Home > First Essex Bank > Assets and Liabilities
First Essex Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 304 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $1,748,686,000 | 359 |
| Cash and due from depository institutions | $54,479,000 | 514 |
| Interest-bearing balances | $18,041,000 | 356 |
| Securities | $390,800,000 | 384 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,424 |
| Net loans & leases | $1,201,158,000 | 337 |
| Loan loss allowance | $15,017,000 | 349 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,722,000 | 1,233 |
| Other real estate owned | $0 | 514 |
| Goodwill and other intangibles | $13,995,000 | 406 |
| All other assets | $75,882,000 | 283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,748,686,000 | 359 |
| Total liabilities | $1,564,658,000 | 364 |
| Total deposits | $1,300,932,000 | 348 |
| Interest-bearing deposits | $1,131,353,000 | 346 |
| Deposits held in domestic offices | $1,300,932,000 | 346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,321,000 | 484 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $208,339,000 | 311 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,066,000 | 510 |
| Total equity capital | $184,028,000 | 350 |
| Total bank equity capital | $184,028,000 | 350 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $620,000 | 3,804 |
| Surplus | $81,469,000 | 348 |
| Undivided profits | $101,939,000 | 326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,843,000 | 1,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $6,842,000 | 385 |
| Earning assets | $1,614,649,000 | 355 |
| Long-term assets (5+ years) | $562,895,000 | 237 |
| Average Assets, year-to-date | $1,761,610,400 | 348 |
| Average Assets, quarterly | $1,747,659,000 | 356 |
| Volatile liabilities | $278,827,000 | 483 |
| Insider loans | $5,000 | 8,166 |
| FHLB advances | $208,339,000 | 254 |
| Loans and leases held for sale | $2,336,000 | 588 |
| Unused loan commitments | $219,943,000 | 481 |
| Tier 1 (core) risk-based capital | $166,656,000 | 342 |
| Tier 2 risk-based capital | $15,017,000 | 365 |
| Total risk weighted assets | $1,378,872,000 | 326 |
| Total unused commitments | $219,943,000 | 481 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 313 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $1,746,632,000 | 363 |
| Cash and due from depository institutions | $59,474,000 | 507 |
| Interest-bearing balances | $18,486,000 | 412 |
| Securities | $394,200,000 | 382 |
| Federal funds sold & reverse repurchase agreements | $228,000 | 6,282 |
| Net loans & leases | $1,202,682,000 | 336 |
| Loan loss allowance | $15,334,000 | 357 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,185,000 | 1,153 |
| Other real estate owned | $0 | 507 |
| Goodwill and other intangibles | $14,305,000 | 405 |
| All other assets | $67,558,000 | 320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,746,632,000 | 363 |
| Total liabilities | $1,574,565,000 | 362 |
| Total deposits | $1,331,065,000 | 347 |
| Interest-bearing deposits | $1,170,500,000 | 341 |
| Deposits held in domestic offices | $1,331,065,000 | 345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,268,000 | 503 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $193,360,000 | 320 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,872,000 | 647 |
| Total equity capital | $172,067,000 | 380 |
| Total bank equity capital | $172,067,000 | 380 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $620,000 | 3,832 |
| Surplus | $72,665,000 | 391 |
| Undivided profits | $98,782,000 | 339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,049,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $6,428,000 | 423 |
| Earning assets | $1,615,596,000 | 357 |
| Long-term assets (5+ years) | $571,398,000 | 232 |
| Average Assets, year-to-date | $1,764,841,500 | 356 |
| Average Assets, quarterly | $1,762,858,500 | 365 |
| Volatile liabilities | $262,483,000 | 501 |
| Insider loans | $5,000 | 8,239 |
| FHLB advances | $193,360,000 | 262 |
| Loans and leases held for sale | $6,554,000 | 435 |
| Unused loan commitments | $236,048,000 | 463 |
| Tier 1 (core) risk-based capital | $154,413,000 | 364 |
| Tier 2 risk-based capital | $15,334,000 | 367 |
| Total risk weighted assets | $1,380,671,000 | 336 |
| Total unused commitments | $236,048,000 | 463 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 323 | 501 |
| Assets and Liabilities | ||
