Home > First Exchange Bank > Income and Expense
First Exchange Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 4,003 |
| Total interest expense | $3,200,000 | 3,733 |
| Net interest income | $4,220,000 | 4,175 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $1,023,000 | 3,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $567,000 | 2,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,142 |
| Total noninterest expense | $3,782,000 | 3,593 |
| Salaries and employee benefits | $1,789,000 | 3,641 |
| Premises and equipment expense | $754,000 | 2,659 |
| Additional noninterest expense | $1,239,000 | 3,941 |
| Pre-tax net operating income | $1,371,000 | 4,745 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $538,000 | 3,831 |
| Income before extraordinary items | $861,000 | 5,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $861,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $370,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $843,080 | 5,204 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 4,458 |
| Total interest expense | $2,596,000 | 4,656 |
| Net interest income | $4,159,000 | 4,247 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $776,000 | 4,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,578 |
| Total noninterest expense | $3,361,000 | 4,063 |
| Salaries and employee benefits | $1,558,000 | 4,138 |
| Premises and equipment expense | $593,000 | 3,370 |
| Additional noninterest expense | $1,210,000 | 4,164 |
| Pre-tax net operating income | $1,409,000 | 4,575 |
| Securities gains (losses) | $194,000 | 1,734 |
| Applicable income taxes | $564,000 | 3,780 |
| Income before extraordinary items | $1,039,000 | 4,555 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,039,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $656,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $912,900 | 4,815 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 4,915 |
| Total interest expense | $2,884,000 | 5,328 |
| Net interest income | $3,964,000 | 4,485 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $671,000 | 4,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $3,222,000 | 4,239 |
| Salaries and employee benefits | $1,463,000 | 4,325 |
| Premises and equipment expense | $542,000 | 3,701 |
| Additional noninterest expense | $1,217,000 | 4,290 |
| Pre-tax net operating income | $1,258,000 | 4,730 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $392,000 | 4,873 |
| Income before extraordinary items | $866,000 | 5,058 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $866,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $681,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $866,000 | 4,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.