Home > First Farmers and Merchants Bank > Assets and Liabilities
First Farmers and Merchants Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 52 | 3,599 |
Assets and Liabilities | ||
Total Assets: | $102,559,000 | 4,333 |
Cash and due from depository institutions | $4,874,000 | 3,599 |
Interest-bearing balances | $0 | 6,640 |
Securities | $41,070,000 | 2,948 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $50,901,000 | 4,966 |
Loan loss allowance | $724,000 | 4,559 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $3,660,000 | 2,163 |
Other real estate owned | $0 | 3,599 |
Goodwill and other intangibles | $938,000 | 1,317 |
All other assets | $1,116,000 | 5,772 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $102,559,000 | 4,333 |
Total liabilities | $94,010,000 | 4,245 |
Total deposits | $91,062,000 | 4,147 |
Interest-bearing deposits | $72,681,000 | 4,441 |
Deposits held in domestic offices | $91,062,000 | 4,136 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,000,000 | 2,232 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $948,000 | 3,687 |
Total equity capital | $8,549,000 | 4,959 |
Total bank equity capital | $8,549,000 | 4,959 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,150,000 | 3,126 |
Surplus | $5,000,000 | 2,818 |
Undivided profits | $2,399,000 | 6,730 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $207,000 | 6,592 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $303,000 | 6,868 |
Earning assets | $91,971,000 | 4,413 |
Long-term assets (5+ years) | $26,907,000 | 2,142 |
Average Assets, year-to-date | $102,564,000 | 4,152 |
Average Assets, quarterly | $102,139,000 | 4,280 |
Volatile liabilities | $9,289,000 | 5,097 |
Insider loans | $1,012,000 | 3,625 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $1,316,000 | 8,350 |
Tier 1 (core) risk-based capital | $7,491,000 | 5,417 |
Tier 2 risk-based capital | $724,000 | 3,958 |
Total risk weighted assets | $58,068,000 | 4,518 |
Total unused commitments | $1,316,000 | 8,360 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 62 | 3,142 |
Assets and Liabilities | ||
Total Assets: | $104,084,000 | 4,270 |
Cash and due from depository institutions | $5,788,000 | 3,142 |
Interest-bearing balances | $423,000 | 3,465 |
Securities | $50,619,000 | 2,485 |
Federal funds sold & reverse repurchase agreements | $1,011,000 | 7,258 |
Net loans & leases | $38,836,000 | 5,961 |
Loan loss allowance | $761,000 | 4,429 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $3,804,000 | 2,032 |
Other real estate owned | $0 | 3,142 |
Goodwill and other intangibles | $1,052,000 | 1,151 |
All other assets | $2,974,000 | 2,535 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $104,084,000 | 4,270 |
Total liabilities | $95,838,000 | 4,166 |
Total deposits | $94,962,000 | 4,009 |
Interest-bearing deposits | $76,857,000 | 4,244 |
Deposits held in domestic offices | $94,962,000 | 3,999 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $876,000 | 4,057 |
Total equity capital | $8,246,000 | 5,107 |
Total bank equity capital | $8,246,000 | 5,107 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,150,000 | 3,249 |
Surplus | $5,000,000 | 2,816 |
Undivided profits | $2,096,000 | 7,331 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $102,000 | 8,226 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $237,000 | 8,140 |
Earning assets | $90,889,000 | 4,463 |
Long-term assets (5+ years) | $25,310,000 | 2,086 |
Average Assets, year-to-date | $107,396,000 | 3,983 |
Average Assets, quarterly | $105,197,500 | 4,165 |
Volatile liabilities | $13,369,000 | 3,674 |
Insider loans | $819,000 | 4,236 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $2,198,000 | 7,166 |
Tier 1 (core) risk-based capital | $6,998,000 | 5,728 |
Tier 2 risk-based capital | $626,730 | 4,407 |
Total risk weighted assets | $50,003,830 | 5,039 |
Total unused commitments | $2,198,000 | 7,182 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 21 | 7,881 |
Assets and Liabilities | ||
Total Assets: | $39,406,000 | 8,656 |
Cash and due from depository institutions | $2,054,000 | 7,881 |
Interest-bearing balances | $0 | 7,034 |
Securities | $22,470,000 | 5,401 |
Federal funds sold & reverse repurchase agreements | $260,000 | 7,558 |
Net loans & leases | $12,880,000 | 10,297 |
Loan loss allowance | $558,000 | 5,728 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $880,000 | 6,539 |
Other real estate owned | $0 | 7,881 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $862,000 | 7,389 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $39,406,000 | 8,656 |
Total liabilities | $37,133,000 | 8,431 |
Total deposits | $36,901,000 | 8,219 |
Interest-bearing deposits | $30,111,000 | 8,420 |