| Total Assets: | $1,779,085,000 | 359 |
| Cash and due from depository institutions | $72,656,000 | 501 |
| Interest-bearing balances | $18,011,000 | 470 |
| Securities | $415,874,000 | 356 |
| Federal funds sold & reverse repurchase agreements | $6,210,000 | 2,511 |
| Net loans & leases | $1,193,393,000 | 343 |
| Loan loss allowance | $15,192,000 | 351 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,078,000 | 1,143 |
| Other real estate owned | $0 | 501 |
| Goodwill and other intangibles | $14,616,000 | 378 |
| All other assets | $68,258,000 | 313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,779,085,000 | 359 |
| Total liabilities | $1,610,175,000 | 359 |
| Total deposits | $1,375,280,000 | 331 |
| Interest-bearing deposits | $1,189,962,000 | 335 |
| Deposits held in domestic offices | $1,375,280,000 | 329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,776,000 | 517 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $188,379,000 | 326 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $10,740,000 | 605 |
| Total equity capital | $168,910,000 | 377 |
| Total bank equity capital | $168,910,000 | 377 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $620,000 | 3,832 |
| Surplus | $72,665,000 | 379 |
| Undivided profits | $95,625,000 | 348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,703,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,851,000 | 393 |
| Earning assets | $1,633,488,000 | 355 |
| Long-term assets (5+ years) | $564,389,000 | 222 |
| Average Assets, year-to-date | $1,770,911,330 | 351 |
| Average Assets, quarterly | $1,767,825,500 | 357 |
| Volatile liabilities | $258,105,000 | 518 |
| Insider loans | $5,000 | 8,282 |
| FHLB advances | $188,379,000 | 270 |
| Loans and leases held for sale | $9,179,000 | 497 |
| Unused loan commitments | $210,720,000 | 509 |
| Tier 1 (core) risk-based capital | $148,545,000 | 368 |
| Tier 2 risk-based capital | $15,192,000 | 352 |
| Total risk weighted assets | $1,391,182,000 | 331 |
| Total unused commitments | $210,720,000 | 509 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 320 | 498 |
| Assets and Liabilities | ||
| Total Assets: | $1,756,566,000 | 359 |
| Cash and due from depository institutions | $66,142,000 | 498 |
| Interest-bearing balances | $18,408,000 | 450 |
| Securities | $441,132,000 | 339 |
| Federal funds sold & reverse repurchase agreements | $448,000 | 6,855 |
| Net loans & leases | $1,156,470,000 | 348 |
| Loan loss allowance | $14,472,000 | 361 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,296,000 | 1,095 |
| Other real estate owned | $0 | 498 |
| Goodwill and other intangibles | $14,955,000 | 360 |
| All other assets | $69,123,000 | 317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,756,566,000 | 359 |
| Total liabilities | $1,595,486,000 | 358 |
| Total deposits | $1,389,958,000 | 333 |
| Interest-bearing deposits | $1,214,565,000 | 328 |
| Deposits held in domestic offices | $1,389,958,000 | 331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,646,000 | 539 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $163,399,000 | 350 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,483,000 | 603 |
| Total equity capital | $161,080,000 | 384 |
| Total bank equity capital | $161,080,000 | 384 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $620,000 | 3,846 |
| Surplus | $72,665,000 | 376 |
| Undivided profits | $87,795,000 | 362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,269,000 | 1,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 962 |
| Income earned, not collected on loans | $6,745,000 | 414 |
| Earning assets | $1,616,458,000 | 358 |
| Long-term assets (5+ years) | $615,664,000 | 208 |
| Average Assets, year-to-date | $1,766,824,500 | 356 |
| Average Assets, quarterly | $1,766,824,500 | 356 |
| Volatile liabilities | $252,962,000 | 515 |
| Insider loans | $5,000 | 8,308 |
| FHLB advances | $163,399,000 | 293 |
| Loans and leases held for sale | $7,101,000 | 494 |
| Unused loan commitments | $249,984,000 | 450 |
| Tier 1 (core) risk-based capital | $142,962,000 | 379 |
| Tier 2 risk-based capital | $14,472,000 | 359 |
| Total risk weighted assets | $1,360,023,000 | 329 |
| Total unused commitments | $249,984,000 | 450 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 323 | 494 |
| Assets and Liabilities | ||
| Total Assets: | $1,777,083,000 | 351 |
