Home > First Farmers Bank and Trust Company > Net Charge- offs 1- 4 Family Residential
First Farmers Bank and Trust Company, Net Charge- offs 1- 4 Family Residential
2016-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,740 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,539 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 786 |
Home equity lines of credit - net charge-offs | $0 | 796 |
2016-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,407 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,204 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 664 |
Home equity lines of credit - net charge-offs | $0 | 689 |
2016-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,118 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,911 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 547 |
Home equity lines of credit - net charge-offs | $0 | 572 |
2016-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,585 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,383 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 375 |
Home equity lines of credit - net charge-offs | $0 | 409 |
2015-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $24,000 | 2,321 |
Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 2,048 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 979 |
Home equity lines of credit - net charge-offs | $0 | 949 |
2015-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $3,000 | 2,659 |
Loans secured by 1-4 family senior liens - net charge-offs | $3,000 | 2,424 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 824 |
Home equity lines of credit - net charge-offs | $0 | 834 |
2015-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $13,000 | 2,012 |
Loans secured by 1-4 family senior liens - net charge-offs | $13,000 | 1,756 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 666 |
Home equity lines of credit - net charge-offs | $0 | 713 |
2015-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,834 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,618 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 448 |
Home equity lines of credit - net charge-offs | $0 | 482 |
2014-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $40,000 | 2,470 |
Loans secured by 1-4 family senior liens - net charge-offs | $41,000 | 2,140 |
Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,741 |
Home equity lines of credit - net charge-offs | $0 | 1,151 |
2014-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $56,000 | 1,821 |
Loans secured by 1-4 family senior liens - net charge-offs | $56,000 | 1,536 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,090 |
Home equity lines of credit - net charge-offs | $0 | 1,032 |
2014-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $1,000 | 2,862 |
Loans secured by 1-4 family senior liens - net charge-offs | $1,000 | 2,556 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 881 |
Home equity lines of credit - net charge-offs | $0 | 860 |
2014-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 5,887 |
Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 6,082 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 615 |
Home equity lines of credit - net charge-offs | $0 | 602 |
2013-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $95,000 | 2,174 |
Loans secured by 1-4 family senior liens - net charge-offs | $80,000 | 1,992 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,555 |
Home equity lines of credit - net charge-offs | $15,000 | 1,173 |
2013-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $34,000 | 2,688 |
Loans secured by 1-4 family senior liens - net charge-offs | $19,000 | 2,699 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,352 |
Home equity lines of credit - net charge-offs | $15,000 | 1,035 |
2013-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $15,000 | 2,799 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,994 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,132 |
Home equity lines of credit - net charge-offs | $15,000 | 886 |
2013-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,565 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,240 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 792 |
Home equity lines of credit - net charge-offs | $0 | 768 |
2012-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $194,000 | 2,001 |
Loans secured by 1-4 family senior liens - net charge-offs | $112,000 | 2,156 |
Loans secured by 1-4 family junior liens - net charge-offs | $61,000 | 955 |
Home equity lines of credit - net charge-offs | $21,000 | 1,424 |
2012-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $158,000 | 1,871 |
Loans secured by 1-4 family senior liens - net charge-offs | $76,000 | 2,158 |
Loans secured by 1-4 family junior liens - net charge-offs | $61,000 | 817 |
Home equity lines of credit - net charge-offs | $21,000 | 1,241 |
2012-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,822 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,399 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,446 |
Home equity lines of credit - net charge-offs | $0 | 1,335 |
2012-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,017 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,597 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,017 |
Home equity lines of credit - net charge-offs | $0 | 984 |
2011-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $150,000 | 2,570 |
Loans secured by 1-4 family senior liens - net charge-offs | $151,000 | 2,084 |
Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 6,980 |
Home equity lines of credit - net charge-offs | $0 | 1,939 |
2011-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $67,000 | 2,913 |
Loans secured by 1-4 family senior liens - net charge-offs | $68,000 | 2,422 |
Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 7,029 |
Home equity lines of credit - net charge-offs | $0 | 1,698 |
2011-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $68,000 | 2,436 |
Loans secured by 1-4 family senior liens - net charge-offs | $68,000 | 1,938 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,610 |
Home equity lines of credit - net charge-offs | $0 | 1,450 |
2011-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,128 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,638 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
Home equity lines of credit - net charge-offs | $0 | 1,031 |
2010-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $49,000 | 3,708 |
Loans secured by 1-4 family senior liens - net charge-offs | $49,000 | 3,196 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,359 |
Home equity lines of credit - net charge-offs | $0 | 1,956 |
2010-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $48,000 | 3,279 |
Loans secured by 1-4 family senior liens - net charge-offs | $48,000 | 2,735 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
Home equity lines of credit - net charge-offs | $0 | 1,718 |
2010-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $28,000 | 3,107 |
Loans secured by 1-4 family senior liens - net charge-offs | $28,000 | 2,597 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
Home equity lines of credit - net charge-offs | $0 | 1,424 |
2010-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $7,000 | 2,813 |
Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 2,346 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
Home equity lines of credit - net charge-offs | $0 | 979 |
