Home > First Farmers Bank and Trust Company > Income and Expense
First Farmers Bank and Trust Company, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 3,750 |
| Total interest expense | $414,000 | 3,963 |
| Net interest income | $4,753,000 | 3,675 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $867,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $420,000 | 2,372 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $447,000 | 3,403 |
| Total noninterest expense | $3,458,000 | 3,949 |
| Salaries and employee benefits | $1,736,000 | 4,094 |
| Premises and equipment expense | $313,000 | 4,239 |
| Additional noninterest expense | $1,409,000 | 3,477 |
| Pre-tax net operating income | $2,162,000 | 2,931 |
| Securities gains (losses) | $68,000 | 1,631 |
| Applicable income taxes | $737,000 | 1,928 |
| Income before extraordinary items | $1,493,000 | 3,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,493,000 | 3,287 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,493,000 | 3,287 |
| Net charge-offs | $42,000 | 3,261 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,447,440 | 3,287 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 3,770 |
| Total interest expense | $312,000 | 3,975 |
| Net interest income | $3,554,000 | 3,702 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $639,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $275,000 | 2,611 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $364,000 | 3,317 |
| Total noninterest expense | $2,587,000 | 3,964 |
| Salaries and employee benefits | $1,285,000 | 4,134 |
| Premises and equipment expense | $233,000 | 4,264 |
| Additional noninterest expense | $1,069,000 | 3,467 |
| Pre-tax net operating income | $1,606,000 | 3,000 |
| Securities gains (losses) | $68,000 | 1,545 |
| Applicable income taxes | $553,000 | 1,964 |
| Income before extraordinary items | $1,121,000 | 3,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,121,000 | 3,307 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,121,000 | 3,309 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,075,440 | 3,320 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,792 |
| Total interest expense | $211,000 | 3,962 |
| Net interest income | $2,357,000 | 3,728 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $365,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $178,000 | 2,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,698 |
| Total noninterest expense | $1,722,000 | 4,010 |
| Salaries and employee benefits | $859,000 | 4,161 |
| Premises and equipment expense | $151,000 | 4,343 |
| Additional noninterest expense | $712,000 | 3,502 |
| Pre-tax net operating income | $1,000,000 | 3,070 |
| Securities gains (losses) | $68,000 | 1,222 |
| Applicable income taxes | $352,000 | 1,986 |
| Income before extraordinary items | $716,000 | 3,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $716,000 | 3,382 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $716,000 | 3,383 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $670,440 | 3,428 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 3,797 |
| Total interest expense | $108,000 | 3,955 |
| Net interest income | $1,178,000 | 3,743 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $165,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $83,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,834 |
| Total noninterest expense | $861,000 | 4,036 |
| Salaries and employee benefits | $434,000 | 4,185 |
| Premises and equipment expense | $75,000 | 4,390 |
| Additional noninterest expense | $352,000 | 3,531 |
| Pre-tax net operating income | $482,000 | 3,108 |
| Securities gains (losses) | $24,000 | 1,160 |
| Applicable income taxes | $166,000 | 2,011 |
| Income before extraordinary items | $340,000 | 3,412 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $340,000 | 3,408 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $340,000 | 3,410 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $323,920 | 3,434 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,806 |
| Total interest expense | $422,000 | 4,042 |
| Net interest income | $4,667,000 | 3,749 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $932,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $412,000 | 2,467 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $520,000 | 3,229 |
| Total noninterest expense | $3,463,000 | 4,040 |
| Salaries and employee benefits | $1,658,000 | 4,270 |
| Premises and equipment expense | $306,000 | 4,446 |
| Additional noninterest expense | $1,499,000 | 3,398 |
| Pre-tax net operating income | $2,136,000 | 2,890 |
| Securities gains (losses) | $53,000 | 1,607 |
| Applicable income taxes | $717,000 | 1,897 |
| Income before extraordinary items | $1,472,000 | 3,261 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,472,000 | 3,262 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,472,000 | 3,263 |
| Net charge-offs | $25,000 | 3,658 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,436,490 | 3,252 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 3,858 |
| Total interest expense | $317,000 | 4,104 |
| Net interest income | $3,464,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $712,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $314,000 | 2,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,225 |
| Total noninterest expense | $2,545,000 | 4,101 |
| Salaries and employee benefits | $1,239,000 | 4,303 |
| Premises and equipment expense | $231,000 | 4,466 |
| Additional noninterest expense | $1,075,000 | 3,514 |
| Pre-tax net operating income | $1,631,000 | 2,927 |
| Securities gains (losses) | $53,000 | 1,425 |
| Applicable income taxes | $552,000 | 1,925 |
| Income before extraordinary items | $1,132,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,132,000 | 3,288 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,132,000 | 3,289 |
| Net charge-offs | $4,000 | 3,882 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,096,490 | 3,284 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 3,902 |
| Total interest expense | $209,000 | 4,158 |
| Net interest income | $2,282,000 | 3,846 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $426,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $210,000 | 2,409 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $216,000 | 3,511 |
| Total noninterest expense | $1,701,000 | 4,134 |
| Salaries and employee benefits | $837,000 | 4,333 |
| Premises and equipment expense | $154,000 | 4,503 |
| Additional noninterest expense | $710,000 | 3,551 |
| Pre-tax net operating income | $1,007,000 | 3,055 |
| Securities gains (losses) | $53,000 | 1,197 |
| Applicable income taxes | $347,000 | 1,983 |
| Income before extraordinary items | $713,000 | 3,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $713,000 | 3,379 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $713,000 | 3,380 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $677,490 | 3,410 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 3,955 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $1,121,000 | 3,896 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $208,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $101,000 | 2,456 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $847,000 | 4,174 |
| Salaries and employee benefits | $424,000 | 4,332 |
| Premises and equipment expense | $80,000 | 4,483 |