| Cash and due from depository institutions | $109,169,000 | 494 |
| Interest-bearing balances | $17,922,000 | 414 |
| Securities | $443,236,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $14,283,000 | 996 |
| Net loans & leases | $1,122,346,000 | 347 |
| Loan loss allowance | $14,452,000 | 362 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,533,000 | 1,044 |
| Other real estate owned | $0 | 494 |
| Goodwill and other intangibles | $15,294,000 | 343 |
| All other assets | $64,222,000 | 324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,777,083,000 | 351 |
| Total liabilities | $1,618,125,000 | 350 |
| Total deposits | $1,397,001,000 | 331 |
| Interest-bearing deposits | $1,241,349,000 | 316 |
| Deposits held in domestic offices | $1,397,001,000 | 329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,990,000 | 497 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $170,418,000 | 345 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,716,000 | 513 |
| Total equity capital | $158,958,000 | 383 |
| Total bank equity capital | $158,958,000 | 383 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $620,000 | 3,846 |
| Surplus | $72,665,000 | 371 |
| Undivided profits | $85,673,000 | 366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,105,000 | 1,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $7,075,000 | 410 |
| Earning assets | $1,597,787,000 | 351 |
| Long-term assets (5+ years) | $530,659,000 | 227 |
| Average Assets, year-to-date | $1,702,573,800 | 356 |
| Average Assets, quarterly | $1,772,042,000 | 356 |
| Volatile liabilities | $277,637,000 | 481 |
| Insider loans | $5,000 | 8,340 |
| FHLB advances | $170,418,000 | 283 |
| Loans and leases held for sale | $7,684,000 | 542 |
| Unused loan commitments | $177,232,000 | 530 |
| Tier 1 (core) risk-based capital | $137,275,000 | 387 |
| Tier 2 risk-based capital | $14,452,000 | 361 |
| Total risk weighted assets | $1,402,347,000 | 323 |
| Total unused commitments | $177,232,000 | 530 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 319 | 503 |
| Assets and Liabilities | ||
| Total Assets: | $1,594,660,000 | 374 |
| Cash and due from depository institutions | $59,383,000 | 503 |
| Interest-bearing balances | $17,801,000 | 383 |
| Securities | $400,221,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $12,387,000 | 1,178 |
| Net loans & leases | $1,040,264,000 | 367 |
| Loan loss allowance | $12,758,000 | 380 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,392,000 | 904 |
| Other real estate owned | $0 | 503 |
| Goodwill and other intangibles | $16,695,000 | 322 |
| All other assets | $56,318,000 | 342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,594,660,000 | 374 |
| Total liabilities | $1,460,402,000 | 371 |
| Total deposits | $1,239,602,000 | 348 |
| Interest-bearing deposits | $1,105,212,000 | 344 |
| Deposits held in domestic offices | $1,239,602,000 | 346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,784,000 | 525 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $170,491,000 | 339 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $14,525,000 | 494 |
| Total equity capital | $134,258,000 | 405 |
| Total bank equity capital | $134,258,000 | 405 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $620,000 | 3,914 |
| Surplus | $72,501,000 | 356 |
| Undivided profits | $61,137,000 | 454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,192,000 | 709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $7,767,000 | 395 |
| Earning assets | $1,470,673,000 | 369 |
| Long-term assets (5+ years) | $566,126,000 | 222 |
| Average Assets, year-to-date | $1,580,304,000 | 370 |
| Average Assets, quarterly | $1,608,015,500 | 371 |
| Volatile liabilities | $228,533,000 | 519 |
| Insider loans | $49,000 | 8,110 |
| FHLB advances | $170,491,000 | 273 |
| Loans and leases held for sale | $4,202,000 | 648 |
| Unused loan commitments | $166,716,000 | 521 |
| Tier 1 (core) risk-based capital | $114,647,000 | 420 |
| Tier 2 risk-based capital | $12,758,000 | 387 |
| Total risk weighted assets | $1,198,969,000 | 356 |
| Total unused commitments | $166,716,000 | 522 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 311 | 501 |
| Assets and Liabilities | ||
| Total Assets: | $1,528,436,000 | 385 |
| Cash and due from depository institutions | $46,670,000 | 501 |
| Interest-bearing balances | $17,601,000 | 249 |
| Securities | $439,346,000 | 297 |
