interest expense | $1,201,000 | 5,116 |
| Net interest income | $2,836,000 | 5,597 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $1,384,000 | 2,835 |
| Gross Fiduciary activities income | $32,000 | 1,128 |
| Service charges on deposit accounts | $250,000 | 4,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,102,000 | 2,031 |
| Total noninterest expense | $2,878,000 | 4,794 |
| Salaries and employee benefits | $1,183,000 | 5,733 |
| Premises and equipment expense | $304,000 | 5,650 |
| Additional noninterest expense | $1,391,000 | 3,315 |
| Pre-tax net operating income | $1,317,000 | 4,560 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $45,000 | 6,100 |
| Income before extraordinary items | $1,272,000 | 4,048 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,272,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,343 |
| Cash dividends | $508,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,272,000 | 3,996 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 5,604 |
| Total interest expense | $868,000 | 5,188 |
| Net interest income | $2,077,000 | 5,672 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,026,000 | 2,867 |
| Gross Fiduciary activities income | $22,000 | 1,127 |
| Service charges on deposit accounts | $186,000 | 4,804 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $818,000 | 2,045 |
| Total noninterest expense | $2,152,000 | 4,761 |
| Salaries and employee benefits | $844,000 | 5,854 |
| Premises and equipment expense | $249,000 | 5,358 |
| Additional noninterest expense | $1,059,000 | 3,254 |
| Pre-tax net operating income | $951,000 | 4,729 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $917,000 | 4,217 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $917,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,774 |
| Cash dividends | $328,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $917,000 | 4,149 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 5,623 |
| Total interest expense | $574,000 | 5,242 |
| Net interest income | $1,379,000 | 5,673 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $677,000 | 2,903 |
| Gross Fiduciary activities income | $22,000 | 1,079 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $544,000 | 2,060 |
| Total noninterest expense | $1,447,000 | 4,763 |
| Salaries and employee benefits | $580,000 | 5,791 |
| Premises and equipment expense | $163,000 | 5,430 |
| Additional noninterest expense | $704,000 | 3,289 |
| Pre-tax net operating income | $609,000 | 4,791 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $28,000 | 6,089 |
| Income before extraordinary items | $581,000 | 4,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $581,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,721 |
| Cash dividends | $189,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $581,000 | 4,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,605 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $700,000 | 5,636 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $326,000 | 2,936 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $272,000 | 2,003 |
| Total noninterest expense | $718,000 | 4,835 |
| Salaries and employee benefits | $284,000 | 5,901 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $352,000 | 3,268 |
| Pre-tax net operating income | $308,000 | 4,750 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $276,000 | 4,501 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $276,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,283 |
| Cash dividends | $10,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $276,000 | 4,368 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 5,532 |
| Total interest expense | $1,441,000 | 4,998 |
| Net interest income | $2,680,000 | 5,660 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,254,000 | 3,212 |
| Gross Fiduciary activities income | $26,000 | 1,198 |
| Service charges on deposit accounts | $235,000 | 4,893 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $993,000 | 2,400 |
| Total noninterest expense | $2,761,000 | 4,871 |
| Salaries and employee benefits | $1,140,000 | 5,813 |
| Premises and equipment expense | $289,000 | 5,770 |
| Additional noninterest expense | $1,332,000 | 3,423 |
| Pre-tax net operating income | $1,173,000 | 4,749 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $307,000 | 4,250 |
| Income before extraordinary items | $866,000 | 5,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $866,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,625 |
| Cash dividends | $501,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $866,000 | 4,875 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 5,581 |
| Total interest expense | $1,079,000 | 5,142 |
| Net interest income | $2,026,000 | 5,678 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $922,000 | 3,312 |
| Gross Fiduciary activities income | $19,000 | 1,187 |
| Service charges on deposit accounts | $177,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $726,000 | 2,498 |
| Total noninterest expense | $2,054,000 | 4,888 |
| Salaries and employee benefits | $839,000 | 5,850 |
| Premises and equipment expense | $231,000 | 5,572 |
| Additional noninterest expense | $984,000 | 3,443 |
| Pre-tax net operating income | $894,000 | 4,847 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $232,000 | 4,406 |