Deposits held in domestic offices | $36,901,000 | 8,212 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $232,000 | 8,408 |
Total equity capital | $2,273,000 | 10,510 |
Total bank equity capital | $2,273,000 | 10,510 |
Perpetual preferred stock | $0 | 310 |
Common stock | $600,000 | 5,160 |
Surplus | $1,900,000 | 5,804 |
Undivided profits | $-227,000 | 11,847 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $187,000 | 8,769 |
Earning assets | $35,610,000 | 8,665 |
Long-term assets (5+ years) | $16,717,000 | 2,915 |
Average Assets, year-to-date | $36,454,400 | 8,878 |
Average Assets, quarterly | $38,851,000 | 8,670 |
Volatile liabilities | $7,126,000 | 5,478 |
Insider loans | $291,000 | 7,237 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $230,000 | 11,083 |
Tier 1 (core) risk-based capital | $2,838,000 | 9,812 |
Tier 2 risk-based capital | $233,850 | 8,505 |
Total risk weighted assets | $18,383,850 | 9,307 |
Total unused commitments | $230,000 | 11,086 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 22 | 7,996 |
Assets and Liabilities | ||
Total Assets: | $34,325,000 | 9,561 |
Cash and due from depository institutions | $2,057,000 | 7,996 |
Interest-bearing balances | $99,000 | 6,563 |
Securities | $20,188,000 | 6,100 |
Federal funds sold & reverse repurchase agreements | $1,520,000 | 6,655 |
Net loans & leases | $8,856,000 | 11,677 |
Loan loss allowance | $560,000 | 5,876 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $855,000 | 6,753 |
Other real estate owned | $282,000 | 7,996 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $567,000 | 8,784 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $34,325,000 | 9,561 |
Total liabilities | $31,497,000 | 9,489 |
Total deposits | $31,304,000 | 9,346 |
Interest-bearing deposits | $24,628,000 | 9,714 |
Deposits held in domestic offices | $31,304,000 | 9,340 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $193,000 | 9,411 |
Total equity capital | $2,828,000 | 10,040 |
Total bank equity capital | $2,828,000 | 10,040 |
Perpetual preferred stock | $0 | 343 |
Common stock | $600,000 | 5,380 |
Surplus | $1,900,000 | 5,788 |
Undivided profits | $328,000 | 11,358 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,000 | 12,084 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $63,000 | 12,085 |
Earning assets | $30,663,000 | 9,662 |
Long-term assets (5+ years) | $14,229,000 | 3,427 |
Average Assets, year-to-date | $34,838,400 | 9,352 |
Average Assets, quarterly | $34,285,500 | 9,518 |
Volatile liabilities | $1,439,000 | 10,582 |
Insider loans | $631,000 | 5,022 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $531,000 | 10,461 |
Tier 1 (core) risk-based capital | $2,828,000 | 9,991 |
Tier 2 risk-based capital | $160,280 | 10,211 |
Total risk weighted assets | $12,422,280 | 11,037 |
Total unused commitments | $531,000 | 10,477 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 24 | 7,704 |
Assets and Liabilities | ||
Total Assets: | $35,876,000 | 9,560 |
Cash and due from depository institutions | $2,062,000 | 7,704 |
Interest-bearing balances | $99,000 | 7,123 |
Securities | $18,353,000 | 6,448 |
Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
Net loans & leases | $9,319,000 | 11,906 |
Loan loss allowance | $353,000 | 8,043 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $925,000 | 6,501 |
Other real estate owned | $2,604,000 | 7,704 |
Goodwill and other intangibles | $71,000 | 2,353 |
All other assets | $342,000 | 11,259 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $35,876,000 | 9,560 |
Total liabilities | $33,321,000 | 9,430 |
Total deposits | $33,175,000 | 9,294 |
Interest-bearing deposits | $26,162,000 | 9,711 |
Deposits held in domestic offices | $33,175,000 | 9,288 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $146,000 | 11,267 |
Total equity capital | $2,555,000 | 10,477 |
Total bank equity capital | $2,555,000 | 10,477 |
Perpetual preferred stock | $0 | 346 |
Common stock | $600,000 | 5,656 |
Surplus | $1,600,000 | 6,294 |
Undivided profits | $355,000 | 11,449 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $37,000 | 11,612 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $94,000 | 11,742 |
Earning assets | $29,971,000 | 9,953 |
Long-term assets (5+ years) | $13,701,000 | 3,472 |
Average Assets, year-to-date | $36,049,600 | 9,381 |
Average Assets, quarterly | $35,659,000 | 9,534 |
Volatile liabilities | $1,531,000 | 10,755 |
Insider loans | $48,000 | 7,234 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $257,000 | 11,449 |
Tier 1 (core) risk-based capital | $2,555,000 | 10,429 |
Tier 2 risk-based capital | $190,100 | 9,675 |
Total risk weighted assets | $15,045,000 | 10,620 |
Total unused commitments | $257,000 | 11,468 |
Derivatives | $0 | 651 |