| Additional noninterest expense | $343,000 | 3,637 |
| Pre-tax net operating income | $482,000 | 3,082 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $157,000 | 2,050 |
| Income before extraordinary items | $325,000 | 3,498 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $325,000 | 3,501 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $325,000 | 3,501 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $325,000 | 3,411 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 3,926 |
| Total interest expense | $513,000 | 3,964 |
| Net interest income | $4,586,000 | 3,869 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $928,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $494,000 | 2,307 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $434,000 | 3,480 |
| Total noninterest expense | $3,359,000 | 4,237 |
| Salaries and employee benefits | $1,606,000 | 4,474 |
| Premises and equipment expense | $305,000 | 4,646 |
| Additional noninterest expense | $1,448,000 | 3,622 |
| Pre-tax net operating income | $2,035,000 | 2,945 |
| Securities gains (losses) | $32,000 | 2,034 |
| Applicable income taxes | $671,000 | 1,941 |
| Income before extraordinary items | $1,396,000 | 3,368 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,396,000 | 3,370 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,396,000 | 3,370 |
| Net charge-offs | $39,000 | 3,960 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,374,240 | 3,346 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 3,963 |
| Total interest expense | $394,000 | 3,980 |
| Net interest income | $3,424,000 | 3,905 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $701,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $369,000 | 2,320 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $332,000 | 3,490 |
| Total noninterest expense | $2,456,000 | 4,304 |
| Salaries and employee benefits | $1,161,000 | 4,569 |
| Premises and equipment expense | $227,000 | 4,704 |
| Additional noninterest expense | $1,068,000 | 3,685 |
| Pre-tax net operating income | $1,549,000 | 2,977 |
| Securities gains (losses) | $32,000 | 1,736 |
| Applicable income taxes | $514,000 | 1,955 |
| Income before extraordinary items | $1,067,000 | 3,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,067,000 | 3,370 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,067,000 | 3,370 |
| Net charge-offs | $57,000 | 3,160 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,045,560 | 3,367 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 3,946 |
| Total interest expense | $269,000 | 3,977 |
| Net interest income | $2,293,000 | 3,905 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $471,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $234,000 | 2,385 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $237,000 | 3,380 |
| Total noninterest expense | $1,638,000 | 4,344 |
| Salaries and employee benefits | $766,000 | 4,636 |
| Premises and equipment expense | $156,000 | 4,682 |
| Additional noninterest expense | $716,000 | 3,691 |
| Pre-tax net operating income | $1,036,000 | 2,913 |
| Securities gains (losses) | $33,000 | 1,399 |
| Applicable income taxes | $347,000 | 1,915 |
| Income before extraordinary items | $722,000 | 3,278 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $722,000 | 3,284 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $722,000 | 3,284 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $699,560 | 3,302 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 3,973 |
| Total interest expense | $138,000 | 3,978 |
| Net interest income | $1,139,000 | 3,928 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $220,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $110,000 | 2,476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $812,000 | 4,406 |
| Salaries and employee benefits | $383,000 | 4,687 |
| Premises and equipment expense | $84,000 | 4,608 |
| Additional noninterest expense | $345,000 | 3,768 |
| Pre-tax net operating income | $502,000 | 2,884 |
| Securities gains (losses) | $33,000 | 787 |
| Applicable income taxes | $174,000 | 1,865 |
| Income before extraordinary items | $361,000 | 3,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 3,205 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $361,000 | 3,205 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $338,890 | 3,285 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 3,894 |
| Total interest expense | $679,000 | 3,814 |
| Net interest income | $4,672,000 | 3,867 |
| Provision for loan and lease losses | $360,000 | 2,221 |
| Total noninterest income | $917,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $480,000 | 2,466 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $437,000 | 3,538 |
| Total noninterest expense | $3,495,000 | 4,263 |
| Salaries and employee benefits | $1,454,000 | 4,837 |
| Premises and equipment expense | $299,000 | 4,866 |
| Additional noninterest expense | $1,742,000 | 3,280 |
| Pre-tax net operating income | $1,734,000 | 3,128 |
| Securities gains (losses) | $166,000 | 1,010 |
| Applicable income taxes | $614,000 | 1,945 |
| Income before extraordinary items | $1,286,000 | 3,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,286,000 | 3,427 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,286,000 | 3,429 |
| Net charge-offs | $372,000 | 2,334 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,173,120 | 3,561 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 3,933 |
| Total interest expense | $529,000 | 3,814 |
| Net interest income | $3,485,000 | 3,900 |
| Provision for loan and lease losses | $270,000 | 2,189 |
| Total noninterest income | $641,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $347,000 | 2,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $294,000 | 3,768 |
| Total noninterest expense | $2,598,000 | 4,304 |
| Salaries and employee benefits | $1,093,000 | 4,860 |
| Premises and equipment expense | $222,000 | 4,922 |
| Additional noninterest expense | $1,283,000 | 3,325 |
| Pre-tax net operating income | $1,258,000 | 3,268 |
| Securities gains (losses) | $166,000 | 913 |
| Applicable income taxes | $460,000 | 1,998 |
| Income before extraordinary items | $964,000 | 3,490 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $964,000 | 3,492 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $964,000 | 3,494 |
| Net charge-offs | $310,000 | 2,084 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $851,120 | 3,641 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 3,937 |
| Total interest expense | $367,000 | 3,782 |
| Net interest income | $2,315,000 | 3,909 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $423,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $218,000 | 2,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,748 |
| Total noninterest expense | $1,803,000 | 4,212 |
| Salaries and employee benefits | $727,000 | 4,890 |
| Premises and equipment expense | $144,000 | 4,983 |
| Additional noninterest expense | $932,000 | 3,127 |
| Pre-tax net operating income | $755,000 | 3,432 |
| Securities gains (losses) | $166,000 | 826 |
| Applicable income taxes | $297,000 | 2,031 |
| Income before extraordinary items | $624,000 | 3,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $624,000 | 3,542 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $624,000 | 3,543 |