| Federal funds sold & reverse repurchase agreements | $2,832,000 | 3,544 |
| Net loans & leases | $957,674,000 | 398 |
| Loan loss allowance | $12,573,000 | 383 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,821,000 | 805 |
| Other real estate owned | $0 | 501 |
| Goodwill and other intangibles | $19,198,000 | 274 |
| All other assets | $52,895,000 | 313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,528,436,000 | 385 |
| Total liabilities | $1,414,047,000 | 383 |
| Total deposits | $1,138,723,000 | 365 |
| Interest-bearing deposits | $1,138,723,000 | 331 |
| Deposits held in domestic offices | $1,138,723,000 | 360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,954,000 | 473 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $221,455,000 | 287 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $7,915,000 | 722 |
| Total equity capital | $114,389,000 | 451 |
| Total bank equity capital | $114,389,000 | 451 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $620,000 | 4,035 |
| Surplus | $72,058,000 | 347 |
| Undivided profits | $41,711,000 | 654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,487,000 | 1,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,367,000 | 480 |
| Earning assets | $1,417,453,000 | 377 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $1,460,721,800 | 381 |
| Average Assets, quarterly | $1,509,216,000 | 381 |
| Volatile liabilities | $613,512,000 | 287 |
| Insider loans | $49,000 | 8,326 |
| FHLB advances | $221,455,000 | 81 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $161,224,000 | 515 |
| Tier 1 (core) risk-based capital | $98,021,000 | 468 |
| Tier 2 risk-based capital | $12,573,000 | 386 |
| Total risk weighted assets | $1,077,250,000 | 379 |
| Total unused commitments | $161,224,000 | 516 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 316 | 538 |
| Assets and Liabilities | ||
| Total Assets: | $1,386,268,000 | 415 |
| Cash and due from depository institutions | $53,646,000 | 538 |
| Interest-bearing balances | $17,491,000 | 222 |
| Securities | $434,042,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $5,775,000 | 1,663 |
| Net loans & leases | $800,961,000 | 452 |
| Loan loss allowance | $11,005,000 | 441 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,692,000 | 724 |
| Other real estate owned | $48,000 | 538 |
| Goodwill and other intangibles | $21,843,000 | 239 |
| All other assets | $59,261,000 | 290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,386,268,000 | 415 |
| Total liabilities | $1,294,959,000 | 409 |
| Total deposits | $1,014,379,000 | 407 |
| Interest-bearing deposits | $907,290,000 | 391 |
| Deposits held in domestic offices | $1,014,379,000 | 403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,285,000 | 661 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $238,677,000 | 287 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,618,000 | 549 |
| Total equity capital | $91,309,000 | 529 |
| Total bank equity capital | $91,309,000 | 529 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $620,000 | 4,157 |
| Surplus | $69,558,000 | 363 |
| Undivided profits | $21,131,000 | 1,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,789,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,123,000 | 537 |
| Earning assets | $1,258,269,000 | 413 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $1,331,810,400 | 415 |
| Average Assets, quarterly | $1,370,493,500 | 413 |
| Volatile liabilities | $531,754,000 | 316 |
| Insider loans | $42,000 | 8,604 |
| FHLB advances | $238,677,000 | 77 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $114,176,000 | 681 |
| Tier 1 (core) risk-based capital | $81,565,000 | 555 |
| Tier 2 risk-based capital | $11,005,000 | 427 |
| Total risk weighted assets | $906,245,000 | 426 |
| Total unused commitments | $114,176,000 | 681 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 297 | 579 |
| Assets and Liabilities | ||
| Total Assets: | $1,253,661,000 | 445 |
| Cash and due from depository institutions | $107,578,000 | 579 |
| Interest-bearing balances | $17,388,000 | 325 |
| Securities | $345,840,000 | 399 |
| Federal funds sold & reverse repurchase agreements | $281,000 | 8,071 |
| Net loans & leases | $722,880,000 | 470 |
| Loan loss allowance | $10,714,000 | 438 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,715,000 | 620 |
| Other real estate owned | $276,000 | 579 |
| Goodwill and other intangibles | $24,498,000 | 231 |