| Income before extraordinary items | $662,000 | 5,139 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $662,000 | 5,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,873 |
| Cash dividends | $301,000 | 3,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $662,000 | 4,954 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 5,586 |
| Total interest expense | $744,000 | 5,156 |
| Net interest income | $1,350,000 | 5,667 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $601,000 | 3,339 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $471,000 | 2,529 |
| Total noninterest expense | $1,333,000 | 4,971 |
| Salaries and employee benefits | $543,000 | 5,960 |
| Premises and equipment expense | $155,000 | 5,554 |
| Additional noninterest expense | $635,000 | 3,538 |
| Pre-tax net operating income | $618,000 | 4,752 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $164,000 | 4,343 |
| Income before extraordinary items | $454,000 | 5,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $454,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,869 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $454,000 | 4,861 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,641 |
| Total interest expense | $370,000 | 5,271 |
| Net interest income | $670,000 | 5,680 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $290,000 | 3,324 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $229,000 | 2,483 |
| Total noninterest expense | $682,000 | 4,890 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $338,000 | 3,293 |
| Pre-tax net operating income | $278,000 | 4,986 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $204,000 | 5,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $204,000 | 5,091 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 5,615 |
| Total interest expense | $1,643,000 | 5,444 |
| Net interest income | $2,745,000 | 5,596 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $1,254,000 | 2,983 |
| Gross Fiduciary activities income | $48,000 | 1,115 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $904,000 | 2,319 |
| Total noninterest expense | $2,636,000 | 4,896 |
| Salaries and employee benefits | $1,131,000 | 5,709 |
| Premises and equipment expense | $284,000 | 5,742 |
| Additional noninterest expense | $1,221,000 | 3,565 |
| Pre-tax net operating income | $1,303,000 | 4,481 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $368,000 | 4,056 |
| Income before extraordinary items | $935,000 | 4,773 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $935,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $455,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $935,000 | 4,646 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 5,782 |
| Total interest expense | $2,291,000 | 5,681 |
| Net interest income | $2,474,000 | 5,755 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $1,049,000 | 3,230 |
| Gross Fiduciary activities income | $48,000 | 1,141 |
| Service charges on deposit accounts | $262,000 | 4,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $739,000 | 2,499 |
| Total noninterest expense | $2,305,000 | 5,238 |
| Salaries and employee benefits | $1,023,000 | 5,900 |
| Premises and equipment expense | $259,000 | 5,977 |
| Additional noninterest expense | $1,023,000 | 3,989 |
| Pre-tax net operating income | $928,000 | 5,097 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $288,000 | 4,348 |
| Income before extraordinary items | $705,000 | 5,205 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $705,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,005 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $658,850 | 5,249 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 5,821 |
| Total interest expense | $2,295,000 | 5,841 |
| Net interest income | $2,588,000 | 5,679 |
| Provision for loan and lease losses | $341,000 | 2,618 |
| Total noninterest income | $796,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,737 |
| Total noninterest expense | $2,141,000 | 5,430 |
| Salaries and employee benefits | $1,028,000 | 5,804 |
| Premises and equipment expense | $259,000 | 5,916 |
| Additional noninterest expense | $854,000 | 4,525 |
| Pre-tax net operating income | $902,000 | 5,537 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $268,000 | 4,834 |
| Income before extraordinary items | $641,000 | 5,665 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $641,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,048 |
| Cash dividends | $266,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $636,030 | 5,698 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 5,942 |
| Total interest expense | $2,137,000 | 5,751 |
| Net interest income | $2,359,000 | 6,014 |
| Provision for loan and lease losses | $258,000 | 2,994 |
| Total noninterest income | $501,000 | 4,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 4,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,183 |
| Total noninterest expense | $1,947,000 | 5,791 |
| Salaries and employee benefits | $1,028,000 | 5,770 |
| Premises and equipment expense | $261,000 | 5,901 |
| Additional noninterest expense | $658,000 | 5,481 |
| Pre-tax net operating income | $655,000 | 6,493 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $184,000 | 5,879 |
| Income before extraordinary items | $474,000 | 6,576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $474,000 | 6,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,509 |