| Net charge-offs | $285,000 | 1,745 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $511,120 | 3,801 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 3,968 |
| Total interest expense | $198,000 | 3,694 |
| Net interest income | $1,144,000 | 3,956 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $137,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $101,000 | 2,769 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,113 |
| Total noninterest expense | $867,000 | 4,345 |
| Salaries and employee benefits | $366,000 | 4,897 |
| Premises and equipment expense | $67,000 | 5,143 |
| Additional noninterest expense | $434,000 | 3,314 |
| Pre-tax net operating income | $324,000 | 3,665 |
| Securities gains (losses) | $100,000 | 684 |
| Applicable income taxes | $136,000 | 2,097 |
| Income before extraordinary items | $288,000 | 3,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $288,000 | 3,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $288,000 | 3,645 |
| Net charge-offs | $261,000 | 1,165 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $220,000 | 4,004 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,798,000 | 3,921 |
| Total interest expense | $997,000 | 3,613 |
| Net interest income | $4,801,000 | 3,917 |
| Provision for loan and lease losses | $480,000 | 2,767 |
| Total noninterest income | $747,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $457,000 | 2,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $290,000 | 4,077 |
| Total noninterest expense | $3,217,000 | 4,568 |
| Salaries and employee benefits | $1,454,000 | 4,919 |
| Premises and equipment expense | $311,000 | 4,881 |
| Additional noninterest expense | $1,452,000 | 3,872 |
| Pre-tax net operating income | $1,851,000 | 2,961 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $623,000 | 1,961 |
| Income before extraordinary items | $1,228,000 | 3,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,228,000 | 3,488 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,228,000 | 3,489 |
| Net charge-offs | $248,000 | 3,537 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,228,000 | 3,349 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 3,969 |
| Total interest expense | $777,000 | 3,642 |
| Net interest income | $3,609,000 | 3,965 |
| Provision for loan and lease losses | $480,000 | 2,323 |
| Total noninterest income | $566,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $331,000 | 2,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 4,024 |
| Total noninterest expense | $2,391,000 | 4,622 |
| Salaries and employee benefits | $1,082,000 | 4,979 |
| Premises and equipment expense | $232,000 | 4,963 |
| Additional noninterest expense | $1,077,000 | 3,917 |
| Pre-tax net operating income | $1,304,000 | 3,144 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $438,000 | 2,078 |
| Income before extraordinary items | $866,000 | 3,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $866,000 | 3,719 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $866,000 | 3,721 |
| Net charge-offs | $217,000 | 3,202 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $866,000 | 3,559 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 3,996 |
| Total interest expense | $540,000 | 3,651 |
| Net interest income | $2,386,000 | 3,997 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $387,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $211,000 | 2,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 3,846 |
| Total noninterest expense | $1,583,000 | 4,669 |
| Salaries and employee benefits | $722,000 | 4,996 |
| Premises and equipment expense | $152,000 | 5,022 |
| Additional noninterest expense | $709,000 | 3,954 |
| Pre-tax net operating income | $950,000 | 2,953 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $320,000 | 1,984 |
| Income before extraordinary items | $630,000 | 3,538 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $630,000 | 3,539 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $630,000 | 3,539 |
| Net charge-offs | $-5,000 | 6,479 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $630,000 | 3,369 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 4,026 |
| Total interest expense | $286,000 | 3,616 |
| Net interest income | $1,181,000 | 4,051 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $220,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,491 |
| Total noninterest expense | $787,000 | 4,700 |
| Salaries and employee benefits | $363,000 | 5,019 |
| Premises and equipment expense | $77,000 | 5,025 |
| Additional noninterest expense | $347,000 | 4,004 |
| Pre-tax net operating income | $494,000 | 2,897 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $166,000 | 1,921 |
| Income before extraordinary items | $328,000 | 3,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $328,000 | 3,470 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $328,000 | 3,290 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 3,999 |
| Total interest expense | $1,404,000 | 3,604 |
| Net interest income | $4,719,000 | 4,058 |
| Provision for loan and lease losses | $420,000 | 3,684 |
| Total noninterest income | $726,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $499,000 | 2,573 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $227,000 | 4,278 |
| Total noninterest expense | $3,057,000 | 4,833 |
| Salaries and employee benefits | $1,427,000 | 5,089 |
| Premises and equipment expense | $312,000 | 5,153 |
| Additional noninterest expense | $1,318,000 | 4,204 |
| Pre-tax net operating income | $1,968,000 | 2,542 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $662,000 | 1,743 |
| Income before extraordinary items | $1,306,000 | 3,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,306,000 | 3,046 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,306,000 | 3,045 |
| Net charge-offs | $779,000 | 2,675 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,306,000 | 2,943 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 4,050 |
| Total interest expense | $1,082,000 | 3,643 |
| Net interest income | $3,503,000 | 4,111 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $538,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $377,000 | 2,578 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $161,000 | 4,418 |
| Total noninterest expense | $2,296,000 | 4,838 |
| Salaries and employee benefits | $1,107,000 | 5,007 |
| Premises and equipment expense | $232,000 | 5,210 |
| Additional noninterest expense | $957,000 | 4,280 |
| Pre-tax net operating income | $1,445,000 | 2,651 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $486,000 | 1,757 |
| Income before extraordinary items | $959,000 | 3,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 3,149 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $959,000 | 3,149 |
| Net charge-offs | $597,000 | 2,476 |
| Cash dividends | $500,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $959,000 | 3,033 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 4,081 |
| Total interest expense | $741,000 | 3,682 |
| Net interest income | $2,321,000 | 4,148 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $364,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $248,000 | 2,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 4,339 |
| Total noninterest expense | $1,527,000 | 4,897 |
| Salaries and employee benefits | $756,000 | 4,973 |
| Premises and equipment expense | $150,000 | 5,318 |