| All other assets | $40,593,000 | 345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,253,661,000 | 445 |
| Total liabilities | $1,157,398,000 | 436 |
| Total deposits | $945,154,000 | 422 |
| Interest-bearing deposits | $841,788,000 | 408 |
| Deposits held in domestic offices | $945,154,000 | 418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,917,000 | 517 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $161,582,000 | 308 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $10,745,000 | 602 |
| Total equity capital | $96,263,000 | 518 |
| Total bank equity capital | $96,263,000 | 518 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $620,000 | 4,189 |
| Surplus | $69,490,000 | 348 |
| Undivided profits | $26,153,000 | 984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,114,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,769,000 | 574 |
| Earning assets | $1,086,389,000 | 458 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,263,639,000 | 418 |
| Average Assets, quarterly | $1,251,370,500 | 435 |
| Volatile liabilities | $389,557,000 | 344 |
| Insider loans | $268,000 | 6,665 |
| FHLB advances | $161,582,000 | 91 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $125,916,000 | 587 |
| Tier 1 (core) risk-based capital | $71,154,000 | 609 |
| Tier 2 risk-based capital | $9,305,000 | 471 |
| Total risk weighted assets | $752,862,000 | 463 |
| Total unused commitments | $125,916,000 | 591 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 274 | 644 |
| Assets and Liabilities | ||
| Total Assets: | $1,200,240,000 | 455 |
| Cash and due from depository institutions | $38,165,000 | 644 |
| Interest-bearing balances | $17,291,000 | 229 |
| Securities | $390,898,000 | 366 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $708,366,000 | 479 |
| Loan loss allowance | $9,560,000 | 491 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,544,000 | 687 |
| Other real estate owned | $802,000 | 644 |
| Goodwill and other intangibles | $11,121,000 | 357 |
| All other assets | $38,344,000 | 334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,200,240,000 | 455 |
| Total liabilities | $1,115,833,000 | 444 |
| Total deposits | $760,387,000 | 513 |
| Interest-bearing deposits | $698,113,000 | 483 |
| Deposits held in domestic offices | $760,387,000 | 507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,813,000 | 679 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $319,744,000 | 198 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,889,000 | 556 |
| Total equity capital | $84,407,000 | 568 |
| Total bank equity capital | $84,407,000 | 568 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $620,000 | 4,337 |
| Surplus | $66,987,000 | 342 |
| Undivided profits | $16,800,000 | 1,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,639,000 | 635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,834,000 | 581 |
| Earning assets | $1,118,555,000 | 445 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $1,172,433,200 | 442 |
| Average Assets, quarterly | $1,204,550,500 | 445 |
| Volatile liabilities | $470,325,000 | 309 |
| Insider loans | $234,000 | 7,158 |
| FHLB advances | $319,744,000 | 52 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $96,431,000 | 677 |
| Tier 1 (core) risk-based capital | $72,319,000 | 609 |
| Tier 2 risk-based capital | $8,873,000 | 459 |
| Total risk weighted assets | $709,311,000 | 479 |
| Total unused commitments | $96,431,000 | 679 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 294 | 632 |
| Assets and Liabilities | ||
| Total Assets: | $1,064,368,000 | 538 |
| Cash and due from depository institutions | $18,221,000 | 632 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $279,181,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $16,350,000 | 788 |
| Net loans & leases | $694,425,000 | 514 |
| Loan loss allowance | $10,538,000 | 507 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,609,000 | 646 |
| Other real estate owned | $1,787,000 | 632 |
| Goodwill and other intangibles | $12,141,000 | 327 |
| All other assets | $30,654,000 | 411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,064,368,000 | 538 |
| Total liabilities | $990,445,000 | 529 |
| Total deposits | $701,059,000 | 593 |
| Interest-bearing deposits | $633,258,000 | 565 |