| Cash dividends | $285,000 | 4,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $471,840 | 6,562 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 5,983 |
| Total interest expense | $2,260,000 | 5,731 |
| Net interest income | $2,325,000 | 6,098 |
| Provision for loan and lease losses | $297,000 | 2,674 |
| Total noninterest income | $374,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,426 |
| Total noninterest expense | $1,899,000 | 5,797 |
| Salaries and employee benefits | $1,057,000 | 5,564 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $620,000 | 5,623 |
| Pre-tax net operating income | $503,000 | 7,346 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $147,000 | 6,882 |
| Income before extraordinary items | $359,000 | 7,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $359,000 | 7,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,690 |
| Cash dividends | $313,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $356,870 | 7,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 5,922 |
| Total interest expense | $2,328,000 | 5,679 |
| Net interest income | $2,516,000 | 6,030 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,194 |
| Total noninterest expense | $1,851,000 | 5,970 |
| Salaries and employee benefits | $1,050,000 | 5,681 |
| Premises and equipment expense | $178,000 | 7,230 |
| Additional noninterest expense | $623,000 | 5,668 |
| Pre-tax net operating income | $894,000 | 6,173 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $280,000 | 5,917 |
| Income before extraordinary items | $614,000 | 6,285 |
| Extraordinary gains, net | $6,000 | 32 |
| Net income | $620,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,050 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $614,000 | 6,226 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 6,318 |
| Total interest expense | $2,282,000 | 5,881 |
| Net interest income | $2,296,000 | 6,566 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $1,713,000 | 6,584 |
| Salaries and employee benefits | $940,000 | 6,266 |
| Premises and equipment expense | $161,000 | 7,804 |
| Additional noninterest expense | $612,000 | 6,283 |
| Pre-tax net operating income | $856,000 | 6,267 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $262,000 | 6,289 |
| Income before extraordinary items | $594,000 | 6,312 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $594,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $354,000 | 4,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $594,000 | 6,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,587 |
| Total interest expense | $1,660,000 | 7,242 |
| Net interest income | $1,818,000 | 7,721 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $268,000 | 7,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,388,000 | 7,624 |
| Salaries and employee benefits | $808,000 | 7,064 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $428,000 | 7,924 |
| Pre-tax net operating income | $604,000 | 7,852 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $183,000 | 7,735 |
| Income before extraordinary items | $421,000 | 7,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $421,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $173,000 | 5,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $421,000 | 7,844 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 8,713 |
| Total interest expense | $1,035,000 | 8,538 |
| Net interest income | $1,573,000 | 8,660 |
| Provision for loan and lease losses | $-22,000 | 11,860 |
| Total noninterest income | $257,000 | 7,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,371,000 | 8,001 |
| Salaries and employee benefits | $771,000 | 7,371 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $454,000 | 8,277 |
| Pre-tax net operating income | $481,000 | 8,785 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $139,000 | 8,530 |
| Income before extraordinary items | $342,000 | 8,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $342,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,354 |
| Cash dividends | $173,000 | 5,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $342,000 | 8,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 9,402 |
| Total interest expense | $929,000 | 9,431 |
| Net interest income | $1,464,000 | 9,231 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,140,000 | 9,159 |
| Salaries and employee benefits | $585,000 | 8,939 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $501,000 | 8,652 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $145,000 | 8,762 |
| Income before extraordinary items | $356,000 | 8,868 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $173,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $356,000 | 8,614 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 9,543 |
| Total interest expense | $1,242,000 | 9,448 |
| Net interest income | $1,453,000 | 9,442 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $1,083,000 | 9,599 |
| Salaries and employee benefits | $561,000 | 9,179 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $440,000 | 9,096 |
| Pre-tax net operating income | $492,000 | 8,461 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $355,000 | 8,666 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $355,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $179,000 | 5,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $355,000 | 8,299 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.