| Additional noninterest expense | $621,000 | 4,437 |
| Pre-tax net operating income | $978,000 | 2,583 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $329,000 | 1,703 |
| Income before extraordinary items | $649,000 | 3,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $649,000 | 3,049 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $649,000 | 3,049 |
| Net charge-offs | $599,000 | 1,955 |
| Cash dividends | $500,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $649,000 | 2,965 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 4,089 |
| Total interest expense | $381,000 | 3,711 |
| Net interest income | $1,157,000 | 4,147 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $171,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $114,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $767,000 | 4,912 |
| Salaries and employee benefits | $385,000 | 4,956 |
| Premises and equipment expense | $79,000 | 5,252 |
| Additional noninterest expense | $303,000 | 4,500 |
| Pre-tax net operating income | $471,000 | 2,666 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $159,000 | 1,744 |
| Income before extraordinary items | $312,000 | 3,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $312,000 | 3,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $312,000 | 3,155 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $312,000 | 3,096 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 4,163 |
| Total interest expense | $1,571,000 | 4,154 |
| Net interest income | $4,751,000 | 4,099 |
| Provision for loan and lease losses | $320,000 | 4,760 |
| Total noninterest income | $727,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $515,000 | 2,587 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $212,000 | 4,506 |
| Total noninterest expense | $2,981,000 | 5,037 |
| Salaries and employee benefits | $1,497,000 | 5,062 |
| Premises and equipment expense | $299,000 | 5,412 |
| Additional noninterest expense | $1,185,000 | 4,643 |
| Pre-tax net operating income | $2,177,000 | 2,093 |
| Securities gains (losses) | $39,000 | 2,801 |
| Applicable income taxes | $747,000 | 1,484 |
| Income before extraordinary items | $1,469,000 | 2,549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,469,000 | 2,546 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,469,000 | 2,551 |
| Net charge-offs | $85,000 | 5,548 |
| Cash dividends | $4,000,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,443,260 | 2,480 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 4,251 |
| Total interest expense | $1,167,000 | 4,319 |
| Net interest income | $3,564,000 | 4,148 |
| Provision for loan and lease losses | $230,000 | 4,675 |
| Total noninterest income | $551,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $392,000 | 2,626 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $159,000 | 4,560 |
| Total noninterest expense | $2,265,000 | 5,028 |
| Salaries and employee benefits | $1,143,000 | 5,054 |
| Premises and equipment expense | $220,000 | 5,519 |
| Additional noninterest expense | $902,000 | 4,598 |
| Pre-tax net operating income | $1,620,000 | 2,238 |
| Securities gains (losses) | $38,000 | 2,592 |
| Applicable income taxes | $559,000 | 1,558 |
| Income before extraordinary items | $1,099,000 | 2,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,099,000 | 2,718 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,099,000 | 2,723 |
| Net charge-offs | $74,000 | 5,194 |
| Cash dividends | $4,000,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,073,920 | 2,627 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 4,327 |
| Total interest expense | $765,000 | 4,464 |
| Net interest income | $2,361,000 | 4,167 |
| Provision for loan and lease losses | $140,000 | 4,720 |
| Total noninterest income | $365,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $263,000 | 2,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $102,000 | 4,616 |
| Total noninterest expense | $1,511,000 | 5,055 |
| Salaries and employee benefits | $773,000 | 5,024 |
| Premises and equipment expense | $144,000 | 5,600 |
| Additional noninterest expense | $594,000 | 4,612 |
| Pre-tax net operating income | $1,075,000 | 2,242 |
| Securities gains (losses) | $38,000 | 2,052 |
| Applicable income taxes | $375,000 | 1,501 |
| Income before extraordinary items | $738,000 | 2,660 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $738,000 | 2,655 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $738,000 | 2,659 |
| Net charge-offs | $50,000 | 4,884 |
| Cash dividends | $4,000,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $712,920 | 2,636 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,394 |
| Total interest expense | $373,000 | 4,651 |
| Net interest income | $1,181,000 | 4,206 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $118,000 | 2,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $768,000 | 5,041 |
| Salaries and employee benefits | $393,000 | 5,051 |
| Premises and equipment expense | $68,000 | 5,804 |
| Additional noninterest expense | $307,000 | 4,520 |
| Pre-tax net operating income | $520,000 | 2,338 |
| Securities gains (losses) | $33,000 | 1,315 |
| Applicable income taxes | $186,000 | 1,494 |
| Income before extraordinary items | $367,000 | 2,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $367,000 | 2,708 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $367,000 | 2,710 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $4,000,000 | 79 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $345,220 | 2,731 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,578 |
| Total interest expense | $1,620,000 | 4,981 |
| Net interest income | $4,462,000 | 4,255 |
| Provision for loan and lease losses | $135,000 | 6,155 |
| Total noninterest income | $701,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $521,000 | 2,803 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $180,000 | 4,818 |
| Total noninterest expense | $2,979,000 | 5,204 |
| Salaries and employee benefits | $1,484,000 | 5,235 |
| Premises and equipment expense | $275,000 | 5,838 |
| Additional noninterest expense | $1,220,000 | 4,695 |
| Pre-tax net operating income | $2,049,000 | 1,879 |
| Securities gains (losses) | $23,000 | 2,986 |
| Applicable income taxes | $696,000 | 1,252 |
| Income before extraordinary items | $1,376,000 | 2,249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,376,000 | 2,247 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,376,000 | 2,248 |
| Net charge-offs | $87,000 | 5,810 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,360,820 | 2,240 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 4,680 |
| Total interest expense | $1,234,000 | 5,073 |
| Net interest income | $3,252,000 | 4,347 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $526,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $385,000 | 2,834 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $2,226,000 | 5,213 |
| Salaries and employee benefits | $1,113,000 | 5,270 |
| Premises and equipment expense | $208,000 | 5,880 |
| Additional noninterest expense | $905,000 | 4,704 |
| Pre-tax net operating income | $1,462,000 | 2,091 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $491,000 | 1,421 |
| Income before extraordinary items | $971,000 | 2,527 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $971,000 | 2,525 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $971,000 | 2,528 |