| Deposits held in domestic offices | $701,059,000 | 586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,682,000 | 1,312 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $267,276,000 | 218 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $14,428,000 | 500 |
| Total equity capital | $73,923,000 | 661 |
| Total bank equity capital | $73,923,000 | 661 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $620,000 | 4,626 |
| Surplus | $66,987,000 | 358 |
| Undivided profits | $6,316,000 | 3,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,696,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,686,000 | 626 |
| Earning assets | $989,956,000 | 533 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $873,788,600 | 593 |
| Average Assets, quarterly | $965,013,500 | 568 |
| Volatile liabilities | $380,302,000 | 373 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $267,276,000 | 59 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $80,472,000 | 772 |
| Tier 1 (core) risk-based capital | $62,216,000 | 719 |
| Tier 2 risk-based capital | $8,073,000 | 534 |
| Total risk weighted assets | $643,393,000 | 552 |
| Total unused commitments | $80,472,000 | 778 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 239 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $803,702,000 | 676 |
| Cash and due from depository institutions | $16,880,000 | 809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $250,251,000 | 561 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,165 |
| Net loans & leases | $493,585,000 | 690 |
| Loan loss allowance | $6,552,000 | 751 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,047,000 | 735 |
| Other real estate owned | $1,597,000 | 809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $26,842,000 | 481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $803,702,000 | 676 |
| Total liabilities | $748,152,000 | 667 |
| Total deposits | $498,857,000 | 806 |
| Interest-bearing deposits | $498,857,000 | 715 |
| Deposits held in domestic offices | $498,857,000 | 797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,896,000 | 717 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $219,673,000 | 247 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,726,000 | 1,290 |
| Total equity capital | $55,550,000 | 877 |
| Total bank equity capital | $55,550,000 | 877 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $36,851,000 | 571 |
| Undivided profits | $18,199,000 | 1,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,372,000 | 1,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,716,000 | 853 |
| Earning assets | $748,336,000 | 665 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $821,270,000 | 644 |
| Average Assets, quarterly | $823,611,500 | 652 |
| Volatile liabilities | $298,763,000 | 422 |
| Insider loans | $437,000 | 6,040 |
| FHLB advances | $219,673,000 | 61 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $62,253,000 | 914 |
| Tier 1 (core) risk-based capital | $56,227,000 | 822 |
| Tier 2 risk-based capital | $5,925,000 | 651 |
| Total risk weighted assets | $473,394,000 | 693 |
| Total unused commitments | $62,253,000 | 919 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 222 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $802,245,000 | 664 |
| Cash and due from depository institutions | $15,181,000 | 890 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $326,378,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $422,678,000 | 756 |
| Loan loss allowance | $7,237,000 | 706 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,347,000 | 877 |
| Other real estate owned | $2,988,000 | 890 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $24,173,000 | 525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $802,245,000 | 664 |
| Total liabilities | $751,335,000 | 657 |
| Total deposits | $467,606,000 | 829 |
| Interest-bearing deposits | $444,199,000 | 773 |
| Deposits held in domestic offices | $467,606,000 | 818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,931,000 | 538 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $225,017,000 | 232 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,781,000 | 1,106 |
| Total equity capital | $50,910,000 | 861 |
| Total bank equity capital | $50,910,000 | 861 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $36,851,000 | 538 |
| Undivided profits | $13,559,000 | 1,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,324,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,218,000 | 901 |