2009-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $9,000 | 4,601 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 4,358 |
Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 2,079 |
Home equity lines of credit - net charge-offs | $0 | 1,932 |
2009-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $8,000 | 4,116 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,825 |
Loans secured by 1-4 family junior liens - net charge-offs | $8,000 | 1,683 |
Home equity lines of credit - net charge-offs | $0 | 1,623 |
2009-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $8,000 | 3,485 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 3,233 |
Loans secured by 1-4 family junior liens - net charge-offs | $8,000 | 1,298 |
Home equity lines of credit - net charge-offs | $0 | 1,296 |
2009-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,745 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
Home equity lines of credit - net charge-offs | $0 | 833 |
2008-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,982 |
Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 8,005 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,716 |
Home equity lines of credit - net charge-offs | $0 | 1,412 |
2008-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,997 |
Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 8,043 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
Home equity lines of credit - net charge-offs | $0 | 1,117 |
2008-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,063 |
Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 8,108 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
Home equity lines of credit - net charge-offs | $0 | 894 |
2008-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 8,078 |
Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 8,141 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
Home equity lines of credit - net charge-offs | $0 | 567 |
2007-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $164,000 | 805 |
Loans secured by 1-4 family senior liens - net charge-offs | $164,000 | 541 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
Home equity lines of credit - net charge-offs | $0 | 959 |
2007-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 7,971 |
Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 8,063 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
Home equity lines of credit - net charge-offs | $0 | 736 |
2007-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 8,060 |
Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 8,148 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
Home equity lines of credit - net charge-offs | $0 | 554 |
2007-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,473 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
Home equity lines of credit - net charge-offs | $0 | 379 |
2006-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $96,000 | 771 |
Loans secured by 1-4 family senior liens - net charge-offs | $96,000 | 559 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
Home equity lines of credit - net charge-offs | $0 | 727 |
2006-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $95,000 | 546 |
Loans secured by 1-4 family senior liens - net charge-offs | $95,000 | 387 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
Home equity lines of credit - net charge-offs | $0 | 565 |
2006-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,021 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
Home equity lines of credit - net charge-offs | $0 | 440 |
2006-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
Home equity lines of credit - net charge-offs | $0 | 319 |
2005-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $25,000 | 1,724 |
Loans secured by 1-4 family senior liens - net charge-offs | $25,000 | 1,338 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
Home equity lines of credit - net charge-offs | $0 | 707 |
2005-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,617 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
Home equity lines of credit - net charge-offs | $0 | 589 |
2005-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,147 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
Home equity lines of credit - net charge-offs | $0 | 467 |
2005-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,540 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
Home equity lines of credit - net charge-offs | $0 | 354 |
2004-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $32,000 | 1,607 |
Loans secured by 1-4 family senior liens - net charge-offs | $19,000 | 1,615 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
Home equity lines of credit - net charge-offs | $13,000 | 491 |
2004-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $13,000 | 1,866 |
Loans secured by 1-4 family senior liens - net charge-offs | $13,000 | 1,467 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
Home equity lines of credit - net charge-offs | $0 | 580 |
2004-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $13,000 | 1,473 |
Loans secured by 1-4 family senior liens - net charge-offs | $13,000 | 1,139 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
Home equity lines of credit - net charge-offs | $0 | 454 |
2004-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
Home equity lines of credit - net charge-offs | $0 | 305 |
2003-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $68,000 | 1,113 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,575 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
Home equity lines of credit - net charge-offs | $68,000 | 208 |
2003-09-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $41,000 | 1,152 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,126 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
Home equity lines of credit - net charge-offs | $41,000 | 217 |
2003-06-30 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $41,000 | 880 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,732 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
Home equity lines of credit - net charge-offs | $41,000 | 174 |
2003-03-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
Home equity lines of credit - net charge-offs | $0 | 284 |
2002-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $18,000 | 2,128 |
Loans secured by 1-4 family senior liens - net charge-offs | $9,000 | 1,929 |
Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 739 |
Home equity lines of credit - net charge-offs | $0 | 629 |
2001-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $18,000 | 1,989 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 612 |
2000-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $11,000 | 2,073 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 550 |
1999-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,220 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 567 |
1998-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,290 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 616 |
1997-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,512 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 633 |
1996-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 691 |
1995-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 692 |
1994-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 728 |
1993-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 837 |
1992-12-31 (YTD Data) | Rank | |
Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.