| Net charge-offs | $20,000 | 6,232 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $971,000 | 2,478 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 4,738 |
| Total interest expense | $839,000 | 5,153 |
| Net interest income | $2,130,000 | 4,393 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $333,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $241,000 | 2,930 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $92,000 | 4,946 |
| Total noninterest expense | $1,489,000 | 5,273 |
| Salaries and employee benefits | $748,000 | 5,306 |
| Premises and equipment expense | $141,000 | 5,887 |
| Additional noninterest expense | $600,000 | 4,723 |
| Pre-tax net operating income | $914,000 | 2,277 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $306,000 | 1,509 |
| Income before extraordinary items | $608,000 | 2,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $608,000 | 2,750 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $608,000 | 2,752 |
| Net charge-offs | $-20,000 | 8,002 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $608,000 | 2,662 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 4,746 |
| Total interest expense | $427,000 | 5,224 |
| Net interest income | $1,078,000 | 4,351 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $104,000 | 3,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $721,000 | 5,300 |
| Salaries and employee benefits | $385,000 | 5,263 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $264,000 | 4,802 |
| Pre-tax net operating income | $479,000 | 2,460 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $163,000 | 1,660 |
| Income before extraordinary items | $316,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $316,000 | 3,023 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $316,000 | 2,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 5,141 |
| Total interest expense | $1,855,000 | 5,496 |
| Net interest income | $3,735,000 | 4,786 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $644,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $458,000 | 3,196 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $186,000 | 4,959 |
| Total noninterest expense | $2,722,000 | 5,411 |
| Salaries and employee benefits | $1,375,000 | 5,589 |
| Premises and equipment expense | $259,000 | 6,165 |
| Additional noninterest expense | $1,088,000 | 4,570 |
| Pre-tax net operating income | $1,537,000 | 2,974 |
| Securities gains (losses) | $26,000 | 2,023 |
| Applicable income taxes | $535,000 | 1,782 |
| Income before extraordinary items | $1,028,000 | 3,233 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,028,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 3,213 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,010,840 | 3,416 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 5,316 |
| Total interest expense | $1,398,000 | 5,615 |
| Net interest income | $2,642,000 | 4,995 |
| Provision for loan and lease losses | $105,000 | 5,094 |
| Total noninterest income | $474,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $334,000 | 3,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 5,056 |
| Total noninterest expense | $1,863,000 | 5,662 |
| Salaries and employee benefits | $990,000 | 5,719 |
| Premises and equipment expense | $180,000 | 6,350 |
| Additional noninterest expense | $693,000 | 4,983 |
| Pre-tax net operating income | $1,148,000 | 3,402 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $397,000 | 2,165 |
| Income before extraordinary items | $764,000 | 3,648 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $764,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $2,400,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $755,420 | 3,813 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 5,524 |
| Total interest expense | $925,000 | 5,760 |
| Net interest income | $1,636,000 | 5,214 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $302,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $204,000 | 3,442 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $98,000 | 5,095 |
| Total noninterest expense | $1,158,000 | 5,878 |
| Salaries and employee benefits | $610,000 | 5,999 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $436,000 | 5,160 |
| Pre-tax net operating income | $690,000 | 3,721 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $240,000 | 2,478 |
| Income before extraordinary items | $463,000 | 4,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $463,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $2,400,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $454,420 | 4,158 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 5,571 |
| Total interest expense | $495,000 | 5,793 |
| Net interest income | $809,000 | 5,280 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $151,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $99,000 | 3,483 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $573,000 | 5,938 |
| Salaries and employee benefits | $298,000 | 6,100 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $221,000 | 5,061 |
| Pre-tax net operating income | $342,000 | 3,860 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $120,000 | 2,589 |
| Income before extraordinary items | $233,000 | 4,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $233,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $2,400,000 | 365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $225,740 | 4,318 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,573,000 | 5,433 |
| Total interest expense | $2,093,000 | 5,733 |
| Net interest income | $3,480,000 | 5,051 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $551,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $407,000 | 3,491 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $144,000 | 5,639 |
| Total noninterest expense | $2,125,000 | 6,059 |
| Salaries and employee benefits | $1,191,000 | 6,003 |
| Premises and equipment expense | $202,000 | 6,716 |
| Additional noninterest expense | $732,000 | 5,614 |
| Pre-tax net operating income | $1,606,000 | 3,783 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $547,000 | 2,623 |
| Income before extraordinary items | $1,058,000 | 4,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,058,000 | 4,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,038 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,058,660 | 4,179 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 5,446 |
| Total interest expense | $1,548,000 | 5,796 |
| Net interest income | $2,639,000 | 5,028 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $390,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $289,000 | 3,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $101,000 | 5,789 |
| Total noninterest expense | $1,568,000 | 6,081 |
| Salaries and employee benefits | $892,000 | 5,998 |
| Premises and equipment expense | $168,000 | 6,504 |
| Additional noninterest expense | $508,000 | 5,771 |
| Pre-tax net operating income | $1,236,000 | 3,874 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $420,000 | 2,744 |
| Income before extraordinary items | $816,000 | 4,312 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $816,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $816,000 | 4,299 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 5,486 |
| Total interest expense | $1,018,000 | 5,827 |