| Earning assets | $751,556,000 | 649 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $701,040,400 | 727 |
| Average Assets, quarterly | $764,585,000 | 694 |
| Volatile liabilities | $326,862,000 | 396 |
| Insider loans | $477,000 | 5,833 |
| FHLB advances | $225,017,000 | 69 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $52,129,000 | 951 |
| Tier 1 (core) risk-based capital | $50,910,000 | 848 |
| Tier 2 risk-based capital | $5,046,000 | 726 |
| Total risk weighted assets | $401,494,000 | 766 |
| Total unused commitments | $52,129,000 | 960 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 191 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $642,625,000 | 806 |
| Cash and due from depository institutions | $10,275,000 | 1,084 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $313,822,000 | 499 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,826 |
| Net loans & leases | $282,900,000 | 1,001 |
| Loan loss allowance | $7,663,000 | 719 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,208,000 | 1,018 |
| Other real estate owned | $6,237,000 | 1,084 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $18,633,000 | 607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $642,625,000 | 806 |
| Total liabilities | $594,326,000 | 802 |
| Total deposits | $406,007,000 | 982 |
| Interest-bearing deposits | $384,790,000 | 905 |
| Deposits held in domestic offices | $406,007,000 | 971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $185,001,000 | 244 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,318,000 | 1,250 |
| Total equity capital | $48,299,000 | 869 |
| Total bank equity capital | $48,299,000 | 869 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $36,851,000 | 513 |
| Undivided profits | $10,948,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,186,000 | 589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,368,000 | 1,242 |
| Earning assets | $600,272,000 | 789 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $545,542,400 | 876 |
| Average Assets, quarterly | $595,114,000 | 846 |
| Volatile liabilities | $226,149,000 | 467 |
| Insider loans | $1,009,000 | 3,718 |
| FHLB advances | $185,001,000 | 79 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,342,000 | 1,383 |
| Tier 1 (core) risk-based capital | $48,299,000 | 841 |
| Tier 2 risk-based capital | $4,332,000 | 817 |
| Total risk weighted assets | $284,634,000 | 1,004 |
| Total unused commitments | $31,342,000 | 1,408 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 178 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $477,280,000 | 1,039 |
| Cash and due from depository institutions | $8,143,000 | 1,197 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $166,274,000 | 827 |
| Federal funds sold & reverse repurchase agreements | $7,925,000 | 2,086 |
| Net loans & leases | $273,358,000 | 1,065 |
| Loan loss allowance | $9,360,000 | 642 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,416,000 | 982 |
| Other real estate owned | $8,473,000 | 1,197 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,691,000 | 1,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,280,000 | 1,039 |
| Total liabilities | $436,321,000 | 1,053 |
| Total deposits | $394,349,000 | 1,057 |
| Interest-bearing deposits | $378,590,000 | 979 |
| Deposits held in domestic offices | $394,349,000 | 1,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $40,000,000 | 481 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,972,000 | 1,906 |
| Total equity capital | $40,959,000 | 961 |
| Total bank equity capital | $40,959,000 | 961 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $14,500,000 | 1,020 |
| Undivided profits | $25,959,000 | 827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,916,000 | 479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,677,000 | 1,141 |
| Earning assets | $447,557,000 | 1,011 |
| Long-term assets (5+ years) | $114,877,000 | 541 |
| Average Assets, year-to-date | $461,923,600 | 1,056 |
| Average Assets, quarterly | $460,065,500 | 1,074 |
| Volatile liabilities | $48,778,000 | 1,205 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $26,818,000 | 1,472 |
| Tier 1 (core) risk-based capital | $40,959,000 | 931 |
| Tier 2 risk-based capital | $3,483,820 | 990 |
| Total risk weighted assets | $272,829,120 | 1,075 |
| Total unused commitments | $26,818,000 | 1,488 |
| Derivatives | $0 | 651 |