| Net interest income | $1,757,000 | 5,074 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $254,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $190,000 | 3,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $1,033,000 | 6,155 |
| Salaries and employee benefits | $589,000 | 6,073 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $334,000 | 5,821 |
| Pre-tax net operating income | $828,000 | 3,940 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $282,000 | 2,809 |
| Income before extraordinary items | $546,000 | 4,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $546,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $546,000 | 4,356 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 5,544 |
| Total interest expense | $500,000 | 5,857 |
| Net interest income | $861,000 | 5,141 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $116,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $512,000 | 6,228 |
| Salaries and employee benefits | $293,000 | 6,122 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $390,000 | 4,051 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $132,000 | 2,911 |
| Income before extraordinary items | $258,000 | 4,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $258,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $258,000 | 4,476 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 5,450 |
| Total interest expense | $1,738,000 | 5,778 |
| Net interest income | $3,451,000 | 5,096 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $494,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $385,000 | 3,611 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 6,186 |
| Total noninterest expense | $2,053,000 | 6,091 |
| Salaries and employee benefits | $1,099,000 | 6,153 |
| Premises and equipment expense | $215,000 | 6,577 |
| Additional noninterest expense | $739,000 | 5,487 |
| Pre-tax net operating income | $1,592,000 | 4,165 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $548,000 | 3,017 |
| Income before extraordinary items | $1,044,000 | 4,617 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,044,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,138 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,044,000 | 4,604 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 5,484 |
| Total interest expense | $1,267,000 | 5,782 |
| Net interest income | $2,574,000 | 5,159 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $362,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $281,000 | 3,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 6,203 |
| Total noninterest expense | $1,556,000 | 6,045 |
| Salaries and employee benefits | $833,000 | 6,119 |
| Premises and equipment expense | $163,000 | 6,563 |
| Additional noninterest expense | $560,000 | 5,434 |
| Pre-tax net operating income | $1,155,000 | 4,394 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $400,000 | 3,177 |
| Income before extraordinary items | $755,000 | 4,835 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $755,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,870 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $755,000 | 4,825 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 5,500 |
| Total interest expense | $824,000 | 5,732 |
| Net interest income | $1,701,000 | 5,219 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $250,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 3,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $1,031,000 | 6,084 |
| Salaries and employee benefits | $556,000 | 6,136 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $367,000 | 5,481 |
| Pre-tax net operating income | $770,000 | 4,411 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $264,000 | 3,217 |
| Income before extraordinary items | $506,000 | 4,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $506,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $506,000 | 4,838 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,529 |
| Total interest expense | $404,000 | 5,658 |
| Net interest income | $827,000 | 5,300 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $114,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $510,000 | 6,123 |
| Salaries and employee benefits | $284,000 | 6,099 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $172,000 | 5,648 |
| Pre-tax net operating income | $356,000 | 4,550 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $122,000 | 3,320 |
| Income before extraordinary items | $234,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $234,000 | 4,972 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 5,467 |
| Total interest expense | $1,368,000 | 5,480 |
| Net interest income | $3,164,000 | 5,336 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $473,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $342,000 | 3,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,961 |
| Total noninterest expense | $1,907,000 | 6,264 |
| Salaries and employee benefits | $1,065,000 | 6,176 |
| Premises and equipment expense | $223,000 | 6,496 |
| Additional noninterest expense | $619,000 | 5,962 |
| Pre-tax net operating income | $1,490,000 | 4,397 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $512,000 | 3,335 |
| Income before extraordinary items | $978,000 | 4,882 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $978,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,584 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $978,000 | 4,854 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 5,502 |
| Total interest expense | $994,000 | 5,448 |
| Net interest income | $2,332,000 | 5,407 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,851 |
| Total noninterest expense | $1,419,000 | 6,252 |
| Salaries and employee benefits | $805,000 | 6,113 |
| Premises and equipment expense | $163,000 | 6,518 |
| Additional noninterest expense | $451,000 | 6,011 |
| Pre-tax net operating income | $1,080,000 | 4,576 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $367,000 | 3,460 |
| Income before extraordinary items | $713,000 | 5,047 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $713,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,878 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $713,000 | 5,001 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 5,513 |
| Total interest expense | $644,000 | 5,379 |
| Net interest income | $1,516,000 | 5,471 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $215,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $147,000 | 4,204 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $68,000 | 5,929 |
| Total noninterest expense | $944,000 | 6,260 |
| Salaries and employee benefits | $541,000 | 6,096 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $293,000 | 6,074 |
| Pre-tax net operating income | $667,000 | 4,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $227,000 | 3,571 |
| Income before extraordinary items | $440,000 | 5,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $440,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $440,000 | 5,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,583 |
| Total interest expense | $312,000 | 5,363 |
| Net interest income | $738,000 | 5,579 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $97,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $467,000 | 6,328 |
| Salaries and employee benefits | $275,000 | 6,076 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $308,000 | 4,920 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $105,000 | 3,690 |
| Income before extraordinary items | $203,000 | 5,386 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $203,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $203,000 | 5,356 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 5,398 |
| Total interest expense | $1,135,000 | 5,286 |
| Net interest income | $3,070,000 | 5,343 |
| Provision for loan and lease losses | $230,000 | 3,450 |
| Total noninterest income | $442,000 | 5,569 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $347,000 | 3,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,511 |
| Total noninterest expense | $1,910,000 | 6,155 |
| Salaries and employee benefits | $1,053,000 | 6,111 |
| Premises and equipment expense | $233,000 | 6,375 |
| Additional noninterest expense | $624,000 | 5,856 |
| Pre-tax net operating income | $1,372,000 | 4,482 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $476,000 | 3,425 |
| Income before extraordinary items | $924,000 | 4,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $924,000 | 4,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,998 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $905,520 | 4,881 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 5,424 |
| Total interest expense | $842,000 | 5,300 |
| Net interest income | $2,271,000 | 5,374 |
| Provision for loan and lease losses | $170,000 | 3,327 |
| Total noninterest income | $362,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $270,000 | 3,912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $1,455,000 | 6,071 |
| Salaries and employee benefits | $808,000 | 5,996 |
| Premises and equipment expense | $171,000 | 6,414 |
| Additional noninterest expense | $476,000 | 5,785 |
| Pre-tax net operating income | $1,008,000 | 4,582 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $348,000 | 3,525 |
| Income before extraordinary items | $676,000 | 5,050 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $676,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $665,440 | 4,998 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 5,405 |
| Total interest expense | $556,000 | 5,350 |
| Net interest income | $1,533,000 | 5,335 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $220,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $970,000 | 6,098 |
| Salaries and employee benefits | $542,000 | 6,011 |
| Premises and equipment expense | $116,000 | 6,415 |
| Additional noninterest expense | $312,000 | 5,860 |
| Pre-tax net operating income | $673,000 | 4,544 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $229,000 | 3,536 |
| Income before extraordinary items | $444,000 | 5,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $444,000 | 4,947 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 5,423 |
| Total interest expense | $281,000 | 5,372 |
| Net interest income | $767,000 | 5,352 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $108,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $475,000 | 6,217 |
| Salaries and employee benefits | $268,000 | 6,108 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $350,000 | 4,440 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $119,000 | 3,502 |
| Income before extraordinary items | $231,000 | 4,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $231,000 | 4,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 5,356 |
| Total interest expense | $1,283,000 | 5,358 |
| Net interest income | $3,062,000 | 5,245 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $468,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $378,000 | 3,771 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $1,956,000 | 6,062 |
| Salaries and employee benefits | $1,079,000 | 5,995 |
| Premises and equipment expense | $255,000 | 6,127 |
| Additional noninterest expense | $622,000 | 5,865 |
| Pre-tax net operating income | $1,454,000 | 4,201 |
| Securities gains (losses) | $39,000 | 2,721 |
| Applicable income taxes | $508,000 | 3,348 |
| Income before extraordinary items | $985,000 | 4,683 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $985,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $959,260 | 4,594 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 5,449 |
| Total interest expense | $987,000 | 5,425 |
| Net interest income | $2,243,000 | 5,329 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $336,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $264,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $1,443,000 | 6,081 |
| Salaries and employee benefits | $781,000 | 6,088 |
| Premises and equipment expense | $192,000 | 6,101 |
| Additional noninterest expense | $470,000 | 5,833 |
| Pre-tax net operating income | $1,046,000 | 4,427 |
| Securities gains (losses) | $39,000 | 2,515 |
| Applicable income taxes | $369,000 | 3,545 |
| Income before extraordinary items | $716,000 | 4,938 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $716,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $690,260 | 4,839 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 5,457 |
| Total interest expense | $676,000 | 5,458 |
| Net interest income | $1,500,000 | 5,330 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $214,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $166,000 | 4,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $967,000 | 6,088 |
| Salaries and employee benefits | $522,000 | 6,106 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $317,000 | 5,788 |
| Pre-tax net operating income | $687,000 | 4,480 |
| Securities gains (losses) | $25,000 | 2,481 |
| Applicable income taxes | $242,000 | 3,612 |
| Income before extraordinary items | $470,000 | 4,958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $470,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,500 | 4,866 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 5,475 |
| Total interest expense | $348,000 | 5,464 |
| Net interest income | $745,000 | 5,339 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $462,000 | 6,254 |
| Salaries and employee benefits | $252,000 | 6,217 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $148,000 | 5,988 |
| Pre-tax net operating income | $354,000 | 4,363 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $120,000 | 3,625 |
| Income before extraordinary items | $234,000 | 4,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $234,000 | 4,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 5,486 |
| Total interest expense | $1,643,000 | 5,444 |
| Net interest income | $2,928,000 | 5,362 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $612,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $350,000 | 3,866 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 4,532 |
| Total noninterest expense | $1,767,000 | 6,321 |
| Salaries and employee benefits | $920,000 | 6,440 |
| Premises and equipment expense | $239,000 | 6,281 |
| Additional noninterest expense | $608,000 | 5,879 |
| Pre-tax net operating income | $1,503,000 | 4,115 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $511,000 | 3,401 |
| Income before extraordinary items | $992,000 | 4,628 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $992,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,942 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $992,000 | 4,498 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 5,288 |
| Total interest expense | $2,652,000 | 5,184 |
| Net interest income | $2,859,000 | 5,250 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $339,000 | 6,096 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $169,000 | 5,530 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $170,000 | 5,266 |
| Total noninterest expense | $1,707,000 | 6,324 |
| Salaries and employee benefits | $873,000 | 6,481 |
| Premises and equipment expense | $212,000 | 6,623 |
| Additional noninterest expense | $622,000 | 5,712 |
| Pre-tax net operating income | $1,371,000 | 4,091 |
| Securities gains (losses) | $136,000 | 1,482 |
| Applicable income taxes | $525,000 | 3,246 |
| Income before extraordinary items | $982,000 | 4,329 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $982,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $893,600 | 4,475 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,628 |
| Total interest expense | $2,618,000 | 5,402 |
| Net interest income | $2,542,000 | 5,739 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $308,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $1,598,000 | 6,490 |
| Salaries and employee benefits | $826,000 | 6,605 |
| Premises and equipment expense | $208,000 | 6,637 |
| Additional noninterest expense | $564,000 | 5,999 |
| Pre-tax net operating income | $1,047,000 | 5,143 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $376,000 | 4,122 |
| Income before extraordinary items | $671,000 | 5,526 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $671,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,985 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $671,000 | 5,532 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 5,777 |
| Total interest expense | $2,313,000 | 5,473 |
| Net interest income | $2,398,000 | 5,956 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $299,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $1,335,000 | 7,203 |
| Salaries and employee benefits | $735,000 | 7,046 |
| Premises and equipment expense | $191,000 | 6,951 |
| Additional noninterest expense | $409,000 | 7,189 |
| Pre-tax net operating income | $1,262,000 | 4,615 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $442,000 | 3,900 |
| Income before extraordinary items | $820,000 | 5,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $820,000 | 5,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,661 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $820,000 | 4,991 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 6,338 |
| Total interest expense | $2,048,000 | 6,109 |
| Net interest income | $2,111,000 | 6,477 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $237,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,198,000 | 7,559 |
| Salaries and employee benefits | $649,000 | 7,477 |
| Premises and equipment expense | $148,000 | 7,696 |
| Additional noninterest expense | $401,000 | 7,210 |
| Pre-tax net operating income | $1,090,000 | 5,159 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $381,000 | 4,551 |
| Income before extraordinary items | $709,000 | 5,578 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $709,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $709,000 | 5,462 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 7,213 |
| Total interest expense | $1,520,000 | 7,301 |
| Net interest income | $1,928,000 | 7,064 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $243,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $1,020,000 | 8,272 |
| Salaries and employee benefits | $572,000 | 8,108 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $301,000 | 8,313 |
| Pre-tax net operating income | $1,111,000 | 5,496 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $355,000 | 5,260 |
| Income before extraordinary items | $750,000 | 5,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $750,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $754,080 | 5,617 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 8,440 |
| Total interest expense | $1,082,000 | 8,753 |
| Net interest income | $1,612,000 | 8,003 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $288,000 | 7,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $983,000 | 8,733 |
| Salaries and employee benefits | $505,000 | 8,849 |
| Premises and equipment expense | $116,000 | 8,889 |
| Additional noninterest expense | $362,000 | 8,238 |
| Pre-tax net operating income | $887,000 | 6,136 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $294,000 | 5,902 |
| Income before extraordinary items | $609,000 | 6,217 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $609,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $598,280 | 6,224 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 9,184 |
| Total interest expense | $951,000 | 9,424 |
| Net interest income | $1,401,000 | 8,786 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $924,000 | 9,276 |
| Salaries and employee benefits | $468,000 | 9,380 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $356,000 | 8,641 |
| Pre-tax net operating income | $686,000 | 7,400 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $437,000 | 7,755 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $437,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $446,750 | 7,641 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 9,811 |
| Total interest expense | $697,000 | 10,103 |
| Net interest income | $1,296,000 | 9,471 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $861,000 | 9,942 |
| Salaries and employee benefits | $421,000 | 10,098 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $357,000 | 9,269 |
| Pre-tax net operating income | $636,000 | 7,800 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $426,000 | 7,932 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $426,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $425,330 | 7,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 9,990 |
| Total interest expense | $762,000 | 10,245 |
| Net interest income | $1,336,000 | 9,626 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $236,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $956,000 | 9,945 |
| Salaries and employee benefits | $475,000 | 9,897 |
| Premises and equipment expense | $124,000 | 9,663 |
| Additional noninterest expense | $357,000 | 9,763 |
| Pre-tax net operating income | $556,000 | 8,257 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $180,000 | 8,011 |
| Income before extraordinary items | $376,000 | 8,678 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $376,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,247 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $376,000 | 8,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 10,310 |
| Total interest expense | $1,025,000 | 10,287 |
| Net interest income | $1,263,000 | 10,082 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $245,000 | 8,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $919,000 | 10,370 |
| Salaries and employee benefits | $437,000 | 10,435 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $367,000 | 9,987 |
| Pre-tax net operating income | $550,000 | 8,068 |
| Securities gains (losses) | $-14,000 | 13,390 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $374,520 | 